Halaman 1 dari 9

Car Calculation
Loan Calculator
Loan amount

Rp

Annual interest rate

Enter values

Unit Price
Down Payment

Rp
Rp

47,100.00
14,130.00

32,970.00

Balance

Rp

32,970.00

Income

Rp

8,000.00

Income that can be used 60%

Rp

14.55%

Loan period in years

Start date of loan

01 Juni 2012

4,800.00
DEAL

Monthly payment

Rp

1,135.66

Total interest

Rp

7,913.90

Total cost of loan

Rp

40,883.90

Number of payments

No.

Payment Date

36

Beginning
Balance

Payment

Principal

Interest

Ending Balance

7/1/2012 Rp

32,970.00

Rp

1,135.66

Rp

735.90

Rp

399.76

Rp

32,234.10

8/1/2012 Rp

32,234.10

Rp

1,135.66

Rp

744.83

Rp

390.84

Rp

31,489.27

9/1/2012 Rp

31,489.27

Rp

1,135.66

Rp

753.86

Rp

381.81

Rp

30,735.42

10/1/2012 Rp

30,735.42

Rp

1,135.66

Rp

763.00

Rp

372.67

Rp

29,972.42

11/1/2012 Rp

29,972.42

Rp

1,135.66

Rp

772.25

Rp

363.42

Rp

29,200.17

12/1/2012 Rp

29,200.17

Rp

1,135.66

Rp

781.61

Rp

354.05

Rp

28,418.56

1/1/2013 Rp

28,418.56

Rp

1,135.66

Rp

791.09

Rp

344.58

Rp

27,627.47

2/1/2013 Rp

27,627.47

Rp

1,135.66

Rp

800.68

Rp

334.98

Rp

26,826.79

3/1/2013 Rp

26,826.79

Rp

1,135.66

Rp

810.39

Rp

325.27

Rp

26,016.40

10

4/1/2013 Rp

26,016.40

Rp

1,135.66

Rp

820.21

Rp

315.45

Rp

25,196.19

11

5/1/2013 Rp

25,196.19

Rp

1,135.66

Rp

830.16

Rp

305.50

Rp

24,366.03

12

6/1/2013 Rp

24,366.03

Rp

1,135.66

Rp

840.23

Rp

295.44

Rp

23,525.80

13

7/1/2013 Rp

23,525.80

Rp

1,135.66

Rp

850.41

Rp

285.25

Rp

22,675.39

14

8/1/2013 Rp

22,675.39

Rp

1,135.66

Rp

860.72

Rp

274.94

Rp

21,814.66

15

9/1/2013 Rp

21,814.66

Rp

1,135.66

Rp

871.16

Rp

264.50

Rp

20,943.50

16

10/1/2013 Rp

20,943.50

Rp

1,135.66

Rp

881.72

Rp

253.94

Rp

20,061.78

17

11/1/2013 Rp

20,061.78

Rp

1,135.66

Rp

892.41

Rp

243.25

Rp

19,169.36

18

12/1/2013 Rp

19,169.36

Rp

1,135.66

Rp

903.24

Rp

232.43

Rp

18,266.13

19

1/1/2014 Rp

18,266.13

Rp

1,135.66

Rp

914.19

Rp

221.48

Rp

17,351.94

20

2/1/2014 Rp

17,351.94

Rp

1,135.66

Rp

925.27

Rp

210.39

Rp

16,426.67

21

3/1/2014 Rp

16,426.67

Rp

1,135.66

Rp

936.49

Rp

199.17

Rp

15,490.18

22

4/1/2014 Rp

15,490.18

Rp

1,135.66

Rp

947.85

Rp

187.82

Rp

14,542.33

23

5/1/2014 Rp

14,542.33

Rp

1,135.66

Rp

959.34

Rp

176.33

Rp

13,583.00

24

6/1/2014 Rp

13,583.00

Rp

1,135.66

Rp

970.97

Rp

164.69

Rp

12,612.03

25

7/1/2014 Rp

12,612.03

Rp

1,135.66

Rp

982.74

Rp

152.92

Rp

11,629.28

26

8/1/2014 Rp

11,629.28

Rp

1,135.66

Rp

994.66

Rp

141.01

Rp

10,634.62

27

9/1/2014 Rp

10,634.62

Rp

1,135.66

Rp

1,006.72

Rp

128.94

Rp

9,627.90

28

10/1/2014 Rp

9,627.90

Rp

1,135.66

Rp

1,018.93

Rp

116.74

Rp

8,608.98

29

11/1/2014 Rp

8,608.98

Rp

1,135.66

Rp

1,031.28

Rp

104.38

Rp

7,577.70

30

12/1/2014 Rp

7,577.70

Rp

1,135.66

Rp

1,043.78

Rp

91.88

Rp

6,533.91

31

1/1/2015 Rp

6,533.91

Rp

1,135.66

Rp

1,056.44

Rp

79.22

Rp

5,477.47

32

2/1/2015 Rp

5,477.47

Rp

1,135.66

Rp

1,069.25

Rp

66.41

Rp

4,408.23

33

3/1/2015 Rp

4,408.23

Rp

1,135.66

Rp

1,082.21

Rp

53.45

Rp

3,326.01

34

4/1/2015 Rp

3,326.01

Rp

1,135.66

Rp

1,095.34

Rp

40.33

Rp

2,230.68

35

5/1/2015 Rp

2,230.68

Rp

1,135.66

Rp

1,108.62

Rp

27.05

Rp

1,122.06

36

6/1/2015 Rp

1,122.06

Rp

1,135.66

Rp

1,122.06

Rp

13.60

Rp

0.00

PTDI/116224925.xlsx.ms_office
Printed on 11/8/2012;6:36 PM

Halaman 2 dari 9

Car Calculation
No.

Payment Date

Beginning
Balance

Payment

Principal

PTDI/116224925.xlsx.ms_office
Printed on 11/8/2012;6:36 PM

Interest

Ending Balance

Halaman 3 dari 9

Car Calculation
No.

Payment Date

Beginning
Balance

Payment

Principal

PTDI/116224925.xlsx.ms_office
Printed on 11/8/2012;6:36 PM

Interest

Ending Balance

Halaman 4 dari 9

Loan Calculator
Loan amount

Enter values

Unit Price
Down Payment

Rp 2,800,000,000.00
Rp
-

Rp 2,800,000,000.00

Balance

Rp 2,800,000,000.00

Annual interest rate

14.55%

Loan period in years

Start date of loan

01 Juni 2012

Income

Rp

Income that can be used 60%

Rp

8,000,000.00
4,800,000.00
NO DEAL

Monthly payment

Rp

96,448,254.00

Total interest

Rp

672,137,143.83

Total cost of loan

Rp 3,472,137,143.83

Number of payments

No.

Payment Date

36

Beginning
Balance

Payment

Principal

Interest

Ending Balance

7/1/2012 Rp 2,800,000,000.00

Rp

96,448,254.00

Rp

62,496,161.37

Rp

33,952,092.63

Rp 2,737,503,838.63

8/1/2012 Rp 2,737,503,838.63

Rp

96,448,254.00

Rp

63,253,974.03

Rp

33,194,279.96

Rp 2,674,249,864.60

9/1/2012 Rp 2,674,249,864.60

Rp

96,448,254.00

Rp

64,020,975.74

Rp

32,427,278.25

Rp 2,610,228,888.86

10/1/2012 Rp 2,610,228,888.86

Rp

96,448,254.00

Rp

64,797,277.92

Rp

31,650,976.08

Rp 2,545,431,610.94

11/1/2012 Rp 2,545,431,610.94

Rp

96,448,254.00

Rp

65,582,993.34

Rp

30,865,260.65

Rp 2,479,848,617.60

12/1/2012 Rp 2,479,848,617.60

Rp

96,448,254.00

Rp

66,378,236.15

Rp

30,070,017.84

Rp 2,413,470,381.45

1/1/2013 Rp 2,413,470,381.45

Rp

96,448,254.00

Rp

67,183,121.87

Rp

29,265,132.12

Rp 2,346,287,259.57

2/1/2013 Rp 2,346,287,259.57

Rp

96,448,254.00

Rp

67,997,767.44

Rp

28,450,486.56

Rp 2,278,289,492.14

3/1/2013 Rp 2,278,289,492.14

Rp

96,448,254.00

Rp

68,822,291.19

Rp

27,625,962.81

Rp 2,209,467,200.95

10

4/1/2013 Rp 2,209,467,200.95

Rp

96,448,254.00

Rp

69,656,812.90

Rp

26,791,441.09

Rp 2,139,810,388.05

11

5/1/2013 Rp 2,139,810,388.05

Rp

96,448,254.00

Rp

70,501,453.82

Rp

25,946,800.18

Rp 2,069,308,934.23

12

6/1/2013 Rp 2,069,308,934.23

Rp

96,448,254.00

Rp

71,356,336.64

Rp

25,091,917.36

Rp 1,997,952,597.60

13

7/1/2013 Rp 1,997,952,597.60

Rp

96,448,254.00

Rp

72,221,585.55

Rp

24,226,668.45

Rp 1,925,731,012.05

14

8/1/2013 Rp 1,925,731,012.05

Rp

96,448,254.00

Rp

73,097,326.25

Rp

23,350,927.75

Rp 1,852,633,685.80

15

9/1/2013 Rp 1,852,633,685.80

Rp

96,448,254.00

Rp

73,983,685.96

Rp

22,464,568.04

Rp 1,778,649,999.85

16

10/1/2013 Rp 1,778,649,999.85

Rp

96,448,254.00

Rp

74,880,793.44

Rp

21,567,460.55

Rp 1,703,769,206.40

17

11/1/2013 Rp 1,703,769,206.40

Rp

96,448,254.00

Rp

75,788,779.03

Rp

20,659,474.97

Rp 1,627,980,427.38

18

12/1/2013 Rp 1,627,980,427.38

Rp

96,448,254.00

Rp

76,707,774.61

Rp

19,740,479.38

Rp 1,551,272,652.76

19

1/1/2014 Rp 1,551,272,652.76

Rp

96,448,254.00

Rp

77,637,913.71

Rp

18,810,340.28

Rp 1,473,634,739.05

20

2/1/2014 Rp 1,473,634,739.05

Rp

96,448,254.00

Rp

78,579,331.44

Rp

17,868,922.56

Rp 1,395,055,407.61

21

3/1/2014 Rp 1,395,055,407.61

Rp

96,448,254.00

Rp

79,532,164.56

Rp

16,916,089.44

Rp 1,315,523,243.05

22

4/1/2014 Rp 1,315,523,243.05

Rp

96,448,254.00

Rp

80,496,551.49

Rp

15,951,702.50

Rp 1,235,026,691.56

23

5/1/2014 Rp 1,235,026,691.56

Rp

96,448,254.00

Rp

81,472,632.34

Rp

14,975,621.65

Rp 1,153,554,059.21

24

6/1/2014 Rp 1,153,554,059.21

Rp

96,448,254.00

Rp

82,460,548.90

Rp

13,987,705.10

Rp 1,071,093,510.31

25

7/1/2014 Rp 1,071,093,510.31

Rp

96,448,254.00

Rp

83,460,444.68

Rp

12,987,809.31

Rp

987,633,065.63

26

8/1/2014 Rp

987,633,065.63

Rp

96,448,254.00

Rp

84,472,464.95

Rp

11,975,789.04

Rp

903,160,600.68

27

9/1/2014 Rp

903,160,600.68

Rp

96,448,254.00

Rp

85,496,756.72

Rp

10,951,497.28

Rp

817,663,843.96

28

10/1/2014 Rp

817,663,843.96

Rp

96,448,254.00

Rp

86,533,468.79

Rp

9,914,785.20

Rp

731,130,375.17

29

11/1/2014 Rp

731,130,375.17

Rp

96,448,254.00

Rp

87,582,751.77

Rp

8,865,502.22

Rp

643,547,623.40

30

12/1/2014 Rp

643,547,623.40

Rp

96,448,254.00

Rp

88,644,758.10

Rp

7,803,495.90

Rp

554,902,865.30

31

1/1/2015 Rp

554,902,865.30

Rp

96,448,254.00

Rp

89,719,642.04

Rp

6,728,611.96

Rp

465,183,223.26

32

2/1/2015 Rp

465,183,223.26

Rp

96,448,254.00

Rp

90,807,559.75

Rp

5,640,694.24

Rp

374,375,663.51

33

3/1/2015 Rp

374,375,663.51

Rp

96,448,254.00

Rp

91,908,669.28

Rp

4,539,584.72

Rp

282,466,994.23

34

4/1/2015 Rp

282,466,994.23

Rp

96,448,254.00

Rp

93,023,130.58

Rp

3,425,123.41

Rp

189,443,863.65

35

5/1/2015 Rp

189,443,863.65

Rp

96,448,254.00

Rp

94,151,105.56

Rp

2,297,148.43

Rp

95,292,758.08

36

6/1/2015 Rp

95,292,758.08

Rp

96,448,254.00

Rp

95,292,758.08

Rp

1,155,495.91

Rp

PTDI/116224925.xlsx.ms_office
Printed on 11/8/2012;6:36 PM

(0.00)

Halaman 5 dari 9

No.

Payment Date

Beginning
Balance

Payment

Principal

PTDI/116224925.xlsx.ms_office
Printed on 11/8/2012;6:36 PM

Interest

Ending Balance

Halaman 6 dari 9

No.

Payment Date

Beginning
Balance

Payment

Principal

PTDI/116224925.xlsx.ms_office
Printed on 11/8/2012;6:36 PM

Interest

Ending Balance

Duta Niaga

2,800,000,000.00 pokok
36.00 bln
14.55% rate

36
35
34
33
32
31
30
29
28
27
26
25
24
23
22
21
20
19
18
17
16
15
14
13
12
11
10
9
8
7
6
5
4
3
2
1

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

Bunga
33,952,092.63
33,194,279.96
32,427,278.25
31,650,976.08
30,865,260.65
30,070,017.84
29,265,132.12
28,450,486.56
27,625,962.81
26,791,441.09
25,946,800.18
25,091,917.36
24,226,668.45
23,350,927.75
22,464,568.04
21,567,460.55
20,659,474.97
19,740,479.38
18,810,340.28
17,868,922.56
16,916,089.44
15,951,702.50
14,975,621.65
13,987,705.10
12,987,809.31
11,975,789.04
10,951,497.28
9,914,785.20
8,865,502.22
7,803,495.90
6,728,611.96
5,640,694.24
4,539,584.72
3,425,123.41
2,297,148.43
1,155,495.91
672,137,143.83

Pokok
62,496,161.37
63,253,974.03
64,020,975.74
64,797,277.92
65,582,993.34
66,378,236.15
67,183,121.87
67,997,767.44
68,822,291.19
69,656,812.90
70,501,453.82
71,356,336.64
72,221,585.55
73,097,326.25
73,983,685.96
74,880,793.44
75,788,779.03
76,707,774.61
77,637,913.71
78,579,331.44
79,532,164.56
80,496,551.49
81,472,632.34
82,460,548.90
83,460,444.68
84,472,464.95
85,496,756.72
86,533,468.79
87,582,751.77
88,644,758.10
89,719,642.04
90,807,559.75
91,908,669.28
93,023,130.58
94,151,105.56
95,292,758.08

96,448,254.00
0.00
angsuran
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00
96,448,254.00

2,737,503,838.63
2,674,249,864.60
2,610,228,888.86
2,545,431,610.94
2,479,848,617.60
2,413,470,381.45
2,346,287,259.57
2,278,289,492.14
2,209,467,200.95
2,139,810,388.05
2,069,308,934.23
1,997,952,597.60
1,925,731,012.05
1,852,633,685.80
1,778,649,999.85
1,703,769,206.40
1,627,980,427.38
1,551,272,652.76
1,473,634,739.05
1,395,055,407.61
1,315,523,243.05
1,235,026,691.56
1,153,554,059.21
1,071,093,510.31
987,633,065.63
903,160,600.68
817,663,843.96
731,130,375.17
643,547,623.40
554,902,865.30
465,183,223.26
374,375,663.51
282,466,994.23
189,443,863.65
95,292,758.08
0.00

554,902,865.30
554,902,865.30

Jun
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