How The Kip 25 Funds Performed

A race, especially a marathon, requires planning and preparation. Runners set time goals, and they have a plan for how to tackle rough stretches of the course. Investors aren't much different. They set performance goals and build a diversified portfolio that can get them there, in good times or bad.

When markets are in a groove, as stocks were over the past year, it's easy to forget about pacing yourself by maintaining a diversified portfolio that's in sync with your goals and your risk tolerance. And then a market dip comes along to remind you in a nasty way. That's what happened earlier this year: After 22 months of relatively smooth