• Regulatory

environment
Macro • Macroeconomic
condition

Meso • Efficiency
(MFI) • Effectiveness

Micro • Access
(Clients) • Impact
 MACRO ENVIRONMENT

Systemic risks Risks &

Vulnerabilities
Value chain / Local
Financing economy
Asymmetry of
MESO Weather
Innovative approaches and

information
Integration patterns
Competition
Seasonality of Moral hazard
Insurance Product analysis
supply
Development

MICRO
Lack of
Guarantee Fluctuations collateral
financing Market-based in markets
Product design
approach
Needs

Income Risk coping

diversification Methodology FARMER- mechanism
Resource Househol Asset
complementatio Management d accumulation
n systems Social
Savings
TA / Capacity Portfolio Mission
bldg support diversification Infrastructur
e constraints Income
Human diversification
Research grant
resource FMR Informal
Sharing
Marketing insurance
models Postharvest schemes

REGULATORY/ POLICY ENVIRONMENT