You are on page 1of 52

Bear Stearns Asset Backed Securities I Trust 2005-CL1

Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12

Payment Date:

25-Sep-12

Prior Payment:

27-Aug-12

Next Payment:

25-Oct-12

Record Date:

24-Sep-12

Distribution Count:

83

Closing Date:

24-Oct-05

First Pay. Date:

25-Nov-05

Rated Final Payment Date:

25-Sep-34

Determination Date:

14-Sep-12

Delinq Method:

OTS

Outside Parties To The Transaction

Contact Information:

Depositor: Bear Stearns Asset Backed Securities I LLC

Administrator:

Underwriter: Bear Stearns & Co. Inc./Bear Stearns & Co. Inc.

U.S. Bank Web Site:

Elizabeth Heisler
elizabeth.heisler@usbank.com

312.332.7540
www.usbank.com/abs

Master Servicer: Bank of America, N.A.


Rating Agency: Moody's Investors Service, Inc./Fitch Ratings

For the monthly statement to certificateholders (all deals):


EMC intends, but is not obligated, to make an electronic file containing
updated loan level data with respect to the mortgage loans that are
primary serviced by EMC ("Loan Level Data") available via its website at
www.emcmortgagecorp.com. All persons wishing to access this
information will be required to register and obtain a password through
the website. All investors are eligible to obtain a password upon request.
Assistance in using EMC's website can be obtained by emailing EMC at
emcinvestorinfo@bear.com .
The Loan Level Data will include fields as determined by EMC.
The Loan Level Data will not include any personally identifiable
information, including but not limited to: borrower name, borrower
address, property address, borrower social security number, and
originator's loan account number. As determined by EMC in its sole
discretion, the content and format of the Loan Level Data may be modified
at any time, and the posting of the Loan Level Data may be discontinued
at any time. EMC will not be required to provide the Loan Level Data in
paper form.

20-Sep-2012 12:51

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Table of Contents
Contents:

Statement to Certificate Holders


Statement to Certificate Holders (Factors)
Pool/Non-Pool Funds Cash Reconciliation
Cash Reconciliation Summary
Pool Detail and Performance Indicators
Bond Interest Reconciliation Part I
Bond Interest Reconciliation Part II
Bond Principal Reconciliation
End of Month Balance Reporting
15 Month Loan Status Summary Part I
15 Month Loan Status Summary Part II
15 Month Historical Payoff Summary
Mortgage Loan Characteristics Part I
Mortgage Loan Characteristics Part II
Geographic Concentration
Historical Realized Loss Summary
Current Period Realized Loss Detail
Historical Collateral Level REO Report
Modified Loan Detail (Current Period) Part I
Modified Loan Detail (Current Period) Part II
End of Month Balances-Mod
Modified Loan Detail (Current Period) Part I
Modified Loan Detail (Current Period) Part II
Historical Modification Loan Summary
Cumulative Summary For Prior Modifications
Substitution Detail History
Substitution Detail History Summary

20-Sep-2012 12:51

Pages

3
4
5
6
7
8
9
10
11
12-13
14-15
16
17
18-19
20
21-23
24-26
27-28
29-36
37-43
44
45
46
47-49
50
51
52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Bond Payments

Original Face
Class

Value (1)

CUSIP

Beginning
Certificate Balance

Principal Payment

Principal
Adjustment or Loss

Deferred
Interest

Ending Certificate
Balance

Interest Payment(2)

Interest
Adjustment

Pass-Through
Rate

A-1

073879U97

221,512,000.00

58,712,467.98

1,177,683.57

0.00

0.00

57,534,784.41

35,985.85

0.00

0.7355000000%

A-2

073879V21

24,613,000.00

6,523,754.80

130,856.69

0.00

0.00

6,392,898.11

3,998.52

0.00

0.7355000000%

A-3

073879V39

246,125,000.00 N

65,236,222.78

0.00

0.00

0.00

63,927,682.52

394,923.78

0.00

7.2645000000%

M-1

073879V47

9,348,000.00

9,348,000.00

0.00

0.00

0.00

9,348,000.00

6,517.50

0.00

0.8655000000%

M-2

073879V54

4,883,000.00

4,883,000.00

0.00

0.00

0.00

4,883,000.00

3,483.14

0.00

0.8855000000%

M-3

073879V62

3,209,000.00

3,209,000.00

0.00

0.00

0.00

3,209,000.00

2,547.54

0.00

0.9855000000%

M-4

073879V70

3,349,000.00

3,349,000.00

0.00

71,364.46

0.00

3,277,635.54

4,277.37

0.00

1.5855000000%

M-5

073879V88

1,675,000.00

10,124.60

0.00

10,124.60

0.00

0.00

16.19

0.00

1.9855000000%

M-6

073879V96

1,395,000.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

2.7355000000%

M-7

073879W20

1,395,000.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

3.7355000000%

M-8

073879W38

1,395,000.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

3.7355000000%

M-9

073879W46

1,395,000.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

3.7355000000%

M-10

073879W53

2,791,000.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

3.7355000000%

B-IO

073879W61

279,053,015.00 N

86,035,347.38

0.00

0.00

0.00

84,645,318.06

0.00

R-I

073879W79

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.0000000000%

R-III

073879Y93

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.0000000000%

276,960,000.00

86,035,347.38

1,308,540.26

81,489.06

0.00

84,645,318.06

451,749.89

Total

Total P&I Payment

(1)

N denotes notional balance not included in total

20-Sep-2012 12:50

(2)

(138,779.34)

N/A

(138,779.34)

1,760,290.15

Accrued Interest plus/minus Interest Adjustment minus Deferred Interest equals Interest Payment

Page 3 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Statement to Certificate Holders (FACTORS)
Bond Payments

Class

CUSIP

Initial Class
Certificate
Balance

Beginning Class
Principal Payment
Certificate Balance (1) *
*

Principal
Adjustment or
Loss

Deferred Interest *

Ending Class Certificate


Balance (1) *

Interest Payment *

Interest Adjustment*

A-1

073879U97

221,512,000.00

265.053215988

5.316567816

0.000000000

0.000000000

259.736648173

0.162455533

0.000000000

A-2

073879V21

24,613,000.00

265.053215780

5.316568074

0.000000000

0.000000000

259.736647706

0.162455613

0.000000000

A-3

073879V39

246,125,000.00 N

265.053215967

0.000000000

0.000000000

0.000000000

259.736648126

1.604565891

0.000000000

M-1

073879V47

9,348,000.00

1000.000000000

0.000000000

0.000000000

0.000000000

1000.000000000

0.697207959

0.000000000

M-2

073879V54

4,883,000.00

1000.000000000

0.000000000

0.000000000

0.000000000

1000.000000000

0.713319681

0.000000000

M-3

073879V62

3,209,000.00

1000.000000000

0.000000000

0.000000000

0.000000000

1000.000000000

0.793873481

0.000000000

M-4

073879V70

3,349,000.00

1000.000000000

0.000000000

21.309184831

0.000000000

978.690815169

1.277208122

0.000000000

M-5

073879V88

1,675,000.00

6.044537313

0.000000000

6.044537313

0.000000000

0.000000000

0.009665672

0.000000000

M-6

073879V96

1,395,000.00

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

M-7

073879W20

1,395,000.00

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

M-8

073879W38

1,395,000.00

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

M-9

073879W46

1,395,000.00

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

M-10

073879W53

2,791,000.00

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

B-IO

073879W61

279,053,015.00 N

308.311835943

0.000000000

0.000000000

0.000000000

303.330598524

0.000000000

(0.497322489)

R-I

073879W79

0.00

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

R-III

073879Y93

0.00

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

0.000000000

* Per $1,000 of Original Face Value


(1)
For the Exchangeable REMIC Certificates this represents the Class Certificate Balance. For the Exchangeable Class Certificates represent the Maximum Class Certificate Balance. For the IO Bonds this represents the Notional Amount.

20-Sep-2012 12:50

Page 4 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Cash Reconciliation Summary
Pool Source of Funds
Interest Summary

Principal Summary

Interest Summary
Scheduled Interest
Fees
Remittance Interest

Other Interest Loss

Reserve Fund

Principal Summary
637,157.92
57,551.26
579,606.66

Other Interest Proceeds/Shortfalls


Prepayment Penalties

Non-Pool Source of Funds

0.00
(6,061.04)

Other Interest Proceeds

117,681.22

Non-advancing Interest

(140,935.72)

Net PPIS/Relief Act Shortfall

0.00

Modification Shortfall

0.00

Other Interest Proceeds/Shortfalls

(29,315.54)

Interest Adjusted

550,291.12

Scheduled Prin Distribution

369,338.87

Curtailments

20,052.33

Prepayments in Full

780,829.90

Liquidation Proceeds

29,649.59

Repurchase Proceeds

Beginning Balance

0.00

Withdrawal from Trust

0.00

Reimbursement from Waterfall

0.00

Ending Balance

0.00

0.00

Other Principal Proceeds

10,128.34

Remittance Principal

1,209,999.03

Fee Summary
Total Servicing Fees
Total Trustee Fees
LPMI Fees
Credit Manager's Fees
Misc. Fees / Trust Expense
Insurance Premium
Total Fees

47,488.23
0.00
716.96
0.00
9,346.07
0.00
57,551.26

P&I Due Certificate Holders

1,760,290.15

- P&I Advances as of the end of the Due Period do not reflect the amount of advances remitted by the Servicer on the Servicer Remittance Date due to additional proceeds received between the end of the Due Period and the Servicer Remittance Date and netted from the P&I Advances stated as of the end of the Due Period.
- Total Servicing Advances = Total Deferred Balance + Total Advances (Principal & Interest)

20-Sep-2012 12:50

Page 5 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12

Trust Mortgage Loans

Total

Interest Summary
Scheduled Interest
Fees
Remittance Interest

637,157.92

637,157.92

57,551.26

57,551.26

579,606.66

579,606.66

Other Interest Proceeds/Shortfalls


Prepayment Penalties
Other Interest Loss

0.00

0.00

(6,061.04)

(6,061.04)

Other Interest Proceeds

117,681.22

117,681.22

Non-advancing Interest

(140,935.72)

(140,935.72)

Net PPIS/Relief Act Shortfall

0.00

Modification Shortfall

0.00

Other Interest Proceeds/Shortfalls


Interest Adjusted

0.00
0.00

(29,315.54)

(29,315.54)

550,291.12

550,291.12

369,338.87

369,338.87

Principal Summary
Scheduled Principal Distribution
Curtailments

20,052.33

20,052.33

Prepayments in Full

780,829.90

780,829.90

Liquidation Proceeds

29,649.59

29,649.59

Repurchase Proceeds
Other Principal Proceeds
Less Mod Losses
Remittance Principal

0.00

0.00

10,128.34

10,128.34

0.00

0.00

1,209,999.03

1,209,999.03

47,488.23

47,488.23

Fee Summary
Total Servicing Fees
Total Trustee Fees
LPMI Fees
Misc. Fees / Trust Expense

0.00

0.00

716.96

716.96

9,346.07

9,346.07

57,551.26

57,551.26

Beginning Principal Balance

86,035,347.38

86,035,347.38

Ending Principal Balance

84,645,318.06

84,645,318.06

842,013.72

842,013.72

Total Fees

Advances (Principal & Interest)


Prior Month's Outstanding Advances
Current Advances

N/A

Reimbursement of Prior Advances

N/A

Outstanding Advances

20-Sep-2012 12:50

N/A
N/A

841,467.72

841,467.72

Page 6 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Pool Detail and Performance Indicators Total (All Loans)
Pool Detail

Performance Indicators

Misc/Additional Information

Pool Level Information

Factors Impacting Principal Payment Rules

WA Rates/Remaining Term

Historical
Cut-off Pool Balance
Cum Scheduled Principal
Cum Unscheduled Principal
Cum Liquidations

Amount

Count

279,053,015.06

5,382

Den

Fixed

Adj

Overall

3 mo. Rolling Average

18,031,169

85,931,779

20.98%

WAC - Remit Current

8.33%

7.53%

8.24%

21,444,740.17

6 mo. Rolling Average

18,291,977

87,439,875

20.92%

WAC - Remit Original

9.28%

9.58%

9.28%

147,438,661.16

12 mo. Rolling Average

18,878,389

90,237,556

20.92%

WAC - Current

9.00%

8.20%

8.90%

25,524,295.70

Cum Repurchases
Current
Beginning Pool

Delinquency Levels

0.00
Amount
86,035,347.38

Loss Levels
0
Count

2,047

30.83%

369,338.87

Unscheduled Principal

800,882.23

21

0.29%

Liquidations

219,808.22

0.08%

0.00

0.00%

2,021

30.33%

Ending Pool

84,645,318.06

Amount

3 mo. Cum Loss

Scheduled Principal

Repurchases

Num

0.13%

Count

667,289.01

WAC - Original

9.94%

10.24%

9.94%

37

WAMM - Current

125.64

188.59

132.93

WAMM - Original

185.95

266.54

193.21

6 mo. Cum loss

1,055,829.80

63

12 mo. Cum Loss

2,792,038.16

123
Current Index Rate

> Delinquency Trigger Event (2)

YES

Delinquency Event Calc (1)

17,444,708.43

84,645,318

20.61%

23,883,943

8.56%

> Loss Trigger Event? (3)


Average Loan Balance
Current Loss Detail

41,882.89

> Overall Trigger Event?

219,808.22

Realized Loss

190,158.63

Realized Loss Adjustment

(10,128.34)

Net Liquidation
Credit Enhancement

Amount

Pool Composition
Distribution Count

Original OC

2,093,015.06

0.75%

Target OC

2,092,897.61

0.75%

0.00

OC Amount per PSA

0.00

Ending OC

0.00

Mezz Certificates

20,799,124.60

Legend: (1) 60 Days+, REO, BK, F/C %


(2) (1) > (6) * (4), then TRUE

20-Sep-2012 12:50

YES

Step Down Date

39,777.93

Beginning OC

YES

Cumulative Loss

Amount

Liquidation

0.235500%

Triggers

83

Balance

%/Score

24.57%

Step Down % (5)

23.60%

Cash Out/Refinance

115,126,931.19

41.26%

% of Current Specified Enhancement % (6)

50.00%

SFR
Owner Occupied

239,264,345.60
52,493,145.01

85.74%
18.81%

> Step Down Date? (7)

YES

Extra Principal
0.00%

Properties

Current Specified Enhancement %(4)

98,541.23

Cumulative Extra Principal

FICO

Min

Max

WA

385

844

597.29

11,714,303.91

OC Release

0.00

7.45%

(3) Condn: Cum Loss > specified thresholds


(4) Mezzanine Certs + OC Amount / Ending Pool Bal

(5) Defined Benchmark


(6) Defined Benchmark (Used in Delinq Event Calc)

Page 7 of 52

(7) Condn: Distn Cnt > 36, (4) > (5)

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Bond Interest Reconciliation - Part I
Accrual

Class

Method

Days

Outstanding

Opening Balance

Pass-Thru Rate

Accrual Certificate
Interest

Total Interest
Additions

Total Interest
Deductions

Distributable
Certificate
Interest

Current Period
Interest Payment
(Shortfall) /
Amount
Recovery

Remaining Int
Carry-Forward
Shortfall

Remaining
Basis Risk
Carry-Fwd
Shortfall *

Outstanding Relief Net Cap


Act / Prepayment
Rate in
Interest Shortfalls Effect Y/N

A-1

30/360

30

58,712,467.98

0.735500000%

35,985.85

0.00

0.00

35,985.85

35,985.85

0.00

0.00

0.00

0.00

No

A-2

30/360

30

6,523,754.80

0.735500000%

3,998.52

0.00

0.00

3,998.52

3,998.52

0.00

0.00

0.00

0.00

No

A-3

30/360

30

65,236,222.78

7.264500000%

394,923.78

0.00

0.00

394,923.78

394,923.78

0.00

0.00

0.00

0.00

N/A

M-1

Act/360

29

9,348,000.00

0.865500000%

6,517.50

0.00

0.00

6,517.50

6,517.50

0.00

0.00

0.00

0.00

No

M-2

Act/360

29

4,883,000.00

0.885500000%

3,483.14

0.00

0.00

3,483.14

3,483.14

0.00

0.00

0.00

0.00

No

M-3

Act/360

29

3,209,000.00

0.985500000%

2,547.54

0.00

0.00

2,547.54

2,547.54

0.00

0.00

0.00

0.00

No

M-4

Act/360

29

3,349,000.00

1.585500000%

4,277.37

0.00

0.00

4,277.37

4,277.37

0.00

0.00

0.00

0.00

No

M-5

Act/360

29

10,124.60

1.985500000%

16.19

0.00

0.00

16.19

16.19

0.00

0.00

0.00

0.00

No

M-6

0.00

2.735500000%

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

N/A

M-7

0.00

3.735500000%

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

N/A

M-8

0.00

3.735500000%

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

N/A

M-9

0.00

3.735500000%

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

N/A

M-10

0.00

3.735500000%

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

N/A

B-IO

86,035,347.38

N/A

138,779.34

0.00

0.00

15,039,932.60

0.00

23,997.60

0.00

0.00

0.00

N/A

R-I

0.00

N/A

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

N/A

R-III

0.00

N/A

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

N/A

R-II

0.00

N/A

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

N/A

590,529.23

0.00

0.00

15,491,682.49

451,749.89

23,997.60

0.00

0.00

0.00

Total

86,035,347.38

* Basis Risk Carry-Forward Shortfall - difference between LIBOR plus margin and the Net Rate Cap.

20-Sep-2012 12:50

Page 8 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Bond Interest Reconciliation - Part II

Additions

Other Interest

Current Basis Risk


Current Int Carry- Carry-Fwd Shortfall
(2)
*
Fwd Shortfall

Record Date

Accrual Period
Begin Date

Accrual Period
End Date

A-1

24-Sep-12

25-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

A-2

24-Sep-12

25-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

A-3

24-Sep-12

25-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

M-1

24-Sep-12

27-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

M-2

24-Sep-12

27-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

M-3

24-Sep-12

27-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

M-4

24-Sep-12

27-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

M-5

24-Sep-12

27-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

M-6

24-Sep-12

27-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

M-7

24-Sep-12

27-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

M-8

24-Sep-12

27-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

M-9

24-Sep-12

27-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

M-10

24-Sep-12

27-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

B-IO

31-Aug-12

25-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

R-I

31-Aug-12

25-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

R-III

31-Aug-12

27-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

R-II

31-Aug-12

25-Aug-12

24-Sep-12

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

Class

Prior Int Carry-Fwd


Interest Rate
Deposits from YM
Shortfall
SWAP Agreement
Agreement

Deductions

Total

(1)

Other Interest Proceeds are additional interest amounts specifically allocated to the bond(s) and used in determining the bonds Distributable Interest.

(2)

Interest Carry-Forward Shortfall is unpaid interest with interest thereon.

Prepayment
Premiums

Prior Shortfall
Reimbursement

Proceeds

(1)

Other Interest
Losses

Basis Risk Carry-Forward Shortfall - difference between LIBOR plus margin and the Net Rate Cap.

20-Sep-2012 12:50

Page 9 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Bond Principal Reconciliation

Losses

Class

Original Class
Balance

Beginning Class
Balance

Scheduled Principal
Payment

Unscheduled
Principal
Payment

Extra
Principal
Payment

Prior
Loss
Reimburs.

Current
Losses

Cumulative
Losses

Credit Support

Interest on
Losses

Ending
Class Balance

Rated
Final
Maturity

Original

Current

A-1

221,512,000.00

58,712,467.98

332,404.23

756,592.43

88,686.91

0.00

0.00

0.00

0.00

57,534,784.41

25-Sep-34

N/A

N/A

A-2

24,613,000.00

6,523,754.80

36,934.64

84,067.73

9,854.32

0.00

0.00

0.00

0.00

6,392,898.11

25-Sep-34

N/A

N/A

A-3

246,125,000.00

65,236,222.78

0.00

0.00

0.00

0.00

0.00

0.00

0.00

63,927,682.52

25-Sep-34

N/A

N/A

M-1

9,348,000.00

9,348,000.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

9,348,000.00

25-Sep-34

N/A

N/A

M-2

4,883,000.00

4,883,000.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

4,883,000.00

25-Sep-34

N/A

N/A

M-3

3,209,000.00

3,209,000.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

3,209,000.00

25-Sep-34

N/A

N/A

M-4

3,349,000.00

3,349,000.00

0.00

0.00

0.00

0.00

71,364.46

71,364.46

0.00

3,277,635.54

25-Sep-34

N/A

N/A

M-5

1,675,000.00

10,124.60

0.00

0.00

0.00

0.00

10,124.60

1,675,000.00

0.00

0.00

25-Sep-34

N/A

N/A

M-6

1,395,000.00

0.00

0.00

0.00

0.00

0.00

0.00

1,395,000.00

0.00

0.00

25-Sep-34

N/A

N/A

M-7

1,395,000.00

0.00

0.00

0.00

0.00

0.00

0.00

1,395,000.00

0.00

0.00

25-Sep-34

N/A

N/A

M-8

1,395,000.00

0.00

0.00

0.00

0.00

0.00

0.00

1,395,000.01

0.00

0.00

25-Sep-34

N/A

N/A

M-9

1,395,000.00

0.00

0.00

0.00

0.00

0.00

0.00

1,395,000.00

0.00

0.00

25-Sep-34

N/A

N/A

M-10

2,791,000.00

0.00

0.00

0.00

0.00

0.00

0.00

2,791,000.00

0.00

0.00

25-Sep-34

N/A

N/A

B-IO

279,053,015.00

86,035,347.38

0.00

0.00

0.00

0.00

0.00

0.00

0.00

84,645,318.06

25-Sep-34

N/A

N/A

R-I

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

25-Sep-34

N/A

N/A

R-III

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

25-Sep-34

N/A

N/A

R-II

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

25-Sep-34

N/A

N/A

276,960,000.00

86,035,347.38

369,338.87

840,660.16

98,541.23

0.00

81,489.06

10,117,364.47

0.00

84,645,318.06

Total

20-Sep-2012 12:50

Page 10 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


End of Month Balance Reporting
Type

Count

Count (%)

Balance

Balance (%)

Arrears

Arrears (%) F/C Quick Sale Value

REO Book Value

Total
0

1564

76.4045%

61,464,580.93

72.3730%

0.00

0.0000%

0.00

0.00

30

130

6.3508%

6,018,187.74

7.0863%

0.00

0.0000%

0.00

0.00

60

35

1.7098%

1,455,218.26

1.7135%

0.00

0.0000%

0.00

0.00

90+

71

3.4685%

3,795,244.33

4.4688%

0.00

0.0000%

0.00

0.00

BKY0

21

1.0259%

697,781.35

0.8216%

0.00

0.0000%

0.00

0.00

BKY30

0.1466%

294,131.68

0.3463%

0.00

0.0000%

0.00

0.00

BKY60

0.1466%

35,460.67

0.0418%

0.00

0.0000%

0.00

0.00

BKY90+

51

2.4915%

2,351,783.75

2.7692%

0.00

0.0000%

0.00

0.00

F/C60

0.1954%

126,509.87

0.1490%

0.00

0.0000%

0.00

0.00

F/C90+

127

6.2042%

7,877,403.06

9.2754%

0.00

0.0000%

0.00

0.00

PIF

20

0.9770%

0.00

0.0000%

0.00

0.0000%

0.00

0.00

REO90+

18

0.8793%

811,175.46

0.9551%

0.00

0.0000%

0.00

0.00

2047

100.0000%

84,927,477.10

100.0000%

0.00

0.0000%

0.00

0.00

442

21.5926%

22,765,114.82

26.8054%

0.00

0.0000%

0.00

0.00

Total (Prior Month End):


Delinq Total (Prior Month End):

20-Sep-2012 12:50

Page 11 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)
Distribution
Date

Current

Delinq 1 Month

Delinq 2 Months

Delinq 3+ Months

Count

Balance

Count

Balance

Count

Balance

25-Sep-12

1,559

61,182,587

129

6,018,022

35

1,455,218

27-Aug-12

1,580

61,906,905

130

5,992,317

40

1,900,896

25-Jul-12

1,617

63,233,701

114

5,368,300

45

Count

Bankruptcy

Foreclosure

REO

Balance

Count

Balance

Count

Balance

Count

Balance

71

3,795,244

78

3,379,157

131

8,003,913

18

811,175

73

4,050,579

78

3,593,659

129

7,723,145

17

867,847

2,398,790

72

3,804,528

77

3,632,157

126

7,655,489

19

1,021,708
967,309

Total (All Loans)

25-Jun-12

1,632

63,887,726

116

5,547,141

51

1,994,073

70

4,114,735

77

3,873,179

121

7,467,264

18

25-May-12

1,640

64,405,527

140

6,126,985

31

1,361,729

72

4,127,669

81

4,054,092

126

7,847,634

18

961,674

25-Apr-12

1,666

65,478,090

125

5,740,089

38

1,779,402

71

4,130,670

79

3,949,220

132

7,959,819

20

1,069,885

26-Mar-12

1,668

65,478,868

135

6,055,972

35

1,881,298

82

4,631,882

82

4,160,092

126

7,562,859

20

1,113,866

27-Feb-12

1,663

66,003,861

156

7,185,085

38

1,540,178

82

4,864,798

79

3,750,275

127

7,443,263

23

1,184,797

25-Jan-12

1,687

66,990,170

144

6,518,928

47

2,343,457

73

3,792,158

78

3,655,472

133

8,238,913

22

1,148,437

27-Dec-11

1,689

66,703,481

152

7,011,546

56

2,387,259

72

3,878,319

83

3,913,113

122

8,177,440

29

1,527,564
1,418,163

25-Nov-11

1,707

67,733,877

153

6,553,248

44

2,007,550

74

4,011,574

87

4,159,184

120

8,128,293

27

25-Oct-11

1,721

68,407,462

150

6,780,112

47

2,349,200

67

3,698,020

91

4,307,764

125

8,202,707

25

1,310,913

26-Sep-11

1,743

69,711,671

155

7,234,123

43

1,893,978

65

3,535,678

89

4,305,163

132

8,433,440

28

1,500,139

25-Aug-11

1,767

71,114,912

156

7,127,160

41

1,663,878

71

3,701,201

85

4,230,880

133

8,501,739

31

1,609,392

25-Jul-11

1,784

71,366,732

152

7,275,860

50

2,275,247

45

2,496,386

91

4,448,871

143

9,197,722

31

1,665,958

25-Sep-12

77.14%

72.28%

6.38%

7.11%

1.73%

1.72%

3.51%

4.48%

3.86%

3.99%

6.48%

9.46%

0.89%

0.96%

27-Aug-12

77.19%

71.96%

6.35%

6.96%

1.95%

2.21%

3.57%

4.71%

3.81%

4.18%

6.30%

8.98%

0.83%

1.01%

25-Jul-12

78.12%

72.59%

5.51%

6.16%

2.17%

2.75%

3.48%

4.37%

3.72%

4.17%

6.09%

8.79%

0.92%

1.17%

25-Jun-12

78.27%

72.72%

5.56%

6.31%

2.45%

2.27%

3.36%

4.68%

3.69%

4.41%

5.80%

8.50%

0.86%

1.10%

25-May-12

77.80%

72.46%

6.64%

6.89%

1.47%

1.53%

3.42%

4.64%

3.84%

4.56%

5.98%

8.83%

0.85%

1.08%

25-Apr-12

78.18%

72.67%

5.87%

6.37%

1.78%

1.97%

3.33%

4.58%

3.71%

4.38%

6.19%

8.83%

0.94%

1.19%

26-Mar-12

77.65%

72.05%

6.28%

6.66%

1.63%

2.07%

3.82%

5.10%

3.82%

4.58%

5.87%

8.32%

0.93%

1.23%

27-Feb-12

76.71%

71.76%

7.20%

7.81%

1.75%

1.67%

3.78%

5.29%

3.64%

4.08%

5.86%

8.09%

1.06%

1.29%

25-Jan-12

77.24%

72.28%

6.59%

7.03%

2.15%

2.53%

3.34%

4.09%

3.57%

3.94%

6.09%

8.89%

1.01%

1.24%

27-Dec-11

76.67%

71.27%

6.90%

7.49%

2.54%

2.55%

3.27%

4.14%

3.77%

4.18%

5.54%

8.74%

1.32%

1.63%

25-Nov-11

77.17%

72.05%

6.92%

6.97%

1.99%

2.14%

3.35%

4.27%

3.93%

4.42%

5.42%

8.65%

1.22%

1.51%

25-Oct-11

77.31%

71.97%

6.74%

7.13%

2.11%

2.47%

3.01%

3.89%

4.09%

4.53%

5.62%

8.63%

1.12%

1.38%

26-Sep-11

77.29%

72.15%

6.87%

7.49%

1.91%

1.96%

2.88%

3.66%

3.95%

4.46%

5.85%

8.73%

1.24%

1.55%

25-Aug-11

77.36%

72.60%

6.83%

7.28%

1.80%

1.70%

3.11%

3.78%

3.72%

4.32%

5.82%

8.68%

1.36%

1.64%

25-Jul-11

77.70%

72.29%

6.62%

7.37%

2.18%

2.30%

1.96%

2.53%

3.96%

4.51%

6.23%

9.32%

1.35%

1.69%

Total (All Loans)

Delinquency Balances are Exclusive of REO, Foreclosures and Bankruptcies.

20-Sep-2012 12:50

Page 12 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part I (as of Cut-Off)
Distribution
Date

Current

Delinq 1 Month

Delinq 2 Months

Delinq 3+ Months

Count

Balance

Count

Balance

Count

Balance

Count

25-Sep-12

1,559

61,182,587

129

6,018,022

35

1,455,218

71

27-Aug-12

1,580

61,906,905

130

5,992,317

40

1,900,896

73

25-Jul-12

1,617

63,233,701

114

5,368,300

45

2,398,790

Balance

Bankruptcy

Foreclosure

REO

Count

Balance

Count

Balance

Count

Balance

3,795,244

78

3,379,157

131

8,003,913

18

811,175

4,050,579

78

3,593,659

129

7,723,145

17

867,847

72

3,804,528

77

3,632,157

126

7,655,489

19

1,021,708
967,309

Trust Mortgage Loans

25-Jun-12

1,632

63,887,726

116

5,547,141

51

1,994,073

70

4,114,735

77

3,873,179

121

7,467,264

18

25-May-12

1,640

64,405,527

140

6,126,985

31

1,361,729

72

4,127,669

81

4,054,092

126

7,847,634

18

961,674

25-Apr-12

1,666

65,478,090

125

5,740,089

38

1,779,402

71

4,130,670

79

3,949,220

132

7,959,819

20

1,069,885

26-Mar-12

1,668

65,478,868

135

6,055,972

35

1,881,298

82

4,631,882

82

4,160,092

126

7,562,859

20

1,113,866

27-Feb-12

1,663

66,003,861

156

7,185,085

38

1,540,178

82

4,864,798

79

3,750,275

127

7,443,263

23

1,184,797

25-Jan-12

1,687

66,990,170

144

6,518,928

47

2,343,457

73

3,792,158

78

3,655,472

133

8,238,913

22

1,148,437

27-Dec-11

1,689

66,703,481

152

7,011,546

56

2,387,259

72

3,878,319

83

3,913,113

122

8,177,440

29

1,527,564
1,418,163

25-Nov-11

1,707

67,733,877

153

6,553,248

44

2,007,550

74

4,011,574

87

4,159,184

120

8,128,293

27

25-Oct-11

1,721

68,407,462

150

6,780,112

47

2,349,200

67

3,698,020

91

4,307,764

125

8,202,707

25

1,310,913

26-Sep-11

1,743

69,711,671

155

7,234,123

43

1,893,978

65

3,535,678

89

4,305,163

132

8,433,440

28

1,500,139

25-Aug-11

1,767

71,114,912

156

7,127,160

41

1,663,878

71

3,701,201

85

4,230,880

133

8,501,739

31

1,609,392

25-Jul-11

1,784

71,366,732

152

7,275,860

50

2,275,247

45

2,496,386

91

4,448,871

143

9,197,722

31

1,665,958

25-Sep-12

77.14%

72.28%

6.38%

7.11%

1.73%

1.72%

3.51%

4.48%

3.86%

3.99%

6.48%

9.46%

0.89%

0.96%

27-Aug-12

77.19%

71.96%

6.35%

6.96%

1.95%

2.21%

3.57%

4.71%

3.81%

4.18%

6.30%

8.98%

0.83%

1.01%

25-Jul-12

78.12%

72.59%

5.51%

6.16%

2.17%

2.75%

3.48%

4.37%

3.72%

4.17%

6.09%

8.79%

0.92%

1.17%

25-Jun-12

78.27%

72.72%

5.56%

6.31%

2.45%

2.27%

3.36%

4.68%

3.69%

4.41%

5.80%

8.50%

0.86%

1.10%

25-May-12

77.80%

72.46%

6.64%

6.89%

1.47%

1.53%

3.42%

4.64%

3.84%

4.56%

5.98%

8.83%

0.85%

1.08%

25-Apr-12

78.18%

72.67%

5.87%

6.37%

1.78%

1.97%

3.33%

4.58%

3.71%

4.38%

6.19%

8.83%

0.94%

1.19%

26-Mar-12

77.65%

72.05%

6.28%

6.66%

1.63%

2.07%

3.82%

5.10%

3.82%

4.58%

5.87%

8.32%

0.93%

1.23%

27-Feb-12

76.71%

71.76%

7.20%

7.81%

1.75%

1.67%

3.78%

5.29%

3.64%

4.08%

5.86%

8.09%

1.06%

1.29%

25-Jan-12

77.24%

72.28%

6.59%

7.03%

2.15%

2.53%

3.34%

4.09%

3.57%

3.94%

6.09%

8.89%

1.01%

1.24%

27-Dec-11

76.67%

71.27%

6.90%

7.49%

2.54%

2.55%

3.27%

4.14%

3.77%

4.18%

5.54%

8.74%

1.32%

1.63%

25-Nov-11

77.17%

72.05%

6.92%

6.97%

1.99%

2.14%

3.35%

4.27%

3.93%

4.42%

5.42%

8.65%

1.22%

1.51%

25-Oct-11

77.31%

71.97%

6.74%

7.13%

2.11%

2.47%

3.01%

3.89%

4.09%

4.53%

5.62%

8.63%

1.12%

1.38%

26-Sep-11

77.29%

72.15%

6.87%

7.49%

1.91%

1.96%

2.88%

3.66%

3.95%

4.46%

5.85%

8.73%

1.24%

1.55%

25-Aug-11

77.36%

72.60%

6.83%

7.28%

1.80%

1.70%

3.11%

3.78%

3.72%

4.32%

5.82%

8.68%

1.36%

1.64%

25-Jul-11

77.70%

72.29%

6.62%

7.37%

2.18%

2.30%

1.96%

2.53%

3.96%

4.51%

6.23%

9.32%

1.35%

1.69%

Trust Mortgage Loans

Delinquency Balances are Exclusive of REO, Foreclosures and Bankruptcies.

20-Sep-2012 12:50

Page 13 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II (as of Cut-Off)
In Foreclosure and Delinquent
Distribution
Date

Current
#

Balance

31-60 Days
#

Balance

Balance

In REO and Delinquent

90 + Days

61-90 Days
#

Balance

Current
#

Balance

31-60 Days
#

61-90 Days

Balance

Balance

In Bankruptcy and Delinquent

90 + Days
#

Balance

Current
#

Balance

61-90 Days

31-60 Days
#

Balance

Balance

90 + Days
#

Balance

Total (All Loans)


25-Sep-12

126,510

127

7,877,403

18

811,175

21

697,781

294,132

35,461

51

2,351,784

27-Aug-12

129

7,723,145

17

867,847

22

923,051

214,692

158,217

51

2,297,699

25-Jul-12

42,203

125

7,613,287

19

1,021,708

20

889,207

300,176

137,803

49

2,304,971

25-Jun-12

270,739

119

7,196,525

18

967,309

22

1,126,064

280,048

92,521

50

2,374,545

25-May-12

338,762

121

7,508,871

18

961,674

25

1,258,916

282,385

152,690

50

2,360,101

25-Apr-12

195,331

128

7,764,488

20

1,069,885

26

1,416,372

97,478

309,055

46

2,126,316
2,235,432

26-Mar-12

34,577

125

7,528,282

20

1,113,866

25

1,267,621

406,388

250,651

48

27-Feb-12

127

7,443,263

23

1,184,797

27

1,271,839

126,404

132,456

46

2,219,576

25-Jan-12

137,470

129

8,101,443

22

1,148,437

28

1,362,866

93,937

145,948

42

2,052,721
1,772,796

27-Dec-11

170,249

119

8,007,190

29

1,527,564

28

1,433,142

363,890

343,285

41

25-Nov-11

450,732

113

7,677,561

27

1,418,163

29

1,489,622

464,685

27,924

47

2,176,953

25-Oct-11

24,503

124

8,178,203

25

1,310,913

31

1,518,667

335,909

235,875

49

2,217,313

26-Sep-11

136,084

129

8,297,356

28

1,500,139

29

1,471,296

447,824

212,263

46

2,173,780

25-Aug-11

261,253

128

8,240,486

31

1,609,392

28

1,444,556

301,656

144,165

45

2,340,503

25-Jul-11

250,947

138

8,946,774

31

1,665,958

29

1,422,217

10

445,459

179,388

47

2,401,807

25-Sep-12

0.00%

0.00%

0.00%

0.00%

0.20%

0.15%

6.28%

9.31%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.89%

0.96%

1.04%

0.82%

0.15%

0.35%

0.15%

0.04%

2.52%

2.78%

27-Aug-12

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

6.30%

8.98%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.83%

1.01%

1.07%

1.07%

0.10%

0.25%

0.15%

0.18%

2.49%

2.67%

25-Jul-12

0.00%

0.00%

0.00%

0.00%

0.05%

0.05%

6.04%

8.74%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.92%

1.17%

0.97%

1.02%

0.19%

0.34%

0.19%

0.16%

2.37%

2.65%

25-Jun-12

0.00%

0.00%

0.00%

0.00%

0.10%

0.31%

5.71%

8.19%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.86%

1.10%

1.06%

1.28%

0.14%

0.32%

0.10%

0.11%

2.40%

2.70%

25-May-12

0.00%

0.38%

0.00%

0.00%

0.00%

0.00%

5.74%

8.45%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.85%

1.08%

1.19%

1.42%

0.14%

0.32%

0.14%

0.17%

2.37%

2.66%

25-Apr-12

0.00%

0.22%

0.00%

0.00%

0.00%

0.00%

6.01%

8.62%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.94%

1.19%

1.22%

1.57%

0.09%

0.11%

0.23%

0.34%

2.16%

2.36%

26-Mar-12

0.00%

0.00%

0.00%

0.00%

0.05%

0.04%

5.82%

8.28%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.93%

1.23%

1.16%

1.39%

0.28%

0.45%

0.14%

0.28%

2.23%

2.46%

27-Feb-12

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

5.86%

8.09%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.06%

1.29%

1.25%

1.38%

0.14%

0.14%

0.14%

0.14%

2.12%

2.41%

Total (All Loans)

25-Jan-12

0.00%

0.00%

0.00%

0.00%

0.18%

0.15%

5.91%

8.74%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.01%

1.24%

1.28%

1.47%

0.14%

0.10%

0.23%

0.16%

1.92%

2.21%

27-Dec-11

0.00%

0.00%

0.00%

0.00%

0.14%

0.18%

5.40%

8.55%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.32%

1.63%

1.27%

1.53%

0.41%

0.39%

0.23%

0.37%

1.86%

1.89%

25-Nov-11

0.00%

0.00%

0.00%

0.00%

0.32%

0.48%

5.11%

8.17%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.22%

1.51%

1.31%

1.58%

0.41%

0.49%

0.09%

0.03%

2.12%

2.32%

25-Oct-11

0.00%

0.00%

0.00%

0.00%

0.04%

0.03%

5.57%

8.60%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.12%

1.38%

1.39%

1.60%

0.36%

0.35%

0.13%

0.25%

2.20%

2.33%

26-Sep-11

0.00%

0.00%

0.00%

0.00%

0.13%

0.14%

5.72%

8.59%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.24%

1.55%

1.29%

1.52%

0.40%

0.46%

0.22%

0.22%

2.04%

2.25%

25-Aug-11

0.00%

0.00%

0.00%

0.00%

0.22%

0.27%

5.60%

8.41%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.36%

1.64%

1.23%

1.47%

0.31%

0.31%

0.22%

0.15%

1.97%

2.39%

25-Jul-11

0.00%

0.00%

0.00%

0.00%

0.22%

0.25%

6.01%

9.06%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.35%

1.69%

1.26%

1.44%

0.44%

0.45%

0.22%

0.18%

2.05%

2.43%

20-Sep-2012 12:50

Page 14 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Asset-Backed Facts ~ 15 Month Historical Loan Status Summary Part II (as of Cut-Off)
In Foreclosure and Delinquent
Distribution
Date

31-60 Days

Current
#

Balance

Balance

61-90 Days
#

Balance

In REO and Delinquent

90 + Days
#

Balance

Current
#

Balance

31-60 Days
#

61-90 Days

Balance

Balance

In Bankruptcy and Delinquent

90 + Days
#

Balance

Current
#

Balance

31-60 Days
#

Balance

61-90 Days
#

Balance

90 + Days
#

Balance

Trust Mortgage Loans


25-Sep-12

126,510

127

7,877,403

18

811,175

21

697,781

294,132

35,461

51

2,351,784

27-Aug-12

129

7,723,145

17

867,847

22

923,051

214,692

158,217

51

2,297,699

25-Jul-12

42,203

125

7,613,287

19

1,021,708

20

889,207

300,176

137,803

49

2,304,971

25-Jun-12

270,739

119

7,196,525

18

967,309

22

1,126,064

280,048

92,521

50

2,374,545

25-May-12

338,762

121

7,508,871

18

961,674

25

1,258,916

282,385

152,690

50

2,360,101

25-Apr-12

195,331

128

7,764,488

20

1,069,885

26

1,416,372

97,478

309,055

46

2,126,316
2,235,432

26-Mar-12

34,577

125

7,528,282

20

1,113,866

25

1,267,621

406,388

250,651

48

27-Feb-12

127

7,443,263

23

1,184,797

27

1,271,839

126,404

132,456

46

2,219,576

25-Jan-12

137,470

129

8,101,443

22

1,148,437

28

1,362,866

93,937

145,948

42

2,052,721
1,772,796

27-Dec-11

170,249

119

8,007,190

29

1,527,564

28

1,433,142

363,890

343,285

41

25-Nov-11

450,732

113

7,677,561

27

1,418,163

29

1,489,622

464,685

27,924

47

2,176,953

25-Oct-11

24,503

124

8,178,203

25

1,310,913

31

1,518,667

335,909

235,875

49

2,217,313

26-Sep-11

136,084

129

8,297,356

28

1,500,139

29

1,471,296

447,824

212,263

46

2,173,780

25-Aug-11

261,253

128

8,240,486

31

1,609,392

28

1,444,556

301,656

144,165

45

2,340,503

25-Jul-11

250,947

138

8,946,774

31

1,665,958

29

1,422,217

10

445,459

179,388

47

2,401,807

25-Sep-12

0.00%

0.00%

0.00%

0.00%

0.20%

0.15%

6.28%

9.31%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.89%

0.96%

1.04%

0.82%

0.15%

0.35%

0.15%

0.04%

2.52%

2.78%

27-Aug-12

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

6.30%

8.98%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.83%

1.01%

1.07%

1.07%

0.10%

0.25%

0.15%

0.18%

2.49%

2.67%

25-Jul-12

0.00%

0.00%

0.00%

0.00%

0.05%

0.05%

6.04%

8.74%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.92%

1.17%

0.97%

1.02%

0.19%

0.34%

0.19%

0.16%

2.37%

2.65%

25-Jun-12

0.00%

0.00%

0.00%

0.00%

0.10%

0.31%

5.71%

8.19%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.86%

1.10%

1.06%

1.28%

0.14%

0.32%

0.10%

0.11%

2.40%

2.70%

25-May-12

0.00%

0.38%

0.00%

0.00%

0.00%

0.00%

5.74%

8.45%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.85%

1.08%

1.19%

1.42%

0.14%

0.32%

0.14%

0.17%

2.37%

2.66%

25-Apr-12

0.00%

0.22%

0.00%

0.00%

0.00%

0.00%

6.01%

8.62%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.94%

1.19%

1.22%

1.57%

0.09%

0.11%

0.23%

0.34%

2.16%

2.36%

26-Mar-12

0.00%

0.00%

0.00%

0.00%

0.05%

0.04%

5.82%

8.28%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

0.93%

1.23%

1.16%

1.39%

0.28%

0.45%

0.14%

0.28%

2.23%

2.46%

27-Feb-12

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

5.86%

8.09%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.06%

1.29%

1.25%

1.38%

0.14%

0.14%

0.14%

0.14%

2.12%

2.41%

Trust Mortgage Loans

25-Jan-12

0.00%

0.00%

0.00%

0.00%

0.18%

0.15%

5.91%

8.74%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.01%

1.24%

1.28%

1.47%

0.14%

0.10%

0.23%

0.16%

1.92%

2.21%

27-Dec-11

0.00%

0.00%

0.00%

0.00%

0.14%

0.18%

5.40%

8.55%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.32%

1.63%

1.27%

1.53%

0.41%

0.39%

0.23%

0.37%

1.86%

1.89%

25-Nov-11

0.00%

0.00%

0.00%

0.00%

0.32%

0.48%

5.11%

8.17%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.22%

1.51%

1.31%

1.58%

0.41%

0.49%

0.09%

0.03%

2.12%

2.32%

25-Oct-11

0.00%

0.00%

0.00%

0.00%

0.04%

0.03%

5.57%

8.60%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.12%

1.38%

1.39%

1.60%

0.36%

0.35%

0.13%

0.25%

2.20%

2.33%

26-Sep-11

0.00%

0.00%

0.00%

0.00%

0.13%

0.14%

5.72%

8.59%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.24%

1.55%

1.29%

1.52%

0.40%

0.46%

0.22%

0.22%

2.04%

2.25%

25-Aug-11

0.00%

0.00%

0.00%

0.00%

0.22%

0.27%

5.60%

8.41%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.36%

1.64%

1.23%

1.47%

0.31%

0.31%

0.22%

0.15%

1.97%

2.39%

25-Jul-11

0.00%

0.00%

0.00%

0.00%

0.22%

0.25%

6.01%

9.06%

0.00%

0.00%

0.00%

0.00%

0.00%

0.00%

1.35%

1.69%

1.26%

1.44%

0.44%

0.45%

0.22%

0.18%

2.05%

2.43%

20-Sep-2012 12:50

Page 15 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Asset-Backed Facts ~ 15 Month Historical Payoff/Loss Summary
Ending Pool

Payoffs

Realized Losses

Remaining Term

Curr Weighted Avg.

Insurance

Substitution

Liquidation

Balance

Balance

Proceeds

Proceeds

Proceeds

Amount

Life

Coupon

Remit

25-Sep-12

2,021

84,645,318

21

780,830

0.00

0.00

29,649.59

13

190,159

133

8.90%

8.24%

27-Aug-12

2,047

86,035,347

17

380,101

0.00

0.00

(7,316.35)

14

281,654

134

8.92%

8.25%

25-Jul-12

2,070

87,114,672

12

113,127

0.00

0.00

(13,777.54)

10

221,075

135

8.93%

8.26%

25-Jun-12

2,085

87,851,428

20

453,915

0.00

0.00

32,487.22

10

134,992

136

8.94%

8.28%

25-May-12

2,108

88,885,310

19

536,128

0.00

0.00

18,373.15

207,134

136

8.96%

8.29%

25-Apr-12

2,131

90,107,175

15

308,419

0.00

0.00

(15,684.12)

89,319

137

8.98%

8.32%

26-Mar-12

2,148

90,884,839

14

260,355

0.00

0.00

96,360.77

10

269,397

137

9.00%

8.33%
8.35%

Distribution
Date

Total (All Loans)

27-Feb-12

2,168

91,972,257

14

252,827

0.00

0.00

12,912.99

46,325

138

9.01%

25-Jan-12

2,184

92,687,536

12

213,999

0.00

0.00

(10,716.13)

11

389,843

139

9.05%

8.39%

27-Dec-11

2,203

93,598,722

141,852

0.00

0.00

0.00

24,633

139

9.14%

8.47%
8.50%

25-Nov-11

2,212

94,011,890

287,803

0.00

0.00

57,889.76

281,125

140

9.17%

25-Oct-11

2,226

95,056,176

12

487,645

0.00

0.00

(141,099.98)

20

795,997

140

9.18%

8.51%

26-Sep-11

2,255

96,614,193

18

507,580

0.00

0.00

(62,159.37)

14

506,992

141

9.20%

8.53%

25-Aug-11

2,284

97,949,162

119,292

0.00

0.00

(32,170.81)

285,771

142

9.22%

8.55%

25-Jul-11

2,296

98,726,776

14

680,262

0.00

0.00

(33,831.74)

10

429,184

142

9.24%

8.58%

Trust Mortgage Loans


25-Sep-12

2,021

84,645,318

21

780,830

0.00

0.00

29,649.59

13

190,159

132

8.90%

8.24%

27-Aug-12

2,047

86,035,347

17

380,101

0.00

0.00

-7,316.35

14

281,654

133

8.92%

8.25%

25-Jul-12

2,070

87,114,672

12

113,127

0.00

0.00

-13,777.54

10

221,075

134

8.93%

8.26%

25-Jun-12

2,085

87,851,428

20

453,915

0.00

0.00

32,487.22

10

134,992

135

8.94%

8.28%

25-May-12

2,108

88,885,310

19

536,128

0.00

0.00

18,373.15

207,134

135

8.96%

8.29%

25-Apr-12

2,131

90,107,175

15

308,419

0.00

0.00

-15,684.12

89,319

136

8.98%

8.32%

26-Mar-12

2,148

90,884,839

14

260,355

0.00

0.00

96,360.77

10

269,397

137

9.00%

8.33%
8.35%

27-Feb-12

2,168

91,972,257

14

252,827

0.00

0.00

12,912.99

46,325

137

9.01%

25-Jan-12

2,184

92,687,536

12

213,999

0.00

0.00

-10,716.13

11

389,843

138

9.05%

8.39%

27-Dec-11

2,203

93,598,722

141,852

0.00

0.00

0.00

24,633

139

9.14%

8.47%
8.50%

25-Nov-11

2,212

94,011,890

287,803

0.00

0.00

57,889.76

281,125

139

9.17%

25-Oct-11

2,226

95,056,176

12

487,645

0.00

0.00

-141,099.98

20

795,997

140

9.18%

8.51%

26-Sep-11

2,255

96,614,193

18

507,580

0.00

0.00

-62,159.37

14

506,992

141

9.20%

8.53%

25-Aug-11

2,284

97,949,162

119,292

0.00

0.00

-32,170.81

285,771

141

9.22%

8.55%

25-Jul-11

2,296

98,726,776

14

680,262

0.00

0.00

-33,831.74

10

429,184

141

9.24%

8.58%

20-Sep-2012 12:50

Page 16 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Mortgage Loan Characteristics Part I
Total (All Loans)
Distribution by Current Ending Principal Balance
Min

Distribution by Cut-off Principal Balance

Max

Count

% of Total

Balance

% of Total

Min

Max

Count

% of Total

Balance

0.00

to

4,000.00

195

9.65%

446,970

0.53%

0.00

to

18,000.00

545

10.13%

6,706,534

2.41%

4,000.01

to

10,000.00

158

7.82%

947,135

1.12%

18,000.01

to

23,000.00

411

7.64%

8,468,931

3.04%

10,000.01

to

16,000.00

112

5.54%

1,474,009

1.74%

23,000.01

to

28,000.00

417

7.75%

10,618,673

3.82%

16,000.01

to

22,000.00

139

6.88%

2,658,028

3.14%

28,000.01

to

33,000.00

414

7.69%

12,610,310

4.53%

22,000.01

to

28,000.00

180

8.91%

4,531,169

5.35%

33,000.01

to

38,000.00

426

7.92%

15,136,421

5.44%

28,000.01

to

35,000.00

224

11.08%

7,095,132

8.38%

38,000.01

to

44,000.00

464

8.62%

19,010,944

6.83%

35,000.01

to

45,000.00

271

13.41%

10,889,255

12.86%

44,000.01

to

54,000.00

726

13.49%

35,526,151

12.77%

45,000.01

to

55,000.00

217

10.74%

10,777,004

12.73%

54,000.01

to

64,000.00

545

10.13%

31,994,117

11.50%

55,000.01

to

65,000.00

158

7.82%

9,444,409

11.16%

64,000.01

to

74,000.00

422

7.84%

29,094,585

10.45%

65,000.01

to

75,000.00

94

4.65%

6,548,052

7.74%

74,000.01

to

84,000.00

255

4.74%

20,081,207

7.22%

75,000.01

to

85,000.00

71

3.51%

5,646,122

6.67%

84,000.01

to

94,000.00

217

4.03%

19,258,593

6.92%

85,000.01

to

312,000.00

202

10.00%

24,188,033

28.58%

94,000.01

to

335,000.00

539

10.02%

69,788,356

25.08%

2,021

100.00%

84,645,318

100.00%

5,381

100.00%

278,294,821

100.00%

Distribution by Current Mortgage Rate


Min

% of Total

Distribution by Original Mortgage Rate

Max

Count

% of Total

Balance

% of Total

Min

Max

Count

% of Total

Balance

% of Total

1.88%

to

6.88%

204

10.09%

14,147,087

16.71%

6.00%

to

8.59%

522

9.70%

31,628,554

11.37%

6.88%

to

7.47%

14

0.69%

730,415

0.86%

8.59%

to

8.89%

322

5.98%

19,206,846

6.90%

7.47%

to

8.06%

69

3.41%

3,691,510

4.36%

8.89%

to

9.19%

383

7.12%

21,197,230

7.62%

8.06%

to

8.66%

176

8.71%

8,107,664

9.58%

9.19%

to

9.48%

310

5.76%

17,115,225

6.15%

8.66%

to

9.25%

281

13.90%

11,893,420

14.05%

9.48%

to

9.78%

529

9.83%

29,984,183

10.77%

9.25%

to

9.85%

276

13.66%

10,686,158

12.62%

9.78%

to

10.08%

626

11.63%

37,302,849

13.40%

9.85%

to

10.27%

218

10.79%

8,776,675

10.37%

10.08%

to

10.50%

621

11.54%

32,132,583

11.55%

10.27%

to

10.69%

198

9.80%

7,872,223

9.30%

10.50%

to

10.92%

492

9.14%

24,583,209

8.83%

10.69%

to

11.11%

156

7.72%

5,626,831

6.65%

10.92%

to

11.34%

440

8.18%

20,976,348

7.54%

11.11%

to

11.53%

127

6.28%

4,975,165

5.88%

11.34%

to

11.77%

335

6.23%

15,554,236

5.59%

11.53%

to

11.98%

89

4.40%

2,654,777

3.14%

11.77%

to

12.25%

284

5.28%

12,126,682

4.36%

11.98%

to

16.70%

213

10.54%

5,483,392

6.48%

12.25%

to

17.00%

517

9.61%

16,486,875

5.92%

2,021

100.00%

84,645,318

100.00%

5,381

100.00%

278,294,821

100.00%

Stratifications only include loans with a balance > .01

20-Sep-2012 12:50

Page 17 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Mortgage Loan Characteristics Part II
Total (All Loans)
Distribution by Product Characteristics (Cut-off)

Distribution by Product Characteristics (Current)

Product Type

# of
Loans

Ending Balance

% of
Balance

WAMM

WAC

Product Type

# of
Loans

Original Principal
Balance

% of
Balance

WAMM

WAC

Fixed 1st Lien

1,798

74,043,985

87.48%

126.28

8.98%

Fixed 1st Lien

4,643

244,078,398

87.70%

191.62

10.02%

Adjustable

152

9,809,950

11.59%

188.59

8.15%

Adjustable

400

26,996,386

9.70%

270.92

10.35%

Fixed 2nd Lien

71

791,383

0.93%

65.70

10.92%

Fixed 2nd Lien

338

7,220,036

2.59%

122.40

11.12%

Total

2,021

84,645,318

100.00%

Total

5,381

278,294,821

100.00%

Distribution by Property Types (Current)

Distribution by Property Types (Cut-off)

Property Type

# of
Loans

Ending Balance

% of
Balance

WAMM

WAC

Property Type

# of
Loans

Ending Balance

% of
Balance

WAMM

WAC

SF Unattached Dwelling

1,772

73,789,492

87.17%

131.45

8.89%

SF Unattached Dwelling

4,688

238,506,151

85.70%

195.99

10.07%

Multifamily

129

6,409,068

7.57%

144.93

8.79%

Multifamily

411

26,045,935

9.36%

212.33

10.02%

Unknown

54

1,637,193

1.93%

102.03

9.66%

Unknown

140

5,752,597

2.07%

176.99

10.40%

Mobile Home Park

37

1,153,014

1.36%

141.45

8.40%

Mobile Home Park

76

3,342,427

1.20%

198.58

10.12%

Mixed Use

11

847,281

1.00%

176.30

10.26%

Mixed Use

28

2,700,481

0.97%

211.87

11.47%

Condo - Low Facility

18

809,270

0.96%

177.76

8.44%

Condo - Low Facility

37

1,929,659

0.69%

226.59

10.15%

Other

17,572

6.31E-05

92.00

12.50%

Total

5,381

278,294,821

100.00%

Total

2,021

84,645,318

100.00%

Stratifications only include loans with a balance > .01

20-Sep-2012 12:50

Page 18 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Mortgage Loan Characteristics Part II
Total (All Loans)
Distribution by Occupancy Type (Cut-off)

Distribution by Occupancy Type (Current)

Occupancy Type

# of
Loans

Ending Balance

% of
Balance

WAMM

WAC

Occupancy Type

# of
Loans

Ending Balance

% of
Balance

WAMM

WAC

Non-Owner Occupied

1,681

69,189,626

81.74%

127.83

8.90%

Non-Owner Occupied

4,421

225,801,676

81.14%

192.98

10.10%

Owner Occupied - Primary Residence

340

15,455,692

18.26%

155.75

8.90%

Owner Occupied - Primary Residence

960

52,493,145

18.86%

217.02

10.04%

Total

2,021

84,645,318

100.00%

Total

5,381

278,294,821

100.00%

Distribution by Loan Purpose (Current)

Distribution by Loan Purpose (Cut-off)

Loan Purpose

# of
Loans

Ending Balance

% of
Balance

WAMM

WAC

Loan Purpose

# of
Loans

Ending Balance

% of
Balance

WAMM

WAC
10.11%

Unknown

1,035

43,353,570

51.22%

131.27

8.90%

Unknown

2,872

150,983,729

54.25%

195.93

Refinance/Equity Takeout

882

35,526,526

41.97%

129.94

8.87%

Refinance/Equity Takeout

2,247

112,248,503

40.33%

195.60

10.01%

Purchase

84

4,973,902

5.88%

163.51

9.03%

Purchase

199

12,184,161

4.38%

232.38

10.30%

Refinance/No Cash Out

20

791,319

0.93%

166.09

9.58%

Refinance/No Cash Out

63

2,878,428

1.03%

208.04

10.82%

Total

2,021

84,645,318

100.00%

Total

5,381

278,294,821

100.00%

Stratifications only include loans with a balance > .01

20-Sep-2012 12:50

Page 19 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Geographic Concentration
Total (All Loans)

Top 10 Current State Concentration

Top 10 Current State Concentration

Geographic Distribution

# of
Loans

Balance

(1)

% of
Balance

WAMM

WAC

New York

195

10,726,681

12.67%

152

8.58%

North Carolina

209

9,080,313

10.73%

140

8.72%

Ohio

207

9,058,235

10.70%

128

8.29%

Pennsylvania

168

5,957,895

7.04%

137

8.96%

Michigan

133

5,401,203

6.38%

113

8.61%

Georgia

108

4,714,928

5.57%

139

8.90%

Indiana

105

4,079,315

4.82%

124

8.79%

Florida

101

3,567,347

4.21%

124

8.59%
9.72%

Texas

84

3,525,061

4.16%

156

Illinois

82

3,509,374

4.15%

101

9.78%

Remaining

629

25,024,967

29.56%

130

9.19%

New York

Remaining
North Carolina

Ohio

Top 10 Original State Concentration

WAMM

WAC

Geographic Distribution
New York

584

39,904,317

14.34%

216

9.91%
9.64%

Balance

(1)

Ohio

492

25,483,820

9.16%

195

North Carolina

434

23,413,397

8.41%

201

9.91%

Pennsylvania

464

21,327,217

7.66%

194

10.00%

Michigan

397

17,176,375

6.17%

178

10.59%

Florida

309

14,401,496

5.17%

189

10.12%

Georgia

258

13,364,386

4.80%

204

10.42%

Illinois

262

12,953,744

4.65%

173

10.24%

Indiana

277

12,341,884

4.43%

188

9.92%

Texas

207
1,697

10,259,085
87,669,098

3.69%
31.50%

221
196

10.61%
10.14%

Remaining

Texas
Michigan

Florida
Indiana

Stratifications only include loans with a balance > .01

20-Sep-2012 12:50

Pennsylvania

Illinois

% of
Balance

# of
Loans

(1)

Georgia

Based on Current Period Ending Principal Balance

Page 20 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Historical Realized Loss Summary
Total (All Loans)
Current Realized Loss

Distribution Date

Beginning Scheduled
Balance

Net Liquidation
Proceeds

Realized Loss

Loan Count

Previous Liquidations/Payoffs

Claims on Prior Liquidations


Amount

Count

Recovery on Prior
Liquidations
Amount

Count

(Claims)/Recoveries on
Prior Payoffs
Amount

Realized Loss
Adjusted

Cumulative
Realized Loss

Count

25-Sep-12

219,808.22

29,649.59

190,158.63

(7,361.18)

17,489.52

41

0.00

180,030.29

23,922,948.37

27-Aug-12

273,302.53

(7,316.35)

281,653.87

(1,133.81)

23

12,628.11

34

0.00

270,159.57

23,742,918.08

25-Jul-12

207,297.76

(13,777.54)

221,075.30

(3,576.49)

7,552.64

29

0.00

217,099.15

23,472,758.51

25-Jun-12

152,893.44

32,487.22

134,991.51

(5,336.56)

11

26,043.91

34

0.00

114,284.16

23,255,659.36

25-May-12

225,506.95

18,373.15

207,133.80

(1,700.74)

9,440.98

40

0.00

199,393.56

23,141,375.20

25-Apr-12

69,988.76

(15,684.12)

89,319.11

(4,667.43)

15

19,123.47

35

0.00

74,863.07

22,941,981.64

26-Mar-12

365,757.29

96,360.77

269,396.52

(4,259.80)

8,164.40

35

0.00

265,491.92

22,867,118.57

27-Feb-12

59,237.84

12,912.99

46,324.85

(1,660.98)

10

19,155.96

33

0.00

28,829.87

22,601,626.65

25-Jan-12

379,126.55

(10,716.13)

389,842.68

(2,390.20)

11,250.16

41

0.00

380,982.72

22,572,796.78

27-Dec-11

0.00

0.00

24,632.90

(4,472.06)

15

12,165.32

31

0.00

16,939.64

22,191,814.06

25-Nov-11

339,014.26

57,889.76

281,124.50

(12,479.91)

20

32,086.79

36

0.00

261,517.62

22,174,874.42

25-Oct-11

654,896.71

(141,099.98)

795,996.69

17

(3,371.85)

11

16,921.95

31

0.00

782,446.59

21,913,356.80

26-Sep-11

444,832.29

(62,159.37)

506,991.66

11

(7,011.58)

12

12,989.70

31

0.00

501,013.54

21,130,910.21

25-Aug-11

253,599.84

(32,170.81)

285,770.65

(5,670.02)

14

6,725.80

34

0.00

284,714.87

20,629,896.67

25-Jul-11

395,352.39

(33,831.74)

429,184.13

(231.35)

42,909.63

43

0.00

386,505.85

20,345,181.80

27-Jun-11

226,515.63

(41,471.07)

267,986.70

(7,096.87)

19

8,877.54

33

0.00

266,206.03

19,958,675.95

25-May-11

714,216.30

(146,850.10)

861,066.40

19

(5,066.98)

29,311.03

31

0.00

836,822.35

19,692,469.92

25-Apr-11

371,258.17

(26,103.07)

397,361.24

13

(5,004.09)

21

11,139.44

34

0.00

391,225.89

18,855,647.57

25-Mar-11

571,270.23

(9,030.38)

580,300.61

(2,046.67)

12

9,407.82

25

0.00

572,939.46

18,464,421.68

25-Feb-11

240,127.92

7,339.65

232,788.27

(2,172.63)

6,342.71

24

0.00

228,618.19

17,891,482.22

25-Jan-11

374,123.87

59,674.01

314,449.86

(3,410.18)

11

8,715.68

29

0.00

309,144.36

17,662,864.03

27-Dec-10

291,687.25

(13,194.28)

304,881.53

(10,778.92)

9,536.27

21

0.00

306,124.18

17,353,719.67

26-Nov-10

188,062.21

14,580.60

173,481.61

(7,914.70)

14

37,179.91

25

0.00

144,216.40

17,047,595.49

25-Oct-10

322,935.22

116,312.56

206,622.66

(12,548.13)

16

25,041.66

30

0.00

194,129.13

16,903,379.09

27-Sep-10

420,511.73

8,380.16

412,131.57

(2,621.80)

10,507.09

33

0.00

404,246.28

16,709,249.96

25-Aug-10

565,571.60

(33,347.79)

598,919.39

12

(5,224.61)

17

24,093.80

39

0.00

580,050.20

16,305,003.68

26-Jul-10

426,914.55

(21,940.92)

448,855.47

(2,550.93)

10,711.90

37

0.00

440,694.50

15,724,953.48

25-Jun-10

564,707.51

(74,566.23)

639,273.74

16

(523.33)

12,889.24

32

0.00

626,907.83

15,284,258.98

25-May-10

268,902.64

4,613.14

264,289.50

(745.00)

10,483.05

32

0.00

254,551.45

14,657,351.15

20-Sep-2012 12:50

Page 21 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Historical Realized Loss Summary
Total (All Loans)
Current Realized Loss

Distribution Date

Beginning Scheduled
Balance

Net Liquidation
Proceeds

Realized Loss

Loan Count

Previous Liquidations/Payoffs

Claims on Prior Liquidations


Amount

Count

Recovery on Prior
Liquidations
Amount

(Claims)/Recoveries on
Prior Payoffs

Count

Amount

Realized Loss
Adjusted

Cumulative
Realized Loss

Count

26-Apr-10

435,909.56

38,809.78

397,099.78

(1,692.23)

14,702.55

32

0.00

384,089.46

14,402,799.70

25-Mar-10

177,748.52

36,412.39

141,336.13

(689.53)

11,060.03

30

0.00

130,965.63

14,018,710.24

25-Feb-10

293,276.59

46,118.53

247,158.06

(2,505.81)

9,622.49

31

0.00

240,041.38

13,887,744.61

25-Jan-10

431,647.84

54,353.98

377,293.86

11

(8,845.23)

11,259.86

31

0.00

374,879.23

13,647,703.23

28-Dec-09

303,021.29

22,577.31

280,443.98

(2,916.65)

6,626.44

23

0.00

276,734.19

13,272,824.00

25-Nov-09

249,305.76

35,357.84

213,947.92

(60.00)

21,181.02

35

0.00

192,826.90

12,996,089.81

26-Oct-09

260,060.81

48,830.71

211,230.10

(347.00)

23,826.33

33

0.00

187,750.77

12,803,262.91

25-Sep-09

195,157.44

45,977.71

150,315.85

(1,764.50)

24,408.11

0.00

127,672.24

12,615,512.14

25-Aug-09

304,585.56

39,515.91

265,742.37

(14,666.27)

12

6,139.41

21

0.00

274,269.23

12,487,839.90

27-Jul-09

674,534.02

55,485.53

619,048.49

12

(862.63)

8,923.10

28

0.00

610,988.02

12,213,570.67

25-Jun-09

259,676.21

(13,291.47)

272,967.68

(2,113.19)

9,064.19

26

0.00

266,016.68

11,602,582.65

26-May-09

724,236.05

55,276.80

668,959.25

21

(3,597.58)

11

15,273.88

21

0.00

657,282.95

11,336,565.97

27-Apr-09

544,730.13

20,716.51

524,013.62

13

(1,013.53)

14,925.91

23

0.00

510,101.24

10,679,283.02

25-Mar-09

364,771.61

(14,961.22)

379,732.83

(4,611.33)

43

12,999.47

28

0.00

371,344.69

10,169,181.78

25-Feb-09

287,286.55

77,716.30

209,570.25

0.00

0.00

(7,935.08)

42

217,505.33

9,797,837.09

26-Jan-09

517,656.01

(39,662.82)

557,318.83

13

0.00

0.00

(4,940.25)

40

562,259.08

9,580,331.76

26-Dec-08

733,187.39

(2,654.38)

746,566.99

20

0.00

0.00

(4,966.49)

37

751,533.48

9,018,072.68

25-Nov-08

945,549.97

(120,355.02)

1,065,904.99

26

0.00

0.00

24,945.83

24

1,040,959.16

8,266,539.20

27-Oct-08

330,403.77

32,754.58

297,649.19

0.00

0.00

28,979.05

49

268,670.14

7,225,580.04

25-Sep-08

695,273.04

(159,952.56)

855,225.60

15

0.00

0.00

(3,346.94)

19

858,572.54

6,956,909.90

25-Aug-08

679,427.96

(85,426.63)

764,854.59

15

0.00

0.00

(14,220.45)

26

779,075.04

6,098,337.36

25-Jul-08

351,717.30

69,807.18

281,910.12

11

0.00

0.00

(32,562.64)

54

314,472.76

5,319,262.32

25-Jun-08

826,309.51

48,230.84

778,078.67

19

0.00

0.00

(4,197.85)

58

782,276.52

5,004,789.56

27-May-08

470,370.02

30,331.32

440,038.70

12

0.00

0.00

(20,914.39)

19

460,953.09

4,222,513.04

25-Apr-08

780,753.22

156,838.08

623,915.14

14

0.00

0.00

2,151.52

621,763.62

3,761,559.95

25-Mar-08

428,190.40

(79,555.42)

507,745.82

11

0.00

0.00

526.16

507,219.66

3,139,796.33

25-Feb-08

183,278.47

(17,320.15)

200,598.62

(4,401.83)

10

6,165.03

0.00

198,835.42

2,632,576.67

25-Jan-08

310,610.30

29,882.69

280,727.61

11

(648.21)

1,697.26

0.00

279,678.56

2,433,741.25

26-Dec-07

236,211.14

17,141.33

219,069.81

(3,500.50)

2,420.31

0.00

220,150.00

2,154,062.69

20-Sep-2012 12:50

Page 22 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Historical Realized Loss Summary
Total (All Loans)
Current Realized Loss

Distribution Date

Beginning Scheduled
Balance

Net Liquidation
Proceeds

Realized Loss

Loan Count

Previous Liquidations/Payoffs

Claims on Prior Liquidations


Amount

Count

Recovery on Prior
Liquidations
Amount

(Claims)/Recoveries on
Prior Payoffs

Count

Amount

Realized Loss
Adjusted

Cumulative
Realized Loss

Count

26-Nov-07

317,404.00

88,926.93

228,477.07

(2,888.18)

1,410.63

0.00

229,954.62

1,933,912.69

25-Oct-07

115,222.82

(24,724.62)

139,947.44

(13,632.21)

79

62,113.43

0.00

91,466.22

1,703,958.07

25-Sep-07

396,371.69

120,644.62

275,727.07

(3,103.53)

4,569.61

0.00

274,260.99

1,612,491.85

27-Aug-07

221,921.27

(23,844.09)

245,765.36

(929.43)

0.00

0.00

246,694.79

1,338,230.86

25-Jul-07

17,687.86

(1,398.82)

19,086.68

(169.19)

3,696.71

0.00

15,559.16

1,091,536.07

25-Jun-07

161,855.11

58,355.55

103,499.56

(896.50)

1,688.02

0.00

102,708.04

1,075,976.91

25-May-07

54,468.20

11,169.18

43,299.02

(2,022.40)

926.11

0.00

44,395.31

973,268.87

25-Apr-07

249,455.63

195,775.09

53,680.54

(126.00)

3,015.57

0.00

50,790.97

928,873.56

26-Mar-07

0.00

0.00

0.00

(1,627.28)

945.00

0.00

682.28

878,082.59

26-Feb-07

216,588.64

88,736.67

127,851.97

(928.00)

166.99

0.00

128,612.98

877,400.31

25-Jan-07

74,624.57

(15,336.90)

89,961.47

(18,263.28)

10

506.00

0.00

107,718.75

748,787.33

26-Dec-06

275,881.53

14,491.81

261,389.72

(17,893.46)

1,125.46

(1,933.74)

280,091.46

641,068.58

27-Nov-06

86,830.94

48,820.15

38,010.79

(2,008.31)

0.00

0.00

40,019.10

360,977.12

25-Oct-06

135,705.83

89,856.51

45,849.32

0.00

0.00

0.00

45,849.32

320,958.02

25-Sep-06

168,608.43

104,689.47

63,918.96

0.00

0.00

0.00

63,918.96

275,108.70

25-Aug-06

87,762.39

60,798.49

26,963.90

0.00

0.00

0.00

26,963.90

211,189.74

25-Jul-06

25,612.37

(3,817.37)

29,429.74

0.00

0.00

(255.12)

29,684.86

184,225.84

26-Jun-06

205,743.21

134,020.95

71,722.26

0.00

0.00

(335.00)

72,057.26

154,540.98

25-May-06

0.00

0.00

0.00

0.00

0.00

0.00

0.00

82,483.72

25-Apr-06

52,965.31

(7,334.43)

60,299.74

0.00

0.00

0.00

60,299.74

82,483.72

27-Mar-06

20,846.33

(1,337.65)

22,183.98

0.00

0.00

0.00

22,183.98

22,183.98

27-Feb-06

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

25-Jan-06

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

27-Dec-05

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

25-Nov-05

0.00

0.00

0.00

0.00

0.00

0.00

0.00

0.00

25,467,862.23

1,142,760.91

24,381,534.79

608

(251,752.59)

576

749,344.40

1,375

(39,005.39)

384

23,922,948.37

Total

20-Sep-2012 12:50

Page 23 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Current Period Realized Loss Detail
Total (All Loans)

Disclosure Control #

Period

Original Liquidation
Balance

Net Liquidation
Proceeds

Loss-Loan Nonadjusted

Subsequent
Recov/(Exp)

Loss-Loan
Adjusted

Loss-Certs
Adjusted

Liq Type

15691669

201209

65,768.11

34,246.92

31,521.19

0.00

15689360

201209

57,007.42

(164.69)

57,007.42

164.69

31,521.19

0.00

31,521.19

31,521.19

57,172.11

0.00

57,007.42

57,172.11

15688531

201209

55,144.88

13,806.86

41,338.02

0.00

41,338.02

0.00

41,338.02

41,338.02

15689280

201209

37,765.83

(17,061.63)

37,765.83

17,061.63

54,827.46

0.00

37,765.83

54,827.46

15689755

201209

4,121.98

(1,177.87)

4,121.98

1,177.87

5,299.85

0.00

4,121.98

5,299.85

15685983

201209

0.00

0.00

0.00

0.00

0.00

948.19

18,694.60

18,694.60

15686078

201209

15686087

201209

0.00

0.00

0.00

0.00

0.00

(235.39)

12,956.06

12,956.06

0.00

0.00

0.00

0.00

0.00

480.00

115,831.95

115,831.95

15686209
15686225

201209

0.00

0.00

0.00

0.00

0.00

600.00

36,681.77

36,681.77

201209

0.00

0.00

0.00

0.00

0.00

450.00

56,285.82

56,285.82

15686289

201209

0.00

0.00

0.00

0.00

0.00

1,020.00

19,963.89

19,963.89

15686305

201209

0.00

0.00

0.00

0.00

0.00

554.61

124,775.69

124,775.69

15686419

201209

0.00

0.00

0.00

0.00

0.00

281.56

7,650.66

7,650.66

15686653

201209

0.00

0.00

0.00

0.00

0.00

1,634.45

50,271.53

50,271.53

15686912

201209

0.00

0.00

0.00

0.00

0.00

120.00

24,824.71

24,824.71

15687084

201209

0.00

0.00

0.00

0.00

0.00

165.00

44,653.28

44,653.28

15687208

201209

0.00

0.00

0.00

0.00

0.00

213.44

14,209.61

14,209.61

15687250

201209

0.00

0.00

0.00

0.00

0.00

169.87

67,046.40

67,046.40

15687356

201209

0.00

0.00

0.00

0.00

0.00

(15.00)

41,338.09

41,338.09

15687501

201209

0.00

0.00

0.00

0.00

0.00

95.02

38,913.16

38,913.16

15688447

201209

0.00

0.00

0.00

0.00

0.00

10.00

74,746.11

74,746.11

15688739

201209

0.00

0.00

0.00

0.00

0.00

293.10

16,979.26

16,979.26

15688999

201209

0.00

0.00

0.00

0.00

0.00

1,225.00

40,883.81

40,883.81

15689052

201209

0.00

0.00

0.00

0.00

0.00

(906.15)

31,160.06

31,160.06

Liq. Type Code - Legend


Charge-off
Hold for Sale
Matured
Repurchase
Note Sale
Paid in Full

20-Sep-2012 12:50

C
H
M
N
O
P

REO
Short Pay
Third Party
Write-off
Assigned
Deferment/Write-down

Loss to Trust

R
S
T
W
A
D

Page 24 of 52

Loss-Certs Nonadjusted

Adjustment Legend
Escrow Bal/Adv
MREC
Rest'd Escrow
Replacement Res.
Suspense

1
2
3
4
5

Third Party
Charged Off/Matured
Side Note
Manual

Adj Type

6
7
8
9

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Current Period Realized Loss Detail
Total (All Loans)

Disclosure Control #

Period

Original Liquidation
Balance

Net Liquidation
Proceeds

Loss-Loan Nonadjusted

Loss to Trust

Loss-Certs Nonadjusted

Subsequent
Recov/(Exp)

Loss-Loan
Adjusted

Loss-Certs
Adjusted

Liq Type

15689076

201209

0.00

0.00

0.00

0.00

0.00

180.00

49,951.90

49,951.90

15689080

201209

0.00

0.00

0.00

0.00

0.00

300.00

78,805.06

78,805.06

15689181

201209

0.00

0.00

0.00

0.00

0.00

180.00

48,544.04

48,544.04

15689203

201209

0.00

0.00

0.00

0.00

0.00

(156.64)

44,462.63

44,462.63

15689236

201209

0.00

0.00

0.00

0.00

0.00

502.29

29,533.65

29,533.65

15689351

201209

0.00

0.00

0.00

0.00

0.00

630.69

5,031.86

5,031.86

15689543

201209

0.00

0.00

0.00

0.00

0.00

180.00

7,101.98

7,101.98

15689559

201209

0.00

0.00

0.00

0.00

0.00

180.00

31,434.30

31,434.30

15689586

201209

0.00

0.00

0.00

0.00

0.00

165.85

21,035.43

21,035.43

15689671

201209

0.00

0.00

0.00

0.00

0.00

180.00

30,504.04

30,504.04

15689709

201209

0.00

0.00

0.00

0.00

0.00

300.00

17,927.83

17,927.83

15689995

201209

0.00

0.00

0.00

0.00

0.00

265.63

46,089.52

46,089.52

15690162

201209

0.00

0.00

0.00

0.00

0.00

498.30

26,420.59

26,420.59

15690163

201209

0.00

0.00

0.00

0.00

0.00

(129.03)

65,103.30

65,103.30

15690244

201209

0.00

0.00

0.00

0.00

0.00

300.00

51,933.11

51,933.11

15690377

201209

0.00

0.00

0.00

0.00

0.00

300.00

38,069.64

38,069.64

15690393

201209

0.00

0.00

0.00

0.00

0.00

147.00

33,250.56

33,250.56

15690434

201209

0.00

0.00

0.00

0.00

0.00

(4,816.91)

43,401.65

43,401.65

15690479

201209

0.00

0.00

0.00

0.00

0.00

210.00

35,531.16

35,531.16

15690584

201209

0.00

0.00

0.00

0.00

0.00

(427.00)

27,509.41

27,509.41

15690607

201209

0.00

0.00

0.00

0.00

0.00

(75.06)

73,676.24

73,676.24

15690786

201209

0.00

0.00

0.00

0.00

0.00

312.50

100,420.00

100,420.00

15691286

201209

0.00

0.00

0.00

0.00

0.00

243.00

57,751.93

57,751.93

15691300

201209

0.00

0.00

0.00

0.00

0.00

299.12

1,347.10

1,347.10

Liq. Type Code - Legend


Charge-off
Hold for Sale
Matured
Repurchase
Note Sale
Paid in Full

20-Sep-2012 12:50

C
H
M
N
O
P

REO
Short Pay
Third Party
Write-off
Assigned
Deferment/Write-down

R
S
T
W
A
D

Page 25 of 52

Adjustment Legend
Escrow Bal/Adv
MREC
Rest'd Escrow
Replacement Res.
Suspense

1
2
3
4
5

Third Party
Charged Off/Matured
Side Note
Manual

Adj Type

6
7
8
9

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Current Period Realized Loss Detail
Total (All Loans)

Disclosure Control #

Period

Original Liquidation
Balance

Net Liquidation
Proceeds

Loss-Loan Nonadjusted

Loss to Trust

Loss-Certs Nonadjusted

Subsequent
Recov/(Exp)

Loss-Loan
Adjusted

Loss-Certs
Adjusted

Liq Type

15691648

201209

0.00

0.00

0.00

0.00

0.00

2,040.80

5,218.10

5,218.10

15691781

201209

0.00

0.00

0.00

0.00

0.00

(600.00)

2,724.45

2,724.45

15692118

201209

0.00

0.00

0.00

0.00

0.00

491.50

16,361.96

16,361.96

15692274

201209

0.00

0.00

0.00

0.00

0.00

7.16

69,743.58

69,743.58

15692340

201209

0.00

0.00

0.00

0.00

0.00

135.00

16,115.64

16,115.64

15692411

201209

0.00

0.00

0.00

0.00

0.00

90.00

25,145.71

25,145.71

15713447

201209

0.00

0.00

0.00

0.00

0.00

1,090.44

34,361.62

34,361.62

Current Total

219,808.22

29,649.59

171,754.44

18,404.19

190,158.63

10,128.34

161,626.10

180,030.29

Cumulative

25,467,862.23

1,142,760.91

21,298,991.40

3,082,543.39

24,381,534.79

458,586.42

20,840,404.98

23,922,948.37

Liq. Type Code - Legend


Charge-off
Hold for Sale
Matured
Repurchase
Note Sale
Paid in Full

20-Sep-2012 12:50

C
H
M
N
O
P

REO
Short Pay
Third Party
Write-off
Assigned
Deferment/Write-down

R
S
T
W
A
D

Page 26 of 52

Adjustment Legend
Escrow Bal/Adv
MREC
Rest'd Escrow
Replacement Res.
Suspense

1
2
3
4
5

Third Party
Charged Off/Matured
Side Note
Manual

Adj Type

6
7
8
9

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Historical Collateral Level REO Report

Disclosure Control #

REO Date

City

State

Property Type

Actual Balance

Scheduled Balance

Date Liquidated

Realized Loss

15691653

28-Sep-07

Mebane

NC

SF Unattached Dwelling

0.00

0.00

31-Dec-08

36,515.63

15690116

28-Sep-07

Akron

OH

SF Unattached Dwelling

0.00

0.00

29-Feb-08

46,582.62

15688498

28-Sep-07

Detroit

MI

SF Unattached Dwelling

0.00

0.00

28-Nov-08

38,600.40

15687721

28-Sep-07

Lorain

OH

Multifamily

0.00

0.00

31-Aug-08

101,560.24

31-Mar-08

59,215.27

30-Apr-08

59,425.61

15688718

28-Sep-07

Trenton

OH

SF Unattached Dwelling

0.00

0.00

15689110

28-Sep-07

Lake City

MI

SF Unattached Dwelling

0.00

0.00

15691384

28-Sep-07

Wayland

NY

SF Unattached Dwelling

0.00

0.00

0.00

15691939

28-Sep-07

Ecorse

MI

SF Unattached Dwelling

0.00

0.00

29-Feb-08

25,939.55

15685990

28-Sep-07

Turtle Creek

PA

Multifamily

0.00

0.00

29-Feb-08

38,279.77

15687504

31-Aug-07

Flint

MI

SF Unattached Dwelling

0.00

0.00

30-Apr-08

22,807.54

15687495

31-Aug-07

Willow Springs

NC

Mobile Home Park

0.00

0.00

31-Mar-08

12,744.96
41,574.83

15690611

31-Aug-07

Kokomo

IN

SF Unattached Dwelling

0.00

0.00

30-Apr-08

15690100

31-Aug-07

Westminster

CO

SF Unattached Dwelling

0.00

0.00

30-Jun-08

8,484.43

15692229

31-Jul-07

Gary

IN

SF Unattached Dwelling

0.00

0.00

31-Oct-08

27,460.51
33,469.19

15688105

31-Jul-07

Detroit

MI

Multifamily

0.00

0.00

31-Mar-08

15690564

31-Jul-07

Detroit

MI

SF Unattached Dwelling

0.00

0.00

29-Feb-08

18,003.61

15687977

31-Jul-07

Detroit

MI

SF Unattached Dwelling

0.00

0.00

31-Dec-08

59,187.69
14,493.58

15687171

31-Jul-07

Woodville

TX

SF Unattached Dwelling

0.00

0.00

30-May-08

15713541

29-Jun-07

Little Rock

AR

SF Unattached Dwelling

0.00

0.00

31-Mar-08

24,148.69

15686321

29-Jun-07

Toledo

OH

SF Unattached Dwelling

0.00

0.00

1-Apr-09

60,139.98
84,485.67

15690015

29-Jun-07

Detroit

MI

SF Unattached Dwelling

0.00

0.00

30-May-08

15688560

29-Jun-07

Austell

GA

SF Unattached Dwelling

0.00

0.00

31-Mar-08

15,516.51

15688567

29-Jun-07

Detroit

MI

Multifamily

0.00

0.00

31-Oct-08

38,004.13
53,733.86

15688008

29-Jun-07

Cleveland

OH

SF Unattached Dwelling

0.00

0.00

30-Jun-08

15687738

29-Jun-07

Shelbyville

IN

SF Unattached Dwelling

0.00

0.00

30-Apr-08

25,275.31

15690128

31-May-07

Saint Louis

MO

Multifamily

0.00

0.00

28-Nov-08

42,124.48
34,387.07

15689552

31-May-07

Pittsburgh

PA

SF Unattached Dwelling

0.00

0.00

30-May-08

15687145

31-May-07

Ovid

MI

SF Unattached Dwelling

0.00

0.00

31-Mar-08

92,385.40

15686813

31-May-07

York

PA

Multifamily

0.00

0.00

30-May-08

50,089.09

20-Sep-2012 12:50

Page 27 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Historical Collateral Level REO Report

Disclosure Control #

REO Date

City

State

Property Type

Actual Balance

Scheduled Balance

Date Liquidated

Realized Loss

30-May-08

25,338.75

15689614

31-May-07

Detroit

MI

SF Unattached Dwelling

0.00

0.00

15690963

30-Apr-07

Tarboro

NC

SF Unattached Dwelling

0.00

0.00

15687445

30-Apr-07

Detroit

MI

SF Unattached Dwelling

0.00

0.00

31-Oct-08

36,208.53
44,261.29

0.00

15687927

30-Apr-07

Detroit

MI

SF Unattached Dwelling

0.00

0.00

31-Dec-08

15687767

30-Apr-07

Moore

NC

SF Unattached Dwelling

0.00

0.00

1-Apr-09

32,103.00

15691198

30-Apr-07

Detroit

MI

SF Unattached Dwelling

0.00

0.00

31-Mar-08

38,222.10

15688049

30-Apr-07

Jackson

MI

SF Unattached Dwelling

0.00

0.00

1-May-09

56,316.94

15687064

30-Mar-07

Lima

OH

SF Unattached Dwelling

0.00

0.00

29-Feb-08

48,308.77
46,009.23

15691102

30-Mar-07

Flint

MI

SF Unattached Dwelling

0.00

0.00

31-Aug-08

15691111

30-Mar-07

Xenia

OH

SF Unattached Dwelling

0.00

0.00

31-Mar-08

73,796.12

15688172

30-Mar-07

Atwood

IN

SF Unattached Dwelling

0.00

0.00

29-Feb-08

84,618.54
27,923.52

15690945

30-Mar-07

Detroit

MI

SF Unattached Dwelling

0.00

0.00

29-Feb-08

15690985

31-Jan-07

Detroit

MI

SF Unattached Dwelling

0.00

0.00

31-Oct-08

43,028.25

15691841

31-Dec-06

Mio

MI

SF Unattached Dwelling

0.00

0.00

30-Apr-08

55,603.36
102,842.40

15689127

31-Dec-06

Detroit

MI

SF Unattached Dwelling

0.00

0.00

30-May-08

15691083

31-Dec-06

Cincinnati

OH

SF Unattached Dwelling

0.00

0.00

30-May-08

66,512.73

15689272

31-Oct-06

Joplin

MO

SF Unattached Dwelling

0.00

0.00

31-Jul-08

32,926.59

15687336

31-Oct-06

Pedro

OH

SF Unattached Dwelling

0.00

0.00

31-Oct-08

64,817.05

15690610

30-Sep-06

Saint Louis

MO

SF Unattached Dwelling

0.00

0.00

30-Apr-07

24,757.29

15687594

30-Sep-06

Redford Township

MI

SF Unattached Dwelling

0.00

0.00

15689690

12-Sep-06

Gasport

NY

SF Unattached Dwelling

0.00

0.00

29-Feb-08

55,811.65

15690226

12-Sep-06

Jersey Shore

PA

SF Unattached Dwelling

0.00

0.00

31-Mar-08

46,268.58

0.00

0.00

Total

20-Sep-2012 12:50

Page 28 of 52

0.00

2,170,310.31

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part I

Loan ID

Modification
Effective Date

Modified Loan
Amount

Ending Actual
Balance

Ending
Scheduled
Balance

Pre-Modification
Rate

PostModification
Rate

Pre-Modification
Payment

PostModification
Payment

Pre-Modification
Maturity Date

PostModification
Maturity Date

Pre-Modification
Product Type*

PostModification
Product Type*

Amount
Capitalized

Principal
Forgiven

Interest
Forgiven

15689439

1-Jun-12

39,900.00

39,900.00

14.99%

2.00%

568.56

15689439

1-Jun-12

39,900.00

39,900.00

14.99%

2.00%

568.56

15689722

1-Jun-12

73,336.20

73,336.20

9.75%

3.99%

15689722

1-Jun-12

73,336.20

73,336.20

9.75%

3.99%

15690619

1-Jun-12

47,302.40

47,302.40

10.10%

3.00%

15688265

1-Jun-12

119,841.00

119,841.00

9.60%

9.60%

15688265

1-Jun-12

119,841.00

119,841.00

9.60%

9.60%

15688780

1-Jun-12

39,046.90

39,046.90

8.95%

4.37%

15688780

1-Jun-12

39,046.90

39,046.90

8.95%

4.37%

15690054

1-May-12

85,802.40

85,802.40

9.99%

2.00%

15690054

1-May-12

85,802.40

85,802.40

9.99%

2.00%

15686385

1-Apr-12

39,506.60

39,506.60

9.99%

2.00%

15690693

1-Apr-12

74,141.00

74,141.00

9.60%

3.44%

15691120

1-Mar-12

11,557.70

11,557.70

11.70%

2.00%

15691489

1-Mar-12

73,107.50

73,107.50

10.15%

7.65%

15689517

1-Mar-12

34,659.80

34,659.80

9.90%

2.00%

15688827

1-Mar-12

133,241.00

133,241.00

9.25%

3.90%

15692256

1-Mar-12

23,639.10

23,639.10

10.40%

2.00%

15689575

1-Mar-12

26,632.50

26,632.50

9.45%

2.20%

15688948

1-Mar-12

65,000.00

65,000.00

10.70%

3.94%

15688295

1-Feb-12

46,845.30

46,845.30

12.60%

2.00%

15689730

1-Feb-12

58,461.60

58,461.60

10.10%

3.10%

15687976

1-Feb-12

34,787.00

34,787.00

11.64%

2.00%

15687558

1-Feb-12

35,934.80

35,934.80

10.49%

9.80%

15713370

1-Jan-12

189,574.00

189,574.00

11.35%

3.65%

15688539

1-Jan-12

85,099.90

85,099.90

11.95%

2.00%

15689358

1-Jan-12

54,283.60

54,283.60

9.79%

9.79%

15690113

1-Jan-12

11,281.00

11,281.00

11.48%

11.00%

15689086

1-Jan-12

22,063.00

22,063.00

12.63%

7.00%

15692471

1-Dec-11

45,544.80

45,544.80

12.20%

2.00%

15686734

1-Dec-11

162,187.00

162,187.00

9.75%

4.00%

15688341

1-Dec-11

14,447.30

14,447.30

10.44%

5.44%

Product Type Legend:

20-Sep-2012 12:50

1 - Fixed Rate
2 - Adjustable Rate (Index +
Margin)

3 - Hybrid
4 - Graduated Payment

1,034.99

989.08

2,512.48

4,000.85

1,575.54
182.71

6,032.93

5 - Step Rate

Page 29 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part I

Modified Loan
Amount

Ending Actual
Balance

Ending
Scheduled
Balance

Pre-Modification
Rate

PostModification
Rate

Pre-Modification
Payment

PostModification
Payment

Pre-Modification
Maturity Date

PostModification
Maturity Date

Pre-Modification
Product Type*

PostModification
Product Type*

Loan ID

Modification
Effective Date

Amount
Capitalized

Principal
Forgiven

Interest
Forgiven

15692290

1-Dec-11

76,000.20

76,000.20

11.50%

3.87%

15688817

1-Dec-11

38,747.70

38,747.70

9.79%

3.50%

15686335

1-Dec-11

222,117.00

222,117.00

11.30%

2.00%

15688574

1-Dec-11

76,283.90

76,283.90

11.75%

2.00%

15689346

1-Dec-11

63,709.30

63,709.30

12.49%

12.49%

15692038

1-Dec-11

13,794.80

13,794.80

10.95%

8.15%

15686045

1-Dec-11

52,766.50

52,766.50

10.70%

7.60%

15687616

1-Nov-11

63,195.70

63,195.70

12.90%

2.00%

15692343

1-Nov-11

82,284.00

82,284.00

9.50%

3.42%

15691133

1-Nov-11

27,391.30

27,391.30

10.25%

2.00%

15688702

1-Nov-11

54,014.50

54,014.50

12.35%

3.50%

15690940

1-Nov-11

196,575.00

196,575.00

10.00%

10.00%

15691304

1-Nov-11

41,113.80

41,113.80

11.90%

3.20%

15691551

1-Nov-11

32,905.10

32,905.10

10.50%

2.00%

15688450

1-Nov-11

45,390.70

45,390.70

11.30%

2.30%

15688838

1-Nov-11

48,176.50

48,176.50

10.79%

3.00%

15689803

1-Oct-11

35,010.20

35,010.20

11.40%

11.40%

15688807

1-Oct-11

47,236.80

47,236.80

10.15%

3.50%

15688830

1-Oct-11

18,387.70

18,387.70

9.80%

3.20%

116.57

15686687

1-Oct-11

101,110.00

101,110.00

9.75%

4.28%

141.95

15687430

1-Oct-11

73,701.00

73,701.00

10.25%

5.10%

599.69

73.83

15688985

1-Oct-11

45,669.40

45,669.40

8.80%

3.50%

15687449

1-Sep-11

56,237.80

56,237.80

12.99%

8.60%

15687239

1-Sep-11

31,470.10

31,470.10

9.50%

4.00%

15689776

1-Aug-11

48,953.80

48,953.80

10.80%

6.00%

15686441

1-Aug-11

84,175.80

84,175.80

9.63%

2.00%

15690276

1-Aug-11

87,039.60

87,039.60

9.85%

5.92%

15689223

1-Jul-11

29,927.70

29,927.70

9.55%

3.00%

450.17

15687983

1-Jul-11

51,246.10

51,246.10

10.30%

2.00%

2,313.93

15713628

1-Jul-11

122,634.00

122,634.00

9.80%

2.00%

1,054.08

15686035

1-Jul-11

44,947.80

44,947.80

11.15%

7.00%

15686581

1-Jul-11

133,050.00

133,050.00

10.80%

3.00%

Product Type Legend:

20-Sep-2012 12:50

1 - Fixed Rate
2 - Adjustable Rate (Index +
Margin)

3 - Hybrid
4 - Graduated Payment

5.77

630.41

5 - Step Rate

Page 30 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part I

Loan ID

Modification
Effective Date

Modified Loan
Amount

Ending Actual
Balance

Ending
Scheduled
Balance

Pre-Modification
Rate

PostModification
Rate

Pre-Modification
Payment

PostModification
Payment

Pre-Modification
Maturity Date

PostModification
Maturity Date

Pre-Modification
Product Type*

PostModification
Product Type*

Amount
Capitalized

Principal
Forgiven

Interest
Forgiven

15691981

1-Jul-11

62,351.90

62,351.90

10.29%

2.00%

15689682

1-Jun-11

70,851.70

70,851.70

10.90%

4.00%

15688648

1-Jun-11

150,073.00

150,073.00

10.35%

2.00%

15690078

1-Jun-11

67,634.20

67,634.20

10.05%

10.05%

15692177

1-Jun-11

73,697.40

73,697.40

9.99%

2.06%

15688343

1-Jun-11

80,867.00

80,867.00

12.05%

3.00%

15691641

1-Jun-11

53,495.90

53,495.90

11.50%

3.50%

15689288

1-Jun-11

53,068.80

53,772.00

11.04%

4.92%

15692356

1-Jun-11

83,230.00

83,230.00

8.65%

2.01%

15691871

1-Jun-11

87,857.30

87,857.30

9.85%

2.20%

15690980

1-Jun-11

128,324.00

128,324.00

10.65%

2.00%

15690042

1-Jun-11

171,046.00

171,046.00

8.00%

2.01%

15690465

1-Jun-11

29,275.20

29,275.20

9.50%

7.10%

15689360

1-Jun-11

57,232.00

57,232.00

10.65%

2.41%

15689434

1-Jun-11

56,632.20

56,632.20

9.25%

2.69%

15691214

1-May-11

36,268.80

36,268.80

9.49%

4.00%

2,900.16

15713461

1-May-11

66,262.20

103,254.00

9.80%

6.00%

145.63

15690639

1-May-11

47,029.90

47,029.90

11.75%

2.00%

15688782

1-Apr-11

141,579.00

141,579.00

11.50%

3.00%

15691561

1-Apr-11

88,157.90

88,157.90

10.44%

10.44%

15690066

1-Mar-11

50,240.90

50,240.90

11.25%

2.00%

15690137

1-Mar-11

61,323.20

61,323.20

9.10%

2.00%

15687034

1-Mar-11

80,433.50

80,433.50

11.30%

8.00%

15686050

1-Mar-11

56,822.40

56,822.40

8.70%

2.00%

15713497

1-Mar-11

27,596.80

27,596.80

11.00%

2.00%

15687035

1-Mar-11

39,666.60

39,666.60

8.50%

3.98%

15691623

1-Mar-11

111,380.00

111,380.00

10.35%

2.01%

15690445

1-Mar-11

42,451.20

42,451.20

8.99%

2.00%

15688924

1-Mar-11

88,717.90

88,717.90

10.90%

10.90%

15690568

1-Mar-11

44,262.40

44,262.40

10.63%

2.99%

15691751

1-Feb-11

47,540.80

47,540.80

8.75%

2.88%

15687781

1-Feb-11

100,458.00

100,458.00

7.75%

2.00%

Product Type Legend:

20-Sep-2012 12:50

1 - Fixed Rate
2 - Adjustable Rate (Index +
Margin)

3 - Hybrid
4 - Graduated Payment

442.34

166.61

5 - Step Rate

Page 31 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part I

Modified Loan
Amount

Ending Actual
Balance

Ending
Scheduled
Balance

Pre-Modification
Rate

PostModification
Rate

Loan ID

Modification
Effective Date

15686937

1-Feb-11

28,475.20

28,475.20

9.25%

3.46%

15689943

1-Feb-11

128,485.00

128,485.00

9.75%

2.00%

15686733

1-Feb-11

137,335.00

137,335.00

9.80%

2.45%

15688838

1-Jan-11

45,156.70

45,156.70

10.79%

10.79%

15686730

1-Jan-11

182,857.00

182,857.00

10.25%

4.00%

15689635

1-Jan-11

163,245.00

163,245.00

9.85%

2.00%

15687431

27-Dec-10

150,983.00

150,983.00

9.54%

6.12%

15688326

27-Dec-10

42,073.10

42,073.10

10.75%

10.75%

15688027

18-Dec-10

39,851.70

39,851.70

13.50%

13.50%

15687016

5-Dec-10

73,267.20

73,267.20

8.80%

8.80%

15688977

1-Dec-10

68,447.70

68,447.70

8.50%

8.50%

15686622

24-Nov-10

35,020.90

35,020.90

11.55%

11.55%

Pre-Modification
Payment

PostModification
Payment

Pre-Modification
Maturity Date

PostModification
Maturity Date

Pre-Modification
Product Type*

PostModification
Product Type*

Amount
Capitalized

Principal
Forgiven

Interest
Forgiven

21,809.10

15687680

18-Nov-10

96,018.50

96,018.50

10.25%

10.25%

645.81

15690234

1-Nov-10

34,518.00

34,518.00

8.99%

2.39%

58.64

15686441

1-Nov-10

56,385.00

56,385.00

9.63%

7.63%

15690847

1-Nov-10

47,279.70

47,279.70

11.20%

11.20%

15689423

1-Nov-10

93,920.20

93,920.20

9.49%

7.87%

15687838

17-Oct-10

59,650.80

59,650.80

8.80%

8.80%

15686934

1-Oct-10

68,293.40

68,293.40

11.85%

2.04%

15713360

1-Oct-10

113,525.00

113,525.00

9.80%

2.00%

15687420

1-Oct-10

52,664.90

52,664.90

10.50%

2.54%

15689078

1-Oct-10

64,211.30

64,211.30

10.99%

10.04%

15690310

1-Oct-10

117,142.00

117,142.00

11.80%

2.00%

15689722

1-Oct-10

75,671.00

75,671.00

9.75%

5.36%

15691410

1-Oct-10

44,234.40

44,234.40

9.65%

2.00%

15690353

1-Oct-10

38,308.40

38,308.40

9.85%

5.50%

15691312

1-Oct-10

112,366.00

112,366.00

8.50%

4.40%

15687193

1-Sep-10

92,120.80

92,120.80

9.88%

2.00%

15692457

1-Sep-10

197,003.00

197,003.00

9.99%

2.00%

15687903

1-Sep-10

98,005.50

98,005.50

10.43%

7.25%

15690396

1-Sep-10

232,365.00

232,365.00

9.85%

2.00%

15687294

1-Sep-10

83,465.80

83,465.80

9.80%

7.35%

Product Type Legend:

20-Sep-2012 12:50

1 - Fixed Rate
2 - Adjustable Rate (Index +
Margin)

3 - Hybrid
4 - Graduated Payment

4,294.10

5 - Step Rate

Page 32 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part I

Loan ID

Modification
Effective Date

Modified Loan
Amount

Ending Actual
Balance

Ending
Scheduled
Balance

Pre-Modification
Rate

PostModification
Rate

Pre-Modification
Payment

PostModification
Payment

Pre-Modification
Maturity Date

PostModification
Maturity Date

Pre-Modification
Product Type*

PostModification
Product Type*

Amount
Capitalized

Principal
Forgiven

Interest
Forgiven

15686344

1-Sep-10

136,601.00

136,601.00

8.85%

2.02%

1,083.17

15691230

1-Sep-10

72,266.90

72,266.90

9.90%

5.50%

387.12

15688001

1-Sep-10

66,803.80

66,803.80

9.90%

5.98%

15686931

1-Sep-10

49,395.00

49,395.00

10.95%

3.32%

15692028

1-Sep-10

77,658.00

77,658.00

11.25%

2.00%

15687124

1-Sep-10

42,906.00

42,906.00

8.49%

4.19%

15689993

1-Sep-10

187,523.00

187,523.00

9.99%

3.09%

15692405

1-Sep-10

55,784.70

55,784.70

9.40%

2.00%

15689612

1-Sep-10

126,060.00

126,060.00

10.64%

10.64%

753.16

15686952

1-Sep-10

21,644.50

21,644.50

10.80%

2.00%

645.41

15688179

1-Aug-10

54,698.70

54,698.70

9.05%

9.05%

15686107

1-Aug-10

54,266.40

54,266.40

11.55%

2.02%

15687361

1-Jul-10

134,957.00

134,957.00

8.70%

2.31%

15690193

1-Jul-10

59,204.10

59,204.10

10.50%

7.94%

15689439

1-Jul-10

41,620.30

41,620.30

14.99%

14.99%

15713556

1-Jun-10

22,673.10

22,673.10

14.90%

2.00%

15687897

1-Jun-10

114,183.00

114,183.00

9.84%

2.45%

15690647

1-Jun-10

84,840.90

84,840.90

10.58%

2.52%

15691623

1-Jun-10

106,298.00

106,298.00

10.35%

3.78%

15691304

1-Jun-10

35,033.80

35,033.80

11.90%

10.01%

15687917

1-May-10

65,623.50

65,623.50

11.00%

6.38%

15690441

1-May-10

132,170.00

132,170.00

12.13%

5.18%

15687125

1-May-10

76,197.70

76,197.70

8.99%

8.99%

15689840

1-May-10

66,550.90

66,550.90

9.90%

5.77%

15689635

1-Apr-10

157,529.00

157,529.00

9.85%

2.00%

71.69

15687503

1-Apr-10

35,727.10

35,727.10

11.05%

6.00%

751.08

15688295

1-Apr-10

40,678.80

40,678.80

12.60%

7.00%

15688985

1-Mar-10

43,225.90

43,225.90

8.80%

7.25%

15689555

1-Mar-10

54,506.50

54,506.50

10.29%

2.00%

15686543

18-Feb-10

58,321.00

58,321.00

9.20%

9.20%

15688084

16-Feb-10

34,138.50

43,238.50

8.65%

2.00%

15713372

1-Feb-10

120,876.00

120,876.00

10.50%

3.95%

Product Type Legend:

20-Sep-2012 12:50

1 - Fixed Rate
2 - Adjustable Rate (Index +
Margin)

3 - Hybrid
4 - Graduated Payment

539.98

201.50
497.66

81.62

350.02
5 - Step Rate

Page 33 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part I

Modified Loan
Amount

Ending Actual
Balance

Ending
Scheduled
Balance

Pre-Modification
Rate

PostModification
Rate

Pre-Modification
Payment

PostModification
Payment

Pre-Modification
Maturity Date

PostModification
Maturity Date

Pre-Modification
Product Type*

PostModification
Product Type*

Loan ID

Modification
Effective Date

Amount
Capitalized

Principal
Forgiven

Interest
Forgiven

15692355

1-Feb-10

39,897.90

39,897.90

10.99%

5.00%

15692355

1-Feb-10

39,897.90

39,897.90

10.99%

10.99%

15686186

1-Feb-10

110,165.00

110,165.00

6.00%

6.00%

15688307

1-Feb-10

73,362.00

73,362.00

8.80%

2.00%

32.23

15686434

1-Feb-10

35,813.10

35,813.10

10.99%

10.99%

1,226.64

15692059

20-Jan-10

76,100.10

76,100.10

8.99%

2.00%

267.12

15690313

1-Jan-10

57,758.70

57,758.70

9.00%

7.50%

865.22

15692209

1-Jan-10

54,877.30

54,877.30

10.25%

2.00%

15690045

7-Dec-09

107,662.00

107,662.00

8.80%

3.96%

3,890.94

15686811

1-Dec-09

79,811.40

79,811.40

8.99%

2.70%

15687031

1-Dec-09

54,229.00

54,229.00

13.39%

6.60%

15690383

1-Dec-09

111,604.00

111,604.00

10.75%

10.75%

15688067

1-Dec-09

40,724.10

40,724.10

10.79%

8.03%

15690669

1-Dec-09

57,520.30

57,520.30

9.65%

2.63%

509.49

15691684

1-Dec-09

103,551.00

103,551.00

10.75%

10.75%

1,159.46

15713447

1-Dec-09

52,111.50

52,111.50

8.55%

5.50%

15691629

1-Dec-09

103,360.00

103,360.00

9.95%

5.70%

15691089

1-Dec-09

149,269.00

149,269.00

9.79%

7.94%

15687997

1-Dec-09

39,209.80

39,209.80

11.85%

11.85%

15687108

1-Dec-09

51,666.10

51,666.10

10.45%

10.45%

4,736.94

304.66

15691462

1-Dec-09

38,095.40

38,095.40

9.20%

9.20%

15689262

30-Nov-09

89,789.00

89,789.00

13.35%

3.95%

15688081

11-Nov-09

93,213.60

93,213.60

9.99%

7.10%

1,196.51

15689784

10-Nov-09

43,954.10

43,954.10

12.30%

3.95%

6,431.31

15690009

9-Nov-09

54,288.70

54,288.70

11.13%

6.80%

15686418

5-Nov-09

90,049.10

90,049.10

9.25%

9.25%

15691496

5-Nov-09

42,606.40

42,606.40

11.10%

6.40%

15691459

2-Nov-09

206,436.00

206,436.00

9.50%

3.95%

15690666

1-Nov-09

43,425.00

43,425.00

9.05%

9.05%

15687392

30-Oct-09

62,179.80

62,179.80

9.95%

3.95%

15686352

30-Oct-09

48,682.20

48,682.20

12.85%

12.85%

15687680

27-Oct-09

69,711.00

69,711.00

10.25%

7.00%

Product Type Legend:

20-Sep-2012 12:50

1 - Fixed Rate
2 - Adjustable Rate (Index +
Margin)

3 - Hybrid
4 - Graduated Payment

251.95

576.45

5 - Step Rate

Page 34 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part I

Loan ID

Modification
Effective Date

Modified Loan
Amount

Ending Actual
Balance

Ending
Scheduled
Balance

Pre-Modification
Rate

PostModification
Rate

15691230

23-Oct-09

72,530.10

72,530.10

9.90%

9.90%

15691461

23-Oct-09

123,288.00

123,288.00

11.00%

7.50%

15688742

21-Oct-09

34,358.30

34,358.30

10.98%

6.56%

15689226

19-Oct-09

46,110.80

46,110.80

10.35%

10.35%

15690980

19-Oct-09

83,288.40

83,288.40

10.65%

10.65%

15687838

19-Oct-09

67,293.60

67,293.60

8.80%

8.80%

15687431

7-Oct-09

138,211.00

138,211.00

9.54%

9.54%

Pre-Modification
Payment

PostModification
Payment

Pre-Modification
Maturity Date

PostModification
Maturity Date

Pre-Modification
Product Type*

PostModification
Product Type*

Amount
Capitalized

Principal
Forgiven

Interest
Forgiven

4,336.14

15689245

1-Oct-09

82,684.90

82,684.90

11.68%

6.00%

15688425

30-Sep-09

44,869.90

44,869.90

9.50%

9.50%

15687502

2-Sep-09

84,069.60

84,069.60

9.00%

5.00%

520.23

15691287

2-Sep-09

39,926.60

39,926.60

9.38%

9.38%

2,038.44

15686512

1-Sep-09

32,712.90

32,712.90

9.49%

9.49%

15687883

1-Sep-09

48,023.40

48,023.40

10.80%

2.50%

15686341

1-Sep-09

56,934.50

56,934.50

10.35%

10.35%

15690490

31-Aug-09

80,309.60

80,309.60

11.30%

11.30%

15687550

27-Aug-09

74,879.80

74,879.80

11.99%

11.99%

15691954

24-Aug-09

97,503.90

97,503.90

9.99%

9.99%

15691836

20-Aug-09

39,907.40

39,907.40

10.10%

10.10%

15687034

18-Aug-09

71,778.40

71,778.40

11.30%

8.00%

15690357

1-Aug-09

52,414.30

52,414.30

8.80%

8.80%

15690674

1-Aug-09

54,719.60

54,719.60

8.99%

8.99%

15687010

1-Aug-09

55,297.10

55,297.10

8.75%

8.75%

1,136.12

15689423

17-Jul-09

91,328.60

91,328.60

9.49%

9.49%

547.12

15686872

20-Apr-09

26,281.20

26,281.20

13.00%

5.03%

125.60

15689327

3-Apr-09

26,681.50

26,681.50

10.15%

10.15%

15691046

31-Mar-09

15,228.90

15,228.90

10.99%

10.99%

15687263

24-Mar-09

259,800.00

259,800.00

9.99%

6.17%

15688827

12-Mar-09

113,599.00

113,599.00

9.25%

5.50%

15689345

11-Mar-09

87,503.00

87,503.00

10.49%

10.49%

15688521

11-Feb-09

66,087.00

66,087.00

9.74%

9.74%

15688625

4-Feb-09

111,046.00

111,046.00

9.99%

9.99%

15688006

16-Jan-09

101,173.00

101,173.00

10.20%

5.50%

Product Type Legend:

20-Sep-2012 12:50

1 - Fixed Rate
2 - Adjustable Rate (Index +
Margin)

3 - Hybrid
4 - Graduated Payment

583.51

149.51

2,644.90
1,476.86
908.51

1,532.35

5 - Step Rate

Page 35 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part I
Ending
Scheduled
Balance

Pre-Modification
Rate

PostModification
Rate

Pre-Modification
Maturity Date

PostModification
Maturity Date

15688264

1-Jan-00

45,307.40

45,307.40

8.75%

8.75%

1-Jan-00

1-Jan-00

15690392

1-Jan-00

62,572.60

62,572.60

9.99%

9.99%

1-Jan-00

1-Jan-00

15690232

1-Jan-00

29,555.90

29,555.90

9.65%

9.65%

1-Jan-00

1-Jan-00

20-Sep-2012 12:50

1 - Fixed Rate
2 - Adjustable Rate (Index +
Margin)

3 - Hybrid
4 - Graduated Payment

Pre-Modification
Payment

PostModification
Payment

Loan ID

Product Type Legend:

Modified Loan
Amount

Ending Actual
Balance

Modification
Effective Date

Pre-Modification
Product Type*

PostModification
Product Type*

Amount
Capitalized

Principal
Forgiven

Interest
Forgiven

5 - Step Rate

Page 36 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part II

Loan ID

Post-Modification Post-Modification Pre-Modification Post-Modification


Pre-Modification Post-Modification Pre-Modification Post-Modification
Interest Only
Interest Only
Amortization
Balloon Payment Balloon Payment
Amortization
Post-Modification Periodic Interest Lifetime Interest Interest Reset
Interest Reset Pre-Modification Post-Modification Post-Modification
Term
Term
Type*
Cap
Amount
Date
Type*
Margin
Period
Initial Reset Date Initial Reset Date Next Reset Date
Period
Cap

15689439
15689439
15689722
15689722
15690619
15688265
15688265
15688780
15688780
15690054
15690054
15686385
15690693
15691120
15691489
15689517
15688827
15692256
15689575
15688948
15688295
15689730
15687976
15687558
15713370
15688539
15689358
15690113
15689086
15692471
15686734
15688341
15692290
15688817
15686335
Amortization Type Legend:

20-Sep-2012 12:50

1 - Full Amortizing
2 - Amortizing Balloon

3 - IO Maturity Balloon
4 - IO / Amortizing

5 - IO / Amortizing / Balloon
6 - Principal Only

Page 37 of 52

7 - Line of Credit

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part II

Loan ID

Pre-Modification Post-Modification Pre-Modification Post-Modification


Post-Modification Post-Modification Pre-Modification Post-Modification
Interest Only
Balloon Payment Balloon Payment
Interest Only
Amortization
Amortization
Interest Reset Pre-Modification Post-Modification Post-Modification
Post-Modification Periodic Interest Lifetime Interest Interest Reset
Term
Amount
Date
Term
Type*
Type*
Period
Initial Reset Date Initial Reset Date Next Reset Date
Period
Cap
Cap
Margin

15688574
15689346
15692038
15686045
15687616
15692343
15691133
15688702
15690940
15691304
15691551
15688450
15688838
15689803
15688807
15688830
15686687
15687430
15688985
15687449
15687239
15689776
15686441
15690276
15689223
15687983
15713628
15686035
15686581
15691981
15689682
15688648
15690078
15692177
15688343
Amortization Type Legend:

20-Sep-2012 12:50

1 - Full Amortizing
2 - Amortizing Balloon

3 - IO Maturity Balloon
4 - IO / Amortizing

5 - IO / Amortizing / Balloon
6 - Principal Only

Page 38 of 52

7 - Line of Credit

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part II

Loan ID

Pre-Modification Post-Modification Pre-Modification Post-Modification


Post-Modification Post-Modification Pre-Modification Post-Modification
Interest Only
Balloon Payment Balloon Payment
Interest Only
Amortization
Amortization
Interest Reset Pre-Modification Post-Modification Post-Modification
Post-Modification Periodic Interest Lifetime Interest Interest Reset
Term
Amount
Date
Term
Type*
Type*
Period
Initial Reset Date Initial Reset Date Next Reset Date
Period
Cap
Cap
Margin

15691641
15689288
15692356
15691871
15690980
15690042
15690465
15689360
15689434
15691214
15713461
15690639
15688782
15691561
15690066
15690137
15687034
15686050
15713497
15687035
15691623
15690445
15688924
15690568
15691751
15687781
15686937
15689943
15686733
15688838
15686730
15689635
15687431
15688326
15688027
Amortization Type Legend:

20-Sep-2012 12:50

1 - Full Amortizing
2 - Amortizing Balloon

3 - IO Maturity Balloon
4 - IO / Amortizing

5 - IO / Amortizing / Balloon
6 - Principal Only

Page 39 of 52

7 - Line of Credit

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part II

Loan ID

Pre-Modification Post-Modification Pre-Modification Post-Modification


Post-Modification Post-Modification Pre-Modification Post-Modification
Interest Only
Balloon Payment Balloon Payment
Interest Only
Amortization
Amortization
Interest Reset Pre-Modification Post-Modification Post-Modification
Post-Modification Periodic Interest Lifetime Interest Interest Reset
Term
Amount
Date
Term
Type*
Type*
Period
Initial Reset Date Initial Reset Date Next Reset Date
Period
Cap
Cap
Margin

15687016
15688977
15686622
15687680
15690234
15686441
15690847
15689423
15687838
15686934
15713360
15687420
15689078
15690310
15689722
15691410
15690353
15691312
15687193
15692457
15687903
15690396
15687294
15686344
15691230
15688001
15686931
15692028
15687124
15689993
15692405
15689612
15686952
15688179
15686107
Amortization Type Legend:

20-Sep-2012 12:50

1 - Full Amortizing
2 - Amortizing Balloon

3 - IO Maturity Balloon
4 - IO / Amortizing

5 - IO / Amortizing / Balloon
6 - Principal Only

Page 40 of 52

7 - Line of Credit

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part II

Loan ID

Pre-Modification Post-Modification Pre-Modification Post-Modification


Post-Modification Post-Modification Pre-Modification Post-Modification
Interest Only
Balloon Payment Balloon Payment
Interest Only
Amortization
Amortization
Interest Reset Pre-Modification Post-Modification Post-Modification
Post-Modification Periodic Interest Lifetime Interest Interest Reset
Term
Amount
Date
Term
Type*
Type*
Period
Initial Reset Date Initial Reset Date Next Reset Date
Period
Cap
Cap
Margin

15687361
15690193
15689439
15713556
15687897
15690647
15691623
15691304
15687917
15690441
15687125
15689840
15689635
15687503
15688295
15688985
15689555
15686543
15688084
15713372
15692355
15692355
15686186
15688307
15686434
15692059
15690313
15692209
15690045
15686811
15687031
15690383
15688067
15690669
15691684
Amortization Type Legend:

20-Sep-2012 12:50

1 - Full Amortizing
2 - Amortizing Balloon

3 - IO Maturity Balloon
4 - IO / Amortizing

5 - IO / Amortizing / Balloon
6 - Principal Only

Page 41 of 52

7 - Line of Credit

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part II

Loan ID

Pre-Modification Post-Modification Pre-Modification Post-Modification


Post-Modification Post-Modification Pre-Modification Post-Modification
Interest Only
Balloon Payment Balloon Payment
Interest Only
Amortization
Amortization
Interest Reset Pre-Modification Post-Modification Post-Modification
Post-Modification Periodic Interest Lifetime Interest Interest Reset
Term
Amount
Date
Term
Type*
Type*
Period
Initial Reset Date Initial Reset Date Next Reset Date
Period
Cap
Cap
Margin

15713447
15691629
15691089
15687997
15687108
15691462
15689262
15688081
15689784
15690009
15686418
15691496
15691459
15690666
15687392
15686352
15687680
15691230
15691461
15688742
15689226
15690980
15687838
15687431
15689245
15688425
15687502
15691287
15686512
15687883
15686341
15690490
15687550
15691954
15691836
Amortization Type Legend:

20-Sep-2012 12:50

1 - Full Amortizing
2 - Amortizing Balloon

3 - IO Maturity Balloon
4 - IO / Amortizing

5 - IO / Amortizing / Balloon
6 - Principal Only

Page 42 of 52

7 - Line of Credit

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Non EMC Serviced Modified Loan Detail (Current) Part II

Loan ID

Pre-Modification Post-Modification Pre-Modification Post-Modification


Post-Modification Post-Modification Pre-Modification Post-Modification
Interest Only
Balloon Payment Balloon Payment
Interest Only
Amortization
Amortization
Interest Reset Pre-Modification Post-Modification Post-Modification
Post-Modification Periodic Interest Lifetime Interest Interest Reset
Term
Amount
Date
Term
Type*
Type*
Period
Initial Reset Date Initial Reset Date Next Reset Date
Period
Cap
Cap
Margin

15687034
15690357
15690674
15687010
15689423
15686872
15689327
15691046
15687263
15688827
15689345
15688521
15688625
15688006
15688264

1-Jan-00

1-Jan-00

1-Jan-00

1-Jan-00

15690392

1-Jan-00

1-Jan-00

1-Jan-00

1-Jan-00

15690232

1-Jan-00

1-Jan-00

1-Jan-00

1-Jan-00

Amortization Type Legend:

20-Sep-2012 12:50

1 - Full Amortizing
2 - Amortizing Balloon

3 - IO Maturity Balloon
4 - IO / Amortizing

5 - IO / Amortizing / Balloon
6 - Principal Only

Page 43 of 52

7 - Line of Credit

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


EMC Modified Loans - End of Month Balance Reporting
Type

Count

Count (%)

Balance

Balance (%)

Arrears

Arrears (%) F/C Quick Sale Value

REO Book Value

Total
0

147

75.7732%

9,964,922.64

72.2845%

0.00

0.0000%

0.00

0.00

30

17

8.7629%

1,358,175.57

9.8521%

0.00

0.0000%

0.00

0.00

60

0.5155%

128,281.79

0.9305%

0.00

0.0000%

0.00

0.00

90+

3.6082%

489,847.42

3.5533%

0.00

0.0000%

0.00

0.00

BKY30

0.5155%

180,368.46

1.3084%

0.00

0.0000%

0.00

0.00

BKY90+

0.5155%

67,196.57

0.4874%

0.00

0.0000%

0.00

0.00

F/C90+

19

9.7938%

1,596,899.58

11.5837%

0.00

0.0000%

0.00

0.00

PIF

0.5155%

0.00

0.0000%

0.00

0.0000%

0.00

0.00

194

100.0000%

13,785,692.03

100.0000%

0.00

0.0000%

0.00

0.00

46

23.7113%

3,820,769.39

27.7155%

0.00

0.0000%

0.00

0.00

Total (Prior Month End):


Delinq Total (Prior Month End):

20-Sep-2012 12:50

Page 44 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


EMC Serviced Modified Loan Detail (Current Period) - Part I
Total (All Loans)

Disclosure Control #

Beginning
Scheduled
Balance

Current
Scheduled
Balance

Mod Description

Mod Date

# of
Times
Modified

Prior Mod Description

Pre-Mod
Seasoning

Pre-Mod
Loan
Status

No Loan Modification Reported for the Current Period

Total

0.00

0.00

* The information provided is only for EMC serviced loans.

20-Sep-2012 12:50

Page 45 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


EMC Serviced Modified Loan Detail (Current Period) - Part II
Total (All Loans)

Disclosure Control #

Beginning Scheduled
Balance

Current Scheduled
Balance

Pre-Mod Rate

Post-Mod Rate

Principal Forgiveness

Amount Capitalized

Amount Deferred

Pre-Mod Payment

Post-Mod Payment

0.00

0.00

0.00

No Loan Modification Reported for the Current Period

Total

0.00

0.00

0.00

0.00

*The information provided is only for EMC serviced loans.

20-Sep-2012 12:50

Page 46 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


EMC Serviced Historical Modified Loan Detail
Total (All Loans)

Period

Count

Beginning Scheduled
Balance

Current Scheduled Balance

Principal Foregiveness

Amount Capitalized

Amount Deferred

Pre-Mod Payment

Post-Mod Payment

201209

0.00

0.00

0.00

0.00

0.00

0.00

0.00

201208

48,534.99

47,302.40

1,034.99

0.00

0.00

0.00

0.00

201207

10

692,923.30

715,853.92

0.00

0.00

0.00

0.00

0.00

201206

77,015.95

74,141.01

2,512.48

0.00

0.00

0.00

0.00

201205

242,367.05

248,769.96

0.00

0.00

0.00

0.00

0.00

201204

294,071.56

327,424.15

0.00

0.00

0.00

0.00

0.00

201203

46,909.20

46,845.32

0.00

0.00

0.00

0.00

0.00

201202

336,923.54

343,254.99

0.00

0.00

0.00

0.00

0.00

201201

13

934,971.19

1,046,558.01

0.00

0.00

0.00

0.00

0.00

201112

639,248.83

681,244.59

0.00

0.00

0.00

0.00

0.00

201111

156,097.84

181,789.96

0.00

0.00

0.00

0.00

0.00

201110

345,015.71

362,549.85

0.00

0.00

0.00

0.00

0.00

201109

187,904.35

251,545.88

0.00

0.00

0.00

0.00

0.00

201108

237,056.63

265,037.18

0.00

0.00

0.00

0.00

0.00

201107

463,709.03

512,740.44

0.00

0.00

0.00

0.00

0.00

201106

10

702,374.83

737,597.21

0.00

0.00

0.00

0.00

0.00

201105

406,768.89

478,832.76

0.00

0.00

0.00

0.00

0.00

201104

401,275.28

426,568.86

0.00

0.00

0.00

0.00

0.00

201103

244,518.30

308,846.96

0.00

0.00

0.00

0.00

0.00

201102

156,412.00

163,244.52

0.00

0.00

0.00

0.00

0.00

201101

439,522.62

487,504.77

0.00

0.00

0.00

0.00

0.00

201012

321,916.36

363,142.28

0.00

0.00

0.00

0.00

0.00

201011

640,204.36

747,947.89

0.00

0.00

0.00

0.00

0.00

201010

383,769.25

433,849.68

0.00

0.00

0.00

0.00

0.00

201009

11

872,612.96

1,145,293.06

0.00

0.00

0.00

0.00

0.00

201008

278,152.59

290,479.97

0.00

0.00

0.00

0.00

0.00

201007

306,012.57

363,028.85

0.00

0.00

0.00

0.00

0.00

201006

313,587.77

340,541.90

0.00

0.00

0.00

0.00

0.00

201005

207,311.88

233,935.23

0.00

0.00

0.00

0.00

0.00

201004

90,304.33

97,732.39

0.00

0.00

0.00

0.00

0.00

201003

581,116.74

623,672.59

0.00

0.00

0.00

0.00

0.00

201002

12

811,693.36

892,375.96

0.00

0.00

0.00

0.00

0.00

*The information provided is only for EMC serviced loans.


DISCLAIMER: This information is unaudited, is for informational purposes only and does not constitute (i) investment advice or an offer to sell or a solicitation of an offer to buy any security, other investment or investment service, or (ii) a representation as to suitability of any security, other investment or
investment service. Past performance is not a representation as to future results. EMC Mortgage Corporation does not review and assumes no responsibility for any information received from or created by any third parties; provided further, for modification reporting, data subsequent to May 1, 2007, is more
robust than data prior to May 1, 2007.

20-Sep-2012 12:51

Page 47 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


EMC Serviced Historical Modified Loan Detail
Total (All Loans)

Period

Count

Beginning Scheduled
Balance

Current Scheduled Balance

Principal Foregiveness

Amount Capitalized

Amount Deferred

Pre-Mod Payment

Post-Mod Payment

201001

10

618,864.30

689,736.45

0.00

0.00

0.00

0.00

0.00

200912

12

762,341.05

938,847.60

0.00

0.00

0.00

0.00

0.00

200911

237,931.64

251,615.54

0.00

0.00

0.00

0.00

0.00

200910

344,164.59

375,197.91

0.00

0.00

0.00

0.00

0.00

200909

142,904.17

162,430.91

1,136.12

0.00

0.00

0.00

0.00

200908

98,266.03

117,609.81

672.72

0.00

0.00

0.00

0.00

200907

260,499.93

259,799.69

0.00

0.00

0.00

0.00

0.00

200906

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200905

303,639.27

320,216.56

0.00

0.00

0.00

0.00

0.00

200904

186,736.88

201,102.39

0.00

0.00

0.00

0.00

0.00

200903

131,320.32

137,435.88

0.00

0.00

0.00

0.00

0.00

200902

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200901

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200812

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200811

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200810

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200809

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200808

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200807

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200806

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200805

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200804

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200803

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200802

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200801

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200712

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200711

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200710

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200709

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200708

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200707

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200706

0.00

0.00

0.00

0.00

0.00

0.00

0.00

*The information provided is only for EMC serviced loans.


DISCLAIMER: This information is unaudited, is for informational purposes only and does not constitute (i) investment advice or an offer to sell or a solicitation of an offer to buy any security, other investment or investment service, or (ii) a representation as to suitability of any security, other investment or
investment service. Past performance is not a representation as to future results. EMC Mortgage Corporation does not review and assumes no responsibility for any information received from or created by any third parties; provided further, for modification reporting, data subsequent to May 1, 2007, is more
robust than data prior to May 1, 2007.

20-Sep-2012 12:51

Page 48 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


EMC Serviced Historical Modified Loan Detail
Total (All Loans)

Period

Count

Beginning Scheduled
Balance

Current Scheduled Balance

Principal Foregiveness

Amount Capitalized

Amount Deferred

Pre-Mod Payment

Post-Mod Payment

200705

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200704

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200703

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200702

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200701

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200612

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200611

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200610

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200609

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200608

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200607

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200606

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200605

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200604

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200603

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200602

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200601

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200512

0.00

0.00

0.00

0.00

0.00

0.00

0.00

200511

0.00

0.00

0.00

0.00

0.00

0.00

0.00

Total

227

14,946,971.44

16,693,645.28

5,356.31

0.00

0.00

0.00

0.00

*The information provided is only for EMC serviced loans.


DISCLAIMER: This information is unaudited, is for informational purposes only and does not constitute (i) investment advice or an offer to sell or a solicitation of an offer to buy any security, other investment or investment service, or (ii) a representation as to suitability of any security, other investment or
investment service. Past performance is not a representation as to future results. EMC Mortgage Corporation does not review and assumes no responsibility for any information received from or created by any third parties; provided further, for modification reporting, data subsequent to May 1, 2007, is more
robust than data prior to May 1, 2007.

20-Sep-2012 12:51

Page 49 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


EMC Serviced Cumulative Summary For Prior Modifications
Total (All Loans)
Performance From Time of Modification (1)
Principal $
Amount Forgiven

Capitalized $
Amount

% of Orig Sched
Balance

% of Current
Balance

To Date

6-Month Average

12-Month Average

Loan Count

Weighted
Average
Seasoning

Redefault Rate

Redefault Rate

Redefault Rate

No Modification Type Provided

227

22.08

5,356.31

0.00

6.05%

19.40%

0.00%

0.00%

0.00%

Total

227

5,356.31

0.00

6.05%

19.40%

0.00%

0.00%

0.00%

Modification Type*

(1)

Each time frame is independent from one another


* For loans with combination modification
** The information provided is only for EMC serviced loans.
*** Please note that month end information and reporting is based off of Modification Dates. However, performance measures are based off of Due Dates. This nuance may create loan count discrepancies.
DISCLAIMER: This information is unaudited, is for informational purposes only and does not constitute (i) investment advice or an offer to sell or a solicitation of an offer to buy any security, other investment or investment service, or (ii) a representation as to suitability of any security, other investment or investment service. Past
performance is not a representation as to future results. EMC Mortgage Corporation does not review and assumes no responsibility for any information received from or created by any third parties; provided further, for modification reporting, data subsequent to May 1, 2007, is more robust than data prior to May 1, 2007.

20-Sep-2012 12:51

Page 50 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Substitution Detail History

Loans Substituted Into Pool


Investor #

Period

Loans Substituted Out of Pool

Beginning Principal Balance

Investor #

Period

Beginning Principal
Balance

Adjusted for Principal

Substitution Code

No Substituted Loans Reported

20-Sep-2012 12:51

Page 51 of 52

2012 US Bank

Bear Stearns Asset Backed Securities I Trust 2005-CL1


Asset Backed Certificates Series 2005-CL1

Distribution Date: 25-Sep-12


Substitution Detail History Summary

Loans Substituted Into Pool


Period

Count

Beginning Principal Balance

Loans Substituted Out of Pool


Count

Beginning Principal Balance

Adjusted for Principal

Difference Into vs. Out

No History of Substituted Loans Reported

20-Sep-2012 12:51

Page 52 of 52

2012 US Bank

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