4. You didn't notice the other car 12. The accident was so minimal 22.
22. There was very little damage to
until impact or immediately
before impact and therefore
were inattentive.
5. You exaggerated the wrongdoer's
speed to the police and thus you
are not credible.
6. You were exceeding the speed
limit and could have avoided the
accident if you had been going
slower.
7. You gave no stop or turn signal
or made an unsafe lane change.
8. You were not in the intersection
first.
9. No independent witnesses were
found to substantiate your
version of the accident (the
people in your car don’t count).
10. According to our "book" this im-
pact could not have caused the
injury you are complaining of.
11. Your medical records show
that your injuries preexisted
the accident.
the police were not summoned
to come.
13. You refused a trip to the
hospital after the accident.
14. The hospital emergency
department did not record any
complaints of pain in the area
you are now complaining about.
15. You have no visible signs of
injury.
16. You waited too long to see a
doctor.
17. You saw the wrong type of
doctor.
18. You saw a doctor known for
over‑treating injury victims in
order to make a lot of money.
19. We know that your lawyer will
never go to trial.
20. You have a history of other
claims over the last ten years.
21. No other person involved in the
accident had injuries.
the car you were in.
23. (If you were a pedestrian) you
walked into the car.
24. When you saw a doctor you
forgot to give a history of other
injuries you have sustained in
the past.
25. At the time of the accident
you were under the care of a
physician for a prior accident.
26. Your complaints to the doctor
were bizarre or exaggerated.
27. You were referred to your
current doctor by a lawyer.
28. Our videotape surveillance
shows that you can do many
activities without appearing
to be in pain.
29. The doctor's records indicate
that he observed you walking
normally when you did not
know you were being watched.
30. You had a subsequent (later)
accident which is the real cause
of the problems you complain
about from this accident.
31. The doctor your own insurance
company forced you to see
reports that you are actually
uninjured and not in need of
treatment.
32. You have unrelated medical
problems such as arthritis or
other pre-existing medical
problems.
33. Your doctor did not recommend
time off of work yet you took
time off of work.
34. You did not miss any time from
work.
35. You had a poor attendance
record at work prior to the
accident.
36. Your prior tax returns and/or
Social Security records do not
match up to the claims you are
now making about lost wages.
37. You failed to file tax returns in
the past.
38. The statute of limitations (time
limit) has run on your case.
39. You made a statement early on
to the insurance company that
you were not injured in the
accident.
40. You are not a U.S. citizen.
Remember, it is the insurance “Discover How Insurance
adjuster's job and duty to seek
out and find as many defenses to Companies Hammer a
and arguments against your case Stake Through the Heart
as possible. This starts very early
when the adjuster wants to "take of Your Accident Case”
your statement," or have you "sign
a few forms," or offers you a
“quick settlement.”
Provided by:
109-05 72nd Road (40 ARGUMENTS INSURANCE
Forest Hills, NY 11375
COMPANIES WILL USE TO
DEFEAT OR DIMINISH
26 Court Street, Suite 404 YOUR CLAIM )
Brooklyn, NY 11242
1. You weren't wearing a seatbelt
Tel. 718-520-8787 and thus were the cause of your
own injuries.
www.InjuryAtty.net
www.RealEstateAtty.net 2. Your car had equipment
defects which contributed to
the accident.
The contents of this brochure are not legal advice,
which should only be given by an attorney
familiar with the facts of your case. 3. Your ability to drive was
impaired by drugs or alcohol.
© 2007 Gary E. Rosenberg