HSBC History Wall at the HSBC Head Office in London.

A major work of art designed and built by Thomas Heatherwick Studio, the History Wall comprises nearly 4,000 HSBCs history around the world. The HSBC History Wall seen from the main entrance of the HSBC Head Office in London. Centre: Postcard sent in 1903, showing the offices of The Hongkong and Shanghai Banking Corporation in Hong Kong. Right: Advertisement promoting business accounts, issued by Midland Bank in 1968. HSBC was born from one small idea a local bank serving local needs. In March 1865, HSB Copened its doors for business in Hong Kong and today it welcomes customers all over the world. The intervening years have formed the character of HSBC. Its experiences have created its core strengths of resilience, adaptability and capability for innovation. A glance at its history explains why it believes in capital strength, strict cost control and in building long-term relationships with customers. HSBC has weathered change in all forms revolutions, economic crises, new technologies and has adapted to survive. Growth has come organically and through strategic acquisitions, and these purchases have brought their own strengths and cultures to the Group. The resulting corporate character of HSBC enables it to meet the challenges of the financial world of today and tomorrow. This brief history introduces the major events, decisions and personalities that have made HSBC what it is today.April 2010 Foreword Below, left: Staff of the Imperial Bank of Persias chief office in Tehran in 1934. Centre: The 1866 annual report of the Citizens Savings Bank. The business later became part of the Republic National Bank of New York. Right: HSBCs hexagon symbol is installed at the top of the new HSBC Head Office at 8 Canada Square, London.View of Hong Kong waterfront in the 1860s when HSBC opened its doors for business. The banks first office is on the far left. Celebrating the opening of a new HSBC branch in Shanghai in June 2007. Introduction Headquartered in London, HSBC Holdings plc is one of the largest banking and financial services organisations in the world. HSBCs international network comprises around 8,000 offices in 88 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa. Through an international network linked by

advanced technology, HSBC provides acomprehensive range of financial services to individuals, businesses and institutions. In total,HSBC serves over 100 million personal and almost three million commercial customers. To meet the needs of these customers, HSBC employs around 300,000 employees speaking over 100 languages. At 31 December 2009, HSBCs total assets amounted to over US$2,300 billion. Although the Groups holding company, HSBC Holdings plc, was formed as recently as 1991, many of its principal constituent companies opened for business over a century ago and have long experience in their home and international markets. The story of the growth and development of these companies is rich in variety and achievement, with an international pedigree that is unique in banking history. This brief history describes the origins and evolution of the companies that make up the HSBC Group. The history concludes with a summary of the far-reaching changes in recent years that have given HSBC its special place in todays major financial markets. HSBC in the Asia-Pacific region Beginnings, 1865 HSBCs name is derived from The Hongkong and Shanghai Banking Corporation Limited, the founding member of the modern Group. The bank owed its origins to the business communities of the China coast in the 1860s. At that time, the finance of trade in the region was not well developed and most transactions were still handled by the European trading houses, or hongs, rather than by professional banks. By the early 1860s, local businessmen needed larger and more sophisticated facilities. In Hong Kong, in particular, business leaders required specialist banking services preferably from a bank that was locally owned and managed. The founding of the bank in 1865 answered this need. The new company was the inspiration of Thomas Sutherland, then the Hong Kong Superintendent of the Peninsular and Oriental Steam Navigation Company, who produced a prospectus for a locally based bank operating on sound Scottish banking principles. The prospectus attracted the support of a broad spectrum of Hong Kong interests, including American and Indian trading houses as well as European firms, and the initial capital of HK$5 million was quickly taken up in Hong Kong, Shanghai and Calcutta. On this basis, the bank opened for business in Hong Kong on 3 March 1865. Then, as now, the banks headquarters were at 1 Queens Road. One month later, on 3 April 1865, the banks Shanghai office opened for business. Initial response from customers in the two cities was favourable, both from the foreign business community and from the compradores, the influential Chinese intermediaries in charge of local staff and business dealings in the Chinese community.

Features and Benefits Zero-balance current account for your business Zero charges

Zero charges for Demand Drafts / RTGS / NEFT through Internet banking Zero charges for balance enquiry and cash withdrawals at over 23,000 VISA ATMs across India Zero charges for collection/clearing of outstation cheques payable at HSBC branch locations Zero service charges on Bulk Salary/Supplier payment done through Internet Banking Zero charges for online utility bill payments Zero charges for issuing multiple debit cards on your HSBC DIRECT for business account - each with a limit that you can setup or change through Phone Banking Zero worries Zero worries with doubly secure Internet Banking - HSBC's Internet Security Device doubles your online security Zero worries with free Mobile Alerts service keeping you informed of account activity Zero worries about misuse of debit cards - setup individual transaction limits on each debit card, and change these limits with a simple phone call Zero worries about missed due dates- schedule multiple bill payments and funds transfers in advance through Internet Banking

Zero time wasted Zero time wasted waiting to withdraw cash at the branch with Rs. 200,000 daily cash withdrawal limit on your Debit card

Zero trips to the branch with 24x7 access through Internet, Phone and over 23,000 VISA ATMs in India Zero time wasted making multiple payments - make bulk salary / supplier payments through Internet Banking Zero time wasted standing in line to pay your bills - make utility bill payments online for free Zero waiting with free Instant Advices on the status of your import/export transactions via email Zero hassles Zero hassle Doorstep Banking available on request (at a charge) Zero hassles with free online bill payment - no more missed due dates and late payment charges Zero hassle with multiple debit cards issued to your staff - each with a limit that you can setup or change Zero hassles of filling up forms at the branch to place a fixed deposit - place a fixed deposit instantly through Internet Banking and update maturity instructions online at your own convenience.

Function Overview
This page is designed to give you a brief understanding of the main functions within the Business Internet Banking service. A list fully detailing all the functions can be found in the 'Managing the Service' guide. Your Accounts Allows you to view your account balances in a number of different formats which include realtime. You can also view any formal borrowing limit (Agreed Limit) that has been agreed by the bank. Recent Transactions For Business Card and Commercial Card accounts, the service lets you see all transactions since the last statement date. You can also view the last 6 months statements. For sterling accounts, you can view the recent transactions on your account, including transactions made that day. You can also download your transactions into a financial package such as, Microsoft Money, Quicken or into a spreadsheet. Statements For both Business Current and Savings accounts, the service allows you to view, print and download statements into PDF format. Statements can be viewed for at least 6 years, with the ability to switch paper statements on and off and amend the frequency. You can also view applicable Debit and Credit Interest Rates for your accounts via the Statement function. Interest and Charges summary can be viewed, printed and downloaded into a software package. Payments Business Internet Banking puts you in control by letting you set an overall daily payment limit for the business, up to a maximum of 100,000 a day, which covers all payments made through the Business Internet Banking service. We offer you four different payment options to choose from Bill, CHAPS, International (aka Priority) and BACS Payments. Bill Payments With the Bill Payment option you make sterling payments one at a time to a single UK beneficiary in a way that may be familiar to users of our Personal Internet Banking service or Business Telephone Banking service. Bill Payments are normally received by the beneficiary's bank and should be available for drawing within two hours providing that the beneficiary sort code and account number accepts Faster Payments. In all other cases the payment will take a

minimum of three working days. You can also send us a forward dated payment up to 45 days in advance. Payments up to the value of 100,000.00 can be sent using the Faster Payment service (this can be reduced at anytime without prior notice), subject to the appropriate payment limits and available funds in your account or an agreed overdraft covering the payment. Please note: Payments can be made up to your daily Bill Payment limit to HSBC Credit Cards (including first direct), HSBC Business Card and Commercial Credit Cards using the Faster Payment Service. The Bill Payment option will help you avoid unplanned overdrafts as available funds are needed on your account before a payment is made. Details of Bill Payments made are available (realtime) from 'Transaction List' within the 'Your Accounts' option. CHAPS Payments The CHAPS Payment option is particularly useful to Businesses who need to make urgent single sterling payments where funds need to be received the same day. For example: a Conveyancing Solicitor may use this service to transact funds, from the sale of a property, between the buyer and the seller's bank accounts. When making a CHAPS payment in Business Internet Banking there needs to be sufficient funds in the debiting account to cover the value of the payment. International Payments International Payments, also known as SWIFT or Priority payments, are used for sending funds overseas or currency within the UK. There is a wide variety of currencies that can be sent and exchange rates are updated daily. Sending international payments can often be a daunting and longwinded process. The International Payment service on BIB has been specifically designed to make this simple and easy. The key to making a priority payment is to ensure that you have all of the essential beneficiary details and enter them accurately in the payment instruction. BIB will ask you for the information it needs to be able to make your payment quickly and efficiently. As a general rule you should always ask the beneficiary to provide you with the following information:

Beneficiary name Beneficiary address Beneficiary Bank Identifier Code (BIC) or routing code Beneficiary International Bank Account Number (IBAN) or account number Reason for the payment

HSBC InvestDirect (India) Ltd

BSE: 532653 | NSE: HINVDIR | ISIN: INE800B01013 Market Cap: [Rs.Cr.] 2,789 | Face Value: [Rs.] 10 Industry: Finance & Investments
394.000.00 (0.0%) 394.000.00 (0.0%) Jul 07,00:00 394.00 | 392.35 75,381 394.00 | 0.00 392.35 29,699,846.00 75,226 45,991.88 Jul 07,00:00 394.80 | 392.45 58,213 394.80 | 0.00 392.45 22,933,515.55 58,022 98,671.75
NSE

BSE Day's High | Low Day's Volumes 52Wk High | Low Open Price Turnover Deliverable Vol. 6 Mth. Avg. Vol. NSE Day's High | Low Day's Volumes 52Wk High | Low Open Price Turnover Deliverable Vol. 6 Mth. Avg. Vol.

Subject to agreed limits and available funds, you can make payments in different currencies to any beneficiary bank in the UK or abroad. Payments are typically received by the beneficiary between 1 - 4 days after debiting your account. BACS Payments The BACS payment option is ideally suited to established businesses that make frequent UK

sterling payments, especially bulk payments such as salaries. BACS payments can be made in batches of up to twenty five beneficiaries (one debit), so you don't need to make payments oneat-a-time. BACS payments are received by the beneficiary's bank in three working days. You can also send us a forward dated payment up to 45 days in advance. Pending Payments If you have sent us any forward dated Bill/BACS payments you can view the details and if necessary, cancel these payments at any time through the Pending Payments option, right up to when we make the payment for you. Transfers Transfers are the immediate movement of monies from one of your HSBC bank accounts to another of your HSBC bank accounts provided they both appear on the same Business Internet Banking profile (set of accounts which appear in the same account list). Transfers can be made for any amount up to the available balance on the account the money is coming from. There is no charge. User Administration This function will allow you to create, amend or delete a Secondary User (Secondary Users are employees or other individuals who have been allowed to access the business accounts and are set-up by the Primary User). Standing Orders This function will allow you to create a new standing order or view, amend and cancel any standing orders already set up on your accounts. Direct Debits This function will allow you to view and cancel any direct debits set up on your sterling accounts. Trade Services This function will enable you to view your Import or Export accounts and submit requests via BIB. You will be able to:

Enquire on import and export accounts Create and authorise documentary credit applications and amendments Create and maintain applicant and beneficiary lists, trade templates and clauses for use in creating new documentary credit applications Apply for a full or partial transfer of an export documentary credit Enquire on existing trade facilities with the bank

View pending import bill instructions and manage their acceptance and settlement Approve, change or delete pending transactions.

Cheques Submit a request to cancel a cheque or sequence of cheques, submit an order for a new cheque or paying in book, or request a copy of a presented cheque or credit to aid account reconciliation. Business Card / Commercial Card Enables the user to review the company card and individual cardholder limits for a particular card account and submit a request to increase and/or decrease these as necessary. A new cardholder application form is also available for download in PDF format. Activity History Review all activity made by individuals allowed access to the business account through the Business Internet Banking service within the last 90 daysSWOT Analysis of HSBC:
Strengths: 1. Size: World's largest (based on a composite score, Forbes) and most profitable banking corporation 2. Highest international presence: 128 mn customers worldwide 3. London & NY listing: Prestige and visibility. Access to UK and US capital markets for future capital raising. 4. Diversified approach - both geographically and on basis of customer group Weaknesses: 1. Branding: HSBC setup banks under different names (Hong Kong Bank of Canada, British Bank of the Middle East, etc) over 100 years. In 1998, they were all branded together, but the previous lack of branding and the name changes may have hurt HSBC in brand recognition. 2. Bad debts due to housing market: HSBC's North American results have been significantly affected by higher loan impairment charges due to the impact on its portfolio of credit Opportunities: 1. The Middle East: HSBC hs been aggressively expanding its business in this region, where other banks are hesitant to setup, and its reaping rich dividends. 2. Emerging economies: HSBC is the largest international bank in Asia wherein the economies have risen by unprecedented levels in previous years. By investing in these and other emerging countries like Brazil, HSBC can offset problems it may have as spending in the US and UK declines. 3. Becoming world's leading financial services company: This is HSBC's stated aim. This requires HSBC to transform itself from a global bank to a more diversified global financial services company such as Citibank. Threats: 1. Downturn in American spending: Because of American housing market collapse and fears of impending recession, Americans are predicted to rely less on consumer credit and more on their saving skills to get by. The drop in American spending will be bad for... deterioration related largely to housing market weakness in the US. Hsbc Swot Analysis Here are the strengths, weaknesses, opportunities and threats of HSBC.

Definitions
HSBC refers to HSBC Holdings, an international banking organization. The name comes from the bank's origins as the Hongkong and Shanghai Banking Corporation. Foundation The Hongkong and Shanghai Banking Corporation was founded in Shanghai and Hong Kong in 1865 by Thomas Sutherland. Incorporation The Hongkong and Shanghai Banking Corporation was incorporated into HSBC Holdings in 1991. Size According to the HSBC Group, the organization has a presence in every continent except Antarctica. That includes 8,000 offices in 88 different countries. Headquarters HSBC Group's headquarters is in London's Canary Wharf. The Hongkong and Shanghai Banking Corporation still has its headquarters on the riverfront in Hong Kong. Services According to the Financial Times, HSBC Group provides a range of personal finance, commercial banking, private banking, investment and global banking services.

HSBC Branches in India HSBC IFSC Codes

HSBC has around 50 branches. Given below is the list of states in India where HSBC bank has its branches. Click a state name to view list of HSBC branches in that state. Also get HSBC bank IFSC codes, branch address etc... Andhra Pradesh Assam Bihar Chandigarh Chhattisgarh Delhi Gujarat Haryana Karnataka Kerala Madhya Pradesh Maharashtra Punjab Rajasthan Tamil Nadu Uttar Pradesh West Bengal Bank Logo

HSBC Branches (IFSC Codes) & HSBC ATMs

HSBC the worldwide bank which is named after the founding member, the Hongkong and Shanghai Banking Corporation Limited, which was established in 1865. The purchase of Marine Midland Bank, US (in the 1980s) and Midland Bank, UK (1992) made HSBC a universal bank. After acquiring the full ownership of Midland Bank, HSBC made the headquarters in London. Its international network comprises around 7,200 offices world-wide. In 1959 the acquisition of The Mercantile Bank of India by The Hongkong and Shanghai Banking Corporation Limited laid the foundation for HSBC in India. It has its registered office in Mumbai. HSBC keeps the credit of giving India its first ATM in 1987. Use the Search Box given below to find HSBC branches, ATMs, IFSC codes, MICR codes, Branch location and address etc..

HSBC Toll free Numbers

1800-209-0100 (only for NRI)

HSBC Services
Personal Banking Non Resident Indian Banking Financial Planning Services Corporate Banking Business Banking Payments and Cash Management Trade (international and domestic) and Factoring Services Institutional Banking Treasury and Capital Markets Custody and Clearing

HSBC Official Website(s)

http://www.hsbc.co.in