BY

K.RAMESH
B7-26

Registered Office:
Kotak Mahindra Bank Ltd,
36-38A, Nariman Bhavan,
227 Nariman Point,
Mumbai - 400 021

Date of Incorporation:
Kotak Mahindra Bank is an
Indian bank and financial service firm
established in 1985. It was previously known
as Kotak Mahindra Finance Limited, a non-
banking financial company.

Activity: banking and financial service group

Sector: service


KOTAK MAHINDRA BANK
BANK PARTICULARS:

TYPE : PUBLIC
TRADED AS : BSE 500247
NSE KOTAKBANK
INDUSTRY : FINANCIAL SERVICE
FOUNDED : 1985
PRODUCTS : DEPOSIT ACCOUNTS,
LOANS,TRASURY,
INVESTMNET
SERVICE ETC.
WEBSITE : WWW.KOTAK.COM
SHARE HOLDING PATTERN:

KOTAK MAHINDRA BANK
DESCRIPTION PERCENT OF SHARE (%)
PROMOTERS 45.32
INDIVIDUALS 12.12
INSTITUTIONS 4.66
FII 28.24
GOVT. 0.0
OTHERS 9.66
RATINGS BY OUTSIDE AGENCIES


Standard & Poor's (S&P) ratings services assign 'BBB-'
long-term and 'A-3' short-term counterparty credit ratings to
Kotak Mahindra Bank. The outlook on the long-term rating
is negative.

Credit rating agency ICRA today assigned the highest 'LAA'
rating to the proposed Rs 100 crore upper Tier II bonds
programme of Kotak Mahindra Bank.


KOTAK MAHINDRA BANK
KOTAK MAHINDRA BANK
CEO & DIRECTORS

MR.UDAY KOTAK
DR.SHANKAR
ACHARYA
MR.DEEPAK GUPTA MR.C.JAYARAM
KOTAK MAHINDRA BANK
HISTORY:
THE COMPANY WAS FOUNDED BY UDAY KOTAK.

IN 2003, THE COMPANY CONVERTED TO A COMMERCIAL BANK
WHEN IT RECEIVED A LICENSE FROM THE RESERVE BANK OF
INDIA, BECOMING THE FIRST INDIAN FINANCE COMPANY TO
DO THIS.

KOTAK MAHINDRA BANK ALSO REACHED THE TOP 100 MOST
TRUSTED BRANDS OF INDIA IN THE BRAND TRUST
REPORT PUBLISHED BY TRUST RESEARCH ADVISORY IN 2011.
KOTAK MAHINDRA BANK

VISION:

TO BE THE MOST TRUSTED GLOBAL INDIAN FINANCIAL SERVICES
BRAND AND THE MOST PREFERRED FINANCIAL SERVICES
EMPLOYER WITH FOCUS ON CREATING VALUE.

MISSION:

KOTAK MAHINDRA BANK
CORPORATE RESPONSIBILITY:

Sustainability:

Economic Development

Doing My Bit

COMPETITORS:
KOTAK MAHINDRA BANK
STOCK PERFORMANCE FOR LAST SIX MONTHS

KOTAK MAHINDRA BANK
FINANCIAL RATIOS:
KOTAK MAHINDRA BANK
COMMENTS ON WORKING CAPITAL:
MAJOR COMMENTS FROM AUDITOR REPORT:

PROPER RECORDS OR BOOKS OF ACCOUNTS REQUIRED BY LAW
HAVE BEEN KEPT BY THE BANK.

PROPER RETURNS ADEQUATE FOR THE PURPOSE OF OUR AUDIT
HAVE BEEN RECEIVED FROM BRANCHES ARE NOT VISITED BY
THE AUDITORS

THE COMPANY HAS INTERNAL AUDIT SYSTEM
COMMENSURATE ITS SIZE AND NATURE

THE COMPANY HAS NOT OBTAINED ANY TERM LOAN DURING
THE YEAR.


KOTAK MAHINDRA BANK
COMMENTS FROM DIRECTOR REPORT:

DIRECTORS ARE PLEASED TO RECOMMEND A DIVIDEND OF RS.
0.60 PER EQUITY SHARE (PREVIOUS YEAR RS. 0.50 PER EQUITY
SHARE), ENTAILING A PAYOUT OF RS. 51.71 CRORE INCLUDING
DIVIDEND DISTRIBUTION TAX (PREVIOUS YEAR RS. 41.25
CRORE).

DURING THE YEAR, THE BANK HAS NOT ISSUED ANY CAPITAL
UNDER TIER II.


KOTAK MAHINDRA BANK
TECHNOLOGICAL MANAGEMENT:

BUSINESS DEBIT CARD

KOTAK WORLD TRAVEL CARD

CASH@POS

IMPS FOR MERCHANT PAYMENTS

ENHANCED NET BANKING PLATFORM


MAJOR PERFORMANCES OF THE BANK:

Bank has worked on a focused approach on network expansion and now
has 355 branches and 848 ATMs, covering 211 locations

Bank added over half a million new customers this year across core
banking products of savings and checking accounts, term deposits,
overdrafts and non-resident accounts.

Bank upgraded its Core Banking Service (CBS) from Flexcube to Finacle
DETAILS OF AGM :

the Twenty Eighth Annual General Meeting of Kotak Mahindra Bank
Limited will be held on Thursday, 18th July 2013, at 11.30 a.m. at Walchand
Hirachand Hall of the Indian Merchants Chamber, 4th Floor, Churchgate,
Mumbai - 400 020.

HUMAN RESOURCE MANAGEMENT: