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Client Blaine Willenborg

Start Age 43
Current Age 49
INSURANCE POLICY DATA AFR LOAN
AFR
Ins. A Withdrl Net Net AFR Loan Loan Recovery Participant
EOY Premium Cumul. Or Cash Death Ending Recovery Death Death
Age Year Outlay Premiums Loans Value Benefit Balance Required Benefit Benefit
Year
1 49 12/31/08 96,230 96,230 0 94,807 542,607 98405 98405 542607 444202
2 50 12/31/09 0 96,230 0 99,994 547,721 103224 103224 547721 444497
3 51 12/31/10 0 96,230 0 105,342 552,996 108280 108280 552996 444716
4 52 12/31/11 0 96,230 0 110,855 558,436 113583 113583 558436 444853
5 53 12/31/12 0 96,230 0 116,536 564,045 119161 119161 564045 444884
6 54 12/31/13 0 96,230 0 122,689 570,124 124998 124998 570124 445126
7 55 12/31/14 0 96,230 0 129,060 576,423 131120 131120 576423 445303
8 56 12/31/15 0 96,230 0 136,499 325,392 137542 137542 325392 187850
9 57 12/31/16 0 96,230 0 144,291 333,111 144297 144297 333111 188814
10 58 12/31/17 0 96,230 0 152,453 341,200 151364 151364 341200 189836
11 59 12/31/18 0 96,230 0 162,477 351,224 158778 158778 351224 192446
12 60 12/31/19 0 96,230 11,352 160,984 349,731 166554 166554 349731 183177
13 61 12/31/20 0 96,230 11,352 159,339 348,086 174735 174735 348086 173351
14 62 12/31/21 0 96,230 11,352 157,534 346,281 183293 183293 346281 162988
15 63 12/31/22 0 96,230 11,352 155,560 344,307 192270 192270 344307 152037
16 64 12/31/23 0 96,230 11,352 153,562 342,309 201687 201687 342309 140622
17 65 12/31/24 0 96,230 11,352 151,318 340,065 211593 211593 340065 128472
18 66 12/31/25 0 96,230 11,352 148,804 337,551 221957 221957 337551 115594
19 67 12/31/26 0 96,230 11,352 145,989 334,736 232828 232828 334736 101908
20 68 12/31/27 0 96,230 11,352 142,865 331,612 244231 244231 331612 87381
21 69 12/31/28 0 96,230 11,352 139,494 328,241 256227 256227 328241 72014
22 70 12/31/29 0 96,230 0 147,915 336,662 268777 268777 336662 67885
23 71 12/31/30 0 96,230 0 156,789 345,536 281941 281941 345536 63595
24 72 12/31/31 0 96,230 0 166,137 354,884 295750 295750 354884 59134
25 73 12/31/32 0 96,230 0 175,974 364,721 310277 310277 364721 54444
26 74 12/31/33 0 96,230 0 186,324 375,071 325474 325474 375071 49597
27 75 12/31/34 0 96,230 0 197,212 385,959 341415 341415 385959 44544
28 76 12/31/35 0 96,230 0 208,643 397,390 358138 358138 397390 39252
29 77 12/31/36 0 96,230 0 220,628 409,375 375728 375728 409375 33647
30 78 12/31/37 0 96,230 0 233,174 421,921 394131 394131 421921 27790
31 79 12/31/38 0 96,230 0 246,311 435,058 413436 413436 435058 21622
32 80 12/31/39 0 96,230 0 259,998 448,745 433686 433686 448745 15059
33 81 12/31/40 0 96,230 0 274,242 462,989 454988 454988 462989 8001
34 82 12/31/41 0 96,230 0 289,029 477,776 477273 477273 477776 503

This Illustration assumes a 7% net rate of return


This Illustration assumes a mortality age/AFR cost recovery at age 82
Ages are age nearest

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