PERSUASIVE

PRESENTATION

BY HENG YOUNG SHENG (2RFI7)

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WHO YOU WANT TO BE?

A age of 73;
still working

B age of 50; retired with

no worries about money

WHY YOU SHOULD SAVE AND

INVEST AS EARLY AS POSSIBLE?

INTRODUCTION

GROW WHEN
YOU SAVE AND
INVEST WISELY

MONEY DOESNT
GROW ON TREE
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Buying a home
Educational opportunities
for their children

Comfortable retirement

THE POWER OF COMPOUNDING

WHAT IS
COMPOUNDING?

'Compound interest is the eighth wonder

of the world. He who understands it,
earns it ... he who doesn't ... pays it.
Albert Einstein

How much does a cup of coffee cost you?

RM3650
30 years
Investment earns
5% annually
RM15775.09!!
daily
PS: 3.32TIMES or 332% RETURNS FOR 30 YEARS or
11.1% ANNUALLY WITHOUT ANY ADDITIONAL
CONTRIBUTION!!
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With compound interest, you earn interest on

the money you save and on the interest that
money earns

The Power of
Compounding

Compounding only works through time - The

longer the time, the higher the return!
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Postponing savings can hurt

The longer you delay saving, the
harder it is to catch up

Don't let anything to stop you from

saving. The earlier you start saving
the better
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Dont Delay Your Savings Calculator

Saved $100 a month @ 8% interest (after 20 years)

$57266
2 Year - Delay

$46865

Over $10000 less

5 Year- Delay

$33978

Over $23000 less

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CONCLUSION

To enjoy a long and comfortable retirement,

save more today. Suze Orman
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