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2.6.4.L1

TakeChargeTodayJanuary2014ProtectingYourselfFromFraud
FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstituteatTheUniversityofArizona
ProtectingYourselffromFraudNoteTakingGuide

TotalPointsEarned
Name

TotalPointsPossible
Date

Percentage
Class

Describethecommontypesoffraud:

Howdoesfraudnegativelyimpactan

Whatisfraud?

Identity
Theft
Communications
Credit
Investment
Tax
Howdoesfraudnegativelyimpact
anindividualswellbeing?

Fourtypesofpersonal
informationare...
alexis higley
2
an intentional effort to deceive another individual for personal gain
when anothers personal info is used without their permission
occurs via mass marketing, mail, wire, telephone, internet, etc. to deceitfully get
money from people
applying for and modifying credit ( most common involves mortgages)
investors are deceived by individuals claiming to be financial advisors or have an
investment guaranteed to make money
scammers making claims that a person may be exempt from paying taxes
debit & credit cards electronic devices
stress, costs money,
anxiety, time
identification cards
drivers license number
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2.6.4.L1

TakeChargeTodayJanuary2014ProtectingYourselfFromFraud
FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstituteatTheUniversityofArizona

TheFraudMysteryNotes
HowdidthescammeraccessLucys
information?

WhatcouldLucyhavedonetominimizeherrisk
offraud?

Whatevidencehastheinspectorgatheredforandagainst
eachsuspect?
Suspect#1:ColonelMustard

Suspect#2:Mrs.Peacock

Suspect#3:Mrs.White

Suspect#4:ProfessorPlum

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:

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2.6.4.L1

TakeChargeTodayJanuary2014ProtectingYourselfFromFraud
FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstituteatTheUniversityofArizona

Threewaysthievesaccesspersonal
informationare...
Whatarefourwaystobecarefulonline?
Fourwaystoprotectyourpersonalinformationinclude:
Whyshouldapersonmonitortheircreditreportsandfinancialinformation?

stealing a purse, wallet,

financial records, mail,
etc.
diverting mail
skimming credit and debit
card info
dont carry your social security card
sign credit and debit cards with signature and photo ID
memorize and use difficult pin numbers
shred personal documents before discarding them
to check for errors
keep user
names and
passwords safe
use a credit card
when making
online purchases
once info is
posted online, it
cant be taken
back
use privacy
setting on social
networking sites
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2.6.4.L1

TakeChargeTodayJanuary2014ProtectingYourselfFromFraud
FundedbyagrantfromTakeChargeAmerica,Inc.totheNortonSchoolofFamilyandConsumerSciencesTakeChargeAmericaInstituteatTheUniversityofArizona

Ifyouareavictimoffraud,whatstepsshouldyoutake?

Whataresignsoffraud?
Describefourgovernmentagenciesand
whatfraud(s)theyprotectagainst
Whyisitrecommendedtouseacreditcardinsteadofadebitcardwhenmakingonlinepurchases?

on a debit card liability depends on how quickly the card is reported and depository
institution policies
a business that has taken your money wont
return your calls
unfamiliar or unrecognizable charges
you are denied credit
mail is missing
act immediately
keep detailed
records
file a report with
your local law
enforcement
report to the
appropriate feral
agency
federal trade
commission
consumer financial
protection bureau
federal drug
administration
federal
communications
commission
prevent business practices that
are anticompetitive, deceptive
or unfair to comsumers
makes markets for consumer
financial products and
services work for americans
protects the
public health
regulates interstate
and international
cimmunication