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18 September 2012 The Relationship Manager ZB Asset Finance Ltd 11th Floor ZB Centre Harare Att: M.

Chakatsva Dear Sir/Madam RE: MAPANI TAFADZWA & ZB BANK POLICY NUMBER HADMPV0095151200 We refer to the above we would like to confirm that:

1. The cession has been registered for USD 3,500.00


2. The cession has been registered in favor of ZB BANK. 3. There are no prior liens. 4. Premiums were paid on 18.09.2012. 5. Average clause is applicable. 6. Mortgage clause is applicable. We enclose herewith our cession endorsement and your stamped forms 20-7 and 20-8 for your perusal and safe keeping. We hope the above is in order and should you need any clarification please do not hesitate to contact us. Yours Faithfully Ishmael Chibvuri Underwriting Department

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