Everand Logo

Welcome to Everand!

  • India Today

    Risk-proof your future with equities

    Given the diminishing returns on risk-free investments, even cautious investors need to look beyond them -- at equity, for example
    by Jigar Pathak Aug 25, 2018 2 minutes

    Investors with a low risk appetite have seen their returns fall quite dramatically in the recent past, be it on small savings instruments like Public Provident Fund (PPF), National Savings Certificates (NSC), Kisan Vikas Patras (KVP) and Post Office Monthly Income Schemes or fixed/ recurring deposits in banks. Unlike the early 2000s that saw double-digit rate of returns, the interest rates for small savings instruments are currently hovering around 8 per cent.

    Interest rates on small savings schemes have been linked to government bonds since 2011. The 15-year PPF account currently offers 7.6 per cent interest, the same as NSCs, while KVPs offer 7.3 per

    You’re reading a preview, subscribe to read more.

    More from India Today

    India Today4 min read
    Advantage Congress
    FOR A STATE THAT HAS BEEN IN EXISTENCE only for 10 years and is therefore the country’s youngest, Telangana is fast becoming the new battleground for hard-fought electoral contests. Just five months ago, it saw the end of the decade-long rule of the
    India Today1 min readPolitical Ideologies
    The Battle Plans
    ➘ Target the rival alliance by tweaking the narrative to one of whether the people want Jagan in (for another term) or out ➘ Paint it as a class battle between the have-nots, who benefit from welfare schemes, and the haves, who back rival parties and
    India Today2 min read
    Out Of The Shadows
    For a long time, Jai Mehta’s identity was defined by his famous father, the National Award-winning director Hansal Mehta, best known for his indie filmmaking credentials. Mehta Jr assisted the senior on acclaimed films like Shahid and Aligarh before

    Related