Before you determine how much you need to save for a fulfilling retirement, you first must evaluate how much will you spend in retirement.

Financial planners have traditionally estimated that retirees need 80% or more of preretirement income to maintain their standard of living, but individual situations vary greatly. And, according to the Bureau of Labor Statistics' annual survey on consumer spending, the average retired household spends 25% less than the average working household each year.

However, retired households do spend more than working households on many items, including big-ticket expenses such as health care and travel. Here's a look at 10 budget categories where retirees are likely to spend more.

Travel

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Whether you plan to set off on luxury cruises or simply pack up your trunk for weekend getaways with your grandkids, you may find yourself spending more on travel in retirement than you bargained for.

While overall transportation