Takaful Proposed Benefit

(Note : For personal used – not for circulation)

Agent :
Name : Nursolehah <MOHD AZHARI>
Address : Mersing HP : <013-3398284>
Contact No : Tel : 03-77216983
e-mail : mdazharisahar@prupartner.com.my
E-mail : aisyah.umairah@yahoo.com
Blog : http://www.prubsninfo.com

No Benefit Summary Plan 1 Plan 2

1 Death or Total Permanent Disability 10,000.00 20,000.00
(Total disablement before age 60)
2 Critical Illness Cover (36 Critical Illness) 10,000.00
- Free premium until age of 80. Benefits remain and the Free Premium
investments continue to grow.
3 Accidental Death & Disablement 20,000.00 20,000.00
- Should the accident occur on Public Landed Vehicle
(Buses/Taxi etc), claim amount will be doubled.
4 Medical Expenses (PruBSN Medical Card) Room 100/day Room 100/day
- Cover hospital expenses (Room & Board, Surgical, In 500,000.00 500,000.00
hospital Related Services.
Up to age 70 Up to age 70
- Hospital will claim directly to Prudential.
- Client no needs to pay up front and Guaranteed Renewal 50,000.00 50,000.00
up to age 70. Per year Per year
- More than 40 Specialist Hospital Nationwide NCB : RM100 p.a NCB : RM100 p.a
5 Hospital Benefit 150/day 200/day
- Daily allowances should the client admitted to the
hospital. Min 6 hours admitted
6 ICU Allowances 100/day 100/day
7 Surgical Reimbursement 2,500/procedure 2,500/procedure
- (up to *sum assured per procedure)
8 Accident Medical Reimbursement (per disability) - -
9 Temporary Disable allowance - -
-MC due to Accident
10 Total Permanent Disability Allowance - -
- Until age of 60
11 Takaful Saver - -
12 Projected Investment Return (Based on 9% return)
After 10 Years 4,766.00 5,377.00
After 20 Years 13,841.00 15,719.00
After 30 Years 22,090.00 25,054.00
Proposed Monthly Premium RM 100 RM 110

Important Note:
The descriptions of the above coverage and investment return are only a summary for a quick and easy
reference. Please refer to the Company's Policy Document or agent for a precise terms and conditions.
Co - Insurance : For hospital & Surgical Benefits ( Except Hospital Daily Room & Board Benefit ), you
pay 10 % (min 300 and max 1,000) of total eligible expenses and PruBSN Takaful pay the balance.
Note : The investment return is projected base on High Cash Value in Dana Unggul and it may rise or
decrease depending on performance of the unit trust investment.

Appendix 1
Medical Card Coverage
 Appendix 2
HOSPITAL ALLIANCE SERVICES PANEL HOSPITALS