You are on page 1of 34

___________________________

________________________________
)(1

:

.


)
(

)(IFSB

:
01

( .
02
03

.
04

:
"

"

___________________________

________________________________
)(2

:
1


.




.
2 :
) (

.



.
3

___________________________

________________________________
)(3

.
:

.
:

4 :
01

) (
) (
.
02

.
03

(
.
-:
:
.
:

___________________________

________________________________
)(4

/
.

:
.
:

(%10 .
-5 :
) (6
.

.


.
)

( .
:


.
:


___________________________

________________________________
)(5



.
-6 ) : (
- .
-
)(CFO

Succession Plans

.
-
.
-
.
.

.
.
- .

/
.
.
-:

___________________________

________________________________
)(6

-1


.

.
.
.
-2
.
- .

.
-

.
.

7
- .
- .
-

.
- .

-
.
___________________________

________________________________
)(7


.
-
.
-
.
-


.
-

.
-


.
-
.
- .
-
)

(.

___________________________

________________________________
)(8

-
.

-
.

___________________________

________________________________
)(9

:
-1 "
"-:

- .

-2
.
-3 .
).(Charter
-4
.
-5 .
-6 .
-7 )

.
-8 -:
-
.
- .
- .

________________________________
___________________________ )(10

-1

.
-2


.

-1 /

.
-2 .
-3
:
- .
- .
- .
-

-
.
- .
-
-:
-1 .

-2

.
________________________________
___________________________ )(11

-3

-4
.
-5
.
-6
.
-7 .
-8 .
-
.
.
-
.
-

.
-

.

-1
.
-2

________________________________
___________________________ )(12

-3

-4

.
-5


.
-6 )
( . )
( .
-7

.
-8

.

-1
-:
-

- .

________________________________
___________________________ )(13

- .

.
-

.
-2
-:
-

.
-

)(KYC

.
-

.
-
.
-

________________________________
___________________________ )(14

.
:

.

________________________________
___________________________ )(15

:
.

.
.
.

.
.
.

.

.


.

.

.
.

________________________________
___________________________ )(16

:
-1

) (
-:
-

- .
-

- .

-2



.
-3
.
-4 .

________________________________
___________________________ )(17

:
1

.

:
-1
.
-2
.
-3
.
-4
.
-5 .


.
2

.

.
________________________________
___________________________ )(18


.
-:
:

.
:

:
.
:

.
:

/ .

.
:

.
:

.
________________________________
___________________________ )(19

:
:

-3
- -:


.
- -:


.

.
.

.


)profile

(Risk

.
.

.

________________________________
___________________________ )(20

-4

-:

-1


.
-2

.
- :
.
.


.

.

.

________________________________
___________________________ )(21

:

-:
-

-:
-1
.
-2 .

-3
.
- -:
.
-1
-2 .

-3
.
-4 .
-

.

________________________________
___________________________ )(22

________________________________
___________________________ )(23

-1
.
-2
.
-3 .
-4 .

-
.
-
.

________________________________
___________________________ )(24

:

-:
-1


-:
:

: .
-2 .

________________________________
___________________________ )(25

________________________________
___________________________ )(26

-3


.
-4

.

________________________________
___________________________ )(27

:
-1
.
-2
-:
:
-:
.
.

.
-

`.

.
:

) (
-:
) ( .

.________________________________
___________________________ )(28

-3
) (3 ) (
-:
:


.
:

.
:

-1 %10
.
-2
.
-3
.
:


.
________________________________
___________________________ )(29




.
:

________________________________
___________________________ )(30

)(IFRS


.

.

-:
:

.
:

).(CFO
:

________________________________
___________________________ )(31

________________________________
___________________________ )(32


Management Discussion & Analysis



.

:
:

.
:


/

.
:

.
:

) :

%10 (

________________________________
___________________________ )(33

You might also like