Here is the utimate list of banking related IBPS bank interview questions.

If you prepare these questions you can be assured that you will have sound knowledge in banking. 1. What is meant by Repo Rate? 2. What is meant by Reverse Repo Rate? 3. What do you mean by CRR Rate? 4. What is meant by SLR Rate? 5. What do you mean by Bank Rate? 6. What is meant by Inflation? 7. What is meant by Deflation? 8. What is meant by Deposit Rate? 9. What is meant by FII? 10. What do you mean by FDI? 11. What is meant by IPO? 12. What is meant by Disinvestment? 13. What do you mean by Fiscal Deficit? 14. What is meant by Revenue deficit? 15. What do you mean by GDP? 16. What is meant by GNP? 17. What is meant by National Income? 18. What do you mean by Per Capita Income? 19. What is meant by Vote on Account? 20. Explain the Differences between a Vote on Account and an Interim Budget? 21. What is meant by SDR? 22. What is meant by SEZ? 23. What is meant by Open Market operations (OMO)? 24. What is meant by Micro Credit? 25. What do you mean by KYC? 26. What is cash profit? 27. What is meant by Liquidity Adjustment Facility (LAF)? 28. What is meant by RTGS System? 29. What is meant by Bancassurance? 30. What is meant by Wholesale Price Index (WPI)? 31. What is meant by Consumer price Index (CPI)? 32. What is meant by Venture Capital? 33. What do you mean by Treasury Bills? 34. What is meant by Banking Ombudsmen Scheme? 35. What do you mean by Subsidy? 36. What is meant by Debenture? 37. What are the types of debentures? 38. What do you mean by hedge fund? 39. What is meant by FCCB? 40. What is meant by Capital Account Convertibility (CAC)? 41. What is meant by Current Account Convertibility? 42. What is meant by Arbitrage? 43. What do you mean by Capitalism?

44. What is meant by Socialism? 45. Explain prepayment and default risk 46. What are your techniques to estimate your teams performance? 47. What is transaction and core banking? 48. What is the importance of NRI banking? 49. What is meant by ULIP? 50. Forex? Have you heard about it?What is it?

Here are some of the basic interview questions asked in the IBPS PO interviews 2012.The questions of basic nature has been selected so that you can start your preparation finding answers to the easy ones. 1. Where are you from? 2. What can you tell us about your home town? 3. Tell me about your family 4. If you get the job will you be ready to work anywhere in India? 5. Do you think your parents will allow you to work anywhere across India? 6. What is your ambition in life? 7. The why are you applying for the post of clerk? 8. Did you prepare for the interview? 9. What all questions did you prepare? 10. What are your strengths and weaknesses? 11. Dont you think you are over qualified for this simple job? 12. Why not software after engineering? 13. Do you have any bank account? 14. Where and why? 15. What type of bank account do you have? 16. What are the types of bank accounts? 17. What all details you need to fill up while withdrawing cash from the bank? 18. What do you mean by International Trade? 19. What is Balance of Payment? 20. Why do you want to work in this bank? 21. Have you applied for any other banks? 22. What do you know about this bank? 23. Have you gone through our website? 24. What is missing in the design of our website compared to the website of other banks? 25. Have you attended any bank interviews before? 26. What can you say about the recent regime change in uttar pradesh 27. What are the states where elections are going on 28. What are the main differences you see in a private bank and public bank? 29. Have you heard about Basel 2?

30. What is the importance of Basel 2 in the present banking environment?

Sir my name is Rahul. I am a very straightforward person who likes to take things as the way it goes in a composed way. Life is all about how you think positively and I feel that a positive outlook at any aspect in life will shape our character. I also like to take new challenges in lfe which indeed makes the man/woman I am. I always try to better myself in all the forms of life and I believe that it is these continuous efforts to produce better results that have helped me reach here.

I was not a well organized guy .I used to leave my books here and there and never used to arrange them. But later I understood the mistake. Whenever I wanted a book in need I never got it, because all the books were lying here and there. So I decided to make an effort to arrange everything properly in my life. Not just books. But I try to make myself an organized guy everywhere. I am becoming more successful now with continuous efforts.

You are work addictive. So your friends scold you You want every work you do to be perfect. Many guys do not like you because of that. I try to plan a project ahead of the stipulated time. But many feel that you just need to complete it on the deadline day.

1. What is SLR Rate? Every bank needs to maintain a certain amount of funds ( cash, gold, government approved securities) before they can legally give loans or credits to its customers.This is called statutory liquidity ratio. This rate is fixed by the reserve bank of India to control the expansion of loans.You may want to know how the reserve bank determines the SLR rate.Actually SLR is determined as the % of total demand and time liabilities. Time liabilities These are the liabilities that the banks are supposed to pay the customers any time whenever they ask. SLR is also a monetary regulation tool used by the reserve bank for controlling the monetary system in the country effectively.

2. What is Bank Rate? Bank rate is also called as the discount rate.It is in fact the interest rate charged by the central bank when giving loans to the commercial banks.Remember that it is different from the Repo rate. This rate is also an effective monetary regulation tool used by the reserve bank of India.

3. What is Inflation? This is one common term which is can be seen in the newspapers on every day basis. It is the increase in the prices of goods and services in the economy.When the normal prices of goods increases, generally the economy can be said to be inflating. Actually this happens when there is more demand and less supply. In such a case the existing goods will be rated high and the general prices of such goods increases.

4. What is Deflation? This is just the opposite of inflation. Here the prices of goods ad services comes down continuously.Here you can also infer that there will be more supply and less buyers. Hence the general value of the goods gets reduced and even the goods will be sold below their market rates.

If you have any doubts regarding any of these topics mentioned above please coment your doubts and opinion in the coments below. But do not write your emai id in the comments. What are your strong points / what factors are you very good at? Give some strengths in your charchter.These questions are a sure shot chance for you to showcase your skills in front of the interview board. But before answering you need to sit down and think what factors you are really good at. Do not just right all the good points in your answer. Be truthful and first write down your positive qualities. Here is a list of qualities I have compiled which may help you. Pick the qualities that suit you. Always be truthful in this.

Technical knowledge Organized life Efficiency in work Good listening skills Confidence level Initiative in work Creative mind

open minded logical thinking ability analytical thinking quick learner genuine nature warm inventive rebellious direct generous insightful Friendly nature Computer skills Analytical skills Communication skills Problem solving skills Positive attitude

Now you know what you are good at. So just say it in a proper response. Here is a model answer I am good at problem solving skills and i enjoy solving such problems. I love challenges and i always try to complete ant given work in time. Whenever i do any work I concentrate highly on it and no pressure used to affect me. I experienced this in my college project when I had to complete the project I did in a very less time due to the negligence from he part of my project partners. But in the end I made them understood the significance of the project and we completed it in time. That was a happy incident for me.