I. CONSTRUCTION OF INSURANCE CONTRACTS 1. Calanoc vs. Court of Appeals, 98 Phil 79 2. Biagtan vs. Insular Life Assurance Co.

, 44 SCRA 58 3. Finman Gen. Insurance Corp. vs. CA, 213 SCRA 493 4. Zenith Insurance Corp. vs. CA, 185 SCRA 398 5. Sun Insurance Office vs. CA, 211 SCRA 554 6. Villacorta vs. Insurance Commission, 100 SCRA 467 7. Palermo vs. Pyramid Insurance, 161 SCRA 677 8. Figuracion Vda. De Maglana vs. Consolacion, 212 SCRA 268 9. Perla Compania de Seguro vs. Court of Appeals, 208 SCRA 478 10. Geagonia vs. Court of Appeals, 241 SCRA 153 11. Fortune Insurance & Surety Co. vs. CA, 244 SCRA 308 12. Edillon vs. Manila Bankers Life, 117 SCRA 187 13. Perla Compania de Seguro vs. CA, 185 SCRA 741 14. Aisporna vs. CA, 113 SCRA 459 15. Country Bankers Insurance Corp. vs. Lianga Bay, G.R. No. 135914 16. American Home Assurance Co. vs. Tantuco, G.R. No. 138941 II. PERFECTION OF INSURANCE CONTRACT 17. Enriquez vs. Sun Life Assurance Co. of Canada, 41 Phil 269 18. Great Pacific Life Insurance Co. vs. Court of Appeals, 89 SCRA 543 19. Development Bank of the Phils. vs. Court of Appeals, 231 SCRA 370 20. Virginia Perez vs. Court of Appeals, 323 SCRA 613 III. SUBROGATION (Art. 2207, New Civil Code) 21. Malayan Insurance Co., Inc. vs. CA, 165 SCRA 536 22. Manila Mahogany vs. Court of Appeals, 154 SCRA 650 23. Pan Malayan Insurance Corp. vs. Court of Appeals, 184 SCRA 54 24. Cebu Shipyard and Engineering Works, Inc. vs. William Lines, 306 SCRA 762 IV. INSURABLE INTEREST 25. Sps. Nilo and Stella Cha vs. Court of Appeals, 227 SCRA 690 26. Great Pacific Life Insurance Corporation vs. Court of Appeals, 316 SCRA 677 27. Harvardian Colleges of San Fernando Pampanga, Inc. vs. Country Bankers Insurance Corp., CA CV No. 03771 28. Ang Ka Yu vs. Phoenix Assurance Co., Ltd. 1CAR2S 710 V. CONCEALMENT AND REPRESENTATION 29. Insurance Life Assurance Corp. vs. Feliciano, 73 Phil 201 30. Insurance Life Assurance Corp. vs. Feliciano, 74 Phil 465 31. Sun Life Assurance Co. of Canada vs. Court of Appeals, 245 SCRA 268 32. Thelma Vda. De Canilang vs. Court of Appeals, 223 SCRA 443 33. Philamcare Health Systems, Inc. vs. CA and Julita Trinos, G.R. No. 125678 VI. PERSONS ENTITLED TO RECOVER UNDER THE POLICY

34. Bonifacio Bros. vs. Mora, 20 SCRA 261 35. First Integrated Bonding & Insurance Co. vs. Hernando, 199 SCRA 796 36. Sherman Shaper vs. Hon. Judge RTC of Olongapo City, 167 SCRA 368 VII. INCONTESTABILITY CLAUSE 37. Tan vs. Court of Appeals, 174 SCRA 403 VIII. LIABILITY UNDER AN OPEN POLICY 38. Development Insurance Corp. vs. Intermediate Appellate Court, 143 SCRA 62 IX. PRESCRIPTION OF ACTION 39. Sun Insurance Office, Ltd. vs. Court of Appeals, 195 SCRA 193 40. Jacqueline Jimenez Vda. De Gabriel vs. Court of Appeals, 264 SCRA 137 X. PREMIUM PAYMENTS 41. Malayan Insurance Co. vs. Gregorio Cruz Arnaldo, 154 SCRA 672 42. Makati Tuscany Condominium Corp. vs. Court of Appeals, 215 SCRA 744 43. South Sea Surety & Insurance Co., Inc. vs. Court of Appeals, 244 SCRA 744 44. Sps. Antonio Tibay and Violeta Tibay, et. al vs. Court of Appeals, 257 SCRA 126 45. UCPB General Insurance Co., Inc. vs. Masagana Telemart, Inc., 308 SCRA 259 46. UCPB General Insurance Co., Inc. vs. Masagana Telemart, Inc., 356 SCRA 307 47. American Home Assurance Co. vs. Antonio Chua, 309 SCRA 250 48. Pioneer Insurance & Surety Corp. vs. Olivia Yap, 61 SCRA 426 49. Republic Bank vs. Phil Guaranty Co., Inc., 47 SCRA 271 XI. MARINE INSURANCE 50. Oriental Assurance Corp. vs. CA, 200 SCRA 459 51. Roque vs. Intermediate Appellate Court, 139 SCRA 597 52. Filipinas Merchants Insurance vs. CA, 179 SCRA 638 53. Choo Tek Seng vs. Court of Appeals, 183 SCRA 223 54. Delsan Transportation Lines, Inc. vs. CA and American Home Assurance Corp., G.R. No. 127987 XII. 55. 56. 57. LIFE INSURANCE Del Val vs. Del Val, 29 Phil 534 Bank of the Philippine Islands vs. Posadas, 56 Phil 215 Insular Life vs. Ebrado, 80 SCRA 181

XIII. CASH SURRENDER VALUE 58. Manufacturing Life Insurance Corp. vs. Meer, 89 Phil 351 59. Development Bank of the Philippines vs. Court of Appeals, 231 SCRA 370

XIV. CLAIMS SETTLEMENT (Sections 234 and 244) 60. Tio Khe Chio vs. Court of Appeals, 202 SCRA 119 61. Finman Assurance Corp. vs. CA and USIPHIL, Inc., G.R. No. 138731 XV. 62. 63. 64. 65. CMVLI Perla Compania de Seguro, Inc. vs. Hon. Constante Ancheta, 164 SCRA 144 First Quezon City Insurance Corp. vs. CA, 218 SCRA 525 Perla Compania de Seguro, Inc. vs. Ramote, 203 SCRA 487 Government Service Insurance System vs. Court of Appeals, 308 SCRA 559

XVI. JURISDICTION OF THE INSURANCE COMMISSION 66. Philippine American Life Insurance Co. vs. Ansaldo, 234 SCRA 509