1.

Download the annual reports of assigned bank for last 5 years ending on 31st March, 2005, 2006, 2007, 2008, 2009 2. Go through the entire annual report for the year 2009 3. Extract the following information from the annual report

Financial Information

S. No. 1 2 3 4 5 6 7 8

2005 Net Profit as percentage of total assets Capital Adequacy ratio Business Net profit % of net NPA to Net Advances Staff Productivity = Business per employee Assets Size Business per branch

2006

2007

2008

2009

9 10 11 12 13 14

Profit per branch ROA EPS Book Value per share % Dividend as % of Net profit Market Quotation as on 31.3.

Non Financial Information S. No. 1 2 3 4 5 6 2005 Whether proxy voting is allowed How old is the bank x years as on 31.3.2009 Objectives for next few years (say next 3 -5 years) Number of branches Number of RTGS Branches (in no. and as % of total branches) Number of CBS Branches (in no. and as % of total branches) 2006 2007 2008 2009

7 8 9 10 11 12 13 14

Number of branches under concurrent audit (in no. and as % of total branches) Number of branches under credit audit & review (in no. and as % of total branches) Number of complaints received during the year Number of complaints resolved during the year IIs there any whistle blower policy Are there any procedures to prevent insider trading Highlights of how many years are disclosed in the annual report Is Management Discussion and analysis report given as a part of annual report.

Information related to directors and the board S. No. 1 2 2005 No. of directors No. of Executive directors 2006 2007 2008 2009

3 4 5 6 7 8

No. of Independent Directors No. of board meetings held during the month No of Committees (mandatory) No. of non mandatory committees Are functions of each committee disclosed in report No. of meetings of mandatory committees. a.Management Committee b.Audit committee c.Investors/ shareholder grievance committee No. of meetings of non mandatory committees. a. b. c. Sitting fee - Board meeting (Rs.) Committee meeting (Rs.) Remuneration of executive directors (Rs.)

10

11

List of directors

Name of director

Type of directorship (Shareholder rep./ workmen rep. etc.)

Qualification

Experience

No. of other committee in which he is a member

No. of other committee in which he is the chairman

No of other companies in which he is a director

ABC (05-0607)

Disclosures S.No . 1 2 3 4 5 2005 Are details of special resolution passed in AGM/EGM disclosed Disclosures of related party transactions Penalties paid during the year General shareholder information Market price information 2006 2007 2008 2009

6 7 8

Means of communication Stock exchange in which listed Performance of bank equity to sensex

Submission: Folder name- Name of the bank and year eg. PNB 2005-2009 Contents of the folder 5 pdf files containing annual reports of 5 years One word file in word 2007 version containing the required details- name of this file shall be the name of the student Hard copy of only the relevant portions of the annual report with details highlighted with a highlighter Hard copy of the extracted information Cover page of submission of hard copy should be the name and Enrollment Number of the student and the name of the bank. In the hard copy the relevant portion of the banks annual report should be arranged in the reverse order i.e 2009, 2008, 2007, 2006, 2005