YOUR NAME: LAST NAME, FIRST YOUR ADDRESS

DEBT COLLECTOR NAME DEBT COLLECTOR ADDRESS February 17, 2013

Re: VIOLATION OF THE FEDERAL DEBT COLLECTION PRACTICES ACT AND FCCPA 559.72
Dear DEBT COLLECTOR NAME, You are not a party to the contract between YOUR NAME and CORPORATION ACTUALLY OWED DEBT, and you have called Your name and/or the workplace of Your name several times to collect for a debt that is not owed to you, in violation of: THE FEDERAL DEBT COLLECTION PRACTICES ACT - 15 USC 1692c (b) Communication with third parties Except as provided in section 1692b of this title, without the prior consent of the consumer given directly to the debt collector, or the express permission of a court of competent jurisdiction, or as reasonably necessary to effectuate a postjudgment judicial remedy, a debt collector may not communicate, in connection with the collection of any debt, with any person other than the consumer, his attorney, a consumer reporting agency if otherwise permitted by law, the creditor, the attorney of the creditor, or the attorney of the debt collector. You are also in violation of 15 USC 1692d: A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: (5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number. (a) Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of (1) any actual damage sustained by such person as a result of such failure;

(2) (A) in the case of any action by an individual, such additional damages as the court may allow, but not exceeding $1,000; (3) in the case of any successful action to enforce the foregoing liability, the costs of the action, together with a reasonable attorneys fee as determined by the court. On a finding by the court that an action under this section was brought in bad faith and for the purpose of harassment, the court may award to the defendant attorneys fees reasonable in relation to the work expended and costs. You are also in violation of: FLORIDA CONSUMER COLLECTION PRACTICES ACT PART IV - CONSUMER COLLECTION PRACTICES (FCCPA)

559.72 Prohibited practices generally.-(4) Communicate or threaten to communicate with a debtor's employer prior to obtaining final judgment against the debtor, unless the debtor gives her or his permission in writing to contact her or his employer or acknowledges in writing the existence of the debt after the debt has been placed for collection, but this shall not prohibit a person from telling the debtor that her or his employer will be contacted if a final judgment is obtained; And/or (7) Willfully communicate with the debtor or any member of her or his family with such frequency as can reasonably be expected to harass the debtor or her or his family, or willfully engage in other conduct which can reasonably be expected to abuse or harass the debtor or any member of her or his family; 559.77 Civil remedies.-(1) A debtor may bring a civil action against a person violating the provisions of s. 559.72 in a court of competent jurisdiction of the county in which the alleged violator resides or has his or her principal place of business or in the county wherein the alleged violation occurred. (2) Upon adverse adjudication, the defendant shall be liable for actual damages and for additional statutory damages of up to $1,000, together with court costs and reasonable attorney's fees incurred by the plaintiff. In determining the defendant's liability for any additional statutory damages, the court shall consider the nature of the defendant's noncompliance with s.559.72, the frequency and persistence of such noncompliance, and the extent to which such noncompliance was intentional. In any class action lawsuit brought under this section, the court may award additional statutory damages of up to $1,000 for each named plaintiff. The court may, in its discretion, award punitive damages and may provide such equitable relief as it deems necessary or proper, including enjoining the defendant from further violations of this part. IF THEY USED AUTOMATED CALLING:

By calling Your names phone with an automated machine, you are also in violation of: 47 USC 227 - Restrictions on use of telephone equipment (b) Restrictions on use of automated telephone equipment (1) Prohibitions It shall be unlawful for any person within the United States, or any person outside the United States if the recipient is within the United States (A) to make any call (other than a call made for emergency purposes or made with the prior express consent of the called party) using any automatic telephone dialing system or an artificial or prerecorded voice (3) Private right of action A person or entity may, if otherwise permitted by the laws or rules of court of a State, bring in an appropriate court of that State (A) an action based on a violation of this subsection or the regulations prescribed under this subsection to enjoin such violation, (B) an action to recover for actual monetary loss from such a violation, or to receive $500 in damages for each such violation, whichever is greater. If the court finds that the defendant willfully or knowingly violated this subsection or the regulations prescribed under this subsection, the court may, in its discretion, increase the amount of the award to an amount equal to not more than 3 times the amount available under subparagraph (B) of this paragraph.

You have repeatedly called and sent letters to Your name and/or Your names workplace NAME in violation of THE FEDERAL DEBT COLLECTION PRACTICES ACT - 15 USC 1692(d) and THE FLORIDA CONSUMER COLLECTION PRACTICES ACT 559.72, and are liable for up to $2000 in statutory damages. You have also violated 47 USC 227 and are liable for $500 to $1500 per automated call, and you have called Your names phone through an automated machine approximately 100 times. The Supreme Court and Florida Law also allow for punitive damages in this case, and in court you may be liable for additional thousands of dollars. You claim a debt which for which you have produced no contract or signature of the alleged debtor, and which you are not a party to. In court, you may be liable for well over $102,000 in damages, plus court costs and attorneys fees.

I am willing to settle for half of the statutory damages. You may send a check for $51,000 to the above listed address. Best regards, Your first name: of Your last name family