Per

son
al
Mo
Income 1
nthl $10,000 PROJECTED BALANCE
$39,330

y
PROJECTED MONTHLY INCOME Extra income $45 (Projected income minus expenses)
Total monthly income $55,000 ACTUAL BALANCE
$0
(Actual income minus expenses)

ACTUAL MONTHLY INCOME

Income 1
Extra income
Bud $0
$0
DIFFERENCE
(Actual minus projected)
($39,330)

get
Total monthly income $0

HOUSING Projected Cost Actual Cost Difference ENTERTAINMENT Projected Cost Actual Cost Difference

Mortgage or rent $75 $0 $75 Video/DVD $50 $50

Phone $140 $0 $140 CDs $75 $75
Electricity $50 $0 $50 Movies $150 $150
Gas $130 $0 $130 Concerts $250 $250
Water and sewer $145 $0 $145 Sporting events $50 $50
Cable $100 $0 $100 Live theater $150 $150
Waste removal $50 $0 $50 Other $100 $100
Maintenance or repairs $45 $0 $45 Other $100 $100
Supplies $250 $0 $250 Other $150 $150
Other $75 $0 $75 Subtotals $1,075 $0 $1,075
Subtotals $1,060 $0 $1,060
LOANS Projected Cost Actual Cost Difference

TRANSPORTATION Projected Cost Actual Cost Difference Personal $250 $250

Vehicle payment $450 $450 Student $400 $400
Bus/taxi fare $0 $0 Credit card $455 $455
Insurance $150 $150 Credit card $455 $455
Licensing $75 $75 Credit card $455 $455
Fuel $45 $45 Other $200 $200
Maintenance $150 $150 Subtotals $2,215 $0 $2,215
Other $75 $75
Subtotals $945 $0 $945 TAXES Projected Cost Actual Cost Difference

Federal $50 $50

INSURANCE Projected Cost Actual Cost Difference State $100 $100
Home $150 $150 Local $55 $55
Health $125 $125 Other $100 $100
Life $125 $125 Subtotals $305 $0 $305
Other $100 $100
Subtotals $500 $0 $500 SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference

Retirement account $750 $750

FOOD Projected Cost Actual Cost Difference Investment account $355 $355
Groceries $200 $200 Other $200 $200
Dining out $175 $175 Subtotals $1,305 $0 $1,305
Other $150 $150
Subtotals $525 $0 $525 GIFTS AND DONATIONS Projected Cost Actual Cost Difference

Charity 1 $1,600 $1,600

PETS Projected Cost Actual Cost Difference Charity 2 $1,550 $1,550
Food $75 $75 Charity 3 $1,700 $1,700
Medical $150 $150 Subtotals $4,850 $0 $4,850
Grooming $75 $75
Toys $30 $30 LEGAL Projected Cost Actual Cost Difference

Other $75 $75 Attorney $350 $350

Subtotals $405 $0 $405 Alimony $255 $255
Payments on lien or judgment $500 $500
PERSONAL CARE Projected Cost Actual Cost Difference Other $350 $350
Medical $200 $200 Subtotals $1,455 $0 $1,455
Hair/nails $130 $130
Clothing $250 $250
TOTAL PROJECTED COST $15,670
Dry cleaning $75 $75
Health club $75 $75
TOTAL ACTUAL COST $0
Organization dues or fees $150 $150
Other $150 $150
TOTAL DIFFERENCE $15,670
Subtotals $1,030 $0 $1,030