Consolidated Balance Sheet of ICICI Bank

Capital and Liabilities:

Total Share Capital
Equity Share Capital
Share Application Money
Preference Share Capital
Init. Contribution Settler
Preference Share Application Money
Employee Stock Opiton
Reserves
Revaluation Reserves
Net Worth
Deposits
Borrowings
Total Debt
Minority Interest
Policy Holders Funds
Group Share in Joint Venture
Other Liabilities & Provisions
Total Liabilities

in Rs. Cr.
Mar '12

Mar '11

12 mths

12 mths

1,152.77
1,152.77
0
0
0
0
2.39
60,121.34
0
61,274.11
281,950.47
161,296.62
443,247.09
1,427.72
0
0
98,240.10
602,761.30
Mar '12

1,151.82
1,151.82
0
0
0
0
0.29
54,150.38
0
55,302.20
259,106.00
125,838.86
384,944.86
1,358.22
0
0
92,162.28
532,409.34
Mar '11

12 mths

12 mths

Assets
Cash & Balances with RBI
Balance with Banks, Money at Call
Advances
Investments
Gross Block
Accumulated Depreciation
Net Block
Capital Work In Progress
Other Assets
Minority Interest
Group Share in Joint Venture
Total Assets

20,728.18 21,234.01
20,428.11 18,151.26
292,125.42 256,019.31
239,864.09 209,652.78
10,961.24 10,485.39
5,529.26
4,995.84
5,431.98
5,489.55
149.41
141.86
25,464.22 23,079.10
0
0
0
0
604,191.41 533,767.87

Contingent Liabilities
Bills for collection

980,616.54 983,189.64
64,542.78 47,927.63

Book Value (Rs)

531.56

480.15

Mar '10

Mar '09

Mar '08

12 mths

12 mths

12 mths

1,114.89
1,463.29
1,114.89
1,113.29
0
0
0
350
0
0
0
0
0
0
50,181.61 45,664.24
0
0
51,296.50 47,127.53
241,572.30 261,855.75
115,698.32 88,391.86
357,270.62 350,247.61
1,270.40
910.51
0
0
0
0
79,509.77 84,405.32
488,076.89 481,780.46
Mar '10
Mar '09

1,462.68
1,112.68
0
350
0
0
0
43,609.55
0
45,072.23
276,983.23
84,566.05
361,549.28
731.19
0
0
78,263.88
484,885.39
Mar '08

12 mths

12 mths

12 mths

27,850.28 17,875.45
19,293.84 17,185.94
225,778.13 266,130.47
186,319.78 148,107.00
8,267.38
8,566.33
4,405.09
4,068.87
3,862.29
4,497.46
1,190.72
0
25,052.25 28,894.65
0
0
0
0
489,347.29 482,690.97

29,800.75
15,527.93
240,846.53
160,046.76
7,937.60
3,259.25
4,678.35
0
34,716.27
0
0
485,616.59

788,327.54 837,033.12 1,225,286.02

38,898.45 36,745.13
29,587.19

460.12

420.19

401.93

Income
Interest Earned
Other Income
Total Income
Expenditure
Interest expended
Employee Cost
Selling and Admin Expenses
Depreciation
Miscellaneous Expenses
Preoperative Exp Capitalised
Operating Expenses
Provisions & Contingencies
Total Expenses

Net Profit for the Year

Minority Interest
Share Of P/L Of Associates
Net P/L After Minority Interest & Share Of Associates
Extraordionary Items
Profit brought forward
Total
Preference Dividend
Equity Dividend
Corporate Dividend Tax
Per share data (annualised)
Earning Per Share (Rs)
Equity Dividend (%)
Book Value (Rs)
Appropriations
Transfer to Statutory Reserves
Transfer to Other Reserves
Proposed Dividend/Transfer to Govt
Balance c/f to Balance Sheet
Total

Mar '12

Mar '11

Mar '10

12 mths

12 mths

12 mths

37,994.86 30,081.40 30,153.71

29,041.10 31,966.18 29,053.72
67,035.96 62,047.58 59,207.43
25,013.25
5,101.27
3,828.77
671.44
24,483.60
0
30,630.96
3,454.12
59,098.33
Mar '12

19,342.57
4,392.60
4,786.65
739.68
26,467.90
0
33,357.99
3,028.84
55,729.40
Mar '11

20,729.19
3,678.43
7,347.40
762.87
21,846.12
0
32,207.77
1,427.05
54,364.01
Mar '10

12 mths

12 mths

12 mths

7,937.63
294.7
0
7,642.94
-0.43
4,007.76
11,944.96
0
1,902.04
325.72

6,318.19
224.93
0
6,093.27
-2.17
1,688.64
8,004.66
0
1,612.58
264.17

4,843.41
173.12
0
4,670.29
-0.09
537.17
5,380.49
0
1,337.86
228.47

68.86
0
531.56

54.86
0
480.15

43.44
0
460.12

2,358.07
187.79
2,227.76
6,876.65
11,650.27

1,827.29
67.94
1,876.75
4,007.76
7,779.74

1,900.22
52.18
1,566.33
1,688.64
5,207.37

Mar '09

Mar '08

12 mths

12 mths

36,250.71 34,094.96
28,345.55 26,436.88
64,596.26 60,531.84
26,487.25
3,904.30
9,002.27
806.68
21,016.33
0
32,097.35
2,632.23
61,216.83
Mar '09

25,766.98
3,969.80
8,474.06
679.41
18,526.33
0
29,888.81
1,760.79
57,416.58
Mar '08

12 mths

12 mths

3,379.42
-197.53
0
3,576.95
-0.58
549.68
3,928.52
0
1,224.58
208.37

3,115.26
-282.97
0
3,398.23
0
-7.37
3,107.89
0
1,227.70
207.8

30.36
0
420.19

28
0
401.93

2,045.42
110.51
1,432.95
537.17
4,126.05

1,356.56
49.12
1,435.50
549.68
3,390.86

Net Income
Book Value Of Equity
Dividend
Earnings Per Share
Pay Out Ratio
Retention Ratio
Growth Rate
Return On Equity
Dividends Per Share
Growth Rate
Payout Ratio

Projections
EPS
Payout Ratio
Estimated Dividends
Cost Of Equity
Present Value

Terminal Value

Mar '08
Mar '09
Mar '10
Mar '11
Mar '12
3,115.26
3,379.42 4,843.41 6,318.19 7,937.63
1,112.68
1,113.29 1,114.89 1,151.82 1,152.77
1,435.50
1,432.95 1,566.33 1,876.75 2,227.76
28
30.36
43.44
54.86
68.86
46.08%
42.40%
32.34%
29.70%
28.07%
53.92%
57.60%
67.66%
70.30%
71.93%
3.73%
4.13%
6.39%
8.03%
9.32%
6.91%
7.17%
9.44%
11.42%
12.95%
11
11
12
14
16.5
1.037268 1.041302186 1.063885 1.080312 1.093186
1.460796 1.424022465 1.323394 1.297039 1.280658

Mar'13
73.19614
35.53%
26.00681
12.62%
23.09253

1570.989
975.2143

Mar'14
Mar'15
Mar'16
77.80532475 82.70475 87.9127
35.53%
35.53%
35.53%
27.64446266 29.38524 31.23564
11.62%
11.12%
10.62%
22.18830446 21.4167 20.86007

Mar'17
93.44859
35.53%
33.20256
10.12%
20.50409

6.30%
35.53%

Cost Of Equity

Rf
Beta
Rm
Cost Of Equity

8
1.54
11
12.62%