CERTIFICATE FROM THE PRINCIPAL

This is to certify that Mr.Vageesh.R.M a bonafide

student of BBM in Acharya Tulasi National College of
Commerce, Shimoga during the academic year 2009-10
has satisfactory completed this project report entitled
“FLOW OF CREDIT IN CO-OPERATIVE SOCIETY, A
CASE STUDY OF SHIVA CREDIT CO-OPERATIVE
SOCIETY, LTD., HONNALI” is prepared and submitted by
him for the partial fulfillment of requirement of BBM
degree.
 Prof. N.B.Thulujappa

Date: PRINCIPAL
Place: Shivamogga A.T.N.C.C,
Shivamogga
 CERTIFICATE FROM THE GUIDE

This is to certify that this project report entitled

“Flow of Credit in Co-operative Societies – A case
Study of SHIVA CREDIT CO-OPERATIVE SOCIETY, Ltd.,
HONNALI is prepared by Mr.Vageesh.R.M is a student of
Acharya Tulasi National College of Commerce,
Shimoga studying in the final year BBM Degree course
under my guidance during the academic year 2009-10.
This project report is required for the partial fulfillment of
BBM Degree Course.
Place:
Prof.Chandrappa.P, M.Com
Date: Prof.in
Commerce
A.T.N.C.C,
Shivamogga