Financial and Safety tips

1. Only obtain credit from institutions that display that they are registered with the NCR. 2. Draw up a budget and develop a savings plan. 3. Make sure that your monthly repayments are covered in your current budget. 4. Be financially awake take action as soon as you realise that you cannot pay any instalment. 5. Make sure that you do not default on your accounts, as this will result in additional interest being charged. 6. Always ensure that you know what the interest percentage is converted into rands and cents. 7. Understand your insurance cover. 8. Be alert of card scams and always keep your Credit Card PIN safe. 9. If your Credit Card is swallowed by the ATM or is lost, it is advisable to phone the card line immediately or stop your card via your mobile. To connect to mobile services call 086 1000 351. 10. Good credit health is an investment in your future.

Long Term Personal Loans

AB/2010/02/LTPL

*Terms, conditions and affordability rules apply. NCR Reg No. NCRCP5. An Authorised Financial Services and Registered Credit Provider. Reg No1975/002526/06.

PERSONAL LOANS
We want you to enjoy the life you want to live, right now.

Long Term Loans

With African Bank, you dont have to wait for life to start. You can enjoy the lifestyle you want now, with African Banks personal loans tailor made for you. You might need credit for adding that extra room to the house, for your own or your childs education or may want to pay off your debt. Whatever your needs, African Bank offers personal loans up to R100,000* with comfortable terms of up to 72 months* to repay. Or, if you prefer, shorter repayment plans are also available.
Long Term Loans Loan amount Loan term (months) Fixed monthly repayment* Total repayment*
R 12,000 12 R 1,320 R 15,843 R 14,000 18 R 1,090 R 19,615 R 16,000 24 R 988 R 23,722 R 22,000 36 R 997 R 35,904 R 30,000 60 R 997 R 50,000 72 R 1,474

Connect with us the easy way

For the following services, connect via your mobile to: Check current loan and Credit Card account balances, instalments and payment dates. Buy pre-paid airtime (MTN, Vodacom, and Cell C) using your African Bank Credit Card. Stop your Credit Card if it is lost or stolen.

To connect call 086 1000 351 How to qualify:

Be 18 years or older, and bring the following to apply: ID, latest
R 59,841 R 106,136

original payslip, 1 months bank statement reecting your salary deposit or savings book and proof of residence.** ** Proof
of residence; any of the following documents, amongst others, reecting your

Interest rate & fees* * Interest rates based on your individual risk profile and affordability. * Initiation fees based on repayment term. * Initiation fee, insurance fees & service fees included. * Repayments include VAT. Prices correct at time of publication, but subject to change.

name and current residential address would be accepted: latest utility bill, municipal account, retailer account, document from an insurance company, payslip, letter from a traditional authority, ward counselor or declaration from a landlord and affidavit from a person who is living with you. Documents should be less than 3 months old.

Insurance benets* to give you the peace of mind that you are nancially protected
Death benefit Permanent disability Temporary disability Retrenchment benefits Instalment cover Settlement cover Re-employment benefit Short time cover Compulsory unpaid leave/temporary layoff

Call 0860 333 004 or visit your closest branch and get credit that works for you.

* Insurance terms and conditions are available on the website or in-branch.