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3 The Daily Star, Oneonta, N.Y., Friday, Oct.

31, 2008
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The Daily Star, Oneonta, N.Y., Friday, Oct. 31, 2008
Reach for your Star SM

With a Mortgage from NBT Bank.


NBT Bank can help you reach your goals – and few are more important
than owning a home. Let mortgage specialists like Sarah Patterson help
you find a loan to fit your needs. You’re never far from the star that stands
for personal – and powerful – community banking.
Sarah Patterson
Mortgage Originator
Call 607-432-0566 or 607-226-0007 for more information.

www.nbtbank.com

Member FDIC

PERSONAL BANKING • ASSET MANAGEMENT • BUSINESS SERVICES


7 The Daily Star, Oneonta, N.Y., Friday, Oct. 31, 2008
6 The Daily Star, Oneonta, N.Y., Friday, Oct. 31, 2008
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The Daily Star, Oneonta, N.Y., Friday, Oct. 31, 2008

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Our name may be new but the people behind it need
no introduction. Wilber National Bank presents our
new division – Provantage Home Loans. See why
all residential lenders are not alike. Experience the
Provantage “Home Team” difference.
Christine Wiltsie Allen Fassler
�������������������� Assistant Vice President Senior Mortgage
Mortgage Loans Account Representative
��������������� 607-433-4119 607-267-4696

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254 Main Street
Oneonta, NY 13820
FAX: 607-267-4719 Hollis Gaynor Selina Gelatt
���������� Email: info@provantagefunding.com
Senior Mortgage Mortgage
Account Representative Development Officer
Division of Wilber National Bank www.provantagefunding.com 607-267-4696 607-547-8993

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11 The Daily Star, Oneonta, N.Y., Friday, Oct. 31, 2008
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