INTERNSHIP REPORT

ON
THE ROLE OF NATIONAL BANK OF PAKISTAN
IN ECONOMIC DEVELOPMENT IN
SWABI
BY
HAROON KHAN
BBA (Hons) Finance

Roll # 16378
SESSION 2007-2010

INSTITUTE OF BUSINESS MANAGEMENT SCIENCES

KHYBER PUKHTUNKHWA AGRICULTURAL UNIVERSITY,
PESHAWAR PAKISTAN
DECEMBER, 2010

INTERNSHIP REPORT
ON
THE ROLE OF NATIONAL BANK OF PAKISTAN
IN ECONOMIC DEVELOPMENT IN
SWABI
BY
HAROON KHAN
BBA (Hons) Finance

Roll # 16378
A internship Report Submitted to Khyber Pukhtunkhwa Agricultural
University Peshawar In Partial Fulfillment of The Requirements For The
Degree of

BACHELOR OF BUSINESS ADMINISTRATION

(FINANCE)
APPROVED BY

_______________________
Mr. Shahzad Khan

(Advisor)

_______________________
Mr. Waseem Khan

(Member)

_______________________
Mr. Zohaib Ali Shah

(Member)

_______________________
Mr. Maqbool Ahmad

(Co-ordinator)

_______________________
Mr. Mohammad Ilyas Farooqi

(Director Academic)

INSTITUTE OF BUSINESS MANAGEMENT SCIENCES

KHYBER PUKHTUNKHWA AGRICULTURAL UNIVERSITY,
PESHAWAR PAKISTAN
DECEMBER, 2010

TABLE OF CONTENTS
Chapter -No

title

Page No.

DADICATION---------------------------------------------------------------------(i)
ACKNOWLEDGEMENTS------------------------------------------------------(ii)
PREFACE--------------------------------------------------------------------------(iii)
EXECUTIVE SUMMARY------------------------------------------------------(iv)
CHAPTER - 1
INTRODUTION------------------------------------------------------1
1.1. Background of study---------------------------------------------------------- 1
1.2
Purpose of the study-----------------------------------------------------------1
1.3
Scope of study------------------------------------------------------------------1
1.4
Methodology of study---------------------------------------------------------2

CHAPTER - 2
2.1
2.2
2.3
2.4
2.5
2.6
2.7
2.8
2.9

INTRODUCTION OF NATIONAL BANK OF PAKISTAN

Golden History Of Natiional Bank Pakistan--------------------------------3
President Message--------------------------------------------------------------5
Board Of Directors-------------------------------------------------------------7
Senior Management------------------------------------------------------------8
Organizational Hierarchy------------------------------------------------------9
Objectives Of NBP------------------------------------------------------------10
Branches and Centers----------------------------------------------------------11
Different Schemes-------------------------------------------------------------14
Functions of NBP--------------------------------------------------------------16

CHAPTER - 3

SERVICES OF NATIONAL BANK OF PAKISTAN----19

3.1
3.2
3.3
3.4
3.5

International banking ----------------------------------------------------------------19

NBP Offers----------------------------------------------------------------------------19
Commercial Finance------------------------------------------------------------------21
Trade Finance & Business Loans---------------------------------------------------23
Corporate Finance---------------------------------------------------------------------24

CHAPTER - 4

ORGANIZATIONAL REVIEW-----------------------------27
4.1
4.2

Work Done by Me-------------------------------------------------------------27

Departments In NBP----------------------------------------------------------27

CHAPTER - 5
ANALYSIS OF FINANCIAL STATEMENTS-----------39
5.1
5.2

Financial Analysis---------------------------------------------------------------39
Ratio Analysis--------------------------------------------------------------------48

CHAPTER 6
SWOT ANALYSIS----------------------------------------------55
6.1 Introduction-----------------------------------------------------------------55
6.2 Strengths--------------------------------------------------------------------56
6.3 Weaknesses-----------------------------------------------------------------57
6.4 Opportunities---------------------------------------------------------------59

Threats----------------------------------------------------------------------59
Competitive Analysis-----------------------------------------------------60
CHAPTER 7
CONCLUSION AND RECOMMENDATIONS-----------63
7.1 Adopting of 23 points-----------------------------------------------------63
7.2 Adopting of 23 points-----------------------------------------------------64
7.3 Adopting of 23 points-----------------------------------------------------65
7.4 Adopting of 23 points-----------------------------------------------------66
6.5
6.6