Professional Documents
Culture Documents
Mentoring
Program
Spring 2011
Macalester
College
Highland
Park
AVIDMentoringProgram,Week1
Introductions
WEEK 1: INTRODUCTIONS
February 9, 2011
Mentors: Name, major, where are you from? Extracurricular activities? Hobbies?
Students: Name, what do you do in your free time?
Classeswhich ones do you like? Dislike? Hardest class?
What other activities are you involved in?
Both: What do you expect to learn from this mentorship
program? What do you want to get out of this program?
What are you excited about for this program?
Students What is your current level of college
preparation? What do you already know about the college
application process?
Mentors What do you wish you knew as a junior/senior
that students should know now (about applying to college)?
AVIDMentoringProgram,Week1
Introductions
MENTOR/MENTEE PACT
MENTOR EDITION
Pact Between
(mentees) and
(Mentor).
Please add any changes, cross anything out, or even start over from scratch
if you want. This is YOUR and your mentees pact. Make it your own!
because I also
*I agree to
*I agree to
X
Please sign if you agree to the above
AVIDMentoringProgram,Week1
Introductions
AVIDMentoringProgram,Week1
Introductions
4. You've Been out of School for a While or Your GPA Isn't so Great, and You Want to
Build Your Skills Before Transferring.
Whereas many four-year colleges and universities have selection criteria for attendance, such
as a minimum required GPA, community colleges are open to everyone. If you want to pursue
college-level coursework but aren't academically ready, community colleges offer classes and
one-on-one tutoring to help you strengthen your basic skills. Keep in mind that the average
class size at most community colleges is significantly smaller than at public four-year
universities.
5. You'd Like a Career-Oriented Degree, Such as a Fashion Design or Computer
Certification Program.
Programs like these are often not available at four-year institutions. If you're thinking of
seeking employment after finishing up at community college, there are several routes you can
take.
You can earn an associate degreean Associate of Arts or Science (A.A. or A.S.) or an
Associate in Applied Science (A.A.S.). An A.A.S. usually requires specialized courses in fields
such as construction technology, computer repair, or electronics, as well as several general
education courses in subjects like English and math. These degrees take about two years to
complete.
However, if you want to take courses in a specialized area of study but don't want to spend the
time necessary to earn an associate's degree, many community colleges have certificate
options that provide intensive training in a specialized field like computer-assisted drafting,
food service technology, or paralegal studies. These certificates usually take six months to a
year to complete.
6. You Work, or Have Commitments, and Need a Flexible Schedule.
At four-year colleges, course schedules are geared primarily toward full-time, traditional
students who take classes during the day. At community colleges, the student population tends
to be highly diverse with regard to age, experience, family background, socioeconomic level,
and employment status. Course schedules are developed with attention to the variable needs of
both part-time and full-time students, so classes are usually offered throughout the day and
evening, and sometimes on weekends. Many of these colleges offer online courses.
-When going over the Facts/Myths Section, dont worry about going into
too many details about different aspects of choosing a school, because we
will be going into that in great detail next week. It is more important to
talk about doubts and fears they may have about applying to college in
general. Especially important is the section on paying for college, because
that is often one of the first concerns students think of.
-Start taking note of some of the schools students are considering or would
like to know more information about.
AVIDMentoringProgram,Week1
Introductions
AVIDMentoringProgram,Week1
EXTRA NOTES
Introductions
AVIDMentoringProgram,Week1
Introductions
AVIDMentoringProgram,Week1
Introductions
As the report notes, student-to-counselor ratios have grown in recent years, making it more
difficult for counselors to spend enough time with students. The national average ratio is about
265 to 1, but in some states the ratio is much higher, and the California figure is close to 1,000 to
1.
Joyce Smith, chief executive officer of the National Association for College Admission
Counseling, said in an interview that it was important to place the survey in context. She noted
that the duties of counselors vary widely, and that some are able to focus on the college selection
process, while for others that may be only a small area of responsibility. When school districts
accept high student-to-counselor ratios, she said, or don't give counselors the time and support to
keep up on admissions and financial aid, it's not surprising that some students wish they had
more time or received better advice.
But Smith said that she also hears lots of frustrations about the process from counselors
themselves. In the digital era, she said, more families "are doing their own searches and coming
up with lists and students don't always listen to what the counselors say," Smith said.
While Smith said it's great that families use Web searches to learn about the process, she said
that she worries when she hears counselors tell her about families that bring in a list of colleges
based on magazine rankings that may or may not be appropriate for the student -- and then
expect the counselor to just push the materials through the application process. Counselors can
"provide a reality check" for families, Smith said, but only if they listen.
Scott Jaschik
From:
http://www.insidehighered.com/news/2010/03/03/counselors
Questions to ponder:
-What kind of support and guidance did you receive when
applying to college?
-Highland Park only has 1 guidance counselor for every 497
students. What can we do as mentors to try to reverse some
of the trends that the article describes?
o
o
o
o
o
o
o
o
o
o
o
o
September October
o
o
o
Meet with your guidance counselor and get to know them. You can also use
them as a resource.
o
o
o
o
o
Find out when colleges will be visiting Highland Park and attend their
information sessions
Search for scholarships, including Highland Parks scholarship bulletin
Sign up for upcoming SAT/ACT (Make sure you have taken it by December)
Make sure you have all the classes you need to meet graduation and college
requirements
Attend the NACAC National College Fair, October 4th 5th at the Minneapolis
Convention Center!
o
o
o
o
Request for Collegeboard (SAT) and the ACT to send your scores to all of the
schools you are applying to, if you do not do so when registering for the tests.
November December
o
o
o
o
o
January-February
o
o
o
o
o
Mail your FAFSA or submit online as soon after January 1st as possible
Keep your grades up!
Submit Midyear report for schools that used the Common Application
Continue searching for scholarships
Submit any college applications that are due in January
March-June
o
o
o
o
o
o
Keep in mind that you are temporarily accepted to colleges subject to your final
semester grades and the quality of your entire senior course load. Do not quit working
and do not drop any classes. If you are thinking about changing your schedule in
any way from what you reported to colleges at the time of application, make sure you
talk to the admissions office BEFORE you make any changes.
Choosing a College
When do I start?
As a junior in high school, its now important for you to start thinking about college and the
application process. Deadlines are starting to come up and it is important for you to be prepared
and able to make informed decisions about college.
Where do I start?
Here are a few things you can do and consider to start learning about the process
and begin your own college search
Look at schools you already know of, however random, and research them. Even if you
dont end up going there, you will start to get a feel of what youre looking for.
Think about what would suit you best, but keep an open mind at the same time. Its a
common mistake for students to limit their options by writing off one school or category
of schools.
Use college guide resources, either in print or online, to find schools. Fill out a profile
with information about you and your academics, generate a list, look at their basic
attributes, read reviews and descriptions, look for overlap schools (other schools people
that apply to the one youre looking at also apply to), etc
Talk to people who are in college about the schools they looked at and their current
experience. This can include friends, family, former Highland Park students, teachers,
AMP mentors, or anyone else you run into.
Choosing a College
Factors to Consider
Each individual is different and will be looking for different things in a college, but
here are some of the main aspects of a college that a lot of students base their
decisions on1:
Location
Geographic region, urban/suburban/rural, proximity to home or other family members.
Size
Do you want to go to college on a large campus of 10,000 or more students or would you prefer
a smaller learning environment? The size of the school affects aspects of the school such as
access to professors, athletics, learning style, and many others.
Diversity
What types of cultures, people, and languages are represented at the school? How does the
school celebrate or embrace diversity?
Cost
It is true that college is very, very, expensive, but dont be deterred by a schools price tag. After
being accepted, you will receive a financial aid package that will reduce the cost of attendance to
you.
Selectivity
What percentage of students does the school accept? Be sure to apply to some schools that you
know you can get into, as well as some that are harder to get into.
Choosing a College
Selectivity
When deciding where to apply, it is important to consider your chances of being
admitted. By putting your schools into these three categories, you can ensure that
you will have options for continuing with your education after high school.
Safety
Schools you are almost 100 percent sure of being admitted to. Since community colleges are
open enrollment, these will be in this category for everyone. If your grades and test scores are
better than most students admitted to the school, then it probably belongs in your solid category.
Solid
Schools you are qualified for, but still face some competition getting into. Your grades and test
scores stack up with other students who get accepted at these schools, but this does not guarantee
anything. At schools you are a competitive applicant for, it is possible that you could either be
admitted or rejected.
Reach
Schools where the odds may not be in your favor, but are still worth applying to. The average
grades and test scores of admitted students at these schools may outmatch your own, but you
could still be admitted if they like your application enough.
Keep in Mind
Choosing a College
Note: When you sign up for a mailing list, your information is secure and will not be
sold.
Demonstrated Interest
Admissions offices dont want to admit students who are not going to attend their school,
so they look for applicants who have shown demonstrated interest. This is especially true
at smaller schools. Demonstrated interest is when you have shown interest in a school by
contacting admissions, signing up for their mailing list, visiting, or establishing and
maintaining contact in some way or another. Admissions keeps track of these things and
will consider it when making their decisions.
Follow Up. After interviewing, send an email to the person who interviewed you
thanking them for their time.
Make Contact. Call or email the admissions office if you have any questions.
Leave Your Options Open. Even if you dont think youll go to a certain school,
still demonstrate interest in it if there is any chance youll apply.
Choosing a College
Visits
Visiting a school (and spending the night) is one of the best ways to learn more about it
and decide if youll like it there. Once youve visited a few schools, youll start to get a
better idea of what youre looking for.
You can sign up for a campus visit online or by calling the admissions office. Most
schools have a section on their website titled Admissions. Follow the link to that page
to look for another link titled Schedule a Campus Visit or something to that effect.
Try to visit schools within 150 miles of Saint Paul that you plan on applying to.
Admissions might assume youre not interested in the school if you dont and take your
application less seriously as a result.
College Fairs
At college fairs, representatives from dozens, if not hundreds, of colleges set up booths to
answer your questions and tell you about their school. This is a good way to learn about
colleges youre interested in and to discover colleges youve never heard of. Come with
prepared questions to ask the representatives in order to get the most out of it. Also,
remember to provide your contact information to the colleges youre interested in
learning more about. They keep track of who shows interest in their school to refer to
when reviewing applications and will also send you more information.
Upcoming College Fair in Minnesota
NACAC National College Fair
Tuesday, October 4th 9:00a.m. 12:00 pm
and 4:30 pm 8:00 pm
Wednesday October 5th 9:00 am 12:00 pm
Minneapolis Convention Center
Choosing a College
My College List
Name:
Reach:
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
Solid:
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
Safety:
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
______________________________
Choosing a College
Cappex.com
Look up schools youre interested in to see a lot of useful information about admissions,
cost, and deadlines.
Unigo.com
Good advice from college students on some of the issues youll have during the
application process and once youre in college.
Nacacnet.org
This website is full of resources and articles that can be helpful for understanding the
college application process.
Mnprivatecolleges.org
Contains information on all of the private colleges in Minnesota
Mnscu.edu
Main website for Minnesota State Colleges and Universities. You can find a full listing of
all their two and four-year institutions.
Umn.edu
Listing and links to the websites of all University of Minnesota campuses.
College
Websites
Colleges usually have a lot of information on their websites that you can search around
for. The Admissions or Prospective Students sections might be especially useful for
you.
Fifteen things to do while searching a schools website:
1) Read the mission statement of the school. What can you learn about the values
held by the institution?
2) Review the course catalog and find two classes that you would like to take.
This can usually be found in the Academics section.
3) Check events on the schools calendar to determine if there are events you
would like to attend on the weekend and also during the week.
4) Search Overseas Study on the school site to find a program that you want to
explore.
5) Does the college offer credit for IB tests, and if so, for what scores/levels?
6) Do freshmen have to take certain classes? Find out if there are specific
graduation requirements or a core curriculum.
7) Explore the career center site to learn what is offered (resume preparation,
interview support and alumni networks).
8) Plan your transportation to/from the school and determine how long it takes to
get there and how you will get there/back.
9) Find the names of two famous alumni who attended the college.
10) How many places are there to eat on campus? Any coffee houses? Check
Student Life.
11) You want to spend a day off campus, in a city. Where could you go? How far
away is it? Would you use the bus or the train, or do you need a car? What is
the cost?
12) Take a look at the freshmen advising system and see how advisors are
assigned, particularly if your major is undecided.
13) What percentage of students plays intramural sports? Is the athletic center
updated and centrally located?
14) If you would like to do research in college, how easy is it to get involved?
15) What is the local town like, and what sorts of restaurants and movie theaters
are available? Where could you go on a vacation and how much would it cost?
This list comes courtesy of Benchmark Associates, LLC in Seattle, WA.
Personal Statement
Personal Statement
Be meticulous.
Type and proofread your essay very carefully. Many admissions officers say that good
writing skills and command of correct use of language are important to them as they read
these statements. Express yourself clearly and concisely. Even a few errors can be a strike
against you. They show lack of care and quality control in your written work, and your
success in college partly depends upon strong writing skills. If English isnt your greatest
strength, seek help. Ask a favorite teacher to go over the essay with you, or find a friend
with strong editorial skills.
This list was adapted from the following websites:
http://collegeapps.about.com/od/essays/a/essay_tips.htm
http://owl.english.purdue.edu/owl/resource/642/01/
Supplemental Essays
In addition to your personal statement, many schools ask you to respond to several short
answer essays. These are usually no longer than 500 words and ask for direct answers
about yourself, the way you think, and why you are applying to that school.
Note: These essays are different than a supplement you provide to your application, as
mentioned in Week 3. These supplemental essays are assigned by colleges for you to
complete in addition to your main personal statement.
Supplemental essays are an important part of your application, so put just as much
effort into them as you do for you personal statement.
Most of the same tips about writing your personal statement also apply to these
additional essays schools may ask you to write.
Carefully consider the values and mission of the school you are applying to when
deciding what to write for its supplemental essays.
Personal Statement
Tell a story from your life, describing an experience that either demonstrates your
character or helped to shape it.
Discuss some issue of personal, local, national, or international concern and its
importance to you.
Indicate a person who has had a significant influence on you, and describe that
influence.
Augsburg College strives to create a strong, rich, and vibrant campus community
with students representing a large number of backgrounds, viewpoints,
experiences, talents, and cultures. How will you enrich the Augsburg community,
and how do you think it might enrich you?
Hamline considers itself a partner with both the local and global community. How
will you take advantage of this relationship while a student at Hamline?
What have you learned in the last year that will change the way you view the
world?
Personal Statement
What's special, unique, distinctive, and/or impressive about you or your life story?
Have you faced any challenges or overcome any obstacles that have made you stronger?
If so, what were they?
What experiences outside of school have influenced your life in and out of the
classroom?
Who in your life has influenced you? How? Why?
What impact do you want to make on your community or the world?
What are your career goals?
Has your race, ethnicity, culture, politics, or religion affected you in positive or negative
ways? How?
Have you had to overcome any unusual obstacles or hardships (for example, economic,
familial, or physical) in your life?
What details of your life (personal or family problems, history, people or events) that
have shaped you or influenced your goals might help the admissions committee better
understand you or help set you apart from other applicants?
Are there any gaps or discrepancies in your academic record that you should explain?
What skills and characteristics (for example, leadership, communicative, integrity,
compassion, and/or persistence) do you possess?
What are the most compelling reasons you can give for the admissions committee to be
interested in you?
Personal Statement
Dont:
Taken from:
http://www.collegeboard.com/student/apply/essay-skills/9406.html
Personal Statement
to a point
Personal Statement
Sample Essay
The following is a high quality personal statement written by a student who was admitted
to Harvard University. It is published in the book, 50 Successful Harvard Application
Essays and is analyzed by a Harvard admissions officer at the end. It is 575 words long.
My Name
By Uyen-Khanh Quang-Dang, who attended a public high school in Santa Clara,
California
Wendy!
I was walking down the hallway, my shoulders sagging from the weight of my
backpack nearly bursting with books on the way to a student council meeting, from the
worries of the canned food drive, from all the thoughts which cluttered my brain just
moments before. I sank into a deep thought about the two names, Wendy and UyenKhanh.
My parents, my grandmother, and all my peers at the Sunday Vietnamese
Language School knew me as Uyen-Khanh, my name as written on my birth certificate.
Yet I was a wholly different person to my American friends and teachers I had
always been Wendy. Even some of the award certificates I received read: Wendy
Quang-Dang.
Wendy is an invented name bestowed upon me by my kindergarten teacher who
decided that Uyen-Khanh was too difficult to pronounce. In fact, it became so convenient
that I began to introduce myself as Wendy to avoid the hassle of having to slowly
enunciate each syllable of Uyen-Khanh and hear it transformed into won-ton or
ooh-yen kong. It was especially hard on substitute teachers, who would look up from
the roll book, flustered and perplexed as they tried their best not to completely destroy
my name. Wendy also greatly decreased the looks of terror and embarrassment as people
would struggle to remember how to say Uyen-Khanh two minutes after we had been
introduced.
But at that moment standing alone in the hallway, I decided that I wanted to be
known to all as one person: Uyen-Khanh. Wendy had served me well for the past eight
years since kindergarten, but it was time I let go of a nickname and recognized the name
written on my birth certificate.
It took me over three months of consistent persistence and patience to erase the
name so many had known me by. Letting up on my determination to brand Uyen-Khanh
into everyones memory for even just a second was not a possibility if I wanted my
mission to be successful. This meant pretending not to hear someone calling me unless it
was some form of Uyen-Khanh. I would interrupt people mid-greeting and stand my
ground when my friends would glare angrily at me and whine, But Ive always known
you as Wendy! My philosophy was that people must respect my wishes to say UyenKhanh. By the end of those three long months my resoluteness had paid off and I was
richly rewarded by the sound of Uyen-Khanh pronounced smoothly and effortlessly by
my closest friends.
I was thirteen years old born and raised in San Jose, the second largest
Vietnamese populated city in the United States. A first generation Vietnamese citizen of
Personal Statement
Analysis
Uyen Khanhs essay falls squarely into the identity category, as the writer tells the
story of defining her American identity by deciding to force her friends to call her by her
given name, Uyen-Khanh, rather than a long-held American nickname, Wendy.
The writer expresses the difficulties she experiences and the persistence necessary
to change the way she is viewed by her peers and teachers while stealthily squeezing in
several allusions [references] to her life as a busy student (student council meetings,
Vietnamese Language School, and canned food drives). These allusions are so well
integrated that her essay doesnt lose its flow or sense of direction, in fact, they show that
she is very much the true American she says she is in the text.
This essays greatest strength is in its style. Neither flowery [too elegant] nor
over-written, the essay is simple and straightforward without being formulaic [unoriginal]
or trite [boring]. Uyen-Khanh efficiently tells the story of her name and links that to her
identity as a Vietnamese American person at once deeply appreciative of her Vietnamese
heritage, but every bit an American. She does a good job of moderating her stance so that
what could have been an angry treatise shows her to be firm and compassionate. It shows
to patiently refuse to yield when friends try to revert to her nickname, but at the same
time allowing them time to get used to pronouncing her given name. All together this is a
solid essay with good tone, pacing and language.
There are a few weaknesses to speak of in Uyen-Khanhs essay; if anything she
may have missed some opportunities to further expand on her description of herself as a
Vietnamese American. Every college essay is a compromise of thoughts and space as one
tries to strike a comfortable balance between self-promotion and reflection. Ultimately,
this essay reflects numerous good choices and results in a success.
Go through the page with Questions to ask yourself before you write. It would be
useful to go through this with your mentee, but at least have a few questions from this
page in mind that will be important in getting them to think about how to narrow in on a
topic.
Read the Dos and Donts page before Wednesday. There are certain topics (like winning
and a students desire to save the world) that really turn off admissions officers.
4) Writing process
Talk to your mentee about the different steps in the writing process for this essay.
Writing the personal statement takes more time, but is less rushed than a normal essay. It
definitely cant, or at least shouldnt, be done the night or even the week before the
deadline.
a) Choosing a topic Youll already have gone through this so hopefully you can just
mention it and move on.
b) Reflecting on their topic is good for organizing their thoughts. Even writing a few
informal statements and making an outline would be good for this step.
c) Writing a first draft is good to just get their ideas on paper and to start building the
organization of the essay.
d) Revising is one of the most important steps to polishing the essay and making it as
strong as possible. It does not need to be done all at once. It is okay to not look at the
essay for as much as a week in between revisions or after the first draft. This allows their
thoughts to further develop and to make it a continued process of engagement with the
essay.
While revising, they want to make sure their voice is coming through in the essay. A
good way to do this is to have someone else read it. Have a teacher, family member, or
friend read it through and tell them if it gives them a better idea of who the student is. An
advantage of having teachers or other educated people read it over is that they can also
fix grammatical errors.
5) Grammar: Some students may be concerned about not having the best grammar in
their writing. This is not something they should worry about until the end of the process,
so it will be good for you to address this.
Its more important for them to tell their story and get their ideas on paper before
correcting mistakes in their writing. Larger issues like organization, topic, and details
need to be addressed before they fix their grammar. Once they do have a good, full draft
of their essay, they can have someone else edit it and point out grammatical errors that
need to be fixed. Finding a teacher or other well-educated person to look over grammar
will be a really good idea once they are closer to finishing.
If theres still time once youve covered all of this, you can either give them
additional, more detailed advice, help them develop their topic, or see what else they
need help with. Read through the advice in the binders and anything else you find or
know off for additional things to tell them.
Financial Aid
How it works
In January of your senior year, you will submit a form called the Free
Application For Student Aid (FAFSA). Colleges and the government will
then use the information on the FAFSA to determine the amount and types
of financial aid (need-based grants, loans, work study) they will give you.
After being accepted to a school, they will send you a financial aid letter
letting you know the amount of grants, loans, and work study you are
eligible for, both through the school itself and the government.
Financial Aid
What to Expect
Important!
Financial aid often comes on a first come first served basis, so it is
really important that you submit your FAFSA as soon after the
January 1st deadline as possible. The earlier you turn in your FAFSA,
the more financial aid you will receive.
If you wait until February to submit it, a lot of financial aid will
already have been given away to other students.
This means that you and/or your family should start gathering your
financial information no later than December.
Financial Aid
Grants
Grants usually make up the majority of the financial aid you will receive.
Best of all, the money is given to you to pay for your education, so you dont
need to pay them back.
Grants are awarded based on two different criteria:
Need-based aid: Awarded based on your familys income level.
Merit based aid: Awarded based on your high school academic success.
Colleges use the results from your FAFSA to decide how much they will give you
in need-based grants.
The amount of money awarded varies from school to school, but you can get an
idea of how good a job a school does at giving a lot of financial by looking
around on either the Admissions or the Financial Aid section of their website.
Government grants
States and the federal government offer different types of need based grants. By
submitting the FAFSA, you will be considered for them.
Minnesota State Grants4 help students
Federal Pell Grants5 help students from
from low- and moderate-income families
low-income families pay for college
pay for educational expenses at eligible
anywhere in the country.
Minnesota colleges or universities.
The maximum Pell grant for the
Can only be used at schools in
2010-11 award year (July 1, 2010, to
Minnesota.
June 30, 2011) is $5,550.
The maximum award for 2010-2011
The amount depends on your
will range from about $6,174 at a
financial need, costs to attend school,
public two-year college to $9,059 at a
status as a full-time or part-time
private four-year college. The average
student, and plans to attend school for
award during 2008-2009 was $1,698.
a full academic year or less.
The minimum award is $100 per
year.
78% of State Grant funds go to students
with family incomes below $50,000.
4
5
http://www.getreadyforcollege.org/gpg.cfm?pageid=138
http://studentaid.ed.gov/PORTALSWebApp/students/english/PellGrants.jsp?tab=funding
Financial Aid
Private or Public?
Private and public colleges and universities each have different ways of managing their
costs and financial aid. Its possible that either one could end up being cheaper for you.
Institutional Grants
In addition to the government, colleges also award grants.
Public Schools
The tuition rate at in-state public schools is lower than the tuition rate at most out of state
public schools. If you want to go to a public university in another state, you will be
charged much more money for it than if you were to stay in Minnesota.
HOWEVER, there are Reduced
Minnesota has agreements with several of its neighboring states for them to provide each
others residents with lower tuition rates. This means that you can go to out of state
public schools in nearby states and not have to pay extra money for it.
What states does this apply to?
Wisconsin, North Dakota, South Dakota, the Canadian Province of Manitoba, and Iowa
Lakes College all participate in this program.
How much will I have to pay in these places?
Tuition at public schools in any of the above-mentioned locations will either be equal to
the in-state rate or only slightly higher.
http://www.getreadyforcollege.org/gPg.cfm?pageID=97
Private Schools
Tuition at private schools is much higher than at public schools, but so is the amount of
financial aid they award. Sometimes, private schools will give you enough financial aid
to make it less expensive than a public school. Some private schools do a better job at
offering admitted students enough financial aid than others. It depends on the size of their
endowment (the amount of money the operate with) and their commitment to financial
aid. You can find a lot of information on their websites, but a phone call to their financial
aid office would be a good idea, as well.
The amount of state and federal grants and loans you receive will not vary by institution,
public or private.
Financial Aid
Type of Institution
U of M Twin Cities
In-state public
$19,945
U of M Mankato
In-state public
$19,578
In-state public
$14,160
Hamline
Private
$40,359
Augsburg
Private
$37,731
Macalester
Private
$49,124
Community College
$4,554
Out-of-state public
$16,828
U of Wisconsin Madison
Out-of-state public
$23,878
Out-of-state public
$41,224*
*Note that U of Wisconsin is less than Ohio state because it qualifies for Reduced Out-of-State
Tuition Options.
How can I possibly afford these private schools?! Remember, because the cost
of attendance so much higher at private schools, they are often able to offer more
financial aid to you. This will dramatically reduce the amount you have to pay.
College costs are different for every student. You cant know which school
will be cheaper to attend until you apply, get accepted, and receive a financial aid
package from the school!
Think about living at home to save money. Even though you may be excited
about living in a dorm (or not), you can save about $7,000 in room and board fees by
living at home and commuting to college.
Financial Aid
Loans
Taking out loans (and debt) is an intimidating prospect, but it is the only way for a lot of
college students to pay for their education.
It is your decision to take out loans and you can also decide how much money to
borrow, up to the maximum amount available.
You do not have to start paying back your loans (with added interest) until six
months after you leave college. Even if you do not graduate, you still have to
repay the loans you took out.
Loans are included in your financial aid package and you will be notified of your
eligibility for the various federal loan programs in your financial aid letter.
All you have to do to be considered for loans is submit the FAFSA.
There is a promissory note you must sign in order to receive these loans. This
promissory note enters you into an agreement that you will pay back the money
lent to you and all interest on it.
Interest is the percentage of the original amount of the loan that you have to pay
back in addition to that amount, once the repayment period starts (six months after
leaving college).
*A note on private loans: You may receive offers to take out student loans offered by
private companies or banks. Loan offers other than the ones listed above should only be
used as a last result. They carry higher interest rates and have less flexible repayment
plans.
Financial Aid
http://studentaid.ed.gov/students/attachments/siteresources/Funding_Education_Beyond_
HS_2010-11.pdf
Financial aid makes it so that students will not have to pay the full cost of attendance, the
sticker price. One of the tricky things about this is that you cant tell exactly how much
less youll have to pay until youve already applied and received your financial aid award
letter. But it is important for them to know that there are structures in place to reduce how
much they have to pay for their education. That means:
The only way to know if you can afford college is to give it a shot and go through the
application process.
*
Grants
There are two primary types of grants:
Need based Based on family income
Merit based Based on academic performance in high school
These go by a pretty general grades and test scores formula and will be difficult
for most of the students in the AVID class to get, but certain schools maybe a
possibility for receiving merit aid for some of the students.
Where do grants come from? Grants come from both schools and the government.
Schools use your information from the FAFSA (primarily the EFC) to determine
how much need-based aid to award. Private schools generally give the most grant
aid to compensate for their high tuition, but most public schools do have some
money to give out as need based grants.
There are also grants from the state and federal government that students may be
eligible for.
Minnesota State Grants
Average award in 2008-2009 was $1,698 and 78% of funds awarded to students
whose family incomes were below $50,000.
Federal Pell Grants
For low income families, award amount varies by family need, and maximum
award is $5,550.
Scholarships
Look through the binder section on scholarships, but a few important things to remember
are:
There are numerous online search engines for scholarships, as well as the high
school scholarship bulletin.
There are scholarships for all sorts of attributes, ranging from academics and
overcoming hardship to more obscure categories like having brown eyes.
Local scholarships may be less competitive than national ones.
When filling out a scholarship application, the student is trying to sell the
selection committee on investing in their education.
Apply for a FAFSA PIN at www.pin.ed.gov and write it down in a safe place.
One of your parents/guardians applies for a separate PIN at www.pin.ed.gov.
Discuss family finances and gather important documents and info (see Week 6).
Begin to fill in all of the information in the spaces provided on the FAFSA.
On the FAFSA, list all of the schools you have applied or will apply to.
Submit the FAFSA as soon after January 1st as possible.
Your PIN
To apply for a Personal
Identification Number (PIN),
go to pin.ed.gov and click
Apply for a PIN to get
started. You will need a PIN
to submit the FAFSA online.
Do not lose your PIN and
keep it in a safe place.
Start Early
As mentioned in Week 6, financial aid comes on a
first come first served basis. January 1st is the first
day to submit your FAFSA. If you submit the
FAFSA as close to this data as possible, you will
guarantee that you will not receive less financial aid
that you could otherwise. To do this, you will need
to begin gathering all of the necessary financial
information as early as a month in advance.
There is a section on the FAFSA where you can mark if you are independent.
You will need to fill out a Dependency Review Form, which you can get from the
colleges you are applying to.
Some colleges may still require financial information about your parents.
It is a good idea to contact individual schools to find out how they handle this.
You will not be eligible to submit the FAFSA or receive federal financial aid.
You will be eligible for many private scholarships.
You may have to pay out-of-state tuition, but there are some schools in Minnesota
that will still charge you in-state tuition.
Speak to an AMP mentor and we will provide you with more information. Your
immigration status will be kept confidential.
Visit Navigatemn.org for more resources specific to your situation.
FAFSA4caster - Fafsa4caster.ed.gov
With FAFSA4caster, you can receive an estimate of your EFC and the amount of federal
student aid you will receive. FAFSA4caster asks for some general information about you
and your living situations, as well as your and your parents/guardians income. After
filling it out, it will provide you of an estimate of the amount of financial aid you will
receive in the form of a Pell Grant, work-study, and loans. It will also estimate your
Estimated Family Contribution (EFC).
Beginning in fall 2011, colleges and universities will be required to have a similar tool on
their own websites for you to estimate how much financial aid they will give you. Look
around for this, but remember that this is only an estimate.
Fee Waivers
Application fees can stack up and be pretty expensive, but you may not have to pay for
them if your family has financial hardship.
To apply for a fee waiver
Download and fill out the fee waiver form from the National Association for
College Admissions Counseling (NACAC). It can be found on their website and
is also included in this binder. There is also a copy in Week __ of this binder.
Fill out the entire student section of the form.
Give the form to your high school counselor to fill out and place your schools
seal on in.
Mail it directly to the admissions office(s) of the school(s) you are applying to.
If you do not qualify for a fee waiver, but cannot pay the fee, directly contact the
admissions office of the school and ask if they will wave the fee for you. Some schools
may agree to this.
Visit http://www.nacacnet.org/studentinfo/feewaiver/Pages/default.aspx for more info.
Scholarships
Institutional Scholarships
Institutional scholarships come from colleges and universities themselves. You will often
be considered for institutional scholarships just by applying for admission, but you do
need to apply separately for some. Thats why communicating with admissions and
financial aid offices is a good idea.
If admitted, you will also be considered for merit aid, which is based on your
grades and ACT or SAT scores.
Private Scholarships
Private scholarships need to be applied for and come from all sorts of places, like
companies and organizations. There are many different online search engines for finding
scholarships to apply to. You should never have to pay for any of these services. Once
you sign up and fill out a profile about yourself, you will receive a long list of potential
scholarships you could apply to. After going through and reading the descriptions of each
scholarship, you will be able to see which ones you are a good fit for.
Fastweb.com is a good search engine to start with, but using other ones in
addition may turn up additional scholarship opportunities.
The most important part of getting private scholarships is having the will to put in
the time. If you want to receive a significant number of scholarships, you will
need to apply for a lot of them and devote yourself to each application.
Look at the number of awards each scholarship give out each year to figure out
how competitive it is.
Local scholarships will be less competitive than national scholarships.
When applying for a scholarship, you are presenting yourself so that someone will
invest in your education.
CSS Profile
The CSS Profile is sort of like the FAFSA, but is not used by as many
colleges. This application compiles some different information than the
FAFSA, as well as some of the same info.
What Youll Need
Cost
Macalester College
Carleton College
Books
Each new term, you will have to buy new textbooks. The bill for textbooks can be $200
or more. To save money on textbooks, you can:
Buy them used or online
Find out if the school library has the books you need
Buy them from other students
Sell them back to either the school bookstore, another student, or online at the end
of the term
Travel
You will travel between school and home during your college years. Gas, trains, buses,
and airplane tickets can cost a lot. To save money on travel, you might want to stay home
for Thanksgiving, Spring Break, and other short breaks.
If you go to school nearby home, you will save a lot of money on travel expenses.
These are some of the primary ways you can limit your costs in college. Other ways you
can limit your costs are to:
Only buy bare necessities for your room (it comes furnished)
Not buy a laptop/computer
Not buy additional food other than your meal plan
Not bring items that are provided throughout campus, like a printer or television.
That said, if there is a small amount that a student has to come up with and they
are out of other options, taking out a small private loan may benefit them in the
long run if it enables them to attend college.
4) After these things, the structure of your lesson plan is largely up to you. There is a lot
to cover in financial aid so it will be important for you to judge what your mentee(s)
need. Additionally, there may be other topics that are more important to go over at this
point in the program, so you can use this time to go over something unrelated to financial
aid.
If you do want to do something related to financial aid, here are some possibilities:
1. Go off of the beginning exercise and talk to your mentee(s) about what they need
to do to prepare for paying for college. They should be discussing things with
their families and trying to get a sense of what the most realistic, as well as the
most ideal, options are for them.
2. The guest speaker will talk a little about filing the FAFSA, but there is more
information in the binders and online that might be useful to go over. Talk about
preparing in advance for it, printing off tax forms (from irs.gov), and compiling
all of the necessary family and financial information.
3. The other topics in this weeks binder pages are Scholarships, CSS Profile, and
Saving Money in College. Go through these and see if there is anything youd like
to work on.