o O-2yrs o 2-3yrs o 3-5yrs o 5yrs-above 2.According to you what is Non performing asset? o When an ceases to generate income for the bank o If the customer do not pay principal & interest for a certain period of time (90 days) it can be called as NPA o If periodical income is not generated for lender of money , it is called as NPA 3.Since how long the presence of NPA is observed in your branch? o 0-1yr o 1-2yrs o 2-3yrs o 5yrs 4.For which category the NPA is being observed? o Personal loan o Vehicle loan o Housing loan o Agri-term loan o Others 5.What is the percentage(%) of NPA in your particular bank? o 1-4% o 4-7% o 7-10% o 10% above 6.What is the trend of NPA in your bank? o Highly decreasing o Slowly decreasing o Constant o Slowly increasing o Highly increasing 7.What are the reasons for asset becoming Non performing asset in your Bank? o Managerial deficiencies during work o Lack of knowledge of the area of handling o Lack of timely actions o Lack of adequate efforts for recovery o Lack of proper verification of the genuine purpose of loans and advances 8.Measures of recovery of NPA adopted by the bank? o Legal measures o Non-legal measures o Both legal&non-legal measures o Other-then specify 9.To what extent your bank has been succeeded in converting NPA into Good assets? o 1% o 2% o 35 o 4% o 55 o Above 5% 10.Do you think any one strategy below mentioned is helpful to reducing NPA? Securitization of asset (debt) L egal recovery o Yes o No