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Budget Planner - Overview / Help

Instructions

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Month
Quick

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You may move from worksheet to worksheet by clicking on the dark blue buttons

t
located at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders: 400 Current Month
Use the drop down boxes Aug To Date to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.) Prior Month
Aug To Date
Quick Budget January
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu February
provided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. March
Make sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for April
comparison purposes instead.) May
June
Budget by Month July
Use the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in August
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0". September
Make sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected, October
the "Quick Budget" sheet figures will be used for comparison purposes instead.) November
December
Tracking
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.
These figures will be compared to your budgeted figures on the "Comparison" page.

Comparison
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the
"Income" section

Daily Spending
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helping
you stick to your budget. Your savings can be invested in a better way and which will help you when you are in need!

Benefits to you
Often people find it difficult to manage their resources or fail to manage their income and expenditure leading to a life which no longer lead their
family or society in a happy and healthy situation. It can grow up as a social problem. Especially people work in Gulf Countries will have a
Big "0" balance once they retire or lose their job. We believe this can help you in this situation to manage your funds and help you lead a
Disciplined Life.
Current Month
Prior Month
Aug To Date

September
 or create a budget
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Monthly
Quick Budget
Chart:

Income Frequency Amount Monthly Yearly Budget Summary

Total Income (net) 0.00 0.00
1 Salary/Wages Monthly 0.00 0.00
Salary/Wages (Spouse) Monthly 0.00 0.00 $0
1
0.33 Other Quarterly 0.00 0.00
Other Monthly 0.00 0.00
$0
1 Other Monthly 0.00 0.00

Column Z
Spending Total: 0.00 0.00 $0

Transportation 0.00 0.00 $0 $0$ 0 $ 0

$ 0 $ 0 $ 0 $0 $0 $ 0
$0 $ 1 $1 $ 1
$1 $ 1 $ 1 $ 1
1 Auto Loan/Lease Monthly 0.00 0.00 $1 $1

1 Insurance Monthly 0.00 0.00

1 Petrol,Gas,Oil & Lub. Monthly 0.00 0.00
Row 26 Row 25 Row 24
0.17 Maintenance Semi-Annually 0.00 0.00
0.08 Registration/Inspection Yearly 0.00 0.00
1 Train/Bus tickets Monthly 0.00 0.00 Bar Chart
Spending Summary
1 Taxis Monthly 0.00 0.00 Quick Budget Pie Chart Balance $-
1 Other Monthly 0.00 0.00 Yearly FALSE Transportation $- Income $-
Monthly Home $- Expense $-
Home 0.00 0.00 Weekly Utilities $-
1 Home Loan EMI Monthly 0.00 0.00 2 Health $-
1 Rent Monthly 0.00 0.00 Entertainment $-
1 Maintenance Monthly 0.00 0.00 Miscellaneous $-
1 Insurance Monthly 0.00 0.00
0.08 Furniture Yearly 0.00 0.00
1 Household Supplies Monthly 0.00 0.00
4.33 Groceries Weekly 0.00 0.00
0.17 Real Estate Tax Semi-Annually 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Utilities 0.00 0.00

1 Phone - Home Monthly 0.00 0.00
Transportation Home Utilities
1 Phone - Cell Monthly 0.00 0.00
Health Entertainment Miscellaneous
1 Cable TV Monthly 0.00 0.00
 1 Cooking Gas Monthly 0.00 0.00
1 Water Monthly 0.00 0.00
1 Electricity Monthly 0.00 0.00
1 Internet Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Health 0.00 0.00

1 Dental Monthly 0.00 0.00
1 Medical Monthly 0.00 0.00
1 Medicines Monthly 0.00 0.00
0.17 Vision/contacts Semi-Annually 0.00 0.00
1 Life Insurance Monthly 0.00 0.00
1 Yoga/Fitness Club Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Entertainment 0.00 0.00

1 Memberships Monthly 0.00 0.00
4.33 Dining out Weekly 0.00 0.00
1 Events Monthly 0.00 0.00
1 Subscriptions,Newspaper Monthly 0.00 0.00
1 Movies Monthly 0.00 0.00
1 Music Monthly 0.00 0.00
4.33 Hobbies Weekly 0.00 0.00
0.08 Travel/ Vacation Yearly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Miscellaneous 0.00 0.00

1 Laundry,Dry Cleaning Monthly 0.00 0.00
0.33 New Clothes Quarterly 0.00 0.00
1 Donations/Charity Monthly 0.00 0.00
1 Child Care Monthly 0.00 0.00
1 Tuition Monthly 0.00 0.00
1 College Loans Monthly 0.00 0.00
4.33 Pocket Money Weekly 0.00 0.00
1 Gifts Monthly 0.00 0.00
1 Credit Card Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00

Daily
Weekly
Monthly
Semi-Annually
Quarterly
Yearly
 or create Spend
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Budget By Month
-7
Chart: March
Income Aug Sep Oct Nov Dec 0 Months Budget Summary
Oct to Date

Total Income (net) 0.00 0.00 0.00 0.00 0.00 0.00 0

Salary/Wages 0.00 0
0
Salary/Wages (Spouse) 0.00 0

Other 0.00
0
0

Other 0.00 0

Other 0.00 0

Column AK
0
Spending Total: 0.00 0.00 0.00 0.00 0.00 0.00
0 0 0 0 0 00
0

Transportation 0.00 0.00 0.00 0.00 0.00 0.00 000000 00111 11111
0

1111 111 111

Auto Loan/Lease 0.00 11
0

Insurance 0.00 0

Gas 0.00 0

Row 27 Row 26 Row 25

Maintenance 0.00 0

Registration/Inspection 0.00 0

Bill's train pass 0.00 Budget by Chart: Mths/Wks

0

Spending Summary
Jane's bus pass 0.00 0
Month Mar Start Mth Pie Chart 1 Budgeted Bar Chart
Other 0.00 0
TRUE 7 8 Transportation $- - Balance $-
1 Yearly 0 Months Home $- - Income $-
Home 0.00 0.00 0.00 0.00 0.00 0.00 0
2 Monthly (avg.) 0 Months Utilities $- Expense $-
EMI 0.00 0
3 Weekly (avg.) 0 Months Health $-
Rent 0.00 0
4 Current Month Feb Entertainment $-
Maintenance 0.00 0
5 January Jan Miscellaneous $-
Insurance 0.00 0
6 February Feb $-
Furniture 0.00 0
7 March Mar
Household Supplies 0.00 0
8 April Apr
Groceries 0.00 0
9 May May
Real Estate Tax 0.00 0
10 June Jun
Other 0.00 0
11 July Jul
Other 0.00 0
12 August Aug
13 September Sep
Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0
14 October Oct
Phone - Home 0.00 15 November Nov
0

Transportation Home Utilities Health

Phone - Cell 0.00 16 December Dec
0

Entertainment Miscellaneous
Cable 0.00 0

Gas 0.00 0

Water 0.00 0
Budget by Month
Electricity 0.00 0

Internet 0.00 0
1
Other 0.00 0 1
Other 0.00 0
1
1
Health 0.00 0.00 0.00 0.00 0.00 0.00 0
1
Dental 0.00 0 Row 16
0

Medical 0.00 0 Row 8

0

Medication 0.00 0

0
Vision/contacts 0.00 0

0
Life Insurance 0.00 0

0
Other 0.00 0
Row 8
0

Other 0.00 Aug Sep

Oct
0

Nov
Dec Row 16
Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0

Memberships 0.00 0

Dining out 0.00 0

Events 0.00 0

Subscriptions 0.00 0

Movies 0.00 0

Music 0.00 0

Hobbies 0.00 0

Travel/ Vacation 0.00 0

Other 0.00 0

Other 0.00 0

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0

Dry Cleaning 0.00 0

New Clothes 0.00 0

Donations 0.00 0

Child Care 0.00 0

Tuition 0.00 0

College Loans 0.00 0

Pocket Money 0.00 0

Gifts 0.00 0

Credit Card 0.00 0

Other 0.00 0

Other 0.00 0

Other 0.00 0
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Tracking
Chart: September
Income Oct Nov Dec Jan Oct to Date Actual Income/Spend Summary
Total Income (net) 0.00 0.00 0.00 0.00 0.00
3 Salary/Wages 0.00
4 Salary/Wages (Spouse) 0.00 0
5 Other 0.00
6 Other 0.00
7 Other 0.00 0

Column AN
Spending 0

Total Spending: 0.00 0.00 0.00 0.00 0.00 0 0 0 0 0

00000 000001
11111 11 1 1111
Transportation 0.00 0.00 0.00 0.00 0.00 1 1 1 11 11

12 Auto Loan/Lease 0.00

13 Insurance 0.00
Row 28 Row 27 Row 26
14 Gas 0.00
15 Maintenance 0.00
16 Registration/Inspection 0.00
Actuals by Month
17 Bill's train pass 0.00 12 Sep First Tracking Month
18 Jane's bus pass 0.00 1 Feb 10 Budget By Month? 1 Bar Chart
19 Other 0.00 1 2 1 Current Month Feb 1 Jan Feb January TRUE Balance $-
20 1 1 2 Prior Month Jan 2 Feb Mar February Income $-
21 Home 0.00 0.00 0.00 0.00 0.00 1
3 Oct to Date Oct to Date 3 Mar Apr March Expense $-
22 EMI 0.00 1
4 January Jan 4 Apr May April
23 Rent 0.00 5 February Feb 5 May Jun May
1
24 Maintenance 0.00 6 March Mar 6 Jun Jul June
0 Row 17
25 Insurance 0.00 7 April Apr 7 Jul Aug July
0 Row 8
26 Furniture 0.00 8 May May 8 Aug Sep August
0
27 Household Supplies 0.00 9 June Jun 9 Sep Oct September
0
28 Groceries 0.00 10 July Jul 10 Oct Nov October
0
29 Real Estate Tax 0.00 11 August Aug 11 Nov Dec November
0 Row 8
30 Other 0.00 Oct 12 September Sep 12 Dec Jan December
Nov
31 Other 0.00 Dec
Jan
Row 17 13 October Oct 13 Oct to Date October to Date
32 14 November Nov
33 Utilities 0.00 0.00 0.00 0.00 0.00 15 December Dec
34 Phone - Home 0.00
35 Phone - Cell 0.00
36 Cable 0.00
37 Gas 0.00
38 Water 0.00
39 Electricity 0.00
40 Internet 0.00
41 Other 0.00
42 Other 0.00
43
44 Health 0.00 0.00 0.00 0.00 0.00
45 Dental 0.00
46 Medical 0.00
47 Medication 0.00
48 Vision/contacts 0.00
49 Life Insurance 0.00
50 Other 0.00
51 Other 0.00
52
53 Entertainment 0.00 0.00 0.00 0.00 0.00
54 Memberships 0.00
55 Dining out 0.00
56 Events 0.00
57 Subscriptions 0.00
58 Movies 0.00
59 Music 0.00
60 Hobbies 0.00
61 Travel/ Vacation 0.00
62 Other 0.00
63 Other 0.00
64
65 Miscellaneous 0.00 0.00 0.00 0.00 0.00
66 Dry Cleaning 0.00
67 New Clothes 0.00
68 Donations 0.00
69 Child Care 0.00
70 Tuition 0.00
71 College Loans 0.00
72 Pocket Money 0.00
73 Gifts 0.00
74 Credit Card 0.00
75 Other 0.00
76 Other 0.00
77 Other 0.00

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Comparison Compare
October to Budget October

Income Budget Oct Actual Vs Budget Tracking vs Budget Summary

Total Income (net) 0 0 0 0
3 Salary/Wages 0.00
0
4 Salary/Wages (Spouse) 0.00
5 Other 0.00 Budget0
6 Other 0.00
7 Other 0.00 0

0
Spending Tracking0
Total Spending: 0 0 0 0 0 0 0 0
0 0 0 0 0
0 1 1 1 1
Transportation 0 0 0 1 1 1 1 1
12 Auto Loan/Lease 0.00
13 Insurance 0.00
14 Gas 0.00 Expense Income Balance (Sav-
15 Maintenance 0.00 ings)
16 Registration/Inspection 0.00
17 Bill's train pass 0.00
18 Jane's bus pass 0.00 Spending Comparison 13 Oct Budget By Month? 1 Pie Chart Bar Chart Tracking Budget
19 Other 0.00 1 2 1 Current Month Feb TRUE Budget Tracking Balance (Savings) $- $-
20
0.9
1 2 Prior Month Jan Transportation 0 0 Income $- $-
21 Home 0 0 0 3 Oct to Date Oct to Date Home 0 0 Expense $- $-
0.8
22 EMI 0.00 4 January Jan Utilities 0 0
23 Rent 0.00 0.7 5 February Feb Health 0 0
24 Maintenance 0.00 0.6 6 March Mar Entertainment 0 0
25 Insurance 0.00 0.5 7 April Apr Miscellaneous 0 0
26 Furniture 0.00 8 May May
0.4
27 Household Supplies 0.00 9 June Jun
0.3
28 Groceries 0.00 10 July Jul
29 Real Estate Tax 0.00 0.2 11 August Aug
30 Other 0.00 0.1 12 September Sep
31 Other 0.00 0
0 0 0 0 0 0 0 0 0 0 0 0 13 October Oct
32 Budget
Budget Tracking
Tracking
14 November Nov
33 Utilities 0 0 0 15 December Dec
34 Phone - Home 0.00 Transportation Home Utilities
35 Phone - Cell 0.00 Health Entertainment Miscellaneous Simple Budget 1
36 Cable 0.00
37 Gas 0.00
38 Water 0.00
39 Electricity 0.00
40 Internet 0.00
41 Other 0.00
42 Other 0.00
43
44 Health 0 0 0
45 Dental 0.00
46 Medical 0.00
47 Medication 0.00
48 Vision/contacts 0.00
49 Life Insurance 0.00
50 Other 0.00
51 Other 0.00
52
53 Entertainment 0 0 0
54 Memberships 0.00
55 Dining out 0.00
56 Events 0.00
57 Subscriptions 0.00
58 Movies 0.00
59 Music 0.00
60 Hobbies 0.00
61 Travel/ Vacation 0.00
62 Other 0.00
63 Other 0.00
64
65 Miscellaneous 0 0 0
66 Dry Cleaning 0.00
67 New Clothes 0.00
68 Donations 0.00
69 Child Care 0.00
70 Tuition 0.00
71 College Loans 0.00
72 Pocket Money 0.00
73 Gifts 0.00
74 Credit Card 0.00
75 Other 0.00
76 Other 0.00
77 Other 0.00
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Daily Spending Record

Spending 1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th 21st 22nd 23rd 24th 25th 26th 27th 28th 29th 30th 31st Month

Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease 0.00
Insurance 0.00
Gas 0.00
Maintenance 0.00
Registration/Inspection 0.00
Bill's train pass 0.00
Jane's bus pass 0.00
Other 0.00

Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
EMI 0.00
Rent 0.00
Maintenance 0.00
Insurance 0.00
Furniture 0.00
Household Supplies 0.00
Groceries 0.00
Real Estate Tax 0.00
Other 0.00
Other 0.00

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Phone - Home 0.00
Phone - Cell 0.00
Cable 0.00
Gas 0.00
Water 0.00
Electricity 0.00
Internet 0.00
Other 0.00
Other 0.00

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental 0.00
Medical 0.00
Medication 0.00
Vision/contacts 0.00
Life Insurance 0.00
Other 0.00
Other 0.00

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Memberships 0.00
Dining out 0.00
Events 0.00
Subscriptions 0.00
Movies 0.00
Music 0.00
Hobbies 0.00
Travel/ Vacation 0.00
Other 0.00
Other 0.00

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dry Cleaning 0.00
New Clothes 0.00
Donations 0.00
Child Care 0.00
Tuition 0.00
College Loans 0.00
Pocket Money 0.00
Gifts 0.00
Credit Card 0.00
Other 0.00
Other 0.00
Other 0.00