You are on page 1of 326

Price for Print Version :

In India - Rs. 130 (Normal)


- Rs. 155 (Inclusive of postage)
- Rs. 120 (Concessional)
Abroad - US $ 20 (Inclusive of postage)

Price for Print Version along with CD-ROM :


In India - Rs. 200 (Normal)
- Rs. 250 (Inclusive of postage)
- Rs. 190 (Concessional)
Abroad - US $ 25 (Inclusive of postage)

Published by Gunjeet Kaur for the Reserve Bank of India, Mumbai - 400 001 and printed by her at
Alco Corporation, Gala No. 72, A-2, Shah and Nahar Industrial Estate, Lower Parel (W), Mumbai - 400 013.
FOREWORD

The Reserve Bank of India has been publishing the series Handbook of Statistics on the Indian Economy since
1998, with a view to improving data dissemination by providing a storehouse of statistical information
at one place. The Handbook provides time series data at annual, quarterly, monthly and higher frequencies in
respect of real, monetary, fiscal, banking, financial and external sectors of the Indian economy.

In addition to the Handbook of Statistics on the Indian Economy, the Reserve Bank has taken the initiative to bring
out sectoral handbooks to provide in one place time-series of disaggregated data relating to a particular
sector. As a part of this initiative, the Handbook of Statistics on State Government Finances was published in 2004.
This process is being carried forward with the publication of the present volume titled Handbook of Monetary
Statistics of India. This volume provides disaggregated data on monetary, banking, prices and select financial
market statistics at annual as well as monthly/fortnightly/weekly frequencies. Data are provided in most cases
from 1950-51 onwards and in the case of the Reserve Bank’s balance sheet and profit and loss account from
the inception of the Bank, i.e., 1935 onwards. This publication is expected to be useful for researchers, policy
makers, financial market participants, and analysts interested in monetary economics. This Handbook is being
released in three versions viz., in printed form, as a CD-ROM and as a web-based source (www.rbi.org.in).

The Handbook was prepared in the Department of Economic Analysis and Policy (DEAP) under the overall
guidance of Dr. Narendra Jadhav, Principal Adviser and Chief Economist. The work relating to the publication
was entrusted to the Division of Money and Banking in the Department of Economic Analysis and Policy.
Shri Muneesh Kapur, Director, supervised the task of publication of the volume and the process of organising
the data in a consistent manner was undertaken by a team comprising Shri Binod B. Bhoi, Smt. Sangeeta Das,
S/Shri Abhijit Pathak, M. Ramaiah, Satyananda Sahoo and Siddhartha Sanyal. They were ably supported by
Shri V.R. Palekar and Smt. Alka Vamana along with staff members Shri Harish Aure, Shri J.B. Bhoj, Smt. Usha
Chugh, Smt. Swati Joshi, Shri W.D. Kane, Kum. Yamini Khasnis, Smt. Sampada Korlekar, Smt. Christinal
Richard, S/Shri C.R. Tambde, Pramod Sawant and R.M. Shelar. The intensive and dedicated efforts of all the
officers and staff members in organising the historical time series deserve high appreciation. In preparation
of the Handbook, inputs were also provided by various Divisions of the Department and other Departments
of the Bank viz., Department of Statistical Analysis and Computer Services, Department of Banking
Supervision, Deposit Insurance and Credit Guarantee Corporation, Financial Markets Department, Internal
Debt Management Department and Monetary Policy Department.

We welcome feedback/comments on the Handbook. Comments may be sent to the Director, Division of
Money and Banking, Department of Economic Analysis and Policy, Reserve Bank of India, Shahid Bhagat
Singh Road, Mumbai-400001 or via email to mkapur@rbi.org.in.

Rakesh Mohan
Deputy Governor
March 3, 2006
I

CONTENTS
FOREWORD

PART I : ANNUAL SERIES

Table No. Table Title Period Page No.

1. Reserve Bank of India Balance Sheet: Issue Department 1935 to 2005 3

2. Reserve Bank of India Balance Sheet: Banking Department – Liabilities 1935 to 2005 7

3. Reserve Bank of India Balance Sheet: Banking Department – Assets 1935 to 2005 14

4. Reserve Bank of India: Profit and Loss Account 1935 to 2005 21

5. Components of Money Stock 1950-51 to 2004-05 28

6. Sources of Money Stock 1950-51 to 2004-05 29

7. Average Monetary Aggregates 1951-52 to 2004-05 31

8. Major Monetary Policy Measures 1935 to 2006 32

9. Scheduled Commercial Banks – Select Aggregates 1950-51 to 2004-05 34

10. Consolidated Balance Sheet of Scheduled Commercial Banks 1990-91 to 2004-05 36

11. Sectoral Deployment of Non-Food Bank Credit 1979-80 to 2004-05 37

12. Industry-Wise Deployment of Bank Credit 1990 to 2005 38

13. Saving Deposits with Scheduled Commercial Banks 1951-52 to 2004-05 40

14. Scheduled Commercial Banks – Maturity Pattern of Term Deposits 1990 to 2004 41

15. Reserve Bank of India and Industrial Finance 1971 to 2005 42

16. Direct Institutional Credit for Agriculture and Allied Activities


– Short Term 1970-71 to 2001-02 43

17. Direct Institutional Credit for Agriculture and


Allied Activities – Long Term 1970-71 to 2001-02 44

18. Direct Institutional Credit for Agriculture and


Allied Activities – Total (Short Term and Long Term) 1970-71 to 2001-02 45

19. Indirect Institutional Credit for Agriculture and Allied Activities 1970-71 to 2003-04 46

20. Scheduled Commercial Banks’ Direct Finance to Farmers


According to Size of Land Holdings: Disbursements 1980-81 to 2001-02 47
II

Table No. Table Title Period Page No.

21. Scheduled Commercial Banks’ Direct Finance to Farmers


According to Size of Land Holdings: Outstanding 1980-81 to 2001-02 48

22. Scheduled Commercial Banks’ Advances to Agriculture 1970-71 to 2004-05 49

23. Scheduled Commercial Banks’ Advances to Small-Scale 50


Industries and Allied Services 1970-71 to 2004-05

24. Gross and Net NPAs of Scheduled Commercial Banks 1996-97 to 2004-05 51

25. Distribution of Scheduled Commercial Banks by CRAR 1995-96 to 2004-05 52

26. Distribution of Scheduled Commercial Banks’ Offices 1969 to 2005 53

27. Regional Rural Banks - Select Aggregates 1979-80 to 2004-05 54

28. Aggregate Deposits of Non-Banking Companies 1970-71 to 2004-05 55

29. Resource Mobilisation in the Private Placement Market 1995-96 to 2004-05 56

30. Net Resources Mobilised by Mutual Funds 1970-71 to 2004-05 57

31. New Capital Issues by Non-Government


Public Limited Companies 1970-71 to 2004-05 58

32. Bonds Issued by Public Sector Undertakings 1985-86 to 2004-05 59

33. Absorption of Private Capital Issues 1970-71 to 2003-04 60

34. Financial Assistance Sanctioned and Disbursed by


All India Financial Institutions 1970-71 to 2004-05 61

35. Financial Assistance by National Bank for Agriculture


and Rural Development 1970-71 to 2004-05 64

36. Disbursements by National Housing Bank under its


Refinance Schemes 1988-89 to 2004-05 65

37. Deposit Insurance and Credit Guarantee


Corporation – Insured Deposits 1961 to 2004 66

38. Credit Guarantee Schemes for Small Scale


Industries and Small Borrowers 1973 to 2002-03 67

39. Structure of Interest Rates 1970-71 to 2005-06 68

40. Wholesale Price Index – 1952-53 to 2004-05 1952-53 to 2004-05 70

41. Wholesale Price Index - 1953-54 to 1961-62 1953-54 to 1961-62 71

42. Wholesale Price Index - 1962-63 to 1970-71 1962-63 to 1970-71 72

43. Wholesale Price Index - 1971-72 to 1981-82 1971-72 to 1981-82 73


III

Table No. Table Title Period Page No.

44. Wholesale Price Index – 1982-83 to 1993-94 1982-83 to 1993-94 74

45. Wholesale Price Index – 1994-95 to 2004-05 1994-95 to 2004-05 75

46. Consumer Price Indices – 1970-71 to 2004-05 1970-71 to 2004-05 76

47. Consumer Price Index for Industrial Workers 1970-71 to 2004-05 77

48. Consumer Price Index for Agricultural Labourers 1966-67 to 2004-05 78

49. Consumer Price Index for Urban Non-Manual Employees 1988-89 to 2004-05 79

PART II : MONTHLY SERIES


50. Components of Money Stock 1951-52 to 2005-06 83

51. Sources of Money Stock 1970-71 to 2005-06 95

52. Commercial Bank Survey 1999-2000 to 2005-06 103

53. Monetary Survey 1999-2000 to 2005-06 109

54. Reserve Money Survey 1999-2000 to 2005-06 115

55. Liquidity Aggregates 1993-94 to 2005-06 120

56. Scheduled Commercial Banks – Select Aggregates 1950-51 to 2005-06 123

57. Saving Deposits with Scheduled Commercial Banks 1957-58 to 2005-06 135

58. New Capital Issues by Non-Government


Public Limited Companies 1990-91 to 2004-05 145

59. Euro Issues 1994-95 to 2004-05 160

60. Net Investment by FIIs in the Indian Capital Market 1992-93 to 2005-06 161

61. Financial Markets – Select Indicators 1950-51 to 2005-06 162

62. Wholesale Price Index : 1953-54 to 1961-62 1953-54 to 1961-62 171

63. Wholesale Price Index : 1962-63 to 1970-71 1962-63 to 1970-71 180

64. Wholesale Price Index : 1971-72 to 1981-82 1971-72 to 1981-82 189

65. Wholesale Price Index : 1982-83 to 1993-94 1982-83 to 1993-94 200

66. Wholesale Price Index : 1994-95 to 2005-06 1994-95 to 2005-06 212

67. Consumer Price Indices 1960-61 to 2005-06 224

68. Consumer Price Index for Industrial Workers 1970-71 to 2005-06 229
IV

Table No. Table Title Period Page No.

69. Consumer Price Index for Agricultural Labourers 1970-71 to 2005-06 237

70. Consumer Price Index for Urban Non-Manual Employees 1988-89 to 2005-06 245

PART III : FORTNIGHTLY/WEEKLY SERIES


71. Components of Money Stock 1994-95 to 2005-06 251

72. Sources of Money Stock 1994-95 to 2005-06 257

73. Components of Reserve Money 1994-95 to 2005-06 263

74. Sources of Reserve Money 1994-95 to 2005-06 275

75. Scheduled Commercial Banks - Select Aggregates 1993-94 to 2005-06 287

76. Scheduled Commercial Banks: Investments in non-SLR Securities 1996-97 to 2005-06 294

77. Issue of Certificates of Deposit by Scheduled Commercial Banks 1991-92 to 2005-06 299

PART IV : SELECT RATIOS/ GROWTH RATES


78. Select Monetary Ratios 1951-52 to 2004-05 305

79. Select Monetary Aggregates – Growth Rates 1951-52 to 2004-05 306

80. Scheduled Commercial Banks – Select Ratios 1950-51 to 2004-05 307

81. Select Aggregates of Scheduled Commercial Banks – Growth Rates 1951-52 to 2004-05 308

82. Sectoral Deployment of Non-Food Credit – Ratios 1979-80 to 2004-05 309

83. Wholesale Price Inflation (Average) 1953-54 to 2004-05 310

84. Consumer Price Inflation (Average) 1970-71 to 2004-05 311

PART V : EXPLANATORY NOTES


Notes on Tables 315

Annex : Money Stock Measures: Evolution of Methodology of Compilation 325

The following general symbols have been used for the entire publication:
. Not Available.
– Not Applicable / No Transaction.
0 Nil / Negligible / Zero.
3

TABLE 1 : RESERVE BANK OF INDIA BALANCE SHEET : ISSUE DEPARTMENT


(Rupees crore)

Item 1935 1936 1937 1938 1939 1940 1941 1942 1943 1944
1 2 3 4 5 6 7 8 9 10 11

LIABILITIES

1. Notes held in the Banking


Department 21.5 11.9 29.3 18.4 17.7 11.1 13.1 14.3 13.7 12.0

2. Notes in circulation 171.8 192.0 185.4 188.0 236.6 247.7 278.3 447.2 732.5 931.4

Total Notes issued 193.3 203.9 214.7 206.4 254.3 258.8 291.3 461.6 746.2 943.4

ASSETS

1. Gold Coin and Bullion


(a) Held in India 41.6 41.6 41.5 41.5 41.5 41.5 44.4 44.4 44.4 44.4
(b) Held outside India 2.9 2.9 2.9 2.9 2.9 2.9 0.0 0.0 0.0 0.0

2. Foreign Securities 66.2 71.3 80.3 59.5 107.5 131.5 118.8 266.9 567.8 828.3

3. Total (1+2) 110.6 115.7 124.7 103.9 151.9 175.9 163.2 311.3 612.2 872.7

4. Rupee Coin 57.1 64.8 62.6 70.2 64.0 33.3 36.8 28.0 15.5 12.8

5. Government of India
Rupee Securities 25.5 23.4 27.4 32.3 38.3 49.6 91.3 122.3 118.4 57.8

Total Assets 193.3 203.9 214.7 206.4 254.3 258.8 291.3 461.6 746.2 943.4

(Rupees crore)

Item 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954

1 12 13 14 15 16 17 18 19 20 21

LIABILITIES

1. Notes held in the Banking


Department 14.3 17.2 41.8 30.7 32.7 36.6 34.8 34.4 38.5 41.1

2. Notes in circulation 1137.5 1236.9 1223.5 1320.4 1153.7 1168.5 1257.5 1129.5 1136.3 1172.0

Total Notes issued 1151.8 1254.1 1265.3 1351.1 1186.4 1205.1 1292.3 1163.9 1174.8 1213.1

ASSETS

1. Gold Coin and Bullion


(a) Held in India 44.4 44.4 44.4 44.4 40.0 40.0 40.0 40.0 40.0 40.0
(b) Held outside India 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2. Foreign Securities 1034.3 1135.3 1135.3 1135.3 685.3 638.2 678.2 583.2 603.2 653.2

3. Total (1+2) 1078.7 1179.7 1179.7 1179.7 725.4 678.2 718.2 623.2 643.2 693.2

4. Rupee Coin 15.2 16.5 27.7 43.5 47.4 55.3 57.5 76.1 91.8 98.7

5. Government of India
Rupee Securities 57.8 57.8 57.8 127.8 413.7 471.7 516.6 464.6 439.9 421.2

Total Assets 1151.8 1254.1 1265.3 1351.1 1186.4 1205.1 1292.3 1163.9 1174.8 1213.1
(Continued)
4

TABLE 1 : RESERVE BANK OF INDIA BALANCE SHEET : ISSUE DEPARTMENT (Contd.)


(Rupees crore)

Item 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964
1 22 23 24 25 26 27 28 29 30 31

LIABILITIES

1. Notes held in the Banking


Department 31.8 28.3 39.5 39.1 37.8 46.2 44.8 43.3 40.1 30.7

2. Notes in circulation 1309.8 1474.7 1542.2 1577.3 1714.4 1829.4 1933.4 2076.7 2259.5 2490.2

Total Notes issued 1341.5 1502.9 1581.7 1616.3 1752.2 1875.6 1978.2 2120.0 2299.6 2520.9

ASSETS

1. Gold Coin and Bullion


(a) Held in India 40.0 40.0 117.8 117.8 117.8 117.8 117.8 117.8 117.8 117.8
(b) Held outside India 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2. Foreign Securities 652.0 646.6 412.5 199.7 178.0 143.0 103.0 91.7 99.8 89.5

3. Total (1+2) 692.1 686.6 530.3 317.4 295.8 260.8 220.8 209.4 217.6 207.2

4. Rupee Coin 105.8 107.7 126.6 131.3 130.7 128.5 120.5 116.2 115.3 102.7

5. Government of India
Rupee Securities 543.6 708.7 924.8 1167.6 1325.7 1486.4 1636.9 1794.3 1966.7 2211.0

Total Assets 1341.5 1502.9 1581.7 1616.3 1752.2 1875.6 1978.2 2120.0 2299.6 2520.9

(Rupees crore)

Item 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974
1 32 33 34 35 36 37 38 39 40 41

LIABILITIES

1. Notes held in the Banking


Department 27.5 39.7 33.8 31.4 33.3 14.0 18.0 28.8 36.5 37.2

2. Notes in circulation 2664.6 2867.5 3052.3 3298.6 3692.0 4026.5 4435.0 4877.7 5699.0 6472.7

Total Notes issued 2692.1 2907.2 3086.1 3330.1 3725.3 4040.6 4453.0 4906.5 5735.4 6509.9

ASSETS

1. Gold Coin and Bullion


(a) Held in India 133.8 115.9 115.9 115.9 182.5 182.5 182.5 182.5 182.5 182.5
(b) Held outside India 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2. Foreign Securities 68.4 221.4 186.4 206.4 200.9 396.4 278.4 221.7 177.4 166.7

3. Total (1+2) 202.1 337.3 302.3 322.3 383.4 579.0 461.0 404.2 359.9 349.3

4. Rupee Coin 95.2 85.0 68.9 74.7 64.1 54.1 39.2 28.1 8.4 7.5

5. Government of India
Rupee Securities 2394.7 2484.9 2714.9 2933.0 3277.8 3407.5 3952.9 4474.3 5367.1 6153.1

Total Assets 2692.1 2907.2 3086.1 3330.1 3725.3 4040.6 4453.0 4906.5 5735.4 6509.9
5

TABLE 1 : RESERVE BANK OF INDIA BALANCE SHEET : ISSUE DEPARTMENT (Contd.)


(Rupees crore)

Item 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984

1 42 43 44 45 46 47 48 49 50 51

LIABILITIES

1. Notes held in the Banking


Department 15.5 24.7 14.7 12.8 5.5 9.6 13.6 29.8 23.8 5.6

2. Notes in circulation 6584.8 7150.3 8200.5 9347.7 11137.9 12411.6 14383.4 16034.7 18383.2 21776.9

Total Notes issued 6600.3 7175.0 8215.1 9360.5 11143.4 12421.1 14397.1 16064.5 18407.0 21782.5

ASSETS

1. Gold Coin and Bullion


(a) Held in India 182.5 182.5 187.8 214.2 219.5 224.7 225.6 225.6 225.6 225.6
(b) Held outside India 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2. Foreign Securities 121.7 546.7 1071.7 2145.3 2769.3 2564.1 2364.1 1564.1 1564.1 1564.1

3. Total (1+2) 304.3 729.3 1259.5 2359.5 2988.8 2788.8 2589.6 1789.6 1789.6 1789.6

4. Rupee Coin 5.6 15.3 15.4 20.8 38.7 61.5 47.5 30.0 17.5 16.1

5. Government of India
Rupee Securities 6290.4 6430.4 6940.2 6980.2 8115.9 9570.8 11759.9 14244.9 16599.8 19976.8

Total Assets 6600.3 7175.0 8215.1 9360.5 11143.4 12421.1 14397.1 16064.5 18407.0 21782.5

(Rupees crore)

Item 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994

1 52 53 54 55 56 57 58 59 60 61

LIABILITIES

1. Notes held in the Banking


Department 39.7 15.4 16.2 16.1 19.1 18.2 11.9 13.5 5.5 13.9

2. Notes in circulation 24755.6 27376.8 30917.4 35719.8 41639.5 50082.3 57858.5 64550.3 75078.2 91049.3

Total Notes issued 24795.3 27392.2 30933.7 35735.8 41658.6 50100.5 57870.3 64563.7 75083.8 91063.3

ASSETS

1. Gold Coin and Bullion


(a) Held in India 246.7 274.3 274.3 274.3 274.3 280.7 7410.8 7275.9 9743.2 10547.1
(b) Held outside India 0.0 0.0 0.0 0.0 0.0 0.0 0.0 467.5 557.9 0.0

2. Foreign Securities 1564.1 1564.1 1564.1 1564.1 1564.1 1564.1 200.0 200.0 200.0 200.0

3. Total (1+2) 1810.7 1838.3 1838.3 1838.3 1838.3 1844.7 7610.8 7943.4 10501.1 10747.1

4. Rupee Coin 15.0 22.5 56.2 28.1 60.2 39.0 91.5 96.0 117.3 73.7

5. Government of India
Rupee Securities 22969.6 25531.4 29039.1 33869.4 39760.1 48216.8 50168.1 56524.3 64465.3 80242.5

Total Assets 24795.3 27392.2 30933.7 35735.8 41658.6 50100.5 57870.3 64563.7 75083.8 91063.3
6

TABLE 1 : RESERVE BANK OF INDIA BALANCE SHEET : ISSUE DEPARTMENT (Concld.)


(Rupees crore)

Item 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

1 62 63 64 65 66 67 68 69 70 71 72

LIABILITIES

1. Notes held in the Banking


Department 14.0 23.8 7.3 21.2 26.5 15.3 16.1 11.2 28.2 23.9 13.0

2. Notes in circulation 110881.6 126891.7 143409.8 156841.1 183703.4 201486.1 226374.8 259072.8 292509.9 332654.2 378467.7

Total Notes issued 110895.7 126915.6 143417.1 156862.3 183729.9 201501.4 226390.9 259084.0 292538.0 332678.1 378480.7

ASSETS
1. Gold Coin and Bullion
(a) Held in India 11680.6 12999.6 11738.7 10474.6 9584.2 10761.3 10753.1 13293.3 14036.8 15240.4 15828.4
(b) Held outside India 1.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2. Foreign Securities 10200.0 10200.0 45200.0 50700.0 67700.0 86700.0 106700.0 169000.0 255000.0 313709.4 361033.1

3. Total (1+2) 21882.2 23199.6 56938.7 61174.6 77284.2 97461.3 117453.1 182293.3 269036.8 328949.7 376861.5

4. Rupee Coin 45.9 132.6 51.4 81.8 107.6 115.3 115.5 222.8 228.8 261.6 101.9

5. Government of India
Rupee Securities 88967.6 103583.4 86427.1 95605.8 106338.2 103924.8 108822.3 76567.9 23272.5 3466.8 1517.2

Total Assets 110895.7 126915.6 143417.1 156862.3 183729.9 201501.4 226390.9 259084.0 292538.0 332678.1 378480.7

Note: 1. Data pertain to end-June excepting the years 1935 to 1939 for which data pertain to end-December.
2. Notes in circulation for end-June 1948 include Rs.51.6 crore of Pakistan notes. Rupee Coins for end-June 1948 include Rs.3.3 crore of Pakistan coins.
3. Notes in circulation include amounts of "Legal Tender in Burma Only" as follows: Rs.4.8 crore (December 1937), Rs.7.7 crore (December 1938), Rs.11.4 crore
(December 1939), Rs.12.7 crore (June 1940) and Rs.18.3 crore (June 1941).
Also see Notes on Tables.
7

TABLE 2 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - LIABILITIES
(Rupees crore)

Item 1935 1936 1937 1938 1939 1940 1941 1942 1943 1944
1 2 3 4 5 6 7 8 9 10 11

Capital paid-up 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0

Reserve Fund 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0
National Industrial Credit
(Long Term Operations) Fund – – – – – – – – – –
National Housing Credit
(Long Term Operations) Fund – – – – – – – – – –
National Agricultural Credit
(Long Term Operations) Fund – – – – – – – – – –
National Agricultural Credit
(Stabilisation) Fund – – – – – – – – – –

Deposits 34.6 23.3 31.3 24.2 32.9 34.6 54.9 88.6 80.2 180.8
(a) Government 6.0 7.1 9.8 11.2 12.8 12.1 22.5 22.0 19.0 82.9
(i) Central Government . . . 4.9 6.7 6.2 15.0 14.1 8.4 65.2
(ii) State Governments – – – – – – – – – –
(iii) Government of Burma – – – 1.9 1.5 1.5 3.3 0.3 0.6 0.8
(iv) Other Government Accounts . . . 4.4 4.6 4.4 4.2 7.6 10.0 16.8

(b) Banks 28.3 15.9 20.2 12.2 18.9 21.0 30.0 64.6 58.2 94.4
(i) Scheduled Banks . . . . . . . . . .
(ii) Scheduled Commercial Banks . . . . . . . . . .
(iii) State Co-operative Banks . . . . . . . . . .
(iv) Other Scheduled Co-operative Banks . . . . . . . . . .
(v) Other Banks . . . . . . . . . .

(c) NABARD Deposits – – – – – – – – – –


(i) National Rural Credit
(Long Term Operations) Fund – – – – – – – – – –
(ii) National Rural Credit
(Stabilisation) Fund – – – – – – – – – –

(d) Others 0.3 0.3 1.3 0.8 1.2 1.5 2.4 2.0 3.0 3.4

Bills Payable 0.1 0.1 0.1 0.1 0.1 0.1 0.4 3.3 1.6 3.0

Other Liabilities 0.7 0.7 0.6 0.9 0.5 0.5 2.1 2.4 7.2 8.1

Total Liabilities 45.5 34.1 41.9 35.2 43.5 45.1 67.3 104.4 99.1 201.7
(Continued)
8

TABLE 2 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - LIABILITIES (Contd.)
(Rupees crore)

Item 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954
1 12 13 14 15 16 17 18 19 20 21

Capital paid-up 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0

Reserve Fund 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0
National Industrial Credit
(Long Term Operations) Fund – – – – – – – – – –
National Housing Credit
(Long Term Operations) Fund – – – – – – – – – –
National Agricultural Credit
(Long Term Operations) Fund – – – – – – – – – –
National Agricultural Credit
(Stabilisation) Fund – – – – – – – – – –

Deposits 399.8 592.9 528.6 460.4 274.2 271.9 309.9 241.5 247.1 241.5
(a) Government 301.7 476.9 408.7 309.3 145.4 155.9 179.8 120.4 144.6 149.7
(i) Central Government 278.0 457.4 390.7 284.3 128.4 140.7 162.8 117.2 126.1 124.2
(ii) State Governments – – – – – – – – – –
(iii) Government of Burma 0.7 0.9 – – – – – – – –
(iv) Other Government Accounts 23.0 18.6 18.0 25.0 17.0 15.2 17.0 3.2 18.5 25.5

(b) Banks 80.2 109.5 88.9 103.2 67.5 52.4 58.7 56.7 45.2 50.0
(i) Scheduled Banks . . . . . . . . . .
(ii) Scheduled Commercial Banks . . . . . . . . . .
(iii) State Co-operative Banks . . . . . . . . . .
(iv) Other Scheduled Co-operative Banks . . . . . . . . . .
(v) Other Banks . . . . . . . . . .

(c) NABARD Deposits – – – – – – – – – –


(i) National Rural Credit
(Long Term Operations) Fund – – – – – – – – – –
(ii) National Rural Credit
(Stabilisation) Fund – – – – – – – – – –

(d) Others 17.9 6.5 31.0 47.9 61.3 63.6 71.4 64.4 57.3 41.8

Bills Payable 3.8 2.9 1.9 4.0 3.3 3.8 2.4 3.3 2.0 2.2

Other Liabilities 12.3 12.3 7.9 12.3 7.5 12.1 9.8 8.0 14.7 21.0

Total Liabilities 425.9 617.9 548.4 486.8 294.9 297.8 332.2 262.9 273.7 274.6
9

TABLE 2 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - LIABILITIES (Contd.)
(Rupees crore)

Item 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964
1 22 23 24 25 26 27 28 29 30 31

Capital paid-up 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0

Reserve Fund 5.0 5.0 80.0 80.0 80.0 80.0 80.0 80.0 80.0 80.0
National Industrial Credit
(Long Term Operations) Fund – – – – – – – – – –
National Housing Credit
(Long Term Operations) Fund – – – – – – – – – –
National Agricultural Credit
(Long Term Operations) Fund – 15.0 20.0 25.0 30.0 40.0 50.0 61.0 73.0 86.0
National Agricultural Credit
(Stabilisation) Fund – 1.0 2.0 3.0 4.0 5.0 6.0 7.0 8.0 9.0

Deposits 146.2 137.6 291.3 308.3 326.0 323.3 284.9 370.5 381.3 389.2
(a) Government 65.7 70.0 59.8 67.6 68.0 76.9 74.9 78.9 79.6 95.5
(i) Central Government 56.0 56.8 51.5 53.4 47.8 57.4 59.7 53.4 65.1 79.6
(ii) State Governments – – – – – – – – 14.5 15.9
(iii) Government of Burma – – – – – – – – – –
(iv) Other Government Accounts 9.7 13.2 8.3 14.2 20.2 19.5 15.2 25.5 – –

(b) Banks 57.8 54.5 81.7 97.9 98.1 113.2 94.7 98.4 100.7 103.5
(i) Scheduled Banks . . . . . . . . 93.5 88.7
(ii) Scheduled Commercial Banks . . . . . . . . . .
(iii) State Co-operative Banks . . . . . . . . 6.8 14.8
(iv) Other Scheduled Co-operative Banks . . . . . . . . . .
(v) Other Banks . . . . . . . . 0.4 0.0

(c) NABARD Deposits – – – – – – – – – –


(i) National Rural Credit
(Long Term Operations) Fund – – – – – – – – – –
(ii) National Rural Credit
(Stabilisation) Fund – – – – – – – – – –

(d) Others 22.7 13.1 149.8 142.8 159.9 133.2 115.3 193.2 201.0 190.2

Bills Payable 7.0 5.3 13.2 13.7 20.9 17.5 31.2 34.3 24.8 25.2

Other Liabilities 23.4 23.8 9.3 10.4 11.6 11.3 14.2 26.3 32.3 48.9

Total Liabilities 186.5 192.7 420.8 445.4 477.5 482.1 471.3 584.0 604.4 643.3
10

TABLE 2 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - LIABILITIES (Contd.)
(Rupees crore)

Item 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974
1 32 33 34 35 36 37 38 39 40 41

Capital paid-up 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0

Reserve Fund 80.0 80.0 80.0 80.0 150.0 150.0 150.0 150.0 150.0 150.0
National Industrial Credit
(Long Term Operations) Fund 15.0 20.0 30.0 55.0 75.0 95.0 135.0 175.0 205.0 265.0
National Housing Credit
(Long Term Operations) Fund – – – – – – – – – –
National Agricultural Credit
(Long Term Operations) Fund 100.0 115.0 131.0 143.0 155.0 172.0 190.0 209.0 239.0 284.0
National Agricultural Credit
(Stabilisation) Fund 10.0 16.0 25.0 33.0 35.0 37.0 39.0 45.0 85.0 95.0

Deposits 419.8 554.5 539.2 614.7 586.6 443.7 573.6 586.3 858.8 1182.9
(a) Government 69.3 72.8 62.8 62.7 72.4 74.3 141.6 54.9 86.5 88.0
(i) Central Government 51.8 50.3 50.7 54.8 59.7 58.1 55.0 47.0 57.0 61.6
(ii) State Governments 17.5 22.5 12.1 7.9 12.7 16.2 86.6 7.9 29.5 26.4

(b) Banks 122.8 148.4 157.4 162.4 209.1 202.4 269.4 317.0 564.6 582.3
(i) Scheduled Banks 107.4 134.1 . . . . . . . .
(ii) Scheduled Commercial Banks . . 147.5 150.5 191.7 186.9 248.7 296.8 537.7 553.5
(iii) State Co-operative Banks 15.3 14.2 9.8 11.5 17.0 15.2 19.7 19.4 23.8 27.7
(iv) Other Scheduled Co-operative Banks . . . . . . . . . .
(v) Other Banks 0.1 0.1 0.1 0.4 0.4 0.3 1.0 0.8 3.1 1.1

(c) NABARD Deposits – – – – – – – – – –


(i) National Rural Credit
(Long Term Operations) Fund – – – – – – – – – –
(ii) National Rural Credit
(Stabilisation) Fund – – – – – – – – – –

(d) Others 227.7 333.3 319.0 389.6 305.1 167.0 162.6 214.4 207.7 512.6

Bills Payable 14.8 34.2 28.0 16.9 35.2 22.6 37.2 75.5 54.0 125.5

Other Liabilities 59.5 48.4 47.8 38.7 41.5 56.8 194.3 285.3 334.6 483.8

Total Liabilities 704.1 873.1 886.1 986.5 1083.2 982.2 1324.1 1531.1 1931.4 2591.2
11

TABLE 2 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - LIABILITIES (Contd.)
(Rupees crore)

Item 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984
1 42 43 44 45 46 47 48 49 50 51

Capital paid-up 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0

Reserve Fund 150.0 150.0 150.0 150.0 150.0 150.0 150.0 150.0 150.0 150.0
National Industrial Credit
(Long Term Operations) Fund 390.0 540.0 715.0 915.0 1135.0 1355.0 1625.0 1915.0 2230.0 2545.0
National Housing Credit
(Long Term Operations) Fund – – – – – – – – – –
National Agricultural Credit
(Long Term Operations) Fund 334.0 400.0 495.0 610.0 750.0 920.0 1025.0 1205.0 0.0 0.0
National Agricultural Credit
(Stabilisation) Fund 140.0 145.0 165.0 195.0 225.0 290.0 365.0 440.0 0.0 0.0

Deposits 1718.1 3157.9 4258.1 4625.7 6163.5 6914.3 7610.8 8987.1 13025.5 18153.3
(a) Government 86.1 201.9 161.9 395.2 1185.6 1181.4 299.7 400.2 753.0 2932.2
(i) Central Government 77.7 63.1 74.4 377.0 1168.0 1095.7 214.2 152.7 553.4 2919.1
(ii) State Governments 8.4 138.8 87.5 18.2 17.6 85.7 85.5 247.5 199.6 13.1

(b) Banks 649.6 825.4 1634.8 2213.7 3342.7 4203.3 5583.4 6044.0 6784.4 8267.2
(i) Scheduled Banks . . . . . . . . . .
(ii) Scheduled Commercial Banks 603.5 758.5 1588.9 2137.8 3245.3 4124.2 5476.7 5932.1 6623.7 8104.9
(iii) State Co-operative Banks 44.5 62.7 43.1 72.7 92.4 75.1 101.0 103.5 145.6 146.1
(iv) Other Scheduled Co-operative Banks . . . . . . . . . .
(v) Other Banks 1.7 4.2 2.8 3.2 5.0 4.0 5.7 8.4 15.1 16.3

(c) NABARD Deposits – – – – – – – – 630.9 530.9


(i) National Rural Credit
(Long Term Operations) Fund – – – – – – – – 349.6 249.6
(ii) National Rural Credit
(Stabilisation) Fund – – – – – – – – 281.3 281.3

(d) Others 982.4 2130.6 2461.4 2016.8 1635.2 1529.6 1727.7 2542.9 4857.2 6423.0

Bills Payable 98.0 79.9 157.7 167.2 140.3 143.1 57.2 82.9 96.1 86.3

Other Liabilities 750.7 549.6 587.4 625.1 764.6 1325.6 2159.2 2802.4 3483.6 4498.7

Total Liabilities 3585.9 5027.5 6533.1 7293.0 9333.4 11103.1 12997.1 15587.5 18990.2 25438.3
12

TABLE 2 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - LIABILITIES (Contd.)
(Rupees crore)

Item 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994
1 52 53 54 55 56 57 58 59 60 61

Capital paid-up 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0

Reserve Fund 150.0 150.0 150.0 150.0 150.0 150.0 6500.0 6500.0 6500.0 6500.0
National Industrial Credit
(Long Term Operations) Fund 2895.0 3295.0 3725.0 4175.0 4625.0 5150.0 5675.0 5675.0 5676.0 5677.0
National Housing Credit
(Long Term Operations) Fund – – – – 75.0 125.0 175.0 175.0 176.0 177.0
National Agricultural Credit
(Long Term Operations) Fund 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
National Agricultural Credit
(Stabilisation) Fund 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Deposits 17994.1 19059.2 21177.7 23393.5 24943.9 29024.9 37584.6 51673.2 59095.2 64972.1
(a) Government 74.8 71.1 67.0 102.4 97.2 157.6 121.4 86.5 145.0 114.7
(i) Central Government 59.9 57.1 52.0 68.0 81.7 140.9 105.6 47.3 53.0 53.7
(ii) State Governments 14.9 14.0 15.0 34.4 15.5 16.7 15.8 39.2 92.0 61.0

(b) Banks 11058.6 12819.7 16035.0 19496.5 22653.8 26725.1 31594.6 43896.6 46211.3 53293.8
(i) Scheduled Banks . . . . . . . . . .
(ii) Scheduled Commercial Banks 10886.0 12616.6 15853.4 19258.7 22057.4 26026.2 30789.6 43448.1 45624.4 52592.6
(iii) State Co-operative Banks 147.4 177.6 154.6 195.0 492.9 479.6 558.9 260.6 289.9 334.9
(iv) Other Scheduled Co-operative Banks . . . 0.0 73.5 122.4 188.1 135.2 238.0 273.0
(v) Other Banks 25.2 25.5 27.0 42.9 30.0 96.9 58.0 52.7 59.0 93.3

(c) NABARD Deposits 398.9 266.9 134.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(i) National Rural Credit
(Long Term Operations) Fund 117.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(ii) National Rural Credit
(Stabilisation) Fund 281.3 266.9 134.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0

(d) Others 6461.8 5901.5 4940.8 3794.6 2192.9 2142.2 5868.6 7690.1 12738.9 11563.6

Bills Payable 22.3 129.2 126.5 112.3 112.4 112.9 185.2 126.1 18.5 321.8

Other Liabilities 6074.5 8628.0 9612.1 10960.3 13186.6 14170.4 15853.0 13857.7 15264.9 12476.8

Of which

Contingency Reserve 5588.8 2074.0 859.1 2674.4


Exchange Fluctuation Reserve/ Currency
and Gold Revaluation Account 3581.4 1304.6 3801.6 4187.8
Exchange Equalisation Account 5475.0 8617.1 8794.7 4269.0

Total Liabilities 27140.8 31266.3 34796.3 38796.3 43098.0 48738.1 65977.9 78011.8 86735.6 90129.6
13

TABLE 2 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - LIABILITIES (Concld.)
(Rupees crore)

Item 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005
1 62 63 64 65 66 67 68 69 70 71 72

Capital paid-up 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0

Reserve Fund 6500.0 6500.0 6500.0 6500.0 6500.0 6500.0 6500.0 6500.0 6500.0 6500.0 6500.0
National Industrial Credit
(Long Term Operations) Fund 5678.0 5679.0 5680.0 5281.0 4982.0 4633.0 4234.0 11.0 12.0 13.0 14.0
National Housing Credit
(Long Term Operations) Fund 178.0 179.0 880.0 881.0 882.0 883.0 884.0 185.0 186.0 187.0 188.0
National Agricultural Credit
(Long Term Operations) Fund 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
National Agricultural Credit
(Stabilisation) Fund 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Deposits 78817.9 70572.1 68716.2 78335.9 85014.9 80646.4 94334.1 78488.8 102196.3 140371.5 196907.3
(a) Government 66.6 69.9 55.3 65.2 203.4 141.1 141.7 141.8 141.4 37953.4 72122.1
(i) Central Government 50.7 51.6 50.2 50.3 100.7 100.0 100.6 100.7 100.2 37912.2 72080.9
(ii) State Governments 15.9 18.3 5.1 14.9 102.7 41.1 41.1 41.1 41.2 41.2 41.2

(b) Banks 65541.4 60860.5 56773.1 65492.5 72583.7 64035.3 77870.6 60220.0 84600.6 86896.4 108864.2
(i) Scheduled Banks . . . . . . . . . . .
(ii) Scheduled Commercial Banks 64652.4 59728.1 55247.4 63673.0 70006.2 60854.5 74108.0 55012.2 78614.1 80069.0 101361.6
(iii) State Co-operative Banks 432.0 526.6 651.4 774.8 821.0 897.9 974.4 1728.9 1690.1 2116.4 2000.0
(iv) Other Scheduled Co-operative Banks 357.0 465.1 678.0 864.5 1078.9 1625.0 1758.7 1651.3 1548.2 1667.7 1953.6
(v) Other Banks 100.0 140.7 196.3 180.2 677.6 657.9 1029.5 1827.6 2748.2 3043.4 3549.0

(c) NABARD Deposits 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(i) National Rural Credit
(Long Term Operations) Fund 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(ii) National Rural Credit
(Stabilisation) Fund 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

(d) Others 13209.9 9641.7 11887.8 12778.2 12227.8 16470.0 16321.8 18127.0 17454.3 15521.7 15921.0

Bills Payable 421.8 1013.7 746.5 1098.2 806.3 744.0 652.0 53.3 48.8 77.3 378.4

Other Liabilities ( i to vii) 15663.1 24591.7 24352.5 44349.5 54556.2 65069.3 74488.5 109244.0 118356.0 129929.5 100356.3
(i) Contingency Reserve 4060.8 7725.6 11230.7 13789.4 23007.1 29911.6 36514.1 48434.2 55249.3 56218.8 62344.7
(ii) Asset Development Reserve – – – 1181.7 2456.3 3167.9 3872.6 4700.5 5590.9 5778.9 6466.0
(iii) Exchange Fluctuation Reserve/ Currency 7538.2 11976.4 10080.9 25143.0 24823.3 27608.4 29124.4 51010.8 51276.4 62283.0 26906.2
and Gold Revaluation Account
(iv) Exchange Equalisation Account 2681.7 2818.7 758.9 639.0 618.6 791.3 49.5 51.5 567.3 5.7 0.5
(v) Provision for Net Debit Entries in . . 0.0 57.8 57.8 57.8 57.8 63.2 63.2 63.2 63.2
RBI General Account
(vi) Provision for Outstanding Expenses 1120.1 1216.4 889.4 1257.3 1516.5 1201.8 1228.0 1367.1 1239.1 1153.9 1874.0
(vii) Miscellaneous 262.4 854.6 1392.6 2281.3 2076.7 2330.6 3642.0 3616.7 4369.9 4426.1 2701.8

Total Liabilities 107263.7 108540.6 106880.2 136450.6 152746.4 158480.7 181097.6 194487.0 227304.0 277083.5 304348.9
Note : 1. Data pertain to end-June excepting the years 1935 to 1939 for which data pertain to end-December.
2. Deposits of Central Government as at end-June 1948 include Rs. 69.27 crore pertaining to Pakistan.
3. Deposits under other Government Accounts as at end-June 1948 include Rs. 5.66 crore pertaining to Pakistan.
4. Deposits of Central Government include balances under Market Stabilisation Scheme (MSS) since 2004: Rs. 37,812.0 crore (2004) and
Rs. 71,680.7 crore (2005).
Also see Notes on Tables.
14

TABLE 3 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - ASSETS
(Rupees crore)

Item 1935 1936 1937 1938 1939 1940 1941 1942 1943 1944
1 2 3 4 5 6 7 8 9 10 11

Notes 21.5 11.9 29.3 18.4 17.7 11.1 13.1 14.3 13.7 12.0
Rupee Coin 0.0 0.1 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.3
Small Coin (subsidiary coins) 0.0 0.0 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0
Bills Purchased and Discounted
(a) Internal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(b) External 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(c) Government Treasury Bills 0.0 0.0 0.0 8.3 10.1 4.1 0.0 0.1 0.5 2.6
Balances Held Abroad 17.4 14.9 3.6 1.1 7.0 20.2 47.3 80.4 75.9 173.7
Investments 5.3 6.2 6.2 5.3 6.4 7.7 5.3 8.2 7.4 11.1
Loans and Advances to Government 1.0 0.0 2.0 1.1 1.2 0.1 0.2 0.0 0.0 0.7
Loans and Advances
(i) Scheduled Banks . . . . . . . . . .
(ii) Scheduled Commercial Banks . . . . . . . . . .
(iii) State Co-operative Banks . . . . . . . . . .
(iv) Other Scheduled Co-operative Banks . . . . . . . . . .
(v) NABARD . . . . . . . . . .
(vi) Others . . . . . . . . . .
Loans, Advances and Investments from National
Industrial Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) Industrial Development Bank of India – – – – – – – – – –
(ii) Export Import Bank of India – – – – – – – – – –
(iii) Industrial Reconstruction Bank of India Ltd. – – – – – – – – – –
(iv) Others – – – – – – – – – –
(b) Investments in bonds/debentures – – – – – – – – – –
Loans, Advances and Investments from National
Housing Credit (Long Term Operations) Fund : – – – – – – – – – –
(a) Loans and Advances to National Housing Bank – – – – – – – – – –
(b) Investments in bonds/debentures issued by
National Housing Bank – – – – – – – – – –
Loans, Advances and Investments from National
Agricultral Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) State Governments – – – – – – – – – –
(ii) State Co-operative Banks – – – – – – – – – –
(iii) Central Land Mortgage Banks – – – – – – – – – –
(iv) Agricultural Refinance & Development Corporation – – – – – – – – – –
(b) Investments in Central Land Mortgage Bank Debentures – – – – – – – – – –
Loans, Advances and Investments from
National Agricultural Credit (Stabilisation) Fund :
Loans and Advances to State Co-operative Banks – – – – – – – – – –
Other Loans and Advances 0.0 0.0 0.0 0.1 0.0 0.2 0.0 0.0 0.2 0.1
Other Assets 0.2 1.1 0.6 0.8 1.1 1.6 1.4 1.2 1.3 1.1

Total Assets 45.5 34.1 41.9 35.2 43.5 45.1 67.3 104.4 99.1 201.7

(Continued)
15

TABLE 3 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - ASSETS (Contd.)
(Rupees crore)

Item 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954
1 12 13 14 15 16 17 18 19 20 21

Notes 14.3 17.2 41.8 30.7 32.7 36.6 34.8 34.4 38.5 41.1
Rupee Coin 0.2 0.3 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.2
Small Coin (subsidiary coins) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.0
Bills Purchased and Discounted
(a) Internal 0.0 0.0 0.0 0.2 0.6 1.1 0.4 1.5 0.3 0.4
(b) External 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(c) Government Treasury Bills 0.0 0.0 2.4 1.6 2.3 0.7 1.7 8.7 14.3 5.4
Balances Held Abroad 388.1 559.1 430.8 401.3 135.7 189.2 178.3 98.2 111.7 92.6
Investments 21.4 30.8 66.9 50.9 103.4 57.0 88.1 86.9 79.8 91.3
Loans and Advances to Government 0.7 0.0 5.1 0.1 10.7 0.9 7.5 1.6 3.4 0.5
Loans and Advances
(i) Scheduled Banks . . . . . . . . . .
(ii) Scheduled Commercial Banks . . . . . . . . . .
(iii) State Co-operative Banks . . . . . . . . . .
(iv) Other Scheduled Co-operative Banks . . . . . . . . . .
(v) NABARD . . . . . . . . . .
(vi) Others . . . . . . . . . .
Loans, Advances and Investments from National
Industrial Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) Industrial Development Bank of India – – – – – – – – – –
(ii) Export Import Bank of India – – – – – – – – – –
(iii) Industrial Reconstruction Bank of India Ltd. – – – – – – – – – –
(iv) Others – – – – – – – – – –
(b) Investments in bonds/debentures – – – – – – – – – –
Loans, Advances and Investments from National
Housing Credit (Long Term Operations) Fund :
(a) Loans and Advances to National Housing Bank – – – – – – – – – –
(b) Investments in bonds/debentures issued by
National Housing Bank – – – – – – – – – –
Loans, Advances and Investments from National
Agricultural Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) State Governments – – – – – – – – – –
(ii) State Co-operative Banks – – – – – – – – – –
(iii) Central Land Mortgage Banks – – – – – – – – – –
(iv) Agricultural Refinance & Development Corporation – – – – – – – – – –
(b) Investments in Central Land Mortgage Bank Debentures – – – – – – – – – –
Loans, Advances and Investments from
National Agricultural Credit (Stabilisation) Fund :
Loans and Advances to State Co-operative Banks – – – – – – – – – –
Other Loans and Advances 0.0 0.1 0.0 0.0 7.3 10.0 18.7 28.3 20.9 37.5
Other Assets 1.1 10.5 1.2 2.0 2.0 2.1 2.4 3.1 4.6 5.6

Total Assets 425.9 617.9 548.4 486.8 294.9 297.8 332.2 262.9 273.7 274.6
16

TABLE 3 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - ASSETS (Contd.)
(Rupees crore)

Item 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964
1 22 23 24 25 26 27 28 29 30 31

Notes 31.8 28.3 39.5 39.1 37.8 46.2 44.8 43.3 40.1 30.7
Rupee Coin 0.1 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0
Small Coin (subsidiary coins) 0.1 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Bills Purchased and Discounted
(a) Internal 0.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(b) External 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(c) Government Treasury Bills 11.1 8.3 0.1 0.7 1.2 6.6 35.5 44.0 54.0 43.5
Balances Held Abroad 60.9 38.5 43.0 14.3 13.5 17.2 10.8 5.7 6.8 7.1
Investments 46.4 37.3 208.9 289.1 319.0 232.6 189.5 278.9 265.3 288.4
Loans and Advances to Government 0.8 2.4 23.9 26.7 22.7 31.2 34.3 34.9 30.9 32.8
Loans and Advances
(i) Scheduled Banks . . . . . . . . 1.2 1.9
(ii) Scheduled Commercial Banks . . . . . . . . . .
(iii) State Co-operative Banks . . . . . . . . 128.6 151.8
(iv) Other Scheduled Co-operative Banks . . . . . . . . . .
(v) NABARD . . . . . . . . . .
(vi) Others . . . . . . . . 1.1 1.8
Loans, Advances and Investments from National
Industrial Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) Industrial Development Bank of India – – – – – – – – – –
(ii) Export Import Bank of India – – – – – – – – – –
(iii) Industrial Reconstruction Bank of India Ltd. – – – – – – – – – –
(iv) Others – – – – – – – – – –
(b) Investments in bonds/debentures – – – – – – – – – –
Loans, Advances and Investments from National
Housing Credit (Long Term Operations) Fund :
(a) Loans and Advances to National Housing Bank – – – – – – – – – –
(b) Investments in bonds/debentures issued by
National Housing Bank – – – – – – – – – –
Loans, Advances and Investments from National
Agricultural Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) State Governments – . . . . . . . 27.2 28.3
(ii) State Co-operative Banks – . . . . . . . 10.7 13.0
(iii) Central Land Mortgage Banks – – – – – – – – 0.0 0.0
(iv) Agricultural Refinance & Development Corporation – – – – – – – – – –
(b) Investments in Central Land Mortgage Bank Debentures – . . . . . . . 2.8 4.1
Loans, Advances and Investments from
National Agricultural Credit (Stabilisation) Fund :
Loans and Advances to State Co-operative Banks – – – – – – – – 0.0 0.0
Other Loans and Advances 28.2 69.7 91.5 60.5 69.2 130.4 130.4 134.9 – –
Other Assets 6.6 8.1 13.7 14.9 14.2 17.9 25.9 42.3 35.6 40.0

Total Assets 186.5 192.7 420.8 445.4 477.5 482.1 471.3 584.0 604.4 643.3
17

TABLE 3 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - ASSETS (Contd.)
(Rupees crore)

Item 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974
1 32 33 34 35 36 37 38 39 40 41

Notes 27.5 39.7 33.8 31.4 33.3 14.0 18.0 28.8 36.5 37.2
Rupee Coin 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.0
Small Coin (subsidiary coins) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Bills Purchased and Discounted
(a) Internal 0.0 0.0 0.0 0.0 0.0 0.0 10.0 9.9 15.2 274.4
(b) External 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(c) Government Treasury Bills 48.6 106.1 265.9 186.1 130.2 13.0 15.8 311.2 301.6 128.7
Balances Held Abroad 3.2 27.0 21.5 107.5 147.5 98.5 94.1 195.3 266.8 596.3
Investments 270.4 431.2 267.0 252.5 226.1 124.5 423.5 448.2 540.2 217.4
Loans and Advances to Government
(i) Central Government 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(ii) State Governments 42.3 20.7 26.4 22.6 24.1 31.7 55.8 38.0 39.9 177.8
Loans and Advances
(i) Scheduled Banks 53.9 0.4 . . . . . . . .
(ii) Scheduled Commercial Banks . . 11.5 103.5 181.2 308.3 265.8 27.1 140.5 421.0
(iii) State Co-operative Banks 156.4 148.9 141.5 148.7 203.8 224.1 206.8 169.1 189.5 166.5
(iv) Other Scheduled Co-operative Banks . . . . . . . . . .
(v) NABARD . . . . . . . . . .
(vi) Others 2.2 1.9 2.4 3.3 2.0 2.7 13.8 10.9 11.3 38.2
Loans, Advances and Investments from National
Industrial Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) Industrial Development Bank of India 2.2 3.8 5.2 6.1 6.3 26.3 55.0 92.8 129.1 178.7
(ii) Export Import Bank of India – – – – – – – – – –
(iii) Industrial Reconstruction Bank of India Ltd. – – – – – – – – – –
(iv) Others – – – – – – – – – –
(b) Investments in bonds/debentures 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Loans, Advances and Investments from National
Housing Credit (Long Term Operations) Fund :
(a) Loans and Advances to National Housing Bank – – – – – – – – – –
(b) Investments in bonds/debentures issued by
National Housing Bank – – – – – – – – – –
Loans, Advances and Investments from National
Agricultural Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) State Governments 30.0 29.4 28.3 31.7 31.5 34.3 42.0 53.1 66.4 67.9
(ii) State Co-operative Banks 14.3 15.0 15.4 16.5 17.6 20.3 24.3 20.7 18.0 15.7
(iii) Central Land Mortgage Banks 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(iv) Agricultural Refinance & Development Corporation – – – – – – – 5.0 34.5 54.0
(b) Investments in Central Land Mortgage Bank Debentures 4.8 5.8 7.2 8.0 9.0 9.6 10.1 10.6 11.2 11.1
Loans, Advances and Investments from
National Agricultural Credit (Stabilisation) Fund :
Loans and Advances to State Co-operative Banks 0.0 4.7 8.8 6.1 5.2 4.3 13.7 25.7 41.1 52.9
Other Loans and Advances – – – – – – – – – –
Other Assets 48.2 38.4 50.9 62.3 65.4 70.5 75.1 84.7 89.4 153.5

Total Assets 704.1 873.1 886.1 986.5 1083.2 982.2 1324.1 1531.1 1931.4 2591.2
18

TABLE 3 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - ASSETS (Contd.)
(Rupees crore)

Item 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984
1 42 43 44 45 46 47 48 49 50 51

Notes 15.5 24.7 14.7 12.8 5.5 9.6 13.6 29.8 23.8 5.6
Rupee Coin 0.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Small Coin (subsidiary coins) 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.0
Bills Purchased and Discounted
(a) Internal 126.1 138.1 112.0 101.3 70.5 70.8 3.7 0.0 0.0 0.0
(b) External 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(c) Government Treasury Bills 332.2 275.6 265.3 1138.9 2125.1 4123.6 4529.9 6701.8 7041.9 9374.6
Balances Held Abroad 411.0 1196.1 2180.9 1687.5 1930.9 1933.0 1602.6 1364.4 2760.7 3278.0
Investments 677.5 565.4 651.1 1092.5 1080.8 938.0 2157.5 2335.5 2989.2 4369.2
Loans and Advances to Government
(i) Central Government 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(ii) State Governments 359.9 130.1 72.2 14.6 26.7 38.3 116.0 0.0 213.2 460.5
Loans and Advances
(i) Scheduled Banks . . . . . . . . . .
(ii) Scheduled Commercial Banks 385.3 942.0 962.2 334.7 894.9 658.2 570.7 568.0 544.8 1768.7
(iii) State Co-operative Banks 286.7 156.2 247.7 321.1 270.5 204.2 340.8 630.5 51.1 44.9
(iv) Other Scheduled Co-operative Banks . . . . . . . . . .
(v) NABARD . . . . . . . . 904.1 1039.1
(vi) Others 59.9 68.6 1.8 3.8 89.3 2.4 16.4 6.2 11.8 166.0
Loans, Advances and Investments from National
Industrial Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) Industrial Development Bank of India 264.6 388.2 526.2 688.5 885.5 1084.1 1322.5 1610.6 1827.7 2084.8
(ii) Export Import Bank of India – – – – – – – – 70.0 125.0
(iii) Industrial Reconstruction Bank of India Ltd. – – – – – – – – – –
(iv) Others – – – – – – – – – –
(b) Investments in bonds/debentures 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Loans, Advances and Investments from National
Housing Credit (Long Term Operations) Fund :
(a) Loans and Advances to National Housing Bank – – – – – – – – – –
(b) Investments in bonds/debentures issued by
National Housing Bank – – – – – – – – – –
Loans, Advances and Investments from National
Agricultural Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) State Governments 69.7 75.7 98.3 110.8 120.4 124.2 128.7 125.2 0.0 –
(ii) State Co-operative Banks 13.3 12.6 15.8 19.1 23.2 30.3 31.0 32.9 0.0 –
(iii) Central Land Mortgage Banks 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 – –
(iv) Agricultural Refinance & Development Corporation 88.2 138.4 172.6 216.8 263.5 314.7 366.4 513.9 – –
(b) Investments in Central Land Mortgage Bank Debentures 10.7 9.8 8.5 7.9 7.3 7.1 4.7 3.5 – –
Loans, Advances and Investments from
National Agricultural Credit (Stabilisation) Fund :
Loans and Advances to State Co-operative Banks 82.5 78.7 117.0 138.5 91.1 122.0 94.8 84.5 – –
Other Loans and Advances – – – – – – – – – –
Other Assets 402.8 827.3 1086.7 1404.1 1448.2 1442.5 1697.7 1580.6 2551.8 2722.0

Total Assets 3585.9 5027.5 6533.1 7293.0 9333.4 11103.1 12997.1 15587.5 18990.2 25438.3
19

TABLE 3 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - ASSETS (Contd.)
(Rupees crore)

Item 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994
1 52 53 54 55 56 57 58 59 60 61

Notes 39.7 15.4 16.2 16.1 19.1 18.2 11.9 13.5 5.5 13.9
Rupee Coin 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
Small Coin (subsidiary coins) 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1
Bills Purchased and Discounted
(a) Internal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(b) External 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(c) Government Treasury Bills 8394.1 15834.6 3951.7 4609.2 3606.8 1796.9 399.2 1827.8 2460.1 2474.4
Balances Held Abroad 3732.0 3760.2 3675.8 2213.0 2918.8 2378.3 2087.5 14690.1 16600.1 39301.9
Investments 6952.8 5554.3 20058.4 24016.4 25652.8 32350.7 46337.2 38739.3 50505.6 27967.3
Loans and Advances to Government
(i) Central Government 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(ii) State Governments 315.6 18.1 80.0 118.4 54.2 10.6 17.0 170.7 74.4 72.5
Loans and Advances
(i) Scheduled Banks . . . . . . . . . .
(ii) Scheduled Commercial Banks 1863.0 474.5 853.1 503.5 2174.2 2467.3 6104.3 7472.0 3110.3 5138.4
(iii) State Co-operative Banks 21.7 19.7 30.8 24.2 24.3 27.4 18.8 12.7 8.4 0.4
(iv) Other Scheduled Co-operative Banks . . . . . . 0.1 0.0 23.5 15.8
(v) NABARD 761.8 860.9 949.7 1416.8 2277.7 2858.3 3322.4 3582.3 3225.2 3217.0
(vi) Others 182.1 135.6 107.5 24.5 42.4 67.6 60.8 1516.6 355.5 375.0
Loans, Advances and Investments from National
Industrial Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) Industrial Development Bank of India 2320.8 2589.9 2875.3 3198.6 3528.3 3822.3 3705.2 3576.6 3421.7 3236.0
(ii) Export Import Bank of India 180.0 260.0 345.0 435.0 530.0 625.0 745.0 877.0 877.0 877.0
(iii) Industrial Reconstruction Bank of India Ltd. – – – 45.0 70.0 95.0 130.0 170.0 170.0 170.0
(iv) Others – – – – – – 400.0 840.0 995.0 1180.8
(b) Investments in bonds/debentures 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Loans, Advances and Investments from National
Housing Credit (Long Term Operations) Fund :
(a) Loans and Advances to National Housing Bank – – – 0.0 50.0 75.0 125.0 175.0 175.0 175.0
(b) Investments in bonds/debentures issued by
National Housing Bank – – – 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Loans, Advances and Investments from National
Agricultural Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) State Governments – – – – – – – – – –
(ii) State Co-operative Banks – – – – – – – – – –
(iii) Central Land Mortgage Banks – – – – – – – – – –
(iv) Agricultural Refinance & Development Corporation – – – – – – – – – –
(b) Investments in Central Land Mortgage Bank Debentures – – – – – – – – – –
Loans, Advances and Investments from
National Agricultural Credit (Stabilisation) Fund :
Loans and Advances to State Co-operative Banks – – – – – – – – – –
Other Loans and Advances – – – – – – – – – –
Other Assets 2377.2 1743.0 1852.7 2175.5 2149.2 2145.1 2513.4 4348.2 4728.2 5914.1

Total Assets 27140.8 31266.3 34796.3 38796.3 43098.0 48738.1 65977.9 78011.8 86735.6 90129.6
20

TABLE 3 : RESERVE BANK OF INDIA BALANCE SHEET :


BANKING DEPARTMENT - ASSETS (Concld.)
(Rupees crore)

Item 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005
1 62 63 64 65 66 67 68 69 70 71 72

Notes 14.0 23.8 7.3 21.2 26.5 15.3 16.1 11.2 28.2 23.9 13.0
Rupee Coin 0.1 0.2 0.1 0.1 0.1 0.1 0.3 0.3 0.3 0.1 0.0
Small Coin (subsidiary coins) 0.1 0.1 0.1 0.3 0.3 0.1 0.2 0.2 0.3 2.2 3.0
Bills Purchased and Discounted . . . . . . . . . . .
(a) Internal 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(b) External 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
(c) Government Treasury Bills 1651.3 354.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Balances Held Abroad 44983.0 44403.2 37247.6 36241.3 41193.8 32371.9 84391.7 98168.5 109831.3 194673.2 195675.1
Investments 32622.3 40594.7 49543.8 64616.9 68154.8 79728.6 52805.3 63037.4 86514.0 57668.2 90087.5
Loans and Advances to Government
(i) Central Government 0.0 0.0 0.0 10013.0 5620.0 5298.0 9014.0 8169.0 9783.0 3272.0 0.0
(ii) State Governments 0.0 89.3 153.6 1846.6 2971.5 2386.7 3603.3 5167.9 3058.9 4159.8 345.0
Loans and Advances
(i) Scheduled Banks . . . . . . . . . . .
(ii) Scheduled Commercial Banks 10008.9 3499.4 27.0 237.9 6201.4 8712.6 3616.0 336.1 1.1 0.0 100.0
(iii) Scheduled State Co-operative Banks 7.5 23.5 2.2 2.0 2.5 0.0 2.1 4.8 7.1 2.8 1.9
(iv) Other Scheduled Co-operative Banks 33.0 0.0 0.0 0.0 98.8 215.9 58.5 2.5 . . .
(v) NABARD 4177.4 4390.2 4120.0 4255.1 5073.4 5104.7 5826.4 5654.9 4475.6 2732.1 3633.0
(vi) Others 1138.6 204.9 322.0 850.0 4515.7 5187.3 3285.5 1044.0 1004.8 39.5 36.9
Loans, Advances and Investments from National
Industrial Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) Industrial Development Bank of India 3033.2 2789.4 2517.7 2266.8 2000.0 1740.0 1440.0 – – – –
(ii) Export Import Bank of India 877.0 877.0 852.0 807.0 752.0 697.0 617.0 – – – –
(iii) Industrial Reconstruction/
Investment Bank of India Ltd. 170.0 170.0 170.0 170.0 170.0 170.0 160.0 – – – –
(iv) Others 1380.8 1611.4 1829.8 2004.8 2004.8 2004.8 2004.8 – – – –
(b) Investments in bonds/debentures 0.0 0.0 0.0 0.0 0.0 0.0 0.0 – – – –
Loans, Advances and Investments from National
Housing Credit (Long Term Operations) Fund :
(a) Loans and Advances to National Housing Bank 175.0 175.0 875.0 875.0 875.0 875.0 875.0 175.0 175.0 50.0 50.0
(b) Investments in bonds/debentures issued by
National Housing Bank 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Loans, Advances and Investments from National
Agricultural Credit (Long Term Operations) Fund :
(a) Loans and Advances to :
(i) State Governments – – – – – – – – – – –
(ii) State Co-operative Banks – – – – – – – – – – –
(iii) Central Land Mortgage Banks – – – – – – – – – – –
(iv) Agricultural Refinance & Development Corporation – – – – – – – – – – –
(b) Investments in Central Land Mortgage Bank Debentures – – – – – – – – – – –
Loans, Advances and Investments from
National Agricultural Credit (Stabilisation) Fund :
Loans and Advances to State Co-operative Banks – – – – – – – – – – –
Other Loans and Advances – – – – – – – – – – –
Other Assets 6991.7 9334.2 9212.1 12242.7 13085.9 13972.8 13381.5 12715.3 12424.6 14459.8 14403.6

Total Assets 107263.7 108540.6 106880.2 136450.6 152746.4 158480.7 181097.6 194487.0 227304.0 277083.5 304348.9

Note: 1. Data pertain to end-June excepting the years 1935 to 1939 for which data pertain to end-December.
2. Industrial Reconstruction Bank of India Limited was renamed as Industrial Investment Bank of India Limited in 1997.
Also see Notes on Tables.
21

TABLE 4 : RESERVE BANK OF INDIA : PROFIT AND LOSS ACCOUNT


(Rupees crore)
Item 1935 1936 1937 1938 1939 1940 1941 1942 1943 1944
1 2 3 4 5 6 7 8 9 10 11

INCOME
Interest, Discount, Exchange, Commission etc.@ 1.3 1.6 1.3 1.4 1.2 0.8 3.8 4.6 9.2 12.0

TOTAL INCOME 1.3 1.6 1.3 1.4 1.2 0.8 3.8 4.6 9.2 12.0

EXPENDITURE

Interest
* * * * * * * * * *
Establishment 0.2 0.3 0.3 0.3 0.3 0.2 0.4 0.4 0.4 0.5
Directors’ and Local Board Members’
Fees and Expenses 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Remittance of Treasure 0.0 0.0 0.1 0.1 0.1 0.1 0.2 0.2 0.3 0.2

Agency Charges 0.2 0.2 0.2 0.3 0.3 0.1 0.3 0.3 0.4 0.5

Security Printing (Cheque, Note forms etc.) 0.0 0.0 0.2 0.2 0.2 0.1 0.1 0.1 0.2 0.3
Contribution to Staff Gratuity and
Superannuation Funds 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Printing and Stationery 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Postage and Telecommunication Charges 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Rent, Taxes, Insurance, Lighting etc. 0.0 0.1 0.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0

Auditors’ Fees and Expenses 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Law Charges 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Depreciation and Repairs to Bank’s Property 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Miscellaneous Expenses 0.2 0.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

TOTAL EXPENDITURE 0.7 1.0 1.0 1.0 1.0 0.5 1.0 1.1 1.5 1.7

AVAILABLE BALANCE 0.6 0.5 0.3 0.4 0.2 0.3 2.8 3.4 7.7 10.3
of which :

Amount set aside for payment of dividend 0.1 0.2 0.2 0.2 0.2 0.1 0.2 0.2 0.2 0.2

Surplus available for payment of additional dividend 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
National Industrial Credit
(Long Term Operations) Fund – – – – – – – – – –
National Rural Credit
(Long Term Operations) Fund # – – – – – – – – – –

National Rural Credit (Stabilisation) Fund # – – – – – – – – – –


National Housing Credit
(Long Term Operations) Fund – – – – – – – – – –

Surplus payable to Central Government 0.4 0.4 0.1 0.2 0.1 0.2 2.6 3.2 7.5 10.1

(Continued)
22

TABLE 4 : RESERVE BANK OF INDIA : PROFIT AND LOSS ACCOUNT (Contd.)


(Rupees crore)
Item 1945 1946 1947 1948 1949 1950 1951 1952 1953 1954
1 12 13 14 15 16 17 18 19 20 21

INCOME

Interest, Discount, Exchange, Commission etc.@ 16.7 15.6 10.1 12.7 11.7 12.9 11.4 11.1 16.5 21.9

TOTAL INCOME 16.7 15.6 10.1 12.7 11.7 12.9 11.4 11.1 16.5 21.9

EXPENDITURE

Interest
* * * * * * * * * *
Establishment 0.6 1.0 1.1 1.3 1.5 1.6 1.7 2.0 2.1 2.5
Directors’ and Local Board Members’
Fees and Expenses 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Remittance of Treasure 0.3 0.2 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.1

Agency Charges 0.4 0.3 0.3 0.3 0.3 0.3 0.3 0.3 0.4 0.5

Security Printing (Cheque, Note forms etc.) 0.3 0.3 0.4 0.3 0.4 0.6 0.5 0.6 0.8 0.9
Contribution to Staff Gratuity and
Superannuation Funds 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Printing and Stationery 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.1

Postage and Telecommunication Charges 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Rent, Taxes, Insurance, Lighting etc. 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1

Auditors’ Fees and Expenses 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Law Charges 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Depreciation and Repairs to Bank’s Property 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1 0.1

Miscellaneous Expenses 0.1 0.1 0.1 0.1 0.1 0.1 0.2 0.2 0.2 0.1

TOTAL EXPENDITURE 1.8 2.0 2.1 2.3 2.6 3.0 3.1 3.6 4.0 4.4

AVAILABLE BALANCE 14.9 13.6 8.0 10.4 9.1 9.9 8.3 7.5 12.5 17.5
of which :

Amount set aside for payment of dividend 0.2 0.2 0.2 0.2 0.1 – – – – –

Surplus available for payment of additional dividend 0.0 0.0 0.0 0.0 0.0 – – – – –
National Industrial Credit
(Long Term Operations) Fund – – – – – – – – – –
National Rural Credit
(Long Term Operations) Fund # – – – – – – – – – –

National Rural Credit (Stabilisation) Fund # – – – – – – – – – –


National Housing Credit
(Long Term Operations) Fund – – – – – – – – – –

Surplus payable to Central Government 14.7 13.4 7.8 10.2 9.0 9.9 8.3 7.5 12.5 17.5
23

TABLE 4 : RESERVE BANK OF INDIA : PROFIT AND LOSS ACCOUNT (Contd.)


(Rupees crore)
Item 1955 1956 1957 1958 1959 1960 1961 1962 1963 1964
22 23 24 25 26 27 28 29 30 31

INCOME
Interest, Discount, Exchange, Commission etc.@ 25.0 25.4 36.2 37.1 47.3 47.6 52.1 54.0 56.1 52.2

TOTAL INCOME 25.0 25.4 36.2 37.1 47.3 47.6 52.1 54.0 56.1 52.2

EXPENDITURE

Interest
* * * * * * * * * *
Establishment 2.8 3.0 3.2 3.4 3.8 4.0 4.4 4.7 5.8 6.4
Directors’ and Local Board Members’
Fees and Expenses 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Remittance of Treasure 0.2 0.2 0.3 0.3 0.5 0.2 0.3 0.4 0.4 0.4

Agency Charges 0.5 0.6 0.7 1.4 1.0 1.0 1.8 1.8 2.0 2.2

Security Printing (Cheque, Note forms etc.) 1.1 1.1 1.4 1.2 1.1 1.2 1.7 2.3 2.1 1.9
Contribution to Staff Gratuity and
Superannuation Funds 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1

Printing and Stationery 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1

Postage and Telecommunication Charges 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.0

Rent, Taxes, Insurance, Lighting etc. 0.1 0.1 0.2 0.2 0.2 0.2 0.3 0.3 0.3 0.3

Auditors’ Fees and Expenses 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Law Charges 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Depreciation and Repairs to Bank’s Property 0.2 0.2 0.3 0.2 0.2 0.5 0.5 0.5 0.4 0.5

Miscellaneous Expenses 0.1 0.1 0.2 0.2 0.2 0.3 0.3 0.3 0.2 0.2

TOTAL EXPENDITURE 5.0 5.4 6.2 7.1 7.3 7.6 9.6 10.5 11.6 12.2

AVAILABLE BALANCE 20.0 20.0 30.0 30.0 40.0 40.0 42.5 43.5 44.5 40.0
of which :

Amount set aside for payment of dividend – – – – – – – – – –

Surplus available for payment of additional dividend – – – – – – – – – –


National Industrial Credit
(Long Term Operations) Fund – – – – – – – – – –
National Rural Credit
(Long Term Operations) Fund # – – – – – – – – – –

National Rural Credit (Stabilisation) Fund # – – – – – – – – – –


National Housing Credit
(Long Term Operations) Fund – – – – – – – – – –

Surplus payable to Central Government 20.0 20.0 30.0 30.0 40.0 40.0 42.5 43.5 44.5 40.0
24

TABLE 4 : RESERVE BANK OF INDIA : PROFIT AND LOSS ACCOUNT (Contd.)


(Rupees crore)
Item 1965 1966 1967 1968 1969 1970 1971 1972 1973 1974
32 33 34 35 36 37 38 39 40 41

INCOME
Interest, Discount, Exchange, Commission etc.@ 62.3 67.5 85.1 92.9 99.3 105.4 136.5 157.2 171.3 195.5

TOTAL INCOME 62.3 67.5 85.1 92.9 99.3 105.4 136.5 157.2 171.3 195.5

EXPENDITURE

Interest
* * * * * * * * * *
Establishment 7.5 8.9 10.2 11.7 14.3 14.8 20.6 20.9 22.9 28.5
Directors’ and Local Board Members’
Fees and Expenses 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Remittance of Treasure 0.4 0.4 0.4 0.4 0.5 0.6 0.6 0.7 0.8 0.8

Agency Charges 2.5 2.6 7.8 8.7 6.7 7.0 7.2 7.3 8.3 11.2

Security Printing (Cheque, Note forms etc.) 2.5 3.9 4.7 5.0 5.1 4.7 4.9 4.8 5.0 5.2
Contribution to Staff Gratuity and
Superannuation Funds 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.0 0.5 0.5

Printing and Stationery 0.1 0.2 0.2 0.2 0.2 0.3 0.3 0.3 0.3 0.4

Postage and Telecommunication Charges 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1

Rent, Taxes, Insurance, Lighting etc. 0.4 0.4 0.6 0.6 0.8 0.9 0.9 1.0 1.1 1.2

Auditors’ Fees and Expenses 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Law Charges 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Depreciation and Repairs to Bank’s Property 0.5 0.5 0.7 0.7 0.9 1.2 1.0 1.1 1.0 1.1

Miscellaneous Expenses 0.3 0.3 0.4 0.4 0.8 0.7 0.8 1.0 1.2 1.4

TOTAL EXPENDITURE 14.3 17.5 25.1 27.9 29.3 30.4 36.5 37.2 41.3 50.5

AVAILABLE BALANCE 48.0 50.0 60.0 65.0 70.0 75.0 100.0 120.0 130.0 145.0
of which :

Amount set aside for payment of dividend – – – – – – – – – –

Surplus available for payment of additional dividend – – – – – – – – – –


National Industrial Credit
(Long Term Operations) Fund – – – – – – – – – –
National Rural Credit
(Long Term Operations) Fund # – – – – – – – – – –

National Rural Credit (Stabilisation) Fund # – – – – – – – – – –


National Housing Credit
(Long Term Operations) Fund – – – – – – – – – –

Surplus payable to Central Government 48.0 50.0 60.0 65.0 70.0 75.0 100.0 120.0 130.0 145.0
25

TABLE 4 : RESERVE BANK OF INDIA : PROFIT AND LOSS ACCOUNT (Contd.)


(Rupees crore)
Item 1975 1976 1977 1978 1979 1980 1981 1982 1983 1984
42 43 44 45 46 47 48 49 50 51

INCOME
Interest, Discount, Exchange, Commission etc.@ 228.0 295.0 297.3 316.8 320.3 347.4 374.0 411.8 425.4 459.7

TOTAL INCOME 228.0 295.0 297.3 316.8 320.3 347.4 374.0 411.8 425.4 459.7

EXPENDITURE

Interest
* * * * * * * * * *
Establishment 34.7 35.5 35.5 39.6 44.7 55.8 71.8 76.2 79.5 93.3
Directors’ and Local Board Members’
Fees and Expenses 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Remittance of Treasure 0.9 -- 0.5 0.8 6.5 -- 2.4 0.7 1.5 1.7 1.8 2.0

Agency Charges 31.2 43.0 35.5 42.0 46.0 52.2 56.1 70.2 82.3 93.9

Security Printing (Cheque, Note forms etc.) 5.8 14.4 19.4 21.6 24.3 20.2 23.2 41.6 35.9 43.4
Contribution to Staff Gratuity and
Superannuation Funds 0.4 7.1 0.5 0.6 0.6 0.6 1.1 1.4 1.4 1.6

Printing and Stationery 0.6 0.5 0.5 0.6 0.7 0.9 1.4 1.2 1.2 1.4

Postage and Telecommunication Charges 0.2 0.2 0.2 0.2 0.2 0.3 0.3 0.4 0.4 1.3

Rent, Taxes, Insurance, Lighting etc. 1.2 1.6 1.8 2.0 2.3 2.4 2.9 3.3 4.3 4.8

Auditors’ Fees and Expenses 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1

Law Charges 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1

Depreciation and Repairs to Bank’s Property 1.3 1.3 1.3 1.5 1.5 1.6 1.9 2.4 3.5 4.2

Miscellaneous Expenses 1.6 1.8 1.8 2.1 2.3 2.7 3.7 3.4 4.9 3.5

TOTAL EXPENDITURE 78.0 105.0 97.3 116.8 120.3 137.4 164.0 201.8 215.4 249.7

AVAILABLE BALANCE 150.0 190.0 200.0 200.0 200.0 210.0 210.0 210.0 210.0 210.0
of which :

Amount set aside for payment of dividend – – – – – – – – – –

Surplus available for payment of additional dividend – – – – – – – – – –


National Industrial Credit
(Long Term Operations) Fund – – – – – – – – – –
National Rural Credit
(Long Term Operations) Fund # – – – – – – – – – –

National Rural Credit (Stabilisation) Fund # – – – – – – – – – –


National Housing Credit
(Long Term Operations) Fund – – – – – – – – – –

Surplus payable to Central Government 150.0 190.0 200.0 200.0 200.0 210.0 210.0 210.0 210.0 210.0
26

TABLE 4 : RESERVE BANK OF INDIA : PROFIT AND LOSS ACCOUNT (Contd.)


(Rupees crore)

Item 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994
52 53 54 55 56 57 58 59 60 61

INCOME
Interest, Discount, Exchange, Commission etc.@ 572.0 621.4 721.4 3491.2 4030.3 4426.7 4625.0 5699.6 5632.1 5281.5

TOTAL INCOME 572.0 621.4 721.4 3491.2 4030.3 4426.7 4625.0 5699.6 5632.1 5281.5

EXPENDITURE
Interest 1906.3 2312.5 2571.3 2547.7 3311.5 3057.8 2767.5
* * *
Establishment 142.3 128.1 138.0 163.5 199.8 228.4 243.7 277.3 303.1 322.2
Directors’ and Local Board Members’
Fees and Expenses 0.0 0.0 0.0 0.0 0.0 0.1 0.1 0.1 0.1 0.1

Remittance of Treasure 2.3 4.1 7.9 5.4 4.5 5.7 4.7 5.6 18.6 9.8

Agency Charges 132.8 150.0 163.6 173.9 259.5 261.3 265.6 302.3 386.7 334.3

Security Printing (Cheque, Note forms etc.) 58.3 100.1 173.0 206.8 187.0 143.7 162.3 238.3 295.6 273.2
Contribution to Staff Gratuity and
Superannuation Funds 1.7 2.2 2.7 – – – – – – –

Printing and Stationery 1.5 1.5 1.9 1.9 2.2 2.7 2.5 3.0 2.8 3.4

Postage and Telecommunication Charges 1.3 1.5 2.3 2.7 3.7 2.8 4.7 5.3 5.6 5.8

Rent, Taxes, Insurance, Lighting etc. 4.8 6.4 7.4 9.6 10.4 13.1 12.8 15.8 17.4 22.8

Auditors’ Fees and Expenses 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.2

Law Charges 0.1 0.3 0.3 0.3 0.1 0.2 0.1 0.5 0.3 0.4

Depreciation and Repairs to Bank’s Property 6.6 6.6 8.3 13.2 15.3 19.8 20.3 20.5 20.4 21.6

Miscellaneous Expenses 10.2 10.5 5.8 7.6 10.2 7.5 15.4 19.3 19.5 16.3

TOTAL EXPENDITURE 362.0 411.4 511.3 2491.1 3005.1 3256.6 3280.0 4199.6 4128.1 3777.5

AVAILABLE BALANCE 210.0 210.0 210.0 1000.1 1025.1 1170.1 1345.0 1500.0 1504.0 1504.0
of which :

Amount set aside for payment of dividend – – – – – – – – – –

Surplus available for payment of additional dividend – – – – – – – – – –


National Industrial Credit
(Long Term Operations) Fund – – – 450.0 450.0 525.0 525.0 0.0 1.0 1.0
National Rural Credit
(Long Term Operations) Fund # – – – 330.0 330.0 375.0 400.0 0.0 1.0 1.0

National Rural Credit (Stabilisation) Fund # – – – 10.0 10.0 10.0 20.0 0.0 1.0 1.0
National Housing Credit
(Long Term Operations) Fund – – – – 25.0 50.0 50.0 0.0 1.0 1.0

Surplus payable to Central Government 210.0 210.0 210.0 210.1 210.1 210.1 350.0 1500.0 1500.0 1500.0
27

TABLE 4 : RESERVE BANK OF INDIA : PROFIT AND LOSS ACCOUNT (Concld.)


(Rupees crore)

Item 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005
62 63 64 65 66 67 68 69 70 71 72

INCOME

Interest, Discount, Exchange, Commission etc.@ 7719.6 8266.9 9051.9 10743.2 9028.1 14694.9 14941.5 16866.4 15561.4 13166.1 12215.3

TOTAL INCOME 7719.6 8266.9 9051.9 10743.2 9028.1 14694.9 14941.5 16866.4 15561.4 13166.1 12215.3

EXPENDITURE

Interest 2863.9 2541.6 1912.6 1999.2 1976.6 1971.9 1994.8 2335.0 1990.1 1808.5 1386.3

Establishment 487.8 682.3 519.5 848.4 683.6 846.8 870.8 1304.4 1488.9 2233.0 1653.2
Directors’ and Local Board Members’
Fees and Expenses 0.1 0.3 0.3 0.3 0.4 0.5 0.4 0.9 0.6 0.9 1.3

Remittance of Treasure 13.3 28.0 24.9 24.9 30.8 16.8 36.8 24.8 28.1 21.1 17.2

Agency Charges 432.1 601.0 829.9 884.3 924.0 1193.6 1160.7 1207.8 1352.4 1539.1 1824.2

Security Printing (Cheque, Note forms etc.) 280.1 372.7 386.5 834.2 734.0 1068.4 1122.8 1304.5 1433.1 1709.6 1443.6

Contribution to Staff Gratuity and


Superannuation Funds – – – – – – – – – – –

Printing and Stationery 4.8 8.8 8.6 9.9 10.3 12.9 88.8 27.7 26.2 51.8 15.7

Postage and Telecommunication Charges 6.7 8.5 7.8 10.3 12.2 18.7 16.8 21.0 17.9 23.0 28.5

Rent, Taxes, Insurance, Lighting etc. 24.6 26.0 27.3 39.4 41.1 44.9 47.4 52.5 59.9 58.8 55.3

Auditors’ Fees and Expenses 0.2 0.4 0.6 0.5 0.6 0.6 0.8 0.9 1.0 1.3 1.7

Law Charges 0.3 0.5 0.4 0.5 0.6 1.5 2.0 1.9 1.6 1.9 1.5

Depreciation and Repairs to Bank’s Property 19.5 23.5 33.3 64.7 67.2 81.2 105.6 125.3 125.5 154.3 166.9

Miscellaneous Expenses 24.1 31.0 32.8 45.4 63.6 83.0 139.8 135.9 198.2 158.8 216.1

TOTAL EXPENDITURE 4157.6 4324.5 3784.5 4762.1 4545.1 5340.9 5587.5 6542.4 6723.4 7762.1 6811.3

AVAILABLE BALANCE 3562.0 3942.4 5267.4 5981.1 4483.0 9354.0 9354.0 10324.0 8838.0 5404.0 5404.0
of which :

Amount set aside for payment of dividend – – – – – – – – – – –

Surplus available for payment of additional dividend – – – – – – – – – – –


National Industrial Credit
(Long Term Operations) Fund 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0
National Rural Credit
(Long Term Operations) Fund # 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0

National Rural Credit (Stabilisation) Fund # 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0
National Housing Credit
(Long Term Operations) Fund 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0 1.0

Surplus payable to Central Government 3558.0 3938.4 5263.4 5977.1 4479.0 9350.0 9350.0 10320.0 8834.0 5400.0 5400.0

@ After making the usual or necessary provisions in terms of section 47 of the Reserve Bank of India Act, 1934. From 1987-88 onwards, income is before
contributions to statutory funds such as NIC(LTO) Fund, NRC(LTO) Fund, NRC(Stabilisation) Fund and NHC(LTO) Fund. Hitherto, the contribution to
these Funds was adjusted against income.
The format of the Reserve Bank’s Profit and Loss Account was amended during 1987-88. Under the new format, interest payments made by the Reserve
* Bank have been shown as an item of expenditure effective 1987-88. Hitherto, these interest payments were netted aganist interest income.
# These funds are maintained by National Bank for Agriculture and Rural Development (NABARD).
Note : 1. For 1935 data pertain to April-December; for 1936 to 1939 data pertain to January-December; and for 1940 data pertain to January-June. For all
years thereafter, data pertain to July-June.
2. Surplus payable to Central Government for the years 1935, 1936 and 1937 refers to surplus payable to Governor-General in Council.
3. "Remittance of Treasure" for the year 1975-76 is after adjusting for recovery of Rs.1.1 crore against payment made in the previous years while that
for 1978-79 is after adjusting for excess provision of Rs.3.0 crore in the previous year.
Also see Notes on Tables.
28

TABLE 5 : COMPONENTS OF MONEY STOCK


(Rupees crore)
Year Currency Cash Currency ‘Other’ Bankers’ Demand Time Reserve Narrow Broad
in with with the deposits deposits deposits deposits money money money
circulation banks public with the with (M0) (M1) (M3)
(2-3) RBI the RBI (2+5+6) (4+5+7) (8+10)
1 2 3 4 5 6 7 8 9 10 11
1950-51 . . 1405 24 59 591 331 1494 2021 2352
1951-52 1292 43 1249 18 47 545 325 1357 1812 2137
1952-53 1273 45 1228 14 47 521 357 1334 1764 2121
1953-54 1330 41 1289 12 42 527 372 1385 1828 2200
1954-55 1417 40 1377 7 48 571 424 1472 1955 2379
1955-56 1614 43 1571 9 53 637 466 1676 2217 2683
1956-57 1668 45 1623 8 58 711 527 1734 2342 2869
1957-58 1720 46 1674 16 68 723 750 1804 2413 3164
1958-59 1846 54 1792 15 68 719 950 1929 2526 3476
1959-60 2001 70 1931 17 93 772 1163 2111 2720 3883
1960-61 2154 56 2098 13 71 757 1095 2239 2869 3964
1961-62 2256 54 2202 23 73 824 1198 2352 3049 4247
1962-63 2439 60 2379 30 77 908 1243 2546 3317 4560
1963-64 2670 64 2606 32 79 1115 1285 2781 3752 5037
1964-65 2841 72 2769 22 99 1289 1418 2962 4080 5498
1965-66 3112 78 3034 17 104 1478 1605 3233 4529 6134
1966-67 3289 90 3199 41 134 1711 1867 3464 4951 6817
1967-68 3468 92 3376 56 137 1918 2110 3662 5350 7460
1968-69 3794 112 3682 81 194 2016 2527 4069 5779 8306
1969-70 4160 165 3995 58 173 2483 3103 4390 6536 9639
1970-71 4557 186 4371 60 205 2943 3646 4822 7374 11020
1971-72 5006 205 4801 80 296 3442 4370 5382 8323 12693
1972-73 5680 242 5438 58 295 4204 5313 6033 9700 15013
1973-74 6595 274 6321 53 625 4826 6424 7273 11200 17624
1974-75 6701 354 6347 75 828 5553 7574 7604 11975 19549
1975-76 7053 348 6705 77 678 6543 9155 7808 13325 22480
1976-77 8288 415 7873 121 1389 8030 11757 9798 16024 27781
1977-78 9152 521 8631 70 1719 5687 18518 10941 14388 32906
1978-79 10835 604 10231 166 3081 6895 22820 14082 17292 40112
1979-80 12382 728 11654 391 3800 7955 27226 16573 20000 47226
1980-81 14307 881 13426 411 4734 9587 32350 19452 23424 55774
1981-82 15411 937 14474 168 5419 10295 37815 20998 24937 62752
1982-83 17639 980 16659 186 5285 11690 44649 23110 28535 73184
1983-84 20643 1040 19603 291 8060 13504 53127 28994 33398 86525
1984-85 23875 1203 22672 595 10746 16648 63018 35216 39915 102933
1985-86 26524 1465 25059 289 11352 18747 75299 38165 44095 119394
1986-87 29913 1531 28382 309 14586 22825 90116 44808 51516 141632
1987-88 35122 1563 33559 397 17970 24599 105720 53489 58555 164275
1988-89 40119 1790 38329 694 22145 27763 126707 62958 66786 193493
1989-90 48286 1986 46300 598 28707 34162 149890 77591 81060 230950
1990-91 55282 2234 53048 674 31823 39170 172936 87779 92892 265828
1991-92 63738 2640 61098 885 34882 52423 202643 99505 114406 317049
1992-93 71326 3053 68273 1313 38140 54480 239950 110779 124066 364016
1993-94 85396 3095 82301 2525 50751 65952 280306 138672 150778 431084
1994-95 104681 4000 100681 3383 61218 88193 335338 169283 192257 527596
1995-96 122569 4311 118258 3344 68544 93233 384356 194457 214835 599191
1996-97 137217 5130 132087 3194 59574 105334 455397 199985 240615 696012
1997-98 151056 5477 145579 3541 71806 118725 553488 226402 267844 821332
1998-99 175846 6902 168944 3736 79703 136388 671892 259286 309068 980960
1999-00 197061 7979 189082 3034 80460 149681 782378 280555 341796 1124174
2000-01 218205 8654 209550 3630 81477 166270 933771 303311 379450 1313220
2001-02 250974 10179 240794 2850 84147 179199 1075512 337970 422843 1498355
2002-03 282473 10892 271581 3242 83346 198757 1244379 369061 473581 1717960
(1214708) (1688289)
2003-04 P 327028 12057 314971 5119 104365 258626 1426960 436512 578716 2005676
2004-05 P 368661 12893 355768 6478 113996 284017 1607675 489135 646263 2253938
[1604162] [2250425]
P : Provisional.
Note : 1. Data in ( ) exclude the impact of mergers on May 3, 2002.
2. Data in [ ] exclude the impact of conversion of a non-banking entity into a banking entity on October 11, 2004.
Also see Notes on Tables.
29

TABLE 6 : SOURCES OF MONEY STOCK


(Rupees crore)

Year Net RBI Net RBI Net RBI Other Net RBI Other Bank
credit credit credit banks’ bank credit to banks’ credit to
to Central to State to investments credit to commercial credit to commercial
Government Governments Government in Government Government sector commercial sector
(2+3) securities (4+5) sector (7+8)
1 2 3 4 5 6 7 8 9

1950-51 . . 461 347 808 1 587 588


1955-56 . . 707 398 1105 6 823 829
1960-61 . . 1897 591 2489 9 1495 1503
1961-62 . . 2057 634 2691 12 1631 1643
1962-63 . . 2264 629 2893 15 1845 1860
1963-64 . . 2459 676 3135 26 2093 2119
1964-65 . . 2587 755 3342 40 2329 2369
1965-66 . . 2958 852 3809 47 2608 2656
1966-67 . . 3077 930 4008 74 3068 3142
1967-68 . . 3244 1010 4254 70 3493 3564
1968-69 . . 3591 1106 4697 74 3998 4072
1969-70 3291 204 3496 1256 4752 77 5330 5407
1970-71 3667 333 4000 1455 5455 132 6390 6522
1971-72 4249 621 4870 1755 6625 232 7131 7363
1972-73 5461 235 5696 2280 7976 266 8496 8762
1973-74 6092 368 6460 2479 8939 560 10231 10791
1974-75 6620 501 7121 2878 9999 663 12067 12730
1975-76 6331 593 6924 3705 10629 734 14880 15614
1976-77 7147 615 7762 4042 11804 898 17953 18851
1977-78 6887 757 7644 6083 13727 954 20268 21222
1978-79 9077 339 9416 6514 15930 1250 24282 25532
1979-80 11727 678 12405 7609 20014 1546 29465 31011
1980-81 15278 1165 16443 9275 25718 1700 34941 36641
1981-82 18486 1954 20440 10193 30633 2044 41418 43462
1982-83 21853 970 22823 12434 35257 1925 49237 51162
1983-84 25802 1008 26810 13832 40642 2380 58346 60726
1984-85 31857 2493 34350 15993 50343 2752 68201 70953
1985-86 38047 631 38678 19643 58321 3052 79751 82803
1986-87 45138 1147 46285 25735 72020 3394 91347 94741
1987-88 51697 990 52687 31683 84370 3790 103697 107487
1988-89 58200 1415 59615 36860 96475 5524 122358 127882
1989-90 72013 1670 73683 43468 117151 6349 145355 151704
1990-91 86758 2090 88848 51345 140193 6342 165427 171769
1991-92 92266 1750 94016 64247 158263 7260 180733 187993
1992-93 96523 1926 98449 77789 176238 6220 213915 220135
1993-94 96782 2518 99300 104618 203918 6445 231329 237774
1994-95 98913 2565 101478 120941 222419 6593 286131 292723
1995-96 118768 2581 121349 136429 257778 6855 337793 344648
1996-97 120702 3479 124181 164439 288620 6247 370060 376307
1997-98 133617 1543 135160 195437 330597 8186 425124 433310
1998-99 145416 7123 152539 234138 386677 12226 483764 495990
1999-00 139829 8435 148264 293115 441378 15270 571294 586564
2000-01 146534 7343 153877 358078 511955 13287 665932 679218
2001-02 141384 10794 152178 437387 589565 5929 753718 759647
2002-03 112985 7695 120680 555844 676523 3048 895932 898981
2003-04 P 36920 7988 44908 697996 742904 2061 1014089 1016151
2004-05 P -23258 5283 -17975 775880 757906 1390 1279150 1280540
[745713] [1247658]
(Continued)
30

TABLE 6 : SOURCES OF MONEY STOCK (Concld.)


(Rupees crore)
Year Net foreign Net foreign Net foreign Government’s Net non- Net non- Net non- RBI’s gross
exchange exchange exchange currency monetary monetary monetary claims on
assets assets of assets of the liabilities to liabilities liabilities liabilities of banks
of the RBI other banking sector public of RBI of other banking sector
banks (10+11) banks (14+15)
1 10 11 12 13 14 15 16 17
1950-51 878 -18 860 241 68 77 145 .
1955-56 782 -17 764 189 88 116 204 .
1960-61 185 -7 178 206 250 162 413 .
1961-62 119 3 121 227 247 188 435 .
1962-63 91 -12 79 236 278 229 507 .
1963-64 122 -8 114 256 304 283 586 .
1964-65 94 0 95 275 340 243 583 .
1965-66 59 12 71 287 360 330 689 .
1966-67 125 24 149 310 434 358 792 .
1967-68 151 11 161 317 422 414 836 .
1968-69 302 24 326 341 590 540 1130 .
1969-70 574 10 584 360 630 834 1464 .
1970-71 530 21 551 384 866 1026 1892 642
1971-72 608 11 619 412 1271 1054 2325 531
1972-73 569 14 583 457 1435 1330 2765 480
1973-74 661 2 663 502 1641 1630 3271 731
1974-75 369 45 414 531 2061 2064 4125 981
1975-76 924 15 939 556 2645 2612 5257 1315
1976-77 2599 -70 2529 568 3433 2538 5971 1404
1977-78 4532 -87 4445 593 3708 3373 7081 926
1978-79 5431 -93 5338 603 3735 3557 7292 1117
1979-80 5388 -45 5343 592 4558 5176 9734 1200
1980-81 4775 -45 4730 618 5360 6574 11934 1276
1981-82 2706 62 2768 657 6522 8246 14768 1673
1982-83 1729 99 1828 682 6074 9671 15745 2025
1983-84 1624 22 1646 720 5311 11897 17208 2771
1984-85 2899 235 3134 778 8737 13537 22274 3174
1985-86 3741 131 3872 939 10707 15835 26542 2462
1986-87 4621 194 4815 1192 13444 17692 31136 2760
1987-88 5416 256 5672 1380 14225 20409 34634 4441
1988-89 6201 599 6800 1475 16936 22203 39139 7079
1989-90 6068 750 6818 1555 17536 28742 46278 7472
1990-91 7983 2598 10581 1621 27022 31314 58336 10007
1991-92 18838 2388 21226 1704 27415 24722 52137 5102
1992-93 22647 1796 24443 1824 28246 30378 58624 9885
1993-94 51422 3190 54612 1990 26037 41173 67210 5552
1994-95 74720 4312 79032 2379 29358 39601 68958 13470
1995-96 74092 8049 82141 2503 32297 55583 87880 21955
1996-97 94817 10679 105496 2918 35184 42146 77330 7005
1997-98 115890 22204 138095 3352 43282 40740 84022 7096
1998-99 137954 39900 177853 3846 60540 22865 83406 13262
1999-00 165880 39768 205648 4578 70222 43772 113994 16785
2000-01 197175 52645 249820 5354 79345 53781 133126 12965
2001-02 263969 47066 311035 6366 101220 67038 168258 10748
2002-03 358244 35471 393715 7071 127141 131188 258330 7160
2003-04 P 484413 42173 526586 7296 107585 179676 287261 5419
2004-05 P 612790 36465 649255 7448 119776 321434 441210 5258
P : Provisional.
Note : 1. Data include the impact of mergers on May 3, 2002.
2. Data in [ ] exclude the impact of conversion of a non-banking entity into a banking entity on October 11, 2004.
Also see Notes on Tables.
31

TABLE 7 : AVERAGE MONETARY AGGREGATES


(Rupees crore)

Year Currency Demand Time Bankers’ ‘Other’ Reserve Narrow Broad Net bank Bank Net Government’s NNML of
with the deposits deposits Deposits deposits money money money credit to credit to foreign currency Banking
public with RBI (M0) (M1) (M3) Govern- comm- exchange liabilities to Sector
(2+3+6) (4+8) ment ercial assets of the public
sector sector Banking liabilities
sector
1 2 3 4 5 6 7 8 9 10 11 12 13 14
1951-52 1287 566 322 60 21 1416 1874 2196 . . . . .
1952-53 1206 533 346 53 13 1316 1752 2099 . . . . .
1953-54 1235 519 372 48 10 1337 1765 2137 . . . . .
1954-55 1285 555 399 56 9 1394 1850 2249 . . . . .
1955-56 1432 608 456 56 8 1542 2049 2505 . . . . .
1956-57 1561 654 508 54 8 1672 2222 2730 . . . . .
1957-58 1609 712 656 86 13 1759 2334 2991 . . . . .
1958-59 1674 708 869 90 12 1828 2394 3264 . . . . .
1959-60 1814 723 1104 82 14 1966 2551 3655 . . . . .
1960-61 1956 750 1177 100 18 2132 2725 3902 . . . . .
1961-62 2062 767 1154 85 20 2224 2849 4004 . . . . .
1962-63 2235 845 1292 84 21 2399 3102 4393 . . . . .
1963-64 2438 1012 1313 88 25 2615 3475 4788 . . . . .
1964-65 2634 1204 1403 97 27 2829 3865 5269 . . . . .
1965-66 2841 1376 1570 107 20 3045 4237 5807 . . . . .
1966-67 3028 1584 1821 130 29 3274 4641 6462 . . . . .
1967-68 3199 1779 2033 145 31 3472 5009 7042 . . . . .
1968-69 3436 1927 2366 158 64 3767 5428 7793 . . . . .
1969-70 3764 2199 2816 188 58 4151 6021 8838 . . . . .
1970-71 4143 2703 3423 198 57 4578 6903 10326 4969 5939 627 372 1580
1971-72 4560 3130 4073 246 50 5052 7740 11814 5973 6780 599 399 1938
1972-73 4948 3771 4968 285 59 5534 8778 13746 7237 7778 584 428 2281
1973-74 5823 4499 6111 628 41 6778 10363 16474 8607 9498 606 485 2722
1974-75 6292 5235 7140 596 51 7262 11578 18717 9429 11537 516 520 3284
1975-76 6521 5987 8491 568 55 7493 12562 21052 10488 13738 509 549 4232
1976-77 7284 7128 10752 863 73 8610 14485 25237 10786 17151 1678 557 4934
1977-78 8232 8201 13766 1452 63 10237 16496 30263 12326 19595 3686 586 5930
1978-79 9416 5970 20905 2218 143 12367 15529 36434 14263 23206 4897 605 6538
1979-80 10992 7222 25313 3262 266 15202 18479 43792 17299 28161 5563 598 7828
1980-81 12364 8290 30075 3848 237 17253 20891 50966 22529 32962 4903 606 10034
1981-82 13878 9889 35857 4665 169 19658 23936 59793 28235 39846 3654 641 12583
1982-83 15531 10886 41952 5082 146 21773 26563 68515 34234 46307 1997 673 14696
1983-84 18007 12296 50101 5863 173 25129 30476 80577 38956 54872 1694 702 15647
1984-85 21340 14387 59239 7463 329 30352 36056 95295 46365 65091 2161 749 19070
1985-86 23916 16674 70249 8768 257 34264 40847 111096 55595 75038 3083 837 23456
1986-87 26858 19723 83817 11980 254 40520 46836 130653 67024 86341 3812 1070 27595
1987-88 31301 22196 99393 16663 318 49795 53814 153207 79805 98262 4546 1298 30704
1988-89 35682 25757 117849 20429 399 58321 61838 179687 94528 114548 5432 1434 36255
1989-90 42369 31357 139631 24523 499 69413 74225 213856 110020 137461 6216 1522 41363
1990-91 49772 36422 162276 27213 1023 80243 87217 249493 131750 158790 7662 1592 50301
1991-92 57327 45299 188433 32945 1345 94090 103970 292403 155834 175716 13490 1664 54285
1992-93 64450 51577 224188 36486 4023 107740 120050 344238 170692 204164 20639 1768 53039
1993-94 76212 56841 262696 42686 3300 125182 136353 399048 196982 226473 32274 1908 58365
1994-95 92282 73310 308996 53909 3608 153165 169200 478196 215607 256410 69405 2126 65353
1995-96 112080 80278 354670 56458 5925 178245 198283 552953 242199 309803 77699 2388 79136
1996-97 126712 89745 420868 53197 5307 189524 221764 642631 278313 349493 91187 2759 79120
1997-98 142187 102244 503563 57911 4035 208994 248465 752028 313098 391028 117494 3146 72740
1998-99 158854 117190 621656 66460 3594 234625 279638 901294 369536 449640 154267 3616 75765
1999-00 184702 132348 735395 67320 3580 262307 320630 1056025 424990 524136 185834 4244 83179
2000-01 201581 151826 867500 69931 3186 282683 356592 1224092 483761 629705 219282 4987 113642
2001-02 227164 167505 1022324 75044 3032 314052 397701 1420025 564639 710139 272789 5863 133406
2002-03 P 258675 183804 1202441 71901 3056 343060 445535 1647976 641414 836014 358498 6781 194731
2003-04 P 294797 216196 1346944 80735 3667 390736 514660 1861604 718705 934430 457786 7223 256540
2004-05 P 336276 259126 1529521 92217 4726 444887 600128 2129649 755178 1136949 592452 7373 362303
P : Provisional.
Note : Data include the impact of mergers in the banking system since May 3, 2002 and conversion of a non-banking entity into a banking entity since
October 11, 2004.
Also see Notes on Tables.
32

TABLE 8 : MAJOR MONETARY POLICY MEASURES


(Per cent)
Bank Rate Cash Reserve Ratio*
Rate Effective date Rate Effective date Rate Effective date

1 2 3 4 5 6

3.5 05-07-1935 (a) 5% of DL 05-07-1935 13.50 27-04-1996


3.0 28-11-1935 (b) 2% of TL 13.00 11-05-1996
3.5 15-11-1951 (a) 5% of DL 06-03-1960 12.00 06-07-1996
4.0 16-05-1957 (b) 2% of TL @ 11.50 26-10-1996
4.5 03-01-1963 (a) 5% of DL 06-05-1960 11.00 09-11-1996
5.0 26-09-1964 (b) 2% of TL @ 10.50 04-01-1997
6.0 17-02-1965 (a) 5% of DL 11-11-1960 10.00 18-01-1997
5.0 02-03-1968 (b) 2% of TL 9.75 25-10-1997
6.0 09-01-1971 3.00 16-09-1962 9.50 22-11-1997
7.0 31-05-1973 5.00 29-06-1973 10.00 06-12-1997
9.0 23-07-1974 6.00 08-09-1973 10.50 17-01-1998
10.0 12-07-1981 7.00 22-09-1973 10.25 28-03-1998
11.0 04-07-1991 5.00 01-07-1974 10.00 11-04-1998
12.0 09-10-1991 4.50 14-12-1974 11.00 29-08-1998
11.0 16-04-1997 4.00 28-12-1974 10.50 13-03-1999
10.0 26-06-1997 5.00 04-09-1976 10.00 08-05-1999
9.0 22-10-1997 6.00 13-11-1976 9.50 @@ 06-11-1999
11.0 17-01-1998 6.00 @ 14-01-1977 9.00 20-11-1999
10.5 19-03-1998 6.00 @ 01-07-1978 8.50 08-04-2000
10.0 03-04-1998 6.00 @ 05-06-1979 8.00 22-04-2000
9.0 29-04-1998 6.50 31-07-1981 8.25 29-07-2000
8.0 02-03-1999 7.00 21-08-1981 8.50 12-08-2000
7.0 02-04-2000 7.25 27-11-1981 8.25 24-02-2001
8.0 22-07-2000 7.50 25-12-1981 8.00 10-03-2001
7.5 17-02-2001 7.75 29-01-1982 7.50 19-05-2001
7.0 02-03-2001 7.25 09-04-1982 5.75 03-11-2001
6.5 23-10-2001 7.00 11-06-1982 5.50 29-12-2001
6.25 30-10-2002 7.50 27-05-1983 5.00 01.06.2002
6.0 30-04-2003 8.00 29-07-1983 4.75 16.11.2002
8.50 27-08-1983 4.50 14.06.2003
8.50 @ 12-11-1983 4.75 18-09-2004
9.00 @ 04-02-1984 5.00 02-10-2004
9.00 @ 27-10-1984
9.00 @ 01-12-1984
9.00 @ 26-10-1985
9.00 @ 22-11-1986
9.50 @ 28-02-1987
9.50 @ 23-05-1987
10.00 @ 24-10-1987
10.00 @ 23-04-1988
10.50 @ 02-07-1988
11.00 @ 30-07-1988
15.00 @ 01-07-1989
15.00 @ 04-05-1991
15.00 @ 11-01-1992
15.00 @ (21-04-1992) ^
15.00 @ 08-10-1992
14.50 17-04-1993
14.00 15-05-1993
14.50 11-06-1994
14.75 09-07-1994
15.00 06-08-1994
14.50 11-11-1995
14.00 09-12-1995
(Continued)
33

TABLE 8 : MAJOR MONETARY POLICY MEASURES (Concld.)


(Per cent)
Statutory Liquidity Ratio** Reverse Repo Rate## Repo Rate##
Rate Effective date Rate Effective date Rate Effective date

7 8 9 10 11 12

20.00 16-03-1949 7.00 10-07-2000 9.05 05-06-2000


25.00 16-09-1964 8.00 24-07-2000 9.00 07-06-2000
26.00 05-02-1970 8.25 03-08-2000 9.05 09-06-2000
27.00 24-04-1970 11.50 04-08-2000 9.25 12-06-2000
28.00 28-08-1970 12.50 07-08-2000 9.55 13-06-2000
29.00 04-08-1972 14.00 08-08-2000 10.85 14-06-2000
30.00 17-11-1972 15.50 09-08-2000 13.50 19-06-2000
32.00 08-12-1973 15.00 10-08-2000 14.00 20-06-2000
33.00 01-07-1974 14.50 14-08-2000 13.50 21-06-2000
34.00 01-12-1978 14.25 30-08-2000 13.00 22-06-2000
34.50 25-09-1981 13.50 31-08-2000 13.05 23-06-2000
35.00 30-10-1981 12.00 04-09-2000 12.60 27-06-2000
35.50 28-07-1984 11.00 07-09-2000 12.25 28-06-2000
36.00 01-09-1984 10.50 08-09-2000 9.00 13-07-2000
36.50 08-06-1985 10.00 11-09-2000 10.00 21-07-2000
37.00 06-07-1985 10.00 15-09-2000 16.00 09-08-2000
37.50 25-04-1987 9.75 03-10-2000 15.00 30-08-2000
38.00 02-01-1988 9.50 04-10-2000 13.50 06-09-2000
38.50 22-09-1990 9.25 05-10-2000 10.25 13-10-2000
38.50 +# (29-02-1992) ^ 9.00 06-10-2000 10.00 06-11-2000
38.25 + 09-01-1993 8.75 09-10-2000 9.00 09-03-2001
38.00 + 06-02-1993 8.50 10-10-2000 8.75 30-04-2001
37.75 + 06-03-1993 8.25 24-10-2000 8.50 07-06-2001
37.50 + 21-08-1993 8.00 25-10-2000 8.00 28-03-2002
37.25 + 18-09-1993 7.50 20-02-2001 7.50 12-11-2002
34.75 ^^ $ 16-10-1993 7.00 02-03-2001 7.10 07-03-2003
34.25 ^^ 20-08-1994 6.75 27-04-2001 7.00 19-03-2003
33.75 ^^ 17-09-1994 6.50 28-05-2001 6.00 31-03-2004
31.50 !& 29-10-1994 6.00 05-03-2002 6.25 26-10-2005
25.00 25-10-1997 5.75 27-06-2002 6.50 24-01-2006
5.50 30-10-2002
5.00 03-03-2003
4.50 25-08-2003
4.75 27-10-2004
5.00 29-04-2005
5.25 26-10-2005
5.50 24-01-2006
CRR : Cash Reserve Ratio. SLR : Statutory Liquidity Ratio.
DL : Demand Liabilities. TL : Time Liabilities.
* : Data for CRR are as percentage of domestic net demand and time liabilities (NDTL) as per Section 42 of the RBI Act, 1934.
** : Till March 29, 1985, banks were required to maintain SLR as a prescribed proportion of gross DTL as on every Friday in the following week
on a daily basis. Thereafter, it is maintained daily on a fortnightly basis as a prescribed portion of net DTL as on last Friday of second
preceding fortnight. Data pertain only to domestic deposits.
@ : Excluding additional reserve requirements or release/exemption of CRR on incremental NDTL.
^ : Refers to announcement dates.
+ : SLR on NDTL as on April 3, 1992.
# : In addition, there was 30% SLR on the increase in NDTL over April 3, 1992 level.
^^ : SLR on NDTL as on September 17, 1993.
$ : In addition, there was 25% SLR on the increase in NDTL over September 17, 1993 level.
! : SLR on NDTL as on September 30, 1994.
& : In addition, there was 25% SLR on the increase in NDTL over September 30, 1994 level.
@@ : In order to improve cash management by banks, effective from the fortnight, CRR is required to be maintained by every scheduled
commercial bank based on its NDTL as on the last Friday of the second preceding fortnight.
## : With effect from October 29, 2004, nomenclature of repo and reverse repo has been interchanged as per international usage. Prior to that
date, repo indicated absorption of liquidity, while reverse repo meant injection of liquidity. Effective October 29, 2004, repo indicates
injection of liquidity and reverse repo indicates absorption of liquidity. The nomenclature in this Table is based on the new use of terms even
for the period prior to October 29,2004. The reverse repo and repo rates in this Table pertain to the period since the introduction of the
Liquidity Adjustment Facility on June 5, 2000.
34

TABLE 9 : SCHEDULED COMMERCIAL BANKS - SELECT AGGREGATES


(Rupees crore)
Year* Aggregate Demand Time Borrowings Liabilities Other Demand
Deposits Deposits Deposits from RBI to Banks and Time
(3+4) Liabilities
1 2 3 4 5 6 7
1950-51 882 593 290 12 . .
1951-52 852 566 286 56 . .
1952-53 832 522 310 19 . .
1953-54 848 522 326 31 . .
1954-55 943 567 375 37 . .
1955-56 1043 631 412 65 . .
1956-57 1175 704 472 103 . .
1957-58 1452 731 721 42 . .
1958-59 1635 722 913 62 . .
1959-60 1902 781 1121 79 . .
1960-61 1736 710 1026 95 . 75
1961-62 1917 786 1131 53 . 66
1962-63 2042 867 1175 71 . 68
1963-64 2285 1071 1214 84 . 78
1964-65 2583 1239 1344 153 . 86
1965-66 2950 1427 1523 74 . 93
1966-67 3425 1649 1776 140 . 116
1967-68 3856 1845 2011 104 . 124
1968-69 4338 1934 2404 106 . 137
1969-70 5028 2235 2793 238 . 155
1970-71 5906 2626 3280 368 221 191
1971-72 7106 3127 3979 208 281 271
1972-73 8643 3794 4849 139 392 307
1973-74 10139 4336 5803 409 378 449
1974-75 11827 4963 6865 473 465 542
1975-76 14155 5817 8338 798 651 527
1976-77 17566 6943 10623 967 692 770
1977-78 22211 4872 17340 331 871 830
1978-79 27016 5826 21190 546 987 1231
1979-80 31759 6643 25116 739 1077 1540
1980-81 37988 7798 30190 589 1598 1685
1981-82 43733 8383 35350 831 1807 1930
1982-83 51358 9984 41374 815 1745 2694
1983-84 60596 11312 49284 1336 2773 4806
1984-85 72244 14132 58113 1558 3227 6217
1985-86 85404 15612 69792 954 4997 6456
1986-87 102724 19227 83496 1293 5120 7150
1987-88 118045 20247 97798 1753 5017 8616
1988-89 140150 23342 116808 3527 5964 10261
1989-90 166959 28856 138103 2399 5850 11980
1990-91 192541 33192 159349 3468 6486 12589
1991-92 230758 45088 185670 577 7033 13641
1992-93 268572 46461 222111 1619 11148 17878
1993-94 315132 56572 258560 1813 11283 22470
1994-95 386859 76903 309956 7415 15327 25867
1995-96 433819 80614 353205 4847 17648 28560
1996-97 505599 90610 414989 560 21193 34253
1997-98 598485 102513 495972 395 32287 39754
1998-99 714025 117423 596602 2894 45204 60073
1999-00 813345 127366 685978 6491 53838 78442
2000-01 962618 142552 820066 3896 77088 91208
2001-02 1103360 153048 950312 3616 53902 111883
2002-03 1280853 170289 1110564 79 62346 129806
(1251182) (1080893)
2003-04 1504416 225022 1279394 0 54487 148084
2004-05 1700198 248028 1452171 50 67049 192760
(1696685) (1448658)
(Continued)
35

TABLE 9 : SCHEDULED COMMERCIAL BANKS - SELECT AGGREGATES (Concld.)


(Rupees crore)
Year* Investments Investments Investments Bank Food Non-Food Cash in Balances Assets
(9+10) in Govern- in other Credit Credit Credit Hand with RBI with
ment Secu- Approved (12+13) Banks
rities Securities
1 8 9 10 11 12 13 14 15 16
1950-51 . . . 547 . . 35 58 .
1951-52 . 296 . 522 . . 35 46 .
1952-53 . 303 . 529 . . 32 43 .
1953-54 . 319 . 538 . . 32 41 .
1954-55 . 344 . 623 . . 32 46 .
1955-56 . 360 . 761 . . 36 49 .
1956-57 . 347 . 900 . . 34 54 .
1957-58 . 440 . 963 . . 37 68 .
1958-59 . 613 . 1014 . . 43 64 .
1959-60 . 715 . 1128 . . 62 91 .
1960-61 . 559 . 1336 . . 46 71 .
1961-62 . 601 . 1408 . . 49 75 .
1962-63 . 593 . 1588 . . 52 74 .
1963-64 . 640 . 1817 . . 58 89 .
1964-65 . 718 . 2035 . . 67 96 .
1965-66 . 811 . 2287 . . 73 97 .
1966-67 . 893 . 2692 . . 87 129 .
1967-68 . 967 . 3032 . . 89 132 .
1968-69 . 1055 . 3396 . . 109 166 .
1969-70 1481 1167 314 3971 56 3915 146 176 .
1970-71 1772 1362 410 4684 214 4469 167 197 147
1971-72 2190 1650 539 5263 345 4918 181 267 169
1972-73 2897 2161 736 6115 340 5775 221 279 258
1973-74 3286 2362 924 7399 367 7032 246 610 208
1974-75 3915 2826 1088 8762 613 8149 296 612 379
1975-76 4607 3283 1324 10877 1521 9356 305 608 448
1976-77 5536 3930 1606 13173 2191 10982 354 1146 395
1977-78 7897 5907 1990 14939 1984 12955 469 1674 578
1978-79 9109 6622 2488 18285 2210 16075 557 2634 649
1979-80 10624 7444 3181 21537 2100 19437 616 3634 766
1980-81 13186 9219 3967 25371 1759 23612 766 4092 1028
1981-82 15141 10157 4984 29682 2127 27555 788 4883 1357
1982-83 18334 12078 6257 35493 2965 32528 878 5208 1403
1983-84 21246 13473 7772 41294 4022 37272 928 7783 2302
1984-85 28138 18697 9441 48953 5665 43287 1044 6884 2820
1985-86 30553 19045 11509 56067 5535 50533 1127 11053 4827
1986-87 38582 24847 13735 63308 5104 58204 1174 14381 5068
1987-88 46504 30517 15987 70536 2190 68346 1306 17656 4745
1988-89 54662 35815 18847 84719 769 83950 1444 21376 6279
1989-90 64369 42292 22078 101453 2006 99446 1649 23463 5444
1990-91 75065 49998 25067 116301 4506 111795 1804 23861 5582
1991-92 90196 62727 27469 125592 4670 120922 2008 34179 7927
1992-93 105656 75945 29711 151982 6743 145239 2293 28535 11043
1993-94 132523 101202 31321 164418 10907 153510 2283 47760 11423
1994-95 149253 117685 31568 211560 12275 199286 2972 60029 14277
1995-96 164782 132227 32555 254015 9791 244224 3113 50667 16571
1996-97 190514 158890 31624 278401 7597 270805 3347 49848 19892
1997-98 218705 186957 31748 324079 12485 311594 3608 57698 24243
1998-99 254595 223217 31377 368837 16816 352021 4362 63548 34787
1999-00 308944 278456 30488 435958 25691 410267 5330 57419 43448
2000-01 370159 340035 30125 511434 39991 471443 5658 59544 62355
2001-02 438269 411176 27093 589723 53978 535745 6245 62402 52864
2002-03 547546 523417 24129 729215 49479 679736 7567 58335 59019
2003-04 677588 654758 22830 840785 35961 804824 7898 68997 48179
2004-05 739154 718982 20172 1100428 41121 1059308 8472 88105 51297
(726961) (706789) (1067546) (1026426)

* : Amount outstanding as on last Friday of March up to 1984-85 and last reporting Friday of March thereafter.
Note : Figures in parentheses exclude the impact of mergers on May 3, 2002 and the impact of conversion of a non-banking entity
into a banking entity on October 11, 2004.
36

TABLE 10 : CONSOLIDATED BALANCE SHEET OF SCHEDULED COMMERCIAL BANKS


(Excluding Regional Rural Banks)
(Rupees crore)
Year Liabilities
(end- Capital Reserves & Deposits Borrowings Other liabilities
March) surplus and provisions
1 2 3 4 5 6
1990-91 3070 3172 226638 26503 60962
1991-92 4053 4994 265463 22574 44440
1992-93 4858 6640 302326 29664 42290
1993-94 10544 11475 349280 14820 48829
1994-95 16180 15673 406119 25452 51565
1995-96 16347 20521 457645 42295 62359
1996-97 16578 27187 537764 23444 67764
1997-98 19439 34004 644068 25781 72121
1998-99 18265 36735 771129 40159 84430
1999-00 18435 43452 896696 45141 101741
2000-01 19095 48645 1055386 55515 116765
2001-02 21472 62684 1205930 102226 144113
2002-03 21594 76288 1355654 87469 158192
2003-04 22348 94254 1578450 95562 183402
2004-05# 25905 123530 1836987 168316 201244

Year Assets Total


(end- Cash and Balances Investments Loans and Fixed assets Other assets Liabilities/
March) balances with banks advances Assets
with RBI and money
at call and
short notice
1 7 8 9 10 11 12 13
1990-91 35991 5834 76908 140575 1520 59516 320345
1991-92 35474 13674 98736 159808 1991 31841 341524
1992-93 39464 14502 117504 173524 3587 37197 385778
1993-94 51561 12773 154083 168338 5042 43150 434949
1994-95 63050 17442 172849 208819 7062 45768 514990
1995-96 70194 30361 185612 252438 9537 51025 599168
1996-97 60930 47005 223880 275635 10855 54432 672736
1997-98 71590 60311 271967 324167 12761 54617 795412
1998-99 81385 88841 339633 369272 14494 57093 950718
1999-00 84928 81218 412081 444125 15294 67818 1105464
2000-01 84504 105971 491755 526151 16237 70788 1295405
2001-02 86761 118576 587253 645437 20091 78306 1536424
2002-03 86123 75113 693753 739553 20278 84378 1699197
2003-04 113246 82033 804199 864271 21409 88860 1974017
2004-05# 118087 96204 868135 1151138 23051 99367 2355983
#
: Data include the impact of mergers on May 3, 2002 and conversion of a non-banking entity into a banking entity on October 11, 2004.
37

TABLE 11 : SECTORAL DEPLOYMENT OF NON-FOOD BANK CREDIT


(Rupees crore)
Year Priority of which Industry Wholesale Other Non-food Memo
Sector Agriculture Small (Medium Trade Sectors Gross Export Net Bank
Scale and Large) (other than Bank Credit Credit
Industries food pro- Credit (including
curement) inter-bank
parti-
cipations)
1 2 3 4 5 6 7 8 9 10

1979-80 6730 2767 2635 8269 1915 2221 19135 1640 .

1980-81 8504 3584 3229 9960 1994 2587 23045 1640 .

1981-82 10676 4615 3901 11155 2198 3006 27035 1796 .

1982-83 12322 5275 4486 13276 2353 3576 31527 1726 .

1983-84 14899 6144 5447 14621 2343 4536 36399 2041 .

1984-85 18409 7660 6612 15939 2649 5294 42291 2335 .

1985-86 21566 9058 7816 18422 3066 6624 49678 2409 .

1986-87 25050 10570 9108 21356 3080 7979 57465 3146 59419

1987-88 29070 12009 10820 25153 3598 10249 68070 3917 65968

1988-89 34219 13950 13135 32185 4767 13788 84959 6141 79234

1989-90 40383 16526 15543 38262 5472 16548 100665 8245 95132

1990-91 42915 16750 17181 44508 5910 20180 113513 9186 109298

1991-92 45425 18157 18150 47090 6154 22666 121335 10294 117443

1992-93 49832 19963 20026 58636 6969 24959 140396 15356 141800

1993-94 53880 21208 22617 57865 7330 26875 145950 17086 152501

1994-95 64161 23983 27638 74672 9749 36128 184710 25051 192424

1995-96 73329 27044 31884 93053 11980 43707 222069 29590 228198

1996-97 84880 31442 35944 102604 12340 51570 251394 30008 245999

1997-98 99507 34869 43508 117530 13217 57544 287798 33947 297265

1998-99 114611 39634 48483 130516 13964 66105 325196 35891 339477

1999-00 131827 44381 52814 147319 16818 79163 375127 39118 398205

2000-01 154414 51922 56002 162837 17845 94066 429162 43321 467206

2001-02 175259 60761 57199 172324 20459 114707 482749 42978 535063

2002-03 211609 73518 60394 235168 22578 150700 620055 49202 668576

2003-04 263834 90541 65855 247210 24867 192511 728422 57687 763855

2004-05 345627 122370 76144 290186 33814 261839 931466 65914 971809

Note : Data include the impact of mergers on May 3, 2002.


Also see Notes on Tables.
38

TABLE 12 : INDUSTRY-WISE DEPLOYMENT OF BANK CREDIT


(Rupees crore)
Industry Outstanding as on last reporting Friday of March
1990 1991 1992 1993 1994 1995 1996 1997
1 2 3 4 5 6 7 8 9
Industry 53805 61689 65240 78662 80482 102310 124937 138548
(Small, Medium and Large)
1 Coal 178 229 246 340 457 475 488 570
2 Mining . . . . . . . 65
3 Iron and Steel 2835 3292 3692 5710 4528 6725 8482 11668
4 Other Metals and Metal Products 1838 2227 2312 2679 3199 3471 3977 5276
5 All Engineering 12509 13931 14842 17094 17127 21160 25621 22684
of which :
Electronics 1290 1874 2092 2327 2512 3544 5276 4699
6 Electricity 1258 1152 1298 1404 1425 1984 2703 3506
7 Cotton Textiles 3659 4073 4278 4645 4802 5907 7592 8053
8 Jute Textiles 340 339 330 348 410 502 605 543
9 Other Textiles 3297 3761 3970 4653 4916 6590 7802 9685
10 Sugar 647 639 899 1256 1370 2950 3299 2547
11 Tea 571 608 658 782 922 1106 1313 814
12 Food Processing 1056 1216 1241 1423 1601 2470 3103 3655
13 Vegetable Oils (including vanaspati) 700 865 898 1017 1075 1219 1565 1955
14 Tobacco and Tobacco Products 379 391 550 739 623 854 1009 934
15 Paper and Paper Products 1346 1482 1501 1595 1735 2185 2366 2580
16 Rubber and Rubber Products 912 989 1077 1186 1196 1569 1748 1817
17 Chemicals, Dyes, Paints etc. 6785 7743 8280 10117 10034 12797 16450 15393
of which :
i) Fertilisers 1075 1309 1357 1713 1540 1663 2108 2358
ii) Petro-Chemicals 681 680 614 945 747 747 1633 1923
iii) Drugs and Pharmaceuticals 1013 987 1127 1309 1439 1834 2367 3672
18 Cement 843 899 986 1103 1217 1515 1744 1918
19 Leather and Leather Products 931 998 1086 1095 1279 1848 2279 2225
20 Gems and Jewellery 1214 1236 1300 1624 1975 2361 2785 3096
21 Construction 1091 1321 1344 1567 1670 2032 1854 2494
22 Petroleum 137 54 19 436 227 622 1510 3374
23 Automobiles including trucks . . . . . . . .
24 Computer Software . . . . . . . .
25 Infrastructure . . . . . . . .
i) Power . . . . . . . .
ii) Telecommunications . . . . . . . .
iii) Roads and Ports . . . . . . . .
26 Ships acquired from abroad
under new scheme 149 87 68 46 30 10 2 .
27 Other Industries 11130 14157 14365 17803 18664 21958 26640 33696
(Continued)
39

TABLE 12 : INDUSTRY-WISE DEPLOYMENT OF BANK CREDIT (Concld.)


(Rupees crore)
Industry Outstanding as on last reporting Friday of March
1998 1999 2000 2001 2002 2003 2004 2005
1 10 11 12 13 14 15 16 17
Industry 161038 178999 200133 218839 229523 295562 313065 366300
(Small, Medium and Large)
1 Coal 801 1114 1126 1034 1409 1334 1165 987
2 Mining 975 1360 1240 1303 1593 1769 1635 1791
3 Iron and Steel 15767 18291 18799 19406 20042 28065 26295 29025
4 Other Metals and Metal Products 5193 5918 6294 6351 6496 8556 8168 9596
5 All Engineering 22833 21513 23069 23397 24199 26272 26348 26370
of which :
Electronics 4472 4872 5133 5291 5941 7831 8421 8769
6 Electricity 4652 6813 7438 8590 9343 11173 14090 15991
7 Cotton Textiles 9331 10430 11682 13244 11744 15762 17166 20011
8 Jute Textiles 1089 844 894 844 737 860 1051 850
9 Other Textiles 10651 12000 13003 12012 13455 15075 15941 17695
10 Sugar 2959 3338 3832 4682 5028 5726 6363 6030
11 Tea 1028 825 1034 1058 986 1052 1222 1355
12 Food Processing 4134 4750 5986 6354 7285 8577 9872 11413
13 Vegetable Oils (including vanaspati) 2296 2710 2958 2876 2729 2919 3219 3455
14 Tobacco and Tobacco Products 1076 1005 993 963 861 756 891 802
15 Paper and Paper Products 2742 2938 3143 3468 3741 5049 5990 5767
16 Rubber and Rubber Products 2534 2014 2063 2195 2246 2662 2593 3161
17 Chemicals, Dyes, Paints etc. 18120 19929 23440 24065 25988 31805 30629 31889
of which :
i) Fertilisers 2910 3577 4577 5233 5463 6923 6249 6188
ii) Petro-Chemicals 2956 4748 6185 6115 6663 7735 7221 6048
iii) Drugs and Pharmaceuticals 5219 5323 5693 5389 6393 7892 8667 10674
18 Cement 2502 2746 3624 3842 4224 6431 5689 6112
19 Leather and Leather Products 2478 2542 2664 2764 2852 2940 3167 3099
20 Gems and Jewellery 3530 4124 5406 6581 6456 7533 9178 12123
21 Construction 2646 2569 2736 3175 4000 4891 5978 7963
22 Petroleum 6155 5516 8969 11572 11320 14743 12266 14618
23 Automobiles including trucks 2870 3128 4028 4409 4454 5629 5302 6363
24 Computer Software 616 747 1022 1223 1665 2611 3029 2367
25 Infrastructure 3163 5941 7243 11349 14809 26297 37224 56709
i) Power 697 2109 3289 5246 7373 15042 19655 26973
ii) Telecommunications 2045 2273 1992 3644 3972 5779 8408 12956
iii) Roads and Ports 421 1559 1962 2459 3464 5476 9161 16780
26 Ships acquired from abroad
under new scheme . . . . . . . .
27 Other Industries 30897 35894 37447 42082 41861 57075 58594 70758
Note : Data include the impact of mergers on May 3, 2002.
Also see Notes on Tables.
40

TABLE 13 : SAVINGS DEPOSITS WITH SCHEDULED COMMERCIAL BANKS


(Rupees crore)
Year Indian Banks Foreign Banks Total (=2+3)
(As on Last Friday /
Last Reporting Friday)
1 2 3 4
1951-52 125 10 136
1952-53 127 11 138
1953-54 130 12 142
1954-55 139 13 152
1955-56 155 14 169
1956-57 175 16 191
1957-58 191 17 208
1958-59 209 20 229
1959-60 232 22 253
1960-61 256 26 282
1961-62 302 31 334
1962-63 355 37 393
1963-64 434 43 477
1964-65 529 50 579
1965-66 655 61 716
1966-67 766 70 836
1967-68 884 78 962
1968-69 1017 87 1105
1969-70 1188 102 1291
1970-71 1408 117 1524
1971-72 1713 135 1847
1972-73 2076 150 2225
1973-74 2519 160 2679
1974-75 2923 168 3091
1975-76 3480 182 3661
1976-77 4217 193 4410
1977-78 5482 208 5690
1978-79 7069 224 7293
1979-80 8603 241 8844
1980-81 10664 270 10934
1981-82 12692 304 12995
1982-83 14747 318 15065
1983-84 17430 381 17811
1984-85 21300 427 21728
1985-86 24071 485 24555
1986-87 28787 567 29354
1987-88 32546 625 33171
1988-89 36756 690 37446
1989-90 43744 823 44567
1990-91 49542 959 50501
1991-92 55554 1348 56902
1992-93 57256 1317 58573
1993-94 69434 1718 71151
1994-95 89019 2305 91324
1995-96 99347 2514 101861
1996-97 112570 2875 115445
1997-98 136770 3194 139964
1998-99 160947 3836 164783
1999-00 187173 4727 191900
2000-01 217452 5531 222982
2001-02 272119 6988 279107
2002-03 302816 8748 311565
2003-04 373137 12232 385369
2004-05 443573 15045 458618
41

TABLE 14 : SCHEDULED COMMERCIAL BANKS - MATURITY PATTERN


OF TERM DEPOSITS
(No. in thousand; Amount in Rupees crore)
Year Up to 90 days 91 days and above but 6 months and above but 1 year and above but
(end-March) less than 6 months less than 1 year less than 2 years
No. of Amount No. of Amount No. of Amount No. of Amount
accounts accounts accounts accounts
1 2 3 4 5 6 7 8 9
1990 974 2969 1031 2945 2153 3088 9498 10912
1991 2013 9217 1443 5897 3126 7003 13368 16312
1992 3973 13785 1893 6254 3371 8744 15217 21732
1993 6384 21545 2570 8540 4754 13572 19671 35322
1994 6118 25737 3058 13772 5863 15056 26413 49195
1995 6454 31375 3070 10026 6182 16452 28473 66350
1996 6562 31266 3535 15627 7511 26782 24559 61277
1997 6201 32073 3927 17793 9006 35425 22607 65195
1998 6320 41635 4351 21857 9800 39392 21688 79237
1999 5434 38968 4782 25610 11362 54726 23363 99120
2000 6000 49069 5563 33157 13817 67078 24612 116663
2001 6960 58581 6439 41365 16466 87372 25824 134136
2002 12095 86197 9411 65250 15691 101052 28548 164824
2003 12687 104112 9419 74888 16232 108560 29474 185760
2004 11557 121059 9151 101885 15473 133177 28651 210174

Year 2 years and above but 3 years and above but 5 years and above Total
(end-March) less than 3 years less than 5 years
No. of Amount No. of Amount No. of Amount No. of Amount
accounts accounts accounts accounts
1 10 11 12 13 14 15 16 17
1990 18448 22140 10421 11834 15905 16188 58431 70076
1991 24782 30927 19624 23492 22063 21235 86418 114082
1992 19068 25642 24504 33953 21941 22040 89967 132151
1993 16170 23631 23146 36776 22270 25371 94965 164757
1994 20094 26975 21533 38031 20478 24855 103556 193620
1995 18730 34404 18344 38530 18251 25384 99505 222520
1996 21805 48988 19534 43657 19673 30138 103179 257735
1997 21837 58061 23208 61120 21792 38788 108580 308455
1998 20693 64841 26163 81092 22144 46231 111159 374286
1999 20616 69640 28286 100098 21981 51906 115825 440069
2000 21134 80565 29413 113892 21636 55803 122175 516228
2001 21272 89660 30319 126004 23285 64338 130565 601456
2002 21098 99589 33257 137520 20113 70784 140213 725216
2003 28382 149055 25396 121629 19728 74004 141318 818009
2004 20074 109149 33004 183364 18346 77048 136256 935856
Also see Notes on Tables.
Source : Basic Statistical Returns of Scheduled Commercial Banks in India.
42

TABLE 15 : RESERVE BANK OF INDIA AND INDUSTRIAL FINANCE


(Rupees crore)

Year Long-term finance outstanding Short-term finance outstanding


IDBI SIDBI EXIM BANK IIBI NHB IFCI SFCs ICICI IDBI SIDBI SFCs DFHI
1 2 3 4 5 6 7 8 9 10 11 12 13

1971 60 – – 0 – 2 2 0 0 – 1 –
1972 118 – – 0 – 2 4 0 0 – 0 –
1973 135 – – 0 – 0 4 0 0 – 0 –
1974 204 – – 0 – 0 5 0 0 – 0 –
1975 320 – – 0 – 0 9 0 11 – 0 –
1976 385 – – 0 – 0 12 0 0 – 0 –
1977 517 – – 0 – 0 3 0 0 – 0 –
1978 614 – – 0 – 0 1 0 0 – 0 –
1979 868 – – 0 – 0 0 0 0 – 0 –
1980 1097 – – 0 – 0 5 0 0 – 0 –
1981 1303 – – 0 – 0 5 0 23 – 0 –
1982 1520 – 25 0 – 0 3 0 0 – 0 –
1983 1828 – 70 0 – 0 11 0 0 – 0 –
1984 2085 – 125 0 – 3 8 0 141 – 0 –
1985 2341 – 180 0 – 0 4 2 188 – 0 –
1986 2595 – 260 10 – 0 11 3 138 – 0 –
1987 2885 – 345 25 – 0 20 15 88 – 0 –
1988 3199 – 435 45 – 0 30 10 38 – 0 –
1989 3531 – 530 70 50 0 58 0 262 0 0 878
1990 3822 – 625 95 75 30 53 0 400 0 0 981
1991 3705 400 745 130 125 44 35 0 0 0 0 849
1992 3577 840 877 170 175 0 66 0 0 0 0 630
1993 3422 840 877 170 175 0 93 0 0 0 143 * 0
1994 3244 1172 877 170 175 0 32 0 360 0 0 0
1995 3033 1380 877 170 175 0 49 0 280 0 0 0
1996 2809 1604 877 170 175 0 0 200 0 0 0 0
1997 2563 1730 852 170 175 0 0 0 120 0 0 0
1998 2266 2004 807 170 875 0 48 0 40 0 0 0
1999 2000 2004 752 170 875 0 25 0 0 0 0 0
2000 1740 2004 697 170 875 0 43 0 0 0 0 0
2001 1440 2004 617 160 875 0 80 0 0 0 0 0
2002 0 0 0 0 175 0 93 0 0 0 0 0
2003 0 0 0 0 175 0 89 0 0 0 0 0
2004 0 0 0 0 175 0 40 0 0 0 0 0
2005 P 0 0 0 0 50 0 0 0 0 0 0 0

P : Provisional.
* : Under Section 17(4)(a) of the Reserve Bank of India Act, 1934.
Note : Data relate to end-March for long-term finance and last Friday of March for short-term finance.
Also see Notes on Tables.
43

TABLE 16 : DIRECT INSTITUTIONAL CREDIT FOR AGRICULTURE AND


ALLIED ACTIVITIES – SHORT- TERM
(Rupees crore)
Year Loans issued Loans outstanding
Co- SCBs RRBs Total @ Co- SCBs RRBs Total@
operatives operatives
1 2 3 4 5 6 7 8 9

1970-71 515 . . 589 . . . .


1971-72 541 . . 640 696 107 . 803
1972-73 613 . . 790 721 139 . 860
1973-74 663 105 . 859 807 179 . 985
1974-75 750 146 . 974 904 246 . 1150
1975-76 881 213 2 1177 1012 364 2 1377
1976-77 1016 254 16 1369 1216 451 . 1667
1977-78 1058 288 44 1488 1348 547 . 1894
1978-79 1207 365 101 1792 1540 759 . 2299
1979-80 1260 455 . 1847 1697 949 168 2814
1980-81 1386 517 . 2047 1908 1162 . 3250
1981-82 1796 623 . 2740 2149 1370 . 3792
1982-83 1908 565 98 2759 2225 1351 109 3685
1983-84 2158 872 120 3335 2554 1638 147 4339
1984-85 2323 1035 132 3731 2836 1964 206 5006
1985-86 2747 1252 176 4529 3237 2355 265 5858
1986-87 2620 1482 201 4512 3293 2619 324 6236
1987-88 3120 1672 246 5516 3871 3071 400 7342
1988-89 3594 1765 250 5884 4668 3414 479 8561
1989-90 3974 1898 336 6499 4948 4005 575 9527
1990-91 3448 2048 125 5979 5178 4235 590 10002
1991-92 3934 2341 337 6611 5110 4631 679 10419
1992-93 4394 2432 451 7665 5900 4988 799 11687
1993-94 6039 2860 476 9752 6640 5425 887 12952
1994-95 6996 3842 688 11932 7091 6154 1115 14361
1995-96 9243 4628 849 15273 9312 7173 1308 17793
1996-97 9489 5625 1174 16956 9618 8766 1625 20009
1997-98 10084 6233 1457 18632 10060 9522 1914 21469
1998-99 10698 7742 1750 20610 10462 10821 2238 23521
1999-00 P 11384 9505 2285 23694 10969 12610 2808 26387
2000-01 P 12135 10704 3095 26421 11517 15442 3692 30651
2001-02 P 12923 12661 3810 29837 12092 18882 4812 35786
P :Provisional (except for SCBs).
SCBs :Scheduled Commercial Banks.
RRBs :Regional Rural Banks.
@ :Includes loans issued by the State Governments.
Note : 1. In case of co-operatives and RRBs, data upto 1990-91 pertain to the period July-June and April-March thereafter. In
case of SCBs, data for all the years pertain to July-June period.
2. RRBs came into existence in 1975-76.
Also see Notes on Tables.
Source : 1. Reserve Bank of India.
2. National Bank for Agriculture and Rural Development.
44

TABLE 17 : DIRECT INSTITUTIONAL CREDIT FOR AGRICULTURE


AND ALLIED ACTIVITIES – LONG - TERM
(Rupees crore)
Year Loans issued Loans outstanding
Co- SCBs RRBs Total@ Co- SCBs RRBs Total
operatives operatives
1 2 3 4 5 6 7 8 9

1970-71 229 . . . . . . .
1971-72 228 . . . . . . .
1972-73 345 . . . . . . .
1973-74 214 114 . 327 807 179 . 985
1974-75 289 128 . 417 904 246 . 1150
1975-76 305 192 2 498 1345 427 . 1772
1976-77 414 254 16 668 1580 580 . 2160
1977-78 387 281 44 668 1727 793 . 2520
1978-79 415 435 101 850 1843 1065 . 2908
1979-80 562 520 . 1082 2153 1415 168 3568
1980-81 643 746 . 1389 2407 1882 286 4289
1981-82 683 873 . 1556 2672 2171 . 4843
1982-83 809 660 124 1593 2930 2792 273 5995
1983-84 780 986 143 1909 3180 3642 363 7185
1984-85 831 1426 178 2436 3531 4649 490 8670
1985-86 927 1477 226 2629 3710 6061 606 10377
1986-87 1081 1851 276 3208 4172 6736 737 11645
1987-88 1591 1854 237 3682 4476 8353 913 13742
1988-89 1279 2048 170 3497 4740 9426 1073 15239
1989-90 1433 2385 312 4129 5618 11279 1263 18160
1990-91 1372 2628 210 4209 5353 12797 1163 19313
1991-92 1863 2465 260 4588 7067 12351 1306 20723
1992-93 2089 2528 247 4864 7869 13300 1407 22576
1993-94 2445 2540 276 5261 8676 13688 1673 24037
1994-95 2879 3566 395 6841 9718 14766 1894 26378
1995-96 3240 4647 532 8419 9814 16255 2158 28227
1996-97 3765 5050 575 9389 10938 17561 2413 30911
1997-98 4075 5304 645 10007 11330 18924 2769 32950
1998-99 4401 6921 765 12087 11737 18998 3151 33886
1999-00 P 4731 6845 700 12276 12206 20832 3183 36221
2000-01 P 5100 5736 871 11707 12720 22828 3557 39105
2001-02 P 5279 5977 736 11992 13229 26224 3474 42927
P :Provisional (except for SCBs).
SCBs :Scheduled Commercial Banks.
RRBs :Regional Rural Banks.
@ :Includes loans issued by the State Governments.
Note : 1. In case of co-operatives and RRBs, data upto 1990-91 pertain to the period July-June and April-March thereafter. In
case of SCBs, data for all the years pertain to July-June period.
2. RRBs came into existence in 1975-76.
Also see Notes on Tables.
Source : 1. Reserve Bank of India.
2. National Bank for Agriculture and Rural Development.
45

TABLE 18 : DIRECT INSTITUTIONAL CREDIT FOR AGRICULTURE AND


ALLIED ACTIVITIES – TOTAL (Short-term and Long-term)
(Rupees crore)
Year Loans issued Loans outstanding
Co- State SCBs RRBs Total Co- SCBs RRBs Total
operatives Governments (2 to 5) operatives (7 to 9)
1 2 3 4 5 6 7 8 9 10

1970-71 744 74 . . 818 . . . .


1971-72 769 99 15 . 883 1598 268 . 1865
1972-73 958 177 21 . 1156 1837 342 . 2179
1973-74 877 91 219 . 1187 1970 436 . 2405
1974-75 1039 78 274 . 1391 2165 564 . 2724
1975-76 1187 82 405 2 1675 2357 790 . 3147
1976-77 1431 82 508 16 2037 2796 1031 . 3827
1977-78 1444 98 569 44 2155 3074 1340 . 4414
1978-79 1621 119 800 101 2641 3383 1825 . 5208
1979-80 1821 133 975 . 2928 3850 2364 168 6382
1980-81 2029 144 1263 . 3436 4315 3043 180 7539
1981-82 2479 153 1496 168 4296 4821 3541 273 8635
1982-83 2717 188 1225 222 4352 5155 4143 382 9680
1983-84 2938 185 1858 263 5244 5735 5280 509 11524
1984-85 3154 241 2461 310 6167 6367 6613 696 13676
1985-86 3674 354 2729 402 7159 6947 8416 871 16234
1986-87 3701 210 3332 477 7720 7465 9355 1061 17881
1987-88 4710 478 3526 483 9198 8347 11424 1313 21084
1988-89 4873 275 3813 420 9381 9408 12840 1552 23800
1989-90 5407 292 4282 647 10628 10566 15283 1838 27687
1990-91 4819 359 4676 335 10188 10531 17032 1753 29316
1991-92 5797 339 4806 596 11538 12176 16981 1984 31142
1992-93 6484 389 4960 698 12530 13769 18288 2206 34263
1993-94 8484 377 5400 752 15013 15316 19113 2560 36988
1994-95 9876 407 7408 1083 18773 16810 20920 3009 40738
1995-96 12483 554 9274 1381 23692 19126 23427 3467 46020
1996-97 13254 668 10675 1748 26345 20556 26327 4038 50921
1997-98 14159 858 11537 2103 28656 21390 28445 4683 54518
1998-99 15099 420 14663 2515 32697 22199 29819 5389 57408
1999-00 P 16115 520 16350 2985 35971 23175 33442 5991 62608
2000-01 P 17235 487 16440 3966 38127 24237 38270 7249 69757
2001-02 P 18202 443 18638 4546 41828 25321 45106 8286 78713

P : Provisional (except for SCBs).


SCBs : Scheduled Commercial Banks.
RRBs : Regional Rural Banks.
Note : 1. In case of co-operatives and RRBs, data upto 1990-91 pertain to the period July-June and April-March thereafter. In
case of SCBs, data for all the years pertain to July-June period.
2. RRBs came into existence in 1975-76.
Also see Notes on Tables.
Source : 1. Reserve Bank of India.
2. National Bank for Agriculture and Rural Development.
46

TABLE 19 : INDIRECT INSTITUTIONAL CREDIT FOR


AGRICULTURE AND ALLIED ACTIVITIES
(Rupees crore)
Year Loans issued Loans outstanding
Co- SCBs RRBs REC Total Co- SCBs RRBs REC Total
operatives operatives
1 2 3 4 5 6 7 8 9 10 11

1970-71 . . . . . . . . . .
1971-72 325 . . 36 361 135 172 . 62 369
1972-73 487 . . 49 536 141 190 . 112 443
1973-74 431 . . 51 481 198 212 . 163 572
1974-75 512 . . 78 590 295 280 . 241 816
1975-76 557 . . 76 633 237 302 . 316 854
1976-77 615 . 2 88 705 257 350 . 400 1006
1977-78 569 . 3 112 684 380 511 . 503 1395
1978-79 835 . 6 155 . 481 634 . 638 1752
1979-80 895 . . 166 . 343 733 13 781 1870
1980-81 1154 . . 183 . 638 998 16 932 2584
1981-82 1497 . 9 192 . 840 1158 21 1089 3109
1982-83 1956 . 8 252 . 1338 1310 23 1293 3964
1983-84 2400 . 9 303 . 1700 1392 27 1494 4613
1984-85 2993 . 8 327 . 2195 1459 30 1675 5359
1985-86 3744 . . 355 . 2886 1366 33 1921 6206
1986-87 1864 . . 440 . 2132 1424 34 2292 5882
1987-88 2453 266 11 655 3384 2313 1510 35 2829 6687
1988-89 1942 194 11 805 2951 2382 1541 44 3458 7424
1989-90 1688 207 10 713 2618 2230 1429 48 3959 7666
1990-91 1727 200 9 709 2645 2355 1189 24 4524 8092
1991-92 2002 198 * 7 588 2795 2487 1433 # 39 4875 8834
1992-93 2073 158 * 5 474 2709 2591 1552 # 40 5175 9391
1993-94 10076 332 * 0 692 11101 13412 2099 # 33 5655 21199
1994-95 12337 583 * 0 967 13887 16517 2866 # 33 6192 25607
1995-96 17371 1036 * 1 829 19237 17406 3674 # 35 6629 27744
1996-97 18927 1271 * 1 787 20986 19704 4986 # 49 7151 31890
1997-98 19972 1904 * 6 1093 22976 20817 6335 # 13 7799 34963
1998-99 20818 1997 * 8 2203 25026 22022 8117 # 25 8842 39006
1999-00 P 21857 3431 * 7 3051 28346 22022 12968 # 29 12189 47208
2000-01 P 22952 3967 * . 4109 . 24714 18825 # . 14185 .
2001-02 P 24108 7990 * . 4722 . 27634 18238 # . 15936 .
2002-03 P . . . 6607 . . 23690 # . 16506 .
2003-04 P . . . 6017 . . 28520 # . 18305 .
P :Provisional (except for SCBs).
SCBs :Scheduled Commercial Banks.
RRBs :Regional Rural Banks.
REC :Rural Electrification Corporation Ltd.
* :Disbursements to priority sector as at end-June.
# :Priority sector advances as at end-March.
Note : 1. In case of co-operatives and RRBs, data upto 1990-91 pertain to the period July-June and April-March thereafter. In
case of SCBs, data for all the years pertain to July-June period.
2. RRBs came into existence in 1975-76.
3. Data for loans from co-operatives since 1993-94 are not strictly comparable with the earlier period as many defaulters
became non-defaulters with the implementation of Agricultural and Rural Debt Relief (ARDR) Scheme resulting in an
increase in the assistance from banks. Furthermore, introduction/stabilisation of Lead Bank Returns (LBR), increase
in the number of banks as also increase in the awareness and consequent improvement in the data maintenance and
reporting system at the field level, have resulted in an increase in the amount of loans reported in subsequent years.
Also see Notes on Tables.
Source : 1. Reserve Bank of India (in case of SCBs).
2. National Bank for Agriculture and Rural Development (in case of RRBs and co-operatives).
3. Rural Electrification Corporation Ltd. (in case of REC).
47

TABLE 20 : SCHEDULED COMMERCIAL BANKS' DIRECT FINANCE TO FARMERS


ACCORDING TO SIZE OF LAND HOLDINGS : DISBURSEMENTS
(Short-term and Long-term Loans)
(Number of accounts in thousands; Amount in Rupees crore)

Year Up to 2.5 acres Above 2.5 acres to 5 acres Above 5 acres Total
(As at Number of Amount Number of Amount Number of Amount Number of Amount
end-June) accounts accounts accounts accounts
1 2 3 4 5 6 7 8 9

1980-81* 1587 252 693 168 790 594 3070 1014

1981-82* 682 134 332 100 335 249 1349 484

1982-83 1304 290 652 211 616 476 2571 977

1983-84 1831 404 1072 372 835 743 3738 1519

1984-85 1829 506 1241 482 903 950 3972 1938

1985-86 1950 617 1232 589 988 1037 4170 2243

1986-87 2045 758 1386 708 1044 1278 4475 2744

1987-88 2236 824 1442 760 1038 1360 4716 2945

1988-89 2191 881 1453 835 990 1471 4634 3187

1989-90 2057 1033 1337 890 947 1607 4341 3530

1990-91 1960 1181 1219 952 899 1782 4078 3915

1991-92 1862 1172 1289 1013 949 1887 4100 4072

1992-93 1871 1171 1336 1033 1000 2003 4206 4206

1993-94 1886 1312 1341 1176 1192 2070 4419 4558

1994-95 2032 1692 1518 1474 1261 2970 4812 6137

1995-96 2024 2001 1689 1952 1703 3703 5416 7657

1996-97 2076 2176 1676 2289 1745 4511 5496 8976

1997-98 2104 2288 1811 2413 1420 4827 5336 9528

1998-99 2308 2787 1878 3181 1659 5862 5845 11829

1999-00 2342 3338 1871 3467 1581 7209 5794 14014

2000-01 2382 3740 1860 3642 1599 7135 5841 14516

2001-02 2679 4352 1933 4371 2359 7578 6970 16300

* : As at end-March.
48

TABLE 21 : SCHEDULED COMMERCIAL BANKS' DIRECT FINANCE TO FARMERS


ACCORDING TO SIZE OF LAND HOLDINGS : OUTSTANDING
(Short-term and Long-term Loans)
(Number of accounts in thousands; Amount in Rupees crore)

Year Up to 2.5 acres Above 2.5 acres to 5 acres Above 5 acres Total
(As at Number of Amount Number of Amount Number of Amount Number of Amount
end-June) accounts accounts accounts accounts
1 2 3 4 5 6 7 8 9

1980-81* 3017 477 1645 396 1931 1454 6593 2326

1981-82* 3202 611 1821 511 2119 1720 7142 2842

1982-83 3573 762 2147 668 2504 1963 8224 3393

1983-84 4029 948 2564 911 2414 2444 9007 4302

1984-85 4397 1158 3001 1158 2649 2941 10046 5258

1985-86 5104 1526 3557 1483 3135 3678 11796 6687

1986-87 5227 1682 3707 1683 3116 4023 12050 7388

1987-88 5871 2015 4190 2044 3542 5029 13603 9088

1988-89 6073 2324 4354 2312 3593 5460 14020 10096

1989-90 6082 2727 4351 2673 3706 6494 14140 11894

1990-91 6137 2895 4346 2870 3563 6624 14045 12389

1991-92 6063 3239 4439 3050 3669 7058 14170 13346

1992-93 6057 3437 4460 3328 3878 7444 14395 14210

1993-94 6007 3595 4282 3411 3637 7902 13926 14908

1994-95 5463 3889 4047 3659 3492 8359 13002 15906

1995-96 5557 4326 4255 4295 3461 9265 13273 17885

1996-97 5296 4894 4219 5033 3575 10469 13090 20396

1997-98 4890 5058 4034 5442 3354 11752 12278 22252

1998-99 4408 5511 3711 5680 3389 12651 11507 23842

1999-00 4544 6185 3777 6445 3379 14719 11700 27349

2000-01 4600 7215 3689 7308 3555 16963 11844 31486

2001-02 4902 8759 3961 9686 3394 19083 12257 37529

* : As at end-March.
49

TABLE 22 : SCHEDULED COMMERCIAL BANKS’ ADVANCES TO AGRICULTURE


(Rupees crore)
Year Total Indirect finance Total
(As at direct Distribution Loans Loans Other Total direct and
end- finance of fertilisers to Electricity to farmers type of indirect indirect
March) and other Boards through indirect finance finance
inputs PACS/FSS/ finance (3+4+5+6) (2+7)
LAMPS
1 2 3 4 5 6 7 8

1970-71 235 64 41 – 38 143 378


1971-72 259 41 58 7 29 135 394
1972-73 313 56 79 12 25 172 485
1973-74 418 50 99 16 32 197 615
1974-75 543 78 98 20 59 255 798
1975-76 751 97 88 30 90 305 1056
1976-77 1006 108 88 46 95 337 1343
1977-78 1285 131 84 62 178 455 1740
1978-79 1729 109 93 86 292 579 2308
1979-80@ 2789 206 145 117 316 784 3573
1980-81 2888 213 180 113 374 883 3771
1981-82 4061 301 265 155 505 1227 5288
1982-83 4903 267 355 168 541 1330 6233
1983-84 6136 307 430 178 570 1486 7622
1984-85 7612 401 393 193 434 1420 9032
1985-86 9160 435 372 203 415 1425 10585
1986-87 10607 387 478 237 418 1520 12127
1987-88 12401 390 472 266 426 1555 13956
1988-89 13844 447 330 260 503 1541 15385
1989-90 15500 335 495 267 331 1429 16929
1990-91 16145 329 363 199 299 1189 17334
1991-92 17397 241 655 177 360 1433 18830
1992-93 18949 268 708 183 392 1552 20501
1993-94 19465 364 896 205 635 2099 21564
1994-95 21334 536 1165 224 940 2865 24199
1995-96 23814 756 1058 285 1575 3674 27488
1996-97 27448 968 1233 285 2500 4986 32434
1997-98 29443 1200 1417 363 3355 6335 35778
1998-99 33094 1491 1627 407 4592 8117 41211
1999-00 36466 1675 1723 449 9121 12968 49434
2000-01 40485 2304 1697 377 14447 18825 59310
2001-02 46581 3303 1841 928 12166 18238 64819
2002-03 56857 3241 2966 949 16534 23690 80547
2003-04 70781 4118 3533 723 20146 28520 99301
2004-05 P 94769 . . . . 39177 133946

P : Provisional.
@ : Data relate to end-December.
PACS : Primary Agricultural Credit Societies.
FSS : Farmers’ Service Societies.
LAMPS : Large-sized Adivasi Multipurpose Societies.
Also see Notes on Tables.
50

TABLE 23 : SCHEDULED COMMERCIAL BANKS’ ADVANCES TO SMALL-SCALE


INDUSTRIES AND ALLIED SERVICES
(Rupees crore)
Year (As at Balance outstanding
end-March)
Small-scale Small road and water For setting up of
industries transport operators industrial estate
1 2 3 4

1970-71 493 48 3
1971-72 576 60 5
1972-73 686 75 4
1973-74 904 101 7
1974-75 1040 133 9
1975-76 1153 213 14
1976-77 1403 291 21
1977-78 1704 351 22
1978-79 2232 441 30
1979-80 2695 541 23
1980-81 * 3953 997 47
1981-82 * 4464 1247 56
1982-83 * 5389 1628 63
1983-84 * 6537 1895 81
1984-85 * 7829 2004 78
1985-86 * 9127 2088 81
1986-87 * 10659 2154 78
1987-88 * 12968 2319 90
+
1988-89 14635 2428 92
1989-90 15969 2542 65
1990-91 17938 2679 60
1991-92 18939 2626 59
1992-93 20975 2646 77
1993-94 23978 2701 85
1994-95 29175 2979 65
1995-96 34246 3392 43
1996-97 38196 3832 51
1997-98 45771 3811 191
1998-99 51679 4207 110
1999-00 57035 4893 71
2000-01 60141 4973 167
2001-02 67107 5451 69
2002-03 64707 6568 61
2003-04 71209 8631 149
2004-05 P 83179 . .
P : Provisional.
* : Data relate to end-December.
+
: Data relate to end-September.
Also see Notes on Tables.
51

TABLE 24 : GROSS AND NET NPAs OF SCHEDULED COMMERCIAL BANKS


(Amount in Rupees crore)
Year (end- Advances Non-performing assets (NPAs)
March) Gross Net Gross Net
Amount As percentage As percentage Amount As percentage As percentage
of gross of total of net of total
advances assets advances assets
1 2 3 4 5 6 7 8 9

Scheduled commercial banks


1996-97 301698 276421 47300 15.7 7.0 22340 8.1 3.3
1997-98 352696 325522 50815 14.4 6.4 23761 7.3 3.0
1998-99 399436 367012 58722 14.7 6.2 28020 7.6 2.9
1999-00 475113 444292 60408 12.7 5.5 30073 6.8 2.7
2000-01 558766 526328 63741 11.4 4.9 32461 6.2 2.5
2001-02 680958 645859 70861 10.4 4.6 35554 5.5 2.3
2002-03 778043 740473 68717 8.8 4.0 32671 4.4 1.9
2003-04 902026 862643 64785 7.2 3.3 24615 2.9 1.2
2004-05# 1152682 1115663 59516 5.2 2.5 22289 2.0 0.9
Public sector banks
1996-97 244214 220922 43577 17.8 7.8 20285 9.2 3.6
1997-98 284971 260459 45653 16.0 7.0 21232 8.2 3.3
1998-99 325328 297789 51710 15.9 6.7 24211 8.1 3.1
1999-00 379461 352714 53033 14.0 6.0 26187 7.4 2.9
2000-01 442134 415207 54672 12.4 5.3 27977 6.7 2.7
2001-02 509368 480681 56473 11.1 4.9 27958 5.8 2.4
2002-03 577813 549351 54090 9.4 4.2 24867 4.5 1.9
2003-04 661975 631383 51538 7.8 3.5 18860 3.0 1.3
2004-05# 877825 848912 48541 5.5 2.7 17490 2.1 1.0

Old private sector banks


1996-97 21702 20832 2325 10.7 5.2 1385 6.6 3.1
1997-98 25580 24353 2794 10.9 5.1 1572 6.5 2.9
1998-99 28979 26017 3784 13.1 5.8 2332 9.0 3.6
1999-00 35404 33879 3815 10.8 5.2 2393 7.1 3.3
2000-01 39738 37973 4346 10.9 5.1 2771 7.3 3.3
2001-02 44057 42286 4851 11.0 5.2 3013 7.1 3.2
2002-03 51329 49436 4550 8.9 4.3 2740 5.5 2.6
2003-04 57908 55648 4393 7.6 3.6 2140 3.8 1.8
2004-05 70412 67742 4206 6.0 3.2 1859 2.7 1.4
New private sector banks
1996-97 8257 7814 217 2.6 1.3 154 2.0 1.0
1997-98 11173 11058 392 3.5 1.5 291 2.6 1.1
1998-99 14070 13714 871 6.2 2.3 611 4.5 1.6
1999-00 22816 22156 946 4.1 1.6 638 2.9 1.1
2000-01 31499 30086 1617 5.1 2.1 929 3.1 1.2
2001-02 76901 74187 6811 8.9 3.9 3663 4.9 2.1
2002-03 94718 89515 7232 7.6 3.8 4142 4.6 2.2
2003-04 119511 115106 5961 5.0 2.4 2717 2.4 1.1
2004-05 127420 123655 4576 3.6 1.6 2292 1.9 0.8
Foreign banks in India
1996-97 27525 26853 1181 4.3 2.1 516 1.9 0.9
1997-98 30972 29652 1976 6.4 3.0 666 2.2 1.0
1998-99 31059 29492 2357 7.6 3.1 866 2.9 1.1
1999-00 37432 35543 2614 7.0 3.2 855 2.4 1.0
2000-01 45395 43063 3106 6.8 3.0 785 1.8 0.8
2001-02 50631 48705 2726 5.4 2.4 920 1.9 0.8
2002-03 54184 52171 2845 5.3 2.4 921 1.8 0.8
2003-04 62632 60506 2894 4.6 2.1 898 1.5 0.7
2004-05 77026 75354 2192 2.8 1.4 648 0.9 0.4
#
: Data include the impact of conversion of a non-banking entity into a banking entity from October 11, 2004.
52

TABLE 25 : DISTRIBUTION OF SCHEDULED COMMERCIAL BANKS BY CRAR


(Number of banks)
Capital to Bank group
Year Risk-weighted State Bank Nationalised Old private New private Foreign Scheduled
Assets Ratio group banks sector sector banks commercial
(CRAR) banks banks in India banks
1 2 3 4 5 6 7 8
1995-96 Below 4 per cent – 5 3 – – 8
Between 4-8 per cent – 3 3 – 3 9
Between 8-10 per cent 6 7 7 1 12 33
Above 10 per cent 2 4 12 8 16 42
1996-97 Below 4 per cent – 2 3 – – 5
Between 4-8 per cent – – 1 – – 1
Between 8-10 per cent 3 6 8 – 13 30
Above 10 per cent 5 11 13 9 26 64
1997-98 Below 4 per cent – 1 2 – – 3
Between 4-8 per cent – – 2 – – 2
Between 8-10 per cent 1 6 6 2 12 27
Above 10 per cent 7 12 15 7 30 71
1998-99 Below 4 per cent – 1 2 – 1 4
Between 4-8 per cent – – 2 – – 2
Between 8-10 per cent – 4 3 2 14 23
Above 10 per cent 8 14 18 7 29 76
1999-00 Below 4 per cent – 1 2 – – 3
Between 4-9 per cent – – 2 – – 2
Between 9-10 per cent – 4 2 1 5 12
Above 10 per cent 8 14 18 7 37 84
2000-01 Below 4 per cent – 1 2 – – 3
Between 4-9 per cent – 1 1 – – 2
Between 9-10 per cent – 2 4 1 4 11
Above 10 per cent 8 15 16 7 38 84
2001-02 Below 4 per cent – 1 – – – 1
Between 4-9 per cent – 1 – 1 – 2
Between 9-10 per cent – 2 2 1 2 7
Above 10 per cent 8 15 19 6 33 81
2002-03 Below 4 per cent – – – 2 – 2
Between 4-9 per cent – – – – – –
Between 9-10 per cent – 1 1 1 – 3
Above 10 per cent 8 18 20 6 36 88
2003-04 Below 4 per cent – – – 1 – 1
Between 4-9 per cent – – – 1 – 1
Between 9-10 per cent – 1 – – – 1
Above 10 per cent 8 18 20 8 33 87
2004-05 Below 4 per cent – – 1 – – 1
Between 4-9 per cent – – 1 – – 1
Between 9-10 per cent – 2 3 2 1 8
Above 10 per cent 8 18* 15 7 30 78
Note : Scheduled commercial banks (SCBs) had to comply with minimum capital to risk-weighted assets ratio (CRAR) of
8 per cent up to end-March 1999 and 9 per cent from end-March 2000.
* : Including IDBI Ltd.
53

TABLE 26 : DISTRIBUTION OF SCHEDULED COMMERCIAL BANKS’ OFFICES


(Number of Offices)
Year Rural Semi-urban Urban Metropolitan Total
1 2 3 4 5 6

1969 1833 3342 1584 1503 8262


1972 4817 4401 2504 1900 13622
1973 5561 4751 2764 2286 15362
1974 6166 5116 3091 2563 16936
1975 6807 5598 3489 2836 18730
1976 7690 6421 3998 3111 21220
1977 9537 7248 4542 3475 24802
1978 11806 7628 4843 3739 28016
1979 13337 7889 5037 3939 30202
1980 15105 8122 5178 4014 32419
1981 17656 8471 5454 4126 35707
1982 20401 8809 5693 4274 39177
1983 22686 9081 5917 4395 42079
1984 25380 9326 6116 4510 45332
1985 30185 9816 6578 4806 51385
1986 29703 10585 7209 5790 53287
1987 30209 10637 7218 5795 53859
1988 31114 11132 7322 5842 55410
1989 33014 11166 7524 5995 57699
1990 34791 11324 8042 5595 59752
1991 35206 11344 8046 5624 60220
1992 35269 11356 8279 5666 60570
1993 35389 11465 8562 5753 61169
1994 35329 11890 8745 5839 61803
1995 33004 13341 8868 7154 62367
1996 32995 13561 9086 7384 63026
1997 32915 13766 9340 7529 63550
1998 32878 13980 9597 7763 64218
1999 32857 14168 9898 8016 64939
2000 32734 14407 10052 8219 65412
2001 32562 14597 10293 8467 65919
2002 32380 14747 10477 8586 66190
2003 32303 14859 10693 8680 66535
2004 32121 15091 11000 8976 67188
2005 P 32108 15352 11444 9347 68251
P : Provisional.
Note : Data for 1970 and 1971 are not available.
Also see Notes on Tables.
Source : Data upto 2004 are based on Basic Statistical Returns of Scheduled Commercial Banks. Data for 2005 are based on the
Master Office File.
54

TABLE 27 : REGIONAL RURAL BANKS - SELECT AGGREGATES


(Rupees crore)
Year * Deposits Bank credit Investments in approved securities Cash in
Demand Time Total Government Other Total hand
(2+3) securities securities (6+7)
1 2 3 4 5 6 7 8 9

1979-80 72 72 145 173 0 0 0 5

1980-81 74 157 232 285 0 0 0 8

1981-82 90 262 352 439 0 0 0 11

1982-83 135 359 494 606 0 0 0 13

1983-84 194 494 689 813 0 0 0 18

1984-85 258 715 973 1134 0 0 0 24

1985-86 324 990 1314 1465 0 0 1 27

1986-87 417 1337 1754 1852 2 1 3 31

1987-88 536 1735 2271 2328 5 1 6 34

1988-89 645 2282 2927 2858 5 1 6 40

1989-90 817 2998 3815 3409 5 1 6 46

1990-91 941 3619 4560 3497 9 6 16 56

1991-92 1044 4227 5271 3951 8 17 24 64

1992-93 1093 5277 6370 4451 10 37 47 74

1993-94 1394 6651 8045 5024 39 52 91 86

1994-95 2115 8733 10848 6201 459 375 834 216

1995-96 2475 10895 13370 7289 842 983 1826 177

1996-97 2947 14025 16971 8544 723 1765 2488 226

1997-98 3805 17173 20977 9687 1011 2517 3528 253

1998-99 4688 20740 25428 11016 1191 3816 5007 300

1999-00 5105 24946 30051 12663 1224 4786 6009 343

2000-01 6098 29897 35995 15211 1642 5847 7489 357

2001-02 7305 35189 42494 18033 1970 4901 6871 400

2002-03 8513 39131 47644 21359 7673 4335 12008 471

2003-04 10727 42663 53390 25057 13324 4208 17532 547

2004-05 12757 45529 58286 31651 16970 3242 20213 598

* : As on last Friday of March up to 1984-85 and last reporting Friday of March thereafter.
55

TABLE 28 : AGGREGATE DEPOSITS OF NON-BANKING COMPANIES


(Rupees crore)

Year Non-bank financial companies Non-bank non-financial companies Grand Total


(end-
Regulated Exempted Total Regulated Exempted Total Regulated Exempted Total
March) deposits deposits (2+3) deposits deposits (5+6) deposits deposits (8+9)
(2+5) (3+6)
1 2 3 4 5 6 7 8 9 10
1970-71 42 108 150 190 229 419 232 337 569
1971-72 65 146 211 355 126 481 419 272 692
1972-73 54 176 230 319 198 517 374 374 748
1973-74 80 224 304 404 321 725 484 545 1029
1974-75 105 338 442 394 361 754 498 698 1197
1975-76 129 333 462 416 388 804 545 720 1265
1976-77 147 549 696 573 466 1039 720 1015 1735
1977-78 185 564 750 686 628 1313 871 1192 2063
1978-79 156 883 1039 847 751 1598 1002 1634 2636
1979-80 187 1425 1613 885 956 1841 1072 2382 3454
1980-81 215 1261 1476 1142 1570 2712 1357 2831 4188
1981-82 214 1532 1746 1306 2441 3746 1520 3972 5492
1982-83 237 2193 2430 1740 5024 6764 1978 7217 9194
1983-84 276 2886 3161 2059 5904 7963 2335 8790 11124
1984-85 410 3947 4356 2406 9379 11784 2815 13325 16140
1985-86 486 4474 4960 2781 10332 13113 3267 14806 18072
1986-87 832 5109 5942 3245 12214 15459 4077 17323 21400
1987-88 1137 6363 7500 3598 13107 16705 4735 19469 24204
1988-89 1506 8979 10485 3901 14219 18120 5407 23198 28605
1989-90 1773 12870 14643 4224 17215 21439 5997 30085 36082
1990-91 2041 15196 17236 4706 22131 26837 6747 37327 44074
1991-92 2824 17614 20439 4672 26074 30746 7497 43688 51185
1992-93 4288 40669 44956 4890 98251 103141 9178 138920 148097
1993-94 17390 39048 56437 5813 123530 129343 23202 162578 185781
1994-95 25441 60055 85495 7261 151251 158511 32701 211305 244006
1995-96 38711 62962 101672 8040 178869 186909 46751 241831 288582
1996-97 53116 71254 124370 9592 214281 223873 62708 285535 348243

DEPOSITS OF THE NBFC SECTOR


(Amount in Rupees crore)
Year NBFCs RNBCs Total public
(end- deposits
March) No. of reporting Public No. of reporting Public
(3+5)
companies deposits companies deposits
1 2 3 4 5 6
1997-98 1420 13572 9 10249 23821
1998-99 1536 9785 11 10644 20429
1999-00 996 8338 9 11004 19342
2000-01 974 6459 7 11625 18085
2001-02 905 5933 5 12889 18822
2002-03 870 5035 5 15065 20100
2003-04 774 4317 3 15327 19644
2004-05 570 3646 3 16600 20246
NBFCs : Non-banking financial companies. RNBCs : Residuary non-banking companies.
Note : Data format has changed after 1996-97 due to new reporting format following changes in the regulatory framework in 1998.
56

TABLE 29 : RESOURCE MOBILISATION IN THE PRIVATE PLACEMENT MARKET


(Rupees crore)
Year Private sector Public sector Grand total
Financial Non-financial Total Financial Non-financial Total
institutions institutions institutions institutions
No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount
issues issues issues issues issues issues issues

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15

1995-96 . 2136 . 1934 . 4070 . 4552 . 4739 . 9291 . 13361

1996-97 . 1847 . 646 . 2493 . 6541 . 6032 . 12573 . 15066

1997-98 . 4324 . 4879 139 9202 . 9660 . 11237 118 20896 257 30099

1998-99 87 12174 93 4824 180 16998 67 20382 69 12299 136 32681 316 49679

1999-00 176 10875 191 8528 367 19404 119 17981 92 23874 211 41856 578 61259

2000-01 208 13263 171 9843 379 23106 112 26201 96 18530 208 44731 587 67836

2001-02 363 16019 309 12601 672 28620 167 17358 119 18898 286 36256 958 64876

2002-03 327 9454 550 15623 877 25077 157 20407 110 21464 267 41871 1144 66948

2003-04 344 12551 296 6209 640 18760 132 26461 102 18679 234 45141 874 63901

2004-05 P 255 20974 461 14770 716 35744 128 26128 70 22180 198 48308 914 84052

P : Provisional.
57

TABLE 30 : NET RESOURCES MOBILISED BY MUTUAL FUNDS


(Rupees crore)
Year UTI * Bank-sponsored FI-sponsored Private sector Total
mutual funds mutual funds mutual funds (2 to 5)
1 2 3 4 5 6

1970-71 18 – – – 18
1971-72 15 – – – 15
1972-73 23 – – – 23
1973-74 31 – – – 31
1974-75 17 – – – 17
1975-76 29 – – – 29
1976-77 35 – – – 35
1977-78 73 – – – 73
1978-79 102 – – – 102
1979-80 58 – – – 58
1980-81 52 – – – 52
1981-82 157 – – – 157
1982-83 167 – – – 167
1983-84 330 – – – 330
1984-85 756 – – – 756
1985-86 892 – – – 892
1986-87 1261 – – – 1261
1987-88 2059 250 – – 2310
1988-89 3855 320 – – 4175
1989-90 5584 888 315 – 6787
1990-91 4553 2352 604 – 7508
1991-92 8685 2140 427 – 11253
1992-93 11057 1204 760 – 13021
1993-94 9297 148 239 1560 11243
(7453)
1994-95 8611 765 576 1322 11275
(6800)
1995-96 -6314 113 235 133 -5833
(-2877)
1996-97 -3043 @ 6 137 864 -2037
(-855) @
1997-98 2875 237 203 749 4064
(2592)
1998-99 170 -88 547 2067 2695
(1300)
1999-00 4548 336 295 16937 22117
(5762)
2000-01 322 248 1273 9292 11135
(1201)
2001-02 -7284 863 407 16134 10120
(-6119)
2002-03 -9434 1033 862 12122 4583
2003-04 1050 ** 4526 787 41510 47873
2004-05 P -2722 # 1348 -1462 5851 3015
P :
Provisional. FI : Financial Institution.
* :For Unit Trust of India (UTI), data are gross values (with premium) of net sales under all domestic schemes.
@ :Excludes re-investment sales.
** :Data pertain to UTI Mutual Fund for the period February 01, 2003 to March 31, 2004, being the first year in operation after the
bifurcation of erstwhile UTI into UTI Mutual Fund and Specified Undertaking of the Unit Trust of India.
# : Data pertain to UTI Mutual Fund only.
Note : 1. Data in parentheses pertain to net sales at face value (excluding premium).
2. Data from 1970-71 to 1990-91 for UTI relate to July-June period.
Also see Notes on Tables.
Source : UTI and respective mutual funds.
58

TABLE 31 : NEW CAPITAL ISSUES BY NON-GOVERNMENT


PUBLIC LIMITED COMPANIES
(Rupees crore)
Year Ordinary Preference Debentures Total Of total capital issues Of total capital issues
shares shares
Prospectus Rights New Existing
No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount No. of Amount
issues issues issues issues issues issues issues issues

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

1970 64 38 41 13 8 15 113 66 78 57 35 9 51 31 62 36

1971 66 32 29 7 5 4 100 43 65 33 35 10 50 29 50 15

1972 97 59 39 9 5 25 141 93 112 84 29 9 90 54 51 39

1973 136 63 49 9 5 3 190 74 163 60 27 15 119 47 71 27

1974 . 46 . 5 0 5 173 56 126 46 47 10 84 24 89 33

1975 . 89 . 8 0 2 170 98 136 86 34 12 91 62 79 36

1976 . 59 . 6 0 3 140 69 114 58 26 10 81 46 59 22

1977 . 95 . 3 0 6 152 103 111 85 41 19 67 54 85 49

1978 . 85 . 6 0 10 165 101 115 81 50 19 76 62 89 38

1979 . 113 . 1 0 67 189 180 118 98 71 82 70 53 119 127

1980 . 89 . 2 0 73 237 164 167 102 70 62 141 58 96 106

1981-82 357 305 5 3 73 290 435 598 345 490 90 108 256 233 179 366

1982-83 570 259 8 2 66 445 644 706 559 397 85 309 498 215 146 491

1983-84 734 382 7 2 53 454 794 838 705 360 89 477 651 295 143 542

1984-85 402 363 5 0 64 693 471 1056 405 396 66 660 338 309 133 747

1985-86 758 898 9 1 83 846 850 1745 721 893 129 853 536 627 314 1118

1986-87 424 1008 3 1 94 1573 521 2581 414 1373 107 1208 244 735 277 1846

1987-88 174 1105 5 7 46 676 225 1788 140 716 85 1072 83 318 142 1470

1988-89 256 1034 6 3 79 2188 341 3225 191 1571 150 1654 121 1233 220 1992

1989-90 269 1220 4 8 134 5282 407 6510 190 3154 217 3356 102 613 305 5897

1990-91 246 1284 3 13 115 3015 364 4312 152 2048 212 2264 86 737 278 3575

1991-92 366 1916 3 2 145 4275 514 6193 210 2114 304 4079 94 941 420 5252

1992-93 868 9953 1 1 171 9850 1040 19803 531 7077 509 12726 188 3311 852 16492

1993-94 983 9960 1 0 149 9370 1133 19330 753 11547 380 7784 244 5580 889 13750

1994-95 1548 17414 9 131 121 8871 1678 26417 1328 19677 350 6740 368 6465 1310 19952

1995-96 1591 11877 9 150 63 3970 1663 15998 1405 10332 258 5666 577 3117 1086 12881

1996-97 801 6101 5 75 32 4233 838 10410 727 7748 111 2661 367 2270 471 8139

1997-98 89 1162 1 4 12 1972 102 3138 54 1411 48 1727 27 675 75 2463

1998-99 33 2563 3 60 12 2391 48 5013 24 2602 24 2411 7 58 41 4955

1999-00 69 2753 0 0 10 2401 79 5153 55 4028 24 1125 10 222 69 4931

2000-01 128 2608 2 142 9 3068 139 5818 118 5291 21 528 111 2312 28 3506

2001-02 6 860 0 0 13 4832 19 5692 14 4980 5 712 4 88 15 5604

2002-03 5 460 0 0 4 1418 9 1878 6 1407 3 471 3 207 6 1671

2003-04 35 2471 0 0 3 1251 38 3722 16 2715 22 1007 9 1384 29 2338

2004-05 P 51 11452 0 0 3 1627 54 13079 28 9636 26 3444 22 4778 32 8301

P : Provisional.
Note : 1. Up to 1980, data are on January-December basis and from 1981-82 onwards on April-March basis.
2. In conformity with the Controller of Capital issues, the 'initial' and 'further' capital issues were changed to 'new' and 'existing' along with conceptual changes from 1971.
59

TABLE 32 : BONDS ISSUED BY PUBLIC SECTOR UNDERTAKINGS*


(Rupees crore)
Year Tax-free bonds Taxable bonds Total (2+3)
1 2 3 4

1985-86 0 354 354

1986-87 900 775 1675

1987-88 1387 947 2334

1988-89 2412 456 2868

1989-90 3317 912 4229

1990-91 2545 3118 5663

1991-92 2469 3242 5711

1992-93 11 1052 1063

1993-94 1414 4172 5586

1994-95 1198 1872 3070

1995-96 547 1744 2291

1996-97 67 3327 3394

1997-98 570 2412 2982

1998-99 406 3957 4363

1999-00 400 8297 8697

2000-01 662 15969 16631

2001-02 274 14162 14436

2002-03 286 7243 7529

2003-04 P – 10169 10169

2004-05 P – 7491 7491

P : Provisional.
* : Data include both public issues of bonds and privately placed bonds.
Source : Respective public sector undertakings for years up to 1997-98 and merchant bankers and prospectus thereafter.
60

TABLE 33 : ABSORPTION OF PRIVATE CAPITAL ISSUES


(Rupees crore)
Year No. of Amount Subscribed Offered to public Total Total
companies under- (7 to 10) (6+11)
By promo- By Govt., Total Subscribed Subscribed by underwriters
written
ters, colla- financial (4+5) by public As As under- Unsub-
borators, institutions other than investors writing scribed
employees, & insurance underwriters obligations
etc. companies
1 2 3 4 5 6 7 8 9 10 11 12

1970-71 57 31 9 0 9 19 7 7 0 33 42
1971-72 48 29 3 1 4 22 3 5 0 30 34
1972-73 61 46 4 1 5 26 18 6 0 50 55
1973-74 131 49 6 4 10 35 6 9 1 51 61
1974-75 59 20 1 1 2 12 5 5 0 22 24
1975-76 83 55 6 2 8 29 17 11 0 57 65
1976-77 69 25 4 1 5 15 7 6 0 28 33
1977-78 80 53 10 4 14 31 6 19 1 57 71
1978-79 80 34 9 2 11 35 2 10 0 47 58
1979-80 96 38 11 3 14 40 4 4 0 48 62
1980-81 121 42 22 2 24 66 2 6 0 74 98
1981-82 244 261 103 16 119 261 13 29 0 303 422
1982-83 353 163 142 9 151 157 13 31 5 206 357
1983-84 441 101 64 10 74 134 0 18 0 152 226
1984-85 395 144 88 51 139 176 0 18 0 194 333
1985-86 676 274 196 44 240 426 0 4 0 430 670
1986-87 385 418 305 274 579 624 45 19 3 691 1270
1987-88 119 195 215 31 246 260 18 37 1 316 562
1988-89 178 432 475 104 579 1014 12 58 0 1084 1663
1989-90 262 536 2409 124 2533 1619 10 62 8 1699 4232
1990-91 130 772 826 184 1010 793 1 33 0 827 1837
1991-92 159 837 749 191 940 846 2 0 0 848 1788
1992-93 426 3786 754 46 800 2846 169 387 13 3415 4215
1993-94 525 4880 2976 666 3642 4059 20 218 13 4310 7952
1994-95 800 5417 6387 816 7203 5502 35 15 8 5560 12763
1995-96 581 1361 1996 326 2322 0 0 0 0 2280 4602
1996-97 269 172 547 229 776 0 0 0 0 774 1550
1997-98 13 26 29 6 35 0 0 0 0 44 79
1998-99 5 31 6 4 10 34 0 0 0 34 44
1999-00 53 1601 115 262 377 1562 0 0 0 1562 1939
2000-01 91 1419 246 30 276 1752 0 0 0 1752 2028
2001-02 4 879 107 12 119 1032 0 0 0 1032 1151
2002-03 3 255 0 0 0 207 0 0 0 207 207
2003-04 P 13 1885 41 * 0 41 2279 $ 0 0 0 2279 2320 #
P : Provisional.
* : Including offer for sale of Rs.1 crore and fresh issue of Rs.40 crore.
$ : Including offer for sale of Rs.1377 crore and fresh issue of Rs.902 crore.
# : Including offer for sale of Rs.1378 crore and fresh issue of Rs.942 crore.
Source : Department of Company Affairs, Ministry of Finance, Government of India.
61

TABLE 34 : FINANCIAL ASSISTANCE SANCTIONED AND DISBURSED BY


ALL FINANCIAL INSTITUTIONS
(Rupees crore)
Year IDBI IFCI ICICI SIDBI IIBI@
Sanctions Disbursements Sanctions Disbursements Sanctions Disbursements Sanctions Disbursements Sanctions Disbursements

1 2 3 4 5 6 7 8 9 10 11

1970-71 70 58 32 17 44 29 – – – –
1971-72 149 80 29 23 40 30 – – 7 1
1972-73 97 82 46 28 49 40 – – 6 4
1973-74 167 137 42 32 61 44 – – 7 5
1974-75 259 203 29 37 63 45 – – 8 8
1975-76 305 224 51 35 79 61 – – 5 5
1976-77 540 341 77 55 99 67 – – 10 11
1977-78 680 410 113 58 108 92 – – 11 9
1978-79 725 618 139 74 183 109 – – 11 13
1979-80 1125 753 138 91 204 136 – – 15 13
1980-81 1691 1259 207 109 314 185 – – 19 17
1981-82 1835 1504 218 169 302 265 – – 50 28
1982-83 1927 1595 230 196 392 282 – – 62 38
1983-84 2391 1976 322 225 508 334 – – 70 41
1984-85 3354 2199 415 273 621 393 – – 111 55
1985-86 3656 2798 499 404 708 482 – – 75 68
1986-87 4566 3259 798 452 1118 696 – – 149 95
1987-88 5289 4005 923 657 1232 771 – – 187 102
1988-89 4411 3382 1636 998 1978 1086 – – 209 117
1989-90 7269 5121 1817 1122 2851 1357 – – 147 141
1990-91 6278 4501 2430 1574 3744 1968 2409 1839 235 154
(5133) (3613) (1215) (1096)
1991-92 6590 5769 2421 1604 4095 2351 2846 2027 278 185
(5535) (4822) (1357) (1182)
1992-93 9249 6711 2348 1733 5772 3315 2909 2146 294 184
(8602) (6084) (1519) (1292)
1993-94 12086 8096 3746 2163 8491 4413 3356 2673 426 189
(11592) (7703) (2096) (1778)
1994-95 18199 10672 5720 2839 14528 6879 4706 3390 778 398
(17701) (10300) (3324) (2493)
1995-96 16476 10695 10300 4563 14595 7120 6066 4801 897 529
(15874) (10178) (4191) (3442)
1996-97 15634 11468 7212 5157 14084 11181 6485 4585 816 550
(14891) (10799) (4204) (3335)
1997-98 23982 15170 7693 5650 24718 15807 7484 5241 2061 1153
(23609) (14835) (5059) (3840)
1998-99 23745 14470 4445 4819 32371 19225 8880 6285 2175 1689
(23598) (14313) (6677) (4675)
1999-00 26967 17059 2080 3272 43523 25836 10265 6964 2338 1440
(25787) (16037) (8088) (5403)
2000-01 26833 17477 1767 2157 55815 31665 10821 6441 2102 1710
(26414) (16984) (10435) (6159)
2001-02 15868 11013 778 1074 36229 25831 9026 5919 1322 1068
(15583) (10710) (8856) (5783)
2002-03 5898 6615 1960 1780 – – 10904 6789 1207 1092
(5898) (6615) (10025) (6121)
2003-04 P 3938 4986 1392 278 – – 8246 4414 2412 2252
2004-05 P 16489 $$ 6882 $$ – 84 – – 9191 6194 1 8
(Continued)
62

TABLE 34 : FINANCIAL ASSISTANCE SANCTIONED AND DISBURSED BY


ALL FINANCIAL INSTITUTIONS (Contd.)
(Rupees crore)
Year SCICI # IVCF * ICICI Venture ** TFCI LIC
Sanctions Disbursements Sanctions Disbursements Sanctions Disbursements Sanctions Disbursements Sanctions Disbursements

1 12 13 14 15 16 17 18 19 20 21

1970-71 – – – – – – – – 18 8

1971-72 – – – – – – – – 23 5

1972-73 – – – – – – – – 20 14

1973-74 – – – – – – – – 26 20

1974-75 – – – – – – – – 44 54

1975-76 – – – – – – – – 61 28

1976-77 – – 0 0 – – – – 57 39

1977-78 – – 0 0 – – – – 53 43

1978-79 – – 0 0 – – – – 66 32

1979-80 – – 1 1 – – – – 80 71

1980-81 – – 1 1 – – – – 70 66

1981-82 – – 1 1 – – – – 166 136

1982-83 – – 1 1 – – – – 137 87

1983-84 – – 1 1 – – – – 167 141

1984-85 – – 2 1 – – – – 220 162

1985-86 – – 2 2 – – – – 384 262

1986-87 – – 3 3 – – – – 364 390

1987-88 144 61 4 4 – – – – 363 342

1988-89 312 138 6 5 8 3 – – 660 442

1989-90 321 226 6 5 12 10 53 13 578 455

1990-91 332 167 10 7 11 11 85 39 688 427

1991-92 409 171 11 8 17 18 104 48 1515 1022


(1115) (972)

1992-93 761 486 9 10 23 23 125 60 1740 1395


(1090) (-945)

1993-94 1698 1007 7 9 30 22 160 79 1664 794


(1464) (594)

1994-95 3720 1441 13 13 120 98 229 137 1790 1343


(1540) (1143)

1995-96 5049 2465 30 15 54 47 272 167 2342 2530


(2242) (2380)

1996-97 – – 31 21 17 25 304 183 2821 2961

1997-98 – – 10 18 23 20 320 187 3473 3910

1998-99 – – 11 10 19 18 211 132 4830 4825

1999-00 – – 8 12 156 136 82 112 6826 5634

2000-01 – – 4 3 230 190 106 61 10867 7095

2001-02 – – 3 4 774 778 95 87 6742 8914

2002-03 – – 2 2 391 394 84 95 4333 6206

2003-04 P – – 0 0 380 361 60 35 21974 15782

2004-05 P – – – – . . 98 64 9230 7954


63

TABLE 34 : FINANCIAL ASSISTANCE SANCTIONED AND DISBURSED BY


ALL FINANCIAL INSTITUTIONS (Concld.)
(Rupees crore)
Year UTI GIC ^ SFCs SIDCs Total
Sanctions Disbursements Sanctions Disbursements Sanctions Disbursements Sanctions Disbursements Sanctions Disbursements

1 22 23 24 25 26 27 28 29 30 31
1970-71 11 5 – – 50 34 19 11 254 160
1971-72 15 2 – – 64 40 24 14 343 191
1972-73 10 6 – – 79 45 24 17 326 219
1973-74 8 8 . . 103 55 28 21 447 302
1974-75 7 8 . . 142 80 34 27 550 425
1975-76 8 5 . . 156 99 38 26 648 435
1976-77 9 6 . . 163 105 72 35 989 602
1977-78 27 16 . . 166 107 88 45 1225 713
1978-79 51 20 . . 201 135 98 60 1404 948
1979-80 75 64 66 52 264 185 158 85 2061 1352
1980-81 40 51 31 44 371 248 216 125 2927 1848
1981-82 86 63 50 34 510 318 300 191 3333 2352
1982-83 128 72 93 45 612 404 297 208 3359 2469
1983-84 166 139 109 85 645 436 365 237 4166 3138
1984-85 357 236 144 111 743 498 478 298 5551 3628
1985-86 697 529 153 107 1009 609 527 364 6533 4940
1986-87 465 418 153 132 1211 792 570 426 8118 5709
1987-88 966 707 98 104 1305 943 642 449 9555 7061
(836) (566)
1988-89 1878 1055 123 115 1391 1055 722 472 11287 7701
(1769) (1033)
1989-90 1203 1018 211 180 1514 1157 691 545 14401 9640
(1070) (799)
1990-91 2810 2241 337 170 1864 1271 824 598 19202 12810
(2296) (1714)
1991-92 3814 2906 696 280 2190 1537 1009 679 22395 16260
(3156) (2402)
1992-93 10303 7469 559 536 2015 1557 973 695 33196 23150
(9105) (6230)
1993-94 8333 6612 824 470 1909 1563 918 701 40987 26624
(7627) (5933)
1994-95 7523 4791 689 379 2702 1881 1589 1051 59275 33568
(6623) (4516)
1995-96 3686 3007 1216 965 4189 2961 1951 1189 64163 38650
1996-97 3633 3237 1273 925 3545 2783 1811 1502 54641 42657
1997-98 4533 3558 1173 1144 2626 2110 1795 1416 77092 53648
1998-99 3899 3436 1315 $ 1386 $ 1864 1625 2281 2176 83696 58330
1999-00 6845 5162 2142 $ 1968 $ 2395 1843 1648 1741 101918 68594
2000-01 6770 4600 1047 $ 1098 $ 2911 1979 2080 1664 120548 75364
2001-02 991 1270 1505 $ 1466 $ 2210 1750 . . 75089 58735
2002-03 307 415 1325 1282 1856 1454 924 1250 28311 26705
2003-04 P – – 1223 1207 1134 857 – – 40759 30173
2004-05 P – – 1064 1017 – – – – 36072 22203

P :
Provisional.
@ :
IRBI was renamed as Industrial Investment Bank of India Ltd. (IIBI) with effect from March 27, 1997.
# :
SCICI Ltd. was merged with ICICI Ltd. with effect from April 1, 1996.
* :
RCTC was renamed as IFCI Venture Captial Fund (IVCF) with effect from February 28, 2000.
** :
TDICI was renamed as ICICI Venture Funds Management Company Ltd. with effect from October 8, 1998.
^ :
Data include General Insurance Corporation of India, New India Assurance Company Ltd. and United India Insurance Company Ltd.
$ :
Includes subscriptions to public sector bonds.
$$ :
Pursuant to the Industrial Development Bank (Transfer of Undertaking and Repeal) Act, 2003, IDBI Act was repealed on October 1, 2004 and IDBI became a bank
(IDBI Ltd.). The sanctions and disbursements during 2004-05 consist of sanctions and disbursements made by IDBI during April-September 2004 and by
Development Banking Strategic Business Unit (DBSBU) of IDBI Ltd. during October-March 2004-05.
Note : 1. Data in parentheses indicate assistance net of inter-institutional flows which are reckoned for the purpose of total assistance.
2. IDBI’s data upto 1989-90 include assistance to small sector.
3. SIDBI commenced operations in April 1990, TDICI in July 1988, TFCI in February 1989 and GIC in 1973.
4. SCICI’s assistance for 1987-88 covers the period from January 1987 to March 1988.
5. RCTC’s assistance up to 1987 relates to the calendar year; for 1988-89 to January-March and from 1989-90 onwards to April-March.
6. Totals are adjusted for inter-institutional flows.
Source : Report on Development Banking, Industrial Development Bank of India; and respective financial institutions.
64

TABLE 35 : FINANCIAL ASSISTANCE BY NATIONAL BANK FOR AGRICULTURE


AND RURAL DEVELOPMENT
(Rupees crore)
Year No. of Total NABARD’s Disbursements
schemes financial commitment
sanctioned assistance
sanctioned
1 2 3 4 5

1970-71 458 293 249 90


1971-72 711 405 351 125
1972-73 923 575 501 219
1973-74 1457 807 704 317
1974-75 2053 1007 877 423
1975-76 2905 1333 1147 594
1976-77 4487 1713 1465 815
1977-78 6221 2072 1770 1049 $
1978-79 8655 2727 2303 1334 $
1979-80 12225 3656 3077 1738 $
1980-81 # 16574 4629 3860 2223 $
1981-82 # 19611 5578 4650 2808 $
1982-83 # 24410 6772 5603 3492
1983-84 # 28114 7761 6394 4026
1984-85 # 34722 9657 7909 5427
1985-86 # 42557 11423 9335 6619
1986-87 # 52620 13189 10749 7953
1987-88 # 62615 15750 12784 9435
1988-89 69652 17510 14165 10705
1989-90 78863 20356 16181 12407
1990-91 89513 23164 18299 14310
1991-92 96219 26121 20536 16364
1992-93 102712 30125 23431 18723
1993-94 109526 34450 26664 21468
1994-95 116880 39278 30442 24479
1995-96 118029 42236 32432 27543
1996-97 118949 47635 36233 31066
1997-98 119579 52133 39577 34988
1998-99 120020 57789 44253 39509
1999-00 120373 64145 49617 44724
2000-01 121097 71241 56032 50882
2001-02 122058 78775 62858 57565
2002-03 122555 86950 70389 64984
2003-04 130181 95299 78128 72589
2004-05 130342 104576 86722 81166
$ : Excluding short-term disbursements made for Integrated Cotton Development Project in the States of Haryana, Punjab and
Maharashtra for the period 1977-78 to 1981-82.
# : Data are on July-June basis and data for other years are on April-March basis.
Also see Notes on Tables.
Source : National Bank for Agriculture and Rural Development.
65

TABLE 36 : DISBURSEMENTS BY NATIONAL HOUSING BANK


UNDER ITS REFINANCE SCHEMES
(Rupees crore)
Year Housing finance Banks Others Total
(July-June) companies

Disbursements Outstanding Disbursements Outstanding Disbursements Outstanding Disbursements Outstanding

1 2 3 4 5 6 7 8 9

1988-89 1 1 0 0 0 0 1 1

1989-90 115 115 9 9 8 8 132 132

1990-91 308 425 23 29 54 63 385 517

1991-92 541 952 68 80 68 130 677 1162

1992-93 388 1284 53 127 39 161 479 1571

1993-94 241 1437 9 137 54 206 303 1780

1994-95 275 1604 3 135 39 214 317 1952

1995-96 248 1719 22 102 64 267 333 2088

1996-97 328 1893 6 82 112 364 445 2339

1997-98 381 2083 8 68 138 478 528 2629

1998-99 545 2444 39 88 163 607 747 3139

1999-00 651 2865 2 54 188 748 842 3666

2000-01 762 3344 106 150 141 830 1008 4325

2001-02 719 3750 85 211 219 984 1024 4946

2002-03 1772 4629 798 935 140 1044 2710 6607

2003-04 1851 4736 1284 2259 118 1056 3253 8052

2004-05 P 1268 4989 3908 5253 35 570 5211 10812

P : Provisional.
Source : National Housing Bank.
66

TABLE 37 : DEPOSIT INSURANCE AND CREDIT GUARANTEE


CORPORATION - INSURED DEPOSITS
(Number in million; Amount in Rupees crore)

Year * Number of fully Total number of Total amount of Total amount of


protected accounts accounts insured deposits assessable deposits
1 2 3 4 5

1961 6 7 392 1694


1962 6 8 448 1895
1963 7 9 500 2107
1964 8 10 574 2437
1965 9 12 691 2744
1966 10 14 824 3236
1967 12 16 943 3603
1968 16 18 2023 4012
1969 19 21 2374 4670
1970 23 24 3411 5448
1971 30 31 4224 6801
1972 33 34 4655 7458
1973 40 42 5852 9152
1974 46 48 6801 10624
1975 58 60 8832 13494
1976 72 73 11827 16588
1977 84 86 14155 19892
1978 92 93 15369 21659
1979 107 109 18582 26743
1980 127 129 24234 32570
1981 137 138 25859 35004
1982 158 160 31774 42360
1983 179 182 37746 50797
1984 200 203 46340 61880
1985 215 224 56211 76517
1986 232 236 62878 86214
1987 252 257 75511 103044
1988 271 278 90192 126864
1989 306 314 101682 140746
1990 298 309 109316 156892
1991 317 329 127925 186307
1992 340 354 164527 244375
1993 350 353 168405 249034
1994 496 499 266747 364058
1995 482 487 295575 392072
1996 427 435 337671 450674
1997 371 411 370531 492380
1998 454 464 439609 609962
1999 430 442 498558 704068
2000 432 446 572434 806260
2001 464 482 674051 968752
2002 578 600 828885 1213163
2003 519 544 870940 1318268
2004 620 650 991365 1619815

* : As on last Friday of September from 1961 to 1980 and as on last working day of June thereafter.
Also see Notes on Tables.
Source : Deposit Insurance and Credit Guarantee Corporation.
67

TABLE 38 : CREDIT GUARANTEE SCHEMES FOR SMALL SCALE


INDUSTRIES AND SMALL BORROWERS
(Number in thousand; Amount in Rupees crore)
Year (As at Credit Guarantee Scheme and Guarantee cover for Credit Guarantee Scheme relating to
end-March) small scale industries small borrowers
Claims received Claims disposed off Total Claims received Claims disposed off
guaranteed
No. Amount No. Amount No. Amount No. Amount
advances
1 2 3 4 5 6 7 8 9 10
1973 $ – – – – . 0 ^^ 0 . .
1974 $ – – – – . 1 ^^ 1 0 0
1975 $ – – – – . 2 ^^ 1 0 0
1976 $ – – – – . 4 ^^ 1 2 1
1977 $ – – – – . 15 ^^ 4 10 3
1978 $ – – – – . 30 9 15 3
1979 $ – – – – . 37 11 26 7
1980 $ – – – – . 84 15 47 7
1981 + 1 2 . . 3716 101 16 74 11
1982 $ 4 9 3 2 . 151 25 106 15
1983 $ 9 33 7 13 . 147 28 127 20
1984 $ 18 54 10 14 . 255 62 237 32
1985 $ 22 72 23 25 . 454 115 467 114
1986 $ 34 105 30 67 . 630 141 644 176
1987 $ 45 132 40 88 . 1071 255 767 148
1988-89 ** 94 217 81 157 10465 # 1528 364 # 1291 281
1989-90 75 193 102 368 14094 1503 356 1599 347
1990-91 84 244 76 249 16826 2088 505 1901 427
1991-92 78 217 81 256 17362 1652 410 1591 360
1992-93 130 260 118 243 19162 3681 883 2492 566
1993-94 144 323 123 288 15503 4673 1168 3359 1026
1994-95 190 379 193 409 14177 4793 1348 3912 1100
1995-96 191 524 155 308 13847 6265 1841 3510 @ 1031 @
1996-97 118 270 101 292 11271 5997 1842 1312 403
1997-98 32 120 52 221 3376 541 184 1179 401
1998-99 14 34 44 225 2813 757 218 4245 1188
1999-00 14 26 71 139 39 889 219 4536 1195
2000-01 3 14 17 54 5 75 22 679 171
2001-02 1 1 4 5 1 – – 5 @@ 1 @@
2002-03 2 – 2 1 – – – – –
^^ : Claims received and settled by the Credit Guarantee Corporation of India Ltd. (incorporated in 1971). The CGCI Ltd. was
taken over by DICGC in July 1978.
+ : Data relate to April-December 1981.
$ : Data relate to end-December.
** : Data relate to January 1988-March 1989.
# : Data relate to June 1988.
@ : Data do not include 15,25,601 claims amounting to Rs.448.35 crore submitted on tape which were returned to the banks
due to tape read error.
@@ : Claims referred back to the banks for certain clarifications, settled in 2001-02.
Note : Following the modification in the terms and conditions of the Credit Guarantee Scheme in April 1995, number of banks
participating in this scheme gradually started declining. Since 2003-04, no bank is participating in this scheme. The
corporation is, therefore, not operating these schemes now.
Source : Deposit Insurance and Credit Guarantee Corporation.
68

TABLE 39 : STRUCTURE OF INTEREST RATES


(Per cent per annum)

Year Call/Notice Commercial bank rates


money (ii)
Deposit rates Lending rates
rates (i)
1 to 3 yrs. Over 3 yrs. & Above 5 yrs. SBI Key lending rates as prescribed by RBI
upto 5 yrs. advance (All commercial banks including SBI)
rate (iii)
Ceiling rate Minimum Minimum rate
general rate selective
general (iv) credit control

1 2 3 4 5 6 7 8 9

1970-71 6.38 6.00-6.50 7.00 7.25 7.00-8.50 – – –

1971-72 5.16 6.00 6.50 7.25 8.50 – – 12.00

1972-73 4.15 6.00 6.50 7.25 8.50 – – 12.00

1973-74 7.83 6.00 7.00 7.25 8.50-9.00 – 10.00-11.00 12.00-13.00

1974-75 12.82 6.75-8.00 7.75-9.00 8.00-10.00 9.00-13.50 – 11.00-13.00 14.00-15.00

1975-76 10.55 8.00 9.00 10.00 14.00 16.50 12.50 14.00-15.00

1976-77 10.84 8.00 9.00 10.00 14.00 16.50 12.50 14.00-15.00

1977-78 9.28 6.00 8.00 9.00 13.00 15.00 12.50 14.00-15.00

1978-79 7.57 6.00 7.50 9.00 13.00 15.00 12.50 14.00-15.00

1979-80 8.47 7.00 8.50 10.00 16.50 18.00 12.50 15.50-18.00

1980-81 7.12 7.50-8.50 10.00 10.00 16.50 19.40-19.50 13.50 16.70-19.50

1981-82 8.96 8.00-9.00 10.00 10.00 16.50 19.50 – 17.50-19.50

1982-83 8.78 8.00-9.00 10.00 11.00 16.50 19.50 – 17.50-19.50

1983-84 8.63 8.00-9.00 10.00 11.00 16.50 18.00 – 16.50-18.00

1984-85 9.95 8.00-9.00 10.00 11.00 16.50 18.00 – 16.50-18.00

1985-86 10.00 8.50-9.00 10.00 11.00 16.50 17.50 – 16.50-17.50

1986-87 9.99 8.50-9.00 10.00 11.00 16.50 17.50 – 16.50-17.50

1987-88 9.88 9.00-10.00 10.00 10.00 16.50 16.50 – 16.50

1988-89 9.77 9.00-10.00 10.00 10.00 16.50 – 16.00 16.00

1989-90 11.49 9.00-10.00 10.00 10.00 16.50 – 16.00 16.00

1990-91 15.85 9.00-10.00 11.00 11.00 16.50 – 16.00 16.00

1991-92 19.57 12.00 13.00 13.00 16.50 – 19.00 19.00

1992-93 14.42 11.00 11.00 11.00 19.00 – 17.00 17.00

1993-94 6.99 10.00 10.00 10.00 19.00 – 14.00 15.00

1994-95 9.40 11.00 11.00 11.00 15.00 – 15.00 @ Free

1995-96 17.73 12.00 13.00 ## 13.00 ## 16.50 – 16.50 @ Free

1996-97 7.84 11.00-12.00 ## 12.00-13.00 ## 12.50-13.00 ## 14.50 – 14.50-15.00 @ Free

1997-98 8.69 10.50-11.00 ## 11.50-12.00 ## 11.50-12.00 ## 14.00 – 14.00 @ Free

1998-99 7.83 9.00-11.00 ## 10.50-11.50 ## 10.50-11.50 ## 12.00-14.00 – 12.00-13.00 @ Free

1999-00 8.87 8.50-9.50 ## 10.00-10.50 ## 10.00-10.50 ## 12.00 – 12.00-12.50 @ Free

2000-01 9.15 8.50-9.00 ## 9.50-10.00 ## 9.50-10.00 ## 11.50 – 11.00- 12.00 @ Free

2001-02 7.16 7.50-8.50 ## 8.00-8.50 ## 8.00-8.50 ## 11.50 – 11.00-12.00 @ Free

2002-03 5.89 4.25-6.00 ## 5.50-6.25 ## 5.50-6.25 ## 10.75 – 10.75-11.50 @ Free

2003-04 4.33 4.00-5.25 ## 5.25-5.50 ## 5.25-5.50 ## 10.25 – 10.25-11.00 @ Free

2004-05 4.55 5.25-5.50 ## 5.75-6.25 ## 5.75-6.25 ## 10.25 – 10.25-10.75 @ Free

2005-06 5.36 ^^ 5.75-6.25 ^ 6.25-6.50 ^ 6.25-6.50 ^ 10.25 – 10.25-10.75 @ Free

(Continued)
69

TABLE 39 : STRUCTURE OF INTEREST RATES (Concld.)


(Per cent per annum)

Year Prime lending rates of term lending institutions Units of UTI # Annual (gross) redemption yield
(July-June) of Government of India securities@@ (viii)
IDBI IFCI ICICI IIBI / IRCI (v) SFCs* (vi)
(ix)
Dividend Yield Short-term Medium-term Long-term
rate rate (vii)
(1-5 yrs.) (5-15 yrs.) (15 yrs. &
above)
1 10 11 12 13 14 15 16 17 18 19
1970-71 8.50 9.00 8.50 – 7.50-10.50 8.00 7.55 3.85-4.28 4.32-4.84 4.77-5.53
(7.00-8.50)
1971-72 8.50 9.00 8.50 – 8.50-11.00 8.25 . 4.21-4.17 4.53-5.25 5.00-5.74
(7.50-8.00)
1972-73 8.50 9.00 8.50 – 8.50-10.50 8.50 . 4.46-4.98 4.08-5.28 5.00-5.74
(7.50-9.75)
1973-74 9.00 9.50 9.00 8.50 9.00-11.00 8.50 . 4.47-5.05 4.74-5.34 5.00-5.74
(7.50-10.50)
1974-75 10.25 11.25 10.25 8.50 8.00-13.00 8.60 8.25 5.00-5.65 5.18-5.99 5.93-6.39
(8.00-10.50)
1975-76 11.00 12.00 11.00 8.50 8.00-14.50 8.75 8.33 5.20-6.04 5.47-6.02 6.08-6.48
(8.00-11.00)
1976-77 11.00 11.00 11.00 8.50 8.00-15.50 9.00 8.51 5.18-5.59 5.43-5.97 6.02-6.47
(8.00-11.00)
1977-78 11.00 11.00 11.00 8.50 8.00-15.50 9.00 7.96 5.06-5.59 5.42-5.98 6.03-6.46
(8.00-11.00)
1978-79 11.00 11.00 11.00 8.50 8.00-15.50 9.00 7.67 5.12-5.48 5.47-6.25 6.12-6.73
(8.00-11.00)
1979-80 11.00 11.00 11.00 8.50 8.00-15.50 10.00 8.56 4.70-5.74 5.70-6.30 6.20-6.98
(8.00-11.00)
1980-81 14.00 14.00 14.00 9.15 12.00-16.00 11.50 9.62 4.74-6.01 5.80-6.75 6.44-7.49
(12.00-14.50)
1981-82 14.00 14.00 14.00 9.15 11.25-14.00 12.50 10.29 5.32-6.43 5.81-7.02 6.45-8.00
(12.50-14.00)
1982-83 14.00 14.00 14.00 12.50 12.50-17.00 13.50 10.65 4.98-8.46 6.25-7.77 6.46-9.00
(12.50-14.50)
1983-84 14.00 14.00 14.00 12.50 14.00-18.00 14.00 10.49 4.50-7.08 6.67-9.04 6.47-10.00
(11.50-16.50)
1984-85 14.00 14.00 14.00 12.50 14.00-20.00 14.25 10.44 4.20-8.31 6.47-9.04 7.93-10.50
(12.50-18.50)
1985-86 14.00 14.00 14.00 12.50 11.50-16.50 15.25 11.75 5.42-9.84 6.49-9.50 8.38-11.50
(11.50-16.50)
1986-87 14.00 14.00 14.00 12.50 11.50-16.50 16.00 12.27 5.09-11.60 6.50-10.86 8.88-11.50
(11.50-16.50)
1987-88 14.00 14.00 14.00 14.00 11.50-16.50 16.50 12.56 6.86-15.78 6.51-11.73 9.17-11.50
(11.50-16.50)
1988-89 14.00 14.00 14.00 14.00 11.50-16.50 18.00 13.58 7.03-23.88 6.76-13.77 9.36-11.73
(11.50-16.50)
1989-90 14.00 14.00 14.00 14.00 11.50-16.50 18.00 13.35 7.56-18.36 7.69-15.06 10.05-11.80
(11.50-16.50)
1990-91 14.00-15.00 14.00-15.00 14.00-15.00 14.00-15.00 9.00-20.00 19.50 14.03 7.04-21.70 9.44-12.70 10.86-12.04
1991-92 18.00-20.00 18.00-20.00 18.00-20.00 18.00-20.00 9.00-20.00 25.00 16.40 8.37-26.26 9.50-13.42 9.91-12.38
1992-93 17.00-19.00 17.00-19.00 17.00-19.00 18.50-21.00 (11.50-20.00) 26.00 19.06 9.08-23.77 9.50-14.78 8.82-12.47
1993-94 14.50-17.50 14.50-17.50 14.50-17.50 14.50-17.50 (11.50-20.00) 26.00 17.68 11.86-12.86 12.70-13.30 12.85-13.43
1994-95 15.00 14.50-18.50 14.00-17.50 14.50-17.50 (12.00-13.50) 26.00 16.33 9.75-11.76 11.30-13.86 11.77-13.47
1995-96 16.00-19.00 16.00-20.00 14.00 15.50-18.50 (12.00-13.50) 20.00 12.66 6.00-14.28 5.75-14.07 11.84-13.02
1996-97 16.20 15.00-19.50 16.50 17.00 (12.00-27.50) 20.00 13.95 5.21-16.21 5.75-14.44 9.00-14.20
1997-98 13.30 14.50-18.00 14.00-14.50 12.50-13.50 (12.00-18.00) 20.00 13.85 5.50-17.69 5.20-14.00 9.00-13.17
1998-99 13.50 13.50-17.00 13.00 . 12.00-18.50 13.50 9.46 4.45-17.73 5.75-13.74 10.00-13.46
1999-00 13.60-17.10 $ 13.50-17.00 $ 12.50 $ 14.00 12.00-18.00 13.75 10.19 3.18-14.30 6.50-13.84 9.79-13.11
2000-01 14.00 13.00 12.50 13.25 9.75-17.00 10.00 7.32 4.94-16.66 9.37-12.50 10.58-11.89
2001-02 11.50 12.50 12.50 11.50 9.50-16.75 . . 5.32-10.96 5.14-13.85 7.41-10.86
2002-03 10.20 * 12.50 * – 11.00 * 9.50-14.50 . . 5.12-10.98 5.60-9.27 6.10-8.76
2003-04 8.90 * 12.50 * – 8.50 ** 9.50-14.51 . . 3.93-7.16 4.41-6.78 5.44-7.72
2004-05 *** 12.50 * – 8.50 ** 9.50-14.51 . . 4.32-8.14 4.71-7.73 5.43-7.83
## : Refers to the deposit rates of 5 major public sector banks as at end-March.
@ : Refers to the Benchmark Prime Lending Rates of 5 major public sector banks.
^ : Up to February 10, 2006.
^^ : Up to January, 2006.
# : Data for Dividend Rate and Yield Rate are based on data received from Unit Trust of India.
@@ : Based on redemption yield which is computed from 2000-01 as the mean of the daily weighted average yield of the transactions in each traded security. The
weight is calculated as the share of the transaction in a given security in the aggregated value of transactions in the said security. Prior to 2000-01, the redemption
yield was not weighted and was computed as an average of daily prices of each security.
$ : Relates to long-term prime lending rates in January 2000.
* : Long-term (over 36-month) PLR.
** : Single PLR effective July 31, 2003.
*** : Not applicable since IDBI’s conversion into a banking entity effective October 11, 2004.
Note : 1. ICICI ceased to be a term lending institution after its merger with ICICI Bank.
2. Figures in brackets indicate lending rate charged to small scale industries.
3. For superscripts (i) to (viii) on items in this table, see Notes on Tables.
Source : 1. Respective financial institutions.
2. Reserve Bank of India.
70

TABLE 40 : WHOLESALE PRICE INDEX - 1952-53 to 2004-05


Year Index (Average of weeks)
AC PA of which FPL&L MP
FA NF
1 2 3 4 5 6 7

(Base : 1952-53 = 100)


1952-53 100.0 . 100.0 . 100.0 100.0
1953-54 104.6 . 106.7 . 99.2 99.0
1954-55 97.5 . 94.6 . 97.1 100.6
1955-56 92.4 . 86.6 . 95.2 99.7
1956-57 105.3 . 102.3 . 104.2 106.3
1957-58 108.4 . 106.5 . 113.4 108.1
1958-59 112.8 . 115.2 . 115.4 108.4
1959-60 117.1 . 119.0 . 116.5 111.7
1960-61 124.8 . 120.0 . 120.0 123.9
1961-62 125.1 . 120.1 . 122.1 126.6
(Base : 1961-62 = 100)
1961-62 100.0 . 100.0 . 100.0 100.0
1962-63 103.8 . 106.5 . 103.2 103.1
1963-64 110.2 . 115.4 . 118.1 105.7
1964-65 122.3 . 135.4 . 120.3 109.8
1965-66 131.6 . 144.6 . 124.1 118.2
1966-67 149.9 . 171.1 . 134.5 127.6
1967-68 167.3 . 207.8 . 142.0 131.7
1968-69 165.4 . 196.9 . 148.6 134.7
1969-70 171.6 . 196.8 . 155.1 142.8
1970-71 181.1 . 203.9 . 161.8 154.1
(Base : 1970-71 = 100)
1970-71 100.0 100.0 100.0 100.0 100.0 100.0
1971-72 105.6 100.9 101.1 98.6 105.9 109.5
1972-73 116.2 110.7 111.3 107.5 110.1 121.9
1973-74 139.7 141.8 136.6 146.6 130.6 139.5
1974-75 174.9 177.5 172.1 163.7 198.3 168.8
1975-76 173.0 165.8 163.6 139.8 219.2 171.2
1976-77 176.6 167.2 155.3 167.4 230.8 175.2
1977-78 185.8 183.8 173.6 178.0 234.3 179.2
1978-79 185.8 181.4 172.4 170.4 244.7 179.5
1979-80 217.6 206.5 186.6 194.6 283.1 215.8
1980-81 257.3 237.5 207.9 217.7 354.3 257.3
1981-82 281.3 264.4 235.1 240.5 427.5 270.6
(Base : 1981-82 = 100)
1981-82 100.0 100.0 100.0 100.0 100.0 100.0
1982-83 104.9 106.7 111.1 100.8 106.5 103.5
1983-84 112.8 118.2 126.5 112.4 112.5 109.8
1984-85 120.1 125.5 131.8 124.6 117.3 117.5
1985-86 125.4 125.7 134.1 120.4 129.8 124.5
1986-87 132.7 137.1 147.8 134.1 138.6 129.2
1987-88 143.5 152.6 161.1 163.0 143.3 138.5
1988-89 154.2 160.1 177.1 160.2 151.2 151.5
1989-90 165.7 163.6 179.3 166.0 156.6 168.6
1990-91 182.7 184.9 200.6 194.2 175.8 182.8
1991-92 207.8 218.3 241.1 229.2 199.0 203.4
1992-93 228.7 234.6 271.0 228.7 227.1 225.6
1993-94 247.8 250.9 284.4 249.1 262.4 243.2
(Base : 1993-94 = 100)
1993-94 100.0 100.0 100.0 100.0 100.0 100.0
1994-95 112.6 115.8 112.8 124.2 108.9 112.3
1995-96 121.6 125.3 122.2 135.4 114.5 121.9
1996-97 127.2 135.8 137.3 134.2 126.4 124.4
1997-98 132.8 139.4 141.4 137.5 143.8 128.0
1998-99 140.7 156.2 159.4 151.8 148.5 133.6
1999-00 145.3 158.0 165.5 143.0 162.0 137.2
2000-01 155.7 162.5 170.5 146.5 208.1 141.7
2001-02 161.3 168.4 176.1 152.9 226.7 144.3
2002-03 166.8 174.0 179.2 165.4 239.2 148.1
2003-04 175.9 181.5 181.5 186.3 254.5 156.5
2004-05 187.3 188.1 186.3 187.6 280.2 166.3
AC : All commodities. PA : Primary articles. FA : Food articles.
NF : Non-food articles. FPL&L : Fuel, power, light & lubricants. MP : Manufactured products.
Note : 1. Major groups/sub-groups under the various series are not strictly comparable on account of changes in classification of commodities over time.
2. In the series (Base: 1961-62=100), MP comprises sub-groups chemicals, machinery and transport equipment and manufactures.
Also see Notes on Tables.
Source : Office of the Economic Adviser, Ministry of Commerce and Industry, Government of India.
71

TABLE 41 : WHOLESALE PRICE INDEX - 1953-54 to 1961-62


(Base : 1952-53=100)
Group/Sub-groups/Commodities Weight 1953-54 1954-55 1955-56 1956-57 1957-58 1958-59 1959-60 1960-61 1961-62

1 2 3 4 5 6 7 8 9 10 11

ALL COMMODITIES 100.0 104.6 97.5 92.4 105.3 108.4 112.8 117.1 124.8 125.1

I. FOOD ARTICLES 50.4 106.7 94.6 86.6 102.3 106.5 115.2 119.0 120.0 120.1

a. Cereals 19.3 97.8 79.5 75.5 96.3 100.9 106.8 104.1 104.4 102.3

b. Pulses 4.2 91.3 59.0 62.2 80.8 82.5 103.9 93.5 92.9 91.9

c. Fruits and Vegetables 2.3 106.8 97.0 100.7 112.3 113.6 117.0 127.8 118.5 .

d. Milk and Ghee 8.4 98.8 91.6 89.6 100.1 104.8 107.3 113.3 116.0 116.4

e. Edible Oils 4.7 121.9 94.5 84.8 124.9 125.7 124.3 130.4 150.3 .

f. Fish, Eggs and Meat 1.7 97.6 95.6 95.8 96.6 97.9 108.4 112.0 123.5 .

g. Sugar and Gur 4.8 125.4 115.4 89.1 98.0 108.1 127.2 147.0 132.8 .

h. Other Food Articles 5.0 138.2 167.0 134.4 128.1 131.3 151.3 167.9 167.8 .

II. LIQUOR AND TOBACCO 2.1 98.7 90.6 81.0 84.3 94.0 95.4 99.5 109.9 100.3

III. FUEL, POWER, LIGHT AND LUBRICANTS 3.0 99.2 97.1 95.2 104.2 113.4 115.4 116.5 120.0 122.1

a. Coal 0.9 100.0 100.0 100.7 115.9 127.6 133.3 134.6 140.5 .

b. Mineral Oils 1.4 99.3 98.9 94.8 97.8 106.8 107.8 108.4 109.2 .

c. Electricity 0.5 99.9 99.3 98.3 102.8 108.9 111.5 114.0 119.3 .

IV. INDUSTRIAL RAW MATERIALS 15.5 109.7 101.9 99.0 116.0 116.5 115.5 123.7 145.4 142.6

a. Fibres 6.1 102.2 107.4 105.6 116.4 117.5 108.0 114.6 151.6 138.3

b. Oil Seeds 6.0 123.8 91.8 85.4 120.0 120.3 127.0 134.5 149.9 156.4

c. Minerals 0.2 97.8 78.9 87.6 102.3 108.6 106.0 97.8 97.4 94.9

d. Other Industrial Raw Materials 3.2 98.9 112.5 113.2 109.1 107.7 109.1 122.7 128.1 128.1

V. MANUFACTURES 29.0 99.0 100.6 99.7 106.3 108.1 108.4 111.7 123.9 126.6

A. Intermediate Products 4.1 98.5 97.4 100.1 110.9 107.3 110.3 113.8 130.6 138.8

B. Finished Products 24.9 99.0 101.1 99.6 105.6 108.2 108.1 111.3 122.8 124.6

a. Textiles 14.7 99.7 104.2 101.5 107.5 107.3 103.3 107.8 125.8 125.5

b. Metal Products 1.2 107.4 109.1 117.7 129.8 141.2 143.1 144.4 147.9 .

c. Chemicals 1.5 94.9 94.3 92.1 93.4 98.4 106.8 106.9 104.4 110.7

d. Machinery and Transport Equipments 3.1 98.0 96.8 97.4 98.9 101.7 103.9 106.5 111.9 114.5

e. Oil Cakes 1.0 108.3 95.1 81.3 108.4 114.8 136.0 143.8 141.3 .

See Notes on Tables.


Source : Index Numbers of Wholesale Prices in India (Base: 1993-94=100), Office of the Economic Adviser, Ministry of Commerce and Industry, Government of
India, New Delhi, March 2001.
72

TABLE 42 : WHOLESALE PRICE INDEX - 1962-63 to 1970-71


(Base : 1961-62=100)
Group/Sub-groups/Commodities Weight 1962-63 1963-64 1964-65 1965-66 1966-67 1967-68 1968-69 1969-70 1970-71
1 2 3 4 5 6 7 8 9 10 11
ALL COMMODITIES 100.0 103.8 110.2 122.3 131.6 149.9 167.3 165.4 171.6 181.1
I. FOOD ARTICLES 41.3 106.5 115.4 135.4 144.6 171.1 207.8 196.9 196.8 203.9
a. Food Grains 14.8 105.4 115.2 145.5 154.3 182.9 228.4 201.0 208.2 206.8
Cereals 12.1 102.9 112.0 135.2 146.2 173.7 206.4 196.1 201.3 199.5
Rice 6.7 105.3 118.5 127.3 136.7 168.6 200.5 196.4 196.5 201.3
Wheat 3.2 98.4 105.7 137.8 149.2 177.7 213.7 204.3 214.8 208.6
Pulses 2.7 116.8 129.7 192.3 191.0 224.6 327.6 222.7 239.1 240.0
b. Fruits and Vegetables 2.4 105.2 103.1 138.6 139.8 171.4 192.4 186.1 182.7 199.9
c. Milk and Milk Products 6.1 106.7 108.0 123.6 141.5 158.0 183.3 194.9 202.3 215.3
Milk 3.0 106.0 110.4 126.7 144.9 159.9 192.1 205.4 216.3 228.4
d. Edible Oils 5.4 96.9 97.2 124.7 150.8 196.0 182.5 162.5 206.1 232.2
e. Fish, Eggs and Meat 2.0 115.1 124.3 141.6 174.7 193.3 209.9 207.5 198.5 212.8
f. Sugar and Allied Products 6.5 116.7 145.2 146.1 132.1 155.6 259.0 255.4 173.1 172.0
Sugar 3.7 104.4 111.1 120.2 122.1 130.2 146.7 158.5 157.2 157.3
g. Other Food Articles 4.2 103.3 106.3 109.0 114.8 130.4 131.5 140.3 180.4 187.6
Tea 1.9 101.8 103.7 101.7 104.3 104.5 111.6 105.5 109.3 116.9
Condiments and Spices 1.2 111.9 114.7 120.8 135.4 183.2 178.9 205.5 340.8 333.1
II. LIQUOR AND TOBACCO 2.5 103.1 121.0 131.0 133.2 134.1 152.0 192.5 195.0 184.9
III. FUEL, POWER, LIGHT AND LUBRICANTS 6.1 103.2 118.1 120.3 124.1 134.5 142.0 148.6 155.1 161.8
a. Coal 1.3 104.9 112.2 116.3 121.8 128.5 147.9 161.2 166.0 167.9
b. Mineral Oils 3.0 101.5 123.3 123.2 125.0 132.5 137.9 141.0 150.1 157.3
Petrol 0.9 101.9 120.2 120.6 127.0 131.5 144.5 148.6 160.0 175.5
Kerosene 0.8 101.9 135.6 135.2 146.6 154.5 154.9 157.8 172.1 176.6
Diesel Oil 0.8 102.1 128.9 129.3 110.9 119.3 119.3 121.7 122.8 121.1
Lubricating Oil 0.4 99.5 96.8 95.8 103.4 115.9 123.3 125.3 133.1 141.9
c. Electricity 1.3 106.0 115.1 119.6 124.9 137.2 136.5 143.3 143.9 150.2
IV. INDUSTRIAL RAW MATERIALS 12.1 97.8 100.2 115.9 132.8 158.4 156.4 157.3 180.1 197.3
a. Fibres 4.1 94.0 98.8 106.4 118.1 129.2 127.0 149.3 155.5 178.4
Raw Cotton 2.2 104.4 111.4 116.6 118.8 127.4 142.4 154.6 170.9 209.1
b. Oil Seeds 5.2 100.1 101.1 127.6 154.4 194.7 186.4 165.2 208.5 230.2
c. Minerals 0.4 100.1 89.2 98.7 108.0 127.7 133.1 135.1 136.3 137.1
d. Other Industrial Raw Materials 2.4 98.6 102.0 109.3 114.8 133.6 145.0 156.9 166.6 166.8
Sugarcane 1.3 100.0 106.8 116.0 115.7 121.1 151.4 170.9 170.9 170.7
Rubber 0.2 98.7 98.6 98.8 127.5 173.0 122.5 145.0 159.8 154.1
Logs and Timber 0.4 102.1 101.8 103.5 108.2 116.5 126.7 144.2 165.6 165.3
V. CHEMICALS 0.7 111.8 114.3 116.9 125.9 144.1 157.4 169.1 183.8 188.0
VI. MACHINERY AND TRANSPORT EQUIPMENT 7.9 103.9 108.3 111.8 117.7 126.5 131.9 132.6 136.4 148.0
a. Electrical Machinery 1.9 103.8 108.3 114.3 121.6 132.6 136.2 134.6 134.5 147.1
b. Non-Electrical Machinery 3.9 104.9 107.9 111.9 117.5 124.5 130.3 132.6 138.9 154.8
c. Transport Equipment 2.1 102.1 108.9 110.8 114.7 124.8 130.0 130.6 133.5 136.6
Vehicles 1.9 101.9 109.3 111.5 116.0 126.3 131.8 132.6 135.5 138.4
VII. MANUFACTURES 29.4 102.6 104.8 109.0 118.1 127.5 131.1 134.4 143.5 154.9
A. Intermediate Products 5.7 102.5 104.9 111.6 124.8 140.0 146.7 145.4 160.1 178.7
a. Textile Yarn 2.6 103.4 101.1 100.8 105.8 116.8 123.3 123.2 133.2 154.5
b. Leather 0.5 96.3 99.5 100.0 104.2 124.4 129.9 132.1 133.3 133.1
c. Metals 2.4 103.6 111.5 124.3 146.6 159.5 168.9 170.2 188.7 207.4
B. Finished Products 23.7 102.7 104.8 108.4 116.5 124.4 127.3 131.8 139.5 149.2
a. Textiles 11.3 101.1 102.7 106.3 115.6 122.6 122.5 129.6 137.9 150.4
Cotton Manufactures 7.9 103.2 107.6 109.6 114.4 121.6 126.5 128.9 133.8 146.1
Mill Cloth 5.6 101.7 102.2 105.5 108.4 115.8 122.4 125.9 130.4 139.4
Handloom Cloth 2.3 106.8 120.6 119.3 129.2 135.9 136.4 136.0 142.1 162.5
Jute Manufactures 2.4 90.9 81.9 93.0 118.6 123.4 106.4 133.3 154.5 170.7
Silk and Rayon Manufactures 0.8 106.6 108.7 103.4 105.3 114.1 113.6 113.7 114.6 118.5
b. Leather Products 0.9 103.4 104.4 105.0 98.1 100.4 101.0 93.8 95.2 92.1
c. Rubber Products 1.0 102.6 109.0 113.4 124.4 145.0 146.7 151.1 156.7 155.9
Rubber, Tyres and Tubes 0.8 100.4 108.8 115.1 127.8 150.8 150.8 154.4 160.5 160.6
d. Chemical Products 2.7 101.2 102.9 104.4 109.4 121.1 128.1 129.7 136.9 145.7
Fertilisers 0.5 98.2 96.4 93.9 97.1 103.2 124.0 125.7 132.9 135.6
Drugs and Medicines 1.0 102.1 103.1 103.6 105.2 112.4 121.6 123.6 129.8 142.6
e. Metal Products 3.8 105.8 108.3 112.9 121.3 126.4 137.2 144.6 151.1 164.2
Iron and Steel 3.6 105.6 107.7 112.4 120.7 125.8 137.0 144.9 151.1 163.5
f. Oil Cakes 0.8 109.4 110.4 133.1 157.1 184.2 191.1 171.3 197.6 197.6
g. Paper Products 1.0 103.1 107.6 106.8 105.8 105.8 106.9 111.7 120.2 122.2
h. Non-Metallic Products 1.5 104.9 108.2 108.5 116.3 123.3 124.1 126.3 133.7 141.9
Cement 0.8 103.5 108.3 110.7 122.7 135.4 135.2 136.9 145.7 151.8
i. Miscellaneous Products 0.7 103.7 105.3 105.3 110.1 116.1 120.0 120.2 120.1 121.8
Plastic Materials 0.3 100.1 101.9 102.0 108.9 117.8 123.0 122.5 121.2 123.2
See Notes on Tables.
Source : Index Numbers of Wholesale Prices in India (New Series), Base Year 1961-62=100, Annual Number - April 1962 to March 1970 and Annual Number -
January 1968 to December 1972, Office of the Economic Adviser, Ministry of Industrial Development, Government of India.
73

TABLE 43 : WHOLESALE PRICE INDEX - 1971-72 to 1981- 82


(Base : 1970-71=100)
Group/Sub-groups/Commodities Weight 1971-72 1972-73 1973-74 1974-75 1975-76 1976-77 1977-78 1978-79 1979-80 1980-81 1981-82
1 2 3 4 5 6 7 8 9 10 11 12 13
ALL COMMODITIES 100.0 105.6 116.2 139.7 174.9 173.0 176.6 185.8 185.8 217.6 257.3 281.3
I. PRIMARY ARTICLES 41.7 100.9 110.7 141.8 177.5 165.8 167.2 183.8 181.4 206.5 237.5 264.4
A. Food Articles 29.8 101.1 111.3 136.6 172.1 163.6 155.3 173.6 172.4 186.6 207.9 235.1
a. Food Grains 12.9 103.4 119.5 141.9 195.8 174.1 152.7 170.4 172.6 185.4 216.7 237.4
Cereals 10.7 101.9 115.8 134.8 191.8 172.6 154.1 161.3 157.6 173.5 195.1 216.9
Rice 5.1 103.0 116.0 140.2 183.2 178.8 156.9 162.0 160.8 183.8 205.6 226.1
Wheat 3.4 99.5 106.5 108.2 183.1 159.6 152.0 156.5 153.8 160.7 176.2 191.6
Pulses 2.2 110.7 137.9 176.9 215.7 181.6 145.7 215.2 247.1 244.2 323.2 338.7
b. Fruits and Vegetables 6.1 97.3 105.7 143.2 152.8 138.8 148.0 176.6 161.0 191.0 213.0 243.1
Vegetables 2.5 84.4 97.7 141.6 137.2 123.8 136.8 151.9 136.9 165.8 163.5 196.4
Fruits 3.6 105.8 111.1 144.3 163.5 149.0 155.6 193.4 177.6 207.8 227.7 274.9
c. Milk and Milk Products 6.2 102.6 108.6 133.4 152.9 162.1 154.0 157.0 165.4 171.2 181.6 212.8
Milk 4.5 103.5 110.8 131.8 153.0 166.6 154.3 156.7 165.0 171.9 178.3 207.6
d. Eggs, Meat and Fish 1.9 104.6 116.3 142.1 169.5 173.2 176.2 196.6 217.1 240.0 265.5 309.5
e. Condiments and Spices 1.1 76.6 75.0 99.5 154.7 186.5 155.8 189.4 175.9 140.7 122.2 170.6
B. Non-Food Articles 10.6 98.6 107.5 146.6 163.7 139.8 167.4 178.0 170.4 194.6 217.7 240.5
a. Fibres 3.2 106.6 101.5 136.8 160.8 139.8 184.9 185.2 169.3 168.1 179.7 215.7
Raw Cotton 2.2 107.8 91.6 138.3 168.8 136.4 197.5 193.0 168.6 164.4 182.9 227.3
b. Oil Seeds 4.2 89.9 100.8 157.6 172.4 125.8 150.8 183.5 158.9 185.7 230.7 253.8
c. Other Non-Food Articles 3.2 101.9 121.9 142.0 155.2 157.6 171.8 163.8 186.3 231.9 238.1 247.5
Sugarcane 1.6 100.6 110.1 117.0 118.4 124.1 125.8 125.0 136.2 166.0 188.6 189.9
C. Minerals 1.2 115.4 124.4 225.4 423.5 440.4 449.4 477.0 490.7 779.9 1110.2 1168.6
Petroleum Crude and Natural Gas 0.6 130.2 142.0 317.1 686.5 700.3 740.3 787.6 802.9 1384.0 2041.8 2130.7
II. FUEL POWER, LIGHT AND LUBRICANTS 8.5 105.9 110.1 130.6 198.3 219.2 230.8 234.3 244.7 283.1 354.3 427.5
A. Coal Mining 1.1 103.2 112.5 122.9 146.6 185.0 197.7 198.4 211.3 293.6 340.6 424.4
B. Mineral Oils 4.9 108.2 111.6 141.7 240.2 257.2 267.5 268.0 269.9 308.8 413.6 500.5
Petrol 0.9 116.5 121.6 178.6 272.1 282.8 285.0 286.4 299.1 361.3 430.7 505.5
Kerosene 0.8 105.3 114.9 133.1 187.7 209.6 229.6 229.9 235.0 266.1 277.3 315.9
High Speed Diesel Oil 1.4 103.3 104.0 107.0 127.7 145.1 160.1 160.3 164.0 186.5 279.6 373.3
Furnace Oil 0.4 111.4 113.3 150.7 308.4 377.8 429.7 429.9 432.6 529.9 880.1 1148.5
C. Electricity 2.4 102.5 105.7 111.3 137.2 158.1 171.6 182.5 209.1 225.6 239.7 279.6
III. MANUFACTURED PRODUCTS 49.9 109.5 121.9 139.5 168.8 171.2 175.2 179.2 179.5 215.8 257.3 270.6
A. Food Products 13.3 118.4 149.7 171.1 186.9 181.4 189.1 184.3 157.0 214.8 308.7 298.9
a. Dairy Products 0.4 104.1 111.1 130.8 180.9 184.7 181.2 191.7 205.3 215.1 233.2 280.7
b. Grain Mill Products 0.5 99.2 99.3 104.6 158.3 169.8 161.7 164.8 165.6 169.0 174.0 199.9
c. Sugar, Khandsari and Gur 7.2 141.2 188.0 192.4 199.8 213.5 217.5 185.4 146.8 231.3 376.9 335.6
Sugar 2.2 121.7 152.7 157.1 169.7 168.9 173.1 159.4 146.6 177.3 250.4 258.5
d. Edible Oils 3.7 88.1 99.4 147.9 172.4 134.9 142.8 175.9 158.6 193.4 228.3 260.9
e. Oil Cakes 0.9 88.6 124.7 181.4 177.9 132.7 188.0 223.7 192.0 206.0 244.9 251.2
B. Beverages, Tobacco and Tobacco Products 2.7 106.8 112.4 122.0 148.2 164.7 168.2 171.2 178.2 186.6 210.7 217.4
Bidi, Cigarettes,Tobacco and Zarda 1.9 109.5 115.3 127.8 158.6 177.7 178.2 181.1 189.9 200.3 226.1 229.1
C. Textiles 11.0 109.6 112.7 134.8 159.8 147.3 155.3 172.8 179.0 203.2 212.7 223.9
a. Cotton Textiles 8.1 109.7 113.4 135.7 161.1 146.0 157.5 177.5 181.4 198.2 213.0 228.2
b. Silk and Synthetic Fibre Textiles 1.3 105.3 107.0 137.9 147.8 158.0 156.6 160.8 166.8 191.2 210.6 231.0
D. Miscellaneous Products 0.7 102.5 110.2 119.2 168.5 167.8 166.0 179.4 187.8 209.8 232.8 239.5
Wood and Wood Products 0.2 103.7 106.4 114.9 157.8 163.1 160.4 178.9 192.9 219.2 266.4 299.8
E. Paper and Paper Products 0.9 110.4 114.3 129.2 184.8 183.8 180.1 184.5 196.0 237.4 262.2 282.2
F. Leather and Leather Products 0.4 115.7 151.7 170.3 184.0 207.9 227.8 228.2 265.4 345.0 380.1 368.0
G. Rubber and Rubber Products 1.2 101.7 103.7 105.3 140.0 156.9 157.2 156.9 181.9 215.1 248.8 284.1
H. Chemicals and Chemical Products 5.5 101.5 105.0 116.4 168.8 175.6 171.4 172.8 177.2 198.7 241.3 260.2
a. Fertilisers 1.3 100.6 105.7 113.9 203.0 214.7 186.5 177.4 175.2 167.2 242.7 273.6
Nitrogeneous Fertiliser 0.8 99.8 104.7 109.5 191.4 194.6 186.2 181.1 178.6 171.7 254.7 281.0
b. Pesticides 0.1 101.5 111.6 131.6 200.3 216.2 232.4 232.2 236.9 272.2 328.6 351.8
c. Drugs and Medicines 1.0 99.7 101.0 101.8 108.2 118.7 133.9 136.3 136.1 135.2 137.5 154.4
d. Cosmetics, Soap and Detergents 0.6 103.0 104.9 117.9 159.6 174.7 168.4 172.5 185.8 213.4 238.7 245.3
I. Non-Metallic Minerals Products 1.4 109.3 116.2 123.1 163.3 187.9 191.0 194.6 213.7 249.5 278.7 311.7
Cement 0.7 105.4 109.5 112.3 147.9 170.5 173.6 176.8 196.6 229.4 233.0 269.9
J. Basic Metals, Alloys and Metals Products 6.0 104.7 113.9 139.0 172.6 184.8 190.1 193.8 211.2 251.9 272.1 317.1
a. Basic Metals and Alloys 4.7 104.2 114.4 142.4 173.7 187.3 192.5 194.0 213.9 256.8 275.4 326.1
Iron Steel and Ferro Alloys 3.5 105.8 117.6 142.6 171.3 183.5 186.9 188.2 212.5 258.5 272.4 331.6
Structurals 0.5 102.5 117.4 128.0 137.2 147.4 152.0 152.2 178.3 220.8 228.6 274.6
Pipes and Tubes 0.6 115.3 120.4 160.3 206.0 232.7 233.0 233.1 240.2 264.0 282.5 325.4
b. Non-Ferrous Metals and Alloys 1.2 99.3 105.2 141.9 180.8 198.7 208.9 211.1 218.2 251.6 284.4 309.9
Aluminium 0.4 100.6 107.2 108.1 131.1 213.5 228.0 229.0 242.6 259.9 312.8 360.6
c. Metal Products 1.3 106.4 111.8 127.2 169.2 175.8 181.6 193.0 201.4 234.8 260.6 285.6
K. Machinery and Machine Tools 5.0 104.4 110.6 122.2 156.2 173.2 170.8 172.8 182.9 211.4 231.6 254.2
a. Non-Electrical Machinery 3.1 105.2 113.3 125.8 155.2 175.4 176.0 177.9 189.2 218.8 246.0 275.0
b. Electrical Machinery 2.0 103.4 106.4 116.7 158.1 169.5 162.4 164.8 172.9 199.8 208.8 221.1
L. Transport Equipment 1.7 107.5 116.4 124.0 156.8 170.8 168.1 171.8 186.6 229.9 263.0 298.0
a. Motor Vehicles and Parts 1.4 108.3 119.3 127.1 161.8 177.3 173.4 177.4 193.2 240.3 278.1 316.5
b. Motor Cycles, Scooters, Bicycles etc. 0.3 104.0 105.1 109.8 134.5 141.3 143.6 146.0 157.6 182.4 193.7 213.4
See Notes on Tables.
Source : Index Numbers of Wholesale Prices in India (Base Year : 1970-71=100) : A Time Series Presentation (1971-1986), Office of the Economic Adviser, Ministry
of Industry, Government of India, June 1987.
74

TABLE 44 : WHOLESALE PRICE INDEX – 1982-83 to 1993-94


(Base : 1981-82=100)
Group/Sub-groups/Commodities Weight 1982-83 1983-84 1984-85 1985-86 1986-87 1987-88 1988-89 1989-90 1990-91 1991-92 1992-93 1993-94
1 2 3 4 5 6 7 8 9 10 11 12 13 14
ALL COMMODITIES 100.0 104.9 112.8 120.1 125.4 132.7 143.5 154.2 165.7 182.7 207.8 228.7 247.8
I. PRIMARY ARTICLES 32.3 106.7 118.2 125.5 125.7 137.1 152.6 160.1 163.6 184.9 218.3 234.6 250.9
A. Food Articles 17.4 111.1 126.5 131.8 134.1 147.8 161.1 177.1 179.3 200.6 241.1 271.0 284.4
a. Food Grains 7.9 109.1 119.4 117.1 124.5 129.4 141.3 161.8 165.4 179.2 216.4 242.4 260.8
Cereals 6.8 111.5 120.9 114.9 122.3 129.6 139.4 155.7 159.0 171.5 211.3 240.0 253.2
Rice 3.7 115.0 129.3 121.4 126.9 134.2 145.8 161.2 168.7 178.3 217.1 248.6 266.4
Wheat 2.2 111.2 113.6 110.8 119.0 127.1 134.5 154.2 148.2 172.1 203.7 227.0 253.4
Pulses 1.1 94.2 110.0 130.8 138.0 128.3 153.4 199.7 205.7 227.5 248.5 257.4 308.2
b. Fruits and Vegetables 4.1 110.5 136.4 145.2 135.3 169.4 180.2 185.1 170.5 204.1 252.9 272.6 281.8
Vegetables 1.3 116.6 156.3 123.8 134.4 202.0 177.5 162.7 181.1 234.6 259.9 262.4 317.2
Fruits 2.8 107.7 127.3 155.1 135.7 154.4 181.5 195.4 165.6 190.0 249.6 277.3 265.4
c. Milk 2.0 110.6 121.6 132.6 140.4 147.4 162.3 184.8 201.1 209.2 236.4 264.8 279.9
d. Eggs, Meat and Fish 1.8 114.1 120.3 127.1 140.4 150.3 158.1 170.7 178.3 194.5 222.8 259.6 292.7
e. Condiments and Spices 0.9 120.4 135.4 159.5 165.6 193.2 237.6 262.1 226.3 284.6 417.7 514.2 447.3
B. Non-Food Articles 10.1 100.8 112.4 124.6 120.4 134.1 163.0 160.2 166.0 194.2 229.2 228.7 249.1
a. Fibres 1.8 92.0 109.1 144.7 109.3 96.7 136.1 149.7 165.9 174.4 242.1 216.6 251.3
Raw Cotton 1.3 86.9 100.2 116.3 95.3 86.6 133.4 140.9 146.9 145.5 238.0 218.0 245.5
b. Oil Seeds 3.9 97.7 114.4 120.5 110.1 137.5 179.1 151.3 151.4 194.9 234.7 230.2 227.1
c. Other Non-Food Articles 4.4 107.1 112.0 120.0 134.0 146.3 159.9 172.3 178.8 201.6 219.3 232.2 267.4
Sugarcane 2.7 100.9 105.7 109.5 121.2 134.0 141.3 149.9 165.4 179.4 190.8 216.0 262.4
C. Minerals 4.8 103.3 100.4 105.1 106.5 104.2 100.5 98.5 102.2 109.0 113.5 116.1 133.9
Petroleum Crude and Natural Gas 4.3 103.1 99.6 103.0 103.0 99.3 93.5 89.1 91.8 99.6 101.0 102.7 120.8
Imported Petroleum Crude 3.0 93.9 81.2 80.5 80.4 74.1 53.7 47.9 48.4 49.4 49.3 49.3 47.5
Indigenous Petroleum Crude 1.3 124.7 143.0 156.3 156.3 158.9 187.3 186.6 194.5 218.3 223.2 229.0 294.0
II. FUEL, POWER, LIGHT AND LUBRICANTS 10.7 106.5 112.5 117.3 129.8 138.6 143.3 151.2 156.6 175.8 199.0 227.1 262.4
A. Coal Mining 1.3 115.9 128.2 155.1 159.1 174.5 183.0 212.3 231.8 232.6 249.9 301.2 346.4
B. Mineral Oils 6.7 102.8 106.3 107.1 120.3 125.6 126.3 129.2 129.7 154.7 179.6 204.1 223.6
Liquefied Petroleum Gas 0.7 103.7 101.3 103.0 119.2 132.1 132.1 132.1 132.1 132.1 149.8 185.8 213.6
Petrol 0.8 102.4 103.3 104.5 120.6 127.0 130.6 145.2 146.0 187.3 238.8 263.9 275.9
Kerosene 0.9 101.5 108.6 109.4 121.8 129.9 129.9 129.9 129.9 144.3 150.8 146.7 146.7
High Speed Diesel Oil 2.2 103.3 108.7 108.5 117.0 120.2 122.1 119.8 120.0 155.2 173.0 195.9 216.5
Naphtha 0.3 101.2 108.2 110.2 127.5 135.1 123.7 130.1 131.0 133.3 145.6 178.3 201.9
Furnace Oil 0.6 102.7 104.9 106.1 121.3 121.3 121.4 121.6 121.5 134.7 160.5 188.5 207.8
C. Electricity 2.7 111.5 120.5 124.8 139.6 153.5 166.7 176.6 187.7 200.9 222.8 249.0 318.3
Electricity for Domestic use 0.4 105.3 109.0 109.6 112.9 119.1 124.9 128.3 132.2 135.2 146.5 160.4 190.2
Electricity for Irrigation 0.3 107.4 115.7 114.0 113.2 126.5 147.7 144.6 132.2 138.7 147.7 162.8 221.2
Electricity for Industrial use 0.8 119.4 135.4 146.7 175.7 201.2 222.2 245.2 271.4 298.1 334.6 379.4 479.0
III. MANUFACTURED PRODUCTS 57.0 103.5 109.8 117.5 124.5 129.2 138.5 151.5 168.6 182.8 203.4 225.6 243.2
A. Food Products 10.1 97.4 107.8 113.9 117.2 129.1 140.5 147.8 165.3 181.7 206.3 223.8 246.7
a. Dairy Products 0.6 104.5 105.5 127.7 128.9 137.7 153.0 174.7 187.1 191.5 224.6 260.4 253.6
b. Grain Mill Products 1.5 112.0 128.2 118.0 112.0 124.7 131.5 153.8 173.3 184.5 213.7 243.2 251.2
c. Sugar, Khandsari and Gur 4.1 83.2 92.1 100.0 115.8 117.9 117.1 126.9 152.0 152.3 160.1 179.7 237.3
Sugar 2.0 93.2 94.3 99.0 114.8 117.2 118.7 127.1 141.9 141.9 156.7 177.5 207.2
d. Edible Oils 2.4 104.9 117.4 126.3 116.6 144.2 175.5 170.2 177.5 223.3 265.9 264.9 254.3
e. Oil Cakes 0.4 98.1 115.9 123.5 113.7 134.6 175.6 159.1 164.7 188.2 225.1 241.0 258.1
f. Tea and Coffee Processing 0.2 109.2 125.0 148.4 153.6 160.4 166.8 166.8 189.3 249.0 301.0 306.3 307.9
B. Beverages, Tobacco and Tobacco Products 2.1 100.2 106.7 111.1 123.2 133.0 155.0 180.7 207.7 242.1 265.7 293.7 306.6
Bidi,Cigarettes,Tobacco and Zarda 1.9 99.8 106.9 111.4 123.1 133.3 155.1 182.7 211.9 248.8 272.7 302.3 313.5
C. Textiles 11.5 104.8 109.5 120.0 119.5 116.0 126.6 139.6 158.2 171.2 188.3 200.7 219.9
a. Cotton Textiles 6.1 104.6 108.7 113.0 116.4 115.9 127.3 140.7 160.1 172.8 197.7 215.4 234.6
b. Man Made Textiles 2.9 104.8 104.7 107.5 107.3 104.3 110.2 115.6 130.1 133.6 143.7 153.5 161.6
D. Wood and Wood Products 1.2 113.4 122.5 125.0 146.0 149.0 154.7 156.6 157.7 159.1 161.6 318.2 380.9
E. Paper and Paper Products 2.0 108.5 118.2 131.4 144.1 154.3 170.2 180.9 208.4 222.4 261.5 311.4 328.2
F. Leather and Leather Products 1.0 100.4 108.3 115.4 128.1 134.2 142.9 168.4 185.7 224.3 233.9 228.2 245.2
G. Rubber and Plastic Products 1.6 108.4 109.7 115.6 125.6 132.8 143.5 155.3 159.4 164.9 170.6 186.2 189.9
H. Chemicals and Chemical Products 7.4 103.5 107.3 112.0 118.3 124.6 131.9 135.8 140.0 147.9 168.4 192.6 207.8
a. Fertilisers 1.7 105.0 99.0 98.4 100.7 107.5 107.6 98.9 99.1 99.1 123.9 160.8 181.8
Urea N-Content 1.0 105.7 99.2 98.4 101.5 111.3 111.5 99.6 99.0 99.0 125.2 127.4 126.6
b. Pesticides 0.2 109.3 117.2 121.1 123.7 126.7 132.8 139.2 148.2 158.2 198.1 202.5 216.0
c. Drugs and Medicines 1.1 104.4 107.7 111.5 118.2 122.3 128.5 136.9 140.4 149.6 159.8 170.5 186.6
d. Perfumes, Cosmetics, Toiletries etc. 1.2 103.7 112.9 127.9 134.8 140.5 151.8 155.2 155.0 161.6 181.9 205.2 216.1
I. Non-Metallic Mineral Products 2.5 114.5 127.7 138.6 141.1 142.5 147.9 152.4 167.0 185.6 215.7 232.8 255.1
Cement 0.9 124.6 144.7 158.4 153.4 139.4 139.2 133.2 147.8 173.1 197.1 209.8 208.2
J. Basic Metals Alloys and Metals Products 7.6 104.5 111.7 123.1 139.6 141.3 149.7 176.4 205.6 219.9 234.8 256.6 276.6
a. Basic Metals and Alloys 4.8 105.2 112.4 123.2 145.2 145.3 151.4 174.4 196.3 207.4 220.1 242.4 261.4
Iron and Steel 2.4 101.9 107.2 117.5 141.5 138.6 143.4 163.8 188.8 201.5 212.6 233.0 252.7
Foundries for Casting, Forging, Structurals 1.3 114.3 123.1 135.2 149.9 152.7 158.1 182.3 206.0 216.0 231.5 262.8 280.7
Pipes, Wires, Drawing and Others 0.8 102.3 112.6 122.5 152.7 155.0 163.8 193.0 200.3 208.9 221.4 237.8 256.9
b. Non-Ferrous Metals 1.0 100.5 108.8 120.8 127.2 131.0 155.6 197.4 242.6 255.8 271.4 295.6 308.2
Aluminium 0.5 100.9 101.9 114.4 122.3 125.7 147.4 170.7 212.6 220.9 227.6 247.2 274.8
c. Metal Products 1.8 104.9 111.4 124.1 132.0 136.6 142.1 169.8 209.2 232.6 252.8 271.9 298.4
K. Machinery and Machine Tools 6.3 102.8 106.7 112.2 121.4 127.3 132.3 150.8 166.2 180.2 208.3 230.6 237.9
a. Non-Electrical Machinery and Parts 3.3 105.0 109.3 115.2 124.8 131.2 134.9 154.4 173.0 190.0 220.0 243.4 246.8
b. Electrical Machinery 3.0 100.4 103.9 108.9 117.6 123.0 129.4 146.9 158.8 169.4 195.5 216.5 228.2
L. Transport Equipment and Parts 2.7 103.6 105.6 111.9 123.0 129.6 135.5 148.9 166.2 181.3 202.5 218.1 223.9
Motor Vehicles, Motorcycles, Scooters etc. 2.4 103.2 103.6 109.5 121.7 128.3 134.1 146.2 163.2 177.4 196.7 211.6 216.0
M. Other Misc. Manufacturing Industries 1.0 101.8 101.6 101.5 99.3 107.0 109.8 113.1 117.2 119.0 128.3 138.8 148.2
See Notes on Tables.
Source : Office of the Economic Adviser, Ministry of Commerce and Industry, Government of India.
75

TABLE 45 : WHOLESALE PRICE INDEX – 1994-95 to 2004-05


(Base : 1993-94=100)
Group/Sub-groups/Commodities Weight 1994-95 1995-96 1996-97 1997-98 1998-99 1999-00 2000-01 2001-02 2002-03 2003-04 2004-05
1 2 3 4 5 6 7 8 9 10 11 12 13
ALL COMMODITIES 100.0 112.6 121.6 127.2 132.8 140.7 145.3 155.7 161.3 166.8 175.9 187.3
I. PRIMARY ARTICLES 22.0 115.8 125.3 135.8 139.4 156.2 158.0 162.5 168.4 174.0 181.5 188.1
A. Food Articles 15.4 112.8 122.2 137.3 141.4 159.4 165.5 170.5 176.1 179.2 181.5 186.3
a. Food Grains 5.0 114.7 122.5 137.6 139.3 152.0 176.4 173.8 172.4 174.3 176.3 177.5
Cereals 4.4 113.7 120.8 135.7 138.4 150.9 177.8 173.0 170.1 173.5 176.3 177.9
Rice 2.4 111.3 117.4 128.5 134.3 146.2 171.3 167.5 167.0 166.0 168.8 168.2
Wheat 1.4 108.9 112.1 137.3 138.1 151.8 174.7 176.6 175.3 175.7 181.4 184.1
Pulses 0.6 122.2 135.0 151.3 145.9 160.1 166.1 179.6 189.2 180.6 176.6 174.4
b. Fruits and Vegetables 2.9 108.0 123.5 148.9 142.8 185.4 154.5 160.0 188.9 190.2 195.6 204.2
Vegetables 1.5 110.4 128.9 149.9 139.5 201.4 142.1 139.4 171.7 162.9 160.1 171.1
Fruits 1.5 105.7 118.2 147.9 146.3 169.3 166.8 180.7 206.1 217.5 231.1 237.3
c. Milk 4.4 110.3 114.3 119.7 125.5 136.0 147.6 163.2 166.2 171.7 176.0 183.6
d. Eggs, Meat and Fish 2.2 116.1 125.2 145.6 161.5 169.4 174.0 186.0 190.6 193.5 186.4 194.0
e. Condiments and Spices 0.7 126.2 153.4 176.6 176.9 220.2 226.4 202.5 188.1 194.0 205.0 188.1
B. Non-Food Articles 6.1 124.2 135.4 134.2 137.5 151.8 143.0 146.5 152.9 165.4 186.3 187.6
a. Fibres 1.5 150.0 160.3 137.6 151.0 161.7 144.9 156.7 151.4 143.9 177.8 166.9
Raw Cotton 1.4 153.6 159.0 133.2 155.4 166.9 147.3 157.3 148.7 142.1 180.6 165.6
b. Oil Seeds 2.7 118.5 128.6 130.6 128.3 148.5 133.4 129.3 137.6 160.2 177.8 180.8
c. Other Non-Food Articles 1.9 112.0 125.2 136.5 139.5 148.6 154.6 162.1 175.0 189.5 204.4 212.9
Sugarcane 1.3 110.5 118.2 131.8 142.0 150.6 160.7 173.3 187.3 201.8 220.8 228.8
C. Minerals 0.5 104.9 94.7 107.2 99.8 110.9 110.4 113.5 119.3 118.8 121.6 255.1
II. FUEL, POWER, LIGHT AND LUBRICANTS 14.2 108.9 114.5 126.4 143.8 148.5 162.0 208.1 226.7 239.2 254.5 280.2
A. Coal Mining 1.8 105.1 106.4 117.7 139.8 143.6 149.1 161.1 181.7 181.1 193.6 223.3
B. Mineral Oils 7.0 106.1 106.2 122.9 138.7 142.9 159.9 226.2 239.5 254.7 274.3 315.8
Liquefied Petroleum Gas 1.8 109.5 109.5 131.4 150.0 162.0 176.1 248.2 266.6 284.0 285.5 316.0
Petrol 0.9 106.5 106.5 131.1 144.5 148.1 148.1 154.2 158.1 163.4 178.7 203.5
Kerosene 0.7 100.0 100.0 100.8 101.1 100.9 101.9 270.2 304.0 359.7 359.2 357.9
High Speed Diesel Oil 2.0 108.8 108.8 120.9 145.2 148.7 176.4 228.8 252.3 273.5 300.4 360.4
Naphtha 0.4 100.0 100.0 119.8 144.8 146.1 191.0 294.7 265.6 256.5 315.6 432.1
Furnace Oil 0.5 99.5 99.4 120.3 118.3 108.6 131.2 203.5 187.5 179.7 227.2 265.5
C. Electricity 5.5 113.6 127.8 133.5 151.8 157.2 168.9 200.0 224.8 238.0 248.8 253.0
Electricity for Domestic use 1.0 111.3 123.1 130.8 161.2 162.8 178.4 202.9 223.1 237.8 251.7 256.3
Electricity for Agricultural use 1.9 116.7 133.0 136.8 146.5 156.8 157.2 199.0 232.9 256.3 269.4 271.4
Electricity for Industry 2.2 111.5 124.2 130.7 151.2 153.2 172.5 196.3 216.1 219.9 227.9 234.5
III. MANUFACTURED PRODUCTS 63.7 112.3 121.9 124.4 128.0 133.6 137.2 141.7 144.3 148.1 156.5 166.3
A. Food Products 11.5 114.1 117.8 124.9 134.6 149.7 151.3 145.7 145.4 153.0 166.7 174.9
a. Dairy Products 0.7 117.0 137.4 144.9 157.5 168.6 184.7 181.9 187.1 182.1 196.3 205.9
b. Grain Mill Products 1.0 103.7 112.7 146.9 141.9 151.7 159.8 152.6 150.0 160.5 175.9 177.2
c. Sugar, Khandsari and Gur 3.9 119.1 112.7 118.9 134.4 153.5 156.0 153.2 146.1 134.6 139.3 163.3
Sugar 3.6 112.6 109.5 116.5 133.8 135.4 137.4 142.6 135.4 123.5 124.4 148.1
d. Edible Oils 2.8 110.9 116.9 115.1 113.5 139.1 122.1 103.3 112.9 138.0 157.9 156.4
e. Oil Cakes 1.4 121.6 126.5 133.2 134.3 133.8 138.6 141.2 146.4 204.2 223.9 213.5
f. Tea and Coffee Processing 1.0 104.4 114.6 116.7 160.4 164.1 185.5 189.1 177.2 143.7 177.2 185.6
B. Beverages, Tobacco and Tobacco Products 1.3 118.3 128.1 134.9 150.5 166.7 174.1 179.8 193.8 204.3 205.6 216.2
Bidi, Cigarettes, Tobacco and Zarda 1.0 110.4 121.2 131.1 149.2 164.7 173.0 183.8 200.5 210.0 212.3 218.9
C. Textiles 9.8 118.2 129.4 118.7 115.5 114.4 115.0 119.9 119.3 122.2 131.6 135.7
a. Cotton Textiles 4.2 132.7 145.0 138.6 142.4 144.8 144.2 151.0 150.2 148.4 166.4 168.2
b. Man Made Textiles 4.7 105.9 113.3 96.0 86.9 81.7 82.7 86.6 84.8 91.2 94.0 98.0
D. Wood and Wood Products 0.2 110.9 118.9 122.1 153.0 198.9 193.9 180.0 174.4 179.1 179.4 179.5
E. Paper and Paper Products 2.0 106.1 131.2 131.0 126.7 130.8 149.3 165.4 172.8 174.0 173.3 174.6
F. Leather and Leather Products 1.0 109.7 119.2 121.2 128.8 133.2 154.6 149.6 141.0 130.1 146.9 155.7
G. Rubber and Plastic Products 2.4 106.4 123.0 124.2 124.5 123.7 123.6 125.5 126.0 132.6 135.0 134.5
H. Chemicals and Chemical Products 11.9 116.6 126.8 131.1 137.1 145.8 155.2 164.4 169.0 173.9 177.2 181.7
a. Fertilisers 3.7 115.8 129.0 129.4 136.2 138.0 142.8 157.9 161.2 168.2 169.1 170.6
Urea N-Content 2.2 117.2 121.2 122.3 133.7 135.9 146.3 166.9 167.9 175.6 176.0 176.0
b. Pesticides 0.5 132.5 121.2 117.9 119.2 120.2 121.0 121.7 130.4 131.2 129.7 132.4
c. Drugs and Medicines 2.5 129.4 137.1 139.6 154.8 199.9 230.7 244.2 252.7 254.5 261.0 267.1
d. Perfumes, Cosmetics, Toiletries etc. 1.0 118.0 127.7 144.6 162.0 166.4 183.3 186.9 192.8 199.9 204.3 202.7
I. Non-Metallic Minerals Products 2.5 110.9 126.4 129.4 127.0 130.2 127.4 133.9 144.0 143.4 148.3 157.7
Cement 1.7 112.4 129.9 133.5 128.9 130.9 128.4 136.6 148.7 145.3 147.1 152.8
J. Basic Metals, Alloys and Metals Products 8.3 108.4 120.3 125.9 130.7 132.8 135.0 140.3 140.7 145.1 167.8 203.3
a. Basic Metals and Alloys 6.2 107.0 116.9 124.3 129.5 131.9 133.7 138.0 138.0 143.4 173.5 217.8
Iron and Steel 3.6 106.0 116.6 124.1 129.8 132.8 134.5 136.8 136.6 143.5 181.1 232.9
Foundries for Casting, Forging, Structurals 0.9 106.7 121.3 131.1 136.9 137.5 142.2 148.1 149.2 151.4 167.7 213.4
Pipes, Wires, Drawing and Others 1.6 109.5 115.5 121.1 124.8 126.7 127.0 135.4 135.1 139.3 160.9 187.9
b. Non-Ferrous Metals 1.5 115.9 137.7 136.3 141.6 142.5 147.5 157.0 160.2 162.5 163.9 173.1
Aluminium 0.9 114.7 141.0 140.9 146.4 153.8 160.2 173.7 181.3 180.8 185.0 194.9
c. Metal Products 0.7 105.0 113.9 117.7 117.9 119.6 120.5 124.3 123.1 122.7 123.8 134.7
K. Machinery and Machine Tools 8.4 106.0 111.8 115.7 115.3 116.0 116.1 123.0 129.1 130.3 132.7 140.2
a. Non-Electrical Machinery and Parts 3.4 108.6 116.0 126.4 130.4 134.2 136.5 142.3 152.1 156.9 162.6 175.5
b. Electrical Machinery 5.0 104.2 108.9 108.5 105.0 103.6 102.2 109.9 113.4 112.2 112.4 116.3
L. Transport Equipment and Parts 4.3 107.4 115.9 123.1 127.8 131.4 135.4 143.4 146.8 147.5 147.4 154.3
Motor Vehicles, Motorcycles, Scooters etc. 4.0 107.6 116.7 124.5 129.3 133.4 137.6 146.1 149.2 149.4 149.9 157.4
See Notes on Tables.
Source : Office of the Economic Adviser, Ministry of Commerce and Industry, Government of India.
76

TABLE 46 : CONSUMER PRICE INDICES - 1970- 71 to 2004-05


Index (Average of months)
Year IW UNME AL
1 2 3 4

(Base : 1960 = 100)


1970-71 186 174 194
1971-72 192 180 196
1972-73 207 192 217
1973-74 250 221 263
1974-75 317 270 354
1975-76 313 277 340
1976-77 301 277 293
1977-78 324 296 324
1978-79 331 306 317
1979-80 360 330 346
1980-81 401 369 395
1981-82 451 413 444
1982-83 486 446 467
1983-84 547 492 520
(Base : 1982 = 100) (Base : 1984-85 = 100)
1983-84 111 92 520
1984-85 118 100 521
1985-86 126 107 546
1986-87 137 115 572
1987-88 149 126 629
1988-89 163 136 708
1989-90 173 145 746
1990-91 193 161 803
1991-92 219 183 958
1992-93 240 202 1076
1993-94 258 216 1114
1994-95 284 237 1247
1995-96 313 259 1381
(Base :1986-87 = 100)
1996-97 342 283 256
1997-98 366 302 264
1998-99 414 337 293
1999-00 428 352 306
2000-01 444 371 305
2001-02 463 390 309
2002-03 482 405 319
2003-04 500 420 331
2004-05 520 436 340
IW : Industrial workers. UNME : Urban non-manual employees. AL : Agricultural labourers.
Source : 1. Labour Bureau, Ministry of Labour, Government of India.
2. Central Statistical Organisation, Ministry of Statistics and Programme Implementation, Government of India.
77

TABLE 47 : CONSUMER PRICE INDEX FOR INDUSTRIAL WORKERS -1970-71 to 2004-05


Year General Food Pan, Supari, Fuel and Housing Clothing, Miscellaneous
Tobacco and Light Bedding and
Intoxicants Footwear
1 2 3 4 5 6 7 8
(Base 1960=100)
Weight 100.0 60.9 4.8 5.8 6.3 8.5 13.7

1970-71 186 201 176 169 133 163 163


1971-72 192 205 184 182 135 184 172
1972-73 207 223 197 195 140 199 179
1973-74 250 262 210 226 145 240 198
1974-75 317 358 250 297 154 314 246
1975-76 313 342 274 317 164 313 259
1976-77 301 317 298 327 174 322 264
1977-78 324 345 315 339 183 354 273
1978-79 331 347 330 371 192 376 284
1979-80 360 373 366 441 201 404 310
1980-81 401 419 399 483 213 441 346
1981-82 451 476 444 557 227 483 377
1982-83 486 508 475 634 244 522 413
1983-84 547 581 529 698 270 559 457
1984-85 582 607 586 783 301 586 514
1985-86 620 638 672 860 339 626 546
1986-87 674 700 749 915 367 657 585
1987-88 736 767 821 965 412 689 645
1988-89 803 839 874 1056 447 741 706

(Base 1982=100)

Weight 100.0 57.0 3.2 6.3 8.7 8.5 16.4

1989-90 173 177 219 171 171 143 171


1990-91 193 199 243 195 185 154 187
1991-92 219 230 280 204 198 169 210
1992-93 240 254 315 220 212 185 232
1993-94 258 272 340 234 224 201 251
1994-95 284 304 368 243 237 227 273
1995-96 313 337 397 260 255 253 294
1996-97 342 369 432 295 280 271 322
1997-98 366 388 479 328 304 286 354
1998-99 414 445 515 353 389 296 386
1999-00 428 446 565 379 437 306 416
2000-01 444 453 592 454 463 315 442
2001-02 463 466 620 483 514 325 463
2002-03 482 477 633 534 556 332 489
2003-04 500 495 655 567 582 338 507
2004-05 520 506 674 613 652 346 525
Note : Data pertain to average of months during the year.
Also see Notes on Tables.
Source : Labour Bureau, Ministry of Labour, Government of India.
78

TABLE 48 : CONSUMER PRICE INDEX FOR AGRICULTURAL LABOURERS –


1966-67 to 2004-05
Year General Food Pan, Supari, Fuel and Clothing, Miscellaneous
Tobacco and Light Bedding and
Intoxicants Footwear
1 2 3 4 5 6 7

(Base: 1960-61=100)
Weight 100.0 78.1 8.0 6.1 7.8

1966-67 181 198 . . . .


1967-68 208 232 . . . .
1968-69 187 204 . . . .
1969-70 190 206 . . . .
1970-71 194 209 . 110 146 161
1971-72 196 211 . 112 159 165
1972-73 217 236 . 113 167 171
1973-74 263 291 . 119 197 186
1974-75 354 396 . 135 262 225
1975-76 340 375 . 137 273 250
1976-77 293 313 . 139 274 261
1977-78 324 351 . 140 300 262
1978-79 317 340 . 141 313 267
1979-80 346 374 . 153 327 281
1980-81 395 431 . 157 348 315
1981-82 444 488 . 166 378 342
1982-83 467 511 . 168 409 378
1983-84 520 571 . 174 434 425
1984-85 521 566 . 178 466 467
1985-86 546 591 . 188 502 502
1986-87 572 618 . 193 525 535
1987-88 629 681 . 196 551 604
1988-89 708 774 . 198 596 661
1989-90 746 811 . 199 649 740
1990-91 803 869 . 209 725 816
1991-92 958 1048 . 221 808 923
1992-93 1076 1184 . 218 928 1020
1993-94 1114 1214 . 223 1039 1081
1994-95 1247 1361 . 227 1195 1188
1995-96 1381 1507 . 240 1357 1285 *
(Base: 1986-87=100)
Weight 100.0 69.2 3.8 8.4 7.0 11.7
1996-97 256 260 277 221 265 243
1997-98 264 264 300 241 279 262
1998-99 293 299 323 255 291 278
1999-00 306 312 351 263 300 298
2000-01 305 303 362 292 311 311
2001-02 309 302 366 309 326 319
2002-03 319 312 374 324 335 330
2003-04 331 325 388 333 347 339
2004-05 340 333 394 343 359 351
* : Average for April-October 1995 due to lack of a linking factor as pan, supari, tobacco and intoxicants was part of the miscellaneous group.
Note : Data pertain to average of months during the year.
Also see Notes on Tables.
Source : Labour Bureau, Ministry of Labour, Government of India.
79

TABLE 49 : CONSUMER PRICE INDEX FOR URBAN NON-MANUAL EMPLOYEES -


1988 - 89 to 2004 - 05
Year General Food, Fuel and Housing Clothing, Miscellaneous
Beverages Light Bedding and
and Tobacco Footwear
1 2 3 4 5 6 7
(Base: 1984-85=100)
Weight 100.0 47.1 5.5 16.4 7.0 24.0

1988-89 136 139 126 132 137 133

1989-90 145 148 131 144 151 142

1990-91 161 167 141 154 167 157

1991-92 183 193 156 166 188 178

1992-93 202 214 174 178 210 199

1993-94 216 228 188 190 228 213

1994-95 237 253 200 204 254 229

1995-96 259 281 212 219 282 247

1996-97 283 307 236 235 305 273

1997-98 302 325 261 249 324 298

1998-99 337 369 276 279 341 325

1999-00 352 372 292 316 355 348

2000-01 371 378 385 349 367 373

2001-02 390 390 421 381 378 393

2002-03 405 397 455 407 387 413

2003-04 420 409 473 431 398 429

2004-05 436 420 503 456 407 446


Note : Data pertain to average of months during the year.
Also see Notes on Tables.
Source : Central Statistical Organisation, Ministry of Planning and Programme Implementation, Government of India.
80

BL
AN
K
PA
G
E
83

TABLE 50 : COMPONENTS OF MONEY STOCK


(Rupees crore)
Month Currency Cash Currency Demand Time Aggre- Bankers’ ‘Other’ Reserve Narrow Broad
in with with Deposits Deposits gate Deposits Deposits Money Money Money
Circulat- Banks Public with with Deposits with RBI with the (M0) (M1) (M3)
ion (2-3) Banks Banks (5+6) RBI (2+8+9) (4+5+9) (6+11)
1 2 3 4 5 6 7 8 9 10 11 12

Apr-51 1445 45 1399 579 324 902 52 28 1525 2006 2330


May-51 1452 45 1407 576 322 898 50 28 1529 2011 2333
Jun-51 1422 61 1361 575 319 894 59 23 1504 1960 2278
Jul-51 1363 48 1315 590 319 909 76 20 1459 1925 2244
Aug-51 1316 49 1267 587 317 903 76 20 1412 1874 2191
Sep-51 1285 47 1237 576 315 891 84 19 1388 1832 2148
Oct-51 1281 46 1235 568 319 886 74 19 1374 1821 2140
Nov-51 1274 46 1228 554 323 877 60 17 1351 1799 2122
Dec-51 1293 53 1240 545 321 866 51 18 1362 1803 2124
Jan-52 1302 42 1260 545 334 879 46 21 1369 1826 2160
Feb-52 1292 45 1247 549 329 878 45 20 1356 1816 2145
Mar-52 1292 43 1249 545 325 870 47 18 1357 1812 2137
Apr-52 1296 43 1253 551 326 877 47 18 1361 1822 2148
May-52 1287 42 1245 546 331 877 48 18 1353 1809 2140
Jun-52 1278 45 1233 545 335 880 53 14 1345 1792 2127
Jul-52 1249 43 1206 550 345 894 64 14 1327 1770 2115
Aug-52 1228 43 1184 544 345 889 68 11 1307 1739 2084
Sep-52 1228 43 1185 529 352 881 62 10 1300 1724 2076
Oct-52 1211 43 1167 531 350 881 64 9 1284 1707 2057
Nov-52 1210 42 1168 531 351 882 55 10 1275 1709 2060
Dec-52 1229 43 1186 519 353 872 45 11 1286 1716 2069
Jan-53 1244 45 1199 515 355 870 45 16 1305 1729 2085
Feb-53 1259 43 1216 511 357 869 43 16 1318 1743 2100
Mar-53 1273 45 1228 521 357 878 47 14 1334 1764 2121
Apr-53 1329 46 1283 525 363 888 43 11 1382 1818 2182
May-53 1325 44 1282 519 367 886 43 9 1377 1809 2176
Jun-53 1299 46 1252 514 373 887 43 9 1350 1775 2148
Jul-53 1251 42 1209 517 372 889 47 15 1313 1741 2113
Aug-53 1236 43 1193 518 374 892 49 9 1294 1720 2094
Sep-53 1220 43 1177 515 374 889 52 9 1281 1701 2075
Oct-53 1223 43 1181 524 374 897 61 9 1293 1713 2087
Nov-53 1242 44 1197 530 377 908 70 8 1320 1736 2113
Dec-53 1270 43 1227 508 372 880 46 8 1325 1744 2116
Jan-54 1301 44 1257 518 374 891 39 11 1350 1785 2159
Feb-54 1316 43 1273 519 377 896 41 15 1373 1807 2184
Mar-54 1330 41 1289 527 372 899 42 12 1385 1828 2200
Apr-54 1362 44 1318 533 376 909 40 14 1416 1865 2240
May-54 1349 44 1305 538 377 915 44 15 1407 1857 2234
Jun-54 1318 44 1274 539 382 921 45 10 1374 1823 2206
Jul-54 1281 40 1241 544 392 936 50 10 1341 1795 2187
Aug-54 1273 41 1232 553 394 947 65 7 1346 1793 2187
Sep-54 1282 44 1238 551 398 949 63 8 1352 1796 2194
Oct-54 1297 47 1250 555 399 954 66 8 1371 1813 2212
Nov-54 1296 43 1253 563 409 972 79 8 1383 1824 2233
Dec-54 1336 48 1289 566 412 979 69 8 1413 1863 2275
Jan-55 1355 44 1311 571 414 985 58 8 1420 1889 2303
Feb-55 1380 44 1337 580 417 997 48 8 1436 1925 2342
Mar-55 1417 40 1377 571 424 994 48 7 1472 1955 2379
(Continued)
84

TABLE 50 : COMPONENTS OF MONEY STOCK (Contd.)


(Rupees crore)
Month Currency Cash Currency Demand Time Aggre- Bankers’ ‘Other’ Reserve Narrow Broad
in with with Deposits Deposits gate Deposits Deposits Money Money Money
Circulat- Banks Public with with Deposits with RBI with the (M 0) (M1) (M3)
ion (2-3) Banks Banks (5+6) RBI (2+8+9) (4+5+9) (6+11)
1 2 3 4 5 6 7 8 9 10 11 12
Apr-55 1452 44 1408 583 429 1012 49 8 1509 1999 2428
May-55 1460 45 1415 586 434 1020 49 7 1517 2008 2442
Jun-55 1454 45 1409 592 443 1035 55 7 1516 2009 2451
Jul-55 1432 42 1390 588 456 1044 54 8 1494 1986 2442
Aug-55 1424 43 1381 601 456 1057 51 9 1484 1990 2446
Sep-55 1417 42 1375 602 463 1065 63 9 1489 1985 2448
Oct-55 1443 47 1397 605 469 1074 58 8 1509 2010 2478
Nov-55 1463 46 1417 610 468 1077 64 8 1535 2035 2502
Dec-55 1502 51 1451 617 465 1082 58 8 1568 2076 2541
Jan-56 1521 48 1474 644 459 1103 65 10 1596 2127 2586
Feb-56 1547 45 1502 633 468 1102 55 8 1611 2144 2612
Mar-56 1614 43 1571 637 466 1103 53 9 1676 2217 2683
Apr-56 1655 49 1605 647 476 1123 51 9 1715 2262 2738
May-56 1659 50 1608 643 485 1128 51 8 1717 2259 2744
Jun-56 1624 53 1572 636 502 1138 54 8 1687 2215 2718
Jul-56 1591 49 1542 633 510 1143 53 7 1651 2182 2692
Aug-56 1567 48 1518 640 516 1156 57 7 1630 2166 2682
Sep-56 1548 46 1502 634 511 1145 53 7 1608 2144 2655
Oct-56 1557 48 1509 639 510 1149 51 8 1616 2156 2666
Nov-56 1575 48 1528 649 512 1161 51 8 1635 2185 2697
Dec-56 1605 53 1552 648 513 1161 58 9 1671 2208 2721
Jan-57 1625 48 1577 673 513 1186 52 7 1684 2257 2770
Feb-57 1648 52 1595 691 520 1210 56 8 1713 2295 2814
Mar-57 1668 45 1623 711 527 1238 58 8 1734 2342 2869
Apr-57 1705 51 1655 726 554 1281 68 9 1782 2390 2944
May-57 1716 51 1664 721 574 1295 68 20 1804 2406 2980
Jun-57 1687 56 1631 716 603 1319 82 19 1788 2366 2969
Jul-57 1640 49 1591 722 615 1337 104 18 1762 2331 2946
Aug-57 1608 50 1558 699 638 1337 103 8 1719 2265 2903
Sep-57 1606 48 1558 691 657 1348 100 9 1716 2258 2915
Oct-57 1623 58 1565 730 649 1379 107 11 1741 2306 2954
Nov-57 1614 48 1566 697 690 1386 109 9 1732 2272 2962
Dec-57 1644 50 1594 696 692 1388 71 13 1727 2302 2994
Jan-58 1669 49 1620 713 715 1427 76 12 1757 2345 3060
Feb-58 1685 48 1636 708 740 1448 75 11 1772 2356 3096
Mar-58 1720 46 1674 723 750 1473 68 16 1804 2413 3164
Apr-58 1763 54 1709 739 778 1516 94 11 1868 2458 3236
May-58 1734 50 1684 716 802 1518 78 11 1823 2412 3214
Jun-58 1722 55 1667 717 796 1512 99 11 1831 2394 3190
Jul-58 1683 49 1634 726 824 1550 108 11 1801 2371 3195
Aug-58 1659 49 1611 707 844 1551 101 11 1771 2329 3172
Sep-58 1651 48 1603 724 842 1566 105 10 1766 2337 3179
Oct-58 1669 50 1619 679 917 1597 111 12 1792 2311 3228
Nov-58 1692 51 1641 690 908 1598 88 14 1794 2345 3253
Dec-58 1728 54 1674 686 913 1599 81 13 1822 2373 3286
Jan-59 1764 53 1711 692 923 1615 76 12 1852 2415 3337
Feb-59 1797 52 1745 706 935 1641 77 12 1885 2462 3397
Mar-59 1846 54 1792 719 950 1669 68 15 1929 2526 3476
Apr-59 1899 57 1842 746 974 1719 92 14 2004 2601 3575
May-59 1889 56 1833 712 1021 1733 74 15 1978 2560 3581
Jun-59 1864 60 1804 733 1031 1764 99 16 1979 2552 3584
Jul-59 1812 52 1760 706 1083 1790 81 16 1909 2482 3566
Aug-59 1794 54 1739 716 1100 1816 86 17 1897 2472 3572
Sep-59 1784 52 1732 703 1123 1826 76 15 1875 2451 3574
Oct-59 1831 48 1783 694 1132 1827 73 13 1918 2491 3623
Nov-59 1823 53 1770 710 1148 1859 81 13 1918 2493 3642
Dec-59 1877 55 1822 710 1146 1856 73 10 1960 2542 3687
Jan-60 1917 56 1861 734 1155 1889 74 13 2004 2609 3763
Feb-60 1952 58 1894 739 1171 1910 80 11 2043 2644 3814
Mar-60 2001 70 1931 772 1163 1935 93 17 2111 2720 3883
85

TABLE 50 : COMPONENTS OF MONEY STOCK (Contd.)


(Rupees crore)
Month Currency Cash Currency Demand Time Aggre- Bankers’ ‘Other’ Reserve Narrow Broad
in with with Deposits Deposits gate Deposits Deposits Money Money Money
Circulat- Banks Public with with Deposits with RBI with the (M0) (M1) (M3)
ion (2-3) Banks Banks (5+6) RBI (2+8+9) (4+5+9) (6+11)
1 2 3 4 5 6 7 8 9 10 11 12
Apr-60 2042 60 1982 766 1199 1966 98 16 2156 2764 3963
May-60 2024 58 1966 765 1218 1983 104 14 2141 2745 3963
Jun-60 1997 58 1939 766 1232 1999 115 18 2130 2723 3956
Jul-60 1952 54 1898 768 1230 1999 125 25 2102 2691 3921
Aug-60 1933 55 1877 773 1237 2010 116 27 2076 2678 3915
Sep-60 1946 56 1890 748 1210 1958 105 14 2065 2652 3862
Oct-60 1951 58 1893 769 1180 1949 101 19 2071 2681 3861
Nov-60 1967 55 1912 712 1156 1868 98 16 2081 2639 3795
Dec-60 2028 61 1967 718 1139 1857 116 20 2164 2705 3844
Jan-61 2072 58 2014 727 1119 1846 78 21 2171 2762 3881
Feb-61 2091 55 2036 735 1111 1846 77 15 2183 2786 3897
Mar-61 2154 56 2098 757 1095 1852 71 13 2239 2869 3964
Apr-61 2155 58 2098 762 1118 1880 78 19 2253 2879 3997
May-61 2141 57 2084 742 1131 1873 77 20 2238 2846 3977
Jun-61 2109 66 2043 768 1121 1889 95 25 2229 2836 3957
Jul-61 2064 53 2011 754 1144 1898 82 21 2167 2786 3931
Aug-61 2049 54 1995 753 1162 1915 103 20 2172 2769 3931
Sep-61 2027 51 1975 754 1146 1901 78 18 2123 2748 3894
Oct-61 2054 57 1997 767 1145 1911 86 18 2158 2781 3926
Nov-61 2077 55 2022 758 1152 1909 84 21 2182 2800 3952
Dec-61 2120 61 2060 762 1162 1924 105 19 2245 2840 4003
Jan-62 2159 54 2105 775 1178 1953 80 20 2260 2900 4078
Feb-62 2209 55 2155 781 1195 1976 81 19 2310 2955 4150
Mar-62 2256 54 2202 824 1198 2022 73 23 2352 3049 4247
Apr-62 2313 58 2255 826 1244 2070 85 24 2422 3106 4350
May-62 2317 59 2258 819 1272 2091 89 21 2427 3099 4370
Jun-62 2271 66 2205 824 1307 2131 99 20 2390 3049 4357
Jul-62 2227 55 2172 834 1321 2154 103 23 2353 3028 4349
Aug-62 2198 54 2144 844 1307 2151 81 22 2302 3011 4318
Sep-62 2197 54 2143 839 1310 2149 86 21 2304 3003 4313
Oct-62 2238 54 2185 839 1318 2158 81 19 2338 3043 4361
Nov-62 2259 55 2204 840 1306 2146 71 20 2349 3064 4370
Dec-62 2309 62 2248 853 1292 2145 84 19 2412 3119 4411
Jan-63 2356 57 2299 855 1293 2148 77 19 2453 3173 4466
Feb-63 2390 59 2331 861 1285 2146 80 20 2490 3212 4497
Mar-63 2439 60 2379 908 1243 2151 77 30 2546 3317 4560
Apr-63 2506 63 2443 934 1268 2202 77 24 2607 3400 4669
May-63 2488 61 2427 926 1283 2209 81 18 2587 3371 4654
Jun-63 2465 74 2391 954 1316 2270 102 17 2584 3363 4679
Jul-63 2410 58 2352 973 1329 2301 86 26 2522 3351 4680
Aug-63 2389 59 2331 999 1321 2320 89 20 2498 3350 4671
Sep-63 2389 57 2332 1009 1325 2334 88 20 2496 3360 4685
Oct-63 2453 62 2391 1018 1340 2358 121 21 2595 3430 4770
Nov-63 2467 61 2406 1021 1336 2357 81 26 2574 3453 4789
Dec-63 2545 69 2476 1041 1324 2366 84 24 2653 3541 4866
Jan-64 2601 66 2534 1074 1317 2391 83 36 2720 3645 4962
Feb-64 2636 67 2569 1084 1312 2395 88 34 2758 3687 4998
Mar-64 2670 64 2606 1115 1285 2400 79 32 2781 3752 5037
Apr-64 2756 68 2688 1122 1320 2443 86 30 2872 3841 5161
May-64 2752 69 2683 1128 1327 2454 92 27 2871 3838 5164
Jun-64 2708 72 2636 1149 1365 2514 102 31 2842 3816 5181
Jul-64 2639 67 2572 1158 1413 2572 103 36 2779 3767 5180
Aug-64 2609 68 2541 1183 1446 2630 95 41 2745 3766 5212
Sep-64 2581 65 2516 1186 1467 2653 103 17 2702 3720 5186
Oct-64 2619 71 2548 1238 1408 2646 92 22 2733 3808 5216
Nov-64 2646 70 2577 1243 1417 2660 97 24 2767 3844 5261
Dec-64 2733 71 2662 1219 1423 2642 95 22 2850 3903 5326
Jan-65 2774 81 2692 1259 1409 2668 98 27 2899 3979 5388
Feb-65 2794 71 2723 1273 1429 2701 103 28 2925 4024 5453
Mar-65 2841 72 2769 1289 1418 2708 99 22 2962 4080 5498
86

TABLE 50 : COMPONENTS OF MONEY STOCK (Contd.)


(Rupees crore)
Month Currency Cash Currency Demand Time Aggre- Bankers’ ‘Other’ Reserve Narrow Broad
in with with Deposits Deposits gate Deposits Deposits Money Money Money
Circulat- Banks Public with with Deposits with RBI with the (M 0) (M1) (M3)
ion (2-3) Banks Banks (5+6) RBI (2+8+9) (4+5+9) (6+11)
1 2 3 4 5 6 7 8 9 10 11 12
Apr-65 2944 73 2871 1291 1476 2767 96 35 3075 4197 5672
May-65 2938 76 2863 1303 1492 2795 105 28 3071 4193 5686
Jun-65 2904 82 2822 1332 1515 2847 104 20 3029 4175 5690
Jul-65 2808 71 2737 1360 1570 2930 102 19 2929 4115 5686
Aug-65 2771 69 2702 1386 1586 2973 107 19 2897 4108 5694
Sep-65 2794 68 2726 1349 1576 2925 107 19 2920 4093 5669
Oct-65 2845 75 2770 1367 1581 2948 111 16 2973 4153 5734
Nov-65 2879 73 2806 1374 1581 2955 105 15 2999 4196 5776
Dec-65 2954 89 2865 1413 1606 3019 123 22 3100 4300 5907
Jan-66 3011 85 2926 1418 1615 3033 110 19 3140 4363 5978
Feb-66 3044 76 2968 1437 1630 3067 114 16 3174 4421 6051
Mar-66 3112 78 3034 1478 1605 3083 104 17 3233 4529 6134
Apr-66 3200 81 3119 1494 1686 3180 120 22 3343 4635 6321
May-66 3192 84 3109 1487 1716 3203 128 19 3339 4615 6331
Jun-66 3140 84 3056 1537 1745 3281 131 20 3292 4613 6357
Jul-66 3039 78 2961 1589 1794 3383 129 23 3191 4574 6368
Aug-66 3002 82 2921 1584 1821 3406 127 20 3149 4525 6346
Sep-66 2948 82 2865 1567 1839 3406 137 27 3112 4459 6299
Oct-66 2986 87 2900 1579 1867 3445 119 31 3136 4509 6376
Nov-66 3035 88 2947 1579 1880 3459 127 32 3194 4558 6438
Dec-66 3111 103 3008 1634 1888 3523 160 39 3309 4681 6569
Jan-67 3188 95 3093 1615 1870 3484 124 38 3349 4747 6617
Feb-67 3245 89 3156 1630 1885 3515 128 35 3409 4821 6706
Mar-67 3289 90 3199 1711 1867 3578 134 41 3464 4951 6817
Apr-67 3331 92 3239 1697 1922 3618 128 30 3490 4966 6888
May-67 3342 93 3249 1687 1948 3636 132 24 3499 4961 6909
Jun-67 3333 119 3214 1734 1948 3682 157 19 3509 4967 6915
Jul-67 3230 91 3138 1744 1977 3721 140 17 3387 4900 6877
Aug-67 3178 91 3087 1747 2010 3758 153 16 3346 4850 6861
Sep-67 3164 89 3075 1769 2029 3798 143 19 3326 4863 6892
Oct-67 3207 103 3103 1766 2054 3821 144 32 3383 4902 6956
Nov-67 3232 95 3137 1788 2059 3846 152 25 3409 4949 7008
Dec-67 3324 115 3209 1849 2081 3929 175 43 3542 5101 7182
Jan-68 3339 91 3248 1821 2122 3943 152 48 3538 5116 7238
Feb-68 3403 94 3309 1830 2138 3966 131 39 3574 5179 7317
Mar-68 3468 92 3376 1918 2110 4028 137 56 3662 5350 7460
Apr-68 3586 101 3485 1898 2160 4058 138 65 3789 5448 7608
May-68 3576 102 3474 1879 2188 4067 145 58 3780 5411 7600
Jun-68 3576 129 3448 1968 2206 4174 163 60 3800 5477 7683
Jul-68 3470 97 3374 1958 2268 4227 143 57 3670 5389 7657
Aug-68 3427 103 3323 1912 2324 4236 158 55 3639 5291 7615
Sep-68 3453 99 3354 1844 2383 4227 161 54 3668 5252 7635
Oct-68 3478 120 3359 1904 2390 4294 142 54 3675 5317 7708
Nov-68 3422 105 3317 1901 2437 4338 162 62 3646 5280 7717
Dec-68 3490 117 3372 1935 2479 4414 166 82 3737 5389 7868
Jan-69 3571 106 3465 1960 2495 4455 166 75 3812 5500 7995
Feb-69 3690 110 3581 1950 2529 4479 159 69 3918 5601 8130
Mar-69 3794 112 3682 2016 2527 4543 194 81 4069 5779 8306
Apr-69 3889 120 3770 2045 2591 4636 177 95 4161 5910 8501
May-69 3914 127 3787 2076 2645 4721 177 61 4152 5924 8569
Jun-69 3998 209 3789 2205 2679 4884 215 49 4261 6043 8722
Jul-69 3859 127 3731 2180 2735 4915 187 43 4089 5954 8689
Aug-69 3770 125 3645 2159 2782 4941 218 52 4039 5856 8638
Sep-69 3715 124 3590 2155 2794 4949 176 43 3934 5789 8583
Oct-69 3760 139 3621 2171 2839 5010 194 61 4015 5853 8692
Nov-69 3829 137 3692 2219 2846 5065 181 54 4064 5965 8811
Dec-69 3910 146 3764 2206 2894 5100 185 67 4161 6036 8930
Jan-70 3994 138 3857 2238 2932 5170 190 64 4248 6159 9091
Feb-70 4067 139 3928 2252 2954 5206 180 54 4300 6234 9188
Mar-70 4160 165 3995 2483 3103 5586 173 58 4390 6536 9639
87

TABLE 50 : COMPONENTS OF MONEY STOCK (Contd.)


(Rupees crore)
Month Currency Cash Currency Demand Time Aggre- Bankers’ ‘Other’ Reserve Narrow Broad
in with with Deposits Deposits gate Deposits Deposits Money Money Money
Circulat- Banks Public with with Deposits with RBI with the (M0) (M1) (M3)
ion (2-3) Banks Banks (5+6) RBI (2+8+9) (4+5+9) (6+11)
1 2 3 4 5 6 7 8 9 10 11 12
Apr-70 4286 165 4121 2526 3160 5686 176 64 4526 6711 9871
May-70 4345 173 4172 2523 3201 5724 192 58 4595 6753 9954
Jun-70 4351 201 4150 2599 3270 5869 195 50 4596 6799 10069
Jul-70 4230 170 4060 2654 3315 5969 185 40 4455 6754 10069
Aug-70 4156 167 3989 2647 3358 6005 204 51 4411 6687 10045
Sep-70 4168 183 3985 2686 3392 6078 209 58 4435 6729 10121
Oct-70 4270 192 4078 2708 3450 6158 198 74 4542 6860 10310
Nov-70 4265 182 4083 2732 3500 6232 190 55 4510 6870 10370
Dec-70 4337 180 4157 2745 3546 6291 198 63 4598 6965 10511
Jan-71 4427 181 4246 2817 3590 6407 207 59 4693 7122 10712
Feb-71 4491 182 4309 2858 3650 6508 213 48 4752 7215 10865
Mar-71 4557 186 4371 2943 3646 6589 205 60 4822 7374 11020
Apr-71 4674 182 4492 2919 3730 6649 227 51 4952 7462 11192
May-71 4720 199 4521 2976 3790 6766 226 37 4983 7534 11324
Jun-71 4787 212 4575 3031 3851 6882 225 32 5044 7638 11489
Jul-71 4625 187 4438 3043 3931 6974 224 24 4873 7505 11436
Aug-71 4606 184 4422 3048 3941 6989 228 50 4884 7520 11461
Sep-71 4650 179 4471 3066 3954 7020 243 41 4934 7578 11532
Oct-71 4674 201 4473 3109 4072 7181 247 49 4970 7631 11703
Nov-71 4684 198 4486 3144 4185 7329 257 49 4990 7679 11864
Dec-71 4779 216 4563 3284 4334 7618 268 66 5113 7913 12247
Jan-72 4898 207 4691 3260 4337 7597 257 64 5219 8015 12352
Feb-72 4970 186 4784 3242 4386 7628 253 57 5280 8083 12469
Mar-72 5006 205 4801 3442 4370 7812 296 80 5382 8323 12693
Apr-72 5118 216 4902 3369 4501 7870 266 76 5460 8347 12848
May-72 5231 236 4995 3458 4578 8036 283 71 5585 8524 13102
Jun-72 5241 293 4948 3719 4683 8402 302 66 5609 8733 13416
Jul-72 5065 226 4839 3662 4778 8440 257 57 5379 8558 13336
Aug-72 5027 232 4795 3694 4853 8547 233 76 5336 8565 13418
Sep-72 4879 210 4669 3691 4944 8635 277 51 5207 8411 13355
Oct-72 4967 234 4733 3759 5013 8772 294 66 5327 8558 13571
Nov-72 5080 235 4845 3797 5115 8912 302 51 5433 8693 13808
Dec-72 5190 283 4907 3996 5228 9224 311 56 5557 8959 14187
Jan-73 5315 238 5077 3906 5282 9188 290 38 5643 9021 14303
Feb-73 5480 252 5228 3998 5325 9323 313 42 5835 9268 14593
Mar-73 5680 242 5438 4204 5313 9517 295 58 6033 9700 15013
Apr-73 5932 267 5665 4172 5534 9706 336 45 6313 9882 15416
May-73 6112 290 5822 4204 5629 9833 345 46 6503 10072 15701
Jun-73 6138 349 5789 4415 5747 10162 565 40 6743 10244 15991
Jul-73 6014 288 5726 4398 5894 10292 583 44 6641 10168 16062
Aug-73 5808 273 5535 4499 6029 10528 616 37 6461 10071 16100
Sep-73 5857 267 5590 4496 6146 10642 760 45 6662 10131 16277
Oct-73 6053 284 5769 4438 6238 10676 756 34 6843 10241 16479
Nov-73 6036 288 5748 4521 6367 10888 777 40 6853 10309 16676
Dec-73 6085 307 5778 4677 6445 11122 681 39 6805 10494 16939
Jan-74 6246 263 5983 4652 6455 11107 771 38 7055 10673 17128
Feb-74 6425 280 6145 4690 6429 11119 721 34 7180 10869 17298
Mar-74 6595 274 6321 4826 6424 11250 625 53 7273 11200 17624
Apr-74 6839 301 6538 4899 6557 11456 540 38 7417 11475 18032
May-74 6938 323 6615 5012 6663 11675 600 54 7592 11681 18344
Jun-74 6950 398 6552 5172 6766 11938 587 47 7584 11771 18537
Jul-74 6680 311 6369 5260 6908 12168 628 55 7363 11684 18592
Aug-74 6469 302 6167 5177 7065 12242 586 41 7096 11385 18450
Sep-74 6379 300 6079 5130 7185 12315 559 56 6994 11265 18450
Oct-74 6431 319 6112 5192 7226 12418 633 37 7101 11341 18567
Nov-74 6455 318 6137 5231 7314 12545 595 44 7094 11412 18726
Dec-74 6447 309 6138 5376 7384 12760 548 49 7044 11563 18947
Jan-75 6505 320 6185 5374 7488 12862 454 54 7013 11613 19101
Feb-75 6592 331 6261 5444 7547 12991 588 62 7242 11767 19314
Mar-75 6701 354 6347 5553 7574 13127 828 75 7604 11975 19549
88

TABLE 50 : COMPONENTS OF MONEY STOCK (Contd.)


(Rupees crore)
Month Currency Cash Currency Demand Time Aggre- Bankers’ ‘Other’ Reserve Narrow Broad
in with with Deposits Deposits gate Deposits Deposits Money Money Money
Circulat- Banks Public with with Deposits with RBI with the (M 0) (M1) (M3)
ion (2-3) Banks Banks (5+6) RBI (2+8+9) (4+5+9) (6+11)
1 2 3 4 5 6 7 8 9 10 11 12
Apr-75 6940 356 6584 5546 7729 13275 527 51 7518 12181 19910
May-75 7088 361 6727 5620 7857 13477 521 56 7665 12403 20260
Jun-75 7095 433 6662 5815 8031 13846 507 65 7667 12542 20573
Jul-75 6812 331 6481 5931 8199 14130 609 55 7476 12467 20666
Aug-75 6708 320 6388 5907 8330 14237 597 45 7350 12340 20670
Sep-75 6636 319 6317 5946 8397 14343 550 43 7229 12306 20703
Oct-75 6799 321 6478 5936 8565 14501 599 48 7446 12462 21027
Nov-75 6792 342 6450 6027 8697 14724 516 55 7363 12532 21229
Dec-75 6827 384 6443 6149 8806 14955 538 60 7425 12652 21458
Jan-76 6776 345 6431 6181 8981 15162 588 59 7423 12671 21652
Feb-76 6913 329 6584 6238 9139 15377 591 40 7544 12862 22001
Mar-76 7053 348 6705 6543 9155 15698 678 77 7808 13325 22480
Apr-76 7337 355 6982 6466 9480 15946 730 44 8111 13492 22972
May-76 7542 368 7174 6644 9718 16362 740 43 8325 13861 23579
Jun-76 7649 414 7235 6757 9978 16735 657 46 8352 14038 24016
Jul-76 7445 376 7069 6822 10240 17062 736 53 8234 13944 24184
Aug-76 7382 349 7033 6891 10467 17358 754 75 8211 13999 24466
Sep-76 7449 352 7097 7050 10635 17685 865 71 8385 14218 24853
Oct-76 7668 411 7257 7062 10923 17985 836 105 8609 14424 25347
Nov-76 7647 390 7257 7158 11184 18342 969 85 8701 14500 25684
Dec-76 7767 450 7317 7797 11467 19264 817 91 8675 15205 26672
Jan-77 7877 402 7475 7397 11540 18937 913 81 8871 14953 26493
Feb-77 8031 393 7638 7464 11637 19101 949 63 9043 15165 26802
Mar-77 8288 415 7873 8030 11757 19787 1389 121 9798 16024 27781
Apr-77 8617 429 8188 7773 12171 19944 1083 79 9779 16040 28211
May-77 8681 450 8231 7923 12448 20371 1241 70 9992 16224 28672
Jun-77 8783 485 8298 8019 12735 20754 1165 53 10001 16370 29105
Jul-77 8436 448 7988 8080 13031 21111 1220 54 9710 16122 29153
Aug-77 8432 450 7982 8172 13208 21380 1512 51 9995 16205 29413
Sep-77 8399 482 7917 8416 13305 21721 1407 62 9868 16395 29700
Oct-77 8548 503 8045 8545 13444 21989 1597 67 10212 16657 30101
Nov-77 8876 523 8353 8602 13639 22241 1671 68 10615 17023 30662
Dec-77 8959 549 8410 9271 13964 23235 1479 70 10508 17751 31715
Jan-78 8846 547 8299 8927 14264 23191 1787 66 10699 17292 31556
Feb-78 8925 486 8439 9000 14466 23466 1546 51 10522 17490 31956
Mar-78 9152 521 8631 5687 18518 24205 1719 70 10941 14388 32906
Apr-78 9555 518 9037 5403 19067 24470 2029 60 11644 14500 33567
May-78 9868 542 9326 5465 19237 24702 1750 70 11688 14861 34098
Jun-78 9917 689 9228 5817 19705 25522 2214 107 12238 15152 34857
Jul-78 9583 532 9051 5404 20205 25609 1823 115 11521 14570 34775
Aug-78 9579 521 9058 5502 20379 25881 2094 119 11792 14679 35058
Sep-78 9541 535 9006 5658 20710 26368 2027 143 11711 14807 35517
Oct-78 9920 568 9352 5741 20971 26712 2062 149 12131 15242 36213
Nov-78 10020 559 9461 5890 21303 27193 2146 144 12310 15495 36798
Dec-78 10189 735 9454 6830 22057 28887 2293 190 12672 16474 38531
Jan-79 10510 679 9831 6707 22046 28753 2433 242 13185 16780 38826
Feb-79 10557 605 9952 6330 22360 28690 2666 208 13431 16490 38850
Mar-79 10835 604 10231 6895 22820 29715 3081 166 14082 17292 40112
Apr-79 11306 622 10684 6637 23046 29683 2873 78 14257 17399 40445
May-79 11641 640 11001 6697 23338 30035 2933 149 14723 17847 41185
Jun-79 11807 813 10994 7324 24058 31382 2911 145 14863 18463 42521
Jul-79 11788 638 11150 6936 24459 31395 2958 177 14923 18263 42722
Aug-79 11805 641 11164 7096 24955 32051 2835 232 14872 18492 43447
Sep-79 10971 619 10352 7257 25222 32479 3225 283 14479 17892 43114
Oct-79 11423 703 10720 7218 25433 32651 3698 473 15594 18411 43844
Nov-79 11398 647 10751 7258 25807 33065 3659 258 15315 18267 44074
Dec-79 11594 798 10796 7442 26845 34287 3424 305 15323 18543 45388
Jan-80 11827 664 11163 7364 26587 33951 3632 314 15773 18841 45428
Feb-80 12150 677 11473 7474 26776 34250 3197 383 15730 19330 46106
Mar-80 12382 728 11654 7955 27226 35181 3800 391 16573 20000 47226
89

TABLE 50 : COMPONENTS OF MONEY STOCK (Contd.)


(Rupees crore)
Month Currency Cash Currency Demand Time Aggre- Bankers’ ‘Other’ Reserve Narrow Broad
in with with Deposits Deposits gate Deposits Deposits Money Money Money
Circulat- Banks Public with with Deposits with RBI with the (M0) (M1) (M3)
ion (2-3) Banks Banks (5+6) RBI (2+8+9) (4+5+9) (6+11)
1 2 3 4 5 6 7 8 9 10 11 12
Apr-80 12871 722 12149 7890 27540 35430 3576 316 16763 20355 47895
May-80 13100 773 12327 7799 27975 35774 3731 231 17062 20357 48332
Jun-80 12924 872 12052 7922 28617 36539 3365 240 16529 20214 48831
Jul-80 12578 731 11847 7711 29062 36773 3601 319 16498 19877 48939
Aug-80 12448 761 11687 7851 29457 37308 3653 254 16355 19792 49249
Sep-80 12383 738 11645 7893 29840 37733 3582 180 16145 19718 49558
Oct-80 12987 790 12197 7971 30329 38300 4185 158 17330 20326 50655
Nov-80 13349 835 12514 8377 30451 38828 3982 248 17579 21139 51590
Dec-80 13486 889 12597 8852 31413 40265 3956 218 17660 21667 53080
Jan-81 13645 837 12808 8785 31796 40581 3808 148 17601 21741 53537
Feb-81 13946 829 13117 8844 32072 40916 4002 116 18064 22077 54149
Mar-81 14307 881 13426 9587 32350 41937 4734 411 19452 23424 55774
Apr-81 14719 859 13860 9394 33009 42403 4046 265 19030 23519 56528
May-81 14972 924 14048 9526 33660 43186 4186 159 19317 23733 57393
Jun-81 15026 1083 13943 9939 34471 44410 4578 122 19726 24004 58475
Jul-81 15036 931 14105 9678 35021 44699 5066 184 20286 23967 58988
Aug-81 14177 926 13251 9672 35434 45106 4604 201 18982 23124 58558
Sep-81 14137 908 13229 9608 35804 45412 4765 161 19063 22998 58802
Oct-81 14952 1034 13918 9856 36233 46089 4806 164 19922 23938 60171
Nov-81 14706 946 13760 9813 36546 46359 4639 133 19478 23706 60252
Dec-81 14717 938 13779 10633 37468 48101 4620 187 19524 24599 62067
Jan-82 14877 948 13929 10123 37330 47453 4718 174 19769 24226 61556
Feb-82 15152 914 14238 10130 37498 47628 4530 113 19795 24481 61979
Mar-82 15411 937 14474 10295 37815 48110 5419 168 20998 24937 62752
Apr-82 16176 943 15233 10284 38324 48608 5024 135 21335 25652 63976
May-82 16465 995 15470 10459 38815 49274 4905 125 21495 26054 64869
Jun-82 16658 1109 15549 10913 39519 50432 4835 148 21641 26610 66129
Jul-82 16088 985 15103 10525 40494 51019 4830 145 21063 25773 66267
Aug-82 15970 949 15021 10494 41367 51861 4901 131 21002 25646 67013
Sep-82 15746 901 14845 10506 41683 52189 5198 118 21062 25469 67152
Oct-82 16303 1051 15252 10609 42196 52805 5434 121 21858 25982 68178
Nov-82 16814 1024 15790 10642 42679 53321 5093 135 22042 26567 69246
Dec-82 16872 1244 15628 12588 44327 56915 5907 243 23022 28459 72786
Jan-83 16818 1014 15804 10962 44543 55505 4693 135 21646 26901 71444
Feb-83 16983 965 16018 10954 44828 55782 4878 134 21995 27106 71934
Mar-83 17639 980 16659 11690 44649 56339 5285 186 23110 28535 73184
Apr-83 18456 1053 17403 11461 45584 57045 4513 111 23080 28975 74559
May-83 19064 1095 17969 11690 46088 57778 4895 102 24061 29761 75849
Jun-83 19084 1136 17948 11996 47268 59264 5228 165 24477 30109 77377
Jul-83 18444 1092 17352 12196 48599 60795 5063 185 23692 29733 78332
Aug-83 18331 1054 17277 11902 49287 61189 5683 156 24170 29335 78622
Sep-83 18057 1036 17021 11934 49702 61636 5929 182 24168 29137 78839
Oct-83 18887 1102 17785 12082 50458 62540 6201 178 25266 30045 80503
Nov-83 19264 1086 18178 12152 51202 63354 6257 132 25653 30462 81664
Dec-83 19314 1244 18070 13761 53094 66855 6549 157 26020 31988 85082
Jan-84 19601 1073 18528 12554 53118 65672 5712 218 25531 31300 84418
Feb-84 19978 1025 18953 12324 53687 66011 6264 194 26436 31471 85158
Mar-84 20643 1040 19603 13504 53127 66631 8060 291 28994 33398 86525
Apr-84 21659 1131 20528 13045 53946 66991 6352 259 28270 33832 87778
May-84 22263 1185 21078 13346 54756 68102 5891 283 28437 34707 89463
Jun-84 22469 1456 21013 14432 56677 71109 8267 406 31142 35851 92528
Jul-84 21701 1193 20508 13816 57327 71143 6792 408 28901 34732 92059
Aug-84 21488 1168 20320 13804 58104 71908 7090 338 28916 34462 92566
Sep-84 21691 1140 20551 13746 58559 72305 6956 227 28874 34524 93083
Oct-84 22637 1271 21366 14024 59254 73278 7017 321 29975 35711 94965
Nov-84 22742 1209 21533 14248 60397 74645 7361 336 30439 36117 96514
Dec-84 23142 1400 21742 15841 62539 78380 6945 302 30389 37885 100424
Jan-85 23289 1109 22180 14937 62863 77800 9151 203 32643 37320 100183
Feb-85 23763 1170 22593 14752 63428 78180 6989 271 31023 37616 101044
Mar-85 23875 1203 22672 16648 63018 79666 10746 595 35216 39915 102933
90

TABLE 50 : COMPONENTS OF MONEY STOCK (Contd.)


(Rupees crore)
Month Currency Cash Currency Demand Time Aggre- Bankers’ ‘Other’ Reserve Narrow Broad
in with with Deposits Deposits gate Deposits Deposits Money Money Money
Circulat- Banks Public with with Deposits with RBI with the (M 0) (M1) (M3)
ion (2-3) Banks Banks (5+6) RBI (2+8+9) (4+5+9) (6+11)
1 2 3 4 5 6 7 8 9 10 11 12
Apr-85 24869 1257 23612 16017 63797 79814 5684 143 30696 39772 103569
May-85 25781 1303 24478 15551 64845 80396 6434 188 32403 40217 105062
Jun-85 25826 1401 24425 15672 66075 81747 8699 512 35037 40609 106684
Jul-85 25059 1385 23674 16464 67727 84191 8816 198 34073 40336 108063
Aug-85 24169 1338 22831 16336 69146 85482 7855 214 32238 39381 108527
Sep-85 23855 1313 22542 16573 69834 86407 10447 224 34526 39339 109173
Oct-85 24610 1301 23309 16451 70663 87114 8412 248 33270 40008 110671
Nov-85 25523 1306 24217 16285 71522 87807 9037 210 34770 40712 112234
Dec-85 25644 1270 24374 16878 73315 90193 9257 250 35151 41502 114817
Jan-86 25259 1265 23994 17552 75249 92801 10076 385 35720 41931 117180
Feb-86 25743 1269 24474 17559 75519 93078 9151 227 35121 42260 117779
Mar-86 26524 1465 25059 18747 75299 94046 11352 289 38165 44095 119394
Apr-86 27612 1384 26228 18014 76574 94588 8635 189 36436 44431 121005
May-86 28649 1417 27232 17966 77578 95544 11997 232 40878 45430 123008
Jun-86 28766 1499 27267 18382 79493 97875 10222 271 39259 45920 125413
Jul-86 28153 1500 26653 18684 80817 99501 11270 200 39623 45537 126354
Aug-86 26999 1421 25578 18978 81858 100836 11080 280 38359 44836 126694
Sep-86 26751 1369 25382 19893 82793 102686 11343 268 38362 45543 128336
Oct-86 27759 1419 26340 18966 84023 102989 10990 218 38967 45524 129547
Nov-86 28450 1378 27072 19201 85644 104845 12773 242 41465 46515 132159
Dec-86 28552 1391 27161 21067 87312 108379 12755 293 41600 48521 135833
Jan-87 28644 1421 27223 21595 89420 111015 13965 271 42880 49089 138509
Feb-87 29186 1407 27779 21106 90176 111282 14140 280 43606 49165 139341
Mar-87 29913 1531 28382 22825 90116 112941 14586 309 44808 51516 141632
Apr-87 31555 1425 30130 21591 91139 112730 14955 297 46807 52018 143157
May-87 32700 1483 31217 20844 92020 112864 14587 265 47552 52326 144346
Jun-87 32802 1544 31258 21078 94213 115291 15386 372 48560 52708 146921
Jul-87 31123 1462 29661 21611 97209 118820 15944 203 47270 51475 148684
Aug-87 31171 1490 29681 21478 98017 119495 16255 215 47641 51374 149391
Sep-87 31364 1432 29932 22181 98999 121180 16886 255 48505 52368 151367
Oct-87 33060 1521 31539 21638 99756 121394 16837 305 50202 53482 153238
Nov-87 33190 1537 31653 22071 101258 123329 17655 329 51174 54053 155311
Dec-87 33509 1531 31978 22635 103620 126255 17689 472 51670 55085 158705
Jan-88 33742 1621 32121 23418 105092 128510 18074 349 52165 55888 160980
Feb-88 34445 1567 32878 23203 105676 128879 17712 352 52509 56433 162109
Mar-88 35122 1563 33559 24599 105720 130319 17970 397 53489 58555 164275
Apr-88 36659 2303 34356 23761 108012 131773 18586 426 55671 58543 166555
May-88 37563 1701 35862 23714 109088 132802 18088 493 56144 60069 169157
Jun-88 37812 1659 36153 23585 108251 131836 19128 460 57400 60198 168449
Jul-88 36199 1717 34482 25532 115516 141048 19166 348 55713 60362 175878
Aug-88 35879 1711 34168 25201 115821 141022 20311 321 56511 59690 175511
Sep-88 35566 1651 33915 25104 116948 142052 20713 316 56595 59335 176283
Oct-88 36789 1782 35007 25126 118268 143394 20608 333 57730 60466 178734
Nov-88 38404 1843 36561 25162 119862 145024 22070 305 60779 62028 181890
Dec-88 37455 2038 35417 30048 125568 155616 22175 368 59998 65833 191401
Jan-89 38354 1824 36530 27303 124822 152125 20532 328 59214 64161 188983
Feb-89 39121 1717 37404 26790 125328 152118 21626 392 61139 64586 189914
Mar-89 40119 1790 38329 27763 126707 154470 22145 694 62958 66786 193493
Apr-89 42073 1841 40232 27744 129649 157393 21119 347 63539 68323 197972
May-89 43978 1944 42034 27825 130569 158394 22646 391 67015 70250 200819
Jun-89 43146 2319 40827 30053 133425 163478 22654 466 66266 71346 204771
Jul-89 42186 1988 40198 30118 134853 164971 22707 574 65467 70890 205743
Aug-89 42222 1983 40239 30184 136746 166930 24117 424 66763 70847 207593
Sep-89 42129 1965 40164 30878 138461 169339 23993 421 66543 71463 209924
Oct-89 43708 2143 41565 31968 141195 173163 25714 591 70013 74124 215319
Nov-89 45408 2172 43236 32661 141745 174406 25856 617 71881 76514 218259
Dec-89 45611 2139 43472 34200 144310 178510 25092 559 71262 78231 222541
Jan-90 46315 1895 44420 32923 146790 179713 25281 523 72119 77866 224656
Feb-90 47633 1890 45743 33568 147940 181508 26393 475 74501 79786 227726
Mar-90 48286 1986 46300 34162 149890 184052 28707 598 77591 81060 230950
91

TABLE 50 : COMPONENTS OF MONEY STOCK (Contd.)


(Rupees crore)
Month Currency Cash Currency Demand Time Aggre- Bankers’ ‘Other’ Reserve Narrow Broad
in with with Deposits Deposits gate Deposits Deposits Money Money Money
Circulat- Banks Public with with Deposits with RBI with the (M0) (M1) (M3)
ion (2-3) Banks Banks (5+6) RBI (2+8+9) (4+5+9) (6+11)
1 2 3 4 5 6 7 8 9 10 11 12
Apr-90 50864 2046 48818 35680 152448 188128 26353 749 77966 85247 237695
May-90 52836 2240 50596 34452 153236 187688 27324 587 80747 85635 238871
Jun-90 51660 2520 49140 35719 155831 191550 26725 815 79200 85674 241505
Jul-90 50010 2244 47766 35395 158463 193858 25951 676 76637 83837 242300
Aug-90 49688 2266 47422 34851 159192 194043 26117 440 76245 82713 241905
Sep-90 49659 2183 47476 35430 161846 197276 26650 578 76887 83484 245330
Oct-90 51977 2326 49651 35600 163024 198624 28589 921 81487 86172 249196
Nov-90 51445 2239 49206 37608 164635 202243 26962 1890 80297 88704 253339
Dec-90 52503 2330 50173 37760 167058 204818 27041 1423 80967 89356 256414
Jan-91 53502 2068 51434 37321 168350 205671 27553 1274 82329 90029 258379
Feb-91 54660 2124 52536 38074 170291 208365 25463 2247 82370 92857 263148
Mar-91 55282 2234 53048 39170 172936 212106 31823 674 87779 92892 265828
Apr-91 57893 2311 55582 39314 176555 215869 32549 789 91231 95685 272240
May-91 60266 2493 57773 40223 177952 218175 25819 1717 87802 99713 277665
Jun-91 59501 2716 56785 40966 179204 220170 31595 1408 92504 99159 278363
Jul-91 57114 2610 54504 41978 181684 223662 29949 1056 88119 97538 279222
Aug-91 56456 2350 54106 41576 184234 225810 33107 994 90557 96676 280910
Sep-91 56133 2310 53823 42446 187737 230183 32771 938 89842 97207 284944
Oct-91 58284 2333 55951 45653 189407 235060 32732 2162 93178 103766 293173
Nov-91 60456 2506 57950 48835 191830 240665 34090 1860 96406 108645 300475
Dec-91 61629 2523 59106 49158 194391 243549 33576 903 96108 109167 303558
Jan-92 62554 2454 60100 49671 196493 246164 35458 1801 99813 111572 308065
Feb-92 63584 2439 61145 51342 199063 250405 38813 1622 104019 114109 313172
Mar-92 63738 2640 61098 52423 202643 255066 34882 885 99505 114406 317049
Apr-92 67023 2721 64302 53781 204201 257982 41423 2089 110535 120172 324373
May-92 67093 2890 64203 55028 206760 261788 35047 5756 107896 124987 331747
Jun-92 66806 2953 63853 51956 212527 264483 32883 5724 105413 121533 334060
Jul-92 65423 2743 62680 51560 216231 267791 34841 7003 107267 121243 337474
Aug-92 64999 2608 62391 49477 219150 268627 34024 6656 105679 118524 337674
Sep-92 64484 2721 61763 49014 222625 271639 34555 5937 104976 116714 339339
Oct-92 67232 2904 64328 49356 229122 278478 36163 5104 108499 118788 347910
Nov-92 65911 2751 63160 50779 231142 281921 37645 5164 108720 119103 350245
Dec-92 67265 2680 64585 51191 234699 285890 36095 697 104057 116473 351172
Jan-93 68791 2694 66097 51209 236000 287209 38034 1785 108610 119091 355091
Feb-93 70421 2659 67762 51095 237851 288946 38979 1048 110448 119905 357756
Mar-93 71326 3053 68273 54480 239950 294430 38140 1313 110779 124066 364016
Apr-93 75513 2829 72684 54915 245800 300715 41498 5552 122563 133151 378951
May-93 78016 3083 74933 54378 247917 302295 37025 4472 119513 133783 381700
Jun-93 77545 3148 74397 54273 249880 304153 32646 3150 113341 131820 381700
Jul-93 76096 2964 73132 52935 253783 306718 40665 5285 122046 131352 385135
Aug-93 75703 2883 72820 53027 259242 312269 44890 2751 123344 128598 387840
Sep-93 75791 2886 72905 52513 260884 313397 40066 5408 121265 130826 391710
Oct-93 77515 2917 74598 54896 265547 320443 43580 2092 123187 131586 397133
Nov-93 80768 3097 77671 55724 266562 322286 42233 3468 126469 136863 403425
Dec-93 81121 2862 78259 57728 271365 329093 44050 1626 126797 137613 408978
Jan-94 82477 2989 79488 61236 274703 335939 46548 1676 130701 142400 417103
Feb-94 84412 3056 81356 64512 276358 340870 48280 1594 134285 147462 423820
Mar-94 85396 3095 82301 65952 280306 346258 50751 2525 138672 150778 431084
Apr-94 90368 3180 87188 68410 289282 357691 49395 1955 141718 157552 446834
May-94 94554 3371 91183 68361 290246 358607 47611 1945 144110 161489 451736
Jun-94 94082 3479 90603 68235 291132 359367 49421 4147 147650 162985 454118
Jul-94 92280 3297 88983 68049 296619 364668 50789 7168 150238 164200 460819
Aug-94 91440 3134 88306 66850 302411 369261 56257 3301 150998 158457 460868
Sep-94 88877 3462 85415 74163 312740 386902 54185 3440 146502 163018 475758
Oct-94 93213 3442 89771 76101 315027 391127 57196 4077 154486 169949 484975
Nov-94 95852 3284 92568 76446 315469 391915 55948 4153 155953 173167 488635
Dec-94 98170 3264 94906 75597 317487 393084 52627 3581 154379 174084 491571
Jan-95 100915 3253 97662 73999 319880 393880 54322 3185 158422 174846 494727
Feb-95 103351 3232 100119 75317 322319 397636 57933 2959 164243 178395 500715
Mar-95 104681 4000 100681 88193 335338 423531 61218 3383 169283 192257 527596
92

TABLE 50 : COMPONENTS OF MONEY STOCK (Contd.)


(Rupees crore)
Month Currency Cash Currency Demand Time Aggre- Bankers’ ‘Other’ Reserve Narrow Broad
in with with Deposits Deposits gate Deposits Deposits Money Money Money
Circulat- Banks Public with with Deposits with RBI with the (M 0) (M1) (M3)
ion (2-3) Banks Banks (5+6) RBI (2+8+9) (4+5+9) (6+11)
1 2 3 4 5 6 7 8 9 10 11 12
Apr-95 110313 3500 106813 81095 330952 412047 58545 6004 174862 193912 524864
May-95 114268 3813 110455 80123 333208 413331 54605 6489 175363 197067 530275
Jun-95 114764 4151 110612 76755 337680 414435 56630 6945 178339 194313 531993
Jul-95 112222 3683 108539 77600 340492 418092 57972 7422 177617 193561 534054
Aug-95 112028 3774 108255 77674 345283 422957 57575 7334 176937 193262 538546
Sep-95 111020 3652 107368 83117 355461 438577 59028 4613 174661 195097 550558
Oct-95 116989 4120 112870 80987 357918 438905 55607 5940 178537 199797 557715
Nov-95 115855 3625 112230 78748 360532 439281 52492 6923 175271 197902 558434
Dec-95 117359 3573 113786 77642 364986 442628 50506 6073 173938 197501 562487
Jan-96 120221 3642 116580 77597 370363 447960 49498 6325 176044 200501 570864
Feb-96 122733 3537 119197 78765 374804 453570 56497 3689 182920 201651 576455
Mar-96 122569 4311 118258 93233 384356 477589 68544 3344 194457 214835 599191
Apr-96 129357 3825 125532 86930 391446 478376 59407 5350 194114 217812 609258
May-96 132656 4156 128500 84111 393281 477392 54648 5358 192662 217970 611251
Jun-96 131608 4429 127179 84940 400696 485636 54656 6716 192980 218834 619531
Jul-96 129229 4250 124979 85993 406147 492141 53346 5045 187619 216017 622165
Aug-96 125173 4171 121002 87469 411575 499044 53419 5731 184323 214202 625777
Sep-96 123916 4181 119735 91747 420867 512615 54187 6009 184111 217491 638358
Oct-96 127908 4276 123632 88315 421986 510301 54331 7310 189550 219257 641243
Nov-96 133395 4378 129017 86468 426763 513231 51074 6404 190874 221889 648652
Dec-96 133592 4207 129385 87780 431855 519634 52091 4528 190211 221693 653548
Jan-97 132945 4357 128588 93259 443081 536340 46084 4483 183512 226330 669411
Feb-97 135240 4336 130903 94597 447316 541913 45551 3551 184342 229051 676367
Mar-97 137217 5130 132087 105334 455397 560731 59574 3194 199985 240615 696012
Apr-97 143581 4411 139170 99018 466895 565912 53720 3426 200728 241614 708509
May-97 148603 4837 143766 97778 471054 568832 56422 3454 208479 244998 716052
Jun-97 149370 5020 144350 100336 474462 574799 54242 5198 208810 249885 724347
Jul-97 147880 4787 143093 96422 481242 577664 52956 5448 206284 244964 726205
Aug-97 142240 4945 137294 97117 490395 587512 55945 4122 202307 238534 728929
Sep-97 139945 4563 135382 103573 501161 604734 58441 4136 202522 243090 744252
Oct-97 145573 4969 140604 100853 507771 608624 58274 3594 207441 245052 752822
Nov-97 149239 4827 144412 100690 513444 614134 52133 5038 206411 250140 763584
Dec-97 149125 4682 144443 101967 517590 619557 58352 4304 211782 250714 768304
Jan-98 148117 4831 143286 104801 527012 631812 62675 3489 214280 251575 778587
Feb-98 149845 4985 144860 105644 538236 643880 59965 2667 212478 253171 791408
Mar-98 151056 5477 145579 118725 553488 672212 71806 3541 226402 267844 821332
Apr-98 159898 5157 154741 114028 565627 679655 54238 2499 216635 271268 836895
May-98 165066 5671 159395 112123 571963 684086 59094 2477 226637 273995 845958
Jun-98 164043 5926 158117 113087 578920 692007 61434 4342 229819 275547 854466
Jul-98 156103 5815 150288 115485 593421 708906 64412 4268 224782 270041 863461
Aug-98 155547 5735 149812 113151 615620 728771 62125 4694 222366 267656 883276
Sep-98 156705 5281 151424 118129 627874 746004 64654 3722 225081 273276 901150
Oct-98 165308 6066 159242 115383 636870 752254 69201 3516 238025 278141 915011
Nov-98 164212 5268 158944 115198 641477 756674 74217 3602 242032 277744 919220
Dec-98 167637 5193 162444 114517 642737 757254 66238 3999 237874 280960 923698
Jan-99 170719 5832 164888 119721 652515 772236 70441 3110 244271 287719 940234
Feb-99 173763 5754 168010 119068 660952 780021 71758 3167 248688 290245 951197
Mar-99 175846 6902 168944 136388 671892 808280 79703 3736 259286 309068 980960
Apr-99 185349 5892 179457 128148 683378 811526 71372 3176 259897 310782 994160
May-99 191360 6329 185030 125711 690628 816339 67119 2989 261468 313730 1004358
Jun-99 191620 6357 185263 123682 696831 820513 62650 4907 259177 313852 1010682
Jul-99 183337 6237 177100 127269 714358 841626 68053 4627 256017 308996 1023354
Aug-99 183255 6007 177247 126290 723921 850211 66538 4316 254109 307854 1031774
Sep-99 182961 6370 176590 131148 738146 869295 67498 4546 255005 312285 1050431
Oct-99 189639 6600 183039 131469 744787 876256 73279 3019 265937 317527 1062314
Nov-99 196832 6611 190221 127677 748935 876611 62955 3284 263070 321181 1070116
Dec-99 200381 8048 192332 135969 763888 899856 61278 3272 264931 331573 1095461
Jan-00 196811 7157 189654 137938 763644 901581 61132 3133 261076 330725 1094368
Feb-00 198275 6871 191403 143192 773852 917044 65502 2661 266437 337256 1111108
Mar-00 197061 7979 189082 149681 782378 932059 80460 3034 280555 341796 1124174
93

TABLE 50 : COMPONENTS OF MONEY STOCK (Contd.)


(Rupees crore)
Month Currency Cash Currency Demand Time Aggre- Bankers’ ‘Other’ Reserve Narrow Broad
in with with Deposits Deposits gate Deposits Deposits Money Money Money
Circulat- Banks Public with with Deposits with RBI with the (M0) (M1) (M3)
ion (2-3) Banks Banks (5+6) RBI (2+8+9) (4+5+9) (6+11)
1 2 3 4 5 6 7 8 9 10 11 12
Apr-00 206388 7460 198928 148881 803168 952049 68166 3117 277670 350926 1154093
May-00 211055 7706 203349 146940 808543 955483 67122 2562 280739 352851 1161394
Jun-00 206247 8663 197584 151206 824085 975292 64035 4648 274930 353438 1177524
Jul-00 202877 7703 195175 145053 833714 978767 62569 4111 269558 344339 1178053
Aug-00 202954 7587 195367 143575 842485 986059 65560 4171 272685 343113 1185598
Sep-00 202357 7553 194804 148049 856816 1004865 66141 3585 272083 346438 1203254
Oct-00 208352 7980 200372 152147 867627 1019775 75093 3041 286486 355560 1223187
Nov-00 214103 8171 205932 148942 895753 1044695 69140 2663 285906 357536 1253290
Dec-00 212932 9083 203849 161772 904601 1066374 70297 2189 285418 367811 1272412
Jan-01 213192 7504 205689 152637 915863 1068501 74554 2186 289933 360512 1276376
Feb-01 216136 7768 208368 156438 923566 1080005 75011 2329 293476 367136 1290702
Mar-01 218205 8654 209550 166270 933771 1100041 81477 3630 303311 379450 1313220
Apr-01 228708 8103 220606 167528 959328 1126856 72654 3152 304515 391286 1350614
May-01 237411 8770 228641 164316 973567 1137883 74494 2958 314863 395915 1369482
Jun-01 231940 9582 222358 171423 986869 1158293 78088 3744 313772 397526 1384395
Jul-01 227989 8876 219112 165385 999634 1165019 74769 3517 306274 388014 1387649
Aug-01 228438 8867 219572 166591 1008694 1175285 75941 3654 308033 389817 1398511
Sep-01 226789 8311 218478 162134 1023975 1186109 71909 3318 302016 383931 1407906
Oct-01 231864 7894 223970 163189 1030547 1193736 75408 3137 310409 390295 1420842
Nov-01 238985 9438 229547 166652 1040117 1206769 76692 2911 318588 399110 1439227
Dec-01 239470 9600 229870 172252 1045864 1218116 72521 2519 314510 404642 1450506
Jan-02 241564 8247 233317 164916 1057894 1222810 73556 2298 317418 400531 1458425
Feb-02 247583 7880 239702 166478 1065882 1232360 70345 2322 320250 408503 1474385
Mar-02 250974 10179 240794 179199 1075512 1254711 84147 2850 337970 422843 1498355
Apr-02 260992 8873 252120 179615 1108132 1287748 80657 2360 344009 434095 1542227
May-02 267324 9877 257447 181427 1164079 1345506 69023 2272 338618 441146 1605225
(1123079) (1564225)
Jun-02 265607 10323 255284 182793 1168160 1350953 60275 3238 329120 441315 1609476
Jul-02 260990 9345 251645 176077 1182682 1358759 76947 3778 341714 431499 1614181
Aug-02 260622 8983 251638 176185 1199315 1375499 72258 3571 336451 431395 1630709
Sep-02 259706 8713 250993 178484 1207441 1385925 72726 3479 335911 432957 1640398
Oct-02 265903 9221 256683 182172 1216808 1398980 66637 3262 335802 442117 1658925
Nov-02 267986 9381 258604 184942 1227059 1412001 71688 2932 342605 446478 1673538
Dec-02 270912 9662 261250 189879 1228268 1418147 70298 2618 343828 453746 1682014
Jan-03 274471 9002 265469 185056 1240553 1425609 70920 2671 348062 453197 1693749
Feb-03 280250 8869 271381 190262 1242416 1432678 68040 3247 351537 464890 1707306
Mar-03 282473 10892 271581 198757 1244379 1443136 83346 3242 369061 473581 1717960
Apr-03 294871 10702 284169 206093 1277225 1483318 82318 3071 380260 493333 1770558
May-03 301064 11800 289264 203816 1289182 1492998 85918 2455 389437 495535 1784717
Jun-03 300355 12880 287476 209758 1301783 1511541 81740 3308 385403 500541 1802324
Jul-03 295914 12046 283869 201587 1317213 1518800 78841 3997 378752 489452 1806665
Aug-03 295313 11295 284018 202011 1329868 1531878 75439 3558 374309 489586 1819454
Sep-03 294401 10818 283583 203866 1340499 1544366 69108 3660 367168 491109 1831608
Oct-03 306319 12693 293626 219928 1346485 1566413 75496 4847 386662 518401 1864886
Nov-03 308811 11703 297107 214923 1359540 1574463 79001 3362 391174 515392 1874932
Dec-03 312387 11825 300562 222642 1369420 1592063 75068 3693 391149 526897 1896318
Jan-04 316382 10354 306028 219230 1393975 1613205 84257 3463 404102 528721 1922696
Feb-04 323170 10280 312891 231875 1411177 1643051 77264 3470 403904 548235 1959412
Mar-04 327028 12057 314971 258626 1426960 1685586 104365 5119 436512 578716 2005676
Apr-04 341135 11455 329680 252462 1474204 1726665 90141 3807 435083 585949 2060153
May-04 343094 11718 331376 243714 1481273 1724987 79611 3803 426508 578893 2060166
Jun-04 341345 11834 329511 244588 1497752 1742340 84700 3656 429700 577755 2075507
Jul-04 337556 11632 325924 240452 1512427 1752879 82275 4564 424395 570941 2083368
Aug-04 336387 10744 325643 258778 1515087 1773865 88995 4491 429873 588912 2104000
Sep-04 337179 10766 326413 246682 1515000 1761682 81826 4411 423415 577506 2092506
Oct-04 342164 12017 330146 277531 1519743 1797275 93715 6501 442380 614179 2133922
[1516230] [2130409]
Nov-04 354914 12544 342369 261040 1527034 1788073 96337 4403 455655 607813 2134846
Dec-04 353646 11810 341836 262403 1537005 1799408 96595 4721 454961 608959 2145964
Jan-05 357994 10992 347002 263721 1576969 1840690 102227 5510 465731 616233 2193202
Feb-05 361254 11615 349639 274130 1590087 1864217 96186 4364 461804 628132 2218219
Mar-05 368661 12893 355768 284017 1607675 1891692 113996 6478 489135 646263 2253938
94

TABLE 50 : COMPONENTS OF MONEY STOCK (Concld.)


(Rupees crore)
Month Currency Cash Currency Demand Time Aggre- Bankers’ ‘Other’ Reserve Narrow Broad
in with with Deposits Deposits gate Deposits Deposits Money Money Money
Circulat- Banks Public with with Deposits with RBI with the (M 0) (M1) (M3)
ion (2-3) Banks Banks (5+6) RBI (2+8+9) (4+5+9) (6+11)
1 2 3 4 5 6 7 8 9 10 11 12
Apr-05 384319 12652 371667 298441 1663824 1962265 111859 4486 500665 674595 2338419
May-05 389838 12987 376852 289514 1680317 1969832 96554 4325 490718 670691 2351008
Jun-05 388538 13145 375394 299167 1683410 1982577 103317 4457 496312 679017 2362428
Jul-05 384337 13295 371042 299266 1703345 2002611 108186 4955 497477 675263 2378608
Aug-05 384372 12829 371543 307355 1721150 2028505 115468 4804 504644 683701 2404851
Sep-05 379060 13914 365146 332074 1768119 2100193 113096 5228 497384 702448 2470567
Oct-05 394282 13771 380511 324536 1778184 2102720 111995 4648 510924 709695 2487878
Nov-05 401742 14056 387686 322486 1786982 2109468 117043 4847 523632 715019 2502002
Dec-05 408190 13416 394775 337078 1792942 2130019 110129 4492 522811 736344 2529286

Note : 1. Data since April 2003 are provisional.


2. Data in ( ) exclude the impact of mergers on May 3, 2002.
3. Data in [ ] exclude the impact of conversion of a non-banking entity into a banking entity on October 11, 2004.
Also see Notes on Tables.
95

TABLE 51 : SOURCES OF MONEY STOCK


Month Net RBI Net RBI Other Net Bank RBI Other Bank Net NFEA NFEA Govern- Net Non NNML of NNML RBI
Credit to Credit to Banks' Credit Credit to Banks' Credit to Foreign of of ment’s Monetary Other of Claims
Central State Credit to to Comm- Credit to Comm- Exchange Other Banking Currency Liabilities Banks Banking on
Govern- Govern- Gover n- Govern- ercial Comm- ercial Assets Banks Sector Liability (NNML) Sector Banks
ment mets ment ment Sector ercial Sector (NFEA) (9+10) to Public of RBI (13+14)
(2+3+4) Sector (6+7) of RBI
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Apr-70 3395 212 1255 4862 80 5439 5519 610 8 618 364 621 871 1492 486
May-70 3366 208 1268 4842 83 5505 5588 681 3 684 374 640 893 1533 523
Jun-70 3428 149 1276 4853 86 5642 5728 672 0 672 374 643 915 1558 530
Jul-70 3390 75 1356 4821 101 5638 5739 646 5 651 368 600 911 1511 475
Aug-70 3305 100 1389 4794 99 5642 5741 622 1 623 365 561 918 1479 481
Sep-70 3301 139 1400 4840 101 5719 5820 628 5 633 365 566 971 1537 467
Oct-70 3354 207 1415 4976 101 5791 5892 652 2 654 371 594 989 1583 451
Nov-70 3361 187 1439 4987 100 5793 5893 667 17 684 371 619 945 1564 443
Dec-70 3310 209 1442 4961 102 6025 6127 605 21 626 375 623 955 1578 620
Jan-71 3437 202 1452 5091 114 6191 6305 563 15 578 374 662 974 1636 665
Feb-71 3453 233 1454 5140 120 6273 6393 546 6 552 378 649 949 1598 671
Mar-71 3667 333 1455 5455 132 6390 6522 530 21 551 384 866 1026 1892 642
Apr-71 3704 422 1456 5582 136 6308 6444 557 17 574 386 711 1083 1794 458
May-71 3859 409 1470 5738 148 6297 6445 564 23 587 393 782 1057 1839 392
Jun-71 3855 456 1471 5782 147 6376 6523 562 19 581 401 824 974 1798 447
Jul-71 4098 160 1520 5778 153 6438 6591 562 12 574 392 852 1046 1898 360
Aug-71 3998 163 1593 5754 155 6413 6568 575 8 583 389 763 1070 1833 367
Sep-71 3950 216 1626 5792 176 6468 6644 589 5 594 396 773 1121 1894 380
Oct-71 3948 352 1667 5967 170 6528 6698 595 -6 589 400 812 1140 1952 317
Nov-71 3991 371 1699 6061 170 6563 6733 591 8 599 402 847 1083 1930 312
Dec-71 3878 479 1745 6102 179 6882 7061 590 16 606 403 942 982 1924 526
Jan-72 3966 506 1760 6232 200 6914 7114 625 20 645 403 974 1068 2042 493
Feb-72 3999 522 1747 6268 219 6961 7180 620 16 636 407 990 1032 2022 503
Mar-72 4249 621 1755 6625 232 7131 7363 608 11 619 412 1271 1054 2325 531
Apr-72 4213 759 1817 6789 205 7051 7256 609 26 635 413 1035 1210 2245 296
May-72 4994 109 1802 6905 197 7187 7384 627 26 653 419 1032 1227 2259 271
Jun-72 5105 84 1827 7016 205 7404 7609 605 13 618 424 1072 1179 2251 258
Jul-72 5007 56 2045 7108 212 7269 7481 568 14 582 413 1093 1156 2249 216
Aug-72 4864 55 2175 7094 208 7261 7469 544 29 573 412 970 1160 2130 223
Sep-72 4736 39 2178 6953 207 7301 7508 540 19 559 419 991 1093 2084 257
Oct-72 4823 80 2349 7252 208 7375 7583 537 15 552 417 1006 1226 2232 268
Nov-72 4922 85 2350 7357 211 7453 7664 529 28 557 435 1038 1167 2205 289
Dec-72 4955 122 2295 7372 210 7821 8031 518 25 543 439 1047 1151 2198 360
Jan-73 5034 135 2351 7520 209 7905 8114 535 31 566 442 1073 1267 2340 361
Feb-73 5116 137 2251 7504 215 8255 8470 552 33 585 450 1111 1305 2416 476
Mar-73 5461 235 2280 7976 266 8496 8762 569 14 583 457 1435 1330 2765 480
Apr-73 5707 168 2262 8137 247 8516 8763 581 10 591 463 1153 1386 2539 300
May-73 5787 192 2278 8257 245 8602 8847 590 37 627 476 1156 1350 2506 369
Jun-73 6067 76 2299 8442 290 8758 9048 588 21 609 483 1150 1441 2591 389
Jul-73 6029 180 2410 8619 280 8640 8920 664 8 672 478 1226 1401 2627 236
Aug-73 5975 62 2517 8554 268 8604 8872 627 19 646 482 1200 1253 2453 247
Sep-73 6038 105 2467 8610 298 8799 9097 612 27 639 482 1197 1354 2551 324
Oct-73 6130 156 2456 8742 301 9078 9379 582 29 611 490 1213 1530 2743 397
Nov-73 6219 135 2434 8788 323 9287 9610 512 10 522 489 1248 1485 2733 423
Dec-73 5926 168 2530 8624 382 9780 10162 531 33 564 490 1253 1647 2900 561
Jan-74 6090 198 2500 8788 434 9770 10204 527 16 543 491 1272 1626 2898 587
Feb-74 6130 155 2494 8779 499 9786 10285 574 13 587 495 1338 1510 2848 665
Mar-74 6092 368 2479 8939 560 10231 10791 661 2 663 502 1641 1630 3271 731
Apr-74 6212 266 2532 9010 591 10365 10956 660 1 661 509 1419 1685 3104 598
May-74 6335 200 2545 9080 597 10415 11012 678 -25 653 520 1389 1532 2921 651
Jun-74 6344 220 2570 9134 652 10691 11343 671 2 673 521 1481 1653 3134 657
Jul-74 6478 175 2713 9366 623 10697 11320 598 -4 594 516 1511 1693 3204 484
Aug-74 6365 131 2760 9256 574 10602 11176 553 2 555 514 1426 1625 3051 385
Sep-74 6372 134 2809 9315 550 10631 11181 524 -8 516 513 1498 1577 3075 399
Oct-74 6494 153 2890 9537 515 10766 11281 509 -4 505 517 1483 1790 3273 396
Nov-74 6545 133 2902 9580 550 10824 11374 494 27 521 522 1572 1700 3272 422
Dec-74 6350 194 2879 9423 589 11164 11753 403 53 456 523 1605 1603 3208 590
Jan-75 6534 240 2884 9658 598 11477 12075 252 34 286 524 1664 1779 3443 529
Feb-75 6634 266 2886 9786 623 11618 12241 319 42 361 526 1759 1842 3601 633
Mar-75 6620 501 2878 9999 663 12067 12730 369 45 414 531 2061 2064 4125 981
(Continued)
96

TABLE 51 : SOURCES OF MONEY STOCK (Contd.)


Month Net RBI Net RBI Other Net Bank RBI Other Bank Net NFEA NFEA Govern- Net Non NNML of NNML RBI
Credit to Credit to Banks' Credit Credit to Banks' Credit to Foreign of of ment’s Monetary Other of Claims
Central State Credit to to Comm- Credit to Comm- Exchange Other Banking Currency Liabilities Banks Banking on
Govern- Govern- Gover n- Govern- ercial Comm- ercial Assets Banks Sector Liability (NNML) Sector Banks
ment mets ment ment Sector ercial Sector (NFEA) (9+10) to Public of RBI (13+14)
(2+3+4) Sector (6+7) of RBI
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Apr-75 6813 411 3007 10231 649 11974 12623 390 23 413 538 1916 1978 3894 633
May-75 6954 456 2991 10401 618 12130 12748 333 49 382 549 1928 1892 3820 683
Jun-75 7085 425 3028 10538 625 12351 12976 309 58 367 554 1964 1898 3862 633
Jul-75 7448 205 3254 10907 613 12217 12830 303 68 371 552 2048 1945 3993 403
Aug-75 7398 153 3189 10740 568 12402 12970 283 40 323 545 2046 1863 3909 449
Sep-75 7065 133 3267 10465 600 12641 13241 369 48 417 545 2099 1865 3964 616
Oct-75 7124 228 3244 10596 629 13037 13666 460 7 467 550 2215 2036 4251 670
Nov-75 7169 177 3268 10614 648 13230 13878 486 56 542 551 2305 2050 4355 637
Dec-75 6846 182 3295 10323 707 13647 14354 531 68 599 549 2375 1993 4368 985
Jan-76 6662 185 3324 10171 739 14136 14875 511 24 535 549 2403 2075 4478 1180
Feb-76 6718 199 3324 10241 708 14373 15081 717 37 754 552 2447 2180 4627 1097
Mar-76 6331 593 3705 10629 734 14880 15614 924 15 939 556 2645 2612 5257 1315
Apr-76 6860 349 3579 10788 714 14900 15614 829 -9 820 556 2321 2485 4806 1124
May-76 6910 326 3531 10767 712 15118 15830 1079 -40 1039 557 2358 2257 4615 1099
Jun-76 6939 308 3594 10841 740 15288 16028 1280 -6 1274 556 2458 2224 4682 987
Jul-76 6688 253 3735 10676 800 15666 16466 1436 -13 1423 548 2572 2358 4930 1081
Aug-76 6609 187 3829 10625 787 15686 16473 1555 -32 1523 549 2499 2205 4704 1023
Sep-76 6462 179 3881 10522 822 15925 16747 1674 -39 1635 549 2512 2088 4600 1211
Oct-76 6485 162 3996 10643 813 16412 17225 1754 -94 1660 560 2458 2283 4741 1293
Nov-76 6582 156 4004 10742 816 16676 17492 1821 -26 1795 557 2539 2363 4902 1308
Dec-76 6300 193 4042 10535 833 17585 18418 2029 8 2037 559 2671 2206 4877 1432
Jan-77 6463 134 4061 10658 844 17463 18307 2140 0 2140 558 2683 2488 5171 1415
Feb-77 6515 188 4126 10829 871 17492 18363 2353 -96 2257 564 2854 2356 5210 1406
Mar-77 7147 615 4042 11804 898 17953 18851 2599 -70 2529 568 3433 2538 5971 1404
Apr-77 6997 507 4600 12104 885 17741 18626 2936 -70 2866 573 3158 2801 5959 1039
May-77 7252 547 4526 12325 860 17765 18625 3208 -81 3127 584 3302 2687 5989 843
Jun-77 7389 540 4520 12449 840 18146 18986 3312 -50 3262 583 3593 2582 6175 930
Jul-77 7004 327 4779 12110 861 18273 19134 3484 0 3484 576 3369 2783 6152 827
Aug-77 6944 246 4744 11934 872 18313 19185 3583 -36 3547 577 3131 2698 5829 904
Sep-77 6606 373 4953 11932 887 18639 19526 3701 -89 3612 579 3086 2861 5947 808
Oct-77 6668 442 4937 12047 915 18727 19642 3801 -89 3712 577 3064 2813 5877 873
Nov-77 6839 490 4963 12292 925 18890 19815 3961 -150 3811 590 3085 2760 5845 895
Dec-77 6783 322 5018 12123 961 19906 20867 4062 39 4101 590 3157 2808 5965 947
Jan-78 6829 355 5094 12278 983 19693 20676 4174 27 4201 588 3075 3112 6187 845
Feb-78 6712 346 5529 12587 981 17858 18839 4071 -2 4069 619 3045 1113 4158 838
Mar-78 6887 757 6083 13727 954 20268 21222 4532 -87 4445 593 3708 3373 7081 926
Apr-78 7303 698 6065 14066 900 20145 21045 4681 -109 4572 598 3196 3518 6714 660
May-78 7238 666 5991 13895 920 20451 21371 4694 -45 4649 608 3106 3319 6425 668
Jun-78 8122 107 5686 13915 1067 21143 22210 4572 -84 4488 613 3056 3313 6369 813
Jul-78 7432 240 6432 14104 1068 20878 21946 4626 -10 4616 607 3087 3411 6498 635
Aug-78 7293 295 6464 14052 1018 21014 22032 4735 -48 4687 604 2849 3468 6317 696
Sep-78 7372 150 6430 13952 1044 21529 22573 4855 -48 4807 601 3081 3335 6416 770
Oct-78 7506 135 6566 14207 1080 21994 23074 4928 -65 4863 604 2927 3608 6535 805
Nov-78 7571 109 6457 14137 1105 22318 23423 5187 -81 5106 606 3080 3394 6474 812
Dec-78 7648 97 6372 14117 1161 23916 25077 5218 -72 5146 605 2998 3416 6414 941
Jan-79 7528 155 6451 14134 1203 24049 25252 5226 -82 5144 604 2677 3631 6308 1146
Feb-79 7825 113 6710 14648 1250 23685 24935 5348 5 5353 604 2866 3824 6690 1157
Mar-79 9077 339 6514 15930 1250 24282 25532 5431 -93 5338 603 3735 3557 7292 1117
Apr-79 8651 191 7371 16213 1228 24069 25297 5678 -109 5569 605 2893 4346 7239 797
May-79 9369 149 7067 16585 1215 24369 25584 5738 -83 5655 610 3260 3989 7249 902
Jun-79 9607 141 7104 16852 1220 25415 26635 5643 -47 5596 608 3387 3783 7170 1031
Jul-79 9777 142 7305 17224 1216 25875 27091 5660 -34 5626 603 3566 4256 7822 1091
Aug-79 9499 142 7495 17136 1254 26149 27403 5660 -65 5595 598 3214 4071 7285 933
Sep-79 8340 172 7584 16096 1348 26462 27810 5616 -66 5550 594 2820 4116 6936 1229
Oct-79 8759 242 7550 16551 1381 26762 28143 5728 -104 5624 595 2205 4864 7069 1094
Nov-79 8955 234 7644 16833 1438 27300 28738 5581 -76 5505 593 2618 4977 7595 1132
Dec-79 9485 173 7729 17387 1490 28282 29772 5736 -45 5691 591 3442 4611 8053 1290
Jan-80 10265 199 7637 18101 1523 28544 30067 5602 -45 5557 590 3566 5321 8887 1160
Feb-80 10438 157 8003 18598 1539 28836 30375 5487 -45 5442 591 3587 5313 8900 1105
Mar-80 11727 678 7609 20014 1546 29465 31011 5388 -45 5343 592 4558 5176 9734 1200
97

TABLE 51 : SOURCES OF MONEY STOCK (Contd.)


Month Net RBI Net RBI Other Net Bank RBI Other Bank Net NFEA NFEA Govern- Net Non NNML of NNML RBI
Credit to Credit to Banks' Credit Credit to Banks' Credit to Foreign of of ment’s Monetary Other of Claims
Central State Credit to to Comm- Credit to Comm- Exchange Other Banking Currency Liabilities Banks Banking on
Govern- Govern- Gover n- Govern- ercial Comm- ercial Assets Banks Sector Liability (NNML) Sector Banks
ment mets ment ment Sector ercial Sector (NFEA) (9+10) to Public of RBI (13+14)
(2+3+4) Sector (6+7) of RBI
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Apr-80 12070 387 8335 20792 1504 29153 30657 5092 -45 5047 595 3670 5526 9196 785
May-80 12480 201 8318 20999 1532 29365 30897 5115 -45 5070 601 3808 5427 9235 941
Jun-80 12106 316 8725 21147 1563 29753 31316 4967 -45 4922 601 3856 5299 9155 832
Jul-80 12555 301 8823 21679 1504 29911 31415 4842 -45 4797 599 4135 5417 9552 832
Aug-80 11853 279 9349 21481 1496 29908 31404 5235 -45 5190 600 3976 5450 9426 868
Sep-80 12175 326 9742 22243 1521 30157 31678 5095 -45 5050 600 4483 5529 10012 911
Oct-80 12449 454 9334 22237 1524 31024 32548 4952 -45 4907 604 3617 6024 9641 964
Nov-80 13173 449 9661 23283 1600 31640 33240 4894 -45 4849 610 4146 6246 10392 999
Dec-80 13482 388 9291 23161 1623 32967 34590 4735 -45 4690 613 4270 5703 9973 1089
Jan-81 13427 433 9861 23721 1627 33629 35256 4779 -45 4734 614 4412 6376 10788 1133
Feb-81 13767 469 9652 23888 1648 34249 35897 4896 -45 4851 618 4503 6601 11104 1169
Mar-81 15278 1165 9275 25718 1700 34941 36641 4775 -45 4730 618 5360 6574 11934 1276
Apr-81 15139 861 10651 26651 1709 34977 36686 4607 -45 4562 623 4993 7001 11994 1084
May-81 15541 955 10406 26902 1689 35466 37155 4496 -45 4451 630 4997 6748 11745 1003
Jun-81 16242 1036 10271 27549 1689 36015 37704 4248 52 4300 633 5108 6604 11712 986
Jul-81 16486 976 10901 28363 1764 36434 38198 4248 52 4300 634 4780 7727 12507 958
Aug-81 15552 643 10877 27072 1758 36462 38220 3716 52 3768 634 4369 6767 11136 1048
Sep-81 16300 754 10593 27647 1784 36989 38773 3607 75 3682 635 5157 6778 11935 1140
Oct-81 17010 1124 10405 28539 1775 38244 40019 3543 75 3618 645 5449 7201 12650 1274
Nov-81 16885 1132 10834 28851 1801 38476 40277 3374 75 3449 647 5588 7384 12972 1227
Dec-81 16853 1229 10428 28510 1872 40059 41931 3238 65 3303 649 5672 6654 12326 1355
Jan-82 17092 1550 10200 28842 1909 40842 42751 2941 65 3006 653 5869 7827 13696 1493
Feb-82 17369 1694 10200 29263 1912 41061 42973 2580 65 2645 653 5997 7558 13555 1584
Mar-82 18486 1954 10193 30633 2044 41418 43462 2706 62 2768 657 6522 8246 14768 1673
Apr-82 18068 2520 11416 32004 2029 41179 43208 2699 62 2761 663 6051 8609 14660 1407
May-82 18755 2457 11744 32956 2062 41544 43606 2541 62 2603 667 6288 8675 14963 1301
Jun-82 18945 2517 11940 33402 2132 42000 44132 2435 55 2490 670 6285 8280 14565 1227
Jul-82 21652 -191 12705 34166 1641 42484 44125 1952 55 2007 670 5913 8789 14702 1252
Aug-82 21126 -191 13450 34385 1665 42356 44021 2098 55 2153 670 5725 8491 14216 1359
Sep-82 20676 116 12604 33396 1731 42994 44725 1730 68 1798 670 5052 8384 13436 1191
Oct-82 22160 366 12648 35174 1779 43888 45667 1569 68 1637 669 5935 9035 14970 1250
Nov-82 21958 370 12875 35203 1924 44399 46323 1458 68 1526 677 5594 8889 14483 1249
Dec-82 22610 371 11490 34471 1928 48005 49933 1535 87 1622 678 5976 7943 13919 1876
Jan-83 21425 588 13078 35091 1918 47313 49231 1763 87 1850 679 6224 9184 15408 1497
Feb-83 22036 421 12842 35299 1919 47631 49550 1598 87 1685 680 6311 8969 15280 1652
Mar-83 21853 970 12434 35257 1925 49237 51162 1729 99 1828 682 6074 9671 15745 2025
Apr-83 21469 1259 14166 36894 1926 49105 51031 1696 99 1795 687 5519 10328 15847 1562
May-83 22519 1238 14087 37844 1931 49476 51407 1873 99 1972 690 5627 10438 16065 1437
Jun-83 23399 983 13885 38267 1921 50132 52053 1878 191 2069 694 5805 9901 15706 1407
Jul-83 23228 393 15303 38924 1925 50819 52744 1967 191 2158 697 5796 10394 16190 1278
Aug-83 26031 -2649 15122 38504 1930 50665 52595 1749 191 1940 696 4956 10157 15113 1369
Sep-83 22645 446 14810 37901 2249 51529 53778 1644 96 1740 697 4869 10408 15277 1356
Oct-83 22956 794 15005 38755 2249 52427 54676 1632 96 1728 701 4500 10857 15357 1434
Nov-83 23716 802 15053 39571 2249 52871 55120 1468 96 1564 707 4661 10636 15297 1372
Dec-83 23516 951 14913 39380 2251 55897 58148 1079 77 1156 710 4479 9832 14311 1992
Jan-84 23277 1096 15808 40181 2250 55444 57694 1195 77 1272 711 4669 10771 15440 1671
Feb-84 23894 1066 15652 40612 2251 56235 58486 1216 77 1293 715 4761 11187 15948 2055
Mar-84 25802 1008 13832 40642 2380 58346 60726 1624 22 1646 720 5311 11897 17208 2771
Apr-84 25400 1359 15746 42505 2377 57889 60266 1599 22 1621 725 5204 12135 17339 2014
May-84 25704 1355 16463 43522 2379 58363 60742 1488 22 1510 730 5370 11671 17041 2151
Jun-84 28802 447 15683 44932 2391 60201 62592 1712 71 1783 734 5796 11718 17514 2852
Jul-84 27331 932 17329 45592 2379 59687 62066 1849 71 1920 736 5987 12268 18255 1661
Aug-84 27366 788 17542 45696 2467 59971 62438 2145 71 2216 740 6409 12115 18524 1819
Sep-84 27123 503 17657 45283 2573 60847 63420 2228 69 2297 744 6419 12241 18660 2122
Oct-84 27771 1093 17536 46400 2759 62251 65010 2227 69 2296 750 6768 12722 19490 2143
Nov-84 27893 1297 17772 46962 2772 63280 66052 2516 69 2585 755 7007 12833 19840 2213
Dec-84 26749 1962 18926 47637 2780 66037 68817 2414 -26 2388 759 7014 12163 19177 2739
Jan-85 28999 2462 17023 48484 2768 66507 69275 2047 -26 2021 763 7589 12771 20360 3193
Feb-85 28393 1901 18734 49028 2765 66694 69459 2181 -26 2155 769 7640 12727 20367 2654
Mar-85 31857 2493 15993 50343 2752 68201 70953 2899 235 3134 778 8737 13537 22274 3174
98

TABLE 51 : SOURCES OF MONEY STOCK (Contd.)


Month Net RBI Net RBI Other Net Bank RBI Other Bank Net NFEA NFEA Govern- Net Non NNML of NNML RBI
Credit to Credit to Banks' Credit Credit to Banks' Credit to Foreign of of ment’s Monetary Other of Claims
Central State Credit to to Comm- Credit to Comm- Exchange Other Banking Currency Liabilities Banks Banking on
Govern- Govern- Gover n- Govern- ercial Comm- ercial Assets Banks Sector Liability (NNML) Sector Banks
ment mets ment ment Sector ercial Sector (NFEA) (9+10) to Public of RBI (13+14)
(2+3+4) Sector (6+7) of RBI
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Apr-85 28016 1940 21213 51169 2749 67565 70314 3168 235 3403 784 7842 14259 22101 1881
May-85 30132 1472 20430 52034 2738 68320 71058 3347 235 3582 784 7977 14419 22396 1907
Jun-85 33238 1360 19408 54006 2737 68542 71279 2834 147 2981 792 8032 14342 22374 2108
Jul-85 33013 1376 20127 54516 2722 69820 72542 2439 147 2586 799 8255 14125 22380 1979
Aug-85 31136 1062 22091 54289 2806 69830 72636 2678 147 2825 812 8062 13973 22035 1806
Sep-85 33865 453 19919 54237 3082 70498 73580 2722 39 2761 820 8330 13894 22224 1914
Oct-85 33569 51 21993 55613 3065 71866 74931 3200 39 3239 828 9278 14662 23940 1835
Nov-85 35539 83 21538 57160 3065 72246 75311 3044 39 3083 828 9563 14585 24148 1774
Dec-85 36389 8 21051 57448 3074 73962 77036 2892 84 2976 848 9768 13723 23491 1708
Jan-86 37364 58 21553 58975 3059 76185 79244 2785 84 2869 895 10376 14427 24803 1935
Feb-86 36629 -19 22756 59366 3069 76650 79719 2734 84 2818 919 10135 14908 25043 1924
Mar-86 38047 631 19643 58321 3052 79751 82803 3741 131 3872 939 10707 15835 26542 2462
Apr-86 37054 77 23530 60661 3059 78947 82006 3792 131 3923 963 10312 16236 26548 1803
May-86 42072 66 21769 63907 3056 78951 82007 3858 131 3989 945 10869 16971 27840 1750
Jun-86 41000 -15 23801 64786 3048 79391 82439 3736 193 3929 990 10952 15779 26731 1452
Jul-86 42116 33 23046 65195 3041 80835 83876 2983 193 3176 1014 11387 15520 26907 1823
Aug-86 40611 81 24745 65437 3012 80145 83157 3169 193 3362 1049 11111 15201 26312 1548
Sep-86 40186 0 25021 65207 3425 80884 84309 3162 141 3303 1067 11053 14498 25551 1575
Oct-86 40827 110 25972 66909 3410 82357 85767 3283 141 3424 1068 11478 16143 27621 1747
Nov-86 43440 42 25007 68489 3423 83166 86589 3423 141 3564 1102 11578 16007 27585 1613
Dec-86 43345 101 25777 69223 3423 84858 88281 3829 249 4078 1121 11953 14917 26870 1734
Jan-87 45023 114 25946 71083 3428 87949 91377 3708 249 3957 1158 12422 16644 29066 1871
Feb-87 45702 -20 25686 71368 3418 88119 91537 3979 249 4228 1176 12659 16308 28967 2010
Mar-87 45138 1147 25735 72020 3394 91347 94741 4621 194 4815 1192 13444 17692 31136 2760
Apr-87 48525 124 26424 75073 3397 89214 92611 4367 194 4561 1211 12492 17807 30299 1675
May-87 48356 112 26906 75374 3403 89549 92952 4314 194 4508 1211 12437 17262 29699 2593
Jun-87 50226 142 26894 77262 3387 89997 93384 4422 182 4604 1239 12562 17006 29568 1706
Jul-87 48906 133 28408 77447 3791 91923 95714 4088 182 4270 1273 12717 17303 30020 1796
Aug-87 48377 -19 29216 77574 3789 91950 95739 3906 182 4089 1286 12016 17279 29295 2318
Sep-87 49735 9 29161 78905 3801 92762 96563 4023 109 4132 1298 12095 17437 29532 1734
Oct-87 49388 160 30428 79976 3806 94255 98061 4254 109 4363 1299 11854 18607 30461 3149
Nov-87 50893 234 30161 81288 3800 94454 98254 4422 109 4531 1325 12337 17750 30087 2837
Dec-87 51767 382 30264 82413 3803 96538 100341 4528 241 4769 1333 12650 17501 30151 2507
Jan-88 52451 204 31310 83965 3804 99606 103410 4396 241 4637 1356 13442 18945 32387 3396
Feb-88 52633 150 31225 84008 3803 100823 104626 4180 241 4421 1369 13497 18817 32314 3871
Mar-88 51697 990 31683 84370 3790 103697 107487 5416 256 5672 1380 14225 20409 34634 4441
Apr-88 55205 63 32173 87441 3814 102094 105908 5227 256 5483 1392 13335 20334 33669 3305
May-88 56698 54 32669 89421 3817 102892 106709 5032 256 5288 1392 13593 20060 33653 2744
Jun-88 58674 114 33489 92277 3847 103189 107036 4584 515 5099 1402 13694 23671 37365 2473
Jul-88 59041 216 35975 95232 3818 106124 109942 4070 515 4585 1420 15110 20191 35301 2258
Aug-88 58727 308 34786 93821 3929 106295 110224 4334 515 4849 1424 14633 20175 34808 2422
Sep-88 58420 94 35071 93585 4150 106870 111020 4106 765 4871 1432 14728 19897 34625 3121
Oct-88 59171 229 35887 95287 4233 109486 113719 4810 765 5575 1441 14842 22446 37288 2688
Nov-88 59779 187 36591 96557 4325 110700 115025 5415 765 6180 1441 15168 22145 37313 4800
Dec-88 59756 269 36775 96800 4405 117940 122345 5471 495 5966 1459 15532 19637 35169 4170
Jan-89 61032 112 37727 98871 4397 117325 121722 4920 496 5416 1465 16146 22345 38491 3434
Feb-89 61440 84 37041 98565 4423 118618 123041 4577 495 5072 1470 16302 21932 38234 5447
Mar-89 58200 1415 36860 96475 5524 122358 127882 6201 599 6800 1475 16936 22203 39139 7079
Apr-89 61922 198 37885 100005 4641 124771 129412 5967 599 6566 1488 15899 23600 39499 5222
May-89 64591 173 38179 102943 5007 125372 130379 5213 599 5812 1488 16163 23639 39802 6706
Jun-89 66058 39 39216 105313 4422 127331 131753 5968 575 6543 1507 16592 23752 40344 4864
Jul-89 67340 163 40051 107554 4437 127511 131948 5823 575 6398 1511 17167 24501 41668 3360
Aug-89 68138 19 40288 108445 4400 127772 132172 5224 575 5799 1514 16974 23363 40337 4442
Sep-89 67311 123 41248 108682 4480 129005 133485 5045 744 5789 1517 17025 22524 39549 5092
Oct-89 68069 270 41466 109805 4755 132973 137728 5503 744 6247 1526 16649 23338 39987 6539
Nov-89 70603 110 41776 112489 4913 133627 138540 5336 744 6080 1526 16616 23760 40376 6009
Dec-89 70811 255 42592 113658 4920 137729 142649 5551 583 6134 1541 17258 24183 41441 5442
Jan-90 73456 215 43202 116873 4943 139284 144227 5477 583 6060 1542 17914 26132 44046 4400
Feb-90 74004 208 43106 117318 4944 140589 145533 5768 583 6351 1549 18148 24877 43025 6176
Mar-90 72013 1670 43468 117151 6349 145355 151704 6068 750 6818 1555 17536 28742 46278 7472
99

TABLE 51 : SOURCES OF MONEY STOCK (Contd.)


Month Net RBI Net RBI Other Net Bank RBI Other Bank Net NFEA NFEA Govern- Net Non NNML of NNML RBI
Credit to Credit to Banks' Credit Credit to Banks' Credit to Foreign of of ment’s Monetary Other of Claims
Central State Credit to to Comm- Credit to Comm- Exchange Other Banking Currency Liabilities Banks Banking on
Govern- Govern- Gover n- Govern- ercial Comm- ercial Assets Banks Sector Liability (NNML) Sector Banks
ment mets ment ment Sector ercial Sector (NFEA) (9+10) to Public of RBI (13+14)
(2+3+4) Sector (6+7) of RBI
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Apr-90 76062 344 44914 121320 5371 147589 152960 5776 750 6526 1562 17323 27350 44673 6174
May-90 79071 504 45804 125379 4979 148017 152996 5032 750 5782 1561 17845 29002 46847 7445
Jun-90 79716 -6 46538 126248 4961 148418 153379 5637 728 6365 1577 18426 27638 46064 5741
Jul-90 80199 28 48202 128429 4919 149462 154381 5035 728 5763 1579 18878 28974 47852 3755
Aug-90 78557 49 49996 128602 5244 149371 154615 5382 728 6110 1583 18599 30406 49005 4029
Sep-90 79283 6 50250 129539 5448 149725 155173 4233 513 4746 1586 18424 27290 45714 4755
Oct-90 82252 206 50308 132766 5521 151661 157182 9754 513 10267 1600 25028 27591 52619 7182
Nov-90 84990 233 50496 135719 5496 155342 160838 9122 513 9635 1602 25421 29034 54455 4275
Dec-90 85043 214 51048 136305 5521 156375 161896 8424 689 9113 1606 25248 27258 52506 5407
Jan-91 86634 116 51091 137841 5489 158952 164441 7658 689 8347 1611 26135 27726 53861 6956
Feb-91 87120 343 51190 138653 5505 160347 165852 8024 689 8713 1615 26489 25196 51685 6252
Mar-91 86758 2090 51345 140193 6342 165427 171769 7983 2598 10581 1621 27022 31314 58336 10007
Apr-91 90028 682 53707 144417 6354 166951 173305 6420 2598 9018 1627 26628 29500 56128 12748
May-91 94293 206 53645 148144 5520 168226 173746 6799 2598 9397 1639 27593 27668 55261 6938
Jun-91 95928 1 54709 150638 5492 166366 171858 6758 2681 9439 1643 27279 27936 55215 9961
Jul-91 97339 333 55989 153661 5436 165895 171331 6184 2681 8865 1645 28546 27735 56281 5728
Aug-91 97062 350 56907 154319 5407 165107 170514 7654 2681 10335 1652 28927 26983 55910 7359
Sep-91 95649 261 58141 154051 5433 165686 171119 7870 3777 11647 1658 28509 25022 53531 7480
Oct-91 98624 356 59132 158112 5486 169849 175335 9040 3777 12817 1664 27653 27102 54755 5661
Nov-91 99875 204 61310 161389 5531 169992 175523 11335 3777 15112 1676 27160 26065 53225 4945
Dec-91 96570 424 62015 159009 5532 171430 176962 14353 3102 17455 1681 27051 24498 51549 4599
Jan-92 100721 218 62464 163403 5636 174025 179661 14420 3102 17522 1688 28501 25708 54209 5631
Feb-92 101211 387 63009 164607 6299 174950 181249 15939 3102 19041 1695 27672 25748 53420 6160
Mar-92 92266 1750 64247 158263 7260 180733 187993 18838 2388 21226 1704 27415 24722 52137 5102
Apr-92 97485 422 66698 164605 7522 188105 195627 18421 2388 20809 1714 25268 33114 58382 10239
May-92 100251 230 67370 167851 7368 189189 196557 18205 2388 20593 1727 25454 29527 54981 5569
Jun-92 96179 157 68384 164720 7353 189368 196721 19687 3042 22729 1736 25371 26475 51846 5672
Jul-92 100380 -11 69566 169935 6056 191568 197624 20276 3042 23318 1743 26765 28381 55146 5588
Aug-92 97923 0 71288 169211 6074 190271 196345 19531 3042 22573 1750 25339 26866 52205 5740
Sep-92 97779 73 71286 169138 6027 192787 198814 18932 2313 21245 1758 24922 26694 51616 5329
Oct-92 99378 351 71928 171657 6024 199056 205080 17924 2313 20237 1776 23851 26989 50840 6897
Nov-92 101815 116 72274 174205 5991 199525 205516 16423 2313 18736 1785 22852 27145 49997 5442
Dec-92 93716 523 76479 170718 5997 202865 208862 16075 2241 18316 1792 22314 26202 48516 8268
Jan-93 101333 422 73281 175036 6005 206924 212929 15748 2241 17989 1800 24233 28430 52663 7535
Feb-93 101040 444 73510 174994 6052 209700 215752 14439 2241 16680 1811 23825 27656 51481 10487
Mar-93 96523 1926 77789 176238 6220 213915 220135 22647 1796 24443 1824 28246 30378 58624 9885
Apr-93 108624 192 77554 186370 6461 217250 223711 24629 1796 26425 1837 27290 32102 59392 8110
May-93 110249 30 78035 188314 6444 216631 223075 23439 1796 25235 1851 27490 29285 56775 4990
Jun-93 105724 28 84580 190332 6399 215405 221804 23299 1204 24503 1863 28243 28559 56802 4271
Jul-93 113021 66 82959 196046 6463 215763 222226 24553 1204 25757 1873 28565 32202 60767 4635
Aug-93 112768 182 85814 198764 6286 213016 219302 26145 1204 27349 1883 28941 30517 59458 5021
Sep-93 108640 154 89759 198553 6302 213623 219925 26689 1984 28673 1883 26822 30502 57324 4419
Oct-93 106263 175 88883 195321 6283 219289 225572 27699 1984 29683 1911 24978 30376 55354 5834
Nov-93 108512 404 89760 198676 6288 219979 226267 28758 1984 30742 1927 24828 29359 54187 5408
Dec-93 104760 406 92327 197493 6314 222969 229283 32990 1318 34308 1943 24957 29092 54049 5341
Jan-94 105110 584 98855 204549 6282 227657 233939 35707 1318 37025 1956 25929 34437 60366 6991
Feb-94 102131 783 102535 205449 6267 228533 234800 41656 1318 42974 1973 25912 35464 61376 7387
Mar-94 96782 2518 104618 203918 6445 231329 237774 51422 3190 54612 1990 26037 41173 67210 5552
Apr-94 95988 241 115197 211426 6431 233642 240073 54816 3190 58006 2012 24321 40362 64683 6552
May-94 98288 109 117192 215588 6427 233340 239768 56339 3190 59529 2032 24402 40779 65181 5318
Jun-94 98490 141 118661 217291 6483 231555 238038 58279 4418 62698 2057 23992 41975 65967 6191
Jul-94 100571 315 118583 219469 6474 234857 241331 62114 4418 66533 2076 25874 42715 68589 4561
Aug-94 93023 343 120414 213780 6444 234610 241055 63131 4418 67549 2089 23795 39810 63605 9763
Sep-94 88441 288 119955 208684 6499 247551 254050 67018 4417 71435 2113 23793 36731 60524 5936
Oct-94 93242 106 120596 213945 6501 250397 256898 69624 4417 74040 2132 22935 39106 62041 5814
Nov-94 94523 89 120519 215130 6296 253348 259643 70112 4417 74529 2119 23800 38986 62786 6615
Dec-94 91249 334 124416 215999 6317 258934 265251 68369 4417 72786 2145 22149 42460 64609 8115
Jan-95 94898 420 120270 215587 6572 265702 272274 68918 4417 73334 2166 23205 45430 68635 8657
Feb-95 97502 254 120211 217966 6496 269323 275820 68975 4417 73392 2190 22938 45715 68653 11762
Mar-95 98913 2565 120941 222419 6593 286131 292723 74720 4312 79032 2379 29358 39601 68958 13470
100

TABLE 51 : SOURCES OF MONEY STOCK (Contd.)


Month Net RBI Net RBI Other Net Bank RBI Other Bank Net NFEA NFEA Govern- Net Non NNML of NNML RBI
Credit to Credit to Banks' Credit Credit to Banks' Credit to Foreign of of ment’s Monetary Other of Claims
Central State Credit to to Comm- Credit to Comm- Exchange Other Banking Currency Liabilities Banks Banking on
Govern- Govern- Gover n- Govern- ercial Comm- ercial Assets Banks Sector Liability (NNML) Sector Banks
ment mets ment ment Sector ercial Sector (NFEA) (9+10) to Public of RBI (13+14)
(2+3+4) Sector (6+7) of RBI
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Apr-95 109663 142 122549 232354 6581 283530 290112 73770 4312 78082 2245 26615 51314 77929 9075
May-95 110449 17 122787 233253 6562 284066 290628 73360 4312 77672 2273 27158 46393 73551 9859
Jun-95 111912 -17 122055 233950 6550 286503 293053 71511 3760 75271 2296 25905 46671 72576 11992
Jul-95 119988 -19 122882 242851 6525 288297 294823 72185 3760 75945 2326 30954 50937 81891 7566
Aug-95 113169 88 124467 237723 6479 290538 297017 72191 3760 75951 2353 26496 48003 74499 9154
Sep-95 107627 569 127651 235847 6540 300172 306711 71863 3471 75333 2392 25544 44182 69727 11214
Oct-95 112926 275 129872 243072 6391 304395 310786 75256 3471 78727 2426 30655 46640 77295 11919
Nov-95 113285 97 131764 245146 6524 307242 313766 74622 3471 78093 2452 32223 48800 81023 10514
Dec-95 110425 330 133796 244551 6493 311408 317900 74622 3908 78531 2484 32201 48778 80979 11785
Jan-96 116004 435 134240 250679 6500 320761 327260 74262 3908 78171 2437 34794 52889 87683 11200
Feb-96 116177 348 132661 249185 6560 324376 330937 74562 3908 78470 2468 37020 47584 84604 19825
Mar-96 118768 2581 136429 257778 6855 337793 344648 74092 8049 82141 2503 32297 55583 87880 21955
Apr-96 131388 445 136613 268445 6487 334966 341454 75133 8049 83181 2534 32310 54046 86356 10437
May-96 132495 -14 137902 270384 6479 331797 338276 74563 8049 82611 2570 32948 49642 82590 9517
Jun-96 134337 193 140445 274975 6471 333016 339487 76024 6080 82103 2597 34208 45424 79632 7566
Jul-96 132936 223 145851 279011 6438 335876 342314 78684 6080 84764 2628 39580 46972 86551 6289
Aug-96 124286 255 149393 273934 6428 331407 337835 79835 6080 85914 2772 36202 38477 74679 6949
Sep-96 122569 342 150671 273583 6181 338061 344243 81651 10490 92140 2816 36949 37475 74424 7500
Oct-96 125029 709 151504 277242 6175 340907 347082 83478 10490 93967 2843 36085 43805 79890 7402
Nov-96 126238 711 154199 281149 6277 342495 348772 85301 10490 95791 2890 37082 42868 79950 6537
Dec-96 125149 933 156066 282148 6274 346037 352311 85386 10673 96059 2808 36998 42780 79778 6660
Jan-97 118114 940 165765 284819 6265 355768 362033 85897 10673 96570 2849 36786 40074 76859 6233
Feb-97 116802 812 167829 285444 6228 357572 363800 84970 10673 95643 2887 34113 37293 71406 6756
Mar-97 120702 3479 164439 288620 6247 370060 376307 94817 10679 105496 2918 35184 42146 77330 7005
Apr-97 122177 1209 175368 298754 6938 368709 375647 95532 10679 106212 2952 34030 41026 75056 5949
May-97 127417 105 175967 303489 7155 368138 375293 99398 10679 110077 2994 34347 41453 75800 5758
Jun-97 124740 212 182616 307568 7151 366641 373792 103255 5001 108256 3025 34881 33413 68294 5307
Jul-97 123713 290 189260 313264 7731 368946 376677 105286 5001 110287 3062 39012 38073 77084 5213
Aug-97 110447 170 196011 306629 7800 370301 378102 109245 5001 114245 3098 33792 39354 73146 5338
Sep-97 112971 723 189080 302774 7544 370221 377765 106672 7544 114216 3133 34185 19452 53637 5663
Oct-97 114638 975 199131 314743 7608 377561 385169 108709 7544 116252 3175 33588 32929 66517 5925
Nov-97 118282 1031 198823 318137 7913 380180 388093 107822 7544 115366 3201 37474 23739 61213 5634
Dec-97 127894 1103 192471 321468 7750 387233 394983 106605 18079 124684 3229 41560 34499 76059 6761
Jan-98 128889 1681 187853 318423 7805 405202 413007 108148 18079 126227 3230 42328 39972 82300 6855
Feb-98 129434 1058 190845 321337 7917 412587 420504 107933 18079 126012 3305 43763 35986 79749 6594
Mar-98 133617 1543 195437 330597 8186 425124 433310 115890 22204 138095 3352 43282 40740 84022 7096
Apr-98 128876 340 208333 337549 8201 423259 431460 116205 22204 138410 3388 46319 27592 73911 5944
May-98 141664 448 206265 348377 8367 422913 431281 116365 22204 138569 3437 49171 26535 75706 5526
Jun-98 148779 1563 210317 360659 8439 420432 428871 115555 26364 141918 3482 53953 26510 80464 5955
Jul-98 149932 740 216428 367100 8469 426796 435265 114984 26364 141347 3522 58364 25410 83774 5498
Aug-98 139779 857 223986 364622 8200 427375 435575 117478 26364 143841 3561 53866 10457 64323 6356
Sep-98 135473 947 231253 367672 8182 434416 442598 123941 30024 153965 3596 55948 10734 66682 8890
Oct-98 147633 1236 223604 372474 8228 442246 450475 125362 30024 155387 3642 57491 9475 66965 9413
Nov-98 150046 1407 227509 378962 8302 441543 449845 125316 30024 155340 3670 56880 11717 68597 10170
Dec-98 147280 1982 230785 380046 8347 444553 452900 126371 39411 165782 3705 59017 19718 78736 9207
Jan-99 150495 1301 231288 383084 8401 458788 467188 129306 39411 168717 3752 60801 21705 82507 11818
Feb-99 152696 1674 232838 387207 8504 465732 474236 130663 39411 170074 3795 59990 24124 84114 11347
Mar-99 145416 7123 234138 386677 12226 483764 495990 137954 39900 177853 3846 60540 22865 83406 13262
Apr-99 155031 932 244046 400010 10269 483465 493734 139157 39900 179056 3867 60983 21524 82507 11624
May-99 153263 1916 249869 405048 10200 483289 493490 142973 39900 182872 3925 61502 19475 80977 10693
Jun-99 153621 2347 254622 410590 9332 480796 490128 143537 40830 184367 4020 63267 15156 78423 9586
Jul-99 154329 1934 262090 418353 9231 489587 498819 144875 40830 185705 4079 67277 16325 83601 8846
Aug-99 148562 2105 268741 419409 9594 491903 501497 143577 40830 184407 4132 62851 14819 77670 8989
Sep-99 148926 2051 272565 423543 9778 499680 509458 143498 34938 178436 4177 64271 912 65182 10846
Oct-99 155303 3280 274102 432685 11582 512686 524268 143572 34938 178510 4324 66259 11214 77473 14135
Nov-99 153351 3619 276479 433449 10087 514633 524720 147615 34938 182553 4384 66557 8433 74991 10571
Dec-99 152988 4218 284019 441225 9033 540273 549306 151907 36421 188328 4435 66905 20927 87833 9256
Jan-00 148633 2802 285320 436755 9806 541893 551699 152008 36421 188430 4479 68201 18794 86995 11548
Feb-00 144331 3912 289194 437436 13287 552664 565950 155273 36421 191694 4528 69780 18720 88500 14888
Mar-00 139829 8435 293115 441378 15270 571294 586564 165880 39768 205648 4578 70222 43772 113994 16785
101

TABLE 51 : SOURCES OF MONEY STOCK (Contd.)


Month Net RBI Net RBI Other Net Bank RBI Other Bank Net NFEA NFEA Govern- Net Non NNML of NNML RBI
Credit to Credit to Banks' Credit Credit to Banks' Credit to Foreign of of ment’s Monetary Other of Claims
Central State Credit to to Comm- Credit to Comm- Exchange Other Banking Currency Liabilities Banks Banking on
Govern- Govern- Gover n- Govern- ercial Comm- ercial Assets Banks Sector Liability (NNML) Sector Banks
ment mets ment ment Sector ercial Sector (NFEA) (9+10) to Public of RBI (13+14)
(2+3+4) Sector (6+7) of RBI
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Apr-00 153336 5388 301918 460643 8522 580481 589003 166743 39768 206510 4633 72588 34107 106696 11637
May-00 150906 2473 311621 465001 13666 577819 591485 164419 39768 204186 4694 71561 32411 103972 16142
Jun-00 154222 2346 313924 470491 12117 596414 608531 164057 42518 206575 4760 77827 35006 112833 15256
Jul-00 157308 3743 317747 478798 9028 595236 604264 162371 42518 204889 4826 79814 34910 114724 12095
Aug-00 148310 2474 318735 469520 12880 600860 613740 163087 42518 205605 4893 71933 36228 108161 12973
Sep-00 147997 3953 321689 473639 11361 608526 619887 162843 47145 209988 4966 71314 33911 105226 12277
Oct-00 164188 3796 322062 490046 11213 619942 631154 161415 47145 208559 5042 72366 39249 111615 13198
Nov-00 153983 4201 335200 493384 12177 622161 634339 173594 47145 220739 5106 75672 24606 100278 12516
Dec-00 142870 4648 345403 492921 13523 644415 657938 187037 47598 234635 5066 81783 36364 118147 14057
Jan-01 146189 4247 345504 495940 13162 648372 661534 190175 47598 237773 5223 82662 41433 124094 13598
Feb-01 146761 5606 350423 502790 11371 653990 665361 194509 47598 242107 5277 82891 41943 124834 12843
Mar-01 146534 7343 358078 511955 13287 665932 679218 197175 52645 249820 5354 79345 53781 133126 12965
Apr-01 151601 5420 374561 531582 11717 670853 682570 200235 52645 252880 5414 83471 38361 121832 13598
May-01 167308 3183 374469 544959 11307 673881 685188 200980 52645 253625 5488 85210 34568 119778 11808
Jun-01 166057 3562 383813 553432 10175 673817 683992 204362 46854 251216 5565 86675 23135 109810 10726
Jul-01 158383 3172 398265 559820 11616 679461 691076 205913 46854 252767 5640 92174 29481 121655 13725
Aug-01 152362 3771 399294 555427 9256 684995 694252 211788 46854 258642 5721 85256 30274 115530 10391
Sep-01 145917 6113 408793 560823 10502 687557 698059 214344 56384 270728 5805 91789 35720 127509 11124
Oct-01 150802 5743 409080 565625 11034 697961 708995 216720 56384 273103 5889 91668 41102 132771 11890
Nov-01 157759 5342 416392 579492 7737 706460 714197 224988 56384 281372 5993 92824 49003 141827 9593
Dec-01 141148 6836 424366 572350 10829 717902 728731 232111 50764 282875 6077 96783 42744 139527 14292
Jan-02 146630 5829 426345 578804 7884 725793 733677 238093 50764 288857 6155 98420 50648 149068 11247
Feb-02 144055 7295 432443 583793 7836 733451 741286 245612 50764 296376 6238 102561 50748 153309 11775
Mar-02 141384 10794 437387 589565 5929 753718 759647 263969 47066 311035 6366 101220 67038 168258 10748
Apr-02 153360 6742 444897 604999 5462 760545 766007 269146 47066 316212 6383 108376 42998 151374 11292
May-02 155197 4504 473596 633298 3094 810060 813154 275234 47066 322299 6459 113288 56697 169985 7418
Jun-02 142839 5127 486890 634855 2919 812829 815747 283248 51193 334441 6534 118768 63334 182102 7221
Jul-02 150960 4371 488421 643753 2925 815367 818292 291371 51193 342564 6666 121329 75764 197093 6750
Aug-02 131877 2330 505735 639942 2926 817844 820769 296132 51193 347325 6728 109274 74781 184055 5732
Sep-02 123284 4903 508101 636288 2927 826731 829658 302867 46239 349106 6790 111289 70156 181445 6429
Oct-02 115209 5344 519559 640112 3106 835092 838198 310029 46239 356268 6851 111435 71070 182504 6698
Nov-02 114018 4116 529756 647889 3104 841561 844665 323042 46239 369281 6907 114779 80426 195205 6198
Dec-02 105402 5358 529537 640297 2963 855907 858870 337633 40991 378624 6947 120876 81848 202725 6401
Jan-03 102114 5709 539798 647621 2925 855750 858675 350437 40991 391428 6993 127072 83896 210968 6956
Feb-03 95908 5701 549783 651391 2916 866236 869152 359727 40991 400718 7036 125869 95122 220991 6118
Mar-03 112985 7695 555844 676523 3048 895932 898981 358244 35471 393715 7071 127141 131188 258330 7160
Apr-03 122691 4568 572770 700029 3001 898342 901344 360383 35471 395854 7107 123937 109838 233776 6447
May-03 119764 3781 587184 710729 3008 897409 900417 382579 35471 418050 7141 132001 119620 251621 5164
Jun-03 113419 2810 595698 711926 2975 902650 905625 380954 36637 417591 7155 127578 112395 239973 5669
Jul-03 93572 3135 619150 715857 2945 897461 900406 391984 36637 428621 7175 124539 120856 245394 4480
Aug-03 69548 5238 634216 709001 2951 894422 897373 392463 36637 429100 7211 106413 116818 223231 3312
Sep-03 59675 3407 645036 708119 3014 904277 907291 406673 32882 439556 7229 115936 114649 230585 3106
Oct-03 66168 5041 650080 721290 2899 934004 936902 419623 32882 452505 7252 116975 136089 253063 2653
Nov-03 57997 5842 664887 728726 2084 937736 939821 441078 32882 473960 7262 126025 148812 274837 2936
Dec-03 43831 6745 666586 717162 2080 953172 955251 458605 30891 489496 7272 130628 142235 272863 3244
Jan-04 48250 4159 671860 724270 2064 966236 968300 472895 30891 503786 7280 134104 146837 280941 3557
Feb-04 30512 6957 696979 734448 2061 982215 984276 487435 30891 518326 7291 132708 152222 284930 2356
Mar-04 36920 7988 697996 742904 2061 1014089 1016151 484413 42173 526586 7296 107585 179676 287261 5419
Apr-04 7689 5672 739169 752530 2022 1035698 1037719 520009 42173 562182 7314 111038 188555 299593 3415
May-04 651 3608 747800 752059 2116 1034536 1036652 537506 42173 579679 7324 128492 187056 315548 3795
Jun-04 6891 3873 745125 755890 1890 1052318 1054207 541938 33854 575792 7333 134829 182885 317715 2606
Jul-04 -1640 4003 758758 761121 1890 1056841 1058731 546541 33854 580395 7339 136967 187250 324218 3230
Aug-04 7380 3200 751456 762036 1890 1075415 1077304 545026 33854 578881 7339 137097 184463 321560 2135
Sep-04 2392 2194 739506 744092 1890 1092411 1094300 536677 37779 574457 7341 128945 198739 327684 1866
Oct-04 18135 4419 738565 761119 1890 1163922 1165812 544963 37779 582743 7361 136685 246426 383112 2298
[748926] [1132930]
Nov-04 14052 4152 736378 754582 1890 1178341 1180231 565559 37779 603338 7374 142811 267868 410679 5438
Dec-04 2594 2175 734798 739568 1890 1200200 1202089 568140 39208 607348 7431 132861 277611 410471 5593
Jan-05 11023 3164 748066 762253 1890 1220189 1222079 560344 39208 599552 7436 124360 273758 398117 6234
Feb-05 -4517 2480 761020 758982 1390 1232336 1233725 576600 39208 615807 7435 126723 271008 397731 5140
Mar-05 -23258 5283 775880 757906 1390 1279150 1280540 612790 36465 649255 7448 119776 321434 441210 5258
102

TABLE 51 : SOURCES OF MONEY STOCK (Concld.)


Month Net RBI Net RBI Other Net Bank RBI Other Bank Net NFEA NFEA Govern- Net Non NNML of NNML RBI
Credit to Credit to Banks' Credit Credit to Banks' Credit to Foreign of of ment’s Monetary Other of Claims
Central State Credit to to Comm- Credit to Comm- Exchange Other Banking Currency Liabilities Banks Banking on
Govern- Govern- Gover n- Govern- ercial Comm- ercial Assets Banks Sector Liability (NNML) Sector Banks
ment mets ment ment Sector ercial Sector (NFEA) (9+10) to Public of RBI (13+14)
(2+3+4) Sector (6+7) of RBI
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16

Apr-05 -5850 4651 777847 776648 1390 1302593 1303983 613092 36465 649556 7435 125259 273945 399204 5206
May-05 -16921 854 786808 770741 1390 1317929 1319318 602316 36465 638781 7495 111509 273818 385327 7093
Jun-05 -8658 -41 777277 768578 1390 1337890 1339279 598196 37682 635877 7832 108819 280320 389139 6413
Jul-05 -7927 418 781152 773643 1387 1352781 1354167 590027 37682 627708 8190 98059 287041 385100 3442
Aug-05 -25656 149 792491 766983 1387 1374934 1376321 617814 37682 655496 8183 100624 301508 402131 3391
Sep-05 -33909 -41 788497 754547 1387 1439111 1440498 623018 36921 659939 8741 106359 286800 393159 4546
Oct-05 -19853 38 789773 769959 1387 1466770 1468157 641293 36921 678213 8675 124186 312940 437126 3570
Nov-05 -8064 193 780269 772397 1387 1490699 1492086 644530 36921 681451 8618 127174 325376 452550 4142
Dec-05 -14096 25 767934 753863 1522 1519611 1521132 646759 36921 683680 8618 124529 313478 438007 4513
Note : 1. Data since April 2003 are provisional.
2. Data include the impact of mergers on May 3, 2002.
3. Data in [ ] exclude the impact of conversion of a non-banking entity into a banking entity on October 11, 2004.
Also see Notes on Tables.
103

TABLE 52 : COMMERCIAL BANK SURVEY


(Rupees crore)
Item Amount outstanding as on
Mar. 26, Apr. 23, May 21, Jun. 18, Jul. 30, Aug. 27, Sep. 24,
1999 1999 1999 1999 1999 1999 1999
1 2 3 4 5 6 7 8
Components
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 662859 666163 668841 671182 691613 700079 713112
C.I.1 Demand Deposits 117423 109836 107676 105563 109292 108472 112978
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2 ) 545436 556327 561165 565619 582321 591608 600134
C.I.2.1 Short-term Time Deposits 245446 250347 252524 254529 262044 266224 270060
C.I.2.1.1 Certificates of Deposits (CDs) 5255 3006 2787 2433 2210 2067 2093
C.I.2.2 Long-term Time Deposits 299990 305980 308641 311090 320277 325384 330073
C.II Call / Term Funding from Financial Institutions 1140 2017 2819 1400 2009 1589 1957

Sources
S.I Domestic Credit (S.I.1+S.I.2) 695189 704520 715453 718504 736668 749816 759143
S.I.1 Credit to the Government 223217 232853 238241 242451 250161 256580 258983
S.I.2 Credit to the commercial Sector 471972 471667 477212 476053 486507 493235 500159
(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)
S.I.2.1 Bank Credit 368837 367733 367186 363595 372052 374766 380658
S.I.2.1.1 Non-food Credit 352021 348798 345389 341373 349560 353078 360126
S.I.2.2 Net Credit to Primary Dealers 754 304 476 949 544 3595 3814
S.I.2.3 Investments in Other Approved Securities 31377 31519 31555 31386 31146 30998 31050
S.I.2.4 Other Investments (in non-SLR Securities) 71004 72111 77995 80123 82765 83876 84638
S.II Net Foreign Currency Assets of Commercial Banks -13143 -16669 -14328 -16361 -14799 -13850 -12767
(S.II.1-S.II.2-S.II.3)
S.II.1 Foreign Currency Assets 39514 36413 38403 36487 38636 39647 41457
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 51167 51532 51253 51359 51734 51944 52593
S.II.3 Overseas Foreign Currency Borrowings 1490 1550 1478 1489 1701 1553 1631
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 65016 68577 64747 61052 67752 65988 65746
S.III.1 Balances with the RBI 63548 69678 65248 60653 66074 64482 65365
S.III.2 Cash in Hand 4362 4120 4459 4262 4438 4277 4586
S.III.3 Loans and Advances from the RBI 2894 5221 4960 3863 2761 2771 4204
S.IV Capital Account 53892 53681 52679 53970 54499 55090 55303
S.V. Other Items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 29171 34567 41533 36643 41500 45196 41750
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 50404 49730 57340 59506 57980 59062 59846
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 11171 11924 12053 10497 8739 11785 13258

Item Amount outstanding as on


Oct. 22, Nov. 19, Dec. 31, Jan. 28, Feb. 25, Mar. 24, Apr. 21,
1999 1999 1999 2000 2000 2000 2000
1 9 10 11 12 13 14 15
Components
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 719389 718740 738520 739471 754373 759712 779731
C.I.1 Demand Deposits 113115 109211 117107 119391 124579 127366 127218
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2 ) 606274 609529 621413 620079 629795 632345 652513
C.I.2.1 Short-term Time Deposits 272823 274288 279636 279036 283408 284555 293631
C.I.2.1.1 Certificates of Deposits (CDs) 1748 1529 1486 1434 1325 1283 1886
C.I.2.2 Long-term Time Deposits 333451 335241 341777 341044 346387 347790 358882
C.II Call / Term Funding from Financial Institutions 2130 2097 2592 2435 2509 2734 2392

Sources
S.I Domestic Credit (S.I.1+S.I.2) 766038 779989 805654 810245 822928 840351 855245
S.I.1 Credit to the Government 260429 264498 270388 271582 275491 278456 286854
S.I.2 Credit to the commercial Sector 505609 515492 535267 538663 547437 561896 568391
(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)
S.I.2.1 Bank Credit 392452 394553 415177 415288 424584 435958 444140
S.I.2.1.1 Non-food Credit 371047 371144 389579 389232 398657 410267 418650
S.I.2.2 Net Credit to Primary Dealers 116 2280 61 2011 -12 2129 -1882
S.I.2.3 Investments in Other Approved Securities 31188 31264 30829 30716 30652 30488 30417
S.I.2.4 Other Investments (in non-SLR Securities) 81853 87395 89199 90648 92212 93320 95716
S.II Net Foreign Currency Assets of Commercial Banks -11110 -15152 -17048 -21214 -23559 -23484 -25634
(S.II.1-S.II.2-S.II.3)
S.II.1 Foreign Currency Assets 43414 39595 37771 33533 31733 31996 30124
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 52635 52871 52985 53276 53515 53633 53983
S.II.3 Overseas Foreign Currency Borrowings 1889 1876 1834 1471 1777 1847 1775
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 68547 61760 62766 59807 60397 56259 65817
S.III.1 Balances with the RBI 71123 60869 59441 59226 63097 57419 65548
S.III.2 Cash in Hand 4766 4686 5879 5029 4752 5330 5337
S.III.3 Loans and Advances from the RBI 7342 3795 2553 4448 7451 6491 5068
S.IV Capital Account 55859 55935 56112 56295 56266 56635 57638
S.V. Other Items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 46097 49826 54148 50638 46618 54046 55666
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 63210 64978 72130 71540 72853 76602 73117
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 12443 13295 11184 12222 10606 12519 12324
(Continued)
104

TABLE 52 : COMMERCIAL BANK SURVEY (Contd.)


(Rupees crore)
Item Amount outstanding as on
May. 19, Jun. 30, Jul. 28, Aug. 25, Sep. 22, Oct. 20, Nov. 17,
2000 2000 2000 2000 2000 2000 2000
1 16 17 18 19 20 21 22
Components
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 782348 798693 799099 806559 818503 831935 841776
C.I.1 Demand Deposits 125289 130239 124047 122876 126431 130934 127596
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2 ) 657059 668454 675052 683683 692072 701000 714180
C.I.2.1 Short-term Time Deposits 295677 300804 303773 307657 311432 315450 321381
C.I.2.1.1 Certificates of Deposits (CDs) 1559 1218 1550 1275 2003 1878 1709
C.I.2.2 Long-term Time Deposits 361383 367650 371278 376026 380639 385550 392799
C.II Call / Term Funding from Financial Institutions 2488 2455 2334 2694 2302 2272 3008

Sources
S.I Domestic Credit (S.I.1+S.I.2) 866174 881893 886125 890320 894993 906224 923520
S.I.1 Credit to the Government 296451 297295 301158 301900 303286 303958 316775
S.I.2 Credit to the commercial Sector 569723 584598 584967 588420 591707 602266 606745
(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)
S.I.2.1 Bank Credit 442503 459934 457557 462266 467451 478126 480697
S.I.2.1.1 Non-food Credit 412210 426752 424749 429630 435362 444281 445263
S.I.2.2 Net Credit to Primary Dealers -975 -3707 -856 -1073 -1868 -3448 -2486
S.I.2.3 Investments in Other Approved Securities 30660 30579 30370 30582 30730 30445 30407
S.I.2.4 Other Investments (in non-SLR Securities) 97535 97792 97896 96645 95393 97143 98127
S.II Net Foreign Currency Assets of Commercial Banks -26271 -22882 -24137 -19860 -18897 -15667 -21060
(S.II.1-S.II.2-S.II.3)
S.II.1 Foreign Currency Assets 29782 34492 34129 38434 40181 43839 53442
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 54157 55213 56679 56697 57439 58569 72843
S.II.3 Overseas Foreign Currency Borrowings 1896 2161 1587 1597 1639 937 1659
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 59876 57892 59324 61775 63389 71631 66262
S.III.1 Balances with the RBI 64743 60854 59743 62568 63169 72030 65959
S.III.2 Cash in Hand 5474 5750 5427 5458 5512 5826 5927
S.III.3 Loans and Advances from the RBI 10341 8713 5847 6251 5292 6225 5624
S.IV Capital Account 58158 60932 59985 62672 62882 62771 62254
S.V. Other Items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 56785 54823 59894 60310 55798 65210 61684
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 73717 74790 73105 76381 76813 78011 80471
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 12356 13376 13970 14689 15128 13725 11817

Item Amount outstanding as on


Dec. 29, Jan. 26, Feb. 23, Mar. 23, Apr. 20, May. 18, Jun. 29,
2000 2001 2001 2001 2001 2001 2001
1 23 24 25 26 27 28 29
Components
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 848578 850823 861923 876521 902861 911109 929858
C.I.1 Demand Deposits 140031 131267 134722 142552 144360 140893 147944
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2 ) 708547 719556 727200 733969 758501 770216 781914
C.I.2.1 Short-term Time Deposits 318846 323800 327240 330286 341325 346597 351861
C.I.2.1.1 Certificates of Deposits (CDs) 1188 1265 1204 1012 915 941 931
C.I.2.2 Long-term Time Deposits 389701 395756 399960 403683 417176 423619 430053
C.II Call / Term Funding from Financial Institutions 2272 2496 2370 2566 2921 2324 2225

Sources
S.I Domestic Credit (S.I.1+S.I.2) 955033 962309 974551 990458 1010799 1012043 1024020
S.I.1 Credit to the Government 325632 326225 331029 340035 356162 355403 364247
S.I.2 Credit to the commercial Sector 629401 636085 643522 650424 654637 656640 659772
(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)
S.I.2.1 Bank Credit 497703 500283 504722 511434 515291 518799 519416
S.I.2.1.1 Non-food Credit 460253 461206 465111 471443 479183 472362 469075
S.I.2.2 Net Credit to Primary Dealers -2486 -419 -365 -133 -261 -592 88
S.I.2.3 Investments in Other Approved Securities 30318 30162 30168 30125 30367 30315 29128
S.I.2.4 Other Investments (in non-SLR Securities) 103866 106058 108997 108998 109240 108118 111141
S.II Net Foreign Currency Assets of Commercial Banks -33811 -33562 -31572 -35929 -32435 -32041 -30977
(S.II.1-S.II.2-S.II.3)
S.II.1 Foreign Currency Assets 52187 52989 55290 51646 55789 56073 57532
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 84591 85223 85385 86097 86554 86758 86932
S.II.3 Overseas Foreign Currency Borrowings 1407 1328 1477 1478 1670 1356 1577
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 67303 70509 72446 61306 69302 72606 77610
S.III.1 Balances with the RBI 67322 71135 71875 59544 69284 71101 74326
S.III.2 Cash in Hand 6673 5474 5702 5658 5861 6277 6900
S.III.3 Loans and Advances from the RBI 6692 6099 5130 3896 5843 4772 3616
S.IV Capital Account 63160 63137 63257 63513 63813 64576 67916
S.V. Other Items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 74516 82801 87875 73235 78071 74599 70654
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 86472 85179 87625 89730 94955 90417 91836
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 11582 14831 16846 14601 15858 13234 12988
105

TABLE 52 : COMMERCIAL BANK SURVEY (Contd.)


(Rupees crore)
Item Amount outstanding as on
Jul. 27, Aug. 24, Sep. 21, Oct. 19, Nov. 30, Dec. 28, Jan. 25,
2001 2001 2001 2001 2001 2001 2002
1 30 31 32 33 34 35 36
Components
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 935491 942859 950713 961670 973061 980388 986243
C.I.1 Demand Deposits 141996 143160 138562 140125 143607 148636 141451
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2 ) 793495 799699 812151 821545 829454 831752 844792
C.I.2.1 Short-term Time Deposits 357073 359865 365468 369695 373254 374288 380157
C.I.2.1.1 Certificates of Deposits (CDs) 824 756 737 766 872 831 1006
C.I.2.2 Long-term Time Deposits 436423 439834 446683 451850 456200 457464 464636
C.II Call / Term Funding from Financial Institutions 2187 2095 4091 2164 1881 4499 3638

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1038905 1044789 1056325 1073200 1086536 1101436 1114269
S.I.1 Credit to the Government 377481 377229 385336 386939 392790 399127 401964
S.I.2 Credit to the commercial Sector 661424 667559 670989 686261 693746 702309 712305
(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)
S.I.2.1 Bank Credit 524104 527608 529986 543116 549319 559673 568543
S.I.2.1.1 Non-food Credit 473077 476971 481725 492836 497589 507397 513863
S.I.2.2 Net Credit to Primary Dealers 57 517 -313 -561 88 -198 519
S.I.2.3 Investments in Other Approved Securities 29261 29125 29189 28747 28085 27737 27584
S.I.2.4 Other Investments (in non-SLR Securities) 108002 110309 112127 114960 116254 115097 115658
S.II Net Foreign Currency Assets of Commercial Banks -32710 -32269 -31918 -32973 -34553 -35462 -38943
(S.II.1-S.II.2-S.II.3)
S.II.1 Foreign Currency Assets 55921 56783 59555 59203 58524 57559 53338
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 87433 87984 88950 89650 89796 90375 90427
S.II.3 Overseas Foreign Currency Borrowings 1197 1068 2523 2526 3282 2646 1855
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 71202 75307 70237 72958 77140 68960 70455
S.III.1 Balances with the RBI 71220 72297 68279 71704 72969 68804 68278
S.III.2 Cash in Hand 6422 6458 6111 5878 6953 7142 6147
S.III.3 Loans and Advances from the RBI 6441 3448 4152 4623 2782 6986 3971
S.IV Capital Account 68491 70138 70213 70693 71190 71170 71588
S.V. Other Items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 71227 72735 69628 78658 82990 78877 84311
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 91953 92634 91424 100605 103718 103526 100622
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 12489 5710 5204 5977 6777 6137 1596

Item Amount outstanding as on


Feb. 22, Mar. 22, Apr. 19, May. 31, Jun. 28, Jul. 26, Aug. 23,
2002 2002 2002 2002 2002 2002 2002
1 37 38 39 40 41 42 43
Components
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 993609 1012510 1042368 1099470 1104716 1114097 1124545
C.I.1 Demand Deposits 142669 153048 154429 156154 157765 151457 150911
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2 ) 850939 859462 887938 943316 946951 962639 973634
C.I.2.1 Short-term Time Deposits 382923 386758 399572 424492 426128 433188 438135
C.I.2.1.1 Certificates of Deposits (CDs) 1647 2233 1775 1971 1751 1682 1394
C.I.2.2 Long-term Time Deposits 468017 472704 488366 518824 520823 529452 535499
C.II Call / Term Funding from Financial Institutions 2795 3029 2453 9892 9477 9784 9696

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1123462 1146504 1162533 1244515 1260212 1267983 1285907
S.I.1 Credit to the Government 407866 411176 417149 445186 458223 458808 475421
S.I.2 Credit to the commercial Sector 715595 735327 745384 799329 801989 809175 810485
(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)
S.I.2.1 Bank Credit 572851 589723 595801 644748 648818 651192 653381
S.I.2.1.1 Non-food Credit 519288 535745 543318 584078 587811 592115 596981
S.I.2.2 Net Credit to Primary Dealers 1130 328 5668 2520 3182 8070 5623
S.I.2.3 Investments in Other Approved Securities 27473 27093 26777 26642 25860 25954 25745
S.I.2.4 Other Investments (in non-SLR Securities) 114143 118184 117136 125419 124129 123959 125736
S.II Net Foreign Currency Assets of Commercial Banks -33652 -39025 -36506 -34497 -37270 -32006 -46243
(S.II.1-S.II.2-S.II.3)
S.II.1 Foreign Currency Assets 59218 53215 56464 59272 56973 62359 48247
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 90918 90850 91662 92346 92679 93188 92991
S.II.3 Overseas Foreign Currency Borrowings 1952 1390 1308 1422 1564 1176 1498
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 66847 65031 78372 70128 62088 78734 73783
S.III.1 Balances with the RBI 65258 62402 75381 63637 55069 71863 67117
S.III.2 Cash in Hand 5787 6245 6513 7317 7355 6892 6681
S.III.3 Loans and Advances from the RBI 4198 3616 3523 826 336 22 15
S.IV Capital Account 72246 72320 75582 87014 90700 89363 89387
S.V. Other Items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 88007 84651 83997 83771 80137 101468 89818
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 103243 110494 106359 108735 109317 109260 110536
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 2815 1366 4774 9836 8433 12099 10986
106

TABLE 52 : COMMERCIAL BANK SURVEY (Contd.)


(Rupees crore)
Item Amount outstanding as on
Sep. 20, Oct. 18, Nov. 29, Dec. 27, Jan. 24, Feb. 21, Mar. 21,
2002 2002 2002 2002 2003 2003 2003
1 44 45 46 47 48 49 50
Components
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 1134517 1147064 1164193 1167379 1173180 1180236 1188348
C.I.1 Demand Deposits 153230 156914 160295 164884 159422 164562 170289
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2 ) 981287 990149 1003898 1002495 1013758 1015674 1018058
C.I.2.1 Short-term Time Deposits 441579 445567 451754 451123 456191 457053 458126
C.I.2.1.1 Certificates of Deposits (CDs) 1604 1785 1781 1179 1245 1122 735
C.I.2.2 Long-term Time Deposits 539708 544582 552144 551372 557567 558621 559932
C.II Call / Term Funding from Financial Institutions 10268 9044 9718 10496 11236 11165 12638

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1299301 1328241 1351212 1361597 1376771 1390212 1414001
S.I.1 Credit to the Government 476939 490403 500483 499619 510261 519810 523417
S.I.2 Credit to the commercial Sector 822362 837839 850729 861978 866510 870402 890584
(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)
S.I.2.1 Bank Credit 661118 672837 683670 692244 697531 709483 729215
S.I.2.1.1 Non-food Credit 607756 620132 629324 640297 647747 659256 679736
S.I.2.2 Net Credit to Primary Dealers 9019 8590 6742 9979 9332 3198 5165
S.I.2.3 Investments in Other Approved Securities 25401 25233 24711 24435 24428 24337 24129
S.I.2.4 Other Investments (in non-SLR Securities) 126824 131178 135606 135320 135218 133384 132075
S.II Net Foreign Currency Assets of Commercial Banks -50312 -54217 -59951 -60643 -62053 -63263 -68720
(S.II.1-S.II.2-S.II.3)
S.II.1 Foreign Currency Assets 44620 40604 35555 35526 34562 34168 31139
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 93174 93218 93234 93153 92956 92705 92506
S.II.3 Overseas Foreign Currency Borrowings 1758 1604 2272 3016 3659 4726 7353
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 73142 67407 72893 71523 71884 69014 65823
S.III.1 Balances with the RBI 66727 60575 65939 64292 65082 62238 58335
S.III.2 Cash in Hand 6427 6840 6984 7265 6810 6781 7567
S.III.3 Loans and Advances from the RBI 12 8 30 34 8 5 79
S.IV Capital Account 87783 89912 85924 86005 86361 87200 87831
S.V. Other Items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 89563 95411 104320 108597 115825 117362 122288
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 114001 111897 117828 120220 117489 119244 122453
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 5514 8314 9933 8507 10058 7471 8492

Item Amount outstanding as on


Apr. 18, May. 30, Jun. 27, Jul. 25, Aug. 22, Sep. 19, Oct. 31,
2003 2003 2003 2003 2003 2003 2003
1 51 52 53 54 55 56 57
Components
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 1227951 1240456 1253831 1261642 1273692 1286286 1322232
C.I.1 Demand Deposits 178631 176458 181655 173431 173291 175705 191075
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2 ) 1049320 1063998 1072176 1088211 1100402 1110581 1131157
C.I.2.1 Short-term Time Deposits 472194 478799 482479 489695 495181 499762 509021
C.I.2.1.1 Certificates of Deposits (CDs) 1100 1165 1309 1179 1316 1841 1826
C.I.2.2 Long-term Time Deposits 577126 585199 589697 598516 605221 610820 622136
C.II Call / Term Funding from Financial Institutions 14810 15893 15164 15975 17096 17417 21065

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1426011 1445914 1459144 1472006 1488032 1509560 1533582
S.I.1 Credit to the Government 537498 551948 558950 582726 594623 604283 608142
S.I.2 Credit to the commercial Sector 888512 893966 900194 889280 893409 905277 925439
(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)
S.I.2.1 Bank Credit 729984 730370 732893 726653 726658 735478 762303
S.I.2.1.1 Non-food Credit 685394 679322 682827 683376 685376 698013 726283
S.I.2.2 Net Credit to Primary Dealers 3994 7559 9650 4575 7115 8871 3778
S.I.2.3 Investments in Other Approved Securities 24481 24141 24116 24335 24102 23709 23434
S.I.2.4 Other Investments (in non-SLR Securities) 130053 131896 133535 133716 135534 137220 135923
S.II Net Foreign Currency Assets of Commercial Banks -70140 -70216 -67155 -69641 -69992 -64410 -57022
(S.II.1-S.II.2-S.II.3)
S.II.1 Foreign Currency Assets 29851 28399 31338 29261 29803 35446 29388
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 92604 90826 90644 89342 89176 89371 73828
S.II.3 Overseas Foreign Currency Borrowings 7388 7789 7849 9560 10619 10485 12582
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 84532 88882 85971 82163 78310 71699 79276
S.III.1 Balances with the RBI 76242 79690 75965 72884 69665 63330 69571
S.III.2 Cash in Hand 8293 9193 10008 9281 8646 8370 9711
S.III.3 Loans and Advances from the RBI 4 1 1 1 1 1 6
S.IV Capital Account 91230 98535 103385 100913 101188 101297 102849
S.V. Other Items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 106412 109695 105580 105998 104374 111849 109690
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 121688 125032 122767 115772 118874 121949 125507
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 12157 14205 18173 10624 9526 9054 8325
107

TABLE 52 : COMMERCIAL BANK SURVEY (Contd.)


(Rupees crore)
Item Amount outstanding as on
Nov. 28, Dec. 26, Jan. 23, Feb. 20, Mar. 19, Apr. 30, May. 28,
2003 2003 2004 2004 2004 2004 2004
1 58 59 60 61 62 63 64
Components
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 1330780 1346612 1366010 1395020 1428813 1474815 1473544
C.I.1 Demand Deposits 186359 194201 190058 202286 225022 221714 212531
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2 ) 1144421 1152411 1175952 1192734 1203791 1253102 1261013
C.I.2.1 Short-term Time Deposits 514990 518585 529178 536730 541706 563896 567456
C.I.2.1.1 Certificates of Deposits (CDs) 2102 2091 2184 5254 6911 4756 5296
C.I.2.2 Long-term Time Deposits 629432 633826 646773 656004 662085 689206 693557
C.II Call / Term Funding from Financial Institutions 22272 22239 22744 23235 24670 27127 29636

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1550480 1570725 1593371 1629401 1660996 1721582 1726773
S.I.1 Credit to the Government 621843 622625 628443 651798 654758 690549 699709
S.I.2 Credit to the commercial Sector 928637 948100 964928 977603 1006239 1031034 1027064
(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)
S.I.2.1 Bank Credit 769212 783357 796995 812462 840785 864903 863996
S.I.2.1.1 Non-food Credit 732750 747005 760309 777195 804824 821905 820484
S.I.2.2 Net Credit to Primary Dealers 1502 4222 6958 4803 1946 3504 1587
S.I.2.3 Investments in Other Approved Securities 23386 23758 23226 23229 22830 22640 22615
S.I.2.4 Other Investments (in non-SLR Securities) 134537 136762 137749 137109 140678 139988 138866
S.II Net Foreign Currency Assets of Commercial Banks -61024 -58895 -58928 -61855 -58354 -68164 -67620
(S.II.1-S.II.2-S.II.3)
S.II.1 Foreign Currency Assets 27978 30136 31431 29422 34386 28808 28268
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 75038 75284 75591 75817 75603 74352 75843
S.II.3 Overseas Foreign Currency Borrowings 13965 13746 14768 15460 17137 22621 20045
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 82291 78094 86004 78919 76895 92266 81550
S.III.1 Balances with the RBI 73253 69024 78188 71101 68997 83384 73335
S.III.2 Cash in Hand 9039 9069 7816 7818 7898 8883 9034
S.III.3 Loans and Advances from the RBI 0 0 0 0 0 0 819
S.IV Capital Account 103360 97274 104020 103874 104554 110610 118527
S.V. Other Items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 115335 123800 127673 124335 121501 133131 118997
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 121695 121106 120859 123746 130947 129787 121459
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 9073 9092 12118 12566 8254 11409 7082

Item Amount outstanding as on


Jun. 25, Jul. 23, Aug. 20, Sep. 17, Oct. 29, Nov. 26, Dec. 24,
2004 2004 2004 2004 2004 2004 2004
1 65 66 67 68 69 70 71

Components
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 1485863 1494816 1516891 1507095 1541258 1535355 1545542
C.I.1 Demand Deposits 212867 208505 226842 215144 245892 229682 230424
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2 ) 1272996 1286311 1290050 1291951 1295366 1305674 1315118
C.I.2.1 Short-term Time Deposits 572848 578840 580522 581378 582915 587553 591803
C.I.2.1.1 Certificates of Deposits (CDs) 5974 5475 4874 5555 5192 7321 7555
C.I.2.2 Long-term Time Deposits 700148 707471 709527 710573 712451 718120 723315
C.II Call / Term Funding from Financial Institutions 30078 32495 29507 30608 65229 67422 66072

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1733936 1752940 1762359 1764929 1841777 1849294 1867846
S.I.1 Credit to the Government 694813 707855 697778 685268 683844 681043 679350
S.I.2 Credit to the commercial Sector 1039123 1045084 1064581 1079662 1157932 1168251 1188496
(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)
S.I.2.1 Bank Credit 878870 883625 903640 920475 990757 1007098 1027877
S.I.2.1.1 Non-food Credit 835809 841064 863714 882286 951046 964718 984098
S.I.2.2 Net Credit to Primary Dealers 1268 1192 1373 2245 2237 1012 1323
S.I.2.3 Investments in Other Approved Securities 22646 22435 22223 22085 21745 21227 20852
S.I.2.4 Other Investments (in non-SLR Securities) 136339 137832 137344 134856 143193 138914 138443
S.II Net Foreign Currency Assets of Commercial Banks -65060 -66540 -62419 -64156 -66034 -70836 -67327
(S.II.1-S.II.2-S.II.3)
S.II.1 Foreign Currency Assets 31645 31202 34389 31701 34585 30650 34142
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 76556 77435 77117 76367 76468 76417 75713
S.II.3 Overseas Foreign Currency Borrowings 20148 20306 19692 19490 24151 25068 25756
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 87287 84474 90619 83643 95610 99100 97794
S.III.1 Balances with the RBI 78388 75714 82459 75324 86437 89442 89513
S.III.2 Cash in Hand 8899 8761 8162 8322 9173 9666 8945
S.III.3 Loans and Advances from the RBI 0 0 3 3 0 8 665
S.IV Capital Account 119438 121005 121238 120831 130014 130041 130266
S.V. Other Items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 120784 122558 122922 125882 134851 144740 156431
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 123466 125169 130836 131755 141630 137065 140235
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 8733 7862 6073 6783 16496 17885 18260
108

TABLE 52 : COMMERCIAL BANK SURVEY (Concld.)


(Rupees crore)
Item Amount outstanding as on
Jan. 21, Feb. 18, Mar. 18, Apr. 29, May. 27, Jun. 24,
2005 2005 2005 2005 2005 2005
1 72 73 74 75 76 77
Components
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 1586726 1609043 1623793 1697012 1703288 1716129
C.I.1 Demand Deposits 231260 241749 248028 263504 253552 263768
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2 ) 1355466 1367294 1375766 1433508 1449736 1452361
C.I.2.1 Short-term Time Deposits 609960 615283 619095 645079 652381 653562
C.I.2.1.1 Certificates of Deposits (CDs) 6591 7536 13112 16686 17799 19116
C.I.2.2 Long-term Time Deposits 745506 752012 756671 788430 797355 798799
C.II Call / Term Funding from Financial Institutions 66064 65708 69523 71299 71008 70918

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1899881 1925087 1987406 2016830 2037872 2052839
S.I.1 Credit to the Government 691110 703745 718982 721129 729223 718799
S.I.2 Credit to the commercial Sector 1208772 1221342 1268425 1295700 1308650 1334040
(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)
S.I.2.1 Bank Credit 1047322 1058331 1100428 1127982 1141073 1161203
S.I.2.1.1 Non-food Credit 1005894 1016849 1059308 1086217 1095346 1116399
S.I.2.2 Net Credit to Primary Dealers 1457 3150 1447 1873 3763 8913
S.I.2.3 Investments in Other Approved Securities 20844 20474 20172 19766 19608 19475
S.I.2.4 Other Investments (in non-SLR Securities) 139148 139387 146377 146080 144205 144448
S.II Net Foreign Currency Assets of Commercial Banks -64934 -65634 -75980 -72378 -77802 -77314
(S.II.1-S.II.2-S.II.3)
S.II.1 Foreign Currency Assets 36270 36213 26,091 31,294 24,912 27,256
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 75266 75562 76405 76199 75582 76955
S.II.3 Overseas Foreign Currency Borrowings 25937 26285 25,666 27,473 27133 27614
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 103566 98256 96527 114113 98816 106097
S.III.1 Balances with the RBI 95107 89260 88105 104411 89603 95986
S.III.2 Cash in Hand 8459 8996 8472 9702 9987 10111
S.III.3 Loans and Advances from the RBI 0 0 50 0 774 0
S.IV Capital Account 130067 132535 133688 143153 157178 157765
S.V. Other Items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 155656 150424 180949 147102 127412 136810
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 106852 144200 167094 131257 121623 122165
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 16246 18445 17199 29450 26859 30715

Item Amount outstanding as on


Jul. 22, Aug. 19, Sep. 30, Oct. 28, Nov. 25, Dec. 23,
2005 2005 2005 2005 2005 2005
1 78 79 80 81 82 83
Components
C.I Aggregate Deposits of Residents (C.I.1+C.I.2) 1734689 1760067 1832706 1833226 1838158 1859651
C.I.1 Demand Deposits 263425 271412 295994 288621 286358 300693
C.I.2 Time Deposits of Residents (C.I.2.1+C.I.2.2 ) 1471264 1488655 1536712 1544605 1551800 1558958
C.I.2.1 Short-term Time Deposits 662069 669895 691520 695072 698310 701531
C.I.2.1.1 Certificates of Deposits (CDs) 20,890 24,262 26745 28932 29404 32168
C.I.2.2 Long-term Time Deposits 809195 818760 845192 849533 853490 857427
C.II Call / Term Funding from Financial Institutions 71574 74293 77344 81790 80137 79931

Sources
S.I Domestic Credit (S.I.1+S.I.2) 2065547 2095389 2151405 2179864 2184308 2200876
S.I.1 Credit to the Government 721352 732317 729116 729791 719407 707580
S.I.2 Credit to the commercial Sector 1344195 1363072 1422288 1450073 1464901 1493296
(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)
S.I.2.1 Bank Credit 1175841 1197819 1256141 1284400 1305860 1336098
S.I.2.1.1 Non-food Credit 1136184 1157491 1216592 1244595 1263405 1295085
S.I.2.2 Net Credit to Primary Dealers 6093 6704 6154 5056 7637 7282
S.I.2.3 Investments in Other Approved Securities 19246 19768 24320 24264 23762 23364
S.I.2.4 Other Investments (in non-SLR Securities) 143,015 138,781 135674 136354 127642 126551
S.II Net Foreign Currency Assets of Commercial Banks -74841 -79937 -83242 -82448 -84063 -74365
(S.II.1-S.II.2-S.II.3)
S.II.1 Foreign Currency Assets 28398 27166 26888 29631 29612 37750
S.II.2 Non-resident Foreign Currency Repatriable Fixed Deposits 76720 76863 76507 77983 78005 78110
S.II.3 Overseas Foreign Currency Borrowings 26519 30,240 33622 34095 35670 34006
S.III Net Bank Reserves (S.III.1+S.III.2-S.III.3) 111180 117587 115413 115501 120648 112761
S.III.1 Balances with the RBI 100837 108020 105700 104663 109687 102881
S.III.2 Cash in Hand 10342 10039 10513 10838 10960 10340
S.III.3 Loans and Advances from the RBI 0 473 800 0 0 460
S.IV Capital Account 158448 158802 156792 159343 160717 169887
S.V. Other Items (net) (S.I+S.II+S.III-S.IV-C.I-C.II) 137174 139876 116734 138558 141881 129803
S.V.1 Other Demand & Time Liabilities (net of S.II.3) 126077 131796 144992 161267 145030 152456
S.V.2 Net Inter-Bank Liabilities (other than to PDs) 30151 28649 28505 27884 31227 29823
Note : Data are provisional.
Also see Notes on Tables.
109

TABLE 53 : MONETARY SURVEY


(Rupees crore)
Item Amount outstanding as on
Mar. 31, Apr. 23, May 21, Jun. 18, Jul. 30, Aug. 27, Sep. 24,
1999 1999 1999 1999 1999 1999 1999
1 2 3 4 5 6 7 8
Monetary Aggregates
M1 (C.I+C.II.1+C.III) 309067 310782 314008 313622 308780 307920 312310
NM2 (M1+C.II.2.1) 588394 595162 600847 603707 607782 611864 621314
NM3 (NM2+C.II.2.2+C.IV = S.I+S.II+S.III-S.IV-S.V) 930933 944754 954246 959655 975238 984941 1000942

Components
C.I Currency with the Public 168945 179457 185033 185033 176912 177139 176503
C.II Aggregate Deposits of Residents (C.II.1+C.II.2) 757112 760104 763405 768315 791689 801897 817935
C.II.1 Demand Deposits 136386 128149 125986 123682 127241 126466 131261
C.II.2 Time Deposits of Residents (C.II.2.1+C.II.2.2) 620726 631955 637419 644633 664449 675431 686674
C.II.2.1 Short-term Time Deposits 279327 284380 286839 290085 299002 303944 309003
C.II.2.1.1 Certificates of Deposits (CDs) 5255 3006 2787 2433 2210 2067 2093
C.II.2.2 Long-term Time Deposits 341399 347575 350580 354548 365447 371487 377671
C.III ‘Other’ deposits with RBI 3736 3176 2989 4907 4627 4316 4546
C.IV Call/Term Funding from Financial Institutions 1140 2017 2819 1400 2009 1589 1957

Sources
S.I Domestic Credit (S.I.1+S.I.2) 968590 979778 988544 994990 1014271 1024862 1037788
S.I.1 Net Bank Credit to the Government (S.I.1.1+S.I.1.2) 386678 400010 404339 410590 418630 420486 423685
S.I.1.1 Net RBI Credit to the Government 152539 155963 155178 155968 156263 150667 150977
S.I.1.2 Credit to the Government by the Banking System 234138 244047 249161 254622 262368 269819 272708
S.I.2 Bank Credit to the Commercial Sector (S.I.2.1+S.I.2.2) 581912 579768 584205 584400 595641 604376 614103
S.I.2.1 RBI Credit to the Commercial Sector 17875 15354 14633 13760 14011 14478 15031
S.I.2.2 Credit to the Commercial Sector by the Banking System 564037 564414 569572 570640 581630 589898 599072
S.I.2.2.1 Other Investments (Non-SLR securities) 79783 80908 87030 88992 91852 93163 94885
S.II Government’s Currency Liabilities to the Public 3846 3867 3925 4020 4079 4132 4177
S.III Net Foreign Exchange Assets of the Banking Sector 124811 122488 128645 127176
(S.III.1+S.III.2) 130076 129727 130731
S.III.1 Net Foreign Exchange Assets of the RBI 137954 139157 142973 143537 144875 143577 143498
S.III.2 Net Foreign Currency Assets of the Banking System -13143 -16669 -14328 -16361 -14799 -13850 -12767
S.IV Capital Account 122620 122959 122129 124101 133797 134155 135389
S.V Other Items (net) 43694 38420 44739 42430 39392 39626 36365

Item Amount outstanding as on


Oct. 22, Nov. 19, Dec. 31, Jan. 28, Feb. 25, Mar. 31, Apr. 21,
1999 1999 1999 2000 2000 2000 2000
1 9 10 11 12 13 14 15
Monetary Aggregates
M1 (C.I+C.II.1+C.III) 317569 321139 331738 330951 337483 340803 349385
NM2 (M1+C.II.2.1) 629583 634914 650922 650728 661746 667672 685025
NM3 (NM2+C.II.2.2+C.IV = S.I+S.II+S.III-S.IV-S.V) 1013064 1020513 1043628 1044002 1060577 1069913 1097643

Components
C.I Currency with the Public 182884 190021 192441 189666 191416 189096 198707
C.II Aggregate Deposits of Residents (C.II.1+C.II.2) 825031 825111 845323 848767 863991 875049 893427
C.II.1 Demand Deposits 131666 127834 136025 138151 143406 148673 147562
C.II.2 Time Deposits of Residents (C.II.2.1+C.II.2.2) 693365 697278 709298 710616 720585 726376 745865
C.II.2.1 Short-term Time Deposits 312014 313775 319184 319777 324263 326869 335639
C.II.2.1.1 Certificates of Deposits (CDs) 1748 1529 1486 1434 1325 1283 1886
C.II.2.2 Long-term Time Deposits 381351 383503 390114 390839 396322 399507 410226
C.III ‘Other’ deposits with RBI 3019 3284 3272 3133 2661 3034 3117
C.IV Call/Term Funding from Financial Institutions 2130 2097 2592 2435 2509 2734 2392

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1055448 1064607 1092456 1097220 1112019 1136654 1156554
S.I.1 Net Bank Credit to the Government (S.I.1.1+S.I.1.2) 432801 433493 441387 436861 437542 441209 461237
S.I.1.1 Net RBI Credit to the Government 158583 156970 157206 151435 148242 148264 158724
S.I.1.2 Credit to the Government by the Banking System 274219 276523 284181 285426 289300 292945 302512
S.I.2 Bank Credit to the Commercial Sector (S.I.2.1+S.I.2.2) 622647 631114 651069 660359 674477 695445 695317
S.I.2.1 RBI Credit to the Commercial Sector 16958 15432 14385 15524 19329 21154 13773
S.I.2.2 Credit to the Commercial Sector by the Banking System 605689 615682 636684 644835 655147 674291 681544
S.I.2.2.1 Other Investments (Non-SLR securities) 91508 96908 98712 100308 101872 103052 105484
S.II Government’s Currency Liabilities to the Public 4324 4384 4435 4479 4528 4578 4633
S.III Net Foreign Exchange Assets of the Banking Sector
(S.III.1+S.III.2) 132462 132463 134859 130794 131714 142396 141109
S.III.1 Net Foreign Exchange Assets of the RBI 143572 147615 151907 152008 155273 165880 166743
S.III.2 Net Foreign Currency Assets of the Banking System -11110 -15152 -17048 -21214 -23559 -23484 -25634
S.IV Capital Account 136629 137281 136030 135489 135218 135417 135737
S.V Other Items (net) 42542 43660 52091 53003 52466 78298 68917

(Continued)
110

TABLE 53 : MONETARY SURVEY (Contd.)


(Rupees crore)
Item Amount outstanding as on
May. 19, Jun. 30, Jul. 28, Aug. 25, Sep. 22, Oct. 20, Nov. 17,
2000 2000 2000 2000 2000 2000 2000
1 16 17 18 19 20 21 22
Monetary Aggregates
M1 (C.I+C.II.1+C.III) 351456 353033 343934 342868 346007 355194 357105
NM2 (M1+C.II.2.1) 690379 698151 693121 696795 704052 718507 726870
NM3 (NM2+C.II.2.2+C.IV = S.I+S.II+S.III-S.IV-S.V) 1107106 1122416 1122240 1132068 1143965 1164829 1181812

Components
C.I Currency with the Public 203315 197497 195104 195243 194777 200156 205786
C.II Aggregate Deposits of Residents (C.II.1+C.II.2) 898741 917816 920690 929960 943301 959360 970356
C.II.1 Demand Deposits 145579 150888 144718 143453 147645 151998 148657
C.II.2 Time Deposits of Residents (C.II.2.1+C.II.2.2) 753162 766928 775972 786506 795656 807362 821699
C.II.2.1 Short-term Time Deposits 338923 345117 349187 353928 358045 363313 369765
C.II.2.1.1 Certificates of Deposits (CDs) 1559 1218 1550 1275 2003 1878 1709
C.II.2.2 Long-term Time Deposits 414239 421810 426784 432578 437611 444049 451935
C.III ‘Other’ deposits with RBI 2562 4648 4111 4171 3585 3041 2663
C.IV Call/Term Funding from Financial Institutions 2488 2455 2334 2694 2302 2272 3008

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1166939 1187741 1194545 1195413 1201970 1232887 1241802
S.I.1 Net Bank Credit to the Government (S.I.1.1+S.I.1.2) 466023 470594 479385 470564 473798 490795 494607
S.I.1.1 Net RBI Credit to the Government 153379 156567 161051 150784 151949 167984 158184
S.I.1.2 Credit to the Government by the Banking System 312644 314027 318334 319780 321849 322811 336423
S.I.2 Bank Credit to the Commercial Sector (S.I.2.1+S.I.2.2) 700915 717146 715160 724849 728172 742092 747195
S.I.2.1 RBI Credit to the Commercial Sector 18023 17222 13940 18278 17018 16856 17723
S.I.2.2 Credit to the Commercial Sector by the Banking System 682892 699924 701220 706571 711154 725236 729472
S.I.2.2.1 Other Investments (Non-SLR securities) 107834 107391 107659 106493 105193 107252 108096
S.II Government’s Currency Liabilities to the Public 4694 4760 4826 4893 4966 5042 5106
S.III Net Foreign Exchange Assets of the Banking Sector
(S.III.1+S.III.2) 138148 141175 138234 143227 143946 145747 152535
S.III.1 Net Foreign Exchange Assets of the RBI 164419 164057 162371 163087 162843 161415 173594
S.III.2 Net Foreign Currency Assets of the Banking System -26271 -22882 -24137 -19860 -18897 -15667 -21060
S.IV Capital Account 134633 150446 148659 153951 154328 153073 154199
S.V Other Items (net) 68042 60814 66707 57515 52590 65774 63431

Item Amount outstanding as on


Dec. 29, Jan. 26, Feb. 23, Mar. 31, Apr. 20, May. 18, Jun. 29,
2000 2001 2001 2001 2001 2001 2001
1 23 24 25 26 27 28 29
Monetary Aggregates
M1 (C.I+C.II.1+C.III) 367726 360671 367222 379160 390921 395827 397486
NM2 (M1+C.II.2.1) 736307 734818 744243 759693 782850 794360 801654
NM3 (NM2+C.II.2.2+C.IV = S.I+S.II+S.III-S.IV-S.V) 1189068 1194606 1207417 1227356 1264796 1283781 1297861

Components
C.I Currency with the Public 203686 205500 208186 209476 220436 228439 222195
C.II Aggregate Deposits of Residents (C.II.1+C.II.2) 980921 984424 994532 1011684 1038287 1050059 1069696
C.II.1 Demand Deposits 161851 152985 156707 166054 167332 164429 171547
C.II.2 Time Deposits of Residents (C.II.2.1+C.II.2.2) 819070 831439 837825 845629 870955 885630 898149
C.II.2.1 Short-term Time Deposits 368581 374148 377021 380533 391930 398533 404167
C.II.2.1.1 Certificates of Deposits (CDs) 1188 1265 1204 1012 915 941 931
C.II.2.2 Long-term Time Deposits 450488 457291 460804 465096 479025 487096 493982
C.III ‘Other’ deposits with RBI 2189 2186 2329 3630 3152 2958 3744
C.IV Call/Term Funding from Financial Institutions 2272 2496 2370 2566 2921 2324 2225

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1269716 1281507 1293938 1315022 1339365 1355288 1366074
S.I.1 Net Bank Credit to the Government (S.I.1.1+S.I.1.2) 493265 496279 503221 512164 531596 545183 553321
S.I.1.1 Net RBI Credit to the Government 147518 150436 152367 153877 157021 170490 169619
S.I.1.2 Credit to the Government by the Banking System 345747 345842 350854 358287 374575 374693 383702
S.I.2 Bank Credit to the Commercial Sector (S.I.2.1+S.I.2.2) 776451 785228 790717 802859 807768 810105 812753
S.I.2.1 RBI Credit to the Commercial Sector 19563 19338 17773 19887 18154 17034 16002
S.I.2.2 Credit to the Commercial Sector by the Banking System 756889 765890 772944 782972 789614 793071 796752
S.I.2.2.1 Other Investments (Non-SLR securities) 114243 116718 119239 119046 119150 118163 121186
S.II Government’s Currency Liabilities to the Public 5066 5223 5277 5354 5414 5488 5565
S.III Net Foreign Exchange Assets of the Banking Sector
(S.III.1+S.III.2) 153226 156614 162938 161246 167801 168939 173386
S.III.1 Net Foreign Exchange Assets of the RBI 187037 190175 194509 197175 200235 200980 204362
S.III.2 Net Foreign Currency Assets of the Banking System -33811 -33562 -31572 -35929 -32435 -32041 -30977
S.IV Capital Account 159012 157318 156239 154229 157174 157405 159961
S.V Other Items (net) 79928 91420 98497 100038 90609 88529 87203
111

TABLE 53 : MONETARY SURVEY (Contd.)


(Rupees crore)
Item Amount outstanding as on
Jul. 27, Aug. 24, Sep. 21, Oct. 19, Nov. 30, Dec. 28, Jan. 25,
2001 2001 2001 2001 2001 2001 2002
1 30 31 32 33 34 35 36
Monetary Aggregates
M1 (C.I+C.II.1+C.III) 387970 389470 383930 391101 399987 405315 400891
NM2 (M1+C.II.2.1) 798397 802909 805213 817022 829826 836447 837778
NM3 (NM2+C.II.2.2+C.IV = S.I+S.II+S.III-S.IV-S.V) 1302217 1310319 1324205 1339757 1357067 1367886 1375388

Components
C.I Currency with the Public 218891 219358 218283 223718 229379 229728 233084
C.II Aggregate Deposits of Residents (C.II.1+C.II.2) 1077622 1085213 1098513 1110738 1122897 1131140 1136368
C.II.1 Demand Deposits 165562 166458 162329 164246 167697 173068 165510
C.II.2 Time Deposits of Residents (C.II.2.1+C.II.2.2) 912059 918754 936184 946492 955199 958072 970858
C.II.2.1 Short-term Time Deposits 410427 413439 421283 425921 429840 431132 436886
C.II.2.1.1 Certificates of Deposits (CDs) 824 756 737 766 872 831 1006
C.II.2.2 Long-term Time Deposits 501633 505315 514901 520570 525360 526939 533972
C.III ‘Other’ deposits with RBI 3517 3654 3318 3137 2911 2519 2298
C.IV Call/Term Funding from Financial Institutions 2187 2095 4091 2164 1881 4499 3638

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1377841 1375465 1388141 1411467 1429896 1433437 1449311
S.I.1 Net Bank Credit to the Government (S.I.1.1+S.I.1.2) 560576 555094 561069 566942 580576 572563 579601
S.I.1.1 Net RBI Credit to the Government 161555 156133 152030 156545 163101 147984 152460
S.I.1.2 Credit to the Government by the Banking System 399021 398961 409039 410397 417475 424579 427141
S.I.2 Bank Credit to the Commercial Sector (S.I.2.1+S.I.2.2) 817265 820371 827072 844525 849320 860875 869710
S.I.2.1 RBI Credit to the Commercial Sector 17566 14922 16157 16986 13237 16820 13847
S.I.2.2 Credit to the Commercial Sector by the Banking System 799698 805449 810916 827539 836083 844054 855863
S.I.2.2.1 Other Investments (Non-SLR securities) 117699 120006 122546 125231 126659 125014 125782
S.II Government’s Currency Liabilities to the Public 5640 5721 5805 5889 5993 6077 6155
S.III Net Foreign Exchange Assets of the Banking Sector
(S.III.1+S.III.2) 173203 179519 182427 183746 190435 196649 199150
S.III.1 Net Foreign Exchange Assets of the RBI 205913 211788 214344 216720 224988 232111 238093
S.III.2 Net Foreign Currency Assets of the Banking System -32710 -32269 -31918 -32973 -34553 -35462 -38943
S.IV Capital Account 169720 173196 178144 178530 178379 179697 178204
S.V Other Items (net) 84747 77190 74023 82816 90878 88581 101024

Item Amount outstanding as on


Feb. 22, Mar. 31, Apr. 19, May. 31, Jun. 28, Jul. 26, Aug. 23,
2002 2002 2002 2002 2002 2002 2002
1 37 38 39 40 41 42 43
Monetary Aggregates
M1 (C.I+C.II.1+C.III) 410581 424896 434020 441843 442403 432903 431223
NM2 (M1+C.II.2.1) 853341 871258 890351 924286 927096 925334 927738
NM3 (NM2+C.II.2.2+C.IV = S.I+S.II+S.III-S.IV-S.V) 1397287 1419840 1450542 1523830 1528976 1536978 1544285

Components
C.I Currency with the Public 239377 240654 251992 257309 255131 251469 251435
C.II Aggregate Deposits of Residents (C.II.1+C.II.2) 1152793 1173308 1193737 1254358 1261130 1271947 1279582
C.II.1 Demand Deposits 168882 181393 179668 182262 184033 177656 176217
C.II.2 Time Deposits of Residents (C.II.2.1+C.II.2.2) 983911 991916 1014069 1072095 1077097 1094290 1103365
C.II.2.1 Short-term Time Deposits 442760 446362 456331 482443 484694 492431 496514
C.II.2.1.1 Certificates of Deposits (CDs) 1647 2233 1775 1971 1751 1682 1394
C.II.2.2 Long-term Time Deposits 541151 545554 557738 589652 592403 601860 606851
C.III ‘Other’ deposits with RBI 2322 2850 2360 2272 3238 3778 3571
C.IV Call/Term Funding from Financial Institutions 2795 3029 2453 9892 9477 9784 9696

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1461402 1488648 1509188 1592611 1594747 1612242 1606328
S.I.1 Net Bank Credit to the Government (S.I.1.1+S.I.1.2) 584907 589902 605135 634439 636322 645239 640482
S.I.1.1 Net RBI Credit to the Government 151350 152178 160102 159701 147966 155332 134207
S.I.1.2 Credit to the Government by the Banking System 433557 437724 445033 474738 488357 489907 506275
S.I.2 Bank Credit to the Commercial Sector (S.I.2.1+S.I.2.2) 876495 898746 904053 958172 958425 967004 965845
S.I.2.1 RBI Credit to the Commercial Sector 14093 12429 11949 8435 8574 8422 7400
S.I.2.2 Credit to the Commercial Sector by the Banking System 862401 886318 892104 949737 949851 958581 958445
S.I.2.2.1 Other Investments (Non-SLR securities) 124276 128245 127091 135496 134221 134068 135531
S.II Government’s Currency Liabilities to the Public 6238 6366 6383 6459 6534 6666 6728
S.III Net Foreign Exchange Assets of the Banking Sector
(S.III.1+S.III.2) 211960 224944 232641 240737 245978 259365 249889
S.III.1 Net Foreign Exchange Assets of the RBI 245612 263969 269146 275234 283248 291371 296132
S.III.2 Net Foreign Currency Assets of the Banking System -33652 -39025 -36506 -34497 -37270 -32006 -46243
S.IV Capital Account 183236 184286 188898 205972 213989 220224 217174
S.V Other Items (net) 99077 115831 108773 110004 104294 121072 101486
112

TABLE 53 : MONETARY SURVEY (Contd.)


(Rupees crore)
Item Amount outstanding as on
Sep. 20, Oct. 18, Nov. 29, Dec. 27, Jan. 24, Feb. 21, Mar. 31,
2002 2002 2002 2002 2003 2003 2003
1 44 45 46 47 48 49 50
Monetary Aggregates
M1 (C.I+C.II.1+C.III) 432944 442148 446960 454108 453166 465043 473469
NM2 (M1+C.II.2.1) 933261 947030 958663 965318 969646 982496 993415
NM3 (NM2+C.II.2.2+C.IV = S.I+S.II+S.III-S.IV-S.V) 1555029 1573152 1593796 1600627 1612135 1626103 1641542

Components
C.I Currency with the Public 250786 256414 258343 261087 265119 271020 271511
C.II Aggregate Deposits of Residents (C.II.1+C.II.2) 1290496 1304433 1322803 1326426 1333109 1340671 1354151
C.II.1 Demand Deposits 178678 182472 185685 190403 185376 190777 198715
C.II.2 Time Deposits of Residents (C.II.2.1+C.II.2.2) 1111817 1121961 1137118 1136023 1147733 1149895 1155436
C.II.2.1 Short-term Time Deposits 500318 504882 511703 511211 516480 517453 519946
C.II.2.1.1 Certificates of Deposits (CDs) 1604 1785 1781 1179 1245 1122 735
C.II.2.2 Long-term Time Deposits 611500 617078 625415 624813 631253 632442 635490
C.III ‘Other’ deposits with RBI 3479 3262 2932 2618 2671 3247 3242
C.IV Call/Term Funding from Financial Institutions 10268 9044 9718 10496 11236 11165 12638

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1614848 1638405 1657872 1663194 1678942 1687159 1732046
S.I.1 Net Bank Credit to the Government (S.I.1.1+S.I.1.2) 635921 641203 649535 641427 649786 654479 676953
S.I.1.1 Net RBI Credit to the Government 128187 120553 118134 110760 107823 101608 120679
S.I.1.2 Credit to the Government by the Banking System 507734 520650 531401 530667 541963 552871 556273
S.I.2 Bank Credit to the Commercial Sector (S.I.2.1+S.I.2.2) 978928 997202 1008337 1021767 1029156 1032680 1055094
S.I.2.1 RBI Credit to the Commercial Sector 8108 8527 8000 8072 8638 7777 8840
S.I.2.2 Credit to the Commercial Sector by the Banking System 970820 988675 1000337 1013695 1020518 1024904 1046253
S.I.2.2.1 Other Investments (Non-SLR securities) 136619 141027 145455 145173 144915 142957 141676
S.II Government’s Currency Liabilities to the Public 6790 6851 6907 6947 6993 7036 7071
S.III Net Foreign Exchange Assets of the Banking Sector
(S.III.1+S.III.2) 252556 255812 263091 276990 288384 296464 289524
S.III.1 Net Foreign Exchange Assets of the RBI 302867 310029 323042 337633 350437 359727 358244
S.III.2 Net Foreign Currency Assets of the Banking System -50312 -54217 -59951 -60643 -62053 -63263 -68720
S.IV Capital Account 216093 217694 214880 219348 223257 222320 222833
S.V Other Items (net) 103072 110221 119194 127157 138927 142237 164266

Item Amount outstanding as on


Apr. 18, May. 30, Jun. 27, Jul. 25, Aug. 22, Sep. 19, Oct. 31,
2003 2003 2003 2003 2003 2003 2003
1 51 52 53 54 55 56 57
Monetary Aggregates
M1 (C.I+C.II.1+C.III) 493610 495879 499994 489098 488946 490925 519185
NM2 (M1+C.II.2.1) 1025815 1035139 1043297 1040582 1046035 1052746 1090773
NM3 (NM2+C.II.2.2+C.IV = S.I+S.II+S.III-S.IV-S.V) 1691097 1710126 1722498 1730591 1744016 1756834 1810444

Components
C.I Currency with the Public 284140 289003 287300 283694 283798 283238 293372
C.II Aggregate Deposits of Residents (C.II.1+C.II.2) 1389076 1402776 1416726 1426927 1439565 1452519 1491160
C.II.1 Demand Deposits 206400 204422 209387 201408 201590 204028 220966
C.II.2 Time Deposits of Residents (C.II.2.1+C.II.2.2) 1182677 1198354 1207340 1225519 1237974 1248492 1270194
C.II.2.1 Short-term Time Deposits 532205 539259 543303 551483 557088 561821 571587
C.II.2.1.1 Certificates of Deposits (CDs) 1100 1165 1309 1179 1316 1841 1826
C.II.2.2 Long-term Time Deposits 650472 659095 664037 674035 680886 686670 698606
C.III ‘Other’ deposits with RBI 3071 2455 3308 3997 3558 3660 4847
C.IV Call/Term Funding from Financial Institutions 14810 15893 15164 15975 17096 17417 21065

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1751762 1766108 1772880 1766644 1759973 1770060 1811512
S.I.1 Net Bank Credit to the Government (S.I.1.1+S.I.1.2) 699760 710799 711909 717342 707552 705906 722040
S.I.1.1 Net RBI Credit to the Government 127259 123545 116229 96706 74786 63082 71210
S.I.1.2 Credit to the Government by the Banking System 572500 587254 595680 620636 632766 642824 650830
S.I.2 Bank Credit to the Commercial Sector (S.I.2.1+S.I.2.2) 1052003 1055308 1060971 1049302 1052421 1064154 1089472
S.I.2.1 RBI Credit to the Commercial Sector 8191 6919 7414 6195 5032 4890 4295
S.I.2.2 Credit to the Commercial Sector by the Banking System 1043812 1048390 1053557 1043107 1047388 1059264 1085177
S.I.2.2.1 Other Investments (Non-SLR securities) 139732 141661 143211 143516 145391 147077 145649
S.II Government’s Currency Liabilities to the Public 7107 7141 7155 7175 7211 7229 7252
S.III Net Foreign Exchange Assets of the Banking Sector
(S.III.1+S.III.2) 290242 312363 313798 322343 322470 342264 362601
S.III.1 Net Foreign Exchange Assets of the RBI 360383 382579 380954 391984 392463 406673 419623
S.III.2 Net Foreign Currency Assets of the Banking System -70140 -70216 -67155 -69641 -69992 -64410 -57022
S.IV Capital Account 224709 239143 237883 241204 230384 238019 238772
S.V Other Items (net) 133305 136342 133452 124367 115253 124699 132149
113

TABLE 53 : MONETARY SURVEY (Contd.)


(Rupees crore)
Item Amount outstanding as on
Nov. 28, Dec. 26, Jan. 23, Feb. 20, Mar. 31, Apr. 30, May. 28,
2003 2003 2004 2004 2004 2004 2004
1 58 59 60 61 62 63 64
Monetary Aggregates
M1 (C.I+C.II.1+C.III) 518265 527628 529995 548851 577828 593181 586330
NM2 (M1+C.II.2.1) 1099839 1110869 1126544 1150611 1188787 1221029 1218014
NM3 (NM2+C.II.2.2+C.IV = S.I+S.II+S.III-S.IV-S.V) 1832925 1845958 1878404 1909330 1960186 2015525 2019707

Components
C.I Currency with the Public 296656 300565 305704 312624 314761 329396 331190
C.II Aggregate Deposits of Residents (C.II.1+C.II.2) 1510635 1519461 1546493 1570001 1615636 1655195 1655078
C.II.1 Demand Deposits 218247 223370 220827 232757 257947 259978 251337
C.II.2 Time Deposits of Residents (C.II.2.1+C.II.2.2) 1292388 1296091 1325666 1337244 1357688 1395217 1403741
C.II.2.1 Short-term Time Deposits 581575 583241 596550 601760 610960 627847 631684
C.II.2.1.1 Certificates of Deposits (CDs) 2102 2091 2184 5254 6911 4756 5296
C.II.2.2 Long-term Time Deposits 710813 712850 729116 735484 746729 767369 772058
C.III ‘Other’ deposits with RBI 3362 3693 3463 3470 5119 3807 3803
C.IV Call/Term Funding from Financial Institutions 22272 22239 22744 23235 24670 27127 29636

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1826112 1826051 1858636 1874436 1918599 1935323 1935689
S.I.1 Net Bank Credit to the Government (S.I.1.1+S.I.1.2) 730930 716561 725881 735067 744848 748235 749593
S.I.1.1 Net RBI Credit to the Government 63839 50576 52409 37469 44907 13361 4259
S.I.1.2 Credit to the Government by the Banking System 667091 665985 673471 697598 699941 734874 745334
S.I.2 Bank Credit to the Commercial Sector (S.I.2.1+S.I.2.2) 1095183 1109490 1132756 1139369 1173751 1187089 1186096
S.I.2.1 RBI Credit to the Commercial Sector 3768 4096 4380 3168 6255 4189 3841
S.I.2.2 Credit to the Commercial Sector by the Banking System 1091415 1105393 1128376 1136201 1167496 1182900 1182255
S.I.2.2.1 Other Investments (Non-SLR securities) 144033 146084 147371 146658 149955 149013 147817
S.II Government’s Currency Liabilities to the Public 7262 7272 7280 7291 7296 7314 7324
S.III Net Foreign Exchange Assets of the Banking Sector
(S.III.1+S.III.2) 380054 399710 413967 425580 426059 451845 469886
S.III.1 Net Foreign Exchange Assets of the RBI 441078 458605 472895 487435 484413 520009 537506
S.III.2 Net Foreign Currency Assets of the Banking System -61024 -58895 -58928 -61855 -58354 -68164 -67620
S.IV Capital Account 250558 247548 258483 257213 232843 241894 266991
S.V Other Items (net) 129946 139527 142997 140764 158926 137063 126201

Item Amount outstanding as on


Jun. 25, Jul. 23, Aug. 20, Sep. 17, Oct. 29, Nov. 26, Dec. 24,
2004 2004 2004 2004 2004 2004 2004
1 65 66 67 68 69 70 71
Monetary Aggregates
M1 (C.I+C.II.1+C.III) 584400 577574 595309 584392 620993 614880 615948
NM2 (M1+C.II.2.1) 1221254 1220713 1239961 1229695 1268077 1266785 1272382
NM3 (NM2+C.II.2.2+C.IV = S.I+S.II+S.III-S.IV-S.V) 2029709 2039266 2057376 2049006 2124187 2130979 2140764

Components
C.I Currency with the Public 329462 325962 325536 326169 330187 342344 341806
C.II Aggregate Deposits of Residents (C.II.1+C.II.2) 1666512 1676245 1697842 1687818 1722270 1716810 1728164
C.II.1 Demand Deposits 251282 247048 265281 253812 284305 268133 269421
C.II.2 Time Deposits of Residents (C.II.2.1+C.II.2.2) 1415230 1429197 1432561 1434006 1437965 1448677 1458744
C.II.2.1 Short-term Time Deposits 636854 643139 644652 645303 647084 651904 656435
C.II.2.1.1 Certificates of Deposits (CDs) 5974 5475 4874 5555 5192 7321 7555
C.II.2.2 Long-term Time Deposits 778377 786058 787908 788703 790881 796772 802309
C.III ‘Other’ deposits with RBI 3656 4564 4491 4411 6501 4403 4721
C.IV Call/Term Funding from Financial Institutions 30078 32495 29507 30608 65229 67422 66072

Sources
S.I Domestic Credit (S.I.1+S.I.2) 1948462 1960982 1977754 1974727 2071073 2078472 2083966
S.I.1 Net Bank Credit to the Government (S.I.1.1+S.I.1.2) 751852 757268 755613 737481 754419 747712 732516
S.I.1.1 Net RBI Credit to the Government 10764 2363 10580 4585 22554 18204 4770
S.I.1.2 Credit to the Government by the Banking System 741087 754905 745033 732896 731865 729508 727747
S.I.2 Bank Credit to the Commercial Sector (S.I.2.1+S.I.2.2) 1196610 1203714 1222142 1237246 1316653 1330760 1351449
S.I.2.1 RBI Credit to the Commercial Sector 3256 3894 2781 2523 2936 6095 5588
S.I.2.2 Credit to the Commercial Sector by the Banking System 1193355 1199820 1219361 1234723 1313718 1324666 1345861
S.I.2.2.1 Other Investments (Non-SLR securities) 145301 146795 146307 143819 152155 147877 147406
S.II Government’s Currency Liabilities to the Public 7333 7339 7339 7341 7361 7374 7431
S.III Net Foreign Exchange Assets of the Banking Sector
(S.III.1+S.III.2) 476878 480001 482607 472522 478929 494724 500812
S.III.1 Net Foreign Exchange Assets of the RBI 541938 546541 545026 536677 544963 565559 568140
S.III.2 Net Foreign Currency Assets of the Banking System -65060 -66540 -62419 -64156 -66034 -70836 -67327
S.IV Capital Account 271991 278379 282452 272697 288531 294118 283742
S.V Other Items (net) 130973 130676 127873 132887 144644 155474 167702
114

TABLE 53 : MONETARY SURVEY (Concld.)


(Rupees crore)
Item Amount outstanding as on
Jan. 21, Feb. 18, Mar. 31, Apr. 29, May. 27, Jun. 24,
2005 2005 2005 2005 2005 2005
1 72 73 74 75 76 77
Monetary Aggregates
M1 (C.I+C.II.1+C.III) 622782 634288 651440 679856 675724 683991
NM2 (M1+C.II.2.1) 1297390 1313893 1337555 1391312 1394617 1403630
NM3 (NM2+C.II.2.2+C.IV = S.I+S.II+S.III-S.IV-S.V) 2187976 2210228 2245663 2332169 2344273 2354107

Components
C.I Currency with the Public 346771 349407 355755 371667 376882 375377
C.II Aggregate Deposits of Residents (C.II.1+C.II.2) 1769631 1790750 1813907 1884717 1892058 1903354
C.II.1 Demand Deposits 270501 280518 289206 303702 294517 304157
C.II.2 Time Deposits of Residents (C.II.2.1+C.II.2.2) 1499130 1510232 1524701 1581015 1597540 1599197
C.II.2.1 Short-term Time Deposits 674609 679604 686115 711457 718893 719639
C.II.2.1.1 Certificates of Deposits (CDs) 6591 7536 13112 16686 17799 19116
C.II.2.2 Long-term Time Deposits 824522 830628 838585 869558 878647 879559
C.III ‘Other’ deposits with RBI 5510 4364 6478 4486 4325 4457
C.IV Call/Term Funding from Financial Institutions 66064 65708 69523 71299 71008 70918

Sources
S.I Domestic Credit (S.I.1+S.I.2) 2127846 2135378 2185234 2228317 2237948 2260997
S.I.1 Net Bank Credit to the Government (S.I.1.1+S.I.1.2) 753868 750095 749795 769094 762661 760486
S.I.1.1 Net RBI Credit to the Government 14187 -2037 -17975 -1199 -16067 -8699
S.I.1.2 Credit to the Government by the Banking System 739681 752132 767769 770293 778728 769185
S.I.2 Bank Credit to the Commercial Sector (S.I.2.1+S.I.2.2) 1373977 1385284 1435439 1459222 1475287 1500511
S.I.2.1 RBI Credit to the Commercial Sector 6899 5278 5317 5345 6484 6565
S.I.2.2 Credit to the Commercial Sector by the Banking System 1367078 1380006 1430122 1453877 1468803 1493947
S.I.2.2.1 Other Investments (Non-SLR securities) 148111 148350 155339 155042 153168 153411
S.II Government’s Currency Liabilities to the Public 7436 7435 7448 7435 7495 7832
S.III Net Foreign Exchange Assets of the Banking Sector
(S.III.1+S.III.2) 495410 510966 536810 540714 524514 520882
S.III.1 Net Foreign Exchange Assets of the RBI 560344 576600 612790 613092 602316 598196
S.III.2 Net Foreign Currency Assets of the Banking System -64934 -65634 -75980 -72378 -77802 -77314
S.IV Capital Account 274211 278542 276376 284710 285990 280816
S.V Other Items (net) 168504 165009 207452 159587 139694 154789

Item Amount outstanding as on


Jul. 22, Aug. 19, Sep. 30, Oct.28 Nov. 25, Dec. 23,
2005 2005 2005 2005 2005 2005
1 78 79 80 81 82 83
Monetary Aggregates
M1 (C.I+C.II.1+C.III) 680096 688208 707609 714079 719240 740997
NM2 (M1+C.II.2.1) 1408510 1424312 1465001 1475383 1483865 1509365
NM3 (NM2+C.II.2.2+C.IV = S.I+S.II+S.III-S.IV-S.V) 2370368 2398286 2468047 2487657 2498543 2528411

Components
C.I Currency with the Public 371081 371588 365878 380565 387799 394868
C.II Aggregate Deposits of Residents (C.II.1+C.II.2) 1922758 1947602 2019597 2020654 2025759 2049120
C.II.1 Demand Deposits 304060 311817 336503 328866 326594 341638
C.II.2 Time Deposits of Residents (C.II.2.1+C.II.2.2) 1618698 1635785 1683095 1691788 1699166 1707483
C.II.2.1 Short-term Time Deposits 728414 736103 757393 761304 764625 768367
C.II.2.1.1 Certificates of Deposits (CDs) 20890 24262 26745 28932 29404 32168
C.II.2.2 Long-term Time Deposits 890284 899682 925702 930483 934541 939115
C.III ‘Other’ deposits with RBI 4955 4804 5228 4648 4847 4492
C.IV Call/Term Funding from Financial Institutions 71574 74293 77344 81790 80137 79931

Sources
S.I Domestic Credit (S.I.1+S.I.2) 2272916 2283579 2330947 2374811 2393781 2405090
S.I.1 Net Bank Credit to the Government (S.I.1.1+S.I.1.2) 764668 757355 745224 760654 762617 745039
S.I.1.1 Net RBI Credit to the Government -7509 -25508 -33950 -19815 -7872 -14071
S.I.1.2 Credit to the Government by the Banking System 772177 782862 779174 780468 770489 759110
S.I.2 Bank Credit to the Commercial Sector (S.I.2.1+S.I.2.2) 1508248 1526225 1585723 1614157 1631164 1660051
S.I.2.1 RBI Credit to the Commercial Sector 3605 3080 3908 3720 4297 4328
S.I.2.2 Credit to the Commercial Sector by the Banking System 1504644 1523145 1581814 1610437 1626867 1655722
S.I.2.2.1 Other Investments (Non-SLR securities) 151977 147743 144636 145316 136605 135513
S.II Government’s Currency Liabilities to the Public 8190 8183 8741 8675 8618 8618
S.III Net Foreign Exchange Assets of the Banking Sector
(S.III.1+S.III.2) 515185 537877 539777 558845 560467 572394
S.III.1 Net Foreign Exchange Assets of the RBI 590027 617814 623018 641293 644530 646759
S.III.2 Net Foreign Currency Assets of the Banking System -74841 -79937 -83242 -82448 -84063 -74365
S.IV Capital Account 278735 286808 287782 306350 308147 312616
S.V Other Items (net) 147188 144545 123636 148325 156177 145074
Note : Data are provisional.
Also see Notes on Tables.
115

TABLE 54 : RESERVE BANK OF INDIA SURVEY


(Rupees crore)

Item Amount outstanding as on

Mar. 31, Apr. 23, May 21, Jun. 18, Jul. 30, Aug. 27, Sep. 24, Oct. 22,
1999 1999 1999 1999 1999 1999 1999 1999
1 2 3 4 5 6 7 8 9

Components
C.I Currency in Circulation 175846 185349 191360 191620 183337 183255 182961 189639
C.II Bankers’ Deposits with the RBI 79703 71371 67119 62650 68053 66538 67498 73279
C.II.1 Scheduled Commercial Banks 77706 69678 65248 60653 66074 64482 65365 71123
C.III ‘Other’ Deposits with the RBI 3736 3176 2989 4907 4627 4316 4546 3019
C.IV Reserve Money (C.I+C.II+C.III =S.I+S.II+S.III-S.IV-S.V) 259286 259896 261468 259177 256017 254109 255005 265937

Sources
S.I RBI’s Domestic Credit (S.I.1+S.I.2+S.I.3) 178027 177856 176071 174886 174339 169251 171601 184300
S.I.1 Net RBI credit to the Government (S.I.1.1+S.I.1.2) 152539 155963 155178 155968 156263 150667 150977 158583
S.I.1.1 Net RBI credit to the Central Government 145416 155031 153262 153621 154329 148562 148926 155303
(S.I.1.1.1+S.I.1.1.2+S.I.1.1.3+S.I.1.1.4-S.I.1.1.5)
S.I.1.1.1 Loans and Advances to the Central Government 3042 4505 3525 5233 3015 2440 2234 3825
S.I.1.1.2 Investments in Treasury Bills 763 596 800 975 1518 746 1685 2672
S.I.1.1.3 Investments in dated Government securities 144473 149903 148962 147388 149842 145368 145037 148772
S.I.1.1.3.1 Central Government Securities 41591 47020 46080 44505 46978 42504 42173 45907
S.I.1.1.4 Rupee Coins 65 128 76 126 55 108 69 134
S.I.1.1.5 Deposits of the Central Government 2927 101 101 101 101 100 100 100
S.I.1.2 Net RBI credit to State Governments 7123 932 1916 2347 1934 2105 2051 3280
S.I.2 RBI’s Claims on Banks 7613 6539 6260 5158 4066 4105 5592 8759
S.I.2.1 Loans and Advances to Scheduled Commercial Banks 6257 5221 4960 3863 2761 2771 4204 7342
S.I.3 RBI’s Credit to Commercial Sector 17875 15354 14633 13760 14011 14478 15031 16958
S.I.3.1 Loans and Advances to Primary Dealers 3767 1815 1751 856 723 1086 1569 3400
S.I.3.2 Loans and Advances to NABARD 5649 5085 4433 4428 4780 4885 5253 5376
S.II Government’s Currency Liabilities to the Public 3846 3867 3925 4020 4079 4132 4177 4324
S.III Net Foreign Exchange Assets of the RBI 137954 139157 142973 143537 144875 143577 143498 143572
S.III.1 Gold 12559 12559 12500 12251 11732 11491 11563 11850
S.III.2 Foreign currency assets 125412 126615 130490 131303 133161 132104 131952 131740
S.IV Capital Account 52961 53168 52719 53267 64646 64154 65076 65681
S.V Other Items (net) 7580 7815 8783 10000 2630 -1303 -806 578

Item Amount outstanding as on

Nov. 19, Dec. 31, Jan. 28, Feb. 25, Mar. 31, Apr. 21, May 19, Jun. 30,
1999 1999 2000 2000 2000 2000 2000 2000
1 10 11 12 13 14 15 16 17

Components
C.I Currency in Circulation 196832 200381 196811 198275 197061 206388 211055 206247
C.II Bankers’ Deposits with the RBI 62955 61278 61132 65502 80460 68166 67122 64035
C.II.1 Scheduled Commercial Banks 60869 59441 59226 63097 77781 65548 64743 60854
C.III ‘Other’ Deposits with the RBI 3284 3272 3133 2661 3034 3117 2562 4648
C.IV Reserve Money (C.I+C.II+C.III =S.I+S.II+S.III-S.IV-S.V) 263070 264931 261076 266437 280555 277670 280739 274930

Sources
S.I RBI’s Domestic Credit (S.I.1+S.I.2+S.I.3) 177628 175495 172789 176416 180319 178883 183187 183940
S.I.1 Net RBI credit to the Government (S.I.1.1+S.I.1.2) 156970 157206 151435 148242 148264 158724 153379 156567
S.I.1.1 Net RBI credit to the Central Government 153351 152988 148633 144330 139829 153336 150906 154222
(S.I.1.1.1+S.I.1.1.2+S.I.1.1.3+S.I.1.1.4-S.I.1.1.5)
S.I.1.1.1 Loans and Advances to the Central Government 6043 6969 1216 2571 982 12157 7297 5298
S.I.1.1.2 Investments in Treasury Bills 2584 2312 1918 2152 1870 1711 1675 1875
S.I.1.1.3 Investments in dated Government securities 144736 143772 145518 139663 139097 139493 141851 147033
S.I.1.1.3.1 Central Government Securities 41872 40907 42654 36799 36233 36392 38751 43933
S.I.1.1.4 Rupee Coins 88 35 80 45 102 76 184 115
S.I.1.1.5 Deposits of the Central Government 100 100 100 101 2223 100 100 100
S.I.1.2 Net RBI credit to State Governments 3619 4218 2802 3912 8435 5388 2473 2346
S.I.2 RBI’s Claims on Banks 5226 3904 5831 8845 10901 6385 11785 10151
S.I.2.1 Loans and Advances to Scheduled Commercial Banks 3795 2553 4448 7451 9513 5068 10341 8713
S.I.3 RBI’s Credit to Commercial Sector 15432 14385 15524 19329 21154 13773 18023 17222
S.I.3.1 Loans and Advances to Primary Dealers 1865 785 1577 5001 6972 245 5371 3837
S.I.3.2 Loans and Advances to NABARD 5345 5352 5718 6043 5884 5251 4357 5105
S.II Government’s Currency Liabilities to the Public 4384 4435 4479 4528 4578 4633 4694 4760
S.III Net Foreign Exchange Assets of the RBI 147615 151907 152008 155273 165880 166743 164419 164057
S.III.1 Gold 13965 12791 12791 12853 12973 12973 12639 13173
S.III.2 Foreign currency assets 133667 139134 139235 142437 152924 153787 151797 150901
S.IV Capital Account 66223 64795 63864 63622 63301 62408 60720 73500
S.V Other Items (net) 334 2110 4337 6158 6921 10180 10841 4327

(Continued)
116

TABLE 54 : RESERVE BANK OF INDIA SURVEY (Contd.)


(Rupees crore)

Item Amount outstanding as on

Jul. 28, Aug. 25, Sep. 22, Oct. 20, Nov. 17, Dec. 29, Jan. 26, Feb. 23,
2000 2000 2000 2000 2000 2000 2001 2001
1 18 19 20 21 22 23 24 25

Components
C.I Currency in Circulation 202877 202954 202357 208352 214103 212932 213192 216136
C.II Bankers’ Deposits with the RBI 62569 65560 66141 75093 69140 70297 74554 75011
C.II.1 Scheduled Commercial Banks 59743 62568 63169 72030 65959 67322 71135 71875
C.III ‘Other’ Deposits with the RBI 4111 4171 3585 3041 2663 2189 2186 2329
C.IV Reserve Money (C.I+C.II+C.III =S.I+S.II+S.III-S.IV-S.V) 269558 272685 272083 286486 285906 285418 289933 293476

Sources
S.I RBI’s Domestic Credit (S.I.1+S.I.2+S.I.3) 182174 176638 175588 192395 182877 175099 177196 176581
S.I.1 Net RBI credit to the Government (S.I.1.1+S.I.1.2) 161051 150784 151949 167984 158184 147518 150436 152367
S.I.1.1 Net RBI credit to the Central Government 157308 148310 147997 164188 153983 142870 146189 146761
(S.I.1.1.1+S.I.1.1.2+S.I.1.1.3+S.I.1.1.4-S.I.1.1.5)
S.I.1.1.1 Loans and Advances to the Central Government 5687 2056 0 6041 4555 0 0 417
S.I.1.1.2 Investments in Treasury Bills 1465 1084 3876 3076 2358 1501 1055 577
S.I.1.1.3 Investments in dated Government securities 150188 145247 144047 155047 147094 141455 145061 145732
S.I.1.1.3.1 Central Government Securities 47088 42147 40947 51947 43994 38354 41961 42631
S.I.1.1.4 Rupee Coins 70 23 173 125 76 14 175 135
S.I.1.1.5 Deposits of the Central Government 101 100 100 101 100 100 101 100
S.I.1.2 Net RBI credit to State Governments 3743 2474 3953 3796 4201 4648 4247 5606
S.I.2 RBI’s Claims on Banks 7183 7575 6620 7555 6970 8018 7422 6441
S.I.2.1 Loans and Advances to Scheduled Commercial Banks 5847 6251 5292 6225 5624 6692 6099 5130
S.I.3 RBI’s Credit to Commercial Sector 13940 18278 17018 16856 17723 19563 19338 17773
S.I.3.1 Loans and Advances to Primary Dealers 798 5033 3459 3323 4358 5360 5015 3187
S.I.3.2 Loans and Advances to NABARD 4912 5398 5657 5643 5546 6039 6176 6402
S.II Government’s Currency Liabilities to the Public 4826 4893 4966 5042 5106 5066 5223 5277
S.III Net Foreign Exchange Assets of the RBI 162371 163087 162843 161415 173594 187037 190175 194509
S.III.1 Gold 13173 13153 12963 13057 13104 12889 13143 12766
S.III.2 Foreign currency assets 149216 149951 149898 148375 160508 174165 177049 181760
S.IV Capital Account 72743 74960 74130 73498 75182 78601 76938 76041
S.V Other Items (net) 7071 -3027 -2816 -1132 490 3182 5724 6850

Item Amount outstanding as on

Mar. 31, Apr. 20, May 18, Jun. 29, Jul. 27, Aug. 24, Sep. 21, Oct. 19,
2001 2001 2001 2001 2001 2001 2001 2001
1 26 27 28 29 30 31 32 33

Components
C.I Currency in Circulation 218205 228708 237411 231940 227989 228438 226789 231864
C.II Bankers’ Deposits with the RBI 81477 72654 74494 78088 74769 75941 71909 75408
C.II.1 Scheduled Commercial Banks 77796 69284 71101 74326 71220 72297 68279 71704
C.III ‘Other’ Deposits with the RBI 3630 3152 2958 3744 3517 3654 3318 3137
C.IV Reserve Money (C.I+C.II+C.III =S.I+S.II+S.III-S.IV-S.V) 303311 304515 314863 313772 306274 308033 302016 310409

Sources
S.I RBI’s Domestic Credit (S.I.1+S.I.2+S.I.3) 180128 182337 193605 190520 186895 175780 173655 179469
S.I.1 Net RBI credit to the Government (S.I.1.1+S.I.1.2) 153877 157021 170490 169619 161555 156133 152030 156545
S.I.1.1 Net RBI credit to the Central Government 146534 151601 167308 166057 158383 152362 145917 150802
(S.I.1.1.1+S.I.1.1.2+S.I.1.1.3+S.I.1.1.4-S.I.1.1.5)
S.I.1.1.1 Loans and Advances to the Central Government 5395 5021 8525 9014 4715 0 1223 2502
S.I.1.1.2 Investments in Treasury Bills 482 482 482 480 499 376 0 11
S.I.1.1.3 Investments in dated Government securities 143398 146150 158204 156548 153206 151877 144641 148295
S.I.1.1.3.1 Central Government Securities 40298 43050 55104 53448 50106 48777 41541 45194
S.I.1.1.4 Rupee Coins 77 48 197 116 64 210 154 95
S.I.1.1.5 Deposits of the Central Government 2819 100 101 101 101 101 101 100
S.I.1.2 Net RBI credit to State Governments 7343 5420 3183 3562 3172 3771 6113 5743
S.I.2 RBI’s Claims on Banks 6365 7162 6081 4899 7774 4725 5469 5938
S.I.2.1 Loans and Advances to Scheduled Commercial Banks 5042 5843 4772 3616 6441 3448 4152 4623
S.I.3 RBI’s Credit to Commercial Sector 19887 18154 17034 16002 17566 14922 16157 16986
S.I.3.1 Loans and Advances to Primary Dealers 5010 3477 3111 2061 3478 1159 2759 3373
S.I.3.2 Loans and Advances to NABARD 6600 6437 5727 5826 5951 5666 5655 5952
S.II Government’s Currency Liabilities to the Public 5354 5414 5488 5565 5640 5721 5805 5889
S.III Net Foreign Exchange Assets of the RBI 197175 200235 200980 204362 205913 211788 214344 216720
S.III.1 Gold 12711 12711 12629 13232 13163 13070 13283 13998
S.III.2 Foreign currency assets 184482 187542 188368 191147 192768 198736 201079 202739
S.IV Capital Account 73764 76024 75124 74340 83235 85065 89240 88958
S.V Other Items (net) 5582 7447 10086 12335 8939 191 2548 2710
117

TABLE 54 : RESERVE BANK OF INDIA SURVEY (Contd.)


(Rupees crore)

Item Amount outstanding as on

Nov. 30, Dec. 28, Jan. 25, Feb. 22, Mar. 31, Apr. 19, May. 31, Jun. 28,
2001 2001 2002 2002 2002 2002 2002 2002
1 34 35 36 37 38 39 40 41

Components
C.I Currency in Circulation 238985 239470 241564 247583 250974 260992 267324 265607
C.II Bankers’ Deposits with the RBI 76692 72521 73556 70345 84147 80657 69023 60275
C.II.1 Scheduled Commercial Banks 72969 68804 68278 65258 79007 75381 63637 55069
C.III ‘Other’ Deposits with the RBI 2911 2519 2298 2322 2850 2360 2272 3238
C.IV Reserve Money (C.I+C.II+C.III =S.I+S.II+S.III-S.IV-S.V) 318588 314510 317418 320250 337970 344009 338618 329120

Sources
S.I RBI’s Domestic Credit (S.I.1+S.I.2+S.I.3) 180431 173105 171591 170961 168855 176856 170213 158106
S.I.1 Net RBI credit to the Government (S.I.1.1+S.I.1.2) 163101 147984 152460 151350 152178 160102 159701 147966
S.I.1.1 Net RBI credit to the Central Government 157759 141148 146630 144055 141384 153360 155197 142839
(S.I.1.1.1+S.I.1.1.2+S.I.1.1.3+S.I.1.1.4-S.I.1.1.5)
S.I.1.1.1 Loans and Advances to the Central Government 9360 0 5893 2232 5176 12709 8911 7648
S.I.1.1.2 Investments in Treasury Bills 0 0 0 18 18 0 0 0
S.I.1.1.3 Investments in dated Government securities 148308 141112 140757 141881 141175 140632 146355 135068
S.I.1.1.3.1 Central Government Securities 44409 37214 36859 37982 37276 46733 52456 41169
S.I.1.1.4 Rupee Coins 191 136 81 25 160 119 32 223
S.I.1.1.5 Deposits of the Central Government 100 100 101 100 5145 100 100 100
S.I.1.2 Net RBI credit to State Governments 5342 6836 5829 7295 10794 6742 4504 5127
S.I.2 RBI’s Claims on Banks 4093 8301 5284 5518 4248 4804 2077 1566
S.I.2.1 Loans and Advances to Scheduled Commercial Banks 2782 6986 3971 4198 2923 3523 826 336
S.I.3 RBI’s Credit to Commercial Sector 13237 16820 13847 14093 12429 11949 8435 8574
S.I.3.1 Loans and Advances to Primary Dealers 120 3196 974 940 2883 2445 95 0
S.I.3.2 Loans and Advances to NABARD 5500 5991 5963 6257 6500 6488 5341 5655
S.II Government’s Currency Liabilities to the Public 5993 6077 6155 6238 6366 6383 6459 6534
S.III Net Foreign Exchange Assets of the RBI 224988 232111 238093 245612 263969 269146 275234 283248
S.III.1 Gold 13736 13736 13761 14151 14868 14868 15932 15932
S.III.2 Foreign currency assets 211269 218392 224349 231478 249118 254295 259319 267334
S.IV Capital Account 88238 89319 87757 90709 91642 93739 98480 102731
S.V Other Items (net) 4587 7464 10663 11852 9578 14637 14808 16036

Item Amount outstanding as on

Jul. 26, Aug. 23, Sep. 20, Oct. 18, Nov. 29, Dec. 27, Jan. 24, Feb. 21,
2002 2002 2002 2002 2002 2002 2003 2003
1 42 43 44 45 46 47 48 49

Components
C.I Currency in Circulation 260990 260622 259706 265903 267986 270912 274471 280250
C.II Bankers’ Deposits with the RBI 76947 72258 72726 66637 71688 70298 70920 68040
C.II.1 Scheduled Commercial Banks 71863 67117 66727 60575 65939 64292 65082 62238
C.III ‘Other’ Deposits with the RBI 3778 3571 3479 3262 2932 2618 2671 3247
C.IV Reserve Money (C.I+C.II+C.III =S.I+S.II+S.III-S.IV-S.V) 341714 336451 335911 335802 342605 343828 348062 351537

Sources
S.I RBI’s Domestic Credit (S.I.1+S.I.2+S.I.3) 165006 142864 137543 130357 127436 120124 117705 110642
S.I.1 Net RBI credit to the Government (S.I.1.1+S.I.1.2) 155332 134207 128187 120553 118134 110760 107823 101608
S.I.1.1 Net RBI credit to the Central Government 150960 131877 123284 115209 114018 105402 102114 95908
(S.I.1.1.1+S.I.1.1.2+S.I.1.1.3+S.I.1.1.4-S.I.1.1.5)
S.I.1.1.1 Loans and Advances to the Central Government 8196 1044 0 0 101 0 0 0
S.I.1.1.2 Investments in Treasury Bills 0 0 0 0 0 0 0 0
S.I.1.1.3 Investments in dated Government securities 142691 130808 123307 115030 113810 105328 102075 95904
S.I.1.1.3.1 Central Government Securities 48792 36909 39409 31131 29911 21430 38177 32006
S.I.1.1.4 Rupee Coins 174 126 77 280 208 174 139 104
S.I.1.1.5 Deposits of the Central Government 100 101 100 101 101 100 100 101
S.I.1.2 Net RBI credit to State Governments 4371 2330 4903 5344 4116 5358 5709 5701
S.I.2 RBI’s Claims on Banks 1252 1257 1248 1277 1302 1292 1243 1257
S.I.2.1 Loans and Advances to Scheduled Commercial Banks 22 15 12 8 30 34 8 5
S.I.3 RBI’s Credit to Commercial Sector 8422 7400 8108 8527 8000 8072 8638 7777
S.I.3.1 Loans and Advances to Primary Dealers 0 0 0 153 116 0 0 0
S.I.3.2 Loans and Advances to NABARD 5498 4475 5182 5421 4896 5109 5713 4861
S.II Government’s Currency Liabilities to the Public 6666 6728 6790 6851 6907 6947 6993 7036
S.III Net Foreign Exchange Assets of the RBI 291371 296132 302867 310029 323042 337633 350437 359727
S.III.1 Gold 16272 15814 15563 15964 15869 15942 16542 17630
S.III.2 Foreign currency assets 275116 280336 287321 294082 307191 321708 333912 342115
S.IV Capital Account 109861 106760 107283 106607 107782 111151 114575 112786
S.V Other Items (net) 11468 2513 4006 4827 6996 9725 12497 13083
118

TABLE 54 : RESERVE BANK OF INDIA SURVEY (Contd.)


(Rupees crore)

Item Amount outstanding as on

Mar. 31, Apr. 18, May. 30, Jun. 27, Jul. 25, Aug. 22, Sep. 19, Oct. 31,
2003 2003 2003 2003 2003 2003 2003 2003
1 50 51 52 53 54 55 56 57

Components
C.I Currency in Circulation 282473 294871 301064 300355 295914 295313 294401 306319
C.II Bankers’ Deposits with the RBI 83346 82318 85918 81740 78841 75439 69108 75496
C.II.1 Scheduled Commercial Banks 77043 76242 79690 75965 72884 69665 63330 69571
C.III ‘Other’ Deposits with the RBI 3242 3071 2455 3308 3997 3558 3660 4847
C.IV Reserve Money (C.I+C.II+C.III =S.I+S.II+S.III-S.IV-S.V) 369061 380260 389437 385403 378752 374309 367168 386662

Sources
S.I RBI’s Domestic Credit (S.I.1+S.I.2+S.I.3) 130888 136708 131718 124873 104131 81049 69202 76762
S.I.1 Net RBI credit to the Government (S.I.1.1+S.I.1.2) 120679 127259 123545 116229 96706 74786 63082 71210
S.I.1.1 Net RBI credit to the Central Government 112985 122691 119764 113419 93572 69548 59675 66168
(S.I.1.1.1+S.I.1.1.2+S.I.1.1.3+S.I.1.1.4-S.I.1.1.5)
S.I.1.1.1 Loans and Advances to the Central Government 0 18329 14021 8145 8359 0 0 0
S.I.1.1.2 Investments in Treasury Bills 3 0 0 0 0 0 0 0
S.I.1.1.3 Investments in dated Government securities 116444 104423 105588 105144 85103 69469 59614 66134
S.I.1.1.3.1 Central Government Securities 52546 40525 41689 61246 41205 25570 33200 62667
S.I.1.1.4 Rupee Coins 68 49 256 230 210 180 162 135
S.I.1.1.5 Deposits of the Central Government 3531 110 100 101 101 100 101 100
S.I.1.2 Net RBI credit to State Governments 7695 4568 3781 2810 3135 5238 3407 5041
S.I.2 RBI’s Claims on Banks 1368 1258 1254 1231 1231 1230 1230 1257
S.I.2.1 Loans and Advances to Scheduled Commercial Banks 102 4 1 1 1 1 1 6
S.I.3 RBI’s Credit to Commercial Sector 8840 8191 6919 7414 6195 5032 4890 4295
S.I.3.1 Loans and Advances to Primary Dealers 34 0 0 0 0 0 0 0
S.I.3.2 Loans and Advances to NABARD 5792 5189 3910 4438 3249 2082 1876 1396
S.II Government’s Currency Liabilities to the Public 7071 7107 7141 7155 7175 7211 7229 7252
S.III Net Foreign Exchange Assets of the RBI 358244 360383 382579 380954 391984 392463 406673 419623
S.III.1 Gold 16785 16785 16048 17276 17182 16740 17058 17768
S.III.2 Foreign currency assets 341476 343615 366549 363695 374819 375740 389633 401872
S.IV Capital Account 111644 109966 116634 110558 115767 104516 112041 111758
S.V Other Items (net) 15497 13971 15366 17021 8772 1897 3895 5216

Item Amount outstanding as on

Nov. 28, Dec. 26, Jan. 23, Feb. 20, Mar. 31, Apr. 30, May. 28, Jun. 25,
2003 2003 2004 2004 2004 2004 2004 2004
1 58 59 60 61 62 63 64 65

Components
C.I Currency in Circulation 308811 312387 316382 323170 327028 341135 343094 341345
C.II Bankers’ Deposits with the RBI 79001 75068 84257 77264 104365 90141 79611 84700
C.II.1 Scheduled Commercial Banks 73253 69024 78188 71101 97316 83384 73335 78388
C.III ‘Other’ Deposits with the RBI 3362 3693 3463 3470 5119 3807 3803 3656
C.IV Reserve Money (C.I+C.II+C.III =S.I+S.II+S.III-S.IV-S.V) 391174 391149 404102 403904 436512 435083 426508 429700

Sources
S.I RBI’s Domestic Credit (S.I.1+S.I.2+S.I.3) 68860 55900 58031 41886 52388 18798 10170 15259
S.I.1 Net RBI credit to the Government (S.I.1.1+S.I.1.2) 63839 50576 52409 37469 44907 13361 4259 10764
S.I.1.1 Net RBI credit to the Central Government 57997 43831 48250 30512 36920 7689 651 6891
(S.I.1.1.1+S.I.1.1.2+S.I.1.1.3+S.I.1.1.4-S.I.1.1.5)
S.I.1.1.1 Loans and Advances to the Central Government 0 0 0 0 0 245 731 3222
S.I.1.1.2 Investments in Treasury Bills 0 0 0 0 0 0 0 0
S.I.1.1.3 Investments in dated Government securities 57975 43819 48246 30519 44217 30337 30451 41316
S.I.1.1.3.1 Central Government Securities 54508 40352 44779 27052 40750 26871 26984 37850
S.I.1.1.4 Rupee Coins 123 112 105 94 90 79 271 265
S.I.1.1.5 Deposits of the Central Government 101 100 101 100 7387 22973 30801 37912
S.I.1.2 Net RBI credit to State Governments 5842 6745 4159 6957 7988 5672 3608 3873
S.I.2 RBI’s Claims on Banks 1253 1228 1242 1249 1226 1249 2070 1239
S.I.2.1 Loans and Advances to Scheduled Commercial Banks 0 0 0 0 0 0 819 0
S.I.3 RBI’s Credit to Commercial Sector 3768 4096 4380 3168 6255 4189 3841 3256
S.I.3.1 Loans and Advances to Primary Dealers 0 0 0 0 0 0 0 0
S.I.3.2 Loans and Advances to NABARD 1683 2016 2315 1107 4194 2167 1725 1366
S.II Government’s Currency Liabilities to the Public 7262 7272 7280 7291 7296 7314 7324 7333
S.III Net Foreign Exchange Assets of the RBI 441078 458605 472895 487435 484413 520009 537506 541938
S.III.1 Gold 17768 18550 19225 19432 18216 18598 18598 18104
S.III.2 Foreign currency assets 423328 440073 453688 468021 466215 501429 518926 523851
S.IV Capital Account 122436 126303 128910 128801 104056 107010 124302 128383
S.V Other Items (net) 3589 4325 5194 3907 3528 4027 4189 6447
119

TABLE 54 : RESERVE BANK OF INDIA SURVEY (Concld.)


(Rupees crore)

Item Amount outstanding as on

Jul. 23, Aug. 20, Sep. 17, Oct. 29, Nov. 26, Dec. 24, Jan. 21, Feb. 18, Mar. 31,
2004 2004 2004 2004 2004 2004 2005 2005 2005
1 66 67 68 69 70 71 72 73 74

Components
C.I Currency in Circulation 337556 336387 337179 342164 354914 353646 357994 361254 368661
C.II Bankers’ Deposits with the RBI 82275 88995 81826 93715 96337 96595 102227 96186 113996
C.II.1 Scheduled Commercial Banks 75714 82459 75324 86437 89442 89513 95107 89260 106659
C.III ‘Other’ Deposits with the RBI 4564 4491 4411 6501 4403 4721 5510 4364 6478
C.IV Reserve Money (C.I+C.II+C.III =S.I+S.II+S.III-S.IV-S.V) 424395 429873 423415 442380 455655 454961 465731 461804 489135

Sources
S.I RBI’s Domestic Credit (S.I.1+S.I.2+S.I.3) 7482 14605 8341 26741 25532 12252 22311 4492 -11327
S.I.1 Net RBI credit to the Government (S.I.1.1+S.I.1.2) 2363 10580 4585 22554 18204 4770 14187 -2037 -17975
S.I.1.1 Net RBI credit to the Central Government -1640 7380 2392 18135 14052 2594 11023 -4517 -23258
(S.I.1.1.1+S.I.1.1.2+S.I.1.1.3+S.I.1.1.4-S.I.1.1.5)
S.I.1.1.1 Loans and Advances to the Central Government 1616 0 0 0 0 0 0 0 0
S.I.1.1.2 Investments in Treasury Bills 0 0 0 0 0 0 0 0 0
S.I.1.1.3 Investments in dated Government securities 42794 57461 63492 73089 72321 77587 64520 54787 56540
S.I.1.1.3.1 Central Government Securities 39327 53865 59896 71572 70804 76070 63003 53270 55022
S.I.1.1.4 Rupee Coins 258 257 255 233 222 161 157 151 147
S.I.1.1.5 Deposits of the Central Government 46307 50337 61355 55187 58490 75154 53654 59455 79945
S.I.1.2 Net RBI credit to State Governments 4003 3200 2194 4419 4152 2175 3164 2480 5283
S.I.2 RBI’s Claims on Banks 1226 1244 1233 1251 1233 1894 1224 1252 1331
S.I.2.1 Loans and Advances to Scheduled Commercial Banks 0 3 3 0 8 665 0 0 95
S.I.3 RBI’s Credit to Commercial Sector 3894 2781 2523 2936 6095 5588 6899 5278 5317
S.I.3.1 Loans and Advances to Primary Dealers 0 0 0 0 0 0 0 0 0
S.I.3.2 Loans and Advances to NABARD 2005 891 633 1046 4205 3699 5010 3888 3927
S.II Government’s Currency Liabilities to the Public 7339 7339 7341 7361 7374 7431 7436 7435 7448
S.III Net Foreign Exchange Assets of the RBI 546541 545026 536677 544963 565559 568140 560344 576600 612790
S.III.1 Gold 18655 19150 19186 19349 19776 20316 19969 19181 19686
S.III.2 Foreign currency assets 527903 525894 517509 525632 545801 547841 540392 557436 593121
S.IV Capital Account 133203 137043 127695 134347 139906 129306 119973 121837 118517
S.V Other Items (net) 3764 54 1249 2339 2905 3555 4387 4887 1259

Item Amount outstanding as on

Apr. 29, May. 27, Jun. 24, Jul. 22, Aug. 19, Sep. 30, Oct. 28 Nov. 25, Dec. 23,
2005 2005 2005 2005 2005 2005 2005 2005 2005
1 75 76 77 78 79 80 81 82 83

Components
C.I Currency in Circulation 384319 389838 388538 384337 384372 379060 394282 401742 408190
C.II Bankers’ Deposits with the RBI 111859 96554 103317 108186 115468 113096 111995 117043 110129
C.II.1 Scheduled Commercial Banks 104411 89603 95986 100837 108020 105700 104663 109687 102881
C.III ‘Other’ Deposits with the RBI 4486 4325 4457 4955 4804 5228 4648 4847 4492
C.IV Reserve Money (C.I+C.II+C.III =S.I+S.II+S.III-S.IV-S.V) 500665 490718 496312 497477 504644 497384 510924 523632 522811

Sources
S.I RBI’s Domestic Credit (S.I.1+S.I.2+S.I.3) 5397 -7584 -897 -2680 -20730 -28017 -14858 -2342 -8037
S.I.1 Net RBI credit to the Government (S.I.1.1+S.I.1.2) -1199 -16067 -8699 -7509 -25508 -33950 -19815 -7872 -14071
S.I.1.1 Net RBI credit to the Central Government -5850 -16921 -8658 -7927 -25656 -33909 -19853 -8064 -14096
(S.I.1.1.1+S.I.1.1.2+S.I.1.1.3+S.I.1.1.4-S.I.1.1.5)
S.I.1.1.1 Loans and Advances to the Central Government 0 0 0 0 0 0 0 0 0
S.I.1.1.2 Investments in Treasury Bills 0 0 0 0 0 0 0 0 0
S.I.1.1.3 Investments in dated Government securities 61201 52073 64761 63851 46562 47517 51240 69428 66896
S.I.1.1.3.1 Central Government Securities 59684 50556 63244 62334 45045 46000 49723 67911 65379
S.I.1.1.4 Rupee Coins 136 122 107 99 90 74 257 241 231
S.I.1.1.5 Deposits of the Central Government 67187 69117 73526 71877 72309 81500 71350 77733 81223
S.I.1.2 Net RBI credit to State Governments 4651 854 -41 418 149 -41 38 193 25
S.I.2 RBI’s Claims on Banks 1251 1999 1238 1225 1698 2025 1237 1232 1706
S.I.2.1 Loans and Advances to Scheduled Commercial Banks 0 774 0 0 473 800 0 0 460
S.I.3 RBI’s Credit to Commercial Sector 5345 6484 6565 3605 3080 3908 3720 4297 4328
S.I.3.1 Loans and Advances to Primary Dealers 0 0 0 0 0 0 0 0 0
S.I.3.2 Loans and Advances to NABARD 3956 5094 5175 2218 1693 2522 2333 2910 2806
S.II Government’s Currency Liabilities to the Public 7435 7495 7832 8190 8183 8741 8675 8618 8618
S.III Net Foreign Exchange Assets of the RBI 613092 602316 598196 590027 617814 623018 641293 644530 646759
S.III.1 Gold 19686 19393 19119 19375 19116 20727 20727 21943 22626
S.III.2 Foreign currency assets 593423 582941 579094 570669 598716 602309 620583 622604 624150
S.IV Capital Account 117387 104641 98880 96117 103835 106819 122836 123259 118558
S.V Other Items (net) 7872 6868 9938 1943 -3211 -460 1350 3914 5970
Note : Data are provisional.
Also see Notes on Tables.
120

TABLE 55 : LIQUIDITY AGGREGATES


(Rupees crore)
Month NM3 Postal L1 Liabilities of financial institutions L2 Public L3
deposits (2+3) Term CDs Term Total (4+8) deposits (9+10)
money deposits (5+6+7) with
borrowings NBFCs
1 2 3 4 5 6 7 8 9 10 11
Apr-93 379014 10853 389867 365 1263 12 1640 391507 . .
May-93 381713 10813 392526 365 1515 13 1893 394419 . .
Jun-93 382201 10929 393130 365 2040 14 2419 395549 . .
Jul-93 384999 11087 396086 365 2019 15 2399 398485 . .
Aug-93 387656 11162 398818 365 2234 19 2618 401436 . .
Sep-93 391284 11248 402532 365 2296 31 2692 405224 . .
Oct-93 395817 11343 407160 365 2361 73 2799 409959 . .
Nov-93 401772 11549 413321 365 2366 117 2848 416169 . .
Dec-93 406978 11736 418714 365 2215 166 2746 421460 . .
Jan-94 414743 11768 426511 465 2222 202 2889 429400 . .
Feb-94 421217 11783 433000 490 2106 283 2879 435879 . .
Mar-94 427617 12247 439864 510 2120 334 2964 442828 . .
Apr-94 442976 12224 455200 272 2230 341 2843 458043 . .
May-94 447389 12315 459704 422 2148 373 2943 462647 . .
Jun-94 449476 12454 461930 327 2022 387 2736 464666 . .
Jul-94 455578 12675 468253 424 2094 431 2949 471202 . .
Aug-94 455912 12877 468789 424 2607 485 3516 472305 . .
Sep-94 468301 12971 481272 313 2658 513 3484 484756 . .
Oct-94 476941 13079 490020 412 2604 520 3536 493556 . .
Nov-94 480354 13269 493623 413 2653 517 3583 497206 . .
Dec-94 483421 13487 496908 413 3135 547 4095 501003 . .
Jan-95 485753 13545 499298 285 3039 554 3878 503176 . .
Feb-95 491536 13634 505170 412 2959 555 3926 509096 . .
Mar-95 518149 14348 532497 549 2964 557 4070 536567 . .
Apr-95 514951 14224 529175 510 2798 559 3867 533042 . .
May-95 519745 14287 534032 310 2649 560 3519 537551 . .
Jun-95 520485 14489 534974 400 2853 562 3815 538789 . .
Jul-95 521956 14642 536598 469 2916 562 3947 540545 . .
Aug-95 526199 14792 540991 535 3369 564 4468 545459 . .
Sep-95 537091 14937 552028 561 4228 565 5354 557382 . .
Oct-95 543254 15119 558373 496 4286 565 5347 563720 . .
Nov-95 542912 15244 558156 317 3922 565 4804 562960 . .
Dec-95 546442 15478 561920 303 3839 566 4708 566628 . .
Jan-96 553929 15525 569454 223 3971 569 4763 574217 . .
Feb-96 558448 15538 573986 277 4030 570 4877 578863 . .
Mar-96 580129 16443 596572 184 4411 571 5166 601738 . .
Apr-96 590046 16133 606179 215 4567 572 5354 611533 . .
May-96 591147 16258 607405 215 4864 546 5625 613030 . .
Jun-96 598107 16379 614486 393 4988 546 5927 620413 . .
Jul-96 600582 16597 617179 607 5013 545 6165 623344 . .
Aug-96 603151 16738 619889 1000 3911 545 5456 625345 . .
Sep-96 615788 16851 632639 836 3939 537 5312 637951 . .
Oct-96 618182 16787 634969 863 4728 507 6098 641067 . .
Nov-96 625287 16798 642085 763 4713 488 5964 648049 . .
Dec-96 629679 16905 646584 532 4750 447 5729 652313 . .
Jan-97 645110 16793 661903 579 4668 446 5693 667596 . .
Feb-97 651012 16797 667809 535 4348 439 5322 673131 . .
Mar-97 670043 17479 687522 645 4299 406 5350 692872 . .
Apr-97 681658 17447 699105 560 3955 402 4917 704022 . .
May-97 688600 17532 706132 545 3757 386 4689 710821 . .
Jun-97 696519 17678 714197 651 4166 371 5189 719386 . .
Jul-97 698028 17860 715888 451 4281 405 5137 721025 . .
Aug-97 700602 18265 718867 264 4871 726 5861 724728 . .
Sep-97 714941 18453 733394 757 5003 761 6521 739915 . .
Oct-97 724551 18520 743071 778 4783 957 6518 749589 . .
Nov-97 734888 18740 753628 802 4824 902 6528 760156 . .
Dec-97 739300 19093 758393 369 5130 917 6415 764808 . .
Jan-98 748017 19185 767202 276 4864 909 6049 773251 . .
Feb-98 761210 19511 780721 207 4830 908 5944 786665 . .
Mar-98 789166 20726 809892 273 4885 908 6066 815958 . .
(Continued)
121

TABLE 55 : LIQUIDITY AGGREGATES (Contd.)


(Rupees crore)
Month NM3 Postal L1 Liabilities of financial institutions L2 Public L3
deposits (2+3) Term CDs Term Total (4+8) deposits (9+10)
money deposits (5+6+7) with
borrowings NBFCs
1 2 3 4 5 6 7 8 9 10 11
Apr-98 805020 19885 824905 494 4889 908 6291 831196 . .
May-98 810151 19987 830138 337 4754 908 5999 836137 . .
Jun-98 821574 20443 842017 387 3838 909 5134 847151 . .
Jul-98 824371 20651 845022 751 3519 826 5096 850118 . .
Aug-98 829520 20906 850426 851 3127 599 4577 855003 . .
Sep-98 844701 21015 865716 1459 2654 584 4697 870413 20563 890976
Oct-98 857843 21214 879057 1705 2136 441 4282 883339 . .
Nov-98 865178 21504 886682 1710 2108 717 4535 891217 . .
Dec-98 873523 21867 895390 1888 2265 681 4834 900224 20412 920636
Jan-99 883750 21773 905523 971 1923 661 3555 909078 . .
Feb-99 890717 21804 912521 1178 1923 645 3746 916267 . .
Mar-99 930933 23370 954303 943 1863 573 3379 957682 19592 977274
Apr-99 944754 22579 967333 957 1803 4711 7471 974804 . .
May-99 954246 22897 977143 528 1428 4951 6907 984050 . .
Jun-99 959655 23273 982928 637 1427 5011 7075 990003 19304 1009307
Jul-99 975238 23638 998876 533 1517 5349 7399 1006275 . .
Aug-99 984941 23996 1008937 557 1577 6151 8285 1017222 . .
Sep-99 1000942 24397 1025339 372 1579 6680 8631 1033970 18683 1052653
Oct-99 1013064 24785 1037849 422 1618 6348 8388 1046236 . .
Nov-99 1020513 25173 1045686 436 1635 7265 9336 1055022 . .
Dec-99 1043628 25785 1069413 481 1646 6996 9123 1078536 18951 1097487
Jan-00 1044002 25938 1069940 287 1718 7025 9030 1078970 . .
Feb-00 1060577 26240 1086817 245 1738 7050 9033 1095850 . .
Mar-00 1069913 27556 1097469 540 1738 7117 9395 1106864 18327 1125191
Apr-00 1097643 27711 1125354 202 1827 7135 9164 1134518 . .
May-00 1107106 28001 1135107 802 3109 7430 11341 1146448 . .
Jun-00 1122416 28843 1151259 981 3154 7790 11925 1163184 17866 1181050
Jul-00 1122240 29469 1151709 1218 2967 8217 12402 1164111 . .
Aug-00 1132068 30123 1162191 937 2769 7994 11700 1173891 . .
Sep-00 1143965 30684 1174649 1063 2490 8751 12304 1186953 17217 1204170
Oct-00 1164829 31271 1196100 479 2575 8278 11332 1207432 . .
Nov-00 1181812 31813 1213625 597 2657 8363 11617 1225242 . .
Dec-00 1189068 32478 1221546 667 2663 8227 11557 1233102 20134 1253236
Jan-01 1194606 32702 1227308 740 2556 8388 11684 1238991 . .
Feb-01 1207417 33165 1240582 1147 2547 8564 12258 1252840 . .
Mar-01 1227356 34413 1261769 1877 2498 8536 12911 1274679 17532 1292211
Apr-01 1264796 34765 1299561 1464 1384 8584 11432 1310993 . .
May-01 1283781 35435 1319216 1775 1040 8289 11104 1330321 . .
Jun-01 1297861 36255 1334116 1791 1018 8439 11248 1345364 17910 1363274
Jul-01 1302217 37155 1339372 234 986 7997 9217 1348589 . .
Aug-01 1310319 38204 1348523 243 997 7910 9150 1357673 . .
Sep-01 1324205 38765 1362970 359 918 7949 9226 1372196 17990 1390186
Oct-01 1339757 39625 1379382 1291 777 8309 10377 1389759 . .
Nov-01 1357067 40203 1397270 1737 621 8132 10490 1407760 . .
Dec-01 1367886 41040 1408926 1915 569 7861 10345 1419271 17623 1436894
Jan-02 1375388 41689 1417077 2132 561 7261 9954 1427031 . .
Feb-02 1397287 42268 1439555 2163 546 7003 9712 1449267 . .
Mar-02 1419840 43926 1463766 2252 602 2287 5141 1468908 19425 1488333
Apr-02 1450542 44332 1494874 3083 602 1701 5386 1500260 . .
May-02 1523830 45061 1568891 2668 579 2391 5638 1574529 . .
Jun-02 1528976 45868 1574844 2470 531 2536 5537 1580381 19764 1600146
Jul-02 1536978 46893 1583871 2920 460 2628 6008 1589879 . .
Aug-02 1544285 47658 1591943 2950 404 2780 6134 1598077 . .
Sep-02 1555029 48453 1603482 3139 409 3375 6923 1610405 18662 1629067
Oct-02 1573152 49230 1622382 2221 403 3374 5998 1628380 . .
Nov-02 1593796 50073 1643869 1583 406 3664 5653 1649522 . .
Dec-02 1600627 51105 1651732 1594 448 3754 5796 1657528 19264 1676792
Jan-03 1612135 51899 1664034 1581 449 3758 5788 1669822 . .
Feb-03 1626103 53609 1679712 1563 405 3732 5700 1685412 . .
Mar-03 1641542 55275 1696817 2128 355 3813 6296 1703113 19906 1723019
122

TABLE 55 : LIQUIDITY AGGREGATES (Concld.)


(Rupees crore)
Month NM3 Postal L1 Liabilities of financial institutions L2 Public L3
deposits (2+3) Term CDs Term Total (4+8) deposits (9+10)
money deposits (5+6+7) with
borrowings NBFCs
1 2 3 4 5 6 7 8 9 10 11
Apr-03 1691097 55841 1746938 2228 189 3845 6262 1753200 . .
May-03 1710126 56913 1767039 2179 189 3722 6090 1773129 . .
Jun-03 1722498 58336 1780834 2351 374 3898 6623 1787457 19954 1807411
Jul-03 1730591 60026 1790617 1752 368 4205 6325 1796942 . .
Aug-03 1744016 61181 1805197 1769 366 4184 6319 1811516 . .
Sep-03 1756834 62264 1819098 1347 363 4320 6030 1825128 20368 1845496
Oct-03 1810444 63648 1874092 1269 361 4150 5780 1879871 . .
Nov-03 1832925 64945 1897870 1364 356 4408 6128 1903998 . .
Dec-03 1845958 66511 1912469 1675 449 4388 6512 1918981 20301 1939281
Jan-04 1878404 68122 1946526 1792 446 4379 6617 1953143 . .
Feb-04 1909330 69193 1978523 2131 445 4286 6862 1985385 . .
Mar-04 1960186 71388 2031574 1696 560 3989 6245 2037819 19722 2057541
Apr-04 2015525 72445 2087970 1653 609 3582 5844 2093814 . .
May-04 2019707 73880 2093587 1726 583 3447 5756 2099343 . .
Jun-04 2029709 75446 2105155 1659 930 3873 6462 2111617 19224 2130841
Jul-04 2039266 76941 2116207 1476 905 3867 6248 2122455 . .
Aug-04 2057376 78361 2135737 3081 231 3517 6829 2142566 . .
Sep-04 2049006 79668 2128674 3026 231 3538 6795 2135469 19244 2154713
Oct-04 2124187 81000 2205187 1427 85 289 1801 2206988 . .
Nov-04 2130979 82114 2213093 1191 85 258 1534 2214627 . .
Dec-04 2140764 83647 2224411 1564 85 248 1897 2226308 19898 2246206
Jan-05 2187976 84808 2272784 1421 85 247 1753 2274537 . .
Feb-05 2210228 85868 2296096 1319 85 247 1651 2297747 . .
Mar-05 2245663 88647 2334310 1319 85 247 1651 2335961 19840 2355802
Apr-05 2332169 89718 2421887 1319 85 247 1651 2423538 . .
May-05 2344273 91306 2435579 1319 85 247 1651 2437230 . .
Jun-05 2354107 92870 2446977 1319 85 247 1651 2448628 20797 2469424
Jul-05 2370368 94376 2464744 1319 85 247 1651 2466395 . .
Aug-05 2398286 95885 2494171 1319 85 247 1651 2495822 . .
Sep-05 2468047 97248 2565295 1319 85 247 1651 2566946 21694 2588640
Oct-05 2487657 98418 2586075 1319 85 247 1651 2587726 . .
Nov-05 2498543 99771 2598314 1319 85 247 1651 2599965 . .
Dec-05 2528411 101199 2629610 1319 85 247 1651 2631261 21694 2652955

CDs : Certificates of Deposit; L1, L2 and L3 : Liquidity Aggregates; NBFCs : Non-Banking Financial Companies
Notes : 1. Postal Deposits comprise post office savings bank deposits, post office time deposits, post office recurring deposits, other
deposits and post office cumulative time deposits.
2. Financial Institutions (FIs), here, comprise IFCI, EXIM Bank, IIBI, SIDBI, NABARD, NHB, TFCI and IDFC. Since October
2004, data on FI’s do not include that of IDBI reflecting its conversion into a banking entity.
3. Since July 2001, the term money borrowings of the FIs comprise borrowings from corporate and others.
4. Since August 2002,Term Deposits include CP and Others.
5. Estimates of public deposits are generated on the basis of returns received from all NBFCs with public deposits of Rs. 20 crore
and more as had been recommended by the Working Group.
6. While L1 and L2 are compiled on a monthly basis, L3 is compiled on a quarterly basis.
7. Data are provisional. Wherever data are not available, the estimates for the last available month have been repeated.
Also see Notes on Tables.
123

TABLE 56 : SCHEDULED COMMERCIAL BANKS - SELECT AGGREGATES


(Rupees crore)
Month* Aggregate Demand Time Borrowings Investments Bank Credit Cash in Balances
Deposits Deposits Deposits from RBI in Govt. Hand with RBI
(3+4) Securities
1 2 3 4 5 6 7 8 9

Apr-50 846 576 270 . . 483 35 50


May-50 843 572 271 . . 468 35 54
Jun-50 848 575 273 . . 452 46 51
Jul-50 859 586 272 . . 437 35 74
Aug-50 855 583 272 . . 427 34 70
Sep-50 857 583 273 . . 413 33 77
Oct-50 861 588 273 . . 410 38 74
Nov-50 866 588 278 . . 405 35 81
Dec-50 863 580 283 . . 445 41 54
Jan-51 869 583 286 . . 493 35 48
Feb-51 881 587 294 . . 524 36 56
Mar-51 882 593 290 . . 547 35 58
Apr-51 880 584 296 10 . 574 36 51
May-51 873 579 294 14 . 571 36 48
Jun-51 872 583 289 12 . 550 50 58
Jul-51 890 601 289 4 . 534 39 74
Aug-51 907 619 288 0 . 517 40 74
Sep-51 888 601 287 0 . 498 37 82
Oct-51 883 594 289 0 . 500 37 74
Nov-51 877 583 294 0 313 504 37 59
Dec-51 872 580 292 5 309 532 38 48
Jan-52 865 572 293 25 300 565 36 46
Feb-52 864 572 292 38 299 580 35 43
Mar-52 852 566 286 56 296 522 35 46
Apr-52 838 552 285 34 294 563 33 46
May-52 839 545 293 20 296 539 33 48
Jun-52 843 546 297 15 300 524 35 51
Jul-52 855 548 307 3 300 498 33 62
Aug-52 853 544 308 2 304 476 33 67
Sep-52 844 530 315 2 308 467 32 63
Oct-52 845 533 312 1 316 458 33 63
Nov-52 845 532 313 2 325 452 33 55
Dec-52 831 517 313 5 323 468 35 44
Jan-53 830 517 313 4 311 489 33 45
Feb-53 827 513 313 4 301 505 31 42
Mar-53 832 522 310 19 303 529 32 43
Apr-53 846 528 318 12 301 525 32 41
May-53 839 518 321 18 300 531 32 39
Jun-53 845 520 326 13 314 510 35 40
Jul-53 842 516 326 2 316 490 31 45
Aug-53 844 515 329 2 327 473 32 46
Sep-53 839 511 328 2 334 460 31 50
Oct-53 849 519 330 1 340 449 31 59
Nov-53 859 526 332 1 337 449 33 68
Dec-53 838 508 330 2 336 461 32 45
Jan-54 839 512 326 13 323 506 32 38
Feb-54 844 514 330 21 319 521 31 39
Mar-54 848 522 326 31 319 538 32 41
Apr-54 856 529 327 44 323 563 32 41
May-54 863 535 328 37 324 573 33 41
Jun-54 869 537 333 18 327 550 33 42
Jul-54 884 539 344 3 334 534 30 47
Aug-54 898 550 349 2 340 520 31 62
Sep-54 897 547 350 5 346 525 33 59
Oct-54 904 551 353 6 350 526 36 66
Nov-54 925 561 364 1 350 520 32 76
Dec-54 932 567 365 10 348 538 36 68
Jan-55 937 570 368 8 353 560 34 58
Feb-55 947 578 368 13 352 589 33 47
Mar-55 943 567 375 37 344 623 32 46
(Continued)
124

TABLE 56 : SCHEDULED COMMERCIAL BANKS - SELECT AGGREGATES (Contd.)


(Rupees crore)
Month* Aggregate Demand Time Borrowings Investments Bank Credit Cash in Balances
Deposits Deposits Deposits from RBI in Govt. Hand with RBI
(3+4) Securities
1 2 3 4 5 6 7 8 9

Apr-55 962 581 381 27 345 624 34 47


May-55 969 584 386 27 344 620 35 48
Jun-55 983 590 393 17 347 610 34 53
Jul-55 993 587 406 12 369 601 32 52
Aug-55 1005 599 406 16 378 606 33 50
Sep-55 1011 598 413 9 384 593 32 61
Oct-55 1021 602 419 6 392 593 37 56
Nov-55 1023 606 417 8 395 594 35 61
Dec-55 1028 616 413 30 384 636 39 61
Jan-56 1047 641 406 29 382 675 37 62
Feb-56 1041 627 415 41 375 697 35 53
Mar-56 1043 631 412 65 360 761 36 49
Apr-56 1063 639 424 56 355 757 37 49
May-56 1070 638 432 64 353 769 40 49
Jun-56 1084 637 447 53 348 757 41 53
Jul-56 1081 628 453 47 353 740 38 50
Aug-56 1096 637 459 31 361 735 38 52
Sep-56 1082 627 455 63 376 754 35 49
Oct-56 1087 633 454 58 372 761 38 49
Nov-56 1098 642 456 55 365 766 36 51
Dec-56 1101 644 457 79 364 788 39 52
Jan-57 1123 664 460 74 362 826 33 50
Feb-57 1152 687 465 85 351 857 37 52
Mar-57 1175 704 472 103 347 900 34 54
Apr-57 1220 720 500 73 344 909 38 65
May-57 1239 719 520 81 341 933 39 59
Jun-57 1262 714 549 62 333 918 44 79
Jul-57 1288 724 564 32 332 886 37 90
Aug-57 1288 697 591 40 370 852 39 100
Sep-57 1310 690 620 37 386 847 37 93
Oct-57 1363 738 625 30 394 867 48 96
Nov-57 1366 700 666 16 409 840 38 106
Dec-57 1368 702 666 24 433 857 40 68
Jan-58 1404 719 685 27 433 908 38 73
Feb-58 1423 714 709 29 433 931 38 73
Mar-58 1452 731 721 42 440 963 37 68
Apr-58 1512 758 754 20 445 957 42 91
May-58 1506 729 777 16 478 924 39 75
Jun-58 1502 731 771 15 487 903 44 95
Jul-58 1536 737 799 10 537 886 38 103
Aug-58 1536 718 818 3 572 857 39 98
Sep-58 1543 731 812 2 590 841 38 100
Oct-58 1576 688 888 2 619 839 40 106
Nov-58 1576 695 880 2 644 833 40 86
Dec-58 1574 694 880 11 637 866 43 76
Jan-59 1585 698 887 40 635 921 40 72
Feb-59 1610 712 898 31 612 959 41 73
Mar-59 1635 722 913 62 613 1014 43 64
Apr-59 1692 754 938 27 616 1020 44 88
May-59 1706 719 987 11 635 1012 44 69
Jun-59 1737 738 999 3 636 985 48 91
Jul-59 1764 712 1052 1 715 957 41 76
Aug-59 1788 724 1064 3 736 937 43 82
Sep-59 1799 712 1086 3 785 920 42 70
Oct-59 1799 701 1098 14 794 941 39 72
Nov-59 1835 717 1118 2 813 923 43 77
Dec-59 1827 717 1110 12 788 964 45 70
Jan-60 1857 742 1115 27 785 1020 44 71
Feb-60 1873 742 1131 41 764 1061 47 75
Mar-60 1902 781 1121 79 715 1128 62 91
125

TABLE 56 : SCHEDULED COMMERCIAL BANKS - SELECT AGGREGATES (Contd.)


(Rupees crore)
Month* Aggregate Demand Time Borrowings Other Investments Bank Credit Cash in Balances
Deposits Deposits Deposits from RBI Demand in Hand with
(3+4) and Governtment RBI
Time Securities
Liabilities
1 2 3 4 5 6 7 8 9 10

Apr-60 1930 771 1159 44 . 742 1130 49 92


May-60 1944 769 1175 37 . 745 1124 47 96
Jun-60 1965 772 1192 40 . 740 1124 47 109
Jul-60 1963 775 1188 25 . 724 1122 44 119
Aug-60 1972 781 1191 17 . 746 1103 46 111
Sep-60 1918 757 1161 33 . 723 1136 46 107
Oct-60 1906 778 1128 17 . 689 1110 49 96
Nov-60 1767 679 1088 12 66 685 1107 45 91
Dec-60 1759 686 1073 61 70 633 1181 52 110
Jan-61 1742 693 1048 44 74 610 1228 48 75
Feb-61 1742 700 1042 52 72 585 1267 45 73
Mar-61 1736 710 1026 95 75 559 1336 46 71
Apr-61 1767 723 1044 38 79 563 1301 48 74
May-61 1763 703 1060 24 75 550 1279 47 74
Jun-61 1775 725 1050 15 78 549 1283 57 87
Jul-61 1789 715 1074 2 73 579 1235 44 76
Aug-61 1807 716 1091 1 77 600 1224 46 97
Sep-61 1799 720 1079 11 77 618 1224 43 73
Oct-61 1811 732 1078 6 78 626 1224 50 82
Nov-61 1811 725 1086 2 78 619 1224 49 80
Dec-61 1825 727 1098 19 80 580 1276 54 101
Jan-62 1852 741 1112 19 75 596 1317 47 79
Feb-62 1875 746 1129 32 72 587 1356 48 76
Mar-62 1917 786 1131 53 66 601 1408 49 75
Apr-62 1963 788 1175 13 68 601 1428 51 80
May-62 1983 783 1200 5 64 584 1428 52 87
Jun-62 2014 780 1234 2 63 608 1417 59 92
Jul-62 2039 796 1243 1 60 656 1386 48 98
Aug-62 2041 807 1233 16 62 696 1398 48 75
Sep-62 2036 800 1236 5 60 690 1379 47 77
Oct-62 2047 802 1245 9 59 713 1386 48 77
Nov-62 2039 804 1234 5 62 700 1372 48 69
Dec-62 2037 816 1221 21 57 653 1422 54 79
Jan-63 2051 820 1232 24 63 650 1475 48 74
Feb-63 2049 825 1224 39 64 617 1526 51 72
Mar-63 2042 867 1175 71 68 593 1588 52 74
Apr-63 2088 892 1195 31 73 615 1589 55 74
May-63 2096 885 1211 18 68 628 1553 53 77
Jun-63 2140 901 1239 1 71 653 1529 67 92
Jul-63 2175 930 1245 0 75 687 1486 51 79
Aug-63 2201 958 1243 1 77 760 1460 51 87
Sep-63 2212 968 1244 2 73 780 1452 51 82
Oct-63 2236 977 1259 2 72 760 1468 57 115
Nov-63 2238 980 1257 1 73 767 1487 55 73
Dec-63 2253 1000 1253 8 75 710 1580 63 79
Jan-64 2277 1032 1245 36 81 684 1692 58 79
Feb-64 2282 1043 1239 68 77 651 1759 60 81
Mar-64 2285 1071 1214 84 78 640 1817 58 89
Apr-64 2320 1077 1243 45 83 615 1844 63 79
May-64 2340 1085 1255 32 83 622 1825 65 91
Jun-64 2385 1096 1289 1 75 656 1774 68 95
Jul-64 2444 1112 1332 4 87 769 1733 63 94
Aug-64 2498 1137 1361 2 89 805 1723 64 89
Sep-64 2521 1140 1381 1 89 819 1703 61 100
Oct-64 2531 1197 1334 2 92 874 1705 67 87
Nov-64 2533 1200 1334 1 86 839 1716 65 95
Dec-64 2525 1179 1346 35 86 765 1811 67 94
Jan-65 2558 1221 1337 56 91 745 1894 77 89
Feb-65 2584 1229 1355 90 88 731 1949 66 100
Mar-65 2583 1239 1344 153 86 718 2035 67 96
126

TABLE 56 : SCHEDULED COMMERCIAL BANKS - SELECT AGGREGATES (Contd.)


(Rupees crore)
Month* Aggregate Demand Time Borrow- Other Invest- Invest- Invest- Bank Food Non- Cash Balances
Deposits Deposits Deposits ings Demand ments ments ments Credit Credit Food in with
(3+4) from and (8+9) in in (11+12) Credit Hand RBI
RBI Time Govt other
Liabilities Securities Approved
Securities
1 2 3 4 5 6 7 8 9 10 11 12 13 14

Apr-65 2638 1241 1397 126 95 . 720 . 2113 . . 68 93


May-65 2667 1255 1412 103 91 . 721 . 2097 . . 71 99
Jun-65 2707 1274 1433 64 93 . 727 . 2068 . . 77 97
Jul-65 2788 1308 1480 9 91 . 836 . 2025 . . 67 98
Aug-65 2837 1337 1500 10 91 . 857 . 2012 . . 65 99
Sep-65 2789 1300 1489 9 91 . 844 . 1994 . . 65 107
Oct-65 2816 1321 1495 3 100 . 858 . 2020 . . 71 112
Nov-65 2825 1328 1497 2 93 . 867 . 2019 . . 69 101
Dec-65 2887 1367 1520 19 102 . 828 . 2105 . . 85 116
Jan-66 2897 1370 1527 19 96 . 829 . 2144 . . 80 103
Feb-66 2929 1389 1540 36 103 . 825 . 2186 . . 72 104
Mar-66 2950 1427 1523 74 93 . 811 . 2287 . . 73 97
Apr-66 3029 1441 1588 32 113 . 831 . 2329 . . 77 112
May-66 3054 1434 1619 34 103 . 856 . 2304 . . 80 113
Jun-66 3123 1477 1646 2 103 . 919 . 2271 . . 80 115
Jul-66 3222 1532 1690 2 114 . 1012 . 2261 . . 74 116
Aug-66 3245 1526 1719 1 110 . 1081 . 2217 . . 78 113
Sep-66 3251 1510 1741 2 120 . 1083 . 2242 . . 78 122
Oct-66 3294 1526 1768 2 128 . 1129 . 2244 . . 83 116
Nov-66 3308 1525 1782 2 134 . 1108 . 2275 . . 84 115
Dec-66 3376 1580 1797 7 136 . 955 . 2433 . . 99 149
Jan-67 3339 1559 1780 28 121 . 931 . 2504 . . 90 114
Feb-67 3371 1577 1794 62 121 . 909 . 2563 . . 86 116
Mar-67 3425 1649 1776 140 116 . 893 . 2692 . . 87 129
Apr-67 3463 1636 1827 43 128 . 931 . 2670 . . 89 122
May-67 3473 1620 1853 13 125 . 917 . 2624 . . 90 122
Jun-67 3517 1665 1852 12 131 . 923 . 2631 . . 115 143
Jul-67 3562 1682 1880 1 126 . 1037 . 2547 . . 88 128
Aug-67 3599 1685 1914 1 129 . 1099 . 2510 . . 88 140
Sep-67 3633 1701 1933 3 149 . 1133 . 2541 . . 86 132
Oct-67 3655 1700 1955 7 153 . 1149 . 2568 . . 101 134
Nov-67 3675 1714 1961 2 158 . 1132 . 2581 . . 93 147
Dec-67 3763 1780 1983 8 141 . 1009 . 2725 . . 112 161
Jan-68 3778 1752 2026 3 136 . 1050 . 2755 . . 89 139
Feb-68 3797 1758 2040 17 133 . 984 . 2874 . . 91 122
Mar-68 3856 1845 2011 104 124 . 967 . 3032 . . 89 132
Apr-68 3876 1822 2054 112 134 . 967 . 3077 . . 98 132
May-68 3887 1806 2081 73 133 . 966 . 3055 . . 98 134
Jun-68 3969 1875 2094 103 148 . 976 . 3103 . . 125 144
Jul-68 4037 1880 2156 65 143 . 1020 . 3042 . . 94 141
Aug-68 4049 1837 2212 56 120 . 1063 . 3038 . . 100 145
Sep-68 4047 1774 2273 69 122 . 1059 . 3099 . . 95 144
Oct-68 4115 1834 2281 30 137 . 1101 . 3034 . . 117 144
Nov-68 4153 1828 2326 15 136 . 1130 . 3003 . . 102 151
Dec-68 4221 1858 2363 45 137 . 1117 . 3069 . . 114 156
Jan-69 4262 1887 2375 33 135 . 1099 . 3146 . . 102 150
Feb-69 4279 1873 2406 119 150 . 1072 . 3307 . . 106 152
Mar-69 4338 1934 2404 106 137 . 1055 . 3396 . . 109 166
Apr-69 4440 1979 2461 101 150 . 1058 . 3461 153 3308 117 164
May-69 4502 1991 2511 151 137 . 1109 . 3526 206 3320 123 165
Jun-69 4646 2104 2542 172 176 . 1126 . 3599 233 3366 204 176
Jul-69 4684 2089 2595 79 151 . 1195 . 3516 215 3302 124 171
Aug-69 4716 2079 2637 51 149 . 1229 . 3446 204 3243 121 196
Sep-69 4730 2079 2651 20 151 . 1263 . 3424 146 3277 121 161
Oct-69 4788 2094 2694 34 148 . 1266 . 3493 126 3367 136 172
Nov-69 4840 2141 2699 19 143 . 1267 . 3489 106 3383 134 166
Dec-69 4877 2131 2746 92 150 . 1224 . 3616 104 3512 143 174
Jan-70 4945 2163 2782 130 153 1492 1189 303 3769 94 3675 134 170
Feb-70 4974 2173 2801 222 151 1484 1176 308 3893 89 3804 135 163
Mar-70 5028 2235 2793 238 155 1481 1167 314 3971 56 3915 146 176
127

TABLE 56 : SCHEDULED COMMERCIAL BANKS - SELECT AGGREGATES (Contd.)


(Rupees crore)
Month* Aggregate Demand Time Borrow- Liabili- Other Invest- Invest- Invest- Bank Food Non- Cash Balances Assets
Deposits Deposits Deposits ings ties Demand ments ments ments Credit Credit Food in with with
(3+4) from to and (9+10) in in (12+13) Credit Hand RBI Banks
RBI Banks Time Govt other
Liabilities Secu- Approved
rities Securities
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16

Apr-70 5109 2266 2843 237 203 168 1481 1165 316 4056 99 3957 145 171 136
May-70 5163 2269 2894 277 190 167 1503 1183 320 4142 116 4026 153 177 145
Jun-70 5275 2329 2946 292 205 168 1505 1186 319 4213 207 4006 179 179 163
Jul-70 5371 2382 2990 214 244 178 1584 1263 321 4198 199 3999 149 198 177
Aug-70 5413 2380 3034 209 249 183 1620 1294 326 4188 191 3997 148 188 183
Sep-70 5489 2421 3068 189 248 268 1632 1305 327 4249 165 4084 167 194 193
Oct-70 5558 2441 3117 151 211 188 1662 1321 341 4281 133 4148 163 183 145
Nov-70 5631 2469 3163 134 224 189 1701 1344 357 4276 149 4127 166 179 159
Dec-70 5685 2481 3204 302 224 182 1727 1346 381 4451 216 4235 164 194 153
Jan-71 5790 2548 3241 349 209 195 1756 1357 399 4590 234 4357 166 182 142
Feb-71 5881 2584 3296 356 201 185 1764 1358 406 4641 250 4391 164 185 143
Mar-71 5906 2626 3280 368 221 191 1772 1362 410 4684 214 4469 167 197 147
Apr-71 5993 2631 3362 191 212 204 1774 1360 414 4675 203 4472 162 197 128
May-71 6109 2688 3420 131 243 211 1791 1374 417 4678 251 4427 176 208 161
Jun-71 6216 2743 3473 207 293 224 1806 1375 431 4763 379 4384 187 216 201
Jul-71 6358 2762 3596 118 270 229 1863 1422 441 4816 431 4385 165 203 192
Aug-71 6438 2781 3657 102 259 216 1937 1496 441 4791 406 4385 166 200 181
Sep-71 6514 2801 3713 102 250 226 1970 1529 441 4829 375 4454 164 228 171
Oct-71 6617 2833 3784 19 294 178 2028 1568 460 4838 359 4479 186 232 206
Nov-71 6705 2858 3847 8 297 211 2081 1599 482 4823 358 4465 182 241 222
Dec-71 6937 2991 3946 171 309 238 2156 1643 513 5052 365 4687 199 241 200
Jan-72 6910 2961 3950 151 284 236 2179 1658 521 5105 415 4689 188 228 177
Feb-72 6936 2941 3996 161 241 231 2166 1644 522 5125 396 4729 163 225 153
Mar-72 7106 3127 3979 208 281 271 2189 1650 539 5263 345 4918 181 267 169
Apr-72 7241 3143 4098 23 310 262 2268 1712 556 5193 288 4905 188 244 207
May-72 7377 3217 4160 26 331 260 2269 1697 572 5312 447 4865 203 252 223
Jun-72 7610 3357 4252 42 446 348 2317 1721 596 5480 542 4938 254 240 321
Jul-72 7638 3305 4333 4 340 252 2548 1936 612 5301 486 4815 194 242 226
Aug-72 7741 3340 4402 3 334 287 2677 2064 613 5254 417 4837 208 220 224
Sep-72 7815 3335 4479 4 351 248 2705 2064 641 5222 353 4868 191 263 249
Oct-72 7946 3405 4541 7 351 255 2887 2232 655 5260 287 4974 214 281 248
Nov-72 8076 3438 4638 7 382 263 2903 2233 670 5288 246 5041 214 290 260
Dec-72 8381 3632 4749 9 454 288 2888 2175 714 5570 159 5412 260 298 332
Jan-73 8323 3526 4797 7 433 267 2940 2231 710 5598 198 5400 215 275 298
Feb-73 8436 3603 4832 126 362 283 2856 2131 725 5924 341 5583 226 295 224
Mar-73 8643 3794 4849 139 392 307 2897 2161 736 6115 340 5775 221 279 258
Apr-73 8757 3741 5017 24 489 326 2891 2142 749 6157 293 5865 234 321 319
May-73 8867 3765 5102 108 455 353 2918 2159 759 6241 397 5844 252 328 321
Jun-73 9165 3958 5207 141 453 407 2937 2180 757 6412 468 5944 305 538 288
Jul-73 9287 3943 5344 9 486 397 3045 2293 752 6274 391 5882 251 569 318
Aug-73 9508 4049 5459 6 455 400 3165 2392 773 6209 330 5880 242 601 353
Sep-73 9619 4044 5575 39 427 408 3171 2342 829 6314 274 6041 242 745 279
Oct-73 9656 3992 5664 81 411 425 3173 2329 844 6503 235 6268 259 740 283
Nov-73 9859 4071 5788 98 431 415 3171 2306 865 6662 276 6385 261 762 272
Dec-73 10087 4225 5862 211 360 411 3316 2404 912 7062 352 6710 280 662 191
Jan-74 10064 4198 5867 229 367 409 3289 2373 916 7028 375 6653 234 754 173
Feb-74 10062 4226 5836 310 385 437 3285 2365 920 7061 384 6678 251 704 186
Mar-74 10139 4336 5803 409 378 449 3286 2362 924 7399 367 7032 246 610 208
Apr-74 10333 4399 5934 333 385 476 3331 2402 929 7615 423 7191 263 523 203
May-74 10521 4497 6024 407 407 515 3348 2415 933 7751 495 7256 277 582 206
Jun-74 10756 4647 6109 421 389 550 3421 2440 981 7858 524 7335 343 559 227
Jul-74 10970 4735 6235 247 412 578 3584 2582 1002 7799 481 7317 265 606 235
Aug-74 11055 4670 6385 105 364 548 3641 2624 1017 7680 372 7308 264 567 206
Sep-74 11138 4634 6503 87 360 546 3700 2670 1030 7629 270 7359 271 542 255
Oct-74 11245 4698 6548 63 386 559 3802 2751 1051 7743 254 7489 288 615 250
Nov-74 11378 4738 6640 51 373 544 3820 2765 1055 7747 221 7526 286 576 224
Dec-74 11587 4879 6708 163 451 477 3823 2744 1079 7993 209 7784 275 526 313
Jan-75 11648 4853 6795 85 431 572 3833 2748 1085 8230 369 7861 285 435 278
Feb-75 11778 4928 6850 187 440 573 3833 2750 1083 8370 443 7927 295 570 270
Mar-75 11827 4963 6865 473 465 542 3915 2826 1088 8762 613 8149 296 612 379
128

TABLE 56 : SCHEDULED COMMERCIAL BANKS - SELECT AGGREGATES (Contd.)


(Rupees crore)
Month* Aggregate Demand Time Borrow- Liabili- Other Invest- Invest- Invest- Bank Food Non- Cash Balances Assets
Deposits Deposits Deposits ings ties Demand ments ments ments Credit Credit Food in with with
(3+4) from to and (9+10) in in (12+13) Credit Hand RBI Banks
RBI Banks Time Govt other
Liabilities Secu- Approved
rities Securities
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16

Apr-75 12029 5013 7016 246 467 588 3967 2869 1098 8678 570 8108 319 505 322
May-75 12214 5079 7135 311 459 556 3973 2851 1122 8849 711 8138 320 504 299
Jun-75 12545 5257 7288 274 497 523 4079 2889 1190 8955 795 8159 383 478 299
Jul-75 12811 5369 7442 48 493 576 4321 3114 1207 8732 714 8018 294 590 263
Aug-75 12919 5350 7569 37 512 548 4282 3046 1236 8845 576 8270 286 578 279
Sep-75 13070 5400 7670 189 496 484 4366 3119 1248 9058 655 8403 288 531 269
Oct-75 13195 5405 7791 208 487 501 4412 3095 1317 9388 743 8644 288 579 267
Nov-75 13400 5482 7918 164 475 496 4364 3120 1244 9514 875 8639 307 495 272
Dec-75 13628 5602 8026 484 502 480 4416 3145 1271 9874 936 8938 347 518 289
Jan-76 13773 5624 8149 671 507 511 4516 3187 1329 10323 1154 9168 309 566 352
Feb-76 14024 5683 8341 599 505 502 4513 3186 1327 10561 1339 9222 293 571 298
Mar-76 14155 5817 8338 798 651 527 4607 3283 1324 10877 1521 9356 305 608 448
Apr-76 14466 5837 8629 835 612 523 4754 3437 1317 11152 1617 9535 306 697 385
May-76 14853 6015 8838 882 678 471 4775 3387 1388 11358 2003 9356 322 709 427
Jun-76 15178 6106 9071 760 759 491 4880 3444 1436 11476 2185 9291 362 617 533
Jul-76 15496 6172 9324 819 813 503 5092 3582 1510 11741 2230 9510 334 708 464
Aug-76 15763 6241 9522 714 737 513 5168 3670 1498 11716 2159 9557 310 724 411
Sep-76 16081 6410 9672 870 739 486 5255 3721 1534 11866 2110 9755 316 841 425
Oct-76 16327 6416 9911 918 778 499 5417 3835 1582 12222 2107 10115 370 811 429
Nov-76 16670 6505 10165 902 797 490 5424 3843 1581 12433 2166 10267 350 943 460
Dec-76 17564 7119 10444 958 712 554 5510 3884 1626 13212 2166 11046 411 782 378
Jan-77 17219 6718 10500 939 579 599 5499 3899 1601 13077 2239 10837 360 884 299
Feb-77 17382 6788 10593 919 597 577 5556 3964 1591 13103 2238 10866 353 920 311
Mar-77 17566 6943 10623 967 692 770 5536 3930 1606 13173 2191 10982 354 1146 395
Apr-77 18130 7045 11085 614 750 838 6058 4434 1624 13286 2281 11005 385 1031 441
May-77 18545 7205 11339 453 763 856 6062 4358 1704 13241 2312 10929 400 1193 415
Jun-77 18903 7290 11613 563 855 749 6180 4352 1828 13491 2536 10955 429 1133 452
Jul-77 19211 7344 11867 444 847 789 6450 4610 1840 13545 2514 11031 401 1190 511
Aug-77 19472 7442 12030 465 798 808 6417 4572 1845 13511 2457 11055 406 1478 464
Sep-77 19823 7678 12145 319 822 719 6639 4781 1859 13770 2321 11449 438 1376 549
Oct-77 20090 7810 12280 358 880 786 6624 4763 1862 13813 2271 11542 459 1566 576
Nov-77 20339 7870 12470 338 992 976 6656 4790 1866 13937 2256 11680 477 1641 660
Dec-77 21331 8517 12814 346 819 819 6759 4848 1910 14850 2356 12495 493 1448 575
Jan-78 21274 8164 13110 268 863 1008 6878 4924 1954 14533 2312 12221 501 1756 559
Feb-78 21533 8226 13307 225 800 752 7342 5359 1983 14527 2268 12258 438 1513 531
Mar-78 22211 4872 17340 331 871 830 7897 5907 1990 14939 1984 12955 469 1674 578
Apr-78 22437 4582 17855 155 822 810 7876 5886 1990 14753 1991 12763 467 1991 479
May-78 22593 4605 17989 196 909 877 7782 5801 1981 15126 2301 12825 489 1718 581
Jun-78 23313 4890 18423 335 995 890 7552 5497 2055 15694 2525 13169 617 2138 633
Jul-78 23389 4487 18902 207 795 821 8340 6239 2101 15362 2481 12881 471 1788 459
Aug-78 23639 4593 19046 231 773 941 8433 6267 2166 15425 2390 13035 469 2060 452
Sep-78 24107 4745 19362 244 839 789 8462 6229 2233 15748 2265 13484 487 1993 540
Oct-78 24427 4820 19607 245 813 1047 8602 6366 2236 16171 2210 13961 519 2029 534
Nov-78 24913 4983 19930 247 780 851 8524 6255 2269 16420 2315 14104 511 2113 476
Dec-78 26551 5878 20673 357 934 1109 8476 6170 2307 17923 2384 15539 661 2254 621
Jan-79 26397 5744 20653 548 900 1553 8572 6251 2323 18407 2451 15956 623 2396 562
Feb-79 26328 5368 20960 521 838 1342 8888 6510 2378 18039 2348 15691 552 2628 516
Mar-79 27016 5826 21190 546 987 1231 9109 6622 2488 18285 2210 16075 557 2634 649
Apr-79 27135 5585 21550 388 874 1296 9676 7168 2508 18355 2224 16131 566 2819 505
May-79 27442 5630 21812 506 991 1304 9344 6845 2498 18724 2584 16140 581 2879 621
Jun-79 28671 6190 22481 660 1050 1329 9389 6876 2513 19687 2996 16691 728 2855 598
Jul-79 28697 5821 22876 748 1023 1894 9637 7065 2572 19505 2986 16519 574 2910 552
Aug-79 29366 5988 23379 591 1037 1912 9979 7254 2725 19611 2898 16713 582 2787 596
Sep-79 29786 6164 23622 874 1034 1924 10172 7342 2830 19764 2733 17031 564 3173 599
Oct-79 29955 6132 23823 680 1044 1772 10179 7307 2871 19970 2681 17289 646 3640 643
Nov-79 30303 6150 24153 694 1099 1665 10264 7375 2889 20271 2721 17549 587 3618 637
Dec-79 31463 6285 25178 799 1233 1571 10400 7460 2941 21032 2699 18333 736 3374 826
Jan-80 31107 6214 24893 664 1169 1816 10394 7368 3026 21127 2650 18476 607 3589 885
Feb-80 31379 6316 25062 611 1248 1510 10795 7727 3068 21340 2521 18819 616 3152 830
Mar-80 31759 6643 25116 739 1077 1540 10624 7444 3181 21537 2100 19437 616 3634 766
129

TABLE 56 : SCHEDULED COMMERCIAL BANKS - SELECT AGGREGATES (Contd.)


(Rupees crore)
Month* Aggregate Demand Time Borrow- Liabili- Other Invest- Invest- Invest- Bank Food Non- Cash Balances Assets
Deposits Deposits Deposits ings ties Demand ments ments ments Credit Credit Food in with with
(3+4) from to and (9+10) in in (12+13) Credit Hand RBI Banks
RBI Banks Time Govt other
Liabilities Secu- Approved
rities Securities

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16

Apr-80 32378 6606 25772 420 1131 2054 11263 8074 3189 21601 1990 19611 658 3526 686
May-80 32633 6478 26154 625 1238 2059 11240 8054 3186 21854 2431 19423 696 3682 698
Jun-80 33377 6597 26780 488 1253 1565 11824 8461 3363 22068 2410 19658 794 3295 679
Jul-80 33546 6388 27158 507 1242 1702 11970 8557 3413 22095 2234 19861 665 3545 674
Aug-80 34056 6512 27544 477 1327 1549 12547 9082 3465 21968 2024 19944 694 3604 687
Sep-80 34485 6573 27911 458 1397 1541 13065 9469 3596 22060 1849 20212 674 3534 686
Oct-80 35007 6608 28399 470 1429 1725 12768 9059 3709 22733 1840 20894 716 4136 738
Nov-80 35470 6988 28482 483 1440 1657 13108 9378 3730 23250 2032 21218 759 3933 766
Dec-80 36900 7463 29437 519 1560 1808 12908 9009 3899 24235 2041 22195 814 3909 932
Jan-81 37157 7365 29792 516 1458 1845 13492 9572 3920 24732 2170 22562 761 3757 915
Feb-81 37371 7343 30028 530 1369 1867 13119 9201 3918 25017 1950 23067 754 3945 779
Mar-81 37988 7798 30190 589 1598 1685 13186 9219 3967 25371 1759 23612 766 4092 1028
Apr-81 38616 7757 30859 546 1585 2253 13958 9988 3970 25771 1693 24078 776 3969 897
May-81 39393 7907 31486 548 1571 2002 14209 10110 4099 26177 2108 24068 836 4127 904
Jun-81 40549 8290 32259 564 1757 2137 14222 9975 4247 26551 2202 24348 985 4517 1078
Jul-81 40765 8013 32752 546 1695 2107 15227 10904 4323 26902 2179 24723 837 5006 967
Aug-81 41197 8043 33154 562 1759 2002 14634 10242 4392 26808 2037 24771 842 4543 990
Sep-81 41585 8038 33547 586 1798 2158 15189 10733 4456 27164 1876 25288 830 4709 1033
Oct-81 42144 8224 33920 625 1983 2201 14751 10088 4663 28079 1923 26156 935 4750 1301
Nov-81 42412 8184 34228 572 1935 1808 15254 10516 4738 28168 2109 26059 861 4584 1305
Dec-81 44123 8981 35142 622 1653 1729 14915 10110 4804 29513 2313 27200 856 4567 1060
Jan-82 43428 8436 34992 682 1483 1944 14855 9993 4862 29881 2456 27425 858 4665 1071
Feb-82 43595 8442 35154 710 1390 1898 14873 9873 5000 29862 2352 27510 826 4475 959
Mar-82 43733 8383 35350 831 1807 1930 15141 10157 4984 29682 2127 27555 788 4883 1357
Apr-82 44399 8461 35939 638 1558 2089 16166 11098 5068 29663 2112 27551 848 4950 1123
May-82 45059 8656 36403 580 1445 2176 16482 11424 5057 29956 2451 27505 896 4838 1067
Jun-82 46128 9055 37073 572 1686 1965 16945 11617 5328 30180 2825 27355 999 4771 1250
Jul-82 46628 8797 37831 418 1607 2068 17040 11584 5456 30551 2768 27783 885 4763 1103
Aug-82 47247 8816 38431 396 1633 1983 18080 12563 5516 30195 2614 27581 852 4841 1190
Sep-82 47565 8878 38687 382 1714 2114 18019 12246 5773 30569 2332 28237 811 5136 1228
Oct-82 48183 9002 39181 368 1706 1531 18160 12291 5868 31312 2377 28935 951 5376 1298
Nov-82 48616 9015 39601 359 1859 2060 18495 12520 5974 31676 2678 28998 923 5032 1391
Dec-82 52077 10890 41188 787 2122 2002 17803 11710 6093 34812 3065 31746 1140 5813 1595
Jan-83 50644 9292 41351 459 1766 2143 18429 12321 6107 33979 3169 30810 912 4628 1331
Feb-83 50889 9301 41587 522 1677 2190 18692 12521 6171 34153 3113 31040 863 4811 1268
Mar-83 51358 9984 41374 815 1745 2694 18334 12078 6257 35493 2965 32528 878 5208 1403
Apr-83 51951 9729 42223 495 1774 2442 20103 13804 6299 35153 2823 32330 943 4438 1388
May-83 52659 9955 42704 446 1654 2488 19993 13703 6290 35527 3358 32169 978 4814 1299
Jun-83 54039 10201 43838 509 1784 2179 19970 13533 6437 36006 3589 32417 1012 5143 1377
Jul-83 55407 10395 45012 458 1861 2167 20617 13952 6665 36332 3716 32616 982 4980 1393
Aug-83 55819 10142 45678 488 1926 2768 21024 14249 6775 35999 3495 32504 950 5606 1530
Sep-83 56222 10169 46053 405 1918 3119 21349 14424 6925 36777 3303 33474 932 5852 1362
Oct-83 57098 10313 46784 424 2147 3720 21740 14613 7128 37373 3329 34044 991 6124 1591
Nov-83 57822 10370 47452 404 2081 3879 21810 14607 7203 37772 3677 34095 978 6183 1531
Dec-83 61226 11925 49301 833 2287 3291 22094 14695 7399 40280 4169 36111 1130 6442 1743
Jan-84 59980 10728 49252 549 2382 3518 22327 14796 7531 39626 4139 35487 954 5627 1723
Feb-84 60263 10489 49774 865 2678 3814 21971 14337 7633 40178 4205 35974 911 6181 2068
Mar-84 60596 11312 49284 1336 2773 4806 21246 13473 7772 41294 4022 37272 928 7783 2302
Apr-84 61014 11113 49900 887 2637 4995 23146 15336 7810 41496 4102 37394 1009 6257 2015
May-84 62015 11368 50647 1119 2362 4792 23856 16052 7804 42089 4862 37227 1047 5794 1682
Jun-84 64620 12195 52425 1769 2537 4486 23331 15470 7861 43613 5238 38376 1249 8105 1748
Jul-84 64705 11683 53022 784 2625 5018 25524 17353 8171 42884 5218 37666 1059 6689 1696
Aug-84 65406 11723 53683 813 2645 5248 25504 17095 8409 42917 5020 37897 1034 6982 1764
Sep-84 65860 11702 54158 1138 2879 5142 25824 17181 8643 43506 4807 38699 1017 6860 2073
Oct-84 66809 11980 54829 1095 2978 5164 25784 17059 8726 44724 5023 39702 1128 6921 2109
Nov-84 68042 12137 55906 1184 2842 5150 25842 17078 8764 45529 5388 40140 1071 7269 1992
Dec-84 71711 13703 58008 1635 3007 5133 26450 17347 9103 47951 5628 42323 1262 6835 2206
Jan-85 71009 12773 58235 2076 3017 5505 26629 17468 9162 47901 5872 42030 982 9061 2172
Feb-85 71304 12538 58765 1502 3150 5580 26125 16895 9231 47989 5881 42108 1034 6892 2455
Mar-85 72244 14132 58113 1558 3227 6217 28138 18697 9441 48953 5665 43287 1044 6884 2820
130

TABLE 56 : SCHEDULED COMMERCIAL BANKS - SELECT AGGREGATES (Contd.)


(Rupees crore)

Month* Aggregate Demand Time Borrow- Liabili- Other Invest- Invest- Invest- Bank Food Non- Cash Balances Assets
Deposits Deposits Deposits ings ties Demand ments ments ments Credit Credit Food in with with
(3+4) from to and (9+10) in in (12+13) Credit Hand RBI Banks
RBI Banks Time Govt other
Liabilities Secu- Approved
rities Securities

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16

Apr-85 72671 13713 58958 764 2916 6054 29972 20733 9239 48673 5656 43017 1104 5568 2407
May-85 73726 13440 60286 1640 3013 5867 29265 19949 9316 49455 6515 42940 1178 9606 2395
Jun-85 77075 15039 62037 1863 3051 6285 28436 18900 9536 50921 6765 44156 1419 10886 2396
Jul-85 77130 14127 63003 2062 3067 6377 29506 19602 9904 50401 6624 43776 1140 11192 2490
Aug-85 77867 13942 63925 927 3210 6360 31460 21548 9912 50287 6219 44068 1174 7750 2590
Sep-85 78795 14202 64593 913 3838 5829 29604 19399 10204 50559 5855 44704 1159 10349 3254
Oct-85 79435 14111 65324 700 3548 5921 31987 21463 10525 51486 5781 45705 1144 8309 3035
Nov-85 81109 14478 66631 567 3514 6412 31665 21009 10657 51970 5885 46084 1193 11699 3019
Dec-85 85457 16152 69304 602 3233 6200 31597 20500 11098 53860 6085 47775 1250 11839 2949
Jan-86 84786 15010 69777 623 3757 6066 32187 21003 11184 54361 6217 48144 1093 9982 3498
Feb-86 84884 14972 69912 600 3670 6127 33534 22181 11353 54280 5731 48549 1095 9046 3473
Mar-86 85404 15612 69792 954 4997 6456 30553 19045 11509 56067 5535 50533 1127 11053 4827
Apr-86 86189 15353 70836 536 3634 6461 34529 22958 11571 56081 5956 50125 1214 8520 3510
May-86 87977 15885 72092 615 4122 6444 32834 21196 11638 56323 6379 49944 1283 12558 3945
Jun-86 91828 16993 74835 544 3630 6455 35197 23197 12000 57229 6411 50818 1515 12940 3317
Jul-86 91085 16003 75082 775 3799 6595 34697 22428 12269 57101 6560 50541 1246 13198 3442
Aug-86 91773 16125 75648 443 3584 6414 36398 24122 12276 56454 5885 50570 1234 10943 3066
Sep-86 93598 17114 76484 403 3811 6680 36802 24369 12434 57009 5470 51539 1195 11218 3321
Oct-86 94230 16272 77958 668 3866 6696 37936 25320 12616 58645 5581 53064 1129 13476 3278
Nov-86 96822 17166 79656 485 3958 6662 37203 24356 12847 58874 5718 53156 1212 13294 3418
Dec-86 102401 19835 82566 568 3926 6497 38419 25121 13298 61608 5589 56019 1361 14959 3425
Jan-87 101376 18654 82722 506 4033 6605 38807 25290 13517 62039 5383 56656 1225 13843 3688
Feb-87 101514 18112 83402 616 4297 6577 38658 25017 13641 61923 5243 56680 1200 14016 4016
Mar-87 102724 19227 83496 1293 5120 7150 38582 24847 13735 63308 5104 58204 1174 14381 5068
Apr-87 102618 18435 84184 423 4677 7453 39525 25732 13793 62767 4324 58443 1216 14818 4303
May-87 103276 17970 85305 1631 4594 7070 40011 26214 13797 63149 5008 58141 1292 15259 4017
Jun-87 107898 19283 88615 1136 4588 7078 40487 26242 14245 64213 5035 59178 1541 16572 3829
Jul-87 107882 18240 89642 767 4844 7453 42251 27700 14550 64452 4770 59682 1250 15799 3897
Aug-87 108607 18173 90434 1206 4845 7457 43082 28462 14620 64306 4457 59849 1280 16100 3998
Sep-87 110299 18940 91359 496 4935 7135 43385 28404 14981 64598 3751 60847 1234 16739 4020
Oct-87 111124 18625 92499 2278 5281 7696 44756 29672 15084 65925 3533 62392 1409 17016 4530
Nov-87 113198 19295 93903 1347 4583 7907 44675 29401 15274 65805 3252 62553 1320 18298 3800
Dec-87 118608 21277 97332 1650 4755 7734 45322 29504 15817 68950 2844 66106 1364 17970 3838
Jan-88 117150 19877 97273 2013 5128 7937 46262 30526 15736 69181 2763 66419 1378 18611 4536
Feb-88 117125 19642 97483 1674 5261 8053 46577 30435 16142 69686 2567 67119 1330 17568 4895
Mar-88 118045 20247 97798 1753 5017 8616 46504 30517 15987 70536 2190 68346 1306 17656 4745
Apr-88 119826 20301 99526 1686 5005 8871 47516 31370 16146 70799 1938 68861 1389 18853 4678
May-88 120789 19936 100853 1473 5340 8838 48054 31857 16197 71167 2126 69041 1438 18929 4708
Jun-88 126322 21936 104387 831 5719 8648 49034 32659 16375 72436 2069 70367 1503 19121 4666
Jul-88 127736 21305 106430 408 4876 8422 52279 35123 17156 72651 1902 70749 1442 18982 3989
Aug-88 128201 21301 106901 409 4875 8617 51232 33929 17303 72820 1592 71229 1445 20129 3798
Sep-88 130870 22453 108418 1687 4897 8612 51471 34213 17258 75337 1324 74013 1465 20704 3864
Oct-88 131363 21857 109506 1316 4848 9027 52308 34965 17344 75895 1040 74855 1545 21484 3810
Nov-88 132911 22001 110910 1721 5253 8959 55480 36677 18803 76952 1139 75813 1572 21820 4583
Dec-88 142005 25862 116144 1628 5326 9141 53991 35829 18163 82162 1358 80804 1783 21995 4903
Jan-89 138271 23099 115172 824 5149 9779 55385 36855 18529 80751 788 79963 1551 20324 4747
Feb-89 138190 22563 115627 2645 5147 9613 54754 36075 18679 81563 896 80668 1447 21274 5021
Mar-89 140150 23342 116808 3527 5964 10261 54662 35815 18847 84719 769 83950 1444 21376 6279
Apr-89 143289 23735 119555 4112 5456 10298 55762 36800 18961 86945 914 86031 1539 23567 5243
May-89 144605 24019 120585 4478 5676 10100 56032 37092 18940 87249 1369 85881 1705 23931 5547
Jun-89 147854 25108