Zakaullah

Cell #: 92-321-6445287 E mail: zakaullahch@gmail.com

zakaullah@bop.com.pk

OBJECTIVE: To work in such a professional and competitive environment, which provide opportunity for implementation of professional skills and growth so that I can prepare myself for a better career. EDUCATION:

MBA (Banking and Finance) Allama Iqbal Open University Islamabad B.Com
Punjab University Lahore

2009 2006 2003 2001

Intermediate
BISE Gujranwala

Matriculation
BISE Gujranwala PROFESSIONAL EXPERIENCE BANKING EXPERIENCE:

Having 5 Years experience of Banking with the Bank of Punjab Posted at Regional Credit Administration Department Gujranwala. JOB DISCRIPTION AT BANK: Implementation of Credit Policies and Compliance of lending parameters (Prudential Regulations) set by the State bank of Pakistan. Issuance of Disbursement Authorization Certificate (DAC) of SME, Commercial, Consumer and Agriculture cases. Prepared the periodic statements i.e. Expired Insurance, Expired Limits, Expired Valuations, Pending DACs, and Deferral for analysis Maintain of ticklers for due/overdue renewals of credit facilities expiry of documentation and insurance policies. CAD prior to release of credit lines. In the event documents are incomplete, to ensure that approval is in place.

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Pre disbursement scrutiny of charge document of SME Commercial, and Consumer Financing accounts Post disbursement activities like redemption against Running Finance, L/G, Car Loan TDRs etc. and Property Document. Preparations of periodical returns for the Management as well as for the regulators. Generation of CWR (Credit Worthiness Reports) Reports on the SBP Database by VPN Clients. Checking of credit proposals, markup calculations and preparation of reporting Credit Information File record to Head Office. Monthly collection of eCIB data files from 58 branches of Gujranwala Region and Gujrat Region. Physically checking and verification of stocks by visiting the godown in Gujranwala, Gujrat, Sialkot, and Sheikhupura Regions. Maintenance and verify the stocks Reports of pledge and Hypo cases

PROJECTS: In the last semester of my MBA I make the following Projects. Critical Ordinance 1984. The Relationship of Non-performing loans (NPLs) and Profitability of banks. Communication within an organization. Strategic Role of information system in a business. Accounting Information System. Impact of Research on Decision Making. Review of Companies

IT PROFICIENCY: Good In: Diploma in MS Office Management. Word, excel, Power point. Operating Systems (Win 98, XP, 2000) Web Browsing Installing Windows and different types of software. HONOURS AND AWARDS: President of cultural society at ILMS approved study center of AIOU College Model Town Gujranwala.

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Certificate of excellence all through best student in ILMS Certificate of best organizer of annual event in ILMS.

Best Award of Competition of Hiking arranged by Punjab University of all Punjab colleges at Jahar abad. Certificate of best Cricketer of Elite College of Commerce. Certificate of best Hiker by Elite College of Commerce.

INTERESTS & HOBBIES: PERSONAL PROFILE: Fathers Name Date of Birth CNIC # Nationality District of Domicile Marital Status Gender Religion PERMANENT ADDRESS: 21- Defense Road Redman Pura Gujranwala REFERENCES: Can be provided on request Muhammad Munawar March 17, 1985 34101-7275708-1 Pakistani Gujranwala Single Male Islam Books Reading Cricket, Badminton Traveling

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