reference boni RB1 RB2

LOAN OFFICER (GRADE-1) 1000 500

LOAN OFFICER (GRADE-2) 650 350
LOAN OFFICER (GRADE-3) 500 250

PARAMETERS FOR P
REFERENCE VALUES
VALUE WEIGHTS (%)
VOLUME OF OUTSTANDING (a) 1500000 50
NUMBER OF OUTSTANDING (b) 360 50

PARAMETERS FOR A

MAXIMUM ACCEPTABLE (%)

LOAN OFFICER (GRADE-1) 4

LOAN OFFICER (GRADE-2) 3
LOAN OFFICER (GRADE-3) 2

PARAMETERS FOR L VALUE WEIGHTS

NUMBER OF NEW LOANS (g) 178 50

NUMBER OF REPEAT LOANS (h) 194 50

PERFORMANCE DATA (APRIL) VOLUME OF OUTSTANDING (c) NUMBER OF OUTSTANDING (d)

LOAN OFFICER (GRADE-1)

2A 1808501 456
2B 1960966 450
2C 2160746 562
2D 2330090 444
2E 1224366 369
3B 1009328 450

LOAN OFFICER (GRADE-2)

1B 1428925 315
3A 968361 329
3C 827515 284

LOAN OFFICER (GRADE-3)

1A 592288 187
1C 401587 150

PERFORMANCE DATA (MAY) VOLUME OF OUTSTANDING (c) NUMBER OF OUTSTANDING (d)

LOAN OFFICER (GRADE-1)

2A 2003308 466
2B 2160746 441
2C 2655199 508
2D 2283500 494
2E 1508472 457
3B 1075248 444

LOAN OFFICER (GRADE-2)

1B 1411849 321
3A 1157731 412
3C 1008350 312

LOAN OFFICER (GRADE-3)

1A 663450 187
1C 402582 156

PERFORMANCE DATA (JUNE) VOLUME OF OUTSTANDING (c) NUMBER OF OUTSTANDING (d)

LOAN OFFICER (GRADE-1)

2A 1890171 510
2B 2022860 494
2C 2854379 580
2D 1832545 490
2E 1641570 474
3B 1004408 433

LOAN OFFICER (GRADE-2)

1B 1698701 375
3A 1079164 391
3C 939895 318

LOAN OFFICER (GRADE-3)

1A 0 0
1C 994252 303
15957945
NET INCOME WITHOUT INCENTIVE SCHEME 58336.65
COST BENEFIT ANALYSIS
PROJECTED PERFORMANCE VOLUME OF OUTSTANDING (c) NUMBER OF OUTSTANDING (d)
JUNE
LOAN OFFICER (GRADE-1)
2A 2003308 466
2B 2160746 441
2C 3000000 600
2D 2330090 450
2E 1641570 474
3B 1075248 444

LOAN OFFICER (GRADE-2)

1B 1800000 395
3A 1157731 412
3C 1008350 320

LOAN OFFICER (GRADE-3)

1A 0 0
1C 994252 303
17171295

NB: ASSUMPTION: THE DOWNWARD TREND IS ARRESTED, POSITIVE TREND IS MAINTAINED (WHEREVER APPLICAB

NET INCOME FOR THE MONTH 66087.92 58336.65

about 13.29% increase in net income
NEW LOANS DISBURSED*MEMBERSHIP FEE PER NEW LOAN+SERVICE CHARGE+OUTSTANDING*INTEREST RATE*R

66087.92
ACTUAL PAR NUMBER OF NEW LOANS (n) NUMBER OF REPEAT LOANS (o)

0.75 210 246

0 207 243
0 259 303
1.05 204 240
0 170 199
0 261 189

0.88 145 170

0.37 191 138
0 165 119

1.5 86 101
7.2 69 81
1967

ACTUAL PAR NUMBER OF NEW LOANS (n) NUMBER OF REPEAT LOANS (o)

0.78 214 252

0 203 238
0 234 274
 1.24 227 267
0 210 247
0 258 186

0.52 148 173

0 239 173
1.05 181 131

0.24 86 101
4.7 72 84
2072

ACTUAL PAR NUMBER OF NEW LOANS (n) NUMBER OF REPEAT LOANS (o)

0.67 235 275

0 227 267
0 267 313
1.37 225 265
0 218 256
0.1 251 182

0.28 173 202

0 227 164
0.46 184 134

0 0 0
1.04 139 164
2296

ACTUAL PAR NUMBER OF NEW LOANS (n) NUMBER OF REPEAT LOANS (o)

0.5 234 232

0 223 218
0 247 353
1 234 216
0 248 226
0 258 186

0 248 147
0 239 173
0 226 94

0 0
 1 139 164
2296

INTAINED (WHEREVER APPLICABLE)

UTSTANDING*INTEREST RATE*REPAYMENT RATE-OUTSTANDING*INTEREST RATE FOR SMSS- COSTS OTHER THAN SALARY-S
PARAMETERS CALCULATED BONUS BONUS TO BE PAID
P A L

1.24 0.81 1.22 1616 1616

1.28 1.00 1.21 1883 1883
1.50 1.00 1.51 2255 2255
1.39 0.74 1.19 1623 1623
0.92 1.00 0.99 1416 1416
0.96 1.00 1.22 1572 1572

0.91 0.71 0.85 716 716

0.78 0.88 0.89 757 757
0.67 1.00 0.77 705 705

0.46 0.25 0.50 183 183

0.34 -2.60 0.40 -344 0

PARAMETERS CALCULATED BONUS BONUS TO BE PAID

P A L

1.31 0.81 1.25 1684 1684

1.33 1.00 1.18 1925 1925
1.59 1.00 1.36 2272 2272
 1.45 0.69 1.33 1662 1662
1.14 1.00 1.23 1751 1751
0.98 1.00 1.20 1577 1577

0.92 0.83 0.86 794 794

0.96 1.00 1.12 1014 1014
0.77 0.65 0.85 621 621

0.48 0.88 0.50 337 337

0.35 -1.35 0.42 -132 0

PARAMETERS CALCULATED BONUS BONUS TO BE PAID

P A L

1.34 0.83 1.37 1799 1799

1.36 1.00 1.33 2023 2023
1.76 1.00 1.56 2535 2535
1.29 0.66 1.32 1507 1507
1.21 1.00 1.27 1842 1842
0.94 0.98 1.17 1500 1500

1.09 0.91 1.01 993 993

0.90 1.00 1.06 958 958
0.75 0.85 0.86 717 717

0.00 1.00 0.00 0 0

0.75 0.48 0.81 384 384

PARAMETERS CALCULATED BONUS BONUS TO BE PAID

P A L

1.31 0.88 1.26 1778 1778

1.33 1.00 1.19 1927 1927
1.83 1.00 1.60 2635 2635
1.40 0.75 1.21 1658 1658
1.21 1.00 1.28 1845 1845
0.98 1.00 1.20 1577 1577

1.15 1.00 1.08 1123 1123

0.96 1.00 1.12 1014 1014
0.78 1.00 0.88 814 814

0.00 1.00 0.00 0 0

 0.75 0.50 0.81 391 391
14763

R SMSS- COSTS OTHER THAN SALARY-SALARY AND INCENTIVES

BASE SALARY BONUS AS % OF BASE SALARY

3000 54
3000 63
3000 75
3000 54
3000 47
3000 52

2000 36
2000 38
2000 35

1500 12
1500 0

3000 56
3000 64
3000 76
3000 55
3000 58
3000 53

2000 40
2000 51
2000 31

1500 22
1500 0

3000 60
3000 67
3000 85
3000 50
3000 61
3000 50

2000 50
2000 48
2000 36

1500 0
1500 26

3000 59
3000 64
3000 88
3000 55
3000 62
3000 53

2000 56
2000 51
2000 41

1500 0
1500 26
 A

210 246
207 243
259 303
204 240
170 199
261 189

Page 13
 AA

210 246
207 243
259 303
204 240
170 199
261 189

Page 14