.

xtreg df30days

gloans2assets loansplo numactivebr numberdepositors, fe robust

Fixed-effects (within) regression

Number of obs

128

Group variable: mfoname1

Number of groups

64

R-sq:

= 0.2002

Obs per group: min =

between = 0.0260

avg =

2.0

overall = 0.0082

max =

F(4,63)

5.03

Prob > F

0.0014

within

corr(u_i, Xb)

= -0.6270

(Std. Err. adjusted for 64 clusters in mfoname1)

-----------------------------------------------------------------------------|
df30days |

Robust
Coef.

Std. Err.

P>|t|

[95% Conf. Interval]

-------------+---------------------------------------------------------------gloans2ass~s |

.2926924

.2114284

1.38

0.171

-.1298136

.7151983

loansplo |

-.0000281

.0000185

-1.52

0.134

-.0000651

8.92e-06

numactivebr |

-5.16e-07

2.27e-07

-2.27

0.026

-9.69e-07

-6.25e-08

numberdepo~s |

5.98e-07

2.02e-07

2.97

0.004

1.95e-07

1.00e-06

_cons |

-.125816

.1472583

-0.85

0.396

-.4200882

.1684562

-------------+---------------------------------------------------------------sigma_u |

.09600231

sigma_e |

.04376376

rho |

.82794499

(fraction of variance due to u_i)

------------------------------------------------------------------------------

. xtreg df90days

gloans2assets loansplo numactivebr numberdepositors, fe robust

Fixed-effects (within) regression

Number of obs

128

Group variable: mfoname1

Number of groups

64

R-sq:

= 0.2353

Obs per group: min =

between = 0.0110

avg =

2.0

overall = 0.0008

max =

F(4,63)

1.26

Prob > F

0.2932

within

corr(u_i, Xb)

= -0.5743

(Std. Err. adjusted for 64 clusters in mfoname1)

-----------------------------------------------------------------------------|
df90days |

Robust
Coef.

Std. Err.

P>|t|

[95% Conf. Interval]

-------------+---------------------------------------------------------------gloans2ass~s |

.3060269

.2040018

1.50

0.139

-.1016383

.713692

loansplo |

-.0000219

.0000122

-1.80

0.077

-.0000463

2.44e-06

numactivebr |

-1.05e-07

2.91e-07

-0.36

0.720

-6.86e-07

4.76e-07

numberdepo~s |

1.68e-07

2.73e-07

0.62

0.540

-3.77e-07

7.13e-07

_cons |

-.1461511

.1413346

-1.03

0.305

-.4285857

.1362835

-------------+---------------------------------------------------------------sigma_u |

.08538713

sigma_e |

.03658194

rho |

.84491743

(fraction of variance due to u_i)

. xtreg df30days numactivebr numberdepositors

bperloanofficer, fe robust

equityreserves

Fixed-effects (within) regression

Number of obs

65

Group variable: mfoname1

Number of groups

44

R-sq:

= 0.1695

Obs per group: min =

between = 0.0018

avg =

1.5

overall = 0.0004

max =

F(5,43)

11.21

Prob > F

0.0000

within

corr(u_i, Xb)

= -0.8680

costpb

(Std. Err. adjusted for 44 clusters in mfoname1)

-----------------------------------------------------------------------------|
df30days |

Robust
Coef.

Std. Err.

P>|t|

[95% Conf. Interval]

-------------+---------------------------------------------------------------numactivebr |

6.42e-07

2.49e-06

0.26

0.798

-4.38e-06

5.66e-06

numberdepo~s |

2.61e-07

1.25e-06

0.21

0.836

-2.27e-06

2.79e-06

equityrese~s |

-5.17e-08

5.25e-08

-0.98

0.330

-1.58e-07

5.43e-08

costpb |

-.0013911

.0017017

-0.82

0.418

-.0048229

.0020406

bperloanof~r |

.0001179

.0001957

0.60

0.550

-.0002768

.0005125

_cons |

.1146748

.0630463

1.82

0.076

-.0124703

.2418198

-------------+---------------------------------------------------------------sigma_u |

.17556762

sigma_e |

.07145485

rho |

.85789518

(fraction of variance due to u_i)

------------------------------------------------------------------------------