Monthly Expenses Amount

Giving
Church $
Charity $
Other $
Savings/Investments
401(k) $
IRA Contributions $
Emergency Fund $
Other $
Expenses
Food $
Rent/Mortgage Payment $
Renters/Homeowners Insurance $
Health Insurance $
Life Insurance $
Utilities (gas, electric, water, etc) $
Phone/Cell Phone $
Cable/Internet Service $
Other $
Transportation
Vehicle Payment $
Auto Insurance $
Gasoline/Parking/Tolls $
Public Transportation $
Debt
Credit Card(s) payments $
Loan(s) payments $
Personal
Dry Cleaning/Laundry $
Grooming (hair care, toiletries, etc.) $
Child-Care Expenses (baby sitters, child-care center) $
Other $
Recreation/Entertainment
Entertainment/Dining Out $
Hobbies (for example, golf or tennis equipment and fees) $
Club Fees/Organization Dues $
Other $
Total Monthly Expenses $
Spending Money for the Month Amount
Net Monthly Income (your monthly income after taxes) $
Less Total Monthly Expenses -$
Total Spending Money for the Month $
BudgET WorkShEET
Complete this worksheet to fgure out your total monthly spending money after expenses.
Then youll know just how much you can spend each month without going into debt.