BIU PH DCH V CHUYN TIN

(p dng cho Khch hng l T chc, Doanh nghip c hiu lc t ngy 24/10/2008) A. BIU PH DCH V CHUYN TIN TRONG NC
1. GIAO DCH TI KHON, TIN MT TI QUY STT 1 1.1 DCH V TK VND CHUYN TIN I MC PH TK NGOI T

Chuyn tin i cng h thng VCB, cng a bn Tnh/TP : Trch ti khon chuyn i (Ti khon Ti 1.1.1 khon) Trch ti khon chuyn i cho ngi nhn 1.1.2 bng CMND, H chiu (Ti khon - Tin mt)

Min ph 0,02% Ti thiu 10.000 VND Ti a 500.000 VND 0,03% Ti thiu 10.000 VND

Min ph * Nhn USD : 0,2%, ti thiu 2 USD * Nhn Ngoi t khc :0,8%, ti thiu 3 USD *USD: loi 50 USD tr ln: 0,2%; loi t 5 n 20 USD: 0,4% ; loi 1 USD : 0,5%. Ti thiu 2 USD

Np tin mt (VN, ngoi t) vo ti khon 1.1.3 ngi khc (Tin mt - Ti khon)

Ti a 1.000.000 VND

*Ngoi t khc: 0,5%. Ti thiu 3 USD

1.2

Chuyn tin i cng h thng VCB, khc a bn Tnh/ TP : 0,01%, Ti thiu 10.000, Ti a 300.000 VND 0,03% Ti thiu 10.000 VND Ti a 1.000.000 VND Min ph * Nhn USD : 0,21%, ti thiu 2 USD * Nhn ngoi t khc :0,81%, ti thiu 3 USD *USD: loi 50 USD tr ln: 0,2%; loi t 5 n 20 USD: 0,4% ; loi 1 USD : 0,5% . Ti thiu 2 USD. * Ngoi t khc: 0,5%

Trch ti khon chuyn i (Ti khon -Ti 1. 2.1 khon) Trch ti khon chuyn i cho ngi nhn 1. 2.2 bng CMND, H chiu (Ti khon - Tin mt)

1. 2.3

Np tin mt vo ti khon ngi khc (Tin mt - Ti khon)

0,03% Ti thiu 10.000 VND Ti a 1.000.000 VND

Ti thiu 3 USD
Chuyn tin i khc h thng VCB, cng a 1.3 bn tnh/TP :

1.3.1 Trch ti khon chuyn i :

* < 500 triu VN * 500 triu VN

10.000 VN/1 mn 0,01% Ti thiu 15.000 VND Ti a 300.000 VND 0,04% Ti thiu 20.000 VND Ti a 1.500.000 VND

0,01% Ti thiu 5 USD Ti a 50 USD * USD: loi 50 USD tr ln: 0,21%; loi t 5 n 20 USD: 0,41% ; loi 1 USD : 0,51% . * Ngoi t khc: 0,51% * Ti thiu 5 USD 0,05% Ti thiu 5 USD Ti a 100 USD * USD: loi 50 USD tr ln: 0,25%; loi t 5 n 20 USD: 0,45% ; loi 1 USD : 0,55% * Ngoi t khc: 0,55% * Ti thiu 5 USD

1.3.2 Np tin mt chuyn i

1.4 1.4.1

Chuyn tin i khc h thng VCB, khc a bn Tnh/ TP : Trch ti khon chuyn i 0,05% Ti thiu 25.000 VND Ti a 1.000.000 VND 0,07% Ti thiu 30.000 VND Ti a 2.000.000 VND

1.4.2 Np tin mt chuyn i

1.5 Chuyn tin theo danh sch : Ngi hng c TK ti cng h thng VCB, 1.5.1 cng chi nhnh hoc khc chi nhnh cng a bn Tnh/TP Ngi hng c TK ti cng h thng VCB 1.5.2 khc a bn Tnh/TP hoc ngoi h thng VCB 1.6 Chuyn tin t ng theo yu cu ca KH 1.7 Thu h khch hng theo danh sch 1.8 Thoi hi lnh chuyn tin 2 CHUYN VN T NG (trong dch v Qun l vn tp trung) 4.000 VND/ngi 0,3 USD/ngi

Thu ph chuyn tin tng ng 30.000 VND/ mn + Ph chuyn tin tng ng Theo tho thun Ti thiu 5.000 VND/mn 3 USD/mn + Ph chuyn tin tng ng Theo tho thun Ti thiu 0,5 USD /mn

Thu theo thc t 150.000 VND/1 TK /1 thng hoc theo tho thun 10 USD/1TK/1 thng hoc theo tho thun

3 TRA SOT : 3.1 Tra sot lnh chuyn tin n 3.2 Tra sot lnh chuyn tin i 3.3 iu chnh, hu lnh chuyn tin 20.000 VND/1 ln 20.000 VND/1 ln 20.000 VND/1 ln 2 USD/1 ln 2 USD/1 ln 2 USD/1 ln

2. GIAO DCH THANH TON SC STT DCH V TK VND MC PH TK NGOI T

1 Thanh ton sc do VCB pht hnh 1.1 Cung ng sc trng 1.2 Bo chi sc 1.3 nh ch thanh ton sc 1.4 Thng bo mt sc 1.5 Thanh ton sc do VCB pht hnh : ( sc lnh tin mt, sc chuyn khon) 1.5.1 Sc lnh tin mt ti VCB : - Cng tnh thnh ph : + Pht hnh cho chnh mnh + Pht hnh cho ngi khc - Khc tnh thnh ph 1.5.2 Sc chuyn khon : - Ghi c vo TK trong h thng VCB cng tnh thnh ph - Ghi c vo TK trong h thng VCB khc tnh thnh ph - Khc h thng VCB 1.6 Thng bo sc khng kh nng thanh ton ( Thu vi ngi k pht sc) Thu h sc do mt t chc cung ng dch 2 v thanh ton trong nc khc pht hnh Min ph 0,01%, Ti thiu 10.000, Ti a 300.000 VND Theo mc ph giao dch ti khon, tin mt tng ng. 20.000 VND/ 1 t sc Min ph Min ph Theo mc ph giao dch ti khon, tin mt tng ng. 2 USD/ 1 t sc Min ph 0,02% Ti thiu 10.000 VND Ti a 500.000 VND 0,03%, Ti thiu 10.000 VND Ti a 1.000.000 VND * Nhn USD: 0,2% Ti thiu 2 USD * Nhn ngoi t khc: 0,8% Ti thiu 3 USD 10.000 VN/1 cun 10.000 VND/1 t 10.000 VND/ 1 t 100.000 VND/1 ln 1 USD/1 cun 1 USD/1 t 1 USD/1 t 10 USD/ ln

2.1 Nhn sc ca khch hng gi i

10.000 VND/1 t

1 USD/ 1 t

2.2 Nh thu b t chi

Thu theo thc t

B. BIU PH DCH V CHUYN TIN NC NGOI

1. GIAO DCH CHUYN TIN IN STT DCH V MC PH

1. CHUYN TIN I 1.2 Ph dch v : 1.2.1 Ph ca VCB 1.2.2 Ph NH nc ngoi thu : (Nu ngi chuyn tin ng tr ph ny ) Chuyn i bng USD Chuyn i bng EURO, JPY Chuyn i bng ngoi t khc 1.3 in ph 1.4 Tra sot lnh chuyn tin 0,2% Ti thiu 5 USD Ti a 300 USD

20 USD/ 1 mn 40 USD/ 1 mn 30 USD/ 1 mn 5 USD/ 1 lnh 10 USD/ 1 ln ( bao gm in ph) 10 USD/ ln (bao gm in ph) + Ph tr NH nc ngoi (nu c) Thu theo thc t

1.5 iu chnh/ hu lnh chuyn tin 1.6 Ph Back Value (ph NH nc ngoi thu) 2. NHN CHUYN N 2.1 Chuyn cho ngi hng ti VCB : 2.1.1 Ph thu ngi hng (BEN,SHA) 2.1.2 Ph thu NH chuyn (OUR) 2.2 Chuyn cho ngi hng ti NH khc : 2.1.1 Ph thu ngi hng (BEN,SHA) 2.1.2 Ph thu NH chuyn (OUR) 2.3 Thoi hi lnh chuyn tin 2.4 iu chnh, tra sot lnh chuyn tin

Min ph Theo Biu ph NHL ca VCB

10 USD/mn Theo Biu ph NHL ca VCB 15 USD/mn (ch p dng khi NH nc ngoi thu ph thoi hi i vi giao dch ca VCB) 10 USD/ ln (bao gm c in ph)

2. GIAO DCH HI PHIU/SC ( Bankdraft/ Banks check)

STT

DCH V

MC PH

1 Chuyn tin i bng hi phiu/sc 1.1 Pht hnh hi phiu/sc : 1.1.1 Ph cung ng hi phiu/sc 1.1.2 Ph dch v 1.1.3 in ph 1.2 Hy hi phiu/sc : Khch hng cha gi hi phiu/sc i Khch hng gi hi phiu/sc 1.3 Ph tra sot thanh ton hi phiu /sc 2 Thu h sc do ngn hng nc ngoi pht hnh 5 USD/1 t 15 USD/1 t ( bao gm in ph) 10 USD/ 1 ln (bao gm in ph) 1 USD/1 t 0,1% tr gi hi phiu. Ti thiu 5 USD Ti a 200 USD 5 USD

2.1 Nhn sc gi i nh thu : 2.1.1 Sc nh thu gi i trong nc 2.1.2 Sc nh thu gi i nc ngoi 2.2 Thanh ton kt qu nh thu 2.3 Hu nh thu theo yu cu 2.4 Nh thu b t chi Ghi ch: 1. Biu ph trn c p dng cho i tng khch hng l T chc doanh nghip. 2. Mc ph quy nh cha bao gm thu gi tr gia tng. 3. Ph c tnh bng VND hoc ngoi t tng ng theo t gi do VCB cng b ti thi im thu ph 4. Trng hp khch hng bn ngoi t chuyn khon hoc np ngoi t mt chuyn i bng VND: p dng theo mc ph ti khon VND, gi tr ngoi t np vo quy i sang VND theo t gi mua ngoi t mt ti thi im giao dch ca VCB. 1 USD/1 t sc 2 USD/ 1 t sc 0,2 % gi tr bo c Ti thiu 5 USD Ti a 150 USD 10 USD Thu theo thc t

5. Trng hp sc lnh tin mt ngoi t nhng khch hng nhn bng VND th p dng theo mc ph nhn tin mt VND tng ng. 6. Vic phn nh cng, khc tnh/TP cn c nh sau : (i) giao dch c coi l cng tnh/TP khi Chi nhnh thc hin lnh, Chi nhnh m ti khon v Ngn hng ngi hng nm trn cng a bn tnh/TP; (ii) cc trng hp khc c coi l giao dch khc tnh/TP. 7. Ngoi ph chuyn tin, VCB thc hin thu b sung ph kim m tin mt vi mc ph 0,03%, Ti thiu 10.000 VND, Ti a 1.000.000 VND i vi s tin Chnh ch TK (c hiu l Ch ti khon, Th qu, ngi i din ca T chc, Doanh nghip theo danh sch hn ch, c ng k trc vi VCB) np vo ti khon ri chuyn i trong vng 02 ngy lm vic, nhng tng cng hai loi ph ti a bng mc ph np tin mt chuyn i tng ng . 8. Cc giao dch lin quan n vic s dng ngoi t tun th theo quy nh Qun l Ngoi hi hin hnh ca nh nc. 9. VCB khng thu ph vi cc khon thanh ton trc tip gia khch hng vi VCB vi cc khon tr n vay, tr li, tr ph dch v, tr tin mua giy t in hoc cc phng tin thanh ton. 10. VCB khng hon tr li ph thanh ton thu trong trng hp khch hng yu cu hu b dch v thanh ton hoc dch v thanh ton khng c thc hin c v sai st, s c khng phi do li ca VCB gy ra. 11. Biu ph ny c thay i m khng cn c s bo trc ca ngn hng tr khi ngn hng v khch hng c tho thun khc.