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STATE BAN O F I N I A : : I N I A's LAR EST BAN K D D G K

STATE BANK VIRTUAL CARD

State Bank Virtual Card

State Bank Virtual card, also known as Electronic Card or e-Card, is a limit Debit Card created for ecommerce transactions. It provides an easy and secure way of transacting online without providing the Primary Card/ Account information to the merchant. Virtual Cards can be used at any merchant location accepting MasterCards / Visa Cards online, without any difference from a regular plastic card The key features of Virtual Card are as follows: Security It reduces the risk of exposing the underlying Credit/Debit limit as the Primary Card / Account details are not communicated to the Merchant. Card is valid up to a maximum of 48 hours or till the transaction is complete, whichever is earlier. Card creation and online transaction are authorised only after successful validation of One Time Password (OTP) sent to your Mobile during the process. Highly Flexible It enables Bank customers to pay from any of their Internet Banking enabled accounts, having transaction rights. Card can be created for any amount in round rupees. Card can be used at any online merchant site that accepts Debit/Credit Cards.

Easy to Use No separate setup/ installation or registration is required, any customer having internet banking facility with transaction rights can create Virtual Card.

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STATE BAN O F I N I A : : I N I A's LAR EST BAN K D D G K

banking facility with transaction rights can create Virtual Card. Zero Loss No loss of interest as the Card is generated by marking a lien on the underlying account and the amount is debited only when actual transaction using the Virtual Card is completed, successfully. Detailed Product Features: Description Eligibility Feature All INB customers with Transaction Rights can avail this facility. Visa (May be extended to MasterCard Platform) Indian Rupee only. Rs. 100/Rs. 50,000/Single-transaction Card At any merchant outlet that has facility for Online purchase. Domestic use only. (Valid for payment in INR in India, Nepal & Bhutan) As soon as the transaction is completed. Or If the card is cancelled. Or Card is not used for 48 hours after creation. (Whichever is earlier) No limit NIL Once card is cancelled or expired, the lien marked shall be lifted and the unspent / unutilised amount will automatically be available to the customer for use.

Card Type Currency of Issue Minimum amount of Issue Maximum amount of Issue Frequency of usage (Single / Multi) Card Acceptability Domestic / International Card Validity

No of cards per customer per day Issuance / Maintenance Fee Refund / Cancellation.

For more information, contact: State Bank Helpline at 1800-102-8724 (Toll Free) or email your request to sbisupport@cardbranch.com DOWNLOAD TERMS AND CONDITIONS

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STATE BAN O F I N I A : : I N I A's LAR EST BAN K D D G K

DOWNLOAD FAQ DOWNLOAD DEMO

C opyright State Bank of India.

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