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Turnersville/Blackwood
CEL
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Dynamic Tint
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138 Fries Mill Road Turnersville formerly Pizza Pizzazz
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35 Years e c Experien
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Guy Leone, CPA
856-256-1999
135 Trent Road Turnersville, NJ 08012
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Sal Randazzo Family Operated Restaurants for Over 25 Years
UNDER NEW OWNERSHI P
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ECHO PLAZA
4 for $21.99
LIMIT 2 PER CUSTOMER.
Must present coupon for this special price. Effective till 1/30/13.
CLIP & SAVE COUPON Our Famous 18" Italian Hoagie or Cheese Steak
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The NEW
WE DELIVER 856-228-6662
Fax: 856-228-6766
HOURS: Mon-Thurs. 10:30am - 10pm Fri. 10:30am - 11pm Sat. 11am - 11pm Sun. 11am - 9pm
LAKESIDE PLAZA
860 Black Horse Pike (Rt. 168 & Wilson Blvd.) Turnersville, NJ 08012
FREE
Plus Tax Toppings Extra
THE NEW
only $9.00 only $12.00 only $10.00 Plus Tax Plus Tax Toppings Extra
THE NEW THE NEW THE NEW
15.00
Wings
35.00
50 Each
856-228-6662
860 Black Horse Pk. (Rt. 168), Blackwood, NJ 08012
35.00
856-228-6662
860 Black Horse Pk. (Rt. 168), Blackwood, NJ 08012
856-228-6662
860 Black Horse Pk. (Rt. 168), Blackwood, NJ 08012
856-228-6662
860 Black Horse Pk. (Rt. 168), Blackwood, NJ 08012
THE NEW
THE NEW
THE NEW
THE NEW
2 Sicilian Pizzas
$
19.00
18.99
30.00
856-228-6662
860 Black Horse Pk. (Rt. 168), Blackwood, NJ 08012
856-228-6662
860 Black Horse Pk. (Rt. 168), Blackwood, NJ 08012
856-228-6662
860 Black Horse Pk. (Rt. 168), Blackwood, NJ 08012
10
ADVERTISEMENT
What is Bankruptcy? A person may be in a financial situation caused by a health condition, loss of a job or some other type of circumstance which affects their ability to pay their bills. Many people will seek help from friends and family. Many will read about Debt Management and working with creditors to regain control of their financial situation. Some have heard about Bankruptcy and want to have an understanding of how that procedure works. The Bankruptcy laws were designed to repay creditors in an orderly manner to the extent the Debtor has assets available for payment. For most consumers, there are two types of bankruptcies. These are referred to by their chapters -Chapter 7 and Chapter 13. To better understand the two Chapters, one must first have an understanding of the different classes of creditors. Secured creditors include mortgage companies, car lenders and sometimes the IRS. Unsecured creditors include a loan with no collateral such as a credit card lender. Chapter 7 bankruptcy is known as liquidation. In 2005, Congress amended the bankruptcy laws. One of the major changes was the creation of the means test to prevent wealthy debtors from abusing the bankruptcy laws. The means test is based on household size and income as compared to the state's median income. A person who does not qualify under the means test to file Chapter 7 may have to consider Chapter 13. Assuming a person qualifies for Chapter 7 and is represented by an attorney, their attorney will ask them to list all their assets and all their debt. A person cannot pick and choose what they wish to disclose they must disclose everything they own and everyone they owe money to. In most instances, the biggest asset is the home. The attorney will obtain an appraisal or a Comparative Market Analysis of the home to determine its value. The attorney will then perform a liquidation analysis of the home by deducting the mortgage payoffs and the value of any unpaid real estate tax liens from the value of the home. Then, he or she will apply the current Federal Exemption against any remaining net equity. In 2009, under 11 U.S.C. 522(d)(1), a husband and wife who are both named on the Deed can exempt up to $40,400 of net equity. This same analysis is then made for each asset a Debtor owns and a similar exemption, if
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L OOK
FOR A
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Whitman Drive
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unique childrens boutique Presents Joan Calabrese by Mon Cheri Sweetie Pie Collection Macis Couture FIRST COMMUNION TRUNK SHOW
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RISTORANTE & PIZZERIA Mon.-Thur. 11:00am-10:30pm, Fri. & Sat. 11:00am-11:30pm 460 Hurffville-Crosskeys Road Sun. 11:00am- 10:00pm Turnersville, NJ WE DELIVER WASHINGTON TOWNSHIP PARTS OF GLASSBORO & WILLIAMSTOWN
856-589-5200 or 856-589-5212
Fax: 856-589-6336
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SANDWICH
With the Purchase of 2 Hot or Cold Sandwiches of Equal or Lesser Value
Expires 2/16/13
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TWO DINNERS
EAT IN ONLY
Expires 2/16/13
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Tower Square Shopping Plaza 137 Egg Harbor Rd. Sewell 08080
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Full ServIce Automotive Repairs 498 LAMBS ROAD PITMAN, NJ 08071
SHOP HOURS: Mon. Fri. 8am-5pm Sat. 8am-1pm
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Take Loving Care of Your Vehicle Tune Up With Superior Maintenance at Exhaust R&R Family Automotive Batteries Diagnostics HAPPY NEW YEAR Brake Work TO ALL OUR Shocks LOYAL CUSTOMERS Wheel Balancing $79.95 Fuel Systems Includes: Lube, Oil & Filter, 21 Point Safety Check, Tire Rotation and Balance, Check Cleaning Battery, Check Brakes, Drain & Fill Coolant Auto & Cycle Expires 2/16/13. Up to 5 qts. oil. Not valid with other offer. Must present this coupon at time of service. Detailing
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ART DIRECTOR ASSOCIATE PUBLISHER Diane Marston Georgianne Becker SALES MANAGER Jim Pearce ACCOUNT EXECUTIVE Brad Kauffman
Neither the publisher nor the advertisers are liable for typographical errors, misinformation, etc. unintentionally contained herein. All materials become the property of the Todays Shopper LLC. Reproduction of matter contained herein is strictly forbidden without written permission. All contest prizes subPublished Bi-Weekly ject to change based on availability.
Auto Donations
DONATE A CAR - HELP CHILDREN FIGHTING DIABETES. Fast, Free Towing. Call 7 days/week. Nonrunners OK. Tax Deductible. Call Juvenile Diabetes Research Foundation 1-800-578-0408
Help Wanted
NOW HIRING: Companies Desperately Need Employees to Assemble Products at Home. No Selling. $500 weekly potential. Info. 1-985-646-1700 Dept. NA-7010
Autos Wanted
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LOCAL ADS
ARTICLES FOR SALE
Visit Todays Shopper website and browse the classified items for sale and Business services that are not in print. Sell your stuff FREE on our website, place ads in print and more. Its Easy: www.todaysshopper.net. Funky Eyeglass Chains handmade with Polymer Clay beads. Very unusual. Check out my bugs too! Visit my Etsy Shop, one of a kind items: www.gottacrowstudio.etsy.com
HOUSE CLEANING
Kimberlys Cleaning. Thorough and affordable. References available. Call for estimate. 856-883-8811.
Cable TV
Bundle & Save on your CABLE, INTERNET PHONE, AND MORE. High Speed Internet starting at less than $20/mo. CALL NOW! 800-291-4159
CHILDCARE
Childcare in my Blackwood home. Mon. - Fri. 6:30 AM -5:30 PM. All ages. Flexible Rates. Call for more info. Call Kelly 609-828-0326 FREE BUSINESS ADS Place ads ON Todays Shopper LOCAL COMMUNITY WEBSITEFREE- available to every business. Also place ads in print in this paper and reach over 81,000 homes and businesses. Log on to: www.todaysshopper.net, to place a free online or paid print ad. Please do not call to place a free ad online. You must go online. Or call 856-228-9852 to place a paid print ad in the paper. PETS & ANIMALS Adopt-A-Pet, Gloucester County Animal Shelter. Beautiful, Healthy, Dogs & Cats. Save A Life-adopt. Call 856-881-2828
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AUTOS
IMPALA LS 2001, ALL LEATHER SEATS, HEATED FRONT SEATS, ON STAR, ALL POWER WINDOWS AND DOOR LOCKS, A/C, FRONT WHEEL DRIVE GREAT IN SNOW. ALL THE BELLS AND WHISTLES. 16 WHELLS, 4 DOOR, SILVER. USED FOR TURNPIKE TRAVEL. 12,700. MILES. $4000.00 CALL 609-876-0176
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HOMEWORKERS NEEDED!!! up to $1000 WEEKLY MAILING OUR BROCHURES and POSTCARDS + ONLINE DATA ENTRY WORK. PT/FT. No Experience Needed! www.EasyPayWork.com
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HELP WANTED
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Schools
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Business to Business
ADVERTISING WORKS TOGETHER - ONLINE AND PRINT. Give us a call to market your business to over 4 million households for just one price in publications like this as well as our online classified sites. Visit www.macnetonline.com and call 800-450-7227 for more details.
Motorcycles/Wanted to Buy
WANTED JAPANESE MOTORCYCLE KAWASAKI 1967-1980 Z1-900, KZ900, KZ1000, ZIR, KX1000MKII, A1-250, W1-650, H1-500, H2-750, S1-250, S2-350, S3-400 SUZUKI GS400, GT380, GT750, Honda CB750 (1969, 1970) CASH. FREE PICKUP. 1-800-772-1142, 1-310-721-0726 usa@classicrunners.com
WANTED
CASH FOR CARS: Cars/Trucks Wanted! Running or Not! We Come To You! Any Make/Model. Instant Offer - Call: 1-800-569-0003
COMPUTERS
Computer problems? Viruses, spyware, email, printer issues, bad internet connections - FIX IT NOW! Professional, U.S.-based technicians. $25 off service. Call for immediate help. 1-888-864-9317
WANTED TO BUY
CASH FOR YOUR SEALED, unexpired DIABETIC TEST STRIPS! Free Shipping, Top$, 24hr Payments! Call 1-855-578-7477 or visit www.TestStripSearch.com today
Wanted To Buy
Diabetic Test Strips Wanted Check us out online! All Major Brands Bought Dtsbuyers.com 1 866 446 3009
MEDICAL/HEALTH
Canada Drug Center is your choice for safe and affordable medications. Our licensed Canadian mail order pharmacy will provide you with savings of up to 90 percent on all your medication needs. Call Today 888-697-2316 for $25.00 off your first prescription and free shipping. SELL YOUR STUFF IN TODAYS SHOPPER. 856-228-9852
GRAPHIC DESIGN
Opening a new business? All your design and printing needs. Menus, Flyers, Business Cards, Letterheads, Brochures, Advertisements. Call Diane. 609-268-4966.
REGIONAL ADS
ADOPTION
ARE YOU PREGNANT? A married couple (in our 30s) seeks to adopt. Full-time mom & devoted dad. Financial security. Expenses paid. Please call Ann & Michael 1-800-505-8452.
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Service Directory
Reach 80,000 Plus Homes & Businesses CALL 856-228-9852
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856-582-2459
856-938-5532
PAINTING / POWERWASHING
GENTILI PAINTING
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www.gentili-painting.com Insured Reg. #13VH00966900
856-228-2723
CARPENTRY
HANDYPERSON
PRESSURE WASHING
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FREE ESTIMATES CALL 856-264-7717
FENCING
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856-375-3629
Call 856-464-8843
CONTRACTOR
856-262-7825
BATHROOMS
Allied Contractors
Home Remodeling Repairs Additions Basements 20 Decks Bathrooms YEARS SMALL JOB SPECIALIST EXP.
Powerwashing Cleanups NJ 13VH04495300
CHC Bathrooms
ACE FENCING
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FAMILY OWNED BUSINESS LOWEST PRICES
Call 856-582-9799
Lic. # 13VH00983700
Contractor has rolls of Carpet & Vinyl from $1.35 SQ.FT. No wax vinyl 9X12 $289 installed.
FLOORING $AVE
Call 856-629-7060
We accept credit cards.
FLOORING
609-221-5775
CARPET SERVICE SALE
PLUMBING
Residential Commercial Water Heaters Sump Pumps Faucets Garbage Disposals Repairs Gas Piping Bathroom & Kitchen Remodels
FALLONS CARPENTRY
Painting Repairs Customizing Windows Siding Kitchens Bathrooms Basements & More
License #13VH04374100 Insured RESIDENTIAL COMMERCIAL
Remodeling, Doors, Floors, Windows, Tile, All Home Repairs and More
856.881.6911
Available
CALL 856-875-0216
856-875-4500
N.J. State License Number 8512
A1
HOME IMPROVEMENTS AND REPAIRS Ray Fabiane, LLC Mention Windows Doors Basements Decks This Ad Kitchens Baths Handyman Services
For A Discount
HOME IMPROVEMENT
H.O.P.E. IMPROVEMENT
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www.hopeprogram.net
RP CONSTRUCTION
Decks Roofing Siding Additions ALL TYPES OF RENOVATIONS AND REPAIRS NJ Lic #13VH01138500
www.todaysshopper.net
25
Service Directory
LANDSCAPING OIL TANK REMOVAL
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Call 856-228-9852
ROCK-SALT
ROCK-SALT
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856-882-8182
ATTENTION
Business Owners
Are you in need of an AFFORDABLE Advertising Program?
direct mails 5 separate zoned papers that can target the area or areas that you need. Up to 81,000 Plus!! We direct mail to EVERY home and business. We started our first paper over 18 years ago in Washington Township.
Our
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856-228-9852
AD PROGRAM
will work for you!
26
KEITHS
Our Huge 23,000 sq. ft. Showroom UNIQUE PIECES STYLES OF GREAT PRICES is devoted to ALL ALWAYS FURNITURE NEW & ESTATE PIECES 856-885-8147
Please Visit Our New Location: 3840 Route 42, Turnersville, NJ
CLASSIC FURNITURE & HOME DECOR ACCENTS
Our Huge 23,000 sq. ft. Showroom is devoted to ALL STYLES OF FURNITURE NEW & ESTATE PIECES NEW & ESTATE PIECES. NEW
SPECIALIZING IN HIGH END ESTATE FURNITURE up to BernhardtOff Regular Prices! 50% Ethan Allen Thomasville
Merchandise Arriving Daily
Authorized Signature Design by Ashley Dealer
Year in Business, Trust is Picture and Phone Number up to Off Regular Just Email Us Your EVERYTHING!
classicfurniture@comcast.net
SAVINGS
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WANTED:
www.todaysshopper.net
27
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Personal Injury Cases Wipe Out Surcharges BREAKING NEWS and Old Income Taxes Wipe Out Utility Bills Special Report on CNN States Stop Vehicle Repossession There is NO Stigma or Shame in Filing BANKRUPTCY Use This Coupon for $100 OFF and Wipe Out All Your Bills Reduce Car Payments in Chapter 7 for $999 + Filing Fee or Start Chapter 13 for $680. Wipe Out Medical Bills FREE CONSULTATION - CALL TODAY Reduce Mortgage Payments Stop Phone Calls Bankruptcy Attorney for 39 Years - Theres No Substitute for Experience and Creditor Harassment
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205 Landis Ave. VINELAND, NJ 08360
Se Habla Espaol!
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The Federal Government has designated us as a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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PRSRT STD U.S. POSTAGE PAID PHILA PA 191 PERMIT NO. 6438