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Basic Courses1

Chapter 1

Introduction3
1.14
1.29
1.318
1.41326
1.536
1.637
1.738

Chapter 2

Career and Income39


2.141
2.250
2.353
2.457
2.558
2.658

Chapter 3

Personal Financial
Analysis and Planning59
3.160
3.281

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i

ii

3.487
3.587
3.689

Chapter 4

Time Value of Money91


4.192
4.299
4.3107
4.4110
4.5110
4.6111

Assets Management113

Chapter 5

Cash Flow Management115


5.1116
5.2120
5.3130
5.4136
5.5137
5.6137

Chapter 6

Credit Card and Cash Card


Management139
6.1142
6.2157
6.3160
6.4165
6.5165

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6.6166
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Basic Courses

Chapter 1

Introduction

Chapter 2
Career and Income

Chapter 3
Personal Financial Analysis and Planning

Chapter 4
Time Value of Money

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Chapter 1

1.2

1.1

1.3

1.413
1.5
1.6
1.7

Occupy Wall Street


21

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8.00

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13

1.1
Objects of Personal Financial Planning

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CHAPTER

1.1.1 vs.

Maslow's Need-Hierachy Theory


1-1
Andrew Carnegie
The man who dies thus rich dies
disgraced2
1 1995. 05
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2 Andrew Carnegie, "The Gospel of Wealth", North American Review, 1889.
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1-1
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114
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CHAPTER

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John D. Rockefeller Jr.


850Hudson River

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CHAPTER

1.1.4
23

100303%
30030400
13,000
52

1.2
Objects of Life Cycle Financial Planning

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10

1-2

25

30

35

40

45

50 55
60 65 70 75

Keown, Arthur J., Personal Finance, P. 8.

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1-2
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CHAPTER

11

11

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CHAPTER

13

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14

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CHAPTER

15

1.2.2
2525

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16

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CHAPTER

17

1,20010%
6

1.2.3

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18

Ben Franklin
Nothing is certain in life except for death and taxes.

1.3

Economic Factors Affect Personal Financial


Planning

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CHAPTER

19

1.3.1

Economic
Cycle

1-4
251-3
1990854
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1983.02

1985.08

15

15

1985.08

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1990.08

1996.03

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1996.03

1998.12

21

12

1998.12

2001.09

21

12

2001.09

2006P. 490

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20

1-4

Durable
Goods

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. .
, 2014.09

ISBN 978-957-11-7789-2 ()
1.2.
563

103016671

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