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SharminaMolla
Mr.Rogers,Pd.4
2,November2015
Obamacare
Millionsofaccidentsoccureachday,whatifyousuddenlygotintoamajorcar
accident,butwasunabletoaffordthesurgeryneededinordertosurvive?Today,health
careinsuranceisawaytopayforhealthcare.Ithelpsprotectyoufrompayingthefull
amountofamedicalbillandservicesforbothyouandyourfamilywhennecessary.The
AffordableCareAct,otherwiseknownasObamacareisaU.S.healthcarereformlaw
bywhichwassignedbyObama.Thepurposebehindthislaw,isthatitallowshealth
careandinsurancetobemoreaffordableforlowerincomefamiliesanditimprovesthe
qualityofhealthinsurance.Accordingtoa2009studyfromHarvardresearchers,lack
ofhealthinsuranceisassociatedwithasmanyas44,789deathsperyear,
(Procon.org).Thefactthatsomanyhavediedduetolackofhealthinsuranceis
certainlynotacceptable.Soinregards,whydoyousupposethatObamaCarewouldbe
crucialtoAmericans?ObamacareiscertainlyimportantbecauseitoffersAmericans
numerousbenefits,providessafetyandprotection,andexpandsemployercoverageto
thousandsandmillionsofemployeesintheUnitedStates.
Duetotheexpensesofhealthcarealotmiddleclassfamiliescantaffordtohave
insurance,whichiscrucialtoobtain.
TheAffordableCareActisworkingtomake
healthcaremoreaffordable,accessibleandofahigherquality,forfamilies,seniors,

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businesses,andtaxpayersalike(hhs.gov).AlthoughObamacareisdesignedtobe
affordableforallincomefamilies,italsoensuresthatallfamiliesareprovidedwith
numerousimportantbenefits.Obamacaregrantsthefollowingbenefitsambulatory
patientservices,prescriptiondrugs,mentalhealthservices,andsomanymore,
Althoughthesebenefitsseemparticularlycommon,thisisimportantbecausewith
ObamacareAmericansareprovidedwiththeseforalmostnothing.Asidefromthis,most
insurancesdon'tevenprovidementalhealthservicesasanoptionundertheirhealth
care.But
according
toaarp,thatwillchangeunderthelaw.Patientsmaybebilled
around$40persession(aarp.org).Thisisimportantbecausemoreandmore
Americansarerunningintomentalcareproblems,andsessionscanbeextremely
expensivesothisisabrilliantwayforthementallydisabledtogainthepropertreatment
theyneedanddeserve.Also,Currently,46millionAmericanslackhealthcoverage.
Despiterepeatedattemptstoexpandhealthinsurance,uninsuranceremains
commonplaceamongUSadults,(nih.gov).Inotherwords,somanyarewithout
healthcareinsurancebecausetheycan'tpayforit,whichcanbeaseriousproblemthat
couldultimatelyleadtodeath.ButObamacareisprovidedtobeaffordableforall
Americanssoalmostanyonecouldaffordtobeinsured.
Obamacareisalsosuitableandreliablebecauseitalsoguaranteessafetyand
protectionagainstvarioussituations.Someofthesesituationsconsistoffraud,
misunderstandings,itholdsinsurancecompaniesaccountableforrateincreases,
respectsyourchoiceofmedicalprofessionals,andetc.Accordingtohealthcare.gov

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obamacarespecificallyhelpsyouunderstandwhichcoverageyouaregetting,how
muchyouarepaying,andfraudisguaranteedtobecoveredaswell(Healthcare.gov).
Thisisimportantbecauseoneis100percentawareofwhattheyaregettingintoandin
casesomethingunexpectedoccurssuchasfraud,reliefcanbefeltbecauseitisfully
covered.AnothervaluedaspectaboutObamacareisthatAmericansarefreetochoose
whomevertheywantastheirmedicalphysicianstheydesiretobearoundtheirfamilies.
...ifyoupurchaseorjoinanewplanyouhavetherighttochooseyourowndoctor,
(whitehouse.gov).ThisallowsAmericansandtheirfamiliestoalwaysfeelshelteredand
safeanditgivesthemavoiceintermsofthingsthatdirectlyaffectthemselvesandthe
peopletheylove.Ultimatelyitservesyourfamilythebestprotectionandguarantees
yourfamilyfullsafety.
OneofthestrongestandmostimportantfactorsinvolvingObamacareisthatis
suppliesmillionsofemployeeswithexcellentbeneficialcoverage.Healsostatedinhis
propositionthatAmericanswillreceivetheovertimehourstheyworkedhardfor.The
presidentbelievesthatifyou'remaking$25,000ayearandyou'reworking60hoursa
week,youshouldbegettingpaidfortheextrahoursyouwork,(L.A.Times).Somany
hardworkingAmericansareperforminglongandhardhourstomakesuretheir
childrensbelliesarebeingfilledandbodiesarebeingkeptwarm,butalotofemployees
arebeingscammed.Employeespaychecksarealreadycutbackduetotaxesbutnow

someworkplacesarethreateningtheiremployeesjobstoworkextra,buttheyaren't
gettingtheamountofmoneytheydeserve.Thisguaranteesthattheywillgetwhatthey
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deserve,afairpaychecktoreflectalltheirhardwork.Thepresidentalsoacknowledged
thatthesehardworkersshouldberewardedaccordingtoalltheworktheydo.American
workerswholivehere,havebetteraccesstotreatmentforchronicdiseases,(CNN),
andischeapertoo.Also,tomakesurethattheseemployeesarecontinuedtobe
treatedwell,theAffordableCareActprovidesforinformationreportingbyemployers
with50ormorefulltimeemployees,(sba.gov).Inotherwords,informationisrequired
tobereportedandincaseanythingnegativeissaid,amainheadmemberofthe
insurancecompanywillknowandbeabletofixtheproblem.Allinall,employeeswould
becoveredinthebestpossibleway,bybeingprovidedwithimportantbenefits,andare
goingtobeheardforallthehardworktheydoforthiscountry.
StillsomewouldstillarguethatObamacareisnotagoodideaduetohavingto
putmoreeffortintoexploringaroundtounderstandallthatitisoffering.Moreoptions
meanmorecomplicatedshoppingforcoverage,(Obamacarefact).Althoughthiscan
betrue,allthelookingisworthitbecauseintheendyouarereceivingthebestquality
insurance.Also,alotofAmericansstillcomplainthattheexpensesarestilltoomuch.
Some,...areworriedObamacarewillcosttoomuchandalsoharmthequalityof
doctorscare,(brookings.edu).ButObamacareassuresthatthisisnotthecase,
Obamacarehasspecificallybeencreatedtoallowmiddleclassfamiliestoaffordthis
insurance.AnotherpointthathasbeenmadeisthatifObamacaregoesthroughthe

governmentwillmostlikelypushittowardsus,Americansareinovertheirheadswith
debt,bills,work,schoolandfamily.Anotherenforcementwillcausemorestressand
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worry,(fullcoll.edu).Though,becausethisinsuranceisachoicethiswillnotbeaissue,
ObamacarewillonlybeabletohelptheUnitedStates.
Today,thetopicofwhetherObamacareshouldbepassedhasbeenongoingand
quotecontroversial.IbelieveitismoreintelligenttosupportObamacarebecauseit
ensuresthatweareprovidedwithsafety,protection,offersmanyimportantbenefits,
andprovidestheworkingclasswithexcellentcoverage.Thisisimportantbecause
today,allofthesefactorsarewhatweneedinordertostriveintheworld.

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