Basic Company Data Data as of:  July 7, 2010 H&C Composite Score

Symbol NYB NEW YORK COMMUNITY BANCORP

Sell
Description New York Community Bancorp, Inc. is a multi‐bank holding company. The Company,
through its banking subsidiaries, offers a full range of traditional and
non‐traditional products and services, and originates multi‐family, commercial
0.4
real estate, and construction loans, primarily in the New York metropolitan
area.

Sector Financials
Industry Banks 0 1 2 3 4 5
Last Report Date 4/21/2010 Technical Score Fundamental Score
Earnings Date 7/28/2010
Fundamentals Technicals
Market Cap.  $6.9 B BETA 0.95 Price $15.81 MACD Trend Down
Price/Earnings 15.20 1Yr. EPS Growth Rate % 391.30% 50‐Day MA $15.88 Stochastics Trend Up
Forward Price/Earnings 11.07 5Yr. Avg. EPS Growth Rate % ‐2.17% 200‐Day MA $14.43 RSI Signal Trend Up
Price/Book 1.27 EPS Growth QoQ 7.41% 50/200 Day MA $1.44 S/T Trender Down
Forward PEG Ratio 2.95 Revenue Growth QoQ 26.94% Volume Pressure 1.03 L/T Trender Down
Return on Equity 8.32 Dividend Yield 6.33% Average Daily Volume 3,841,970
LT Debt/Equity 187.07% Cash Flow Per Share 0.60

H&C Fundamental Score 0.4 H&C Technical Score 0.0

Management
Inst. Buy/Sell Ratio 1.38 Management Ownership 3.60%  50 Day Moving Average S/T & L/T Bull Trender
% Change of Insider Holdings 0.44%  20 Day Moving Average S/T & L/T Bear Trender

NEW YORK COMMUNITY BANCORP $19
$19
$18
$18
$17
$17
$16
$16
$15
$15
$14

100
80
60
40
20
0
12‐Mar‐10 26‐Mar‐10 12‐Apr‐10 26‐Apr‐10 10‐May‐10 24‐May‐10 8‐Jun‐10 22‐Jun‐10 7‐Jul‐10
Volume x100,000
Fundamentals
NEW YORK COMMUNITY BANCORP
1
Earnings Per Share2 Reported Estimate Target Price 19 Reported Estimate
$0.40 $25

$0.35
$20
$0.30

$0.25
$15
$0.20

$0.15 $10

$0.10
$5
$0.05

$0.00 $0

Total Revenues
1
Reported Estimate
Net Income 6 Reported Estimate

$200
$700
$150
$600
$100
$500
$50
$400
$0
$300 ‐$50

$200 ‐$100

$100 ‐$150

‐$200
$0

Geographic Segmentation of Revenue Product Segmentation of Revenue
Quarterly Quarterly
Segment Name FQ1 2010 FQ4 2009 FQ3 2009 FQ2 2009 FQ1 2009 Segment Name FQ1 2010 FQ4 2009 FQ3 2009 FQ2 2009 FQ1 2009
United States $537.85 $582.10 $425.57 $423.71 $422.28 SAVINGS INSTITUTION $537.85 $582.10 $425.57 $423.71 $422.28

7/7/2010