Wealthy People Have Smart Financial Habits. But There's More.
When I introduce myself as a wealth adviser, people sometimes respond with a quick chuckle and something like, "I'll call you when I get wealthy." The fact is, you don't have to "get wealthy" to need financial services. Most families' primary concern isn't how to protect an abundance of assets; it's how to cover unexpected setbacks and fund retirement.
The recently reported that the median net worth for those under 35 years old is only $4,138 and their home equity is just $2,762. Those between 55 and 64 have a median net worth of only $66,547, with home equity of just $97,951. Their
