INDEX

INTRODUCTION 07
Concept of credit rating and features
ORIGIN OF CREDIT RATING 11
THE CREDIT RATING SYSTEM 13
CRDIT SCORE 15
CREDIT RATING AGENCY 18
Reasons for the origin of the credit rating agencies
Functions and the way of working.
GROWTH OF CREDIT RATING AGENCIESG 22
CRITISISM FOR CREDIT RATING AGENCIES 30
CREDIT RATING IN INDIA 39
Credit rating agencies in India and working procedures.
USES OF RATING 49
TAXABLE EVENTS AND SCOPE OF SERVICES 59
Value of Taxable Service, Exemption and Exclusion
LIST OF DATA REQUIREMENTS FOR CREDIT RATING 64
FUTURE OF CRIDIT RATING IN INDIA 68
BENIFITS AND DRAWBACKS OF CREDIT RATING 69
NEED AND IMPORTANCE OF CREDIT RATING 74
PRACTICAL PROBLEMS WITH CREDIT RATING 80
INDIVIDUAL CREDIT RATING 84
RAGULATORY FRAMEWORKS 96
SEBI Guidelines
IPO RATING 154
BOND RATING 162
SME RATINGS BY NSIC CRISIL 175
FINDINGS 182
CONCLUSION 191
QUESTIONARIES 192
BIBLIOGRAPHY 196