Loan Interest Rates Details

Retail Loans


Base Rate 10.2% (p.a) w.e.f Jun 16, 2014
Benchmark Prime Lending Rate (For loans existing as on 30.06.2010 till
next renewal)
17.75% (p.a) w.e.f Nov 07, 2011
Description of loan scheme/ product Range of Interest Rates(% p.a) *
Housing Loan up to Rs.30 lakhs Base Rate + 0.63%
Housing Loan above Rs.30 lakhs to less than 75 lakhs Base Rate + 0.88%
Housing Loan of Rs.75 lakhs and above Base Rate + 1.13%
Property Power Loan (LAP) Base Rate + 3.90% to Base Rate + 5.15%
Personal Car Loan (floating rates) Base Rate + 1.10% to Base Rate + 2.10%
Personal Car Loan (fixed rates) 11.65% to 13.15%
Educational Loan Base Rate + 3.10% to Base Rate + 4.63%
Gold Loan (Goldlite) Base Rate + 3.10%
APNA GOLD 24x7 Base Rate + 3.65%
Vidya Gold Base Rate + 1.68% to Base Rate + 2.35%
General Gold Loan Base Rate + 3.80%
Business Gold Loan Base Rate + 5.55%
Advance Against Own Deposits Deposit Rate + 2.00%
Advance Against Approved Securities (NSC,IVP, KVP, LIC Policies) Base Rate + 2.85% to Base Rate + 3.10%
Easy Cash (OD against approved securities) Base Rate + 3.10% to Base Rate + 3.35%
Personal Loan Base Rate + 7.35% to Base Rate + 10.85%