Table of Content

Letter of Transmittal Declaration Certification Executive summary Acknowledgement Abbreviation

CHAPTER TOPICS PAGE NO.

CHAPTER 01

1.0.
1.1. 1.2.

Introduction Background of the Study Scope/Objectives of Study

1.2.1. 1.2.2. The primary objective of the study Specific objectives of the study Collection of Data

01 02 03 03 03 04 04 04 04

1.3. 1.4. 1.5.

Methodology
1.3.1.

Rationale Limitations Profile of The Bank History of the Sonali Bank Limited Banks Core Business Vision Mission Principal Activities Objectives Hierarchy Corporate Profile Some Notable features of the Bank Products/Service offered by Bank
2.10.1. 2.10.2. 2.10.3. 2.10.4. Ancillary Service Ready Cash Locker Service Automation Status

CHAPTER 02

2.0 2.1. 2.2. 2.3. 2.4. 2.5. 2.6. 2.7. 2.8. 2.9. 2.10.

05 06 06 07 07 07 07 08 09 10 10 10 11 11 11 12 12

2.11. 2.12.

Payment Social Services

2.13. 2.14. 2.15. CHAPTER

Sales & Encashment/Purchase Misc. Services Loan Area of Sonali Bank Limited
TOPICS

12 13 13
PAGE NO.

CHAPTER 03

3.0. 3.1. 3.2.

Internship Positions, Duties & Learning Points Duties Performed in the General Banking Duties of the Loan and Advance Section Analysis (Loans & Advances) Principles of Loans and advances Sources of Credit Investigation Preparation of credit Report Loan Documentation Classification on the basis of time Loan Classification
4.6.1. 4.6.2. Unclassified Classified

14
15 16

CHAPTER 04.

4.0. 4.1. 4.2. 4.3. 4.4. 4.5. 4.6.

17 18 19 20 20 21 22 22 22 23 23 24 24 25 26 26 27 28 28 29 29 30 30 30 30 31 31 31 32

4.7. 4.8. 4.9.

Loan Issue Loan Issue Process Loan Renewal

4.10. Types of Loan offered by the Sonali Bank limited 4.11. Sonali Bank Limited Credit Facility
4.11.1. 4.11.2. 4.11.3. 4.11.4. 4.11.5. 4.11.6. 4.11.7. 4.11.8. 4.11.9. 4.11.10. 4.11.11. 4.11.12. 4.11.13. 4.11.14. 4.11.15. Industrial Finance Housing Loan Trade Finance International Finance Consumer Credit Loan facilities for Diagnostic Center IT Financing Monthly Earning Scheme (MES) Agricultural Loan Agro-based Industrial Finance Project Loan Packing Credit Overdraft (OD) Personal loan Micro credit

4.12. Total Amount of Loans & advances disbursement from 2002 to 2009 4.13. The break-up Banks outstanding loans & advances from 2003 to 2009 is shown in the following pie chart by Year to Year 4.14. Sector wise Break-up Loans & Advances in the Year of 2003-2009
CHAPTER TOPICS

33 34

41

PAGE NO.

4.15. Classified Loans in the Year from 2002 to 2009

4.15.1. 4.15.2. Analysis the Classified Loans & Advances Sector wise provision of Classified Loans & Advances

42 43 45 46 46 46 46 46 46 47 48 49 49
50 51

4.16. Rates of Interest 4.17. SWOT Analysis

4.17.1. 4.17.2. 4.17.3. 4.17.4. Strengths Weakness Opportunities Threats

CHAPTER-05

5.0. 5 5.1 5.2

Findings, Conclusion & Recommendations

Findings Conclusion Recommendations

References Appendix