Central

Bank

Commercial
Banks

Development
Banks

Cooperative
Banks

Specialised
Banks

Functions
of banks
Primary
function
Accepting
deposits
Savings deposits
Current deposits
Fixed deposits
Recurring deposits

Granting
advances
Overdraft
Cash credit
Loans
Discounting of bills

Secondary
function
Agency
functions

Utility
functions

Transfer of funds
Periodic payments
Collection of cheques
Portfolio management

Drafts
lockers

Underwriting
Project reports

KISAN CREDIT CARD SCHEME

INSURANCE
TRAINING AND CONSULTANCY
WAREHOUSING BY BANKS

AGRI-CLINICS

FINANCIAL GAP FILLERS

UNDERTAKE ENTREPRENEURIAL ROLE
JOINT FINANCE
REFINANCE FACILITY
CREDIT GUARANTEE
TECHNOLOGICAL IMPROVEMENTS

Loans
Infrastructure lending
Foreign exchange
Model scheme for education loan
Grievance system

Objectives
Stages
Overseas financial investments

Delayed Payment Exports

Pre-shipment credit
Term loans for export production
Foreign Investment Finance
Financing export marketing

ROLE OF RBI IN DEVELOPMENT

OF THE ECONOMY
Directed credit for lending to priority sector and
weaker sections
Lead Bank Scheme
Sector specific refinance
Strengthening and supporting small local banks
Financial inclusion

PRESENTED BY
SAKINA KAPADIA-20
NIRALI PAREKH-3O
RAVEENA PATEL-33
NISHA SETH
-44
KARISHMA SHAH-47