The following Instruction should be strictly followed by Zonal Offices / Nodal Regional Offices while compiling final LFAR

for the year ended 31st March 2011

1. The format should be prepared in MSWORD only. 2. Do not change the Page format or the numbering of the annexures 3. The format given here-below should be strictly followed. 4. The Page setup is as follows: a. Paper size : A4 Orientation : Portrait Font size : 12 Font type : Times New Roman 5. The formats for branch details/borrower details for below/above Rs.50 lakhs, given below may be extended in the pattern shown according to the number of branches/borrowers. 6. The Zone Name and Region name should be given in the pattern as shown in the example. i.e. Zone : West Zone I, Ahmedabad.

7. Do not add any table or column to the existing table other than the ones given in the format. 8. In Annexure I, or any other annexure where only branch names are to be given proceed serially in a horizontal direction rather than vertical as shown in example in Annexure I. 9. In Annexure IX and XI, under Observations give the observations in paragraph form (if required with bullets [ & not numbers] ).

10. Start each Annexure on a new page. 11. The Annexure XIII, XIV, XVII, XIX are pertaining to Central Office and hence have not been included here. 12. Ensure strict compliance of the given format, to enable easy consolidation at Central Office.

ANNEXURE I ACCOUNTS WHERE EXCESS OVER SANCTIONED LIMITS ARE ALLOWED (Borrowers with Limit of below Rs.50 Lacs) Zone : Central Zone I, Lucknow

Region : Ghazipur NIL

ANNEXURE I-A ACCOUNTS WHERE EXCESS OVER SANCTIONED LIMITS ARE ALLOWED (Borrowers with Limit of Rs.50 Lacs and above) Zone : Central Zone I, Lucknow

Region : Ghazipur Name of Branch Name of Borrower Sanctioned Balance O/S fund based 31.03.2011 limit Nature Amoun (Rs.in Crores) t SOD(D 1.75 2.01 eposit)

Aurihar

Rama Shankar Singh & Co.

ANNEXURE II BRANCHES WHERE LIMITS WERE DISBURSED WITHOUT COMPLYING WITH THE TERMS AND CONDITIONS OF SANCTION (Borrowers with Limit of below Rs.50 Lacs) Zone : Central Zone I, Lucknow

Region : Ghazipur Mata ------

ANNEXURE II-A BRANCHES WHERE LIMIT DISBURSED WITHOUT COMPLYING WITH TERMS AND CONDITIONS OF SANCTION (Borrowers with Limit of Rs.50 Lakhs and above)

Zone : Central Zone I, Lucknow

Region : Ghazipur Name of Branch Name of Borrower Sanctioned Balance O/S fund based 31.03.2011 limit Nature Amoun (Rs.in Crores) t NIL

ANNEXURE III

BRANCHES WITH DEFICIENCIES IN DOCUMENTATION/INADEQUATE INSURANCE COVER (Borrowers with Limit of below Rs.50 Lacs) Zone : Central Zone I, Lucknow

Region : Ghazipur Zamania RS Bahadurganj Barachawar Abhaipur Dildarnagar Katghara Khalispur k.naseerpur K.Road Aurihar Rasulpur dadhra -

ANNEXURE III-A BRANCHES WITH DEFICIENCIES IN DOCUMENTATION/INADEQUATE INSURANCE COVER (Borrowers with Limit of Rs.50 Lakhs and above) Zone : Central Zone I, Lucknow

Region : Ghazipur Name of Branch Name of Borrower Sanctioned fund based limit Nature NIL Balance O/S 31.03.2011 (Rs.in Amoun Crores) t

ANNEXURE IV BRANCHES WHERE PERIODIC BALANCE CONFIRMATION / ACKNOWLEDGEMENT OF DEBT NOT OBTAINED (Borrowers with Limit of below Rs.50 Lacs) Zone : Central Zone I, Lucknow

Region : Ghazipur Zamania Kasba Mirzabad --

ANNEXURE IV-A BRANCHES WHERE PERIODIC BALANCE CONFIRMATION / ACKNOWLEDGEMENT OF DEBT NOT OBTAINED (Borrowers with Limit of Rs.50 Lakhs and above) Zone : Central Zone I, Lucknow

Region : Ghazipur Name of Branch Name of Borrower Sanctioned Balance fund based O/S limit 31.03.2011 (Rs.in Nature Amoun Crores) t NIL

ANNEXURE V

BRANCHES HAVING ACCOUNTS WHERE REVIEW/RENEWAL IS PENDING (Borrowers with Limit of below Rs.50 Lacs) Zone : Central Zone I, Lucknow

Region : Ghazipur

Sidhagar Zamania R S

Sadat R S Sadat main

Mohammadabad Sahbaj kuli

ANNEXURE V-A

BRANCHES HAVING ACCOUNTS WHERE REVIEW/RENEWAL IS PENDING (Borrowers with Limit of Rs.50 Lacs and above) Zone : Central Zone I, Lucknow

Region : Ghazipur Name of Branch Name of Borrower Sanctioned Balance fund based O/S limit 31.03.2011 (Rs.in Nature Amoun Crores) t

NIL

ANNEXURE VI

BRANCHES WHERE STOCK / BOOK DEBT STATEMENTS AND OTHER PERIODICAL OPERATIONAL & FINANCIAL STATEMENTS NOT OBTAINED (Borrowers with Limit of below Rs.50 Lacs) Zone : Central Zone I, Lucknow

Region : Ghazipur Dhadhani Reotipur Dildarnagar Nandganj Birno Mohammadabad Degree College Jalalabad Bahadurganj Paharpur sidhagar Mata Zamania R S Karanda -

ANNEXURE VI-A BRANCHES WHERE STOCK / BOOK DEBT STATEMENTS AND OTHER PERIODICAL OPERATIONAL & FINANCIAL STATEMENTS NOT OBTAINED riirhmiLBhwowBswewoBroB( )5voB5 rnmBsLkaLBs5.wL

Zone : Central Zone I, Lucknow

Region : Ghazipur

Name of Branch

Name of Borrower

Sanctioned Balance O/S fund based 31.03.2011 limit Nature Amoun (Rs.in Crores) t NIL

ANNEXURE VII BRANCHES WHERE AUDITED ACCOUNTS NOT ON RECORD FOR ADVANCES TO NON-CORPORATES WITH LIMIT OVER Rs.10 LAKHS (Borrowers with Limit of below Rs.50 Lacs) Zone : Central Zone I, Lucknow

Region : Ghazipur Reotipur Dildarnagr Mata Mohammadabad -

ANNEXURE VII-A

BRANCHES WHERE AUDITED ACCOUNTS NOT ON RECORD FOR ADVANCES TO NON-CORPORATES WITH LIMIT OVER Rs.10 LAKHS (Borrowers having Limit of Rs.50 Lakhs and above) Zone : Central Zone I, Lucknow

Region : Ghazipur

Name of Branch

Name of Borrower

Sanctioned Balance fund based O/S limit 31.03.2011 (Rs.in Nature Amoun Crores) t NIL

ANNEXURE VIII BRANCHES WHERE STOCK AUDIT REPORT IS NOT OBTAINED AT PRESCRIBED INTERVAL (Borrowers with Limit of below Rs.50 Lacs) Zone : Central Zone I, Lucknow

Region : Ghazipur NIL

ANNEXURE VIII-A

BRANCHES WHERE STOCK AUDIT REPORT IS NOT OBTAINED AT PRESCRIBED INTERVAL (Borrowers with Limit of Rs.50 Lakhs and above)

Zone : Central Zone I, Lucknow

Region : Ghazipur Name of Branch Name of Borrower Sanctioned Balance O/S fund based 31.03.2011 limit Nature Amoun (Rs.in Crores) t NIL

ANNEXURE IX DETAILS OF ACCOUNTS UNDER CORPORATE DEBT RESTRUCTURING

Zone : Central Zone I, Lucknow

Region : Ghazipur 1. Name of the Borrower Name of the Branch Status Facility Limit NIL Observations : NIL NIL NIL (Rs. In Crores) Balance Outstanding as on 31.03.2011

ANNEXURE X BRANCHES WHERE CREDIT CARD DUES ARE NOT RECOVERED PROMPTLY

Zone : Central Zone I, Lucknow

Region : Ghazipur NIL

ANNEXURE X-A BRANCHES WHERE CREDIT CARD DUES ARE NOT RECOVERED PROMPTLY (List of cases of Credit card overdues )

Zone : Central Zone I, Lucknow

Region : Ghazipur Name of Branch Name of Borrower Overdue date Balance O/S 31.03.2011 (Rs.in Crores) Remarks

NIL

ANNEXURE XI COMMENTS ON MAJOR ACCOUNTS

Zone : Central Zone I, Lucknow

Region : Ghazipur 1. Name of the Borrower Name of the Branch Status Type of Facility Total Fund Based Total Non-Fund Based Limit No Adverse Comments

(Rs. In Crores) Balance Outstanding as on 31.03.2011 No Adverse Comments

Observations : NIL

ANNEXURE XII BRANCHES WHERE SUBSIDIARY BOOKS NOT BALANCED Zone : Central Zone I, Lucknow

Region : Ghazipur NIL

ANNEXURE XV BRANCHES WHERE REGULAR BACKUPS AND OFF-SITE STORAGE IS NOT MAINTAINED (FOR COMPUTERIZED BRANCHES)

Zone : Central Zone I, Lucknow

Region : Ghazipur NIL

ANNEXURE XVI BRANCHES WHERE DATA ACCESS AND DATA SECURITY MEASURES ARE NOT ADEQUATE

Zone : Central Zone I, Lucknow

Region : Ghazipur NIL

ANNEXURE XVIII BRANCHES WHERE RECONCILIATION OF ACCOUNTS WITH RBI/SBI/OTHER BANKS NOT DONE

Zone : Central Zone I, Lucknow

Region : Ghazipur NIL

ANNEXURE XX BRANCHES WHERE K Y C NORMS NOT COMPLIED WITH

Zone : Central Zone I, Lucknow

Region : Ghazipur Barachawar

ANNEXURE XXI BRANCHES WHERE GHOSH AND JILANI COMMITTEE RECOMMENDATIONS NOT COMPLIED WITH Zone : Central Zone I, Lucknow

Region : Ghazipur NIL

Cash Comments on excess holding of cash safe custody etc. Following are the Branches:Sahbajkuli Barsara Sobua Kanuan Paharpur Church Compound Gahmar Mardah Katghara Degree College Zamania Kasba Gangoli sidhgar Khalispur Nooruddinpur Abhaipur Machati Bhadaura Mohammadabad Sadat Main Karimuddinpur Birno Jakhania Hansrajpur K. Road Mata Raipur Maharajganj Chowk, Ghazipur Rasoolpur Dadra Nandganj Bahadurganj Karanda Shadiabad Barachawar Usia Sadat R S Amhat Hurmujpur K. Naseerpur Aurihar Jamania R S Jangipur Saidpur Malikpura Jalalabad Mirzabad --

Physical Inspection of Units & Godowns not carried out as per laid down procedure by Higher Authorities:-

Zamania R S Gangoli

Mohamadabad Sidhagar

Aurihar Rasulpur Dadra

Valuation Report older than 3 years: Zamania R S Birno Nandganj Zamania R S Jangipur -

Stationery & Stamps Branch Sahbaj kuli Remarks Register not maintained

Suspense accounts/Sundry Assets SUSPENSE BRANCH K Road K Road BARASARA BARASARA Sobua Rasoolpur Dadra Aurihar Gahmar Gahmar Gahmar Gahmar Gahmar Nandganj Bahadurganj Bahadurganj Saidpur Saidpur Karimuddinpur Karimuddinpur Karanda Degree College Shadiabad Jalalabad Jalalabad Zamania Kasba

YEAR 2000 2005 2008-09 2009-10 2008-09

NO. OF ITEM

30-04-2003 31-03-2005 21-09-2007 20-12-2008 20-12-2008 2006-07 2008 2004 2008-09 2009-10 2004 2009 03.07.2008 09.08.2010 2003-04

2 1 2 5 34 1 1 1 1 1

AMOUNT 8000 7881 54000 10000 493395.46 24781.00 147698.71 41000.00 4050.00 5000.00 519276.00 276989.12 16000.00 160733.00 12000.00 61822.00 82607.00 4897131.55 374499.51 32000.00 1000.00 15000.00 26.37 12480.09 10000.00

1 1 1 2 1 1 1 1 1 1

28.09.2005

REMARK -------FRAUDULENT CASH ADV NK JOMNA ADV A CHOUDHARY HL N K JOMNA COD NKJOMNA KESA Security Deposit HL G C Jain Staff OSC 179 DRC Interest -FRAUD CRS -ATM Drop Trxn OFC Interest Misc Cheque

Bills Payable / Sundry Deposits SUNDRY BRANCH YEAR Sahbajkuli Before Migration K Road 2007 Barasra Hurmujpur 2008

NO. OF ITEM 1 131

AMOUNT 656100 218449.25 297716.00

REMARK subsidy Staff security deposit Subsidy, saving Excess cash 33941.95 --

Kanuan Aurihar Nandganj Nandganj Karanda Karanda Jakhania

2008-09

22 3

2007-08 2007-08

65 132

118

85180.00 Account & name difference 99945.79 Old Entries not traceable. 828329.00 Subsidy 741935.96 Others 872100.00 SB 747145.00 Subsidy 539097.00 --

Fixed Assets Branch where fixed assets register/ other Registers not maintained properly NIL Contingent Liabilities Branch Account NIL Following Registers not maintained Amt.

Register Insurance Register Inspection Register Documentation Register

Branch K Naseerpur Sahbaj kuli K Naseerpur