12

38
40

Term
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35

13
38
40

14
38
40

15
38
40

<195000 >=200000
10
20
15
25
20
30
25
35
30
50
40
70
50
100
80
150
150
250
230
350
330
450
430
550
540
670
650
790
760
910
900
1100
1100
1300
1300
1550
1550
1800
1700
2050
1850
2300

815
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

16
42
44

15
78.55
78.80
79.05
79.30
79.60
79.90
80.20
80.55
80.90
81.25
81.65
82.05
82.45
82.90
83.40
83.90
84.45
85.00
85.55
86.20
86.80
87.50
88.20
88.95
89.75
90.60
91.50
92.45
93.40
94.45
95.50
96.60
97.70

17
42
44

16
73.10
73.35
73.60
73.85
74.10
74.40
74.70
75.00
75.30
75.65
76.05
76.40
76.85
77.25
77.70
78.20
78.70
79.25
79.80
80.35
81.00
81.65
82.35
83.05
83.85
84.65
85.50
86.45
87.40
88.35
89.40
90.45
91.55
14
1

18
42
44

17
68.30
68.50
68.75
69.00
69.25
69.55
69.80
70.10
70.40
70.75
71.10
71.50
71.85
72.30
72.70
73.20
73.65
74.15
74.70
75.30
75.85
76.50
77.20
77.90
78.65
79.45
80.30
81.15
82.10
83.05
84.05
85.10
86.15

19
42
44

18
64.05
64.25
64.50
64.70
64.95
65.20
65.50
65.80
66.10
66.40
66.75
67.10
67.50
67.85
68.30
68.75
69.20
69.70
70.20
70.75
71.35
71.95
72.60
73.30
74.05
74.85
75.65
76.50
77.40
78.35
79.35
80.35
81.40
149
1

20
42
44

19
60.25
60.45
60.65
60.90
61.15
61.40
61.65
61.90
62.20
62.50
62.85
63.20
63.55
63.95
64.35
64.75
65.20
65.70
66.20
66.75
67.30
67.90
68.55
69.25
69.95
70.75
71.55
72.40
73.25
74.20
75.15
76.15
77.20

21
48
48

20
56.80
57.00
57.25
57.45
57.70
57.95
58.20
58.45
58.75
59.05
59.35
59.70
60.05
60.40
60.80
61.20
61.65
62.10
62.60
63.15
63.70
64.30
64.90
65.60
66.30
67.05
67.85
68.70
69.55
70.45
71.40
72.40
73.45

22
48
48

21
53.75
53.95
54.15
54.35
54.60
54.80
55.05
55.30
55.60
55.90
56.20
56.50
56.85
57.20
57.60
58.00
58.40
58.90
59.35
59.90
60.45
61.05
61.65
62.30
63.00
63.75
64.55
65.35
66.25
67.15
68.05
69.05
70.05

15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35

39
43
43
43
44
44
50
52
55
58
61
65
68
71
74
78
83
89
95
98
101

39
44
44
44
45
46
53
55
59
63
66
69
73
76
79
85
90
96
103
108
114

41
45
45
45
46
46
50
52
55
58
61
65
68
71
74
78
83
89
95
98
101

41
46
46
46
47
48
53
55
59
63
66
69
73
76
79
85
90
96
103
108
114

23
48
48

22
50.95
51.15
51.35
51.55
51.75
52.00
52.25
52.50
52.75
53.00
53.30
53.65
53.95
54.30
54.70
55.10
55.50
55.95
56.45
56.95
57.50
58.10
58.70
59.35
60.05
60.80
61.55
62.40
63.25
64.15
65.05
66.05
67.05

24
48
48

23
48.40
48.60
48.80
49.00
49.20
49.40
49.65
49.90
50.15
50.40
50.70
51.00
51.35
51.70
52.05
52.45
52.85
53.30
53.80
54.30
54.85
55.40
56.05
56.70
57.35
58.10
58.85
59.65
60.50
61.40
62.35
63.30
64.30

25
48
48

24
46.05
46.25
46.45
46.65
46.85
47.05
47.30
47.55
47.80
48.05
48.30
48.60
48.95
49.30
49.65
50.05
50.45
50.90
51.35
51.90
52.40
53.00
53.60
54.25
54.95
55.65
56.40
57.20
58.05
58.95
59.90
60.85
61.85

26
48
48

25
43.95
44.10
44.30
44.50
44.70
44.90
45.15
45.35
45.60
45.85
46.15
46.45
46.75
47.10
47.45
47.85
48.25
48.70
49.15
49.65
50.20
50.75
51.40
52.00
52.70
53.40
54.20
55.00
55.85
56.70
57.65
58.60
59.65

27
48
48

26
41.95
42.15
42.35
42.50
42.70
42.90
43.15
43.35
43.60
43.85
44.15
44.40
44.75
45.05
45.45
45.80
46.25
46.65
47.15
47.65
48.15
48.75
49.35
50.00
50.65
51.40
52.15
52.95
53.80
54.70
55.65
56.60

28
48
48

27
40.15
40.35
40.50
40.70
40.90
41.10
41.30
41.50
41.75
42.00
42.30
42.55
42.90
43.20
43.60
43.95
44.35
44.80
45.30
45.80
46.30
46.90
47.50
48.15
48.80
49.55
50.30
51.10
51.95
52.85
53.80

29
48
48

28
38.50
38.65
38.85
39.00
39.20
39.40
39.60
39.80
40.05
40.30
40.60
40.85
41.20
41.50
41.85
42.25
42.65
43.10
43.55
44.10
44.60
45.20
45.80
46.40
47.10
47.85
48.60
49.40
50.25
51.15

30
48
48

29
36.95
37.10
37.25
37.45
37.65
37.85
38.05
38.25
38.50
38.75
39.00
39.30
39.60
39.95
40.30
40.70
41.10
41.55
42.00
42.50
43.05
43.60
44.20
44.85
45.55
46.25
47.05
47.85
48.75

31
48
48

30
35.50
35.65
35.85
36.00
36.20
36.35
36.60
36.80
37.05
37.30
37.55
37.85
38.15
38.50
38.85
39.25
39.65
40.10
40.55
41.05
41.60
42.15
42.75
43.40
44.10
44.85
45.60
46.45

32
48
48

31
34.15
34.30
34.50
34.65
34.85
35.00
35.25
35.45
35.65
35.90
36.20
36.50
36.80
37.15
37.50
37.90
39.30
38.75
39.20
39.70
40.25
40.85
41.45
42.10
42.80
43.55
44.30

33
48
48

32
32.90
33.05
33.25
33.40
33.60
33.75
33.95
34.20
33.40
34.65
34.95
35.25
35.55
35.90
36.25
36.65
37.05
37.50
37.95
38.50
39.00
39.60
40.20
40.90
41.60
42.35

34
48
48

33
31.75
31.90
32.05
32.25
32.40
32.60
32.80
33.00
33.25
33.50
33.80
34.05
34.40
34.70
35.10
35.50
35.90
36.35
36.85
37.35
37.90
38.45
39.10
39.75
40.50

35
48
48

34
30.65
30.80
30.95
31.15
31.30
31.50
31.70
31.95
32.15
32.40
32.70
33.00
33.30
33.65
34.00
34.40
34.85
35.30
35.75
36.30
36.85
37.45
38.05
38.75

35
29.65
29.80
29.95
30.10
30.30
30.50
30.70
30.90
31.15
31.40
31.70
32.00
32.30
32.65
33.00
33.40
33.85
34.30
34.80
35.30
35.85
36.45
37.10

814
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

12
89.45
89.45
89.50
89.50
89.55
89.60
89.65
89.70
89.75
89.75
89.80
89.80
89.85
89.85
89.85
89.85
89.90
89.90
89.90
89.95
89.95
90.00
90.05
90.10
90.15
90.20
90.30
90.40
90.50
90.60
90.75
90.95
91.10
91.35
91.60
91.85
92.20
92.55
92.90
93.30
93.75
94.25
94.75

13
81.85
81.85
81.90
81.90
81.95
82.00
82.05
82.10
82.15
82.15
82.20
82.20
82.25
82.25
82.25
82.25
82.30
82.30
82.35
82.35
82.40
82.40
82.45
82.50
82.60
82.65
82.75
82.85
82.95
83.10
83.25
83.45
83.65
83.85
84.15
84.40
84.75
85.10
85.50
85.95
86.40
86.90
87.40

14
75.35
75.35
75.40
75.45
75.45
75.50
75.55
75.60
75.65
75.65
75.70
75.70
75.75
75.75
75.75
75.80
75.80
75.80
75.85
75.85
75.90
75.95
76.00
76.05
76.10
76.20
76.30
76.40
76.55
76.65
76.85
77.05
77.25
77.50
77.75
78.10
78.45
78.80
79.20
79.65
80.15
80.65
81.20

15
70.80
70.85
70.85
70.90
70.95
70.95
71.00
71.05
71.10
71.15
71.15
71.20
71.20
71.20
71.25
71.25
71.25
71.30
71.30
71.35
71.40
71.45
71.50
71.55
71.60
71.70
71.80
71.95
72.10
72.25
72.40
72.65
72.85
73.15
73.45
73.80
74.15
74.55
75.00
75.45
76.00
76.50
77.10

16
65.80
65.80
65.85
65.85
65.90
65.95
66.00
66.05
66.05
66.10
66.15
66.15
66.15
66.20
66.20
66.25
66.25
66.25
66.30
66.35
66.40
66.45
66.50
66.55
66.65
66.75
66.85
67.00
67.15
67.30
67.50
67.70
67.95
68.25
68.55
68.90
69.30
69.75
70.20
70.70
71.20
71.75
72.35

17
61.35
61.40
61.40
61.45
61.50
61.55
61.55
61.60
61.65
61.70
61.70
61.75
61.75
61.75
61.80
61.80
61.85
61.85
61.90
61.95
62.00
62.05
62.10
62.15
62.25
62.35
62.50
62.65
62.80
62.95
63.20
63.40
63.70
64.00
64.30
64.70
65.10
65.50
66.00
66.50
67.05
67.65
68.25

18
57.45
57.45
57.50
57.50
57.55
57.60
57.65
57.70
57.75
57.75
57.80
57.80
57.85
57.85
57.85
57.90
57.90
57.95
58.00
58.05
58.10
58.15
58.20
58.30
58.40
58.50
58.65
58.80
58.95
59.15
59.40
59.65
59.90
60.20
60.55
60.95
61.35
61.80
62.30
62.85
63.40
64.00
64.65

51
52
53
54
55

95.25
95.80
96.40
97.00
97.65

87.95
88.55
89.15
89.80
90.50

81.75
82.35
83.00
83.70
84.40

77.70
78.35
79.05
79.75
80.55

73.00
73.65
74.40
75.15
75.95

68.90
69.60
70.35
71.15
72.00

65.35
66.10
66.85
67.70
68.60

19
53.95
53.95
54.00
54.00
54.05
54.10
54.15
54.20
54.25
54.25
54.30
54.30
54.35
54.35
54.40
54.40
54.45
54.45
54.50
54.55
54.60
54.65
54.75
54.85
54.95
55.05
55.20
55.35
55.55
55.75
56.00
56.25
56.55
56.90
57.25
57.65
58.10
58.55
59.05
59.80
60.20
60.85
61.50

20
50.80
50.80
50.85
50.90
50.90
50.95
51.00
51.05
51.10
51.10
51.15
51.15
51.20
51.20
51.25
51.25
51.30
51.35
51.40
51.45
51.50
51.55
51.65
51.75
51.85
52.00
52.15
52.30
52.50
52.75
53.00
53.25
53.65
53.90
54.30
54.70
55.15
55.65
53.20
56.75
57.35
58.00
58.70

21
48.15
48.15
48.20
48.25
48.25
48.30
48.35
48.40
48.45
48.45
48.50
48.55
48.55
48.60
48.60
48.65
48.65
48.70
48.75
48.80
48.90
48.95
49.05
49.15
49.25
49.40
49.55
49.75
49.95
50.20
50.45
50.75
51.05
51.45
51.80
52.25
52.70
53.25
53.75
54.35
55.00
55.70
56.40

22
45.75
45.75
45.80
45.80
45.85
45.90
45.95
46.00
46.05
46.05
46.10
46.10
46.15
46.20
46.20
46.25
46.30
46.30
46.35
46.45
46.50
46.60
46.70
46.80
46.95
47.10
47.25
47.45
47.65
47.90
48.20
48.50
48.80
49.20
49.60
50.05
50.55
51.05
51.60
52.25
52.90
53.60
54.35

23
43.55
43.55
43.60
43.60
43.65
43.70
43.75
43.80
43.85
43.85
43.90
43.95
43.95
44.00
44.00
44.05
44.10
44.15
44.20
44.25
44.35
44.45
44.55
44.65
44.80
44.95
45.15
45.35
45.55
45.85
46.10
46.45
46.80
47.15
47.60
48.05
48.55
49.10
49.70
50.30
51.00
51.75
52.50

24
41.50
41.55
41.55
41.60
41.65
41.70
41.75
41.75
41.80
41.85
41.90
41.90
41.95
42.00
42.00
42.05
42.10
42.15
42.20
42.30
42.35
42.45
42.55
42.70
42.85
43.00
43.20
43.45
43.65
43.95
44.25
44.55
44.95
45.35
45.75
46.25
46.75
47.35
47.95
48.60
49.30
50.05
50.85

25
39.65
39.70
39.70
39.75
39.80
39.85
39.85
39.90
39.95
40.00
40.05
40.05
40.10
40.15
40.15
40.20
40.25
40.30
40.40
40.45
40.55
40.65
40.75
40.90
41.05
41.25
41.45
41.70
41.95
42.20
42.55
42.85
43.25
43.65
44.10
44.60
45.15
45.75
46.35
47.05
47.80
48.55
49.40

26
37.95
37.95
38.00
38.05
38.05
38.10
38.15
38.20
38.25
38.30
38.30
38.35
38.40
38.45
38.45
38.50
38.55
38.65
38.70
38.80
38.90
39.00
39.10
39.25
39.45
39.65
39.85
40.10
40.35
40.65
40.95
41.35
41.70
42.15
42.60
43.15
43.70
44.30
44.95
45.65
46.40
47.25
0.00

27
36.35
36.35
36.40
36.45
36.50
36.55
36.55
36.60
36.65
36.70
36.75
36.80
36.80
36.85
36.90
36.95
37.00
37.10
37.15
37.25
37.35
37.45
37.60
37.75
37.95
38.15
38.35
38.60
38.90
39.20
39.55
39.90
40.30
40.75
41.25
41.80
42.35
43.00
43.70
44.40
45.20
0.00
0.00

28
34.90
34.90
34.95
34.95
35.00
35.05
35.10
35.15
35.20
35.25
35.30
35.30
35.35
35.40
35.45
35.50
35.55
35.65
35.75
35.85
35.95
36.05
36.20
36.40
36.55
36.80
37.00
37.30
37.55
37.90
38.25
38.65
39.05
39.50
40.00
40.60
41.20
41.85
42.55
43.30

29
33.50
33.55
33.55
33.60
33.65
33.70
33.75
33.80
33.85
33.90
33.90
33.95
34.00
34.05
34.10
34.15
34.25
34.30
34.40
34.50
34.65
34.75
34.95
35.10
35.30
35.55
35.75
36.05
36.35
36.70
37.05
37.45
37.90
38.40
38.90
39.45
40.10
40.75
41.50

62.20
63.00
63.80
64.70
65.60

59.45
60.25
61.10
62.05
63.00

57.20
58.00
58.90
59.85
0.00

55.15
56.00
56.95
0.00
0.00

53.35
54.25
0.00
0.00
0.00

51.75
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00

0.00
0.00
0.00
0.00
0.00

30
32.25
32.25
32.30
32.35
32.40
32.40
32.45
32.50
32.55
32.60
32.65
32.70
32.75
32.80
32.85
32.95
33.00
33.10
33.20
33.30
33.45
33.60
33.75
33.95
34.15
34.35
34.65
34.90
35.25
35.60
35.95
36.40
36.85
37.35
37.90
38.50
39.10
39.80

31
31.15
31.20
31.20
31.25
31.30
31.35
31.40
31.45
31.50
31.55
31.60
31.65
31.70
31.75
31.80
31.90
31.95
32.05
32.15
32.30
32.40
32.55
32.75
32.95
33.15
33.40
33.65
33.95
34.30
34.65
35.05
35.50
35.95
36.45
37.05
37.65
38.30

32
30.15
30.15
30.20
30.25
30.30
30.25
30.40
30.45
30.50
30.55
30.60
30.65
30.70
30.75
30.85
30.90
31.00
31.10
31.20
31.35
31.45
31.65
31.80
32.00
32.25
32.50
32.80
33.10
33.45
33.80
34.20
34.65
35.15
35.70
36.25
36.90

33
29.20
29.20
29.25
29.30
29.35
29.40
29.45
29.50
29.55
29.60
29.65
29.70
29.75
29.85
29.90
30.00
30.10
30.20
30.30
30.45
30.60
30.75
30.95
31.15
31.40
31.65
31.95
32.30
32.65
33.00
33.45
33.90
34.40
34.95
35.55

34
28.30
28.30
28.35
28.40
28.45
28.50
28.55
28.60
28.65
28.70
28.80
28.85
28.90
29.00
29.05
29.15
29.25
29.35
29.50
29.60
29.80
29.95
30.15
30.40
30.65
30.90
31.20
31.55
31.90
32.30
32.75
33.20
33.75
34.30

35
27.45
27.50
27.50
27.55
27.60
27.65
27.70
27.80
27.85
27.90
27.95
28.05
28.10
28.15
28.25
28.35
28.45
28.55
28.70
28.85
29.00
29.20
29.40
29.65
29.90
30.20
30.50
30.85
31.25
31.65
32.10
32.60
33.15

189
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71

"F" Pension 100% with return of PP

68.90
67.60
67.00
66.50
69.00
67.60
67.00
66.60
69.00
67.70
67.00
66.60
69.00
67.70
67.00
66.60
69.10
67.70
67.10
66.60
69.10
67.80
67.10
66.70
69.10
67.80
67.10
66.70
69.20
67.80
67.20
66.70
69.20
67.90
67.20
66.80
69.30
67.90
67.20
66.80
69.30
68.00
67.30
66.80
69.40
68.00
67.30
66.90
69.50
68.10
67.40
66.90
69.50
68.10
67.40
67.00
69.60
68.20
67.50
67.00
69.60
68.20
67.50
67.10
69.70
68.30
67.60
67.10
69.80
68.30
67.60
67.10
69.90
68.40
67.70
67.20
69.90
68.40
67.70
67.20
70.00
68.50
67.80
67.30
70.10
68.60
67.80
67.30
70.20
68.60
67.90
67.40
70.30
68.70
68.00
67.50
70.40
68.80
68.00
67.50
70.50
68.90
68.10
67.60
70.60
69.00
68.20
67.60
70.70
69.00
68.20
67.70
70.80
69.10
68.30
67.80
70.90
69.20
68.40
67.80
71.10
69.30
68.50
67.90
71.20
69.40
68.50
68.00
71.30
69.50
68.60
68.00
71.50
69.60
68.70
68.10
71.60
69.70
68.80
68.20
71.80
69.80
68.90
68.20
71.90
69.90
68.90
68.30
72.10
70.00
69.00
68.40
72.30
70.10
69.10
68.40
72.40
70.20
69.20
68.50
72.60
70.30
69.20
68.50
72.80
70.40
69.30
68.60

72
73
74
75
76
77
78
79
80
81
82
83
84
85

73.00
73.20
73.40
73.60
73.80
74.10
74.30
74.60
74.80
75.10
75.40
75.70
76.00
76.30

70.50
70.60
70.70
70.80
70.90
71.00
71.20
71.30
71.40
71.50
71.60
71.70
71.80
71.90

69.40
69.40
69.50
69.50
69.60
69.60
69.70
69.70
69.80
69.80
69.80
69.90
69.90
69.90

68.60
68.60
68.70
68.70
68.70
68.70
68.70
68.70
68.70
68.70
68.70
68.70
68.70
68.70

814+815
Table==>
SA==>

815
100,000

Pen.Starts at Age
55
400,000
814

Premiums

Age
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

Anand Bandobasti Pension Yojna

YLY
14072
14557
15047
15588
16164
16785
17482
18249
19057
19937
20882
21926
23054
24291
25615
27100
28829
30742
32893
35298
38041

HLY
7110
7354
7602
7875
8165
8480
8831
9219
9627
10071
10549
11077
11645
12271
12940
13690
14563
15530
16618
17831
19216

QLY
3592
3716
3840
3978
4125
4283
4462
4658
4863
5087
5329
5596
5882
6198
6536
6916
7356
7844
8392
9006
9706

MLY
1197
1238
1280
1327
1375
1428
1486
1553
1621
1696
1776
1865
1961
2066
2178
2305
2451
2614
2797
3002
3235

814+815

Death Cover During

PPT
After Age 55
Average
Monthly
Avg. MLY
Total Deposit Total Deposit
Rs. 525,000
Death Cover
per Day
NL
Pension
Premium
if YLY
if HLY
Maturity at
YLY
Lifetime
Prem
Term Age 55 Pension
35
490,448
453,500
149,401
11,893 2,096,000
1,173
39
485,343
34
492,792
433,200
139,880
11,135 1,968,800
1,213
40
487,732
33
494,434
413,500
131,706
10,484 1,859,600
1,254
41
489,328
32
496,676
384,800
121,916
9,705
1,728,800
1,299
43
491,568
31
498,882
357,300
113,473
9,033
1,616,000
1,347
44
493,810
30
501,422
334,000
106,287
8,461
1,520,000
1,399
46
496,249
29
504,780
314,600
98,533
7,844
1,416,400
1,457
48
499,636
28
508,797
298,800
93,652
7,455
1,351,200
1,521
50
503,581
27
512,349
283,600
88,952
7,081
1,288,400
1,588
52
507,107
26
516,139
269,000
83,652
6,659
1,217,600
1,661
55
510,886
25
519,855
252,500
79,341
6,316
1,160,000
1,740
57
514,532
24
524,053
239,200
75,209
5,987
1,104,800
1,827
60
518,660
23
527,984
226,500
70,521
5,610
1,042,800
1,921
63
522,634
22
532,193
214,400
66,123
5,260
984,000
2,024
67
526,750
21
535,716
205,000
63,221
5,029
945,200
2,135
70
530,231
20
539,797
192,000
57,446
4,570
868,000
2,258
74
534,277
19
545,530
187,400
55,279
4,576
842,000
2,402
79
539,967
18
551,160
181,000
53,402
4,420
816,800
2,562
84
545,517
17
557,035
176,500
52,090
4,312
799,200
2,741
90
551,287
16
562,568
172,000
50,779
4,203
781,600
2,942
97
556,826
15
568,409
161,500
47,233
3,910
734,000
3,170
104
562,626
-