July 3, 2015.

Ricardo Calvache H.
AV Calle 127 # 21 60, oficina 410.
Bogot, Colombia.
Dear Ricardo.
Kindest regards from the bank HSBC. according to your request received on 30th
June this year, we want to report that let us inform you that your appointment with
Mr. Ricardo Ramirez can not carry on 15 July this year due to the start of the
holiday period Mr. Jimenez. our commitment is to provide you our best service,
could offer a space in our offices on 14 July this year, our office hours you prefer
for Mr. Ricardo Jimenez personally meet with our Branch Director.
Moreover we want to inform you that the meeting with the lawyer Fernando
Guzman, belonging to the law firm harneys, is given to the 13th of July, after 12:00
noon in the place that you agree.
Forgive appreciate your understanding and given the changes at the last minute.
Please note that not be possible to comply with the request, will incur fines
up to $ 2700 USD as provided in clauses user bank HSBC.

Ricardo Jimnez F.
Brickell Office Director
Miami, FL.
HSBC, Brickell office. Miami, FL 33131.
1441 Brickell Ave # 100.
(800) 975-4722.