BAML investors are hereby informed that amounts outstanding on their investments will be repaid as from Wednesday 29 June 2016 in one lump sum, instead of 5 annual installments after the agreed applicable deduction. A further communiqu will be issued with regards to the payment sites. REPAYMENT TO SCBG POLICYHOLDERS WITH TOTAL POLICIES OF RS 1 MILLION AND ABOVE SCBG policyholders with policies of Rs 1 million and above will be paid: 75% of total capital invested (without ANY deduction of bonus received) HALF immediately in cash and HALF by zero coupon Redeemable Preference Shares of NPFL, maturing on 30 June 2019. These shares may be used as collateral for bank loan (if required) prior to the maturity date. Alternatively policyholders who may still elect to receive 20% of capital (after deducting bonus received) over 5 years, should inform NPFL by latest Wednesday 29 June 2016. Proof of identity is required. NPFL 24/06/2016