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Enter the current Interest rate:

Yearly Investment

60000

Year
Amount Interest Balance
1
60000
60000
2
60000
4800
124800
3
60000
9984
194784
4
60000
15583
270367
5
60000
21629
351996
6
60000
28160
440156
7
60000
35212
535368
8
60000
42829
638198
9
60000
51056
749253
10
60000
59940
869194
11
60000
69535
998729
12
60000
79898 1138628
13
60000
91090 1289718
14
60000
103177 1452895
15
60000
116232 1629127
and if you continue another 5 years
16
60000
130330 1819457
17
60000
145557 2025014
18
60000
162001 2247015
19
60000
179761 2486776
20
60000
198942 2745718
and if you continue another 5 years
21
60000
219657 3025375
22
60000
242030 3327405
23
60000
266192 3653598
24
60000
292288 4005886
25
60000
320471 4386356

8.00%

Yearly Investment

30000

Year Amount Interest Balance


1
30000
30000
2
30000
2400
62400
3
30000
4992
97392
4
30000
7791
135183
5
30000
10815
175998
6
30000
14080
220078
7
30000
17606
267684
8
30000
21415
319099
9
30000
25528
374627
10
30000
29970
434597
11
30000
34768
499365
12
30000
39949
569314
13
30000
45545
644859
14
30000
51589
726448
15
30000
58116
814563
and if you continue another 5 years
16
30000
65165
909728
17
30000
72778 1012507
18
30000
81001 1123507
19
30000
89881 1243388
20
30000
99471 1372859
and if you continue another 5 years
21
30000
109829 1512688
22
30000
121015 1663703
23
30000
133096 1826799
24
30000
146144 2002943
25
30000
160235 2193178

Yearly Investment

90000

Year Amount Interest Balance


1
90000
90000
2
90000
7200
187200
3
90000
14976
292176
4
90000
23374
405550
5
90000
32444
527994
6
90000
42240
660234
7
90000
52819
803052
8
90000
64244
957296
9
90000
76584 1123880
10
90000
89910 1303791
11
90000
104303 1498094
12
90000
119848 1707941
13
90000
136635 1934577
14
90000
154766 2179343
15
90000
174347 2443690
and if you continue another 5 years
16
90000
195495 2729185
17
90000
218335 3037520
18
90000
243002 3370522
19
90000
269642 3730164
20
90000
298413 4118577
and if you continue another 5 years
21
90000
329486 4538063
22
90000
363045 4991108
23
90000
399289 5480397
24
90000
438432 6008828
25
90000
480706 6579535

Bagya
2009 28
2010 29
2011 30
2012 31
2013 32
2014 33
2015 34
2016 35
2017 36
2018 37
2019 38
2020 39
2021 40
2022 41
2023 42

Sara
2012 33
2013 34
2014 35
2015 36
2016 37
2017 38
2018 39
2019 40
2020 41
2021 42
2022 43
2023 44
2024 45
2025 46
2026 47

2024
2025
2026
2027
2028

43
44
45
46
47

2027
2028
2029
2030
2031

48
49
50
51
52

2029
2030
2031
2032
2033

48
49
50
51
52

2032
2033
2034
2035
2036

53
54
55
56
57

Note: The assumption is that you invest the entire amount in March-end each year.
Hence the first year interest is not counted. The interest rate is considered 8.60%, which you can change
as per the current rate of interest. You can change the yearly investment amount

8%
4386356 From Saravanan
2193178 From Bagya
6579534.6 Total

Till the age of 52


Till the age of 52

4386356 From Saravanan


2193178 From Bagya
6579535 Total

Till the age of 52


Till the age of 52

6%

If we invest in monthly basis

8%

4786832 From Saravanan


2872099 From Bagya
7658931 Total

Till the age of 52


Till the age of 52

30000 per Year

Year
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

PPF Calculator Results


Opening Balance Your investment
Rs. 0.00
Rs. 32,580.00
Rs. 67,961.88
Rs. 106,386.60
Rs. 148,115.85
Rs. 193,433.81
Rs. 242,649.12
Rs. 296,096.94
Rs. 354,141.28
Rs. 417,177.43
Rs. 485,634.69
Rs. 559,979.27
Rs. 640,717.49
Rs. 728,399.20
Rs. 823,621.53

Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00
Rs. 30,000.00

Interest Earned

Closing Balance

Rs. 2,580.00
Rs. 5,381.88
Rs. 8,424.72
Rs. 11,729.25
Rs. 15,317.96
Rs. 19,215.31
Rs. 23,447.82
Rs. 28,044.34
Rs. 33,036.15
Rs. 38,457.26
Rs. 44,344.58
Rs. 50,738.22
Rs. 57,681.70
Rs. 65,222.33
Rs. 73,411.45

Rs. 32,580.00
Rs. 67,961.88
Rs. 106,386.60
Rs. 148,115.85
Rs. 193,433.81
Rs. 242,649.12
Rs. 296,096.94
Rs. 354,141.28
Rs. 417,177.43
Rs. 485,634.69
Rs. 559,979.27
Rs. 640,717.49
Rs. 728,399.20
Rs. 823,621.53
Rs. 927,032.98

For 35,000,00 L
Results Age : 33 Policy term
(in yrs.) : 35 Payment term
(in yrs.) : 35 Yearly
: 16,555.00 Half yearly
: 8,443.00 Single
: 2,39,820.00
1420 Monthly

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