1. What is the criterion to consider any bank as a Public sector bank?

Give four examples of 2nd Generation Nationalized Banks? 2. In which year the 1st batch of nationalization took place and mention Five Banks names which are nationalized in the 1st batch? 3. What are the subsidiaries of RBI and explain the basic role of at least two organizations? 4. What are the important principles of lending to be followed to make a safe lending? 5. When State Bank of India was established and give the names of associates of SBI? z6. What is the criterion to consider any bank as a Public sector bank? Give four examples of 2nd generation Nationalized Banks? 7. What is meant by a foreign bank and give two examples of foreign banks operating in India? 8. What are the subsidiaries of RBI and explain the basic role of at least two organizations? 9. What is a Private sector bank and Give four names of private sector banks? 10. How a Recurring Deposit operates and what are the advantages and disadvantages of a Recurring Deposit consider an example? 11. Explain savings bank and operations in a savings bank account? 12. How a Recurring Deposit operates and what are the advantages and disadvantages of a Recurring Deposit? 13. What is the importance of Reserve Bank of India and give Two functions of RBI? 14. What is LPG and how that impacted the banking system in India? 15. Expand i. CRR ii. SLR iii. IDBI

iv. HDFC v. ICICI vi. IFCI vii. SEBI viii. BSE 16. What is a Cheque and differentiate a Cheque and a Draft? 17. What is a scheduled commercial bank? 18. To become a scheduled bank, what is the minimum required paidup capital? 19. When State Bank of India was nationalized? 20. What is a Demand Deposit? 21. What is a Time / Term deposit? 22. For what value a certificate of deposit is issued by the banks? 23. What is a Garnishee order? 24. What is a BPLR / BMPLR? 25. Which is a Private sector bank and Give four names of private sector banks? 26. Explain savings bank Deposit and operations in a savings bank account? 27. What is meant by a foreign bank and give two examples of foreign banks operating in India? 28. Write a note on Banker Lien (General and Special) with examples? 29. Explain Schedule 5 of Balance sheet as per Banking Regulation Act? 30. As per Sec 31 of NI Act, every banker has certain obligations to be fulfilled while honoring the cheques. Discuss the provisions of NI act Sec- 31 which offers protection to the paying banker? 31. Discuss atleast four important functions of Reserve bank of India?

32. Write a note on the accounts maintained by a Partnership Firm, Lunatic and a Minor? 33. What is Investment banking? 34. What is Wholesale banking? 35. What is Retail banking? 36. What is Merchant Banking? 37. Write three primary requirements as per KYC norms? 38. What is a No-frill account? 39. What is a financial inclusion? 40. What is the primary relation between a banker and a customer , explain ? 41. You should also visit banks web sites and read as many products as possible

1. What is the criterion to consider any bank as a Public sector bank? Give four examples of 2ndGeneration Nationalized Banks?

Public sector banks (PSBs) are banks where a majority stake (i.e. more than 50%) is held by a government. The shares of these banks are listed on stock exchanges. There are a total of 26 PSBs in India List 2. 3. 4. 5. 6. 7. 8. Allahabad Bank Andhra Bank Bank of Baroda Bank of India Corporation Bank Dena Bank Indian Bank

9.

Indian Overseas Bank

Emergence of public sector banks The Central Government entered the banking business with the nationalization of the Imperial Bank Of India in 1955. A 60% stake was taken by the Reserve Bank of India and the new bank was named as the State Bank of India. The seven other state banks became the subsidiaries of the new bank when nationalised on 19 July 1960.[3] The next major nationalisation of banks took place in 1969 when the government of India, under prime minister Indira Gandhi, nationalised an additional 14 major banks. The total deposits in the banks nationalised in 1969 amounted to 50 crores. This move increased the presence of nationalised banks in India, with 84% of the total branches coming under government control.[4] The next round of nationalisation took place in April 1980. The government nationalised six banks. The total deposits of these banks amounted to around 200 crores. This move led to a further increase in the number of branches in the market, increasing to 91% of the total branch network of the country. The objectives behind nationalisation where: To break the ownership and control of banks by a few business families, To prevent the concentration of wealth and economic power, To mobilize savings from masses from all parts of the country, To cater to the needs of the priority sectors